M&T Bank Mortgage Lending & HMDA Data, 2024
In 2024, M&T Bank of Buffalo, NY reported 36,377 mortgage applications totaling $8.4 billion, up 11% from 2023. The average application was for $230,394, and applicants reported an average income of $158,718. 57% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,529), Baltimore-Columbia-Towson, MD (2,951) and New York-Jersey City-White Plains, NY-NJ (2,370) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 36,377 |
| Total Mortgage Loan Application Amount | $8,381,065,000 |
| Average Mortgage Loan Application Amount | $230,394 |
| Highest Mortgage Loan Application Amount | $45,895,000 |
| Average Applicant Income | $158,718 |
| Highest Applicant Income | $9,295,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 3,060 | $ 501,350,000 | $ 163,839 | $ 119,000 |
| Capitol Planning Region, Connecticut | 1,059 | $ 163,025,000 | $ 153,942 | $ 128,000 |
| Baltimore, Maryland | 1,047 | $ 172,275,000 | $ 164,541 | $ 126,000 |
| Suffolk, New York | 949 | $ 240,375,000 | $ 253,292 | $ 195,000 |
| York, Pennsylvania | 819 | $ 102,925,000 | $ 125,671 | $ 96,000 |
| Monroe, New York | 718 | $ 85,750,000 | $ 119,428 | $ 103,000 |
| Western Connecticut Planning Region, Connecticut | 679 | $ 256,165,000 | $ 377,268 | $ 302,000 |
| Onondaga, New York | 640 | $ 85,210,000 | $ 133,140 | $ 116,000 |
| Baltimore City, Maryland | 620 | $ 69,820,000 | $ 112,612 | $ 94,000 |
| Greater Bridgeport Planning Region, Connecticut | 616 | $ 132,440,000 | $ 215,000 | $ 157,000 |
| Montgomery, Maryland | 576 | $ 247,400,000 | $ 429,513 | $ 230,000 |
| Sussex, Delaware | 513 | $ 85,265,000 | $ 166,208 | $ 144,000 |
| Middlesex, Massachusetts | 506 | $ 311,530,000 | $ 615,671 | $ 287,000 |
| South Central Connecticut Planning Region, Connecticut | 502 | $ 91,920,000 | $ 183,107 | $ 143,000 |
| Westchester, New York | 479 | $ 142,565,000 | $ 297,630 | $ 220,000 |
| New Castle, Delaware | 476 | $ 70,660,000 | $ 148,445 | $ 124,000 |
| Anne Arundel, Maryland | 475 | $ 88,155,000 | $ 185,589 | $ 148,000 |
| Niagara, New York | 469 | $ 66,065,000 | $ 140,863 | $ 97,000 |
| Bergen, New Jersey | 441 | $ 159,535,000 | $ 361,757 | $ 218,000 |
| Luzerne, Pennsylvania | 388 | $ 47,620,000 | $ 122,731 | $ 113,000 |
| Fairfax, Virginia | 377 | $ 232,035,000 | $ 615,477 | $ 290,000 |
| Broome, New York | 375 | $ 47,155,000 | $ 125,746 | $ 116,000 |
| Naugatuck Valley Planning Region, Connecticut | 366 | $ 54,510,000 | $ 148,934 | $ 116,000 |
| Nassau, New York | 353 | $ 120,225,000 | $ 340,580 | $ 235,000 |
| Hampden, Massachusetts | 341 | $ 45,065,000 | $ 132,155 | $ 107,000 |
| Harford, Maryland | 330 | $ 51,820,000 | $ 157,030 | $ 117,000 |
| Prince George's, Maryland | 319 | $ 51,465,000 | $ 161,332 | $ 127,000 |
| Essex, New Jersey | 300 | $ 95,310,000 | $ 317,700 | $ 205,000 |
| Queens, New York | 293 | $ 85,095,000 | $ 290,426 | $ 160,000 |
| Franklin, Pennsylvania | 282 | $ 36,070,000 | $ 127,907 | $ 92,000 |
| Orange, New York | 281 | $ 51,485,000 | $ 183,220 | $ 151,000 |
| Berks, Pennsylvania | 281 | $ 34,235,000 | $ 121,832 | $ 93,000 |
| Essex, Massachusetts | 280 | $ 78,000,000 | $ 278,571 | $ 165,000 |
| Schuylkill, Pennsylvania | 273 | $ 24,365,000 | $ 89,249 | $ 88,000 |
| Dutchess, New York | 263 | $ 53,425,000 | $ 203,136 | $ 139,000 |
| Howard, Maryland | 257 | $ 69,235,000 | $ 269,396 | $ 190,000 |
| Chautauqua, New York | 254 | $ 28,520,000 | $ 112,283 | $ 101,000 |
| Kings, New York | 254 | $ 108,220,000 | $ 426,062 | $ 208,000 |
| Suffolk, Massachusetts | 250 | $ 185,610,000 | $ 742,440 | $ 438,000 |
| Washington, Maryland | 226 | $ 28,630,000 | $ 126,681 | $ 101,000 |
| Oneida, New York | 225 | $ 28,915,000 | $ 128,511 | $ 98,000 |
| Ocean, New Jersey | 222 | $ 46,320,000 | $ 208,648 | $ 154,000 |
| Loudoun, Virginia | 218 | $ 123,470,000 | $ 566,376 | $ 270,000 |
| Kent, Delaware | 215 | $ 25,815,000 | $ 120,069 | $ 109,000 |
| Frederick, Maryland | 213 | $ 42,675,000 | $ 200,352 | $ 157,000 |
| Monmouth, New Jersey | 212 | $ 77,110,000 | $ 363,726 | $ 231,000 |
| District of Columbia, District Of Columbia | 204 | $ 121,420,000 | $ 595,196 | $ 301,000 |
| Norfolk, Massachusetts | 200 | $ 160,500,000 | $ 802,500 | $ 399,000 |
| Worcester, Massachusetts | 194 | $ 54,090,000 | $ 278,814 | $ 159,000 |
| Rockland, New York | 193 | $ 51,385,000 | $ 266,243 | $ 228,000 |
| Cumberland, Pennsylvania | 192 | $ 30,340,000 | $ 158,020 | $ 101,000 |
| Lancaster, Pennsylvania | 186 | $ 33,550,000 | $ 180,376 | $ 144,000 |
| Southeastern Connecticut Planning Region, Connecticut | 184 | $ 32,220,000 | $ 175,108 | $ 139,000 |
| Dauphin, Pennsylvania | 182 | $ 22,140,000 | $ 121,648 | $ 89,000 |
| Ulster, New York | 180 | $ 41,930,000 | $ 232,944 | $ 172,000 |
| Middlesex, New Jersey | 179 | $ 46,105,000 | $ 257,569 | $ 165,000 |
| Union, New Jersey | 175 | $ 46,825,000 | $ 267,571 | $ 197,000 |
| Carroll, Maryland | 172 | $ 27,580,000 | $ 160,348 | $ 139,000 |
| Chittenden, Vermont | 163 | $ 72,115,000 | $ 442,423 | $ 188,000 |
| Albany, New York | 157 | $ 24,425,000 | $ 155,573 | $ 133,000 |
| Rockingham, New Hampshire | 156 | $ 41,010,000 | $ 262,884 | $ 179,000 |
| Philadelphia, Pennsylvania | 151 | $ 19,725,000 | $ 130,629 | $ 114,000 |
| Morris, New Jersey | 141 | $ 47,685,000 | $ 338,191 | $ 236,000 |
| Richmond, New York | 140 | $ 32,830,000 | $ 234,500 | $ 126,000 |
| Bronx, New York | 135 | $ 23,265,000 | $ 172,333 | $ 120,000 |
| Wicomico, Maryland | 134 | $ 15,160,000 | $ 113,134 | $ 103,000 |
| Prince William, Virginia | 133 | $ 33,405,000 | $ 251,165 | $ 155,000 |
| Burlington, New Jersey | 129 | $ 26,105,000 | $ 202,364 | $ 143,000 |
| Hudson, New Jersey | 125 | $ 46,025,000 | $ 368,200 | $ 193,000 |
| Genesee, New York | 125 | $ 15,975,000 | $ 127,800 | $ 91,000 |
| Blair, Pennsylvania | 119 | $ 11,695,000 | $ 98,277 | $ 94,000 |
| York, Maine | 117 | $ 31,775,000 | $ 271,581 | $ 173,000 |
| Passaic, New Jersey | 117 | $ 22,445,000 | $ 191,837 | $ 183,000 |
| Cayuga, New York | 112 | $ 13,110,000 | $ 117,053 | $ 106,000 |
| Delaware, Pennsylvania | 111 | $ 23,195,000 | $ 208,963 | $ 132,000 |
| Northumberland, Pennsylvania | 111 | $ 9,885,000 | $ 89,054 | $ 77,000 |
| Camden, New Jersey | 110 | $ 19,330,000 | $ 175,727 | $ 127,000 |
| Putnam, New York | 103 | $ 26,655,000 | $ 258,786 | $ 178,000 |
| Cattaraugus, New York | 100 | $ 12,000,000 | $ 120,000 | $ 111,000 |
| Rensselaer, New York | 100 | $ 15,190,000 | $ 151,900 | $ 100,000 |
| Charles, Maryland | 97 | $ 14,225,000 | $ 146,649 | $ 118,000 |
| Montgomery, Pennsylvania | 97 | $ 28,545,000 | $ 294,278 | $ 201,000 |
| Adams, Pennsylvania | 96 | $ 11,650,000 | $ 121,354 | $ 99,000 |
| Plymouth, Massachusetts | 93 | $ 47,965,000 | $ 515,752 | $ 345,000 |
| Somerset, New Jersey | 92 | $ 37,450,000 | $ 407,065 | $ 247,000 |
| Chester, Pennsylvania | 92 | $ 28,400,000 | $ 308,695 | $ 215,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 90 | $ 18,640,000 | $ 207,111 | $ 220,000 |
| Worcester, Maryland | 90 | $ 17,580,000 | $ 195,333 | $ 153,000 |
| New York, New York | 90 | $ 63,720,000 | $ 708,000 | $ 649,000 |
| Saratoga, New York | 89 | $ 18,125,000 | $ 203,651 | $ 199,000 |
| Northwest Hills Planning Region, Connecticut | 86 | $ 15,270,000 | $ 177,558 | $ 144,000 |
| Allegany, Maryland | 86 | $ 9,210,000 | $ 107,093 | $ 75,000 |
| Herkimer, New York | 83 | $ 8,445,000 | $ 101,746 | $ 91,000 |
| Centre, Pennsylvania | 83 | $ 12,645,000 | $ 152,349 | $ 119,000 |
| Hillsborough, New Hampshire | 82 | $ 19,230,000 | $ 234,512 | $ 166,000 |
| Schenectady, New York | 81 | $ 9,495,000 | $ 117,222 | $ 114,000 |
| Windham, Vermont | 81 | $ 12,015,000 | $ 148,333 | $ 125,000 |
| Tompkins, New York | 78 | $ 15,180,000 | $ 194,615 | $ 124,000 |
| Bucks, Pennsylvania | 77 | $ 16,635,000 | $ 216,038 | $ 156,000 |
| Lebanon, Pennsylvania | 76 | $ 9,320,000 | $ 122,631 | $ 90,000 |
| Lycoming, Pennsylvania | 75 | $ 7,315,000 | $ 97,533 | $ 76,000 |
| Windsor, Vermont | 74 | $ 16,410,000 | $ 221,756 | $ 167,000 |
| Mercer, New Jersey | 70 | $ 26,400,000 | $ 377,142 | $ 214,000 |
| Cecil, Maryland | 69 | $ 10,965,000 | $ 158,913 | $ 142,000 |
| Cheshire, New Hampshire | 69 | $ 11,535,000 | $ 167,173 | $ 126,000 |
| Cumberland, Maine | 68 | $ 15,120,000 | $ 222,352 | $ 163,000 |
| Palm Beach, Florida | 67 | $ 61,095,000 | $ 911,865 | $ 472,000 |
| Orleans, New York | 66 | $ 6,850,000 | $ 103,787 | $ 74,000 |
| Lehigh, Pennsylvania | 66 | $ 8,400,000 | $ 127,272 | $ 105,000 |
| Tioga, New York | 65 | $ 6,895,000 | $ 106,076 | $ 90,000 |
| Chesterfield, Virginia | 65 | $ 8,135,000 | $ 125,153 | $ 103,000 |
| Chemung, New York | 64 | $ 7,700,000 | $ 120,312 | $ 82,000 |
| Sullivan, New York | 64 | $ 9,400,000 | $ 146,875 | $ 116,000 |
| Maricopa, Arizona | 62 | $ 20,500,000 | $ 330,645 | $ 162,000 |
| Columbia, Pennsylvania | 60 | $ 7,360,000 | $ 122,666 | $ 78,000 |
| Atlantic, New Jersey | 59 | $ 15,315,000 | $ 259,576 | $ 197,000 |
| Cape May, New Jersey | 59 | $ 33,995,000 | $ 576,186 | $ 380,000 |
| Steuben, New York | 59 | $ 8,675,000 | $ 147,033 | $ 130,000 |
| Gloucester, New Jersey | 58 | $ 9,210,000 | $ 158,793 | $ 158,000 |
| Bedford, Pennsylvania | 57 | $ 5,435,000 | $ 95,350 | $ 77,000 |
| Garrett, Maryland | 56 | $ 7,970,000 | $ 142,321 | $ 80,000 |
| Calvert, Maryland | 55 | $ 7,625,000 | $ 138,636 | $ 157,000 |
| Spotsylvania, Virginia | 55 | $ 12,095,000 | $ 219,909 | $ 150,000 |
| Madison, New York | 54 | $ 8,110,000 | $ 150,185 | $ 132,000 |
| Ontario, New York | 54 | $ 8,560,000 | $ 158,518 | $ 141,000 |
| Oswego, New York | 54 | $ 5,330,000 | $ 98,703 | $ 90,000 |
| Lackawanna, Pennsylvania | 54 | $ 6,250,000 | $ 115,740 | $ 105,000 |
| Stafford, Virginia | 54 | $ 23,970,000 | $ 443,888 | $ 261,000 |
| Miami-Dade, Florida | 53 | $ 17,365,000 | $ 327,641 | $ 182,000 |
| Monroe, Pennsylvania | 53 | $ 8,135,000 | $ 153,490 | $ 117,000 |
| Broward, Florida | 52 | $ 15,980,000 | $ 307,307 | $ 358,000 |
| Rutland, Vermont | 51 | $ 7,885,000 | $ 154,607 | $ 103,000 |
| Queen Anne's, Maryland | 50 | $ 13,330,000 | $ 266,600 | $ 253,000 |
| Wyoming, New York | 50 | $ 4,740,000 | $ 94,800 | $ 82,000 |
| Wayne, New York | 47 | $ 5,325,000 | $ 113,297 | $ 87,000 |
| Bradford, Pennsylvania | 47 | $ 4,685,000 | $ 99,680 | $ 78,000 |
| Union, Pennsylvania | 46 | $ 6,330,000 | $ 137,608 | $ 93,000 |
| Arlington, Virginia | 45 | $ 30,565,000 | $ 679,222 | $ 333,000 |
| Cook, Illinois | 44 | $ 10,310,000 | $ 234,318 | $ 130,000 |
| Cortland, New York | 44 | $ 7,410,000 | $ 168,409 | $ 97,000 |
| Bristol, Massachusetts | 43 | $ 8,805,000 | $ 204,767 | $ 141,000 |
| Northeastern Connecticut Planning Region, Connecticut | 41 | $ 3,815,000 | $ 93,048 | $ 101,000 |
| Livingston, New York | 40 | $ 5,090,000 | $ 127,250 | $ 99,000 |
| Dorchester, Maryland | 39 | $ 5,745,000 | $ 147,307 | $ 102,000 |
| Virginia Beach, Virginia | 39 | $ 6,645,000 | $ 170,384 | $ 144,000 |
| Barnstable, Massachusetts | 38 | $ 19,690,000 | $ 518,157 | $ 331,000 |
| Franklin, Massachusetts | 38 | $ 4,640,000 | $ 122,105 | $ 109,000 |
| Hampshire, Massachusetts | 38 | $ 7,330,000 | $ 192,894 | $ 112,000 |
| Berkeley, West Virginia | 38 | $ 4,600,000 | $ 121,052 | $ 98,000 |
| Lee, Florida | 37 | $ 16,675,000 | $ 450,675 | $ 356,000 |
| Strafford, New Hampshire | 37 | $ 8,875,000 | $ 239,864 | $ 158,000 |
| Chenango, New York | 37 | $ 3,565,000 | $ 96,351 | $ 74,000 |
| Northampton, Pennsylvania | 37 | $ 6,725,000 | $ 181,756 | $ 132,000 |
| Washington, Vermont | 37 | $ 9,295,000 | $ 251,216 | $ 157,000 |
| Franklin, Vermont | 36 | $ 4,840,000 | $ 134,444 | $ 85,000 |
| Hillsborough, Florida | 35 | $ 8,455,000 | $ 241,571 | $ 167,000 |
| Henrico, Virginia | 35 | $ 5,585,000 | $ 159,571 | $ 119,000 |
| Sussex, New Jersey | 34 | $ 6,370,000 | $ 187,352 | $ 108,000 |
| Allegheny, Pennsylvania | 34 | $ 3,440,000 | $ 101,176 | $ 114,000 |
| Snyder, Pennsylvania | 34 | $ 3,910,000 | $ 115,000 | $ 70,000 |
| Warren, New York | 33 | $ 9,475,000 | $ 287,121 | $ 199,000 |
| Harris, Texas | 33 | $ 6,855,000 | $ 207,727 | $ 135,000 |
| Bennington, Vermont | 33 | $ 5,655,000 | $ 171,363 | $ 287,000 |
| Caroline, Maryland | 32 | $ 3,200,000 | $ 100,000 | $ 76,000 |
| Chesapeake, Virginia | 32 | $ 5,010,000 | $ 156,562 | $ 116,000 |
| Los Angeles, California | 31 | $ 21,635,000 | $ 697,903 | $ 650,000 |
| El Paso, Colorado | 31 | $ 12,105,000 | $ 390,483 | $ 136,000 |
| Talbot, Maryland | 30 | $ 11,980,000 | $ 399,333 | $ 200,000 |
| Bexar, Texas | 30 | $ 6,830,000 | $ 227,666 | $ 157,000 |
| Mineral, West Virginia | 30 | $ 2,390,000 | $ 79,666 | $ 67,000 |
| Collier, Florida | 28 | $ 19,080,000 | $ 681,428 | $ 692,000 |
| Addison, Vermont | 28 | $ 3,630,000 | $ 129,642 | $ 121,000 |
| Pinellas, Florida | 27 | $ 11,815,000 | $ 437,592 | $ 616,000 |
| Polk, Florida | 27 | $ 3,955,000 | $ 146,481 | $ 122,000 |
| Clark, Nevada | 27 | $ 10,715,000 | $ 396,851 | $ 126,000 |
| Wyoming, Pennsylvania | 27 | $ 3,175,000 | $ 117,592 | $ 74,000 |
| Sarasota, Florida | 26 | $ 10,050,000 | $ 386,538 | $ 491,000 |
| Carbon, Pennsylvania | 26 | $ 2,400,000 | $ 92,307 | $ 158,000 |
| Lamoille, Vermont | 26 | $ 8,420,000 | $ 323,846 | $ 395,000 |
| Allegany, New York | 25 | $ 2,155,000 | $ 86,200 | $ 164,000 |
| Greene, New York | 25 | $ 5,665,000 | $ 226,600 | $ 208,000 |
| Orange, Florida | 24 | $ 6,820,000 | $ 284,166 | $ 162,000 |
| Carroll, New Hampshire | 24 | $ 7,600,000 | $ 316,666 | $ 258,000 |
| Warren, New Jersey | 24 | $ 4,750,000 | $ 197,916 | $ 191,000 |
| Pierce, Washington | 24 | $ 10,250,000 | $ 427,083 | $ 218,000 |
| Pima, Arizona | 23 | $ 6,625,000 | $ 288,043 | $ 118,000 |
| Marion, Indiana | 23 | $ 4,445,000 | $ 193,260 | $ 92,000 |
| Merrimack, New Hampshire | 23 | $ 6,315,000 | $ 274,565 | $ 158,000 |
| Clearfield, Pennsylvania | 23 | $ 1,425,000 | $ 61,956 | $ 83,000 |
| Jefferson, Alabama | 22 | $ 4,870,000 | $ 221,363 | $ 109,000 |
| Riverside, California | 22 | $ 8,170,000 | $ 371,363 | $ 177,000 |
| Washington, New York | 22 | $ 2,540,000 | $ 115,454 | $ 67,000 |
| Orleans, Vermont | 22 | $ 3,900,000 | $ 177,272 | $ 123,000 |
| San Diego, California | 21 | $ 12,145,000 | $ 578,333 | $ 185,000 |
| Delaware, New York | 21 | $ 3,085,000 | $ 146,904 | $ 93,000 |
| Seneca, New York | 21 | $ 3,195,000 | $ 152,142 | $ 195,000 |
| Hanover, Virginia | 21 | $ 3,385,000 | $ 161,190 | $ 129,000 |
| Morgan, West Virginia | 21 | $ 2,365,000 | $ 112,619 | $ 84,000 |
| St. Mary's, Maryland | 20 | $ 3,330,000 | $ 166,500 | $ 113,000 |
| Otsego, New York | 20 | $ 2,550,000 | $ 127,500 | $ 97,000 |
| Clinton, Pennsylvania | 20 | $ 1,420,000 | $ 71,000 | $ 73,000 |
| Fulton, Pennsylvania | 20 | $ 2,120,000 | $ 106,000 | $ 78,000 |
| Pike, Pennsylvania | 20 | $ 2,300,000 | $ 115,000 | $ 80,000 |
| Alexandria, Virginia | 20 | $ 8,600,000 | $ 430,000 | $ 236,000 |
| Duval, Florida | 19 | $ 4,355,000 | $ 229,210 | $ 136,000 |
| Lake, Florida | 19 | $ 3,865,000 | $ 203,421 | $ 80,000 |
| Hunterdon, New Jersey | 19 | $ 4,935,000 | $ 259,736 | $ 167,000 |
| Fulton, New York | 19 | $ 1,665,000 | $ 87,631 | $ 120,000 |
| Wake, North Carolina | 19 | $ 8,325,000 | $ 438,157 | $ 256,000 |
| Richmond City, Virginia | 19 | $ 3,455,000 | $ 181,842 | $ 163,000 |
| Fulton, Georgia | 18 | $ 4,620,000 | $ 256,666 | $ 164,000 |
| Jefferson, New York | 18 | $ 2,470,000 | $ 137,222 | $ 242,000 |
| Frederick, Virginia | 18 | $ 2,400,000 | $ 133,333 | $ 126,000 |
| Brevard, Florida | 17 | $ 5,155,000 | $ 303,235 | $ 274,000 |
| Osceola, Florida | 17 | $ 3,875,000 | $ 227,941 | $ 210,000 |
| DeKalb, Georgia | 17 | $ 3,155,000 | $ 185,588 | $ 86,000 |
| Mecklenburg, North Carolina | 17 | $ 10,805,000 | $ 635,588 | $ 294,000 |
| Cambria, Pennsylvania | 17 | $ 805,000 | $ 47,352 | $ 79,000 |
| Susquehanna, Pennsylvania | 17 | $ 2,455,000 | $ 144,411 | $ 81,000 |
| Horry, South Carolina | 17 | $ 6,335,000 | $ 372,647 | $ 153,000 |
| Tarrant, Texas | 17 | $ 4,725,000 | $ 277,941 | $ 118,000 |
| Pasco, Florida | 16 | $ 3,540,000 | $ 221,250 | $ 103,000 |
| Honolulu, Hawaii | 16 | $ 12,260,000 | $ 766,250 | $ 182,000 |
| Wayne, Michigan | 16 | $ 3,170,000 | $ 198,125 | $ 110,000 |
| Belknap, New Hampshire | 16 | $ 8,360,000 | $ 522,500 | $ 279,000 |
| Essex, New York | 16 | $ 2,860,000 | $ 178,750 | $ 140,000 |
| Somerset, Maryland | 15 | $ 1,805,000 | $ 120,333 | $ 99,000 |
| Berkshire, Massachusetts | 15 | $ 5,715,000 | $ 381,000 | $ 216,000 |
| Columbia, New York | 15 | $ 3,505,000 | $ 233,666 | $ 211,000 |
| Bell, Texas | 15 | $ 5,165,000 | $ 344,333 | $ 156,000 |
| Newport News, Virginia | 15 | $ 1,275,000 | $ 85,000 | $ 66,000 |
| San Bernardino, California | 14 | $ 4,820,000 | $ 344,285 | $ 133,000 |
| St. Lucie, Florida | 14 | $ 2,080,000 | $ 148,571 | $ 124,000 |
| Salem, New Jersey | 14 | $ 1,960,000 | $ 140,000 | $ 100,000 |
| Bernalillo, New Mexico | 14 | $ 3,150,000 | $ 225,000 | $ 141,000 |
| Schoharie, New York | 14 | $ 1,510,000 | $ 107,857 | $ 86,000 |
| Perry, Pennsylvania | 14 | $ 1,970,000 | $ 140,714 | $ 89,000 |
| Fauquier, Virginia | 14 | $ 6,480,000 | $ 462,857 | $ 212,000 |
| Jefferson, West Virginia | 14 | $ 1,380,000 | $ 98,571 | $ 117,000 |
| Pinal, Arizona | 13 | $ 3,325,000 | $ 255,769 | $ 104,000 |
| Arapahoe, Colorado | 13 | $ 6,035,000 | $ 464,230 | $ 120,000 |
| Charlotte, Florida | 13 | $ 2,945,000 | $ 226,538 | $ 133,000 |
| Santa Rosa, Florida | 13 | $ 3,005,000 | $ 231,153 | $ 97,000 |
| Gwinnett, Georgia | 13 | $ 3,445,000 | $ 265,000 | $ 71,000 |
| Cumberland, North Carolina | 13 | $ 2,025,000 | $ 155,769 | $ 105,000 |
| Cuyahoga, Ohio | 13 | $ 2,095,000 | $ 161,153 | $ 100,000 |
| Franklin, Ohio | 13 | $ 1,935,000 | $ 148,846 | $ 71,000 |
| Montour, Pennsylvania | 13 | $ 1,785,000 | $ 137,307 | $ 116,000 |
| Providence, Rhode Island | 13 | $ 3,685,000 | $ 283,461 | $ 127,000 |
| Grand Isle, Vermont | 13 | $ 2,115,000 | $ 162,692 | $ 174,000 |
| Caroline, Virginia | 13 | $ 1,705,000 | $ 131,153 | $ 125,000 |
| Portsmouth, Virginia | 13 | $ 1,085,000 | $ 83,461 | $ 101,000 |
| Indian River, Florida | 12 | $ 6,240,000 | $ 520,000 | $ 431,000 |
| St. Johns, Florida | 12 | $ 5,140,000 | $ 428,333 | $ 181,000 |
| Clayton, Georgia | 12 | $ 2,060,000 | $ 171,666 | $ 85,000 |
| Cobb, Georgia | 12 | $ 3,530,000 | $ 294,166 | $ 129,000 |
| Lake, Illinois | 12 | $ 2,830,000 | $ 235,833 | $ 162,000 |
| Oxford, Maine | 12 | $ 1,870,000 | $ 155,833 | $ 90,000 |
| Grafton, New Hampshire | 12 | $ 4,900,000 | $ 408,333 | $ 259,000 |
| Cumberland, New Jersey | 12 | $ 1,480,000 | $ 123,333 | $ 87,000 |
| Schuyler, New York | 12 | $ 1,870,000 | $ 155,833 | $ 79,000 |
| Beaufort, South Carolina | 12 | $ 6,520,000 | $ 543,333 | $ 328,000 |
| Hampton, Virginia | 12 | $ 2,010,000 | $ 167,500 | $ 122,000 |
| Alameda, California | 11 | $ 9,245,000 | $ 840,454 | $ 310,000 |
| Sacramento, California | 11 | $ 2,955,000 | $ 268,636 | $ 68,000 |
| Chatham, Georgia | 11 | $ 3,355,000 | $ 305,000 | $ 353,000 |
| Henry, Georgia | 11 | $ 2,495,000 | $ 226,818 | $ 100,000 |
| Androscoggin, Maine | 11 | $ 1,035,000 | $ 94,090 | $ 101,000 |
| Hennepin, Minnesota | 11 | $ 3,205,000 | $ 291,363 | $ 102,000 |
| Jackson, Missouri | 11 | $ 1,945,000 | $ 176,818 | $ 157,000 |
| St. Louis, Missouri | 11 | $ 1,255,000 | $ 114,090 | $ 77,000 |
| Clinton, New York | 11 | $ 1,025,000 | $ 93,181 | $ 155,000 |
| Hamilton, Ohio | 11 | $ 1,755,000 | $ 159,545 | $ 81,000 |
| Oklahoma, Oklahoma | 11 | $ 1,785,000 | $ 162,272 | $ 83,000 |
| Westmoreland, Pennsylvania | 11 | $ 875,000 | $ 79,545 | $ 120,000 |
| Richland, South Carolina | 11 | $ 2,225,000 | $ 202,272 | $ 81,000 |
| Davidson, Tennessee | 11 | $ 3,115,000 | $ 283,181 | $ 75,000 |
| Milwaukee, Wisconsin | 11 | $ 2,285,000 | $ 207,727 | $ 79,000 |
| Hernando, Florida | 10 | $ 1,980,000 | $ 198,000 | $ 111,000 |
| Manatee, Florida | 10 | $ 2,800,000 | $ 280,000 | $ 226,000 |
| Kennebec, Maine | 10 | $ 920,000 | $ 92,000 | $ 85,000 |
| Fairfax City, Virginia | 10 | $ 4,600,000 | $ 460,000 | $ 195,000 |
| Fredericksburg, Virginia | 10 | $ 2,500,000 | $ 250,000 | $ 152,000 |
| Orange, Virginia | 10 | $ 2,690,000 | $ 269,000 | $ 134,000 |
| Warren, Virginia | 10 | $ 1,870,000 | $ 187,000 | $ 91,000 |
| Thurston, Washington | 10 | $ 3,510,000 | $ 351,000 | $ 127,000 |
| Madison, Alabama | 9 | $ 2,455,000 | $ 272,777 | $ 104,000 |
| Escambia, Florida | 9 | $ 905,000 | $ 100,555 | $ 73,000 |
| Marion, Florida | 9 | $ 1,155,000 | $ 128,333 | $ 86,000 |
| Seminole, Florida | 9 | $ 1,325,000 | $ 147,222 | $ 98,000 |
| Will, Illinois | 9 | $ 1,625,000 | $ 180,555 | $ 77,000 |
| Montgomery, New York | 9 | $ 925,000 | $ 102,777 | $ 90,000 |
| Yates, New York | 9 | $ 1,835,000 | $ 203,888 | $ 250,000 |
| Forsyth, North Carolina | 9 | $ 1,665,000 | $ 185,000 | $ 83,000 |
| Guilford, North Carolina | 9 | $ 1,955,000 | $ 217,222 | $ 96,000 |
| Summit, Ohio | 9 | $ 2,105,000 | $ 233,888 | $ 113,000 |
| Erie, Pennsylvania | 9 | $ 1,055,000 | $ 117,222 | $ 99,000 |
| Mifflin, Pennsylvania | 9 | $ 505,000 | $ 56,111 | $ 74,000 |
| Sullivan, Pennsylvania | 9 | $ 2,075,000 | $ 230,555 | $ 149,000 |
| Warren, Pennsylvania | 9 | $ 1,455,000 | $ 161,666 | $ 103,000 |
| Berkeley, South Carolina | 9 | $ 3,145,000 | $ 349,444 | $ 135,000 |
| Montgomery, Tennessee | 9 | $ 2,255,000 | $ 250,555 | $ 137,000 |
| Shelby, Tennessee | 9 | $ 1,675,000 | $ 186,111 | $ 106,000 |
| Dallas, Texas | 9 | $ 1,875,000 | $ 208,333 | $ 113,000 |
| Norfolk, Virginia | 9 | $ 1,715,000 | $ 190,555 | $ 115,000 |
| Roanoke City, Virginia | 9 | $ 585,000 | $ 65,000 | $ 110,000 |
| Montgomery, Alabama | 8 | $ 1,400,000 | $ 175,000 | $ 122,000 |
| Shelby, Alabama | 8 | $ 1,840,000 | $ 230,000 | $ 117,000 |
| Yavapai, Arizona | 8 | $ 2,760,000 | $ 345,000 | $ 85,000 |
| Fresno, California | 8 | $ 1,640,000 | $ 205,000 | $ 170,000 |
| Nassau, Florida | 8 | $ 2,590,000 | $ 323,750 | $ 135,000 |
| Okaloosa, Florida | 8 | $ 2,860,000 | $ 357,500 | $ 122,000 |
| Volusia, Florida | 8 | $ 2,670,000 | $ 333,750 | $ 178,000 |
| Sedgwick, Kansas | 8 | $ 1,010,000 | $ 126,250 | $ 101,000 |
| Oakland, Michigan | 8 | $ 2,320,000 | $ 290,000 | $ 102,000 |
| St. Lawrence, New York | 8 | $ 830,000 | $ 103,750 | $ 147,000 |
| Onslow, North Carolina | 8 | $ 1,650,000 | $ 206,250 | $ 117,000 |
| Stark, Ohio | 8 | $ 2,160,000 | $ 270,000 | $ 232,000 |
| Juniata, Pennsylvania | 8 | $ 900,000 | $ 112,500 | $ 132,000 |
| Williamson, Tennessee | 8 | $ 5,670,000 | $ 708,750 | $ 343,000 |
| Denton, Texas | 8 | $ 2,950,000 | $ 368,750 | $ 117,000 |
| Fort Bend, Texas | 8 | $ 1,770,000 | $ 221,250 | $ 127,000 |
| Salt Lake, Utah | 8 | $ 3,570,000 | $ 446,250 | $ 195,000 |
| Accomack, Virginia | 8 | $ 1,460,000 | $ 182,500 | $ 178,000 |
| Albemarle, Virginia | 8 | $ 1,420,000 | $ 177,500 | $ 187,000 |
| Louisa, Virginia | 8 | $ 2,830,000 | $ 353,750 | $ 203,000 |
| Manassas, Virginia | 8 | $ 1,240,000 | $ 155,000 | $ 127,000 |
| Douglas, Colorado | 7 | $ 3,115,000 | $ 445,000 | $ 129,000 |
| Clay, Florida | 7 | $ 1,645,000 | $ 235,000 | $ 76,000 |
| Allen, Indiana | 7 | $ 1,035,000 | $ 147,857 | $ 121,000 |
| Knox, Maine | 7 | $ 2,485,000 | $ 355,000 | $ 459,000 |
| Harrison, Mississippi | 7 | $ 1,415,000 | $ 202,142 | $ 118,000 |
| Douglas, Nebraska | 7 | $ 1,475,000 | $ 210,714 | $ 105,000 |
| Sullivan, New Hampshire | 7 | $ 1,875,000 | $ 267,857 | $ 160,000 |
| Franklin, New York | 7 | $ 1,675,000 | $ 239,285 | $ 168,000 |
| Huntingdon, Pennsylvania | 7 | $ 495,000 | $ 70,714 | $ 63,000 |
| Charleston, South Carolina | 7 | $ 4,405,000 | $ 629,285 | $ 254,000 |
| Greenville, South Carolina | 7 | $ 1,285,000 | $ 183,571 | $ 75,000 |
| Spartanburg, South Carolina | 7 | $ 1,305,000 | $ 186,428 | $ 145,000 |
| Orange, Vermont | 7 | $ 885,000 | $ 126,428 | $ 100,000 |
| King, Washington | 7 | $ 3,565,000 | $ 509,285 | $ 222,000 |
| Hampshire, West Virginia | 7 | $ 675,000 | $ 96,428 | $ 85,000 |
| Kern, California | 6 | $ 1,350,000 | $ 225,000 | $ 114,000 |
| Solano, California | 6 | $ 2,030,000 | $ 338,333 | $ 125,000 |
| Tulare, California | 6 | $ 1,200,000 | $ 200,000 | $ 96,000 |
| Jefferson, Colorado | 6 | $ 5,120,000 | $ 853,333 | $ 379,000 |
| Flagler, Florida | 6 | $ 2,630,000 | $ 438,333 | $ 467,000 |
| Monroe, Florida | 6 | $ 9,210,000 | $ 1,535,000 | $ 2,172,000 |
| Cherokee, Georgia | 6 | $ 1,240,000 | $ 206,666 | $ 90,000 |
| Walton, Georgia | 6 | $ 2,050,000 | $ 341,666 | $ 102,000 |
| Lake, Indiana | 6 | $ 1,150,000 | $ 191,666 | $ 79,000 |
| Johnson, Kansas | 6 | $ 1,460,000 | $ 243,333 | $ 167,000 |
| Dukes, Massachusetts | 6 | $ 5,080,000 | $ 846,666 | $ 461,000 |
| Nantucket, Massachusetts | 6 | $ 12,900,000 | $ 2,150,000 | $ 1,225,000 |
| Macomb, Michigan | 6 | $ 1,760,000 | $ 293,333 | $ 124,000 |
| St. Clair, Michigan | 6 | $ 810,000 | $ 135,000 | $ 76,000 |
| DeSoto, Mississippi | 6 | $ 1,490,000 | $ 248,333 | $ 79,000 |
| Johnson, Missouri | 6 | $ 1,540,000 | $ 256,666 | $ 95,000 |
| Coos, New Hampshire | 6 | $ 1,640,000 | $ 273,333 | $ 89,000 |
| Lewis, New York | 6 | $ 740,000 | $ 123,333 | $ 134,000 |
| Moore, North Carolina | 6 | $ 2,470,000 | $ 411,666 | $ 233,000 |
| Butler, Pennsylvania | 6 | $ 220,000 | $ 36,666 | $ 119,000 |
| Somerset, Pennsylvania | 6 | $ 960,000 | $ 160,000 | $ 284,000 |
| Washington, Pennsylvania | 6 | $ 1,140,000 | $ 190,000 | $ 82,000 |
| Wayne, Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 51,000 |
| Washington, Rhode Island | 6 | $ 3,250,000 | $ 541,666 | $ 423,000 |
| York, South Carolina | 6 | $ 4,490,000 | $ 748,333 | $ 207,000 |
| Rutherford, Tennessee | 6 | $ 1,760,000 | $ 293,333 | $ 101,000 |
| El Paso, Texas | 6 | $ 1,090,000 | $ 181,666 | $ 131,000 |
| Hidalgo, Texas | 6 | $ 940,000 | $ 156,666 | $ 156,000 |
| King George, Virginia | 6 | $ 2,310,000 | $ 385,000 | $ 134,000 |
| New Kent, Virginia | 6 | $ 640,000 | $ 106,666 | $ 118,000 |
| Suffolk, Virginia | 6 | $ 600,000 | $ 100,000 | $ 89,000 |
| Racine, Wisconsin | 6 | $ 980,000 | $ 163,333 | $ 71,000 |
| Mobile, Alabama | 5 | $ 1,285,000 | $ 257,000 | $ 86,000 |
| Yuma, Arizona | 5 | $ 935,000 | $ 187,000 | $ 89,000 |
| San Francisco, California | 5 | $ 6,565,000 | $ 1,313,000 | $ 775,000 |
| Adams, Colorado | 5 | $ 1,945,000 | $ 389,000 | $ 159,000 |
| Larimer, Colorado | 5 | $ 1,645,000 | $ 329,000 | $ 95,000 |
| Citrus, Florida | 5 | $ 835,000 | $ 167,000 | $ 63,000 |
| Martin, Florida | 5 | $ 5,425,000 | $ 1,085,000 | $ 479,000 |
| Fayette, Georgia | 5 | $ 1,605,000 | $ 321,000 | $ 77,000 |
| Newton, Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 66,000 |
| Richmond, Georgia | 5 | $ 715,000 | $ 143,000 | $ 74,000 |
| Rockdale, Georgia | 5 | $ 1,065,000 | $ 213,000 | $ 63,000 |
| Ada, Idaho | 5 | $ 1,735,000 | $ 347,000 | $ 150,000 |
| Polk, Iowa | 5 | $ 795,000 | $ 159,000 | $ 54,000 |
| Scott, Iowa | 5 | $ 585,000 | $ 117,000 | $ 79,000 |
| Caddo, Louisiana | 5 | $ 1,375,000 | $ 275,000 | $ 100,000 |
| Orleans, Louisiana | 5 | $ 525,000 | $ 105,000 | $ 89,000 |
| Hancock, Maine | 5 | $ 1,725,000 | $ 345,000 | $ 187,000 |
| Penobscot, Maine | 5 | $ 295,000 | $ 59,000 | $ 154,000 |
| Waldo, Maine | 5 | $ 995,000 | $ 199,000 | $ 115,000 |
| Genesee, Michigan | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| New Hanover, North Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 212,000 |
| Pender, North Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 114,000 |
| Rowan, North Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 137,000 |
| Lake, Ohio | 5 | $ 505,000 | $ 101,000 | $ 34,000 |
| Clackamas, Oregon | 5 | $ 1,525,000 | $ 305,000 | $ 233,000 |
| Multnomah, Oregon | 5 | $ 1,005,000 | $ 201,000 | $ 134,000 |
| McKean, Pennsylvania | 5 | $ 305,000 | $ 61,000 | $ 33,000 |
| Newport, Rhode Island | 5 | $ 3,925,000 | $ 785,000 | $ 337,000 |
| Anderson, South Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 55,000 |
| Brazoria, Texas | 5 | $ 885,000 | $ 177,000 | $ 108,000 |
| Collin, Texas | 5 | $ 1,335,000 | $ 267,000 | $ 174,000 |
| Taylor, Texas | 5 | $ 1,265,000 | $ 253,000 | $ 152,000 |
| Culpeper, Virginia | 5 | $ 1,535,000 | $ 307,000 | $ 197,000 |
| Dinwiddie, Virginia | 5 | $ 775,000 | $ 155,000 | $ 86,000 |
| Lancaster, Virginia | 5 | $ 2,335,000 | $ 467,000 | $ 349,000 |
| Petersburg, Virginia | 5 | $ 755,000 | $ 151,000 | $ 52,000 |
| Shenandoah, Virginia | 5 | $ 505,000 | $ 101,000 | $ 65,000 |
| Clark, Washington | 5 | $ 1,255,000 | $ 251,000 | $ 128,000 |
| Kanawha, West Virginia | 5 | $ 555,000 | $ 111,000 | $ 83,000 |
| Benton, Arkansas | 4 | $ 950,000 | $ 237,500 | $ 252,000 |
| Faulkner, Arkansas | 4 | $ 600,000 | $ 150,000 | $ 61,000 |
| Contra Costa, California | 4 | $ 2,140,000 | $ 535,000 | $ 249,000 |
| Madera, California | 4 | $ 1,140,000 | $ 285,000 | $ 101,000 |
| Placer, California | 4 | $ 2,410,000 | $ 602,500 | $ 156,000 |
| San Joaquin, California | 4 | $ 1,430,000 | $ 357,500 | $ 61,000 |
| Ventura, California | 4 | $ 3,020,000 | $ 755,000 | $ 287,000 |
| Eagle, Colorado | 4 | $ 2,280,000 | $ 570,000 | $ 3,902,000 |
| Leon, Florida | 4 | $ 1,210,000 | $ 302,500 | $ 218,000 |
| Sumter, Florida | 4 | $ 1,280,000 | $ 320,000 | $ 171,000 |
| Camden, Georgia | 4 | $ 960,000 | $ 240,000 | $ 70,000 |
| Douglas, Georgia | 4 | $ 710,000 | $ 177,500 | $ 110,000 |
| Houston, Georgia | 4 | $ 800,000 | $ 200,000 | $ 106,000 |
| Lowndes, Georgia | 4 | $ 820,000 | $ 205,000 | $ 162,000 |
| Kootenai, Idaho | 4 | $ 1,050,000 | $ 262,500 | $ 105,000 |
| Champaign, Illinois | 4 | $ 760,000 | $ 190,000 | $ 105,000 |
| DuPage, Illinois | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| Madison, Illinois | 4 | $ 680,000 | $ 170,000 | $ 80,000 |
| St. Clair, Illinois | 4 | $ 710,000 | $ 177,500 | $ 67,000 |
| Hamilton, Indiana | 4 | $ 1,130,000 | $ 282,500 | $ 363,000 |
| Hendricks, Indiana | 4 | $ 940,000 | $ 235,000 | $ 104,000 |
| Madison, Indiana | 4 | $ 540,000 | $ 135,000 | $ 70,000 |
| Shawnee, Kansas | 4 | $ 580,000 | $ 145,000 | $ 84,000 |
| Kenton, Kentucky | 4 | $ 650,000 | $ 162,500 | $ 83,000 |
| Jefferson, Louisiana | 4 | $ 760,000 | $ 190,000 | $ 148,000 |
| Franklin, Maine | 4 | $ 910,000 | $ 227,500 | $ 674,000 |
| Dakota, Minnesota | 4 | $ 1,110,000 | $ 277,500 | $ 92,000 |
| Greene, Missouri | 4 | $ 600,000 | $ 150,000 | $ 83,000 |
| Jefferson, Missouri | 4 | $ 850,000 | $ 212,500 | $ 116,000 |
| Brunswick, North Carolina | 4 | $ 2,020,000 | $ 505,000 | $ 272,000 |
| Cabarrus, North Carolina | 4 | $ 1,290,000 | $ 322,500 | $ 101,000 |
| Davidson, North Carolina | 4 | $ 610,000 | $ 152,500 | $ 61,000 |
| Iredell, North Carolina | 4 | $ 1,080,000 | $ 270,000 | $ 90,000 |
| Delaware, Ohio | 4 | $ 1,670,000 | $ 417,500 | $ 254,000 |
| Greene, Ohio | 4 | $ 1,150,000 | $ 287,500 | $ 162,000 |
| Montgomery, Ohio | 4 | $ 760,000 | $ 190,000 | $ 94,000 |
| Portage, Ohio | 4 | $ 1,250,000 | $ 312,500 | $ 170,000 |
| Indiana, Pennsylvania | 4 | $ 530,000 | $ 132,500 | $ 119,000 |
| Venango, Pennsylvania | 4 | $ 250,000 | $ 62,500 | $ 84,000 |
| Bristol, Rhode Island | 4 | $ 2,650,000 | $ 662,500 | $ 330,000 |
| Kent, Rhode Island | 4 | $ 1,110,000 | $ 277,500 | $ 92,000 |
| Florence, South Carolina | 4 | $ 810,000 | $ 202,500 | $ 74,000 |
| Robertson, Tennessee | 4 | $ 880,000 | $ 220,000 | $ 65,000 |
| Brazos, Texas | 4 | $ 960,000 | $ 240,000 | $ 212,000 |
| Guadalupe, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 145,000 |
| Montgomery, Texas | 4 | $ 650,000 | $ 162,500 | $ 150,000 |
| Parker, Texas | 4 | $ 1,150,000 | $ 287,500 | $ 204,000 |
| Travis, Texas | 4 | $ 1,930,000 | $ 482,500 | $ 226,000 |
| Davis, Utah | 4 | $ 1,450,000 | $ 362,500 | $ 98,000 |
| Utah, Utah | 4 | $ 1,280,000 | $ 320,000 | $ 87,000 |
| Washington, Utah | 4 | $ 2,340,000 | $ 585,000 | $ 267,000 |
| Bedford, Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 213,000 |
| Falls Church, Virginia | 4 | $ 3,150,000 | $ 787,500 | $ 239,000 |
| Fluvanna, Virginia | 4 | $ 390,000 | $ 97,500 | $ 86,000 |
| Isle of Wight, Virginia | 4 | $ 400,000 | $ 100,000 | $ 122,000 |
| James City, Virginia | 4 | $ 520,000 | $ 130,000 | $ 128,000 |
| Manassas Park, Virginia | 4 | $ 470,000 | $ 117,500 | $ 148,000 |
| Page, Virginia | 4 | $ 1,080,000 | $ 270,000 | $ 71,000 |
| Pittsylvania, Virginia | 4 | $ 100,000 | $ 25,000 | $ 57,000 |
| Rockingham, Virginia | 4 | $ 780,000 | $ 195,000 | $ 179,000 |
| Westmoreland, Virginia | 4 | $ 130,000 | $ 32,500 | $ 82,000 |
| Monongalia, West Virginia | 4 | $ 760,000 | $ 190,000 | $ 128,000 |
| Baldwin, Alabama | 3 | $ 665,000 | $ 221,666 | $ 139,000 |
| Calhoun, Alabama | 3 | $ 435,000 | $ 145,000 | $ 133,000 |
| Coffee, Alabama | 3 | $ 445,000 | $ 148,333 | $ 53,000 |
| Elmore, Alabama | 3 | $ 445,000 | $ 148,333 | $ 56,000 |
| Lee, Alabama | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Pickens, Alabama | 3 | $ 325,000 | $ 108,333 | $ 86,000 |
| Tuscaloosa, Alabama | 3 | $ 805,000 | $ 268,333 | $ 97,000 |
| Anchorage, Alaska | 3 | $ 1,165,000 | $ 388,333 | $ 113,000 |
| Washington, Arkansas | 3 | $ 595,000 | $ 198,333 | $ 86,000 |
| El Dorado, California | 3 | $ 1,845,000 | $ 615,000 | $ 204,000 |
| Imperial, California | 3 | $ 395,000 | $ 131,666 | $ 81,000 |
| San Mateo, California | 3 | $ 4,165,000 | $ 1,388,333 | $ 379,000 |
| Santa Barbara, California | 3 | $ 1,775,000 | $ 591,666 | $ 697,000 |
| Denver, Colorado | 3 | $ 735,000 | $ 245,000 | $ 179,000 |
| Mesa, Colorado | 3 | $ 685,000 | $ 228,333 | $ 112,000 |
| Levy, Florida | 3 | $ 145,000 | $ 48,333 | $ 55,000 |
| Putnam, Florida | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Baldwin, Georgia | 3 | $ 885,000 | $ 295,000 | $ 117,000 |
| Bartow, Georgia | 3 | $ 695,000 | $ 231,666 | $ 48,000 |
| Columbia, Georgia | 3 | $ 1,045,000 | $ 348,333 | $ 140,000 |
| Forsyth, Georgia | 3 | $ 1,595,000 | $ 531,666 | $ 203,000 |
| Hall, Georgia | 3 | $ 765,000 | $ 255,000 | $ 106,000 |
| Lee, Georgia | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| Canyon, Idaho | 3 | $ 1,045,000 | $ 348,333 | $ 172,000 |
| Kane, Illinois | 3 | $ 475,000 | $ 158,333 | $ 71,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 12,073 | $1,462,705,000 | $121,000 | $13,005,000 | $133,000 | $9,295,000 |
| Home Purchase | 9,753 | $3,934,305,000 | $403,000 | $27,955,000 | $205,000 | $9,099,000 |
| Refinancing | 6,152 | $1,520,400,000 | $247,000 | $45,895,000 | $161,000 | $4,055,000 |
| Other Purpose | 5,508 | $738,340,000 | $134,000 | $4,005,000 | $152,000 | $6,910,000 |
| Cash-out Refinancing | 2,637 | $691,975,000 | $262,000 | $6,755,000 | $114,000 | $6,346,000 |
| Not Applicable | 254 | $33,340,000 | $131,000 | $555,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,163 | $4,966,575,000 | $214,000 | $6,755,000 | $159,000 | $9,099,000 |
| Black or African American | 3,850 | $571,640,000 | $148,000 | $2,695,000 | $107,000 | $2,427,000 |
| Hispanic | 3,259 | $566,975,000 | $173,000 | $2,105,000 | $115,000 | $3,704,000 |
| Not Provided | 2,884 | $912,500,000 | $316,000 | $27,955,000 | $226,000 | $9,295,000 |
| Asian | 2,298 | $1,033,800,000 | $449,000 | $3,895,000 | $217,000 | $3,155,000 |
| Not applicable | 671 | $283,365,000 | $422,000 | $45,895,000 | $0 | $0 |
| American Indian or Alaskan Native | 142 | $28,890,000 | $203,000 | $1,875,000 | $125,000 | $1,094,000 |
| Native Hawaiian or Other Pacific Islander | 63 | $11,265,000 | $178,000 | $725,000 | $129,000 | $443,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,433 | $7,369,145,000 | $227,000 | $45,895,000 | $165,000 | $9,295,000 |
| FHA-insured (Federal Housing Administration) | 3,020 | $687,920,000 | $227,000 | $1,485,000 | $89,000 | $2,189,000 |
| VA-guaranteed (Veterans Administration) | 894 | $319,250,000 | $357,000 | $1,935,000 | $145,000 | $1,193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,750,000 | $158,000 | $335,000 | $85,000 | $220,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,743 | $5,369,435,000 | $258,000 | $45,895,000 | $175,000 | $9,295,000 |
| Application Denied By Financial Institution | 11,248 | $1,775,260,000 | $157,000 | $27,955,000 | $118,000 | $6,910,000 |
| Application Withdrawn By Applicant | 2,329 | $864,755,000 | $371,000 | $4,205,000 | $193,000 | $4,610,000 |
| Application Approved But Not Accepted | 986 | $144,470,000 | $146,000 | $3,005,000 | $136,000 | $3,848,000 |
| Loan Purchased By The Institution | 544 | $106,490,000 | $195,000 | $1,435,000 | $0 | $0 |
| File Closed For Incompleteness | 527 | $120,655,000 | $228,000 | $3,105,000 | $159,000 | $3,851,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,129 | $6,605,805,000 | $262,000 | $45,895,000 | $175,000 | $9,295,000 |
| Debt-To-Income Ratio | 4,331 | $817,955,000 | $188,000 | $2,005,000 | $81,000 | $1,484,000 |
| Credit History | 3,936 | $356,680,000 | $90,000 | $2,005,000 | $131,000 | $4,802,000 |
| Collateral | 1,592 | $291,100,000 | $182,000 | $3,505,000 | $168,000 | $4,000,000 |
| Other | 1,038 | $228,660,000 | $220,000 | $27,955,000 | $166,000 | $5,445,000 |
| Unverifiable Information | 122 | $24,590,000 | $201,000 | $1,465,000 | $128,000 | $1,225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 79 | $19,275,000 | $243,000 | $1,765,000 | $87,000 | $496,000 |
| Credit Application Incomplete | 77 | $23,065,000 | $299,000 | $1,935,000 | $136,000 | $765,000 |
| Employment History | 71 | $13,515,000 | $190,000 | $2,005,000 | $203,000 | $6,910,000 |
| Mortgage Insurance Denied | 2 | $420,000 | $210,000 | $405,000 | $116,000 | $116,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About