Magnolia Bank Mortgage Lending & HMDA Data, 2017
In 2017, Magnolia Bank of Hodgenville, KY reported 6,964 mortgage applications totaling $1.3 billion, up 14% from 2016. The average application was for $184,256, and applicants reported an average income of $76,598. 70% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (886), Atlanta-Sandy Springs-Roswell, GA (443) and Bowling Green, KY (187) (applications in parentheses).
| Mortgage Company & Address | Magnolia Bank Po Box 188 Hodgenville, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,964 |
| Total Mortgage Loan Application Amount | $1,283,164,000 |
| Average Mortgage Loan Application Amount | $184,256 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $76,598 |
| Highest Applicant Income | $1,920,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Louisville/Jefferson County, KY-IN | 886 | $ 149,339,000 | $ 168,554 | $ 68,846 |
| Atlanta-Sandy Springs-Roswell, GA | 443 | $ 75,371,000 | $ 170,137 | $ 70,000 |
| Bowling Green, KY | 187 | $ 31,001,000 | $ 165,780 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 159 | $ 23,607,000 | $ 148,471 | $ 68,735 |
| Jackson, MS | 131 | $ 27,240,000 | $ 207,938 | $ 87,000 |
| Elizabethtown-Fort Knox, KY | 122 | $ 15,762,000 | $ 129,196 | $ 74,000 |
| Asheville, NC | 109 | $ 19,519,000 | $ 179,073 | $ 72,000 |
| Savannah, GA | 108 | $ 19,998,000 | $ 185,166 | $ 87,000 |
| Athens-Clarke County, GA | 98 | $ 17,318,000 | $ 176,714 | $ 73,000 |
| Columbus, OH | 92 | $ 17,707,000 | $ 192,467 | $ 87,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 89 | $ 29,354,000 | $ 329,820 | $ 103,662 |
| St. Louis, MO-IL | 88 | $ 17,752,000 | $ 201,727 | $ 99,954 |
| Beaumont-Port Arthur, TX | 74 | $ 11,479,000 | $ 155,121 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 74 | $ 14,186,000 | $ 191,702 | $ 84,000 |
| Dallas-Plano-Irving, TX | 69 | $ 14,983,000 | $ 217,144 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 66 | $ 12,209,000 | $ 184,984 | $ 101,015 |
| Fort Worth-Arlington, TX | 62 | $ 12,617,000 | $ 203,500 | $ 81,000 |
| Florence, SC | 57 | $ 9,168,000 | $ 160,842 | $ 62,000 |
| New York-Jersey City-White Plains, NY-NJ | 57 | $ 19,664,000 | $ 344,982 | $ 123,824 |
| Charlotte-Concord-Gastonia, NC-SC | 53 | $ 9,849,000 | $ 185,830 | $ 82,169 |
| Akron, OH | 51 | $ 7,127,000 | $ 139,745 | $ 46,000 |
| Houston-The Woodlands-Sugar Land, TX | 51 | $ 11,068,000 | $ 217,019 | $ 106,000 |
| Lexington-Fayette, KY | 51 | $ 8,399,000 | $ 164,686 | $ 71,000 |
| Cleveland-Elyria, OH | 49 | $ 7,854,000 | $ 160,285 | $ 95,000 |
| Gulfport-Biloxi-Pascagoula, MS | 48 | $ 7,436,000 | $ 154,916 | $ 60,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 44 | $ 10,589,000 | $ 240,659 | $ 123,000 |
| Charleston-North Charleston, SC | 43 | $ 10,752,000 | $ 250,046 | $ 93,000 |
| Orlando-Kissimmee-Sanford, FL | 42 | $ 10,012,000 | $ 238,380 | $ 79,000 |
| Valdosta, GA | 39 | $ 6,336,000 | $ 162,461 | $ 69,000 |
| Denver-Aurora-Lakewood, CO | 36 | $ 10,679,000 | $ 296,638 | $ 69,000 |
| Danville, IL | 34 | $ 3,838,000 | $ 112,882 | $ 63,000 |
| Indianapolis-Carmel-Anderson, IN | 34 | $ 5,843,000 | $ 171,852 | $ 69,000 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 7,240,000 | $ 226,250 | $ 96,000 |
| Cape Girardeau, MO-IL | 31 | $ 4,942,000 | $ 159,419 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 30 | $ 9,100,000 | $ 303,333 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 30 | $ 7,302,000 | $ 243,400 | $ 77,333 |
| Chicago-Naperville-Arlington Heights, IL | 29 | $ 5,626,000 | $ 194,000 | $ 93,000 |
| Los Angeles-Long Beach-Glendale, CA | 29 | $ 12,589,000 | $ 434,103 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 29 | $ 7,049,000 | $ 243,068 | $ 106,000 |
| Cincinnati, OH-KY-IN | 28 | $ 6,087,000 | $ 217,392 | $ 68,285 |
| Tampa-St. Petersburg-Clearwater, FL | 28 | $ 6,167,000 | $ 220,250 | $ 80,000 |
| Sumter, SC | 27 | $ 3,852,000 | $ 142,666 | $ 74,000 |
| Columbia, SC | 26 | $ 4,403,000 | $ 169,346 | $ 88,000 |
| Jacksonville, FL | 25 | $ 5,001,000 | $ 200,040 | $ 69,000 |
| Cambridge-Newton-Framingham, MA | 23 | $ 6,804,000 | $ 295,826 | $ 69,000 |
| Las Vegas-Henderson-Paradise, NV | 23 | $ 5,354,000 | $ 232,782 | $ 69,000 |
| Baltimore-Columbia-Towson, MD | 22 | $ 6,155,000 | $ 279,772 | $ 73,000 |
| Clarksville, TN-KY | 22 | $ 3,511,000 | $ 159,590 | $ 101,772 |
| Kansas City, MO-KS | 22 | $ 4,730,000 | $ 215,000 | $ 80,363 |
| Raleigh, NC | 22 | $ 5,741,000 | $ 260,954 | $ 104,000 |
| Richmond, VA | 22 | $ 4,707,000 | $ 213,954 | $ 71,000 |
| Boston, MA | 21 | $ 5,593,000 | $ 266,333 | $ 85,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 21 | $ 6,248,000 | $ 297,523 | $ 120,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 4,630,000 | $ 231,500 | $ 82,000 |
| Knoxville, TN | 20 | $ 3,921,000 | $ 196,050 | $ 109,000 |
| Birmingham-Hoover, AL | 18 | $ 3,430,000 | $ 190,555 | $ 69,000 |
| Evansville, IN-KY | 18 | $ 2,179,000 | $ 121,055 | $ 56,222 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 3,747,000 | $ 208,166 | $ 96,000 |
| Newark, NJ-PA | 18 | $ 4,885,000 | $ 271,388 | $ 92,666 |
| Owensboro, KY | 18 | $ 2,394,000 | $ 133,000 | $ 47,000 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 4,028,000 | $ 223,777 | $ 111,000 |
| San Diego-Carlsbad, CA | 18 | $ 7,026,000 | $ 390,333 | $ 115,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 4,157,000 | $ 244,529 | $ 65,000 |
| Nassau County-Suffolk County, NY | 17 | $ 5,394,000 | $ 317,294 | $ 101,000 |
| Springfield, MO | 17 | $ 2,440,000 | $ 143,529 | $ 50,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 4,114,000 | $ 257,125 | $ 80,000 |
| Columbus, GA-AL | 15 | $ 2,111,000 | $ 140,733 | $ 41,466 |
| Daphne-Fairhope-Foley, AL | 15 | $ 2,858,000 | $ 190,533 | $ 108,000 |
| Providence-Warwick, RI-MA | 15 | $ 3,932,000 | $ 262,133 | $ 76,066 |
| Panama City, FL | 14 | $ 3,274,000 | $ 233,857 | $ 129,000 |
| Colorado Springs, CO | 13 | $ 3,616,000 | $ 278,153 | $ 98,000 |
| Huntsville, AL | 13 | $ 2,703,000 | $ 207,923 | $ 75,000 |
| Memphis, TN-MS-AR | 13 | $ 2,238,000 | $ 172,153 | $ 50,692 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 3,172,000 | $ 244,000 | $ 69,000 |
| Mobile, AL | 12 | $ 1,419,000 | $ 118,250 | $ 54,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 3,263,000 | $ 271,916 | $ 86,000 |
| Tallahassee, FL | 12 | $ 2,335,000 | $ 194,583 | $ 78,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 3,426,000 | $ 311,454 | $ 81,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 2,066,000 | $ 187,818 | $ 81,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 3,506,000 | $ 318,727 | $ 77,000 |
| Austin-Round Rock, TX | 10 | $ 2,561,000 | $ 256,100 | $ 97,000 |
| Gary, IN | 10 | $ 1,922,000 | $ 192,200 | $ 72,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 2,297,000 | $ 229,700 | $ 271,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 2,093,000 | $ 209,300 | $ 59,000 |
| Ogden-Clearfield, UT | 10 | $ 2,495,000 | $ 249,500 | $ 80,000 |
| Wilmington, NC | 10 | $ 2,061,000 | $ 206,100 | $ 113,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,864,000 | $ 318,222 | $ 118,000 |
| Tucson, AZ | 9 | $ 1,857,000 | $ 206,333 | $ 84,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,317,000 | $ 164,625 | $ 35,000 |
| East Stroudsburg, PA | 8 | $ 1,162,000 | $ 145,250 | $ 69,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,792,000 | $ 224,000 | $ 89,000 |
| Pittsburgh, PA | 8 | $ 1,171,000 | $ 146,375 | $ 68,000 |
| Barnstable Town, MA | 7 | $ 1,774,000 | $ 253,428 | $ 70,000 |
| Baton Rouge, LA | 7 | $ 1,970,000 | $ 281,428 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 1,775,000 | $ 253,571 | $ 100,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 7 | $ 1,200,000 | $ 171,428 | $ 61,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,250,000 | $ 178,571 | $ 51,000 |
| Hattiesburg, MS | 7 | $ 1,255,000 | $ 179,285 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,513,000 | $ 216,142 | $ 89,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,429,000 | $ 204,142 | $ 49,000 |
| Oakland-Hayward-Berkeley, CA | 7 | $ 2,186,000 | $ 312,285 | $ 79,000 |
| Salt Lake City, UT | 7 | $ 1,890,000 | $ 270,000 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,382,000 | $ 230,333 | $ 103,000 |
| Anchorage, AK | 6 | $ 1,709,000 | $ 284,833 | $ 63,000 |
| Canton-Massillon, OH | 6 | $ 1,000,000 | $ 166,666 | $ 65,000 |
| Dutchess County-Putnam County, NY | 6 | $ 1,483,000 | $ 247,166 | $ 99,000 |
| Greensboro-High Point, NC | 6 | $ 1,603,000 | $ 267,166 | $ 70,000 |
| Killeen-Temple, TX | 6 | $ 1,125,000 | $ 187,500 | $ 72,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 2,187,000 | $ 364,500 | $ 105,000 |
| Oklahoma City, OK | 6 | $ 1,236,000 | $ 206,000 | $ 62,000 |
| Punta Gorda, FL | 6 | $ 1,162,000 | $ 193,666 | $ 48,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,024,000 | $ 170,666 | $ 83,000 |
| Silver Spring-Frederick-Rockville, MD | 6 | $ 1,594,000 | $ 265,666 | $ 79,000 |
| Spartanburg, SC | 6 | $ 797,000 | $ 132,833 | $ 70,000 |
| Stockton-Lodi, CA | 6 | $ 1,670,000 | $ 278,333 | $ 67,000 |
| Terre Haute, IN | 6 | $ 776,000 | $ 129,333 | $ 58,000 |
| Tulsa, OK | 6 | $ 1,201,000 | $ 200,166 | $ 54,000 |
| Worcester, MA-CT | 6 | $ 1,217,000 | $ 202,833 | $ 80,000 |
| Albuquerque, NM | 5 | $ 1,168,000 | $ 233,600 | $ 107,000 |
| Amarillo, TX | 5 | $ 765,000 | $ 153,000 | $ 66,000 |
| Boise City, ID | 5 | $ 1,458,000 | $ 291,600 | $ 56,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 987,000 | $ 197,400 | $ 135,000 |
| Des Moines-West Des Moines, IA | 5 | $ 759,000 | $ 151,800 | $ 53,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 778,000 | $ 155,600 | $ 55,000 |
| Manchester-Nashua, NH | 5 | $ 1,266,000 | $ 253,200 | $ 107,000 |
| Modesto, CA | 5 | $ 900,000 | $ 180,000 | $ 68,000 |
| Philadelphia, PA | 5 | $ 923,000 | $ 184,600 | $ 61,000 |
| Port St. Lucie, FL | 5 | $ 1,274,000 | $ 254,800 | $ 68,000 |
| Reno, NV | 5 | $ 1,388,000 | $ 277,600 | $ 72,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 2,683,000 | $ 536,600 | $ 100,000 |
| Springfield, MA | 5 | $ 855,000 | $ 171,000 | $ 66,000 |
| Toledo, OH | 5 | $ 778,000 | $ 155,600 | $ 91,000 |
| Bakersfield, CA | 4 | $ 837,000 | $ 209,250 | $ 50,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 644,000 | $ 161,000 | $ 49,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 725,000 | $ 181,250 | $ 101,000 |
| New Orleans-Metairie, LA | 4 | $ 609,000 | $ 152,250 | $ 77,000 |
| Reading, PA | 4 | $ 707,000 | $ 176,750 | $ 62,000 |
| Redding, CA | 4 | $ 1,107,000 | $ 276,750 | $ 59,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,391,000 | $ 347,750 | $ 78,000 |
| Sebastian-Vero Beach, FL | 4 | $ 661,000 | $ 165,250 | $ 62,000 |
| St. Joseph, MO-KS | 4 | $ 525,000 | $ 131,250 | $ 50,000 |
| Tacoma-Lakewood, WA | 4 | $ 812,000 | $ 203,000 | $ 69,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,116,000 | $ 279,000 | $ 64,000 |
| Wheeling, WV-OH | 4 | $ 874,000 | $ 218,500 | $ 90,250 |
| Wichita, KS | 4 | $ 689,000 | $ 172,250 | $ 51,000 |
| Albany, GA | 3 | $ 481,000 | $ 160,333 | $ 40,000 |
| Albany, OR | 3 | $ 704,000 | $ 234,666 | $ 40,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 951,000 | $ 317,000 | $ 121,000 |
| Bend-Redmond, OR | 3 | $ 814,000 | $ 271,333 | $ 88,000 |
| Bloomington, IN | 3 | $ 425,000 | $ 141,666 | $ 65,000 |
| Brunswick, GA | 3 | $ 844,000 | $ 281,333 | $ 116,000 |
| California-Lexington Park, MD | 3 | $ 1,044,000 | $ 348,000 | $ 124,000 |
| Chattanooga, TN-GA | 3 | $ 739,000 | $ 246,333 | $ 82,666 |
| Cheyenne, WY | 3 | $ 688,000 | $ 229,333 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 914,000 | $ 304,666 | $ 152,000 |
| Dayton, OH | 3 | $ 515,000 | $ 171,666 | $ 54,000 |
| Decatur, AL | 3 | $ 572,000 | $ 190,666 | $ 82,000 |
| Durham-Chapel Hill, NC | 3 | $ 928,000 | $ 309,333 | $ 84,000 |
| El Paso, TX | 3 | $ 369,000 | $ 123,000 | $ 73,000 |
| Elgin, IL | 3 | $ 402,000 | $ 134,000 | $ 48,000 |
| Eugene, OR | 3 | $ 762,000 | $ 254,000 | $ 46,000 |
| Fayetteville, NC | 3 | $ 441,000 | $ 147,000 | $ 47,000 |
| Fresno, CA | 3 | $ 522,000 | $ 174,000 | $ 82,000 |
| Gainesville, GA | 3 | $ 840,000 | $ 280,000 | $ 97,000 |
| Greeley, CO | 3 | $ 815,000 | $ 271,666 | $ 67,000 |
| Joplin, MO | 3 | $ 348,000 | $ 116,000 | $ 38,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 674,000 | $ 224,666 | $ 33,333 |
| Lakeland-Winter Haven, FL | 3 | $ 422,000 | $ 140,666 | $ 80,000 |
| Madison, WI | 3 | $ 595,000 | $ 198,333 | $ 85,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 786,000 | $ 262,000 | $ 67,000 |
| New Bern, NC | 3 | $ 488,000 | $ 162,666 | $ 135,000 |
| New Haven-Milford, CT | 3 | $ 680,000 | $ 226,666 | $ 136,000 |
| Norwich-New London, CT | 3 | $ 694,000 | $ 231,333 | $ 60,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 544,000 | $ 181,333 | $ 77,666 |
| Portland-South Portland, ME | 3 | $ 699,000 | $ 233,000 | $ 46,000 |
| Salem, OR | 3 | $ 655,000 | $ 218,333 | $ 58,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,024,000 | $ 341,333 | $ 141,000 |
| Santa Rosa, CA | 3 | $ 1,304,000 | $ 434,666 | $ 95,000 |
| Sebring, FL | 3 | $ 408,000 | $ 136,000 | $ 126,000 |
| Tuscaloosa, AL | 3 | $ 338,000 | $ 112,666 | $ 43,000 |
| Urban Honolulu, HI | 3 | $ 1,243,000 | $ 414,333 | $ 67,000 |
| Wilmington, DE-MD-NJ | 3 | $ 1,011,000 | $ 337,000 | $ 83,666 |
| Winston-Salem, NC | 3 | $ 514,000 | $ 171,333 | $ 60,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 433,000 | $ 144,333 | $ 29,000 |
| Yuba City, CA | 3 | $ 607,000 | $ 202,333 | $ 76,000 |
| Alexandria, LA | 2 | $ 325,000 | $ 162,500 | $ 47,000 |
| Auburn-Opelika, AL | 2 | $ 347,000 | $ 173,500 | $ 570,000 |
| Billings, MT | 2 | $ 335,000 | $ 167,500 | $ 77,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 189,000 | $ 94,500 | $ 25,000 |
| Camden, NJ | 2 | $ 571,000 | $ 285,500 | $ 126,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Chico, CA | 2 | $ 437,000 | $ 218,500 | $ 45,000 |
| Cleveland, TN | 2 | $ 303,000 | $ 151,500 | $ 60,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 345,000 | $ 172,500 | $ 80,000 |
| Fort Collins, CO | 2 | $ 352,000 | $ 176,000 | $ 37,000 |
| Great Falls, MT | 2 | $ 314,000 | $ 157,000 | $ 46,000 |
| Hammond, LA | 2 | $ 383,000 | $ 191,500 | $ 44,000 |
| Hanford-Corcoran, CA | 2 | $ 484,000 | $ 242,000 | $ 103,000 |
| Hinesville, GA | 2 | $ 319,000 | $ 159,500 | $ 47,000 |
| Homosassa Springs, FL | 2 | $ 432,000 | $ 216,000 | $ 92,000 |
| Idaho Falls, ID | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Kankakee, IL | 2 | $ 241,000 | $ 120,500 | $ 39,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 319,000 | $ 159,500 | $ 22,000 |
| Lancaster, PA | 2 | $ 492,000 | $ 246,000 | $ 62,000 |
| Las Cruces, NM | 2 | $ 391,000 | $ 195,500 | $ 56,000 |
| Lawton, OK | 2 | $ 479,000 | $ 239,500 | $ 102,000 |
| Madera, CA | 2 | $ 366,000 | $ 183,000 | $ 87,000 |
| Medford, OR | 2 | $ 657,000 | $ 328,500 | $ 65,000 |
| Midland, TX | 2 | $ 304,000 | $ 152,000 | $ 105,000 |
| Monroe, MI | 2 | $ 671,000 | $ 335,500 | $ 125,000 |
| Montgomery, AL | 2 | $ 197,000 | $ 98,500 | $ 49,000 |
| Ocala, FL | 2 | $ 204,000 | $ 102,000 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 603,000 | $ 301,500 | $ 30,000 |
| Provo-Orem, UT | 2 | $ 631,000 | $ 315,500 | $ 59,000 |
| Rochester, NY | 2 | $ 325,000 | $ 162,500 | $ 38,000 |
| Rockingham County-Strafford County, NH | 2 | $ 474,000 | $ 237,000 | $ 32,000 |
| Rocky Mount, NC | 2 | $ 373,000 | $ 186,500 | $ 113,000 |
| Salinas, CA | 2 | $ 1,143,000 | $ 571,500 | $ 141,000 |
| Salisbury, MD-DE | 2 | $ 505,000 | $ 252,500 | $ 100,000 |
| Sherman-Denison, TX | 2 | $ 438,000 | $ 219,000 | $ 100,000 |
| Sioux City, IA-NE-SD | 2 | $ 363,000 | $ 181,500 | $ 57,500 |
| Spokane-Spokane Valley, WA | 2 | $ 244,000 | $ 122,000 | $ 34,000 |
| Springfield, OH | 2 | $ 302,000 | $ 151,000 | $ 42,000 |
| St. George, UT | 2 | $ 318,000 | $ 159,000 | $ 24,000 |
| Syracuse, NY | 2 | $ 325,000 | $ 162,500 | $ 64,000 |
| Warner Robins, GA | 2 | $ 324,000 | $ 162,000 | $ 142,000 |
| Ames, IA | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Ann Arbor, MI | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 350,000 | $ 350,000 | $ 41,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| Brownsville-Harlingen, TX | 1 | $ 224,000 | $ 224,000 | $ 48,000 |
| Carson City, NV | 1 | $ 258,000 | $ 258,000 | $ 89,000 |
| Charleston, WV | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Charlottesville, VA | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 219,000 | $ 219,000 | $ 31,000 |
| College Station-Bryan, TX | 1 | $ 208,000 | $ 208,000 | $ 86,000 |
| Columbus, IN | 1 | $ 66,000 | $ 66,000 | $ 18,000 |
| Corpus Christi, TX | 1 | $ 168,000 | $ 168,000 | $ 136,000 |
| Dothan, AL | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Dover, DE | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Duluth, MN-WI | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| El Centro, CA | 1 | $ 270,000 | $ 270,000 | $ 129,000 |
| Enid, OK | 1 | $ 93,000 | $ 93,000 | $ 66,000 |
| Erie, PA | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Flagstaff, AZ | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Flint, MI | 1 | $ 187,000 | $ 187,000 | $ 35,000 |
| Florence-Muscle Shoals, AL | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Gainesville, FL | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Goldsboro, NC | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Grand Island, NE | 1 | $ 282,000 | $ 282,000 | $ 100,000 |
| Grants Pass, OR | 1 | $ 227,000 | $ 227,000 | $ 80,000 |
| Green Bay, WI | 1 | $ 243,000 | $ 243,000 | $ 71,000 |
| Greenville, NC | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Harrisburg-Carlisle, PA | 1 | $ 246,000 | $ 246,000 | $ 76,000 |
| Ithaca, NY | 1 | $ 252,000 | $ 252,000 | $ 108,000 |
| Jackson, MI | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Kalamazoo-Portage, MI | 1 | $ 411,000 | $ 411,000 | $ 102,000 |
| Kingston, NY | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Lake Charles, LA | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Laredo, TX | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Lebanon, PA | 1 | $ 227,000 | $ 227,000 | $ 115,000 |
| Lima, OH | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Lincoln, NE | 1 | $ 150,000 | $ 150,000 | $ 121,000 |
| Lubbock, TX | 1 | $ 150,000 | $ 150,000 | $ 28,000 |
| Lynchburg, VA | 1 | $ 160,000 | $ 160,000 | $ 122,000 |
| Mankato-North Mankato, MN | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 161,000 | $ 161,000 | $ 61,000 |
| Merced, CA | 1 | $ 298,000 | $ 298,000 | $ 77,000 |
| Monroe, LA | 1 | $ 295,000 | $ 295,000 | $ 146,000 |
| Morristown, TN | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| Parkersburg-Vienna, WV | 1 | $ 182,000 | $ 182,000 | $ 78,000 |
| Peoria, IL | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
| Pine Bluff, AR | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Pittsfield, MA | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Prescott, AZ | 1 | $ 408,000 | $ 408,000 | $ 55,000 |
| Pueblo, CO | 1 | $ 154,000 | $ 154,000 | $ 50,000 |
| Roanoke, VA | 1 | $ 213,000 | $ 213,000 | $ 36,000 |
| Rochester, MN | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 386,000 | $ 386,000 | $ 119,000 |
| San Rafael, CA | 1 | $ 475,000 | $ 475,000 | $ 91,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 623,000 | $ 623,000 | $ 368,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 220,000 | $ 220,000 | $ 166,000 |
| Sheboygan, WI | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Shreveport-Bossier City, LA | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 118,000 | $ 118,000 | $ 28,000 |
| Springfield, IL | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| St. Cloud, MN | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Texarkana, TX-AR | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Trenton, NJ | 1 | $ 248,000 | $ 248,000 | $ 260,000 |
| Tyler, TX | 1 | $ 194,000 | $ 194,000 | $ 150,000 |
| Visalia-Porterville, CA | 1 | $ 424,000 | $ 424,000 | $ 55,000 |
| Waco, TX | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Watertown-Fort Drum, NY | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 217,000 | $ 217,000 | $ 33,000 |
| Williamsport, PA | 1 | $ 150,000 | $ 150,000 | $ 213,000 |
| York-Hanover, PA | 1 | $ 228,000 | $ 228,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Magnolia Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,321 | $715,974,000 | $165,000 | $735,000 | $74,000 | $1,895,000 |
| Refinancing | 2,507 | $541,482,000 | $215,000 | $1,200,000 | $81,000 | $1,920,000 |
| Home Improvement | 136 | $25,708,000 | $189,000 | $558,000 | $78,000 | $515,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,286 | $935,284,000 | $176,000 | $1,200,000 | $77,000 | $1,895,000 |
| Not Provided | 687 | $150,490,000 | $219,000 | $1,094,000 | $80,000 | $1,920,000 |
| Black or African American | 589 | $116,034,000 | $197,000 | $685,000 | $71,000 | $394,000 |
| Hispanic | 219 | $45,143,000 | $206,000 | $720,000 | $74,000 | $238,000 |
| Asian | 129 | $25,401,000 | $196,000 | $575,000 | $74,000 | $551,000 |
| Not applicable | 26 | $5,515,000 | $212,000 | $585,000 | $60,000 | $273,000 |
| American Indian or Alaskan Native | 18 | $3,185,000 | $176,000 | $290,000 | $75,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,112,000 | $211,000 | $354,000 | $68,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,188 | $596,408,000 | $187,000 | $1,200,000 | $92,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 1,757 | $300,260,000 | $170,000 | $647,000 | $62,000 | $1,794,000 |
| VA-guaranteed (Veterans Administration) | 1,150 | $275,928,000 | $239,000 | $1,094,000 | $78,000 | $926,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 869 | $110,568,000 | $127,000 | $680,000 | $46,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,891 | $840,070,000 | $171,000 | $825,000 | $77,000 | $1,895,000 |
| Application Withdrawn By Applicant | 879 | $213,428,000 | $242,000 | $988,000 | $86,000 | $1,920,000 |
| Application Denied By Financial Institution | 721 | $150,563,000 | $208,000 | $1,200,000 | $65,000 | $720,000 |
| Application Approved But Not Accepted | 424 | $71,011,000 | $167,000 | $543,000 | $75,000 | $802,000 |
| File Closed For Incompleteness | 36 | $6,006,000 | $166,000 | $424,000 | $67,000 | $205,000 |
| Loan Purchased By The Institution | 13 | $2,086,000 | $160,000 | $413,000 | $67,000 | $229,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 242 | $56,056,000 | $231,000 | $720,000 | $56,000 | $241,000 |
| Credit History | 161 | $34,934,000 | $216,000 | $1,094,000 | $75,000 | $720,000 |
| Other | 127 | $22,190,000 | $174,000 | $590,000 | $68,000 | $588,000 |
| Collateral | 83 | $14,006,000 | $168,000 | $590,000 | $70,000 | $270,000 |
| Unverifiable Information | 15 | $2,306,000 | $153,000 | $281,000 | $66,000 | $251,000 |
| Employment History | 11 | $1,548,000 | $140,000 | $244,000 | $36,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,367,000 | $215,000 | $458,000 | $58,000 | $154,000 |
| Credit Application Incomplete | 2 | $349,000 | $174,000 | $220,000 | $74,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Magnolia Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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