Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Magnolia Bank, Incorporated 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Magnolia Bank, Incorporated
794 Old Elizabethtown Rd
Magnolia, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,964
Total Mortgage Loan Application Amount $1,283,164,000
Average Mortgage Loan Application Amount $189,666
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $77,666
Highest Applicant Income $1,920,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.

Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2017.

Mortgage Loan Application Totals for Magnolia Bank, Incorporated by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 453 $ 75,975,000 $ 167,000 $ 73,000
Aiken County South Carolina 142 $ 20,872,000 $ 146,000 $ 70,000
Bullitt County Kentucky 129 $ 21,409,000 $ 165,000 $ 58,000
Warren County Kentucky 119 $ 22,497,000 $ 189,000 $ 80,000
Troup County Georgia 93 $ 13,547,000 $ 145,000 $ 60,000
Nelson County Kentucky 92 $ 14,775,000 $ 160,000 $ 62,000
Carroll County Georgia 87 $ 12,158,000 $ 139,000 $ 64,000
Clark County Indiana 81 $ 12,581,000 $ 155,000 $ 56,000
Effingham County Georgia 79 $ 14,745,000 $ 186,000 $ 73,000
Hardin County Kentucky 77 $ 11,492,000 $ 149,000 $ 84,000
Simpson County Kentucky 76 $ 10,190,000 $ 134,000 $ 67,000
Madison County Mississippi 63 $ 14,937,000 $ 237,000 $ 98,000
Haralson County Georgia 60 $ 9,209,000 $ 153,000 $ 72,000
Horry County South Carolina 59 $ 10,912,000 $ 184,000 $ 99,000
Madison County Georgia 57 $ 9,727,000 $ 170,000 $ 62,000
Floyd County Indiana 57 $ 9,078,000 $ 159,000 $ 66,000
Oldham County Kentucky 53 $ 12,733,000 $ 240,000 $ 101,000
Florence County South Carolina 49 $ 7,774,000 $ 158,000 $ 62,000
Buncombe County North Carolina 48 $ 9,095,000 $ 189,000 $ 75,000
Franklin County Ohio 45 $ 7,987,000 $ 177,000 $ 92,000
Barren County Kentucky 43 $ 5,690,000 $ 132,000 $ 50,000
Rankin County Mississippi 43 $ 8,097,000 $ 188,000 $ 75,000
Jefferson County Texas 43 $ 6,662,000 $ 154,000 $ 94,000
Allen County Kentucky 42 $ 4,993,000 $ 118,000 $ 59,000
Summit County Ohio 42 $ 5,560,000 $ 132,000 $ 39,000
Jackson County Georgia 41 $ 7,707,000 $ 187,000 $ 76,000
Newton County Georgia 41 $ 6,305,000 $ 153,000 $ 76,000
Washington County Florida 39 $ 5,348,000 $ 137,000 $ 69,000
Shelby County Kentucky 39 $ 6,256,000 $ 160,000 $ 61,000
St. Louis County Missouri 39 $ 8,997,000 $ 230,000 $ 110,000
Harrison County Mississippi 36 $ 5,486,000 $ 152,000 $ 59,000
Tarrant County Texas 36 $ 7,230,000 $ 200,000 $ 70,000
Larue County Kentucky 35 $ 2,815,000 $ 80,000 $ 52,000
Haywood County North Carolina 35 $ 5,745,000 $ 164,000 $ 72,000
Cuyahoga County Ohio 35 $ 4,727,000 $ 135,000 $ 95,000
Vermilion County Illinois 34 $ 3,838,000 $ 112,000 $ 63,000
Fayette County Kentucky 34 $ 5,383,000 $ 158,000 $ 73,000
Harris County Texas 34 $ 7,398,000 $ 217,000 $ 101,000
Lowndes County Georgia 32 $ 5,048,000 $ 157,000 $ 70,000
Clarendon County South Carolina 32 $ 5,208,000 $ 162,000 $ 92,000
Greenville County South Carolina 32 $ 7,280,000 $ 227,000 $ 108,000
McCracken County Kentucky 31 $ 5,148,000 $ 166,000 $ 96,000
Navarro County Texas 31 $ 5,278,000 $ 170,000 $ 82,000
Casey County Kentucky 30 $ 3,546,000 $ 118,000 $ 56,000
Cape Girardeau County Missouri 30 $ 4,748,000 $ 158,000 $ 75,000
Los Angeles County California 29 $ 12,589,000 $ 434,000 $ 105,000
Maricopa County Arizona 27 $ 6,560,000 $ 242,000 $ 110,000
Calloway County Kentucky 27 $ 4,406,000 $ 163,000 $ 84,000
Sumter County South Carolina 27 $ 3,852,000 $ 142,000 $ 74,000
Gwinnett County Georgia 26 $ 5,685,000 $ 218,000 $ 76,000
Scott County Missouri 26 $ 3,167,000 $ 121,000 $ 53,000
Adair County Kentucky 25 $ 2,678,000 $ 107,000 $ 54,000
Spencer County Kentucky 25 $ 4,622,000 $ 184,000 $ 58,000
Prince George's County Maryland 25 $ 8,964,000 $ 358,000 $ 106,000
Henderson County North Carolina 25 $ 4,485,000 $ 179,000 $ 67,000
Lafayette County Mississippi 24 $ 4,774,000 $ 198,000 $ 123,000
Hardin County Texas 24 $ 4,048,000 $ 168,000 $ 93,000
DeKalb County Georgia 23 $ 4,357,000 $ 189,000 $ 70,000
Douglas County Georgia 23 $ 4,109,000 $ 178,000 $ 68,000
Graves County Kentucky 23 $ 2,873,000 $ 124,000 $ 71,000
Hinds County Mississippi 23 $ 3,881,000 $ 168,000 $ 80,000
Clark County Nevada 23 $ 5,354,000 $ 232,000 $ 69,000
Anderson County South Carolina 23 $ 4,272,000 $ 185,000 $ 78,000
Denton County Texas 23 $ 5,452,000 $ 237,000 $ 98,000
Chambers County Alabama 22 $ 2,150,000 $ 97,000 $ 45,000
Edmonson County Kentucky 22 $ 3,119,000 $ 141,000 $ 106,000
Henry County Kentucky 22 $ 2,935,000 $ 133,000 $ 58,000
Lowndes County Mississippi 22 $ 3,594,000 $ 163,000 $ 74,000
St. Francois County Missouri 22 $ 3,017,000 $ 137,000 $ 59,000
Orange County Florida 21 $ 5,403,000 $ 257,000 $ 84,000
Cook County Illinois 21 $ 3,847,000 $ 183,000 $ 96,000
Jefferson County Indiana 21 $ 2,796,000 $ 133,000 $ 62,000
Charleston County South Carolina 21 $ 6,072,000 $ 289,000 $ 101,000
Walton County Georgia 20 $ 3,453,000 $ 172,000 $ 53,000
Boyle County Kentucky 20 $ 3,241,000 $ 162,000 $ 75,000
Hart County Kentucky 20 $ 1,584,000 $ 79,000 $ 53,000
Pulaski County Missouri 20 $ 3,077,000 $ 153,000 $ 63,000
Chatham County Georgia 19 $ 3,080,000 $ 162,000 $ 135,000
Fulton County Georgia 19 $ 3,871,000 $ 203,000 $ 83,000
Beaufort County South Carolina 19 $ 4,394,000 $ 231,000 $ 82,000
San Diego County California 18 $ 7,026,000 $ 390,000 $ 115,000
Banks County Georgia 18 $ 3,341,000 $ 185,000 $ 68,000
Clarke County Georgia 18 $ 3,093,000 $ 171,000 $ 105,000
Elbert County Georgia 18 $ 2,619,000 $ 145,000 $ 70,000
Davidson County Tennessee 18 $ 4,564,000 $ 253,000 $ 120,000
Dallas County Texas 18 $ 3,495,000 $ 194,000 $ 65,000
Broward County Florida 17 $ 4,157,000 $ 244,000 $ 65,000
Cobb County Georgia 17 $ 3,440,000 $ 202,000 $ 68,000
Harrison County Indiana 17 $ 2,428,000 $ 142,000 $ 54,000
Caldwell County Kentucky 17 $ 2,087,000 $ 122,000 $ 81,000
Trigg County Kentucky 17 $ 2,783,000 $ 163,000 $ 112,000
Plymouth County Massachusetts 17 $ 4,097,000 $ 241,000 $ 70,000
Pickens County South Carolina 17 $ 2,346,000 $ 138,000 $ 52,000
Marshall County Alabama 16 $ 3,229,000 $ 201,000 $ 96,000
San Bernardino County California 16 $ 4,615,000 $ 288,000 $ 73,000
Daviess County Kentucky 16 $ 2,141,000 $ 133,000 $ 47,000
Macomb County Michigan 16 $ 3,430,000 $ 214,000 $ 75,000
St. Charles County Missouri 16 $ 3,273,000 $ 204,000 $ 90,000
Lincoln County North Carolina 16 $ 2,306,000 $ 144,000 $ 67,000
Guernsey County Ohio 16 $ 1,956,000 $ 122,000 $ 45,000
Muskingum County Ohio 16 $ 2,313,000 $ 144,000 $ 50,000
Baldwin County Alabama 15 $ 2,858,000 $ 190,000 $ 108,000
Logan County Kentucky 15 $ 2,119,000 $ 141,000 $ 74,000
Marshall County Kentucky 15 $ 1,671,000 $ 111,000 $ 53,000
Taylor County Kentucky 15 $ 2,324,000 $ 154,000 $ 59,000
Washington County Mississippi 15 $ 1,934,000 $ 128,000 $ 65,000
Stoddard County Missouri 15 $ 2,075,000 $ 138,000 $ 69,000
Wake County North Carolina 15 $ 4,243,000 $ 282,000 $ 118,000
Wilson County North Carolina 15 $ 2,426,000 $ 161,000 $ 72,000
Licking County Ohio 15 $ 2,347,000 $ 156,000 $ 67,000
Richland County South Carolina 15 $ 2,538,000 $ 169,000 $ 107,000
Riverside County California 14 $ 4,485,000 $ 320,000 $ 110,000
Barrow County Georgia 14 $ 2,465,000 $ 176,000 $ 75,000
Coweta County Georgia 14 $ 2,523,000 $ 180,000 $ 75,000
Oconee County Georgia 14 $ 3,071,000 $ 219,000 $ 87,000
Mercer County Kentucky 14 $ 2,233,000 $ 159,000 $ 89,000
Middlesex County Massachusetts 14 $ 3,791,000 $ 270,000 $ 70,000
Wilson County Tennessee 14 $ 3,703,000 $ 264,000 $ 153,000
District of Columbia County District Of Columbia 13 $ 5,435,000 $ 418,000 $ 121,000
Bay County Florida 13 $ 3,041,000 $ 233,000 $ 136,000
Escambia County Florida 13 $ 3,230,000 $ 248,000 $ 134,000
Hillsborough County Florida 13 $ 2,945,000 $ 226,000 $ 87,000
Palm Beach County Florida 13 $ 3,172,000 $ 244,000 $ 69,000
Hart County Georgia 13 $ 2,373,000 $ 182,000 $ 83,000
Crittenden County Kentucky 13 $ 1,786,000 $ 137,000 $ 63,000
Lyon County Kentucky 13 $ 2,320,000 $ 178,000 $ 59,000
Franklin County Missouri 13 $ 1,828,000 $ 140,000 $ 55,000
New Madrid County Missouri 13 $ 1,629,000 $ 125,000 $ 70,000
Catawba County North Carolina 13 $ 2,637,000 $ 202,000 $ 96,000
Delaware County Ohio 13 $ 3,288,000 $ 252,000 $ 80,000
Mobile County Alabama 12 $ 1,419,000 $ 118,000 $ 54,000
Sacramento County California 12 $ 3,341,000 $ 278,000 $ 136,000
El Paso County Colorado 12 $ 3,286,000 $ 273,000 $ 96,000
Seminole County Florida 12 $ 2,683,000 $ 223,000 $ 75,000
Heard County Georgia 12 $ 1,755,000 $ 146,000 $ 64,000
Robeson County North Carolina 12 $ 1,726,000 $ 143,000 $ 67,000
Berkeley County South Carolina 12 $ 2,770,000 $ 230,000 $ 96,000
Collin County Texas 12 $ 2,895,000 $ 241,000 $ 96,000
Orange County California 11 $ 3,426,000 $ 311,000 $ 81,000
Jefferson County Colorado 11 $ 3,603,000 $ 327,000 $ 69,000
Brevard County Florida 11 $ 2,066,000 $ 187,000 $ 81,000
Jackson County Florida 11 $ 1,686,000 $ 153,000 $ 82,000
Franklin County Georgia 11 $ 1,660,000 $ 150,000 $ 61,000
Morgan County Georgia 11 $ 2,689,000 $ 244,000 $ 88,000
Paulding County Georgia 11 $ 1,967,000 $ 178,000 $ 63,000
Marion County Indiana 11 $ 1,562,000 $ 142,000 $ 46,000
Vanderburgh County Indiana 11 $ 1,386,000 $ 126,000 $ 60,000
Anderson County Kentucky 11 $ 1,732,000 $ 157,000 $ 60,000
Oakland County Michigan 11 $ 2,719,000 $ 247,000 $ 141,000
Lauderdale County Mississippi 11 $ 2,042,000 $ 185,000 $ 75,000
Lee County Mississippi 11 $ 1,258,000 $ 114,000 $ 45,000
Jackson County Missouri 11 $ 2,320,000 $ 210,000 $ 61,000
Clay County Florida 10 $ 1,914,000 $ 191,000 $ 66,000
Miami-Dade County Florida 10 $ 2,297,000 $ 229,000 $ 271,000
Bryan County Georgia 10 $ 2,173,000 $ 217,000 $ 102,000
Forsyth County Georgia 10 $ 2,381,000 $ 238,000 $ 93,000
Jasper County Georgia 10 $ 1,376,000 $ 137,000 $ 53,000
White County Georgia 10 $ 1,295,000 $ 129,000 $ 66,000
Meade County Kentucky 10 $ 1,455,000 $ 145,000 $ 74,000
Metcalfe County Kentucky 10 $ 797,000 $ 79,000 $ 42,000
Greene County Missouri 10 $ 1,573,000 $ 157,000 $ 52,000
Laclede County Missouri 10 $ 1,168,000 $ 116,000 $ 57,000
Washington County Missouri 10 $ 1,520,000 $ 152,000 $ 71,000
Essex County New Jersey 10 $ 2,694,000 $ 269,000 $ 97,000
Queens County New York 10 $ 4,447,000 $ 444,000 $ 87,000
Gaston County North Carolina 10 $ 1,690,000 $ 169,000 $ 99,000
Rutherford County North Carolina 10 $ 1,734,000 $ 173,000 $ 94,000
Hamilton County Ohio 10 $ 2,144,000 $ 214,000 $ 74,000
Dorchester County South Carolina 10 $ 1,910,000 $ 191,000 $ 72,000
Edgefield County South Carolina 10 $ 1,345,000 $ 134,000 $ 51,000
Lexington County South Carolina 10 $ 1,789,000 $ 178,000 $ 64,000
York County South Carolina 10 $ 2,155,000 $ 215,000 $ 101,000
Burnet County Texas 10 $ 1,938,000 $ 193,000 $ 78,000
Ellis County Texas 10 $ 1,995,000 $ 199,000 $ 79,000
Jefferson County Alabama 9 $ 1,891,000 $ 210,000 $ 72,000
Madison County Alabama 9 $ 1,890,000 $ 210,000 $ 81,000
Pima County Arizona 9 $ 1,857,000 $ 206,000 $ 84,000
Harris County Georgia 9 $ 1,295,000 $ 143,000 $ 49,000
Oglethorpe County Georgia 9 $ 1,427,000 $ 158,000 $ 56,000
Stephens County Georgia 9 $ 1,423,000 $ 158,000 $ 83,000
Lake County Illinois 9 $ 2,864,000 $ 318,000 $ 118,000
Hamilton County Indiana 9 $ 1,892,000 $ 210,000 $ 86,000
Lake County Indiana 9 $ 1,645,000 $ 182,000 $ 70,000
Grayson County Kentucky 9 $ 941,000 $ 104,000 $ 100,000
Pulaski County Kentucky 9 $ 1,120,000 $ 124,000 $ 85,000
Anne Arundel County Maryland 9 $ 3,220,000 $ 357,000 $ 74,000
Essex County Massachusetts 9 $ 3,013,000 $ 334,000 $ 69,000
Jackson County Mississippi 9 $ 1,564,000 $ 173,000 $ 63,000
Oktibbeha County Mississippi 9 $ 1,424,000 $ 158,000 $ 124,000
Nassau County New York 9 $ 3,379,000 $ 375,000 $ 107,000
New Hanover County North Carolina 9 $ 1,800,000 $ 200,000 $ 120,000
Fairfield County Ohio 9 $ 1,919,000 $ 213,000 $ 91,000
Portage County Ohio 9 $ 1,567,000 $ 174,000 $ 76,000
Shelby County Tennessee 9 $ 1,594,000 $ 177,000 $ 48,000
Freestone County Texas 9 $ 1,460,000 $ 162,000 $ 110,000
Parker County Texas 9 $ 1,815,000 $ 201,000 $ 116,000
Spotsylvania County Virginia 9 $ 1,644,000 $ 182,000 $ 75,000
Holmes County Florida 8 $ 1,020,000 $ 127,000 $ 75,000
Manatee County Florida 8 $ 1,541,000 $ 192,000 $ 61,000
Volusia County Florida 8 $ 1,317,000 $ 164,000 $ 35,000
Russell County Kentucky 8 $ 889,000 $ 111,000 $ 52,000
Butler County Missouri 8 $ 1,015,000 $ 126,000 $ 60,000
Jefferson County Missouri 8 $ 1,264,000 $ 158,000 $ 138,000
Bergen County New Jersey 8 $ 2,424,000 $ 303,000 $ 97,000
Suffolk County New York 8 $ 2,015,000 $ 251,000 $ 95,000
Monroe County Pennsylvania 8 $ 1,162,000 $ 145,000 $ 69,000
Darlington County South Carolina 8 $ 1,394,000 $ 174,000 $ 56,000
Marion County South Carolina 8 $ 797,000 $ 99,000 $ 44,000
Fort Bend County Texas 8 $ 1,895,000 $ 236,000 $ 112,000
Johnson County Texas 8 $ 1,525,000 $ 190,000 $ 85,000
Chesterfield County Virginia 8 $ 1,869,000 $ 233,000 $ 62,000
Prince William County Virginia 8 $ 2,939,000 $ 367,000 $ 113,000
Virginia Beach County Virginia 8 $ 2,369,000 $ 296,000 $ 95,000
Adams County Colorado 7 $ 1,807,000 $ 258,000 $ 56,000
Arapahoe County Colorado 7 $ 1,668,000 $ 238,000 $ 53,000
Fairfield County Connecticut 7 $ 1,775,000 $ 253,000 $ 100,000
Duval County Florida 7 $ 1,225,000 $ 175,000 $ 50,000
Lee County Florida 7 $ 1,250,000 $ 178,000 $ 51,000
Pinellas County Florida 7 $ 1,819,000 $ 259,000 $ 65,000
St. Johns County Florida 7 $ 1,657,000 $ 236,000 $ 88,000
Cherokee County Georgia 7 $ 1,406,000 $ 200,000 $ 77,000
Clayton County Georgia 7 $ 1,068,000 $ 152,000 $ 68,000
Henry County Georgia 7 $ 1,427,000 $ 203,000 $ 53,000
Lumpkin County Georgia 7 $ 1,413,000 $ 201,000 $ 169,000
Meriwether County Georgia 7 $ 865,000 $ 123,000 $ 52,000
Rockdale County Georgia 7 $ 1,278,000 $ 182,000 $ 75,000
Union County Georgia 7 $ 1,192,000 $ 170,000 $ 73,000
Greene County Indiana 7 $ 623,000 $ 89,000 $ 40,000
Charles County Maryland 7 $ 1,788,000 $ 255,000 $ 77,000
Barnstable County Massachusetts 7 $ 1,774,000 $ 253,000 $ 70,000
Bristol County Massachusetts 7 $ 2,038,000 $ 291,000 $ 67,000
Clarke County Mississippi 7 $ 1,003,000 $ 143,000 $ 53,000
Sunflower County Mississippi 7 $ 918,000 $ 131,000 $ 78,000
Union County Mississippi 7 $ 961,000 $ 137,000 $ 53,000
St. Louis City County Missouri 7 $ 1,540,000 $ 220,000 $ 113,000
Erie County New York 7 $ 1,200,000 $ 171,000 $ 61,000
Brunswick County North Carolina 7 $ 1,297,000 $ 185,000 $ 118,000
Johnston County North Carolina 7 $ 1,498,000 $ 214,000 $ 76,000
Mecklenburg County North Carolina 7 $ 1,775,000 $ 253,000 $ 83,000
Georgetown County South Carolina 7 $ 1,238,000 $ 176,000 $ 115,000
Orangeburg County South Carolina 7 $ 968,000 $ 138,000 $ 45,000
Knox County Tennessee 7 $ 1,339,000 $ 191,000 $ 90,000
Orange County Texas 7 $ 769,000 $ 109,000 $ 79,000
Fairfax County Virginia 7 $ 3,610,000 $ 515,000 $ 131,000
Stafford County Virginia 7 $ 1,633,000 $ 233,000 $ 106,000
Snohomish County Washington 7 $ 2,404,000 $ 343,000 $ 85,000
Randolph County Alabama 6 $ 740,000 $ 123,000 $ 57,000
Contra Costa County California 6 $ 2,023,000 $ 337,000 $ 87,000
Placer County California 6 $ 1,958,000 $ 326,000 $ 110,000
San Joaquin County California 6 $ 1,670,000 $ 278,000 $ 67,000
Hartford County Connecticut 6 $ 1,409,000 $ 234,000 $ 78,000
Charlotte County Florida 6 $ 1,162,000 $ 193,000 $ 48,000
Leon County Florida 6 $ 1,191,000 $ 198,000 $ 60,000
Pasco County Florida 6 $ 1,026,000 $ 171,000 $ 99,000
Johnson County Kansas 6 $ 1,221,000 $ 203,000 $ 92,000
Clark County Kentucky 6 $ 1,047,000 $ 174,000 $ 63,000
Kenton County Kentucky 6 $ 1,499,000 $ 249,000 $ 75,000
Montgomery County Kentucky 6 $ 1,018,000 $ 169,000 $ 54,000
Trimble County Kentucky 6 $ 818,000 $ 136,000 $ 54,000
Worcester County Massachusetts 6 $ 1,217,000 $ 202,000 $ 80,000
Bolivar County Mississippi 6 $ 990,000 $ 165,000 $ 68,000
Newton County Mississippi 6 $ 480,000 $ 80,000 $ 52,000
Camden County Missouri 6 $ 1,090,000 $ 181,000 $ 103,000
Hudson County New Jersey 6 $ 1,172,000 $ 195,000 $ 85,000
Ocean County New Jersey 6 $ 2,315,000 $ 385,000 $ 83,000
Westchester County New York 6 $ 2,334,000 $ 389,000 $ 414,000
Lake County Ohio 6 $ 1,114,000 $ 185,000 $ 73,000
Stark County Ohio 6 $ 1,000,000 $ 166,000 $ 65,000
Union County Ohio 6 $ 1,275,000 $ 212,000 $ 94,000
Washington County Oregon 6 $ 1,770,000 $ 295,000 $ 86,000
Allegheny County Pennsylvania 6 $ 809,000 $ 134,000 $ 60,000
Oconee County South Carolina 6 $ 1,130,000 $ 188,000 $ 66,000
Spartanburg County South Carolina 6 $ 797,000 $ 132,000 $ 70,000
Williamsburg County South Carolina 6 $ 734,000 $ 122,000 $ 62,000
Bell County Texas 6 $ 1,125,000 $ 187,000 $ 72,000
Hood County Texas 6 $ 1,234,000 $ 205,000 $ 82,000
Davis County Utah 6 $ 1,570,000 $ 261,000 $ 86,000
Salt Lake County Utah 6 $ 1,606,000 $ 267,000 $ 48,000
Chesapeake County Virginia 6 $ 1,399,000 $ 233,000 $ 75,000
Shelby County Alabama 5 $ 934,000 $ 186,000 $ 71,000
Stanislaus County California 5 $ 900,000 $ 180,000 $ 68,000
Denver County Colorado 5 $ 1,580,000 $ 316,000 $ 70,000
Osceola County Florida 5 $ 1,205,000 $ 241,000 $ 61,000
Santa Rosa County Florida 5 $ 798,000 $ 159,000 $ 51,000
Cook County Georgia 5 $ 496,000 $ 99,000 $ 39,000
Muscogee County Georgia 5 $ 728,000 $ 145,000 $ 34,000
Putnam County Georgia 5 $ 831,000 $ 166,000 $ 100,000
Polk County Iowa 5 $ 759,000 $ 151,000 $ 53,000
Garrard County Kentucky 5 $ 649,000 $ 129,000 $ 69,000
Henderson County Kentucky 5 $ 495,000 $ 99,000 $ 49,000
Madison County Kentucky 5 $ 809,000 $ 161,000 $ 65,000
Monroe County Kentucky 5 $ 509,000 $ 101,000 $ 44,000
Scott County Kentucky 5 $ 800,000 $ 160,000 $ 76,000
Baltimore County Maryland 5 $ 1,399,000 $ 279,000 $ 112,000
Harford County Maryland 5 $ 951,000 $ 190,000 $ 34,000
Montgomery County Maryland 5 $ 1,370,000 $ 274,000 $ 89,000
Hennepin County Minnesota 5 $ 1,096,000 $ 219,000 $ 75,000
Washoe County Nevada 5 $ 1,388,000 $ 277,000 $ 72,000
Hillsborough County New Hampshire 5 $ 1,266,000 $ 253,000 $ 107,000
Bernalillo County New Mexico 5 $ 1,168,000 $ 233,000 $ 107,000
Bronx County New York 5 $ 1,837,000 $ 367,000 $ 98,000
Kings County New York 5 $ 1,625,000 $ 325,000 $ 47,000
Guilford County North Carolina 5 $ 1,456,000 $ 291,000 $ 68,000
Butler County Ohio 5 $ 918,000 $ 183,000 $ 66,000
Northampton County Pennsylvania 5 $ 1,223,000 $ 244,000 $ 99,000
Philadelphia County Pennsylvania 5 $ 923,000 $ 184,000 $ 61,000
Barnwell County South Carolina 5 $ 431,000 $ 86,000 $ 43,000
Sumner County Tennessee 5 $ 1,063,000 $ 212,000 $ 109,000
Fauquier County Virginia 5 $ 1,163,000 $ 232,000 $ 93,000
Henrico County Virginia 5 $ 890,000 $ 178,000 $ 70,000
Norfolk County Virginia 5 $ 939,000 $ 187,000 $ 73,000
Cullman County Alabama 4 $ 561,000 $ 140,000 $ 99,000
Limestone County Alabama 4 $ 813,000 $ 203,000 $ 64,000
Anchorage County Alaska 4 $ 1,203,000 $ 300,000 $ 77,000
Pulaski County Arkansas 4 $ 994,000 $ 248,000 $ 115,000
Kern County California 4 $ 837,000 $ 209,000 $ 50,000
Shasta County California 4 $ 1,107,000 $ 276,000 $ 59,000
Solano County California 4 $ 1,116,000 $ 279,000 $ 64,000
Douglas County Colorado 4 $ 1,413,000 $ 353,000 $ 110,000
Indian River County Florida 4 $ 661,000 $ 165,000 $ 62,000
Lake County Florida 4 $ 721,000 $ 180,000 $ 90,000
Okaloosa County Florida 4 $ 857,000 $ 214,000 $ 147,000
Brooks County Georgia 4 $ 1,031,000 $ 257,000 $ 92,000
Colquitt County Georgia 4 $ 585,000 $ 146,000 $ 39,000
Columbia County Georgia 4 $ 892,000 $ 223,000 $ 58,000
Ada County Idaho 4 $ 1,293,000 $ 323,000 $ 62,000
DuPage County Illinois 4 $ 860,000 $ 215,000 $ 64,000
Lawrence County Indiana 4 $ 539,000 $ 134,000 $ 72,000
Scott County Indiana 4 $ 504,000 $ 126,000 $ 41,000
Vigo County Indiana 4 $ 586,000 $ 146,000 $ 80,000
Breckinridge County Kentucky 4 $ 530,000 $ 132,000 $ 179,000
Butler County Kentucky 4 $ 392,000 $ 98,000 $ 42,000
Green County Kentucky 4 $ 434,000 $ 108,000 $ 99,000
Lincoln County Kentucky 4 $ 493,000 $ 123,000 $ 55,000
Livingston County Kentucky 4 $ 338,000 $ 84,000 $ 60,000
Marion County Kentucky 4 $ 516,000 $ 129,000 $ 48,000
Hampden County Massachusetts 4 $ 730,000 $ 182,000 $ 76,000
Livingston County Michigan 4 $ 916,000 $ 229,000 $ 48,000
Forrest County Mississippi 4 $ 504,000 $ 126,000 $ 55,000
Buchanan County Missouri 4 $ 525,000 $ 131,000 $ 50,000
Dunklin County Missouri 4 $ 303,000 $ 75,000 $ 47,000
Perry County Missouri 4 $ 468,000 $ 117,000 $ 47,000
Middlesex County New Jersey 4 $ 1,322,000 $ 330,000 $ 129,000
Cabarrus County North Carolina 4 $ 841,000 $ 210,000 $ 73,000
Geauga County Ohio 4 $ 1,103,000 $ 275,000 $ 141,000
Lucas County Ohio 4 $ 683,000 $ 170,000 $ 104,000
Marion County Ohio 4 $ 820,000 $ 205,000 $ 89,000
Berks County Pennsylvania 4 $ 707,000 $ 176,000 $ 62,000
Montgomery County Pennsylvania 4 $ 1,282,000 $ 320,000 $ 82,000
Providence County Rhode Island 4 $ 922,000 $ 230,000 $ 80,000
Abbeville County South Carolina 4 $ 664,000 $ 166,000 $ 63,000
Loudon County Tennessee 4 $ 941,000 $ 235,000 $ 210,000
Rutherford County Tennessee 4 $ 752,000 $ 188,000 $ 99,000
Bexar County Texas 4 $ 562,000 $ 140,000 $ 85,000
Potter County Texas 4 $ 612,000 $ 153,000 $ 53,000
Rockwall County Texas 4 $ 772,000 $ 193,000 $ 68,000
Travis County Texas 4 $ 1,192,000 $ 298,000 $ 117,000
Weber County Utah 4 $ 925,000 $ 231,000 $ 72,000
King County Washington 4 $ 1,102,000 $ 275,000 $ 65,000
Pierce County Washington 4 $ 812,000 $ 203,000 $ 69,000
Berkeley County West Virginia 4 $ 725,000 $ 181,000 $ 101,000
Milwaukee County Wisconsin 4 $ 687,000 $ 171,000 $ 39,000
Tuscaloosa County Alabama 3 $ 338,000 $ 112,000 $ 43,000
Benton County Arkansas 3 $ 524,000 $ 174,000 $ 56,000
Fresno County California 3 $ 522,000 $ 174,000 $ 82,000
San Mateo County California 3 $ 1,344,000 $ 448,000 $ 77,000
Santa Barbara County California 3 $ 1,024,000 $ 341,000 $ 141,000
Sonoma County California 3 $ 1,304,000 $ 434,000 $ 95,000
Yuba County California 3 $ 607,000 $ 202,000 $ 76,000
Weld County Colorado 3 $ 815,000 $ 271,000 $ 67,000
Litchfield County Connecticut 3 $ 504,000 $ 168,000 $ 75,000
New Haven County Connecticut 3 $ 680,000 $ 226,000 $ 136,000
New London County Connecticut 3 $ 694,000 $ 231,000 $ 60,000
Collier County Florida 3 $ 786,000 $ 262,000 $ 67,000
Highlands County Florida 3 $ 408,000 $ 136,000 $ 126,000
Jefferson County Florida 3 $ 568,000 $ 189,000 $ 116,000
Martin County Florida 3 $ 757,000 $ 252,000 $ 76,000
Polk County Florida 3 $ 422,000 $ 140,000 $ 80,000
Wakulla County Florida 3 $ 576,000 $ 192,000 $ 74,000
Bartow County Georgia 3 $ 443,000 $ 147,000 $ 56,000
Bulloch County Georgia 3 $ 636,000 $ 212,000 $ 94,000
Glynn County Georgia 3 $ 844,000 $ 281,000 $ 116,000
Greene County Georgia 3 $ 575,000 $ 191,000 $ 100,000
Habersham County Georgia 3 $ 433,000 $ 144,000 $ 82,000
Hall County Georgia 3 $ 840,000 $ 280,000 $ 97,000
Lanier County Georgia 3 $ 257,000 $ 85,000 $ 39,000
Tift County Georgia 3 $ 323,000 $ 107,000 $ 33,000
Honolulu County Hawaii 3 $ 1,243,000 $ 414,000 $ 67,000
Kane County Illinois 3 $ 402,000 $ 134,000 $ 48,000
Will County Illinois 3 $ 739,000 $ 246,000 $ 114,000
Hancock County Indiana 3 $ 434,000 $ 144,000 $ 119,000
Hendricks County Indiana 3 $ 440,000 $ 146,000 $ 55,000
Jackson County Indiana 3 $ 379,000 $ 126,000 $ 58,000
Johnson County Indiana 3 $ 592,000 $ 197,000 $ 87,000
Knox County Indiana 3 $ 457,000 $ 152,000 $ 73,000
Monroe County Indiana 3 $ 425,000 $ 141,000 $ 65,000
Scott County Iowa 3 $ 914,000 $ 304,000 $ 152,000
Sedgwick County Kansas 3 $ 389,000 $ 129,000 $ 28,000
Hopkins County Kentucky 3 $ 276,000 $ 92,000 $ 47,000
Jessamine County Kentucky 3 $ 369,000 $ 123,000 $ 41,000
Woodford County Kentucky 3 $ 800,000 $ 266,000 $ 93,000
Ascension County Louisiana 3 $ 809,000 $ 269,000 $ 122,000
Orleans County Louisiana 3 $ 459,000 $ 153,000 $ 80,000
Baltimore City County Maryland 3 $ 585,000 $ 195,000 $ 69,000
St. Mary's County Maryland 3 $ 1,044,000 $ 348,000 $ 124,000
Norfolk County Massachusetts 3 $ 1,093,000 $ 364,000 $ 124,000
Hancock County Mississippi 3 $ 386,000 $ 128,000 $ 60,000
Itawamba County Mississippi 3 $ 312,000 $ 104,000 $ 34,000
Jones County Mississippi 3 $ 554,000 $ 184,000 $ 57,000
Lamar County Mississippi 3 $ 751,000 $ 250,000 $ 120,000
Monroe County Mississippi 3 $ 265,000 $ 88,000 $ 65,000
Pearl River County Mississippi 3 $ 445,000 $ 148,000 $ 60,000
Scott County Mississippi 3 $ 364,000 $ 121,000 $ 48,000
Warren County Mississippi 3 $ 249,000 $ 83,000 $ 70,000
Christian County Missouri 3 $ 400,000 $ 133,000 $ 58,000
Phelps County Missouri 3 $ 498,000 $ 166,000 $ 53,000
Morris County New Jersey 3 $ 992,000 $ 330,000 $ 124,000
Union County New Jersey 3 $ 912,000 $ 304,000 $ 53,000
Otero County New Mexico 3 $ 339,000 $ 113,000 $ 50,000
Dutchess County New York 3 $ 592,000 $ 197,000 $ 94,000
Putnam County New York 3 $ 891,000 $ 297,000 $ 104,000
Cumberland County North Carolina 3 $ 441,000 $ 147,000 $ 47,000
Dare County North Carolina 3 $ 623,000 $ 207,000 $ 152,000
Forsyth County North Carolina 3 $ 514,000 $ 171,000 $ 60,000
Iredell County North Carolina 3 $ 627,000 $ 209,000 $ 94,000
Jackson County North Carolina 3 $ 633,000 $ 211,000 $ 90,000
McDowell County North Carolina 3 $ 651,000 $ 217,000 $ 52,000
Belmont County Ohio 3 $ 598,000 $ 199,000 $ 95,000
Clermont County Ohio 3 $ 713,000 $ 237,000 $ 54,000
Harrison County Ohio 3 $ 249,000 $ 83,000 $ 36,000
Medina County Ohio 3 $ 590,000 $ 196,000 $ 97,000
Monroe County Ohio 3 $ 352,000 $ 117,000 $ 71,000
Montgomery County Ohio 3 $ 515,000 $ 171,000 $ 54,000
Tulsa County Oklahoma 3 $ 432,000 $ 144,000 $ 61,000
Clackamas County Oregon 3 $ 735,000 $ 245,000 $ 84,000
Deschutes County Oregon 3 $ 814,000 $ 271,000 $ 88,000
Lane County Oregon 3 $ 762,000 $ 254,000 $ 46,000
Linn County Oregon 3 $ 704,000 $ 234,000 $ 40,000
Polk County Oregon 3 $ 655,000 $ 218,000 $ 58,000
Kent County Rhode Island 3 $ 698,000 $ 232,000 $ 87,000
Marlboro County South Carolina 3 $ 227,000 $ 75,000 $ 37,000
Blount County Tennessee 3 $ 493,000 $ 164,000 $ 131,000
Campbell County Tennessee 3 $ 382,000 $ 127,000 $ 43,000
Montgomery County Tennessee 3 $ 437,000 $ 145,000 $ 75,000
Brazoria County Texas 3 $ 371,000 $ 123,000 $ 119,000
El Paso County Texas 3 $ 369,000 $ 123,000 $ 73,000
Hays County Texas 3 $ 751,000 $ 250,000 $ 68,000
Jasper County Texas 3 $ 391,000 $ 130,000 $ 95,000
Palo Pinto County Texas 3 $ 418,000 $ 139,000 $ 64,000
Wise County Texas 3 $ 813,000 $ 271,000 $ 95,000
Gloucester County Virginia 3 $ 570,000 $ 190,000 $ 69,000
Hanover County Virginia 3 $ 686,000 $ 228,000 $ 123,000
Louisa County Virginia 3 $ 829,000 $ 276,000 $ 87,000
Middlesex County Virginia 3 $ 821,000 $ 273,000 $ 79,000
Laramie County Wyoming 3 $ 688,000 $ 229,000 $ 53,000
Blount County Alabama 2 $ 392,000 $ 196,000 $ 56,000
Cleburne County Alabama 2 $ 236,000 $ 118,000 $ 82,000
DeKalb County Alabama 2 $ 165,000 $ 82,000 $ 33,000
Lee County Alabama 2 $ 347,000 $ 173,000 $ 570,000
Morgan County Alabama 2 $ 396,000 $ 198,000 $ 95,000
St. Clair County Alabama 2 $ 213,000 $ 106,000 $ 60,000
Matanuska-Susitna County Alaska 2 $ 506,000 $ 253,000 $ 37,000
Mohave County Arizona 2 $ 319,000 $ 159,000 $ 22,000
Pinal County Arizona 2 $ 489,000 $ 244,000 $ 61,000
Saline County Arkansas 2 $ 319,000 $ 159,000 $ 52,000
Butte County California 2 $ 437,000 $ 218,000 $ 45,000
El Dorado County California 2 $ 875,000 $ 437,000 $ 103,000
Kings County California 2 $ 484,000 $ 242,000 $ 103,000
Madera County California 2 $ 366,000 $ 183,000 $ 87,000
Monterey County California 2 $ 1,143,000 $ 571,000 $ 141,000
San Benito County California 2 $ 542,000 $ 271,000 $ 39,000
San Francisco County California 2 $ 1,339,000 $ 669,000 $ 134,000
Santa Clara County California 2 $ 849,000 $ 424,000 $ 118,000
Ventura County California 2 $ 603,000 $ 301,000 $ 30,000
Larimer County Colorado 2 $ 352,000 $ 176,000 $ 37,000
New Castle County Delaware 2 $ 556,000 $ 278,000 $ 99,000
Citrus County Florida 2 $ 432,000 $ 216,000 $ 92,000
Hernando County Florida 2 $ 377,000 $ 188,000 $ 36,000
Marion County Florida 2 $ 204,000 $ 102,000 $ 60,000
Okeechobee County Florida 2 $ 424,000 $ 212,000 $ 63,000
Sarasota County Florida 2 $ 552,000 $ 276,000 $ 50,000
St. Lucie County Florida 2 $ 517,000 $ 258,000 $ 58,000
Berrien County Georgia 2 $ 206,000 $ 103,000 $ 43,000
Butts County Georgia 2 $ 216,000 $ 108,000 $ 47,000
Dougherty County Georgia 2 $ 423,000 $ 211,000 $ 53,000
Fannin County Georgia 2 $ 360,000 $ 180,000 $ 132,000
Fayette County Georgia 2 $ 441,000 $ 220,000 $ 54,000
Houston County Georgia 2 $ 324,000 $ 162,000 $ 142,000
Laurens County Georgia 2 $ 313,000 $ 156,000 $ 36,000
Liberty County Georgia 2 $ 319,000 $ 159,000 $ 47,000
Pike County Georgia 2 $ 247,000 $ 123,000 $ 67,000
Polk County Georgia 2 $ 188,000 $ 94,000 $ 45,000
Richmond County Georgia 2 $ 393,000 $ 196,000 $ 72,000
Sumter County Georgia 2 $ 160,000 $ 80,000 $ 19,000
Tattnall County Georgia 2 $ 185,000 $ 92,000 $ 75,000
Bonneville County Idaho 2 $ 380,000 $ 190,000 $ 99,000
Kankakee County Illinois 2 $ 241,000 $ 120,000 $ 39,000
Gibson County Indiana 2 $ 395,000 $ 197,000 $ 88,000
Morgan County Indiana 2 $ 277,000 $ 138,000 $ 87,000
Spencer County Indiana 2 $ 160,000 $ 80,000 $ 33,000
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Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,321 $715,974,000 $165,000 $735,000 $74,000 $1,895,000
Refinancing 2,507 $541,482,000 $215,000 $1,200,000 $81,000 $1,920,000
Home Improvement 136 $25,708,000 $189,000 $558,000 $78,000 $515,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,286 $935,284,000 $176,000 $1,200,000 $77,000 $1,895,000
Not Provided 687 $150,490,000 $219,000 $1,094,000 $80,000 $1,920,000
Black or African American 589 $116,034,000 $197,000 $685,000 $71,000 $394,000
Hispanic 219 $45,143,000 $206,000 $720,000 $74,000 $238,000
Asian 129 $25,401,000 $196,000 $575,000 $74,000 $551,000
Not applicable 26 $5,515,000 $212,000 $585,000 $60,000 $273,000
American Indian or Alaskan Native 18 $3,185,000 $176,000 $290,000 $75,000 $144,000
Native Hawaiian or Other Pacific Islander 10 $2,112,000 $211,000 $354,000 $68,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,188 $596,408,000 $187,000 $1,200,000 $92,000 $1,920,000
FHA-insured (Federal Housing Administration) 1,757 $300,260,000 $170,000 $647,000 $62,000 $1,794,000
VA-guaranteed (Veterans Administration) 1,150 $275,928,000 $239,000 $1,094,000 $78,000 $926,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 869 $110,568,000 $127,000 $680,000 $46,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,891 $840,070,000 $171,000 $825,000 $77,000 $1,895,000
Application Withdrawn By Applicant 879 $213,428,000 $242,000 $988,000 $86,000 $1,920,000
Application Denied By Financial Institution 721 $150,563,000 $208,000 $1,200,000 $65,000 $720,000
Application Approved But Not Accepted 424 $71,011,000 $167,000 $543,000 $75,000 $802,000
File Closed For Incompleteness 36 $6,006,000 $166,000 $424,000 $67,000 $205,000
Loan Purchased By The Institution 13 $2,086,000 $160,000 $413,000 $67,000 $229,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 242 $56,056,000 $231,000 $720,000 $56,000 $241,000
Credit History 161 $34,934,000 $216,000 $1,094,000 $75,000 $720,000
Other 127 $22,190,000 $174,000 $590,000 $68,000 $588,000
Collateral 83 $14,006,000 $168,000 $590,000 $70,000 $270,000
Unverifiable Information 15 $2,306,000 $153,000 $281,000 $66,000 $251,000
Employment History 11 $1,548,000 $140,000 $244,000 $36,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,367,000 $215,000 $458,000 $58,000 $154,000
Credit Application Incomplete 2 $349,000 $174,000 $220,000 $74,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank, Incorporated's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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