M&T Real Estate Trust Mortgage Lending & HMDA Data, 2011
In 2011, M&T Real Estate Trust of Buffalo, NY reported 134 mortgage applications totaling $347.0 million. The average application was for $2,589,641, and applicants reported an average income of $0. 2% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (31), Washington-Arlington-Alexandria, DC-VA-MD-WV (12) and Binghamton, NY (11) (applications in parentheses).
| Mortgage Company & Address | M&T Real Estate Trust 701 Seneca Street-Suite 330n Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 134 |
| Total Mortgage Loan Application Amount | $347,012,000 |
| Average Mortgage Loan Application Amount | $2,589,641 |
| Highest Mortgage Loan Application Amount | $37,143,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Real Estate Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 31 | $ 206,902,000 | $ 6,674,258 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 4,242,000 | $ 353,500 | $ 0 |
| Binghamton, NY | 11 | $ 3,023,000 | $ 274,818 | $ 0 |
| Baltimore-Towson, MD | 7 | $ 2,703,000 | $ 386,142 | $ 0 |
| Rochester, NY | 6 | $ 10,742,000 | $ 1,790,333 | $ 0 |
| Syracuse, NY | 6 | $ 10,723,000 | $ 1,787,166 | $ 0 |
| Wilmington, DE-MD-NJ | 6 | $ 3,532,000 | $ 588,666 | $ 0 |
| Buffalo-Niagara Falls, NY | 5 | $ 4,985,000 | $ 997,000 | $ 0 |
| York-Hanover, PA | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Lancaster, PA | 3 | $ 2,221,000 | $ 740,333 | $ 0 |
| Philadelphia, PA | 3 | $ 3,570,000 | $ 1,190,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 11,350,000 | $ 3,783,333 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 7,300,000 | $ 3,650,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Harrisburg-Carlisle, PA | 2 | $ 109,000 | $ 54,500 | $ 0 |
| Ithaca, NY | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 4,729,000 | $ 2,364,500 | $ 0 |
| Williamsport, PA | 2 | $ 415,000 | $ 207,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 27,700,000 | $ 27,700,000 | $ 0 |
| Altoona, PA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Glens Falls, NY | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Kingston, NY | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Madison, WI | 1 | $ 3,150,000 | $ 3,150,000 | $ 0 |
| Morgantown, WV | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Nassau-Suffolk, NY | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 2,375,000 | $ 2,375,000 | $ 0 |
| Reading, PA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 1 | $ 5,200,000 | $ 5,200,000 | $ 0 |
| State College, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 132,000 | $ 132,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Real Estate Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 93 | $187,467,000 | $2,015,000 | $37,143,000 | $0 | $0 |
| Refinancing | 21 | $68,935,000 | $3,282,000 | $35,000,000 | $0 | $0 |
| Home Improvement | 20 | $90,610,000 | $4,530,000 | $27,100,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 134 | $347,012,000 | $2,589,000 | $37,143,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 134 | $347,012,000 | $2,589,000 | $37,143,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 131 | $335,662,000 | $2,562,000 | $37,143,000 | $0 | $0 |
| Loan Originated | 3 | $11,350,000 | $3,783,000 | $8,500,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Real Estate Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Real Estate Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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