Magnolia Bank Mortgage Lending & HMDA Data, 2017

In 2017, Magnolia Bank of Hodgenville, KY reported 6,964 mortgage applications totaling $1.3 billion, up 14% from 2016. The average application was for $184,256, and applicants reported an average income of $76,598. 70% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (886), Atlanta-Sandy Springs-Roswell, GA (443) and Bowling Green, KY (187) (applications in parentheses).

Mortgage Company & Address Magnolia Bank
Po Box 188
Hodgenville, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,964
Total Mortgage Loan Application Amount $1,283,164,000
Average Mortgage Loan Application Amount $184,256
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $76,598
Highest Applicant Income $1,920,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Magnolia Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 453 $ 75,975,000 $ 167,715 $ 73,000
Aiken, South Carolina 142 $ 20,872,000 $ 146,985 $ 70,000
Bullitt, Kentucky 129 $ 21,409,000 $ 165,961 $ 58,000
Warren, Kentucky 119 $ 22,497,000 $ 189,050 $ 80,000
Troup, Georgia 93 $ 13,547,000 $ 145,666 $ 60,000
Nelson, Kentucky 92 $ 14,775,000 $ 160,597 $ 62,000
Carroll, Georgia 87 $ 12,158,000 $ 139,747 $ 64,000
Clark, Indiana 81 $ 12,581,000 $ 155,320 $ 56,000
Effingham, Georgia 79 $ 14,745,000 $ 186,645 $ 73,000
Hardin, Kentucky 77 $ 11,492,000 $ 149,246 $ 84,000
Simpson, Kentucky 76 $ 10,190,000 $ 134,078 $ 67,000
Madison, Mississippi 63 $ 14,937,000 $ 237,095 $ 98,000
Haralson, Georgia 60 $ 9,209,000 $ 153,483 $ 72,000
Horry, South Carolina 59 $ 10,912,000 $ 184,949 $ 99,000
Madison, Georgia 57 $ 9,727,000 $ 170,649 $ 62,000
Floyd, Indiana 57 $ 9,078,000 $ 159,263 $ 66,000
Oldham, Kentucky 53 $ 12,733,000 $ 240,245 $ 101,000
Florence, South Carolina 49 $ 7,774,000 $ 158,653 $ 62,000
Buncombe, North Carolina 48 $ 9,095,000 $ 189,479 $ 75,000
Franklin, Ohio 45 $ 7,987,000 $ 177,488 $ 92,000
Barren, Kentucky 43 $ 5,690,000 $ 132,325 $ 50,000
Rankin, Mississippi 43 $ 8,097,000 $ 188,302 $ 75,000
Jefferson, Texas 43 $ 6,662,000 $ 154,930 $ 94,000
Allen, Kentucky 42 $ 4,993,000 $ 118,880 $ 59,000
Summit, Ohio 42 $ 5,560,000 $ 132,380 $ 39,000
Jackson, Georgia 41 $ 7,707,000 $ 187,975 $ 76,000
Newton, Georgia 41 $ 6,305,000 $ 153,780 $ 76,000
Washington, Florida 39 $ 5,348,000 $ 137,128 $ 69,000
Shelby, Kentucky 39 $ 6,256,000 $ 160,410 $ 61,000
St. Louis, Missouri 39 $ 8,997,000 $ 230,692 $ 110,000
Harrison, Mississippi 36 $ 5,486,000 $ 152,388 $ 59,000
Tarrant, Texas 36 $ 7,230,000 $ 200,833 $ 70,000
Larue, Kentucky 35 $ 2,815,000 $ 80,428 $ 52,000
Haywood, North Carolina 35 $ 5,745,000 $ 164,142 $ 72,000
Cuyahoga, Ohio 35 $ 4,727,000 $ 135,057 $ 95,000
Vermilion, Illinois 34 $ 3,838,000 $ 112,882 $ 63,000
Fayette, Kentucky 34 $ 5,383,000 $ 158,323 $ 73,000
Harris, Texas 34 $ 7,398,000 $ 217,588 $ 101,000
Lowndes, Georgia 32 $ 5,048,000 $ 157,750 $ 70,000
Clarendon, South Carolina 32 $ 5,208,000 $ 162,750 $ 92,000
Greenville, South Carolina 32 $ 7,280,000 $ 227,500 $ 108,000
McCracken, Kentucky 31 $ 5,148,000 $ 166,064 $ 96,000
Navarro, Texas 31 $ 5,278,000 $ 170,258 $ 82,000
Casey, Kentucky 30 $ 3,546,000 $ 118,200 $ 56,000
Cape Girardeau, Missouri 30 $ 4,748,000 $ 158,266 $ 75,000
Los Angeles, California 29 $ 12,589,000 $ 434,103 $ 105,000
Maricopa, Arizona 27 $ 6,560,000 $ 242,962 $ 110,000
Calloway, Kentucky 27 $ 4,406,000 $ 163,185 $ 84,000
Sumter, South Carolina 27 $ 3,852,000 $ 142,666 $ 74,000
Gwinnett, Georgia 26 $ 5,685,000 $ 218,653 $ 76,000
Scott, Missouri 26 $ 3,167,000 $ 121,807 $ 53,000
Adair, Kentucky 25 $ 2,678,000 $ 107,120 $ 54,000
Spencer, Kentucky 25 $ 4,622,000 $ 184,880 $ 58,000
Prince George's, Maryland 25 $ 8,964,000 $ 358,560 $ 106,000
Henderson, North Carolina 25 $ 4,485,000 $ 179,400 $ 67,000
Lafayette, Mississippi 24 $ 4,774,000 $ 198,916 $ 123,000
Hardin, Texas 24 $ 4,048,000 $ 168,666 $ 93,000
DeKalb, Georgia 23 $ 4,357,000 $ 189,434 $ 70,000
Douglas, Georgia 23 $ 4,109,000 $ 178,652 $ 68,000
Graves, Kentucky 23 $ 2,873,000 $ 124,913 $ 71,000
Hinds, Mississippi 23 $ 3,881,000 $ 168,739 $ 80,000
Clark, Nevada 23 $ 5,354,000 $ 232,782 $ 69,000
Anderson, South Carolina 23 $ 4,272,000 $ 185,739 $ 78,000
Denton, Texas 23 $ 5,452,000 $ 237,043 $ 98,000
Chambers, Alabama 22 $ 2,150,000 $ 97,727 $ 45,000
Edmonson, Kentucky 22 $ 3,119,000 $ 141,772 $ 106,000
Henry, Kentucky 22 $ 2,935,000 $ 133,409 $ 58,000
Lowndes, Mississippi 22 $ 3,594,000 $ 163,363 $ 74,000
St. Francois, Missouri 22 $ 3,017,000 $ 137,136 $ 59,000
Orange, Florida 21 $ 5,403,000 $ 257,285 $ 84,000
Cook, Illinois 21 $ 3,847,000 $ 183,190 $ 96,000
Jefferson, Indiana 21 $ 2,796,000 $ 133,142 $ 62,000
Charleston, South Carolina 21 $ 6,072,000 $ 289,142 $ 101,000
Walton, Georgia 20 $ 3,453,000 $ 172,650 $ 53,000
Boyle, Kentucky 20 $ 3,241,000 $ 162,050 $ 75,000
Hart, Kentucky 20 $ 1,584,000 $ 79,200 $ 53,000
Pulaski, Missouri 20 $ 3,077,000 $ 153,850 $ 63,000
Chatham, Georgia 19 $ 3,080,000 $ 162,105 $ 135,000
Fulton, Georgia 19 $ 3,871,000 $ 203,736 $ 83,000
Beaufort, South Carolina 19 $ 4,394,000 $ 231,263 $ 82,000
San Diego, California 18 $ 7,026,000 $ 390,333 $ 115,000
Banks, Georgia 18 $ 3,341,000 $ 185,611 $ 68,000
Clarke, Georgia 18 $ 3,093,000 $ 171,833 $ 105,000
Elbert, Georgia 18 $ 2,619,000 $ 145,500 $ 70,000
Davidson, Tennessee 18 $ 4,564,000 $ 253,555 $ 120,000
Dallas, Texas 18 $ 3,495,000 $ 194,166 $ 65,000
Broward, Florida 17 $ 4,157,000 $ 244,529 $ 65,000
Cobb, Georgia 17 $ 3,440,000 $ 202,352 $ 68,000
Harrison, Indiana 17 $ 2,428,000 $ 142,823 $ 54,000
Caldwell, Kentucky 17 $ 2,087,000 $ 122,764 $ 81,000
Trigg, Kentucky 17 $ 2,783,000 $ 163,705 $ 112,000
Plymouth, Massachusetts 17 $ 4,097,000 $ 241,000 $ 70,000
Pickens, South Carolina 17 $ 2,346,000 $ 138,000 $ 52,000
Marshall, Alabama 16 $ 3,229,000 $ 201,812 $ 96,000
San Bernardino, California 16 $ 4,615,000 $ 288,437 $ 73,000
Daviess, Kentucky 16 $ 2,141,000 $ 133,812 $ 47,000
Macomb, Michigan 16 $ 3,430,000 $ 214,375 $ 75,000
St. Charles, Missouri 16 $ 3,273,000 $ 204,562 $ 90,000
Lincoln, North Carolina 16 $ 2,306,000 $ 144,125 $ 67,000
Guernsey, Ohio 16 $ 1,956,000 $ 122,250 $ 45,000
Muskingum, Ohio 16 $ 2,313,000 $ 144,562 $ 50,000
Baldwin, Alabama 15 $ 2,858,000 $ 190,533 $ 108,000
Logan, Kentucky 15 $ 2,119,000 $ 141,266 $ 74,000
Marshall, Kentucky 15 $ 1,671,000 $ 111,400 $ 53,000
Taylor, Kentucky 15 $ 2,324,000 $ 154,933 $ 59,000
Washington, Mississippi 15 $ 1,934,000 $ 128,933 $ 65,000
Stoddard, Missouri 15 $ 2,075,000 $ 138,333 $ 69,000
Wake, North Carolina 15 $ 4,243,000 $ 282,866 $ 118,000
Wilson, North Carolina 15 $ 2,426,000 $ 161,733 $ 72,000
Licking, Ohio 15 $ 2,347,000 $ 156,466 $ 67,000
Richland, South Carolina 15 $ 2,538,000 $ 169,200 $ 107,000
Riverside, California 14 $ 4,485,000 $ 320,357 $ 110,000
Barrow, Georgia 14 $ 2,465,000 $ 176,071 $ 75,000
Coweta, Georgia 14 $ 2,523,000 $ 180,214 $ 75,000
Oconee, Georgia 14 $ 3,071,000 $ 219,357 $ 87,000
Mercer, Kentucky 14 $ 2,233,000 $ 159,500 $ 89,000
Middlesex, Massachusetts 14 $ 3,791,000 $ 270,785 $ 70,000
Wilson, Tennessee 14 $ 3,703,000 $ 264,500 $ 153,000
District of Columbia, District Of Columbia 13 $ 5,435,000 $ 418,076 $ 121,000
Bay, Florida 13 $ 3,041,000 $ 233,923 $ 136,000
Escambia, Florida 13 $ 3,230,000 $ 248,461 $ 134,000
Hillsborough, Florida 13 $ 2,945,000 $ 226,538 $ 87,000
Palm Beach, Florida 13 $ 3,172,000 $ 244,000 $ 69,000
Hart, Georgia 13 $ 2,373,000 $ 182,538 $ 83,000
Crittenden, Kentucky 13 $ 1,786,000 $ 137,384 $ 63,000
Lyon, Kentucky 13 $ 2,320,000 $ 178,461 $ 59,000
Franklin, Missouri 13 $ 1,828,000 $ 140,615 $ 55,000
New Madrid, Missouri 13 $ 1,629,000 $ 125,307 $ 70,000
Catawba, North Carolina 13 $ 2,637,000 $ 202,846 $ 96,000
Delaware, Ohio 13 $ 3,288,000 $ 252,923 $ 80,000
Mobile, Alabama 12 $ 1,419,000 $ 118,250 $ 54,000
Sacramento, California 12 $ 3,341,000 $ 278,416 $ 136,000
El Paso, Colorado 12 $ 3,286,000 $ 273,833 $ 96,000
Seminole, Florida 12 $ 2,683,000 $ 223,583 $ 75,000
Heard, Georgia 12 $ 1,755,000 $ 146,250 $ 64,000
Robeson, North Carolina 12 $ 1,726,000 $ 143,833 $ 67,000
Berkeley, South Carolina 12 $ 2,770,000 $ 230,833 $ 96,000
Collin, Texas 12 $ 2,895,000 $ 241,250 $ 96,000
Orange, California 11 $ 3,426,000 $ 311,454 $ 81,000
Jefferson, Colorado 11 $ 3,603,000 $ 327,545 $ 69,000
Brevard, Florida 11 $ 2,066,000 $ 187,818 $ 81,000
Jackson, Florida 11 $ 1,686,000 $ 153,272 $ 82,000
Franklin, Georgia 11 $ 1,660,000 $ 150,909 $ 61,000
Morgan, Georgia 11 $ 2,689,000 $ 244,454 $ 88,000
Paulding, Georgia 11 $ 1,967,000 $ 178,818 $ 63,000
Marion, Indiana 11 $ 1,562,000 $ 142,000 $ 46,000
Vanderburgh, Indiana 11 $ 1,386,000 $ 126,000 $ 60,000
Anderson, Kentucky 11 $ 1,732,000 $ 157,454 $ 60,000
Oakland, Michigan 11 $ 2,719,000 $ 247,181 $ 141,000
Lauderdale, Mississippi 11 $ 2,042,000 $ 185,636 $ 75,000
Lee, Mississippi 11 $ 1,258,000 $ 114,363 $ 45,000
Jackson, Missouri 11 $ 2,320,000 $ 210,909 $ 61,000
Clay, Florida 10 $ 1,914,000 $ 191,400 $ 66,000
Miami-Dade, Florida 10 $ 2,297,000 $ 229,700 $ 271,000
Bryan, Georgia 10 $ 2,173,000 $ 217,300 $ 102,000
Forsyth, Georgia 10 $ 2,381,000 $ 238,100 $ 93,000
Jasper, Georgia 10 $ 1,376,000 $ 137,600 $ 53,000
White, Georgia 10 $ 1,295,000 $ 129,500 $ 66,000
Meade, Kentucky 10 $ 1,455,000 $ 145,500 $ 74,000
Metcalfe, Kentucky 10 $ 797,000 $ 79,700 $ 42,000
Greene, Missouri 10 $ 1,573,000 $ 157,300 $ 52,000
Laclede, Missouri 10 $ 1,168,000 $ 116,800 $ 57,000
Washington, Missouri 10 $ 1,520,000 $ 152,000 $ 71,000
Essex, New Jersey 10 $ 2,694,000 $ 269,400 $ 97,000
Queens, New York 10 $ 4,447,000 $ 444,700 $ 87,000
Gaston, North Carolina 10 $ 1,690,000 $ 169,000 $ 99,000
Rutherford, North Carolina 10 $ 1,734,000 $ 173,400 $ 94,000
Hamilton, Ohio 10 $ 2,144,000 $ 214,400 $ 74,000
Dorchester, South Carolina 10 $ 1,910,000 $ 191,000 $ 72,000
Edgefield, South Carolina 10 $ 1,345,000 $ 134,500 $ 51,000
Lexington, South Carolina 10 $ 1,789,000 $ 178,900 $ 64,000
York, South Carolina 10 $ 2,155,000 $ 215,500 $ 101,000
Burnet, Texas 10 $ 1,938,000 $ 193,800 $ 78,000
Ellis, Texas 10 $ 1,995,000 $ 199,500 $ 79,000
Jefferson, Alabama 9 $ 1,891,000 $ 210,111 $ 72,000
Madison, Alabama 9 $ 1,890,000 $ 210,000 $ 81,000
Pima, Arizona 9 $ 1,857,000 $ 206,333 $ 84,000
Harris, Georgia 9 $ 1,295,000 $ 143,888 $ 49,000
Oglethorpe, Georgia 9 $ 1,427,000 $ 158,555 $ 56,000
Stephens, Georgia 9 $ 1,423,000 $ 158,111 $ 83,000
Lake, Illinois 9 $ 2,864,000 $ 318,222 $ 118,000
Hamilton, Indiana 9 $ 1,892,000 $ 210,222 $ 86,000
Lake, Indiana 9 $ 1,645,000 $ 182,777 $ 70,000
Grayson, Kentucky 9 $ 941,000 $ 104,555 $ 100,000
Pulaski, Kentucky 9 $ 1,120,000 $ 124,444 $ 85,000
Anne Arundel, Maryland 9 $ 3,220,000 $ 357,777 $ 74,000
Essex, Massachusetts 9 $ 3,013,000 $ 334,777 $ 69,000
Jackson, Mississippi 9 $ 1,564,000 $ 173,777 $ 63,000
Oktibbeha, Mississippi 9 $ 1,424,000 $ 158,222 $ 124,000
Nassau, New York 9 $ 3,379,000 $ 375,444 $ 107,000
New Hanover, North Carolina 9 $ 1,800,000 $ 200,000 $ 120,000
Fairfield, Ohio 9 $ 1,919,000 $ 213,222 $ 91,000
Portage, Ohio 9 $ 1,567,000 $ 174,111 $ 76,000
Shelby, Tennessee 9 $ 1,594,000 $ 177,111 $ 48,000
Freestone, Texas 9 $ 1,460,000 $ 162,222 $ 110,000
Parker, Texas 9 $ 1,815,000 $ 201,666 $ 116,000
Spotsylvania, Virginia 9 $ 1,644,000 $ 182,666 $ 75,000
Holmes, Florida 8 $ 1,020,000 $ 127,500 $ 75,000
Manatee, Florida 8 $ 1,541,000 $ 192,625 $ 61,000
Volusia, Florida 8 $ 1,317,000 $ 164,625 $ 35,000
Russell, Kentucky 8 $ 889,000 $ 111,125 $ 52,000
Butler, Missouri 8 $ 1,015,000 $ 126,875 $ 60,000
Jefferson, Missouri 8 $ 1,264,000 $ 158,000 $ 138,000
Bergen, New Jersey 8 $ 2,424,000 $ 303,000 $ 97,000
Suffolk, New York 8 $ 2,015,000 $ 251,875 $ 95,000
Monroe, Pennsylvania 8 $ 1,162,000 $ 145,250 $ 69,000
Darlington, South Carolina 8 $ 1,394,000 $ 174,250 $ 56,000
Marion, South Carolina 8 $ 797,000 $ 99,625 $ 44,000
Fort Bend, Texas 8 $ 1,895,000 $ 236,875 $ 112,000
Johnson, Texas 8 $ 1,525,000 $ 190,625 $ 85,000
Chesterfield, Virginia 8 $ 1,869,000 $ 233,625 $ 62,000
Prince William, Virginia 8 $ 2,939,000 $ 367,375 $ 113,000
Virginia Beach, Virginia 8 $ 2,369,000 $ 296,125 $ 95,000
Adams, Colorado 7 $ 1,807,000 $ 258,142 $ 56,000
Arapahoe, Colorado 7 $ 1,668,000 $ 238,285 $ 53,000
Fairfield, Connecticut 7 $ 1,775,000 $ 253,571 $ 100,000
Duval, Florida 7 $ 1,225,000 $ 175,000 $ 50,000
Lee, Florida 7 $ 1,250,000 $ 178,571 $ 51,000
Pinellas, Florida 7 $ 1,819,000 $ 259,857 $ 65,000
St. Johns, Florida 7 $ 1,657,000 $ 236,714 $ 88,000
Cherokee, Georgia 7 $ 1,406,000 $ 200,857 $ 77,000
Clayton, Georgia 7 $ 1,068,000 $ 152,571 $ 68,000
Henry, Georgia 7 $ 1,427,000 $ 203,857 $ 53,000
Lumpkin, Georgia 7 $ 1,413,000 $ 201,857 $ 169,000
Meriwether, Georgia 7 $ 865,000 $ 123,571 $ 52,000
Rockdale, Georgia 7 $ 1,278,000 $ 182,571 $ 75,000
Union, Georgia 7 $ 1,192,000 $ 170,285 $ 73,000
Greene, Indiana 7 $ 623,000 $ 89,000 $ 40,000
Charles, Maryland 7 $ 1,788,000 $ 255,428 $ 77,000
Barnstable, Massachusetts 7 $ 1,774,000 $ 253,428 $ 70,000
Bristol, Massachusetts 7 $ 2,038,000 $ 291,142 $ 67,000
Clarke, Mississippi 7 $ 1,003,000 $ 143,285 $ 53,000
Sunflower, Mississippi 7 $ 918,000 $ 131,142 $ 78,000
Union, Mississippi 7 $ 961,000 $ 137,285 $ 53,000
St. Louis City, Missouri 7 $ 1,540,000 $ 220,000 $ 113,000
Erie, New York 7 $ 1,200,000 $ 171,428 $ 61,000
Brunswick, North Carolina 7 $ 1,297,000 $ 185,285 $ 118,000
Johnston, North Carolina 7 $ 1,498,000 $ 214,000 $ 76,000
Mecklenburg, North Carolina 7 $ 1,775,000 $ 253,571 $ 83,000
Georgetown, South Carolina 7 $ 1,238,000 $ 176,857 $ 115,000
Orangeburg, South Carolina 7 $ 968,000 $ 138,285 $ 45,000
Knox, Tennessee 7 $ 1,339,000 $ 191,285 $ 90,000
Orange, Texas 7 $ 769,000 $ 109,857 $ 79,000
Fairfax, Virginia 7 $ 3,610,000 $ 515,714 $ 131,000
Stafford, Virginia 7 $ 1,633,000 $ 233,285 $ 106,000
Snohomish, Washington 7 $ 2,404,000 $ 343,428 $ 85,000
Randolph, Alabama 6 $ 740,000 $ 123,333 $ 57,000
Contra Costa, California 6 $ 2,023,000 $ 337,166 $ 87,000
Placer, California 6 $ 1,958,000 $ 326,333 $ 110,000
San Joaquin, California 6 $ 1,670,000 $ 278,333 $ 67,000
Hartford, Connecticut 6 $ 1,409,000 $ 234,833 $ 78,000
Charlotte, Florida 6 $ 1,162,000 $ 193,666 $ 48,000
Leon, Florida 6 $ 1,191,000 $ 198,500 $ 60,000
Pasco, Florida 6 $ 1,026,000 $ 171,000 $ 99,000
Johnson, Kansas 6 $ 1,221,000 $ 203,500 $ 92,000
Clark, Kentucky 6 $ 1,047,000 $ 174,500 $ 63,000
Kenton, Kentucky 6 $ 1,499,000 $ 249,833 $ 75,000
Montgomery, Kentucky 6 $ 1,018,000 $ 169,666 $ 54,000
Trimble, Kentucky 6 $ 818,000 $ 136,333 $ 54,000
Worcester, Massachusetts 6 $ 1,217,000 $ 202,833 $ 80,000
Bolivar, Mississippi 6 $ 990,000 $ 165,000 $ 68,000
Newton, Mississippi 6 $ 480,000 $ 80,000 $ 52,000
Camden, Missouri 6 $ 1,090,000 $ 181,666 $ 103,000
Hudson, New Jersey 6 $ 1,172,000 $ 195,333 $ 85,000
Ocean, New Jersey 6 $ 2,315,000 $ 385,833 $ 83,000
Westchester, New York 6 $ 2,334,000 $ 389,000 $ 414,000
Lake, Ohio 6 $ 1,114,000 $ 185,666 $ 73,000
Stark, Ohio 6 $ 1,000,000 $ 166,666 $ 65,000
Union, Ohio 6 $ 1,275,000 $ 212,500 $ 94,000
Washington, Oregon 6 $ 1,770,000 $ 295,000 $ 86,000
Allegheny, Pennsylvania 6 $ 809,000 $ 134,833 $ 60,000
Oconee, South Carolina 6 $ 1,130,000 $ 188,333 $ 66,000
Spartanburg, South Carolina 6 $ 797,000 $ 132,833 $ 70,000
Williamsburg, South Carolina 6 $ 734,000 $ 122,333 $ 62,000
Bell, Texas 6 $ 1,125,000 $ 187,500 $ 72,000
Hood, Texas 6 $ 1,234,000 $ 205,666 $ 82,000
Davis, Utah 6 $ 1,570,000 $ 261,666 $ 86,000
Salt Lake, Utah 6 $ 1,606,000 $ 267,666 $ 48,000
Chesapeake, Virginia 6 $ 1,399,000 $ 233,166 $ 75,000
Shelby, Alabama 5 $ 934,000 $ 186,800 $ 71,000
Stanislaus, California 5 $ 900,000 $ 180,000 $ 68,000
Denver, Colorado 5 $ 1,580,000 $ 316,000 $ 70,000
Osceola, Florida 5 $ 1,205,000 $ 241,000 $ 61,000
Santa Rosa, Florida 5 $ 798,000 $ 159,600 $ 51,000
Cook, Georgia 5 $ 496,000 $ 99,200 $ 39,000
Muscogee, Georgia 5 $ 728,000 $ 145,600 $ 34,000
Putnam, Georgia 5 $ 831,000 $ 166,200 $ 100,000
Polk, Iowa 5 $ 759,000 $ 151,800 $ 53,000
Garrard, Kentucky 5 $ 649,000 $ 129,800 $ 69,000
Henderson, Kentucky 5 $ 495,000 $ 99,000 $ 49,000
Madison, Kentucky 5 $ 809,000 $ 161,800 $ 65,000
Monroe, Kentucky 5 $ 509,000 $ 101,800 $ 44,000
Scott, Kentucky 5 $ 800,000 $ 160,000 $ 76,000
Baltimore, Maryland 5 $ 1,399,000 $ 279,800 $ 112,000
Harford, Maryland 5 $ 951,000 $ 190,200 $ 34,000
Montgomery, Maryland 5 $ 1,370,000 $ 274,000 $ 89,000
Hennepin, Minnesota 5 $ 1,096,000 $ 219,200 $ 75,000
Washoe, Nevada 5 $ 1,388,000 $ 277,600 $ 72,000
Hillsborough, New Hampshire 5 $ 1,266,000 $ 253,200 $ 107,000
Bernalillo, New Mexico 5 $ 1,168,000 $ 233,600 $ 107,000
Bronx, New York 5 $ 1,837,000 $ 367,400 $ 98,000
Kings, New York 5 $ 1,625,000 $ 325,000 $ 47,000
Guilford, North Carolina 5 $ 1,456,000 $ 291,200 $ 68,000
Butler, Ohio 5 $ 918,000 $ 183,600 $ 66,000
Northampton, Pennsylvania 5 $ 1,223,000 $ 244,600 $ 99,000
Philadelphia, Pennsylvania 5 $ 923,000 $ 184,600 $ 61,000
Barnwell, South Carolina 5 $ 431,000 $ 86,200 $ 43,000
Sumner, Tennessee 5 $ 1,063,000 $ 212,600 $ 109,000
Fauquier, Virginia 5 $ 1,163,000 $ 232,600 $ 93,000
Henrico, Virginia 5 $ 890,000 $ 178,000 $ 70,000
Norfolk, Virginia 5 $ 939,000 $ 187,800 $ 73,000
Cullman, Alabama 4 $ 561,000 $ 140,250 $ 99,000
Limestone, Alabama 4 $ 813,000 $ 203,250 $ 64,000
Anchorage, Alaska 4 $ 1,203,000 $ 300,750 $ 77,000
Pulaski, Arkansas 4 $ 994,000 $ 248,500 $ 115,000
Kern, California 4 $ 837,000 $ 209,250 $ 50,000
Shasta, California 4 $ 1,107,000 $ 276,750 $ 59,000
Solano, California 4 $ 1,116,000 $ 279,000 $ 64,000
Douglas, Colorado 4 $ 1,413,000 $ 353,250 $ 110,000
Indian River, Florida 4 $ 661,000 $ 165,250 $ 62,000
Lake, Florida 4 $ 721,000 $ 180,250 $ 90,000
Okaloosa, Florida 4 $ 857,000 $ 214,250 $ 147,000
Brooks, Georgia 4 $ 1,031,000 $ 257,750 $ 92,000
Colquitt, Georgia 4 $ 585,000 $ 146,250 $ 39,000
Columbia, Georgia 4 $ 892,000 $ 223,000 $ 58,000
Ada, Idaho 4 $ 1,293,000 $ 323,250 $ 62,000
DuPage, Illinois 4 $ 860,000 $ 215,000 $ 64,000
Lawrence, Indiana 4 $ 539,000 $ 134,750 $ 72,000
Scott, Indiana 4 $ 504,000 $ 126,000 $ 41,000
Vigo, Indiana 4 $ 586,000 $ 146,500 $ 80,000
Breckinridge, Kentucky 4 $ 530,000 $ 132,500 $ 179,000
Butler, Kentucky 4 $ 392,000 $ 98,000 $ 42,000
Green, Kentucky 4 $ 434,000 $ 108,500 $ 99,000
Lincoln, Kentucky 4 $ 493,000 $ 123,250 $ 55,000
Livingston, Kentucky 4 $ 338,000 $ 84,500 $ 60,000
Marion, Kentucky 4 $ 516,000 $ 129,000 $ 48,000
Hampden, Massachusetts 4 $ 730,000 $ 182,500 $ 76,000
Livingston, Michigan 4 $ 916,000 $ 229,000 $ 48,000
Forrest, Mississippi 4 $ 504,000 $ 126,000 $ 55,000
Buchanan, Missouri 4 $ 525,000 $ 131,250 $ 50,000
Dunklin, Missouri 4 $ 303,000 $ 75,750 $ 47,000
Perry, Missouri 4 $ 468,000 $ 117,000 $ 47,000
Middlesex, New Jersey 4 $ 1,322,000 $ 330,500 $ 129,000
Cabarrus, North Carolina 4 $ 841,000 $ 210,250 $ 73,000
Geauga, Ohio 4 $ 1,103,000 $ 275,750 $ 141,000
Lucas, Ohio 4 $ 683,000 $ 170,750 $ 104,000
Marion, Ohio 4 $ 820,000 $ 205,000 $ 89,000
Berks, Pennsylvania 4 $ 707,000 $ 176,750 $ 62,000
Montgomery, Pennsylvania 4 $ 1,282,000 $ 320,500 $ 82,000
Providence, Rhode Island 4 $ 922,000 $ 230,500 $ 80,000
Abbeville, South Carolina 4 $ 664,000 $ 166,000 $ 63,000
Loudon, Tennessee 4 $ 941,000 $ 235,250 $ 210,000
Rutherford, Tennessee 4 $ 752,000 $ 188,000 $ 99,000
Bexar, Texas 4 $ 562,000 $ 140,500 $ 85,000
Potter, Texas 4 $ 612,000 $ 153,000 $ 53,000
Rockwall, Texas 4 $ 772,000 $ 193,000 $ 68,000
Travis, Texas 4 $ 1,192,000 $ 298,000 $ 117,000
Weber, Utah 4 $ 925,000 $ 231,250 $ 72,000
King, Washington 4 $ 1,102,000 $ 275,500 $ 65,000
Pierce, Washington 4 $ 812,000 $ 203,000 $ 69,000
Berkeley, West Virginia 4 $ 725,000 $ 181,250 $ 101,000
Milwaukee, Wisconsin 4 $ 687,000 $ 171,750 $ 39,000
Tuscaloosa, Alabama 3 $ 338,000 $ 112,666 $ 43,000
Benton, Arkansas 3 $ 524,000 $ 174,666 $ 56,000
Fresno, California 3 $ 522,000 $ 174,000 $ 82,000
San Mateo, California 3 $ 1,344,000 $ 448,000 $ 77,000
Santa Barbara, California 3 $ 1,024,000 $ 341,333 $ 141,000
Sonoma, California 3 $ 1,304,000 $ 434,666 $ 95,000
Yuba, California 3 $ 607,000 $ 202,333 $ 76,000
Weld, Colorado 3 $ 815,000 $ 271,666 $ 67,000
Litchfield, Connecticut 3 $ 504,000 $ 168,000 $ 75,000
New Haven, Connecticut 3 $ 680,000 $ 226,666 $ 136,000
New London, Connecticut 3 $ 694,000 $ 231,333 $ 60,000
Collier, Florida 3 $ 786,000 $ 262,000 $ 67,000
Highlands, Florida 3 $ 408,000 $ 136,000 $ 126,000
Jefferson, Florida 3 $ 568,000 $ 189,333 $ 116,000
Martin, Florida 3 $ 757,000 $ 252,333 $ 76,000
Polk, Florida 3 $ 422,000 $ 140,666 $ 80,000
Wakulla, Florida 3 $ 576,000 $ 192,000 $ 74,000
Bartow, Georgia 3 $ 443,000 $ 147,666 $ 56,000
Bulloch, Georgia 3 $ 636,000 $ 212,000 $ 94,000
Glynn, Georgia 3 $ 844,000 $ 281,333 $ 116,000
Greene, Georgia 3 $ 575,000 $ 191,666 $ 100,000
Habersham, Georgia 3 $ 433,000 $ 144,333 $ 82,000
Hall, Georgia 3 $ 840,000 $ 280,000 $ 97,000
Lanier, Georgia 3 $ 257,000 $ 85,666 $ 39,000
Tift, Georgia 3 $ 323,000 $ 107,666 $ 33,000
Honolulu, Hawaii 3 $ 1,243,000 $ 414,333 $ 67,000
Kane, Illinois 3 $ 402,000 $ 134,000 $ 48,000
Will, Illinois 3 $ 739,000 $ 246,333 $ 114,000
Hancock, Indiana 3 $ 434,000 $ 144,666 $ 119,000
Hendricks, Indiana 3 $ 440,000 $ 146,666 $ 55,000
Jackson, Indiana 3 $ 379,000 $ 126,333 $ 58,000
Johnson, Indiana 3 $ 592,000 $ 197,333 $ 87,000
Knox, Indiana 3 $ 457,000 $ 152,333 $ 73,000
Monroe, Indiana 3 $ 425,000 $ 141,666 $ 65,000
Scott, Iowa 3 $ 914,000 $ 304,666 $ 152,000
Sedgwick, Kansas 3 $ 389,000 $ 129,666 $ 28,000
Hopkins, Kentucky 3 $ 276,000 $ 92,000 $ 47,000
Jessamine, Kentucky 3 $ 369,000 $ 123,000 $ 41,000
Woodford, Kentucky 3 $ 800,000 $ 266,666 $ 93,000
Ascension, Louisiana 3 $ 809,000 $ 269,666 $ 122,000
Orleans, Louisiana 3 $ 459,000 $ 153,000 $ 80,000
Baltimore City, Maryland 3 $ 585,000 $ 195,000 $ 69,000
St. Mary's, Maryland 3 $ 1,044,000 $ 348,000 $ 124,000
Norfolk, Massachusetts 3 $ 1,093,000 $ 364,333 $ 124,000
Hancock, Mississippi 3 $ 386,000 $ 128,666 $ 60,000
Itawamba, Mississippi 3 $ 312,000 $ 104,000 $ 34,000
Jones, Mississippi 3 $ 554,000 $ 184,666 $ 57,000
Lamar, Mississippi 3 $ 751,000 $ 250,333 $ 120,000
Monroe, Mississippi 3 $ 265,000 $ 88,333 $ 65,000
Pearl River, Mississippi 3 $ 445,000 $ 148,333 $ 60,000
Scott, Mississippi 3 $ 364,000 $ 121,333 $ 48,000
Warren, Mississippi 3 $ 249,000 $ 83,000 $ 70,000
Christian, Missouri 3 $ 400,000 $ 133,333 $ 58,000
Phelps, Missouri 3 $ 498,000 $ 166,000 $ 53,000
Morris, New Jersey 3 $ 992,000 $ 330,666 $ 124,000
Union, New Jersey 3 $ 912,000 $ 304,000 $ 53,000
Otero, New Mexico 3 $ 339,000 $ 113,000 $ 50,000
Dutchess, New York 3 $ 592,000 $ 197,333 $ 94,000
Putnam, New York 3 $ 891,000 $ 297,000 $ 104,000
Cumberland, North Carolina 3 $ 441,000 $ 147,000 $ 47,000
Dare, North Carolina 3 $ 623,000 $ 207,666 $ 152,000
Forsyth, North Carolina 3 $ 514,000 $ 171,333 $ 60,000
Iredell, North Carolina 3 $ 627,000 $ 209,000 $ 94,000
Jackson, North Carolina 3 $ 633,000 $ 211,000 $ 90,000
McDowell, North Carolina 3 $ 651,000 $ 217,000 $ 52,000
Belmont, Ohio 3 $ 598,000 $ 199,333 $ 95,000
Clermont, Ohio 3 $ 713,000 $ 237,666 $ 54,000
Harrison, Ohio 3 $ 249,000 $ 83,000 $ 36,000
Medina, Ohio 3 $ 590,000 $ 196,666 $ 97,000
Monroe, Ohio 3 $ 352,000 $ 117,333 $ 71,000
Montgomery, Ohio 3 $ 515,000 $ 171,666 $ 54,000
Tulsa, Oklahoma 3 $ 432,000 $ 144,000 $ 61,000
Clackamas, Oregon 3 $ 735,000 $ 245,000 $ 84,000
Deschutes, Oregon 3 $ 814,000 $ 271,333 $ 88,000
Lane, Oregon 3 $ 762,000 $ 254,000 $ 46,000
Linn, Oregon 3 $ 704,000 $ 234,666 $ 40,000
Polk, Oregon 3 $ 655,000 $ 218,333 $ 58,000
Kent, Rhode Island 3 $ 698,000 $ 232,666 $ 87,000
Marlboro, South Carolina 3 $ 227,000 $ 75,666 $ 37,000
Blount, Tennessee 3 $ 493,000 $ 164,333 $ 131,000
Campbell, Tennessee 3 $ 382,000 $ 127,333 $ 43,000
Montgomery, Tennessee 3 $ 437,000 $ 145,666 $ 75,000
Brazoria, Texas 3 $ 371,000 $ 123,666 $ 119,000
El Paso, Texas 3 $ 369,000 $ 123,000 $ 73,000
Hays, Texas 3 $ 751,000 $ 250,333 $ 68,000
Jasper, Texas 3 $ 391,000 $ 130,333 $ 95,000
Palo Pinto, Texas 3 $ 418,000 $ 139,333 $ 64,000
Wise, Texas 3 $ 813,000 $ 271,000 $ 95,000
Gloucester, Virginia 3 $ 570,000 $ 190,000 $ 69,000
Hanover, Virginia 3 $ 686,000 $ 228,666 $ 123,000
Louisa, Virginia 3 $ 829,000 $ 276,333 $ 87,000
Middlesex, Virginia 3 $ 821,000 $ 273,666 $ 79,000
Laramie, Wyoming 3 $ 688,000 $ 229,333 $ 53,000
Blount, Alabama 2 $ 392,000 $ 196,000 $ 56,000
Cleburne, Alabama 2 $ 236,000 $ 118,000 $ 82,000
DeKalb, Alabama 2 $ 165,000 $ 82,500 $ 33,000
Lee, Alabama 2 $ 347,000 $ 173,500 $ 570,000
Morgan, Alabama 2 $ 396,000 $ 198,000 $ 95,000
St. Clair, Alabama 2 $ 213,000 $ 106,500 $ 60,000
Matanuska-Susitna, Alaska 2 $ 506,000 $ 253,000 $ 37,000
Mohave, Arizona 2 $ 319,000 $ 159,500 $ 22,000
Pinal, Arizona 2 $ 489,000 $ 244,500 $ 61,000
Saline, Arkansas 2 $ 319,000 $ 159,500 $ 52,000
Butte, California 2 $ 437,000 $ 218,500 $ 45,000
El Dorado, California 2 $ 875,000 $ 437,500 $ 103,000
Kings, California 2 $ 484,000 $ 242,000 $ 103,000
Madera, California 2 $ 366,000 $ 183,000 $ 87,000
Monterey, California 2 $ 1,143,000 $ 571,500 $ 141,000
San Benito, California 2 $ 542,000 $ 271,000 $ 39,000
San Francisco, California 2 $ 1,339,000 $ 669,500 $ 134,000
Santa Clara, California 2 $ 849,000 $ 424,500 $ 118,000
Ventura, California 2 $ 603,000 $ 301,500 $ 30,000
Larimer, Colorado 2 $ 352,000 $ 176,000 $ 37,000
New Castle, Delaware 2 $ 556,000 $ 278,000 $ 99,000
Citrus, Florida 2 $ 432,000 $ 216,000 $ 92,000
Hernando, Florida 2 $ 377,000 $ 188,500 $ 36,000
Marion, Florida 2 $ 204,000 $ 102,000 $ 60,000
Okeechobee, Florida 2 $ 424,000 $ 212,000 $ 63,000
Sarasota, Florida 2 $ 552,000 $ 276,000 $ 50,000
St. Lucie, Florida 2 $ 517,000 $ 258,500 $ 58,000
Berrien, Georgia 2 $ 206,000 $ 103,000 $ 43,000
Butts, Georgia 2 $ 216,000 $ 108,000 $ 47,000
Dougherty, Georgia 2 $ 423,000 $ 211,500 $ 53,000
Fannin, Georgia 2 $ 360,000 $ 180,000 $ 132,000
Fayette, Georgia 2 $ 441,000 $ 220,500 $ 54,000
Houston, Georgia 2 $ 324,000 $ 162,000 $ 142,000
Laurens, Georgia 2 $ 313,000 $ 156,500 $ 36,000
Liberty, Georgia 2 $ 319,000 $ 159,500 $ 47,000
Pike, Georgia 2 $ 247,000 $ 123,500 $ 67,000
Polk, Georgia 2 $ 188,000 $ 94,000 $ 45,000
Richmond, Georgia 2 $ 393,000 $ 196,500 $ 72,000
Sumter, Georgia 2 $ 160,000 $ 80,000 $ 19,000
Tattnall, Georgia 2 $ 185,000 $ 92,500 $ 75,000
Bonneville, Idaho 2 $ 380,000 $ 190,000 $ 99,000
Kankakee, Illinois 2 $ 241,000 $ 120,500 $ 39,000
Gibson, Indiana 2 $ 395,000 $ 197,500 $ 88,000
Morgan, Indiana 2 $ 277,000 $ 138,500 $ 87,000
Spencer, Indiana 2 $ 160,000 $ 80,000 $ 33,000
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Mortgage Loan Application Detail Totals for Magnolia Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,321 $715,974,000 $165,000 $735,000 $74,000 $1,895,000
Refinancing 2,507 $541,482,000 $215,000 $1,200,000 $81,000 $1,920,000
Home Improvement 136 $25,708,000 $189,000 $558,000 $78,000 $515,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,286 $935,284,000 $176,000 $1,200,000 $77,000 $1,895,000
Not Provided 687 $150,490,000 $219,000 $1,094,000 $80,000 $1,920,000
Black or African American 589 $116,034,000 $197,000 $685,000 $71,000 $394,000
Hispanic 219 $45,143,000 $206,000 $720,000 $74,000 $238,000
Asian 129 $25,401,000 $196,000 $575,000 $74,000 $551,000
Not applicable 26 $5,515,000 $212,000 $585,000 $60,000 $273,000
American Indian or Alaskan Native 18 $3,185,000 $176,000 $290,000 $75,000 $144,000
Native Hawaiian or Other Pacific Islander 10 $2,112,000 $211,000 $354,000 $68,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,188 $596,408,000 $187,000 $1,200,000 $92,000 $1,920,000
FHA-insured (Federal Housing Administration) 1,757 $300,260,000 $170,000 $647,000 $62,000 $1,794,000
VA-guaranteed (Veterans Administration) 1,150 $275,928,000 $239,000 $1,094,000 $78,000 $926,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 869 $110,568,000 $127,000 $680,000 $46,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,891 $840,070,000 $171,000 $825,000 $77,000 $1,895,000
Application Withdrawn By Applicant 879 $213,428,000 $242,000 $988,000 $86,000 $1,920,000
Application Denied By Financial Institution 721 $150,563,000 $208,000 $1,200,000 $65,000 $720,000
Application Approved But Not Accepted 424 $71,011,000 $167,000 $543,000 $75,000 $802,000
File Closed For Incompleteness 36 $6,006,000 $166,000 $424,000 $67,000 $205,000
Loan Purchased By The Institution 13 $2,086,000 $160,000 $413,000 $67,000 $229,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 242 $56,056,000 $231,000 $720,000 $56,000 $241,000
Credit History 161 $34,934,000 $216,000 $1,094,000 $75,000 $720,000
Other 127 $22,190,000 $174,000 $590,000 $68,000 $588,000
Collateral 83 $14,006,000 $168,000 $590,000 $70,000 $270,000
Unverifiable Information 15 $2,306,000 $153,000 $281,000 $66,000 $251,000
Employment History 11 $1,548,000 $140,000 $244,000 $36,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,367,000 $215,000 $458,000 $58,000 $154,000
Credit Application Incomplete 2 $349,000 $174,000 $220,000 $74,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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