Magnolia Bank Mortgage Lending & HMDA Data, 2024

In 2024, Magnolia Bank of Hodgenville, KY reported 5,338 mortgage applications totaling $1.6 billion, up 50% from 2023. The average application was for $301,920, and applicants reported an average income of $108,605. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (675), Atlanta-Sandy Springs-Roswell, GA (276) and Gulfport-Biloxi-Pascagoula, MS (139) (applications in parentheses).

Mortgage Company & Address Magnolia Bank
Po Box 188
Hodgenville, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,338
Total Mortgage Loan Application Amount $1,611,650,000
Average Mortgage Loan Application Amount $301,920
Highest Mortgage Loan Application Amount $25,005,000
Average Applicant Income $108,605
Highest Applicant Income $1,873,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Magnolia Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 314 $ 68,030,000 $ 216,656 $ 93,000
Clark, Indiana 113 $ 26,035,000 $ 230,398 $ 88,000
Carroll, Georgia 105 $ 29,125,000 $ 277,380 $ 118,000
Harrison, Mississippi 83 $ 20,135,000 $ 242,590 $ 116,000
New Castle, Delaware 61 $ 19,285,000 $ 316,147 $ 108,000
Madison, Georgia 58 $ 15,170,000 $ 261,551 $ 111,000
Bullitt, Kentucky 52 $ 11,830,000 $ 227,500 $ 84,000
Floyd, Indiana 51 $ 12,315,000 $ 241,470 $ 101,000
Warren, Kentucky 50 $ 14,730,000 $ 294,600 $ 126,000
Florence, South Carolina 49 $ 12,305,000 $ 251,122 $ 102,000
Nelson, Kentucky 46 $ 9,880,000 $ 214,782 $ 82,000
Haralson, Georgia 45 $ 10,245,000 $ 227,666 $ 93,000
Horry, South Carolina 45 $ 12,685,000 $ 281,888 $ 123,000
Hardin, Kentucky 42 $ 9,490,000 $ 225,952 $ 115,000
Troup, Georgia 37 $ 7,425,000 $ 200,675 $ 94,000
Jackson, Mississippi 36 $ 7,730,000 $ 214,722 $ 105,000
Hart, Georgia 35 $ 10,215,000 $ 291,857 $ 152,000
Graves, Kentucky 35 $ 5,245,000 $ 149,857 $ 65,000
Maricopa, Arizona 34 $ 15,470,000 $ 455,000 $ 110,000
Lowndes, Mississippi 33 $ 7,365,000 $ 223,181 $ 103,000
Naugatuck Valley Planning Region, Connecticut 32 $ 7,790,000 $ 243,437 $ 81,000
Oldham, Kentucky 32 $ 11,140,000 $ 348,125 $ 126,000
Madison, Mississippi 31 $ 9,575,000 $ 308,870 $ 130,000
Baldwin, Alabama 30 $ 8,640,000 $ 288,000 $ 112,000
Capitol Planning Region, Connecticut 30 $ 8,610,000 $ 287,000 $ 125,000
Wise, Texas 30 $ 9,630,000 $ 321,000 $ 151,000
Buncombe, North Carolina 29 $ 10,165,000 $ 350,517 $ 137,000
El Paso, Colorado 28 $ 12,780,000 $ 456,428 $ 108,000
Clark, Nevada 28 $ 11,690,000 $ 417,500 $ 123,000
Elbert, Georgia 27 $ 6,125,000 $ 226,851 $ 88,000
Harris, Texas 27 $ 6,665,000 $ 246,851 $ 126,000
Chatham, Georgia 25 $ 7,955,000 $ 318,200 $ 110,000
Jackson, Georgia 25 $ 7,685,000 $ 307,400 $ 110,000
McCracken, Kentucky 24 $ 4,580,000 $ 190,833 $ 66,000
Jefferson, Alabama 23 $ 6,125,000 $ 266,304 $ 98,000
Rankin, Mississippi 23 $ 6,645,000 $ 288,913 $ 124,000
Grayson, Texas 23 $ 9,945,000 $ 432,391 $ 195,000
Greater Bridgeport Planning Region, Connecticut 22 $ 9,100,000 $ 413,636 $ 130,000
South Central Connecticut Planning Region, Connecticut 22 $ 6,660,000 $ 302,727 $ 116,000
Southeastern Connecticut Planning Region, Connecticut 22 $ 4,880,000 $ 221,818 $ 86,000
Calloway, Kentucky 22 $ 3,520,000 $ 160,000 $ 88,000
Franklin, Georgia 21 $ 5,735,000 $ 273,095 $ 109,000
Harrison, Indiana 21 $ 4,955,000 $ 235,952 $ 83,000
Los Angeles, California 20 $ 10,480,000 $ 524,000 $ 121,000
Newton, Georgia 20 $ 5,740,000 $ 287,000 $ 104,000
Daviess, Kentucky 20 $ 3,260,000 $ 163,000 $ 86,000
Cobb, Georgia 19 $ 7,065,000 $ 371,842 $ 109,000
Marshall, Kentucky 19 $ 2,685,000 $ 141,315 $ 69,000
Lee, Mississippi 19 $ 3,685,000 $ 193,947 $ 78,000
Madison, Alabama 18 $ 5,240,000 $ 291,111 $ 126,000
Montgomery, Tennessee 18 $ 6,450,000 $ 358,333 $ 89,000
Tarrant, Texas 18 $ 5,550,000 $ 308,333 $ 183,000
Delaware, Pennsylvania 17 $ 5,025,000 $ 295,588 $ 142,000
Hardin, Tennessee 17 $ 3,295,000 $ 193,823 $ 76,000
Navarro, Texas 17 $ 3,915,000 $ 230,294 $ 105,000
Douglas, Georgia 16 $ 4,590,000 $ 286,875 $ 105,000
Fayette, Kentucky 16 $ 7,500,000 $ 468,750 $ 88,000
Chambers, Alabama 15 $ 2,495,000 $ 166,333 $ 69,000
Riverside, California 15 $ 7,435,000 $ 495,666 $ 93,000
Hillsborough, Florida 15 $ 6,175,000 $ 411,666 $ 154,000
Gwinnett, Georgia 15 $ 5,895,000 $ 393,000 $ 92,000
Henry, Georgia 15 $ 5,505,000 $ 367,000 $ 104,000
Cook, Illinois 15 $ 4,905,000 $ 327,000 $ 100,000
Hopkins, Kentucky 15 $ 2,835,000 $ 189,000 $ 88,000
Madison, Kentucky 15 $ 10,935,000 $ 729,000 $ 88,000
Shelby, Kentucky 15 $ 4,035,000 $ 269,000 $ 125,000
Worcester, Massachusetts 15 $ 6,085,000 $ 405,666 $ 127,000
Hancock, Mississippi 15 $ 4,205,000 $ 280,333 $ 137,000
Cuyahoga, Ohio 15 $ 3,075,000 $ 205,000 $ 116,000
Philadelphia, Pennsylvania 15 $ 4,145,000 $ 276,333 $ 100,000
Bedford, Tennessee 15 $ 4,235,000 $ 282,333 $ 88,000
Denton, Texas 15 $ 5,785,000 $ 385,666 $ 175,000
Randolph, Alabama 14 $ 3,230,000 $ 230,714 $ 103,000
Paulding, Georgia 14 $ 4,440,000 $ 317,142 $ 114,000
Walton, Georgia 14 $ 4,510,000 $ 322,142 $ 139,000
Marion, Indiana 14 $ 3,120,000 $ 222,857 $ 77,000
Barren, Kentucky 14 $ 2,870,000 $ 205,000 $ 73,000
Marion, Tennessee 14 $ 5,410,000 $ 386,428 $ 153,000
San Bernardino, California 13 $ 6,795,000 $ 522,692 $ 123,000
Western Connecticut Planning Region, Connecticut 13 $ 5,865,000 $ 451,153 $ 161,000
Hinds, Mississippi 13 $ 3,325,000 $ 255,769 $ 149,000
Montgomery, Pennsylvania 13 $ 4,315,000 $ 331,923 $ 153,000
Greenville, South Carolina 13 $ 3,635,000 $ 279,615 $ 114,000
Lexington, South Carolina 13 $ 3,355,000 $ 258,076 $ 89,000
Kent, Delaware 12 $ 4,230,000 $ 352,500 $ 95,000
Sussex, Delaware 12 $ 4,220,000 $ 351,666 $ 95,000
Brevard, Florida 12 $ 29,740,000 $ 2,478,333 $ 114,000
Pinellas, Florida 12 $ 5,130,000 $ 427,500 $ 128,000
Cherokee, Georgia 12 $ 5,390,000 $ 449,166 $ 166,000
Effingham, Georgia 12 $ 3,210,000 $ 267,500 $ 98,000
Muhlenberg, Kentucky 12 $ 2,460,000 $ 205,000 $ 92,000
Russell, Kentucky 12 $ 1,690,000 $ 140,833 $ 64,000
DeSoto, Mississippi 12 $ 3,130,000 $ 260,833 $ 77,000
Bernalillo, New Mexico 12 $ 3,470,000 $ 289,166 $ 67,000
Lake, Ohio 12 $ 1,160,000 $ 96,666 $ 60,000
Knox, Tennessee 12 $ 3,940,000 $ 328,333 $ 145,000
Chesapeake, Virginia 12 $ 4,830,000 $ 402,500 $ 122,000
Heard, Georgia 11 $ 2,275,000 $ 206,818 $ 71,000
Polk, Georgia 11 $ 2,385,000 $ 216,818 $ 86,000
Gibson, Indiana 11 $ 1,725,000 $ 156,818 $ 71,000
Scott, Indiana 11 $ 2,445,000 $ 222,272 $ 82,000
Washington, Indiana 11 $ 2,285,000 $ 207,727 $ 75,000
Scott, Kentucky 11 $ 3,265,000 $ 296,818 $ 113,000
Spencer, Kentucky 11 $ 3,225,000 $ 293,181 $ 117,000
Oktibbeha, Mississippi 11 $ 2,615,000 $ 237,727 $ 98,000
Union, Mississippi 11 $ 1,965,000 $ 178,636 $ 82,000
Anderson, South Carolina 11 $ 2,675,000 $ 243,181 $ 110,000
Davidson, Tennessee 11 $ 4,455,000 $ 405,000 $ 135,000
Collin, Texas 11 $ 4,985,000 $ 453,181 $ 205,000
Montgomery, Texas 11 $ 2,295,000 $ 208,636 $ 125,000
Davis, Utah 11 $ 4,975,000 $ 452,272 $ 103,000
Cleburne, Alabama 10 $ 2,380,000 $ 238,000 $ 89,000
Shelby, Alabama 10 $ 2,600,000 $ 260,000 $ 76,000
Kern, California 10 $ 3,690,000 $ 369,000 $ 88,000
Coweta, Georgia 10 $ 2,920,000 $ 292,000 $ 158,000
DeKalb, Georgia 10 $ 3,840,000 $ 384,000 $ 232,000
Hall, Georgia 10 $ 3,080,000 $ 308,000 $ 187,000
Stephens, Georgia 10 $ 1,960,000 $ 196,000 $ 64,000
Bonneville, Idaho 10 $ 3,670,000 $ 367,000 $ 106,000
Simpson, Kentucky 10 $ 2,040,000 $ 204,000 $ 110,000
Trigg, Kentucky 10 $ 1,540,000 $ 154,000 $ 82,000
Henderson, North Carolina 10 $ 2,850,000 $ 285,000 $ 99,000
Mobile, Alabama 9 $ 2,595,000 $ 288,333 $ 91,000
Pima, Arizona 9 $ 3,635,000 $ 403,888 $ 128,000
Pinal, Arizona 9 $ 2,965,000 $ 329,444 $ 78,000
Faulkner, Arkansas 9 $ 1,535,000 $ 170,555 $ 79,000
Clay, Florida 9 $ 2,785,000 $ 309,444 $ 84,000
Miami-Dade, Florida 9 $ 3,235,000 $ 359,444 $ 143,000
Orange, Florida 9 $ 3,495,000 $ 388,333 $ 130,000
Pasco, Florida 9 $ 3,695,000 $ 410,555 $ 101,000
Barrow, Georgia 9 $ 2,785,000 $ 309,444 $ 96,000
Clayton, Georgia 9 $ 2,625,000 $ 291,666 $ 74,000
Columbia, Georgia 9 $ 2,795,000 $ 310,555 $ 117,000
Edmonson, Kentucky 9 $ 2,065,000 $ 229,444 $ 83,000
Bristol, Massachusetts 9 $ 3,665,000 $ 407,222 $ 96,000
Oakland, Michigan 9 $ 2,895,000 $ 321,666 $ 92,000
St. Louis, Missouri 9 $ 3,465,000 $ 385,000 $ 101,000
Sandoval, New Mexico 9 $ 3,185,000 $ 353,888 $ 100,000
Franklin, Ohio 9 $ 2,375,000 $ 263,888 $ 85,000
Berks, Pennsylvania 9 $ 2,445,000 $ 271,666 $ 80,000
Chester, Pennsylvania 9 $ 4,795,000 $ 532,777 $ 211,000
Limestone, Alabama 8 $ 2,740,000 $ 342,500 $ 101,000
Pulaski, Arkansas 8 $ 2,560,000 $ 320,000 $ 92,000
San Diego, California 8 $ 4,060,000 $ 507,500 $ 234,000
Douglas, Colorado 8 $ 4,290,000 $ 536,250 $ 160,000
Polk, Florida 8 $ 2,960,000 $ 370,000 $ 105,000
Liberty, Georgia 8 $ 2,240,000 $ 280,000 $ 76,000
Hendricks, Indiana 8 $ 3,050,000 $ 381,250 $ 138,000
Henderson, Kentucky 8 $ 1,620,000 $ 202,500 $ 121,000
Plymouth, Massachusetts 8 $ 3,290,000 $ 411,250 $ 104,000
Clay, Mississippi 8 $ 1,320,000 $ 165,000 $ 70,000
Ocean, New Jersey 8 $ 2,840,000 $ 355,000 $ 78,000
Queens, New York 8 $ 3,980,000 $ 497,500 $ 87,000
Suffolk, New York 8 $ 4,520,000 $ 565,000 $ 367,000
Summit, Ohio 8 $ 1,650,000 $ 206,250 $ 113,000
Darlington, South Carolina 8 $ 1,750,000 $ 218,750 $ 93,000
York, South Carolina 8 $ 2,790,000 $ 348,750 $ 94,000
Hamilton, Tennessee 8 $ 3,430,000 $ 428,750 $ 139,000
Dallas, Texas 8 $ 2,990,000 $ 373,750 $ 158,000
Palo Pinto, Texas 8 $ 1,270,000 $ 158,750 $ 104,000
Chesterfield, Virginia 8 $ 3,320,000 $ 415,000 $ 135,000
Stafford, Virginia 8 $ 4,100,000 $ 512,500 $ 147,000
Suffolk, Virginia 8 $ 3,290,000 $ 411,250 $ 108,000
Calhoun, Alabama 7 $ 1,195,000 $ 170,714 $ 101,000
Houston, Alabama 7 $ 2,935,000 $ 419,285 $ 140,000
Fresno, California 7 $ 2,545,000 $ 363,571 $ 86,000
Arapahoe, Colorado 7 $ 3,065,000 $ 437,857 $ 117,000
Bay, Florida 7 $ 3,345,000 $ 477,857 $ 130,000
Duval, Florida 7 $ 2,305,000 $ 329,285 $ 134,000
Okaloosa, Florida 7 $ 2,825,000 $ 403,571 $ 104,000
Palm Beach, Florida 7 $ 2,855,000 $ 407,857 $ 361,000
Volusia, Florida 7 $ 2,375,000 $ 339,285 $ 89,000
Jasper, Georgia 7 $ 1,485,000 $ 212,142 $ 77,000
Oconee, Georgia 7 $ 2,855,000 $ 407,857 $ 137,000
Oglethorpe, Georgia 7 $ 1,855,000 $ 265,000 $ 81,000
George, Mississippi 7 $ 1,845,000 $ 263,571 $ 70,000
Monroe, Mississippi 7 $ 1,245,000 $ 177,857 $ 84,000
Pontotoc, Mississippi 7 $ 1,655,000 $ 236,428 $ 91,000
Boone, Missouri 7 $ 2,895,000 $ 413,571 $ 117,000
Middlesex, New Jersey 7 $ 3,075,000 $ 439,285 $ 138,000
Nassau, New York 7 $ 3,195,000 $ 456,428 $ 157,000
Orange, New York 7 $ 2,555,000 $ 365,000 $ 132,000
Westchester, New York 7 $ 4,065,000 $ 580,714 $ 215,000
Wake, North Carolina 7 $ 2,475,000 $ 353,571 $ 93,000
Montgomery, Ohio 7 $ 2,085,000 $ 297,857 $ 135,000
Stark, Ohio 7 $ 1,875,000 $ 267,857 $ 81,000
Lancaster, Pennsylvania 7 $ 2,365,000 $ 337,857 $ 105,000
Richland, South Carolina 7 $ 2,405,000 $ 343,571 $ 117,000
Spotsylvania, Virginia 7 $ 3,835,000 $ 547,857 $ 145,000
Virginia Beach, Virginia 7 $ 2,725,000 $ 389,285 $ 95,000
St. Clair, Alabama 6 $ 1,300,000 $ 216,666 $ 85,000
Lee, Florida 6 $ 2,300,000 $ 383,333 $ 75,000
St. Johns, Florida 6 $ 2,020,000 $ 336,666 $ 100,000
Forsyth, Georgia 6 $ 2,200,000 $ 366,666 $ 120,000
Fulton, Georgia 6 $ 2,020,000 $ 336,666 $ 88,000
Rockdale, Georgia 6 $ 3,110,000 $ 518,333 $ 111,000
Adair, Kentucky 6 $ 1,160,000 $ 193,333 $ 87,000
Christian, Kentucky 6 $ 1,560,000 $ 260,000 $ 104,000
Grayson, Kentucky 6 $ 1,120,000 $ 186,666 $ 119,000
Meade, Kentucky 6 $ 1,360,000 $ 226,666 $ 88,000
Taylor, Kentucky 6 $ 1,330,000 $ 221,666 $ 69,000
Middlesex, Massachusetts 6 $ 2,180,000 $ 363,333 $ 138,000
Norfolk, Massachusetts 6 $ 3,340,000 $ 556,666 $ 143,000
Monroe, New York 6 $ 1,290,000 $ 215,000 $ 117,000
Cabarrus, North Carolina 6 $ 2,500,000 $ 416,666 $ 92,000
Cumberland, North Carolina 6 $ 1,810,000 $ 301,666 $ 118,000
Mecklenburg, North Carolina 6 $ 2,280,000 $ 380,000 $ 112,000
Lane, Oregon 6 $ 2,420,000 $ 403,333 $ 100,000
Multnomah, Oregon 6 $ 2,040,000 $ 340,000 $ 66,000
Allegheny, Pennsylvania 6 $ 2,100,000 $ 350,000 $ 104,000
Bucks, Pennsylvania 6 $ 2,190,000 $ 365,000 $ 132,000
Franklin, Pennsylvania 6 $ 1,770,000 $ 295,000 $ 130,000
Berkeley, South Carolina 6 $ 2,230,000 $ 371,666 $ 71,000
Pickens, South Carolina 6 $ 1,670,000 $ 278,333 $ 81,000
Spartanburg, South Carolina 6 $ 1,500,000 $ 250,000 $ 80,000
McNairy, Tennessee 6 $ 1,220,000 $ 203,333 $ 68,000
Rutherford, Tennessee 6 $ 2,190,000 $ 365,000 $ 87,000
Sumner, Tennessee 6 $ 2,640,000 $ 440,000 $ 92,000
Wilson, Tennessee 6 $ 2,430,000 $ 405,000 $ 116,000
Fort Bend, Texas 6 $ 2,150,000 $ 358,333 $ 221,000
Hunt, Texas 6 $ 2,440,000 $ 406,666 $ 182,000
Williamson, Texas 6 $ 2,730,000 $ 455,000 $ 172,000
Salt Lake, Utah 6 $ 2,360,000 $ 393,333 $ 86,000
Fairfax, Virginia 6 $ 4,730,000 $ 788,333 $ 214,000
Henrico, Virginia 6 $ 1,620,000 $ 270,000 $ 62,000
Prince William, Virginia 6 $ 2,640,000 $ 440,000 $ 143,000
Colbert, Alabama 5 $ 1,415,000 $ 283,000 $ 128,000
Jackson, Alabama 5 $ 895,000 $ 179,000 $ 87,000
Lauderdale, Alabama 5 $ 1,955,000 $ 391,000 $ 165,000
Kings, California 5 $ 2,445,000 $ 489,000 $ 133,000
Solano, California 5 $ 1,955,000 $ 391,000 $ 122,000
Broward, Florida 5 $ 1,995,000 $ 399,000 $ 114,000
Escambia, Florida 5 $ 1,465,000 $ 293,000 $ 82,000
St. Lucie, Florida 5 $ 1,755,000 $ 351,000 $ 114,000
Banks, Georgia 5 $ 1,415,000 $ 283,000 $ 83,000
Bulloch, Georgia 5 $ 1,085,000 $ 217,000 $ 91,000
Meriwether, Georgia 5 $ 1,295,000 $ 259,000 $ 92,000
Canyon, Idaho 5 $ 1,485,000 $ 297,000 $ 60,000
Will, Illinois 5 $ 1,325,000 $ 265,000 $ 117,000
Vanderburgh, Indiana 5 $ 975,000 $ 195,000 $ 74,000
Carroll, Kentucky 5 $ 1,025,000 $ 205,000 $ 97,000
Hart, Kentucky 5 $ 945,000 $ 189,000 $ 55,000
Hampden, Massachusetts 5 $ 1,405,000 $ 281,000 $ 81,000
Wayne, Michigan 5 $ 885,000 $ 177,000 $ 76,000
Itawamba, Mississippi 5 $ 755,000 $ 151,000 $ 70,000
Pearl River, Mississippi 5 $ 1,065,000 $ 213,000 $ 110,000
Stone, Mississippi 5 $ 1,255,000 $ 251,000 $ 105,000
Tippah, Mississippi 5 $ 825,000 $ 165,000 $ 60,000
Scott, Missouri 5 $ 765,000 $ 153,000 $ 87,000
St. Charles, Missouri 5 $ 1,655,000 $ 331,000 $ 116,000
Monmouth, New Jersey 5 $ 2,265,000 $ 453,000 $ 108,000
Union, New Jersey 5 $ 1,845,000 $ 369,000 $ 158,000
Erie, New York 5 $ 1,255,000 $ 251,000 $ 121,000
Kings, New York 5 $ 4,345,000 $ 869,000 $ 321,000
Onondaga, New York 5 $ 1,305,000 $ 261,000 $ 137,000
Harnett, North Carolina 5 $ 1,465,000 $ 293,000 $ 98,000
Haywood, North Carolina 5 $ 1,555,000 $ 311,000 $ 99,000
Medina, Ohio 5 $ 1,545,000 $ 309,000 $ 108,000
Carbon, Pennsylvania 5 $ 805,000 $ 161,000 $ 152,000
Dauphin, Pennsylvania 5 $ 1,825,000 $ 365,000 $ 111,000
Providence, Rhode Island 5 $ 1,145,000 $ 229,000 $ 67,000
Beaufort, South Carolina 5 $ 2,015,000 $ 403,000 $ 114,000
Bexar, Texas 5 $ 785,000 $ 157,000 $ 158,000
Brazoria, Texas 5 $ 1,225,000 $ 245,000 $ 157,000
Ellis, Texas 5 $ 1,855,000 $ 371,000 $ 138,000
Galveston, Texas 5 $ 835,000 $ 167,000 $ 100,000
Travis, Texas 5 $ 3,195,000 $ 639,000 $ 204,000
Weber, Utah 5 $ 2,095,000 $ 419,000 $ 81,000
Newport News, Virginia 5 $ 1,435,000 $ 287,000 $ 84,000
Blount, Alabama 4 $ 720,000 $ 180,000 $ 74,000
Cullman, Alabama 4 $ 1,100,000 $ 275,000 $ 107,000
Morgan, Alabama 4 $ 1,340,000 $ 335,000 $ 103,000
Yuma, Arizona 4 $ 1,240,000 $ 310,000 $ 50,000
Craighead, Arkansas 4 $ 1,020,000 $ 255,000 $ 97,000
San Joaquin, California 4 $ 1,650,000 $ 412,500 $ 123,000
Shasta, California 4 $ 1,080,000 $ 270,000 $ 67,000
Weld, Colorado 4 $ 2,200,000 $ 550,000 $ 125,000
District of Columbia, District Of Columbia 4 $ 2,140,000 $ 535,000 $ 104,000
Lake, Florida 4 $ 1,330,000 $ 332,500 $ 61,000
Sarasota, Florida 4 $ 1,510,000 $ 377,500 $ 211,000
Washington, Florida 4 $ 1,040,000 $ 260,000 $ 95,000
Bartow, Georgia 4 $ 1,600,000 $ 400,000 $ 126,000
Bryan, Georgia 4 $ 1,500,000 $ 375,000 $ 165,000
Butts, Georgia 4 $ 1,620,000 $ 405,000 $ 124,000
Glynn, Georgia 4 $ 1,220,000 $ 305,000 $ 112,000
Long, Georgia 4 $ 1,160,000 $ 290,000 $ 114,000
Bingham, Idaho 4 $ 840,000 $ 210,000 $ 54,000
Elmore, Idaho 4 $ 1,500,000 $ 375,000 $ 132,000
Hamilton, Indiana 4 $ 1,070,000 $ 267,500 $ 148,000
Hancock, Indiana 4 $ 1,040,000 $ 260,000 $ 97,000
Jefferson, Indiana 4 $ 880,000 $ 220,000 $ 69,000
Orange, Indiana 4 $ 720,000 $ 180,000 $ 70,000
Ballard, Kentucky 4 $ 440,000 $ 110,000 $ 75,000
Breckinridge, Kentucky 4 $ 570,000 $ 142,500 $ 62,000
Caldwell, Kentucky 4 $ 620,000 $ 155,000 $ 65,000
Franklin, Kentucky 4 $ 880,000 $ 220,000 $ 89,000
Larue, Kentucky 4 $ 760,000 $ 190,000 $ 70,000
East Baton Rouge, Louisiana 4 $ 1,080,000 $ 270,000 $ 70,000
Rapides, Louisiana 4 $ 950,000 $ 237,500 $ 89,000
St. Tammany, Louisiana 4 $ 1,150,000 $ 287,500 $ 108,000
Marshall, Mississippi 4 $ 660,000 $ 165,000 $ 71,000
Prentiss, Mississippi 4 $ 640,000 $ 160,000 $ 67,000
Jackson, Missouri 4 $ 860,000 $ 215,000 $ 61,000
Johnson, Missouri 4 $ 1,250,000 $ 312,500 $ 83,000
Lewis and Clark, Montana 4 $ 1,730,000 $ 432,500 $ 102,000
Hillsborough, New Hampshire 4 $ 1,860,000 $ 465,000 $ 115,000
Rockland, New York 4 $ 1,390,000 $ 347,500 $ 140,000
Gaston, North Carolina 4 $ 1,030,000 $ 257,500 $ 88,000
Butler, Ohio 4 $ 1,910,000 $ 477,500 $ 162,000
Hamilton, Ohio 4 $ 900,000 $ 225,000 $ 90,000
Lorain, Ohio 4 $ 1,680,000 $ 420,000 $ 126,000
Douglas, Oregon 4 $ 1,590,000 $ 397,500 $ 101,000
Linn, Oregon 4 $ 1,840,000 $ 460,000 $ 83,000
Marion, Oregon 4 $ 1,710,000 $ 427,500 $ 86,000
Luzerne, Pennsylvania 4 $ 960,000 $ 240,000 $ 80,000
Westmoreland, Pennsylvania 4 $ 1,260,000 $ 315,000 $ 99,000
Washington, Rhode Island 4 $ 1,460,000 $ 365,000 $ 102,000
Charleston, South Carolina 4 $ 1,910,000 $ 477,500 $ 143,000
Lancaster, South Carolina 4 $ 1,080,000 $ 270,000 $ 106,000
Newberry, South Carolina 4 $ 1,280,000 $ 320,000 $ 75,000
Blount, Tennessee 4 $ 1,180,000 $ 295,000 $ 288,000
Putnam, Tennessee 4 $ 1,070,000 $ 267,500 $ 80,000
Shelby, Tennessee 4 $ 1,360,000 $ 340,000 $ 113,000
Hill, Texas 4 $ 5,910,000 $ 1,477,500 $ 154,000
Johnson, Texas 4 $ 1,010,000 $ 252,500 $ 95,000
Parker, Texas 4 $ 1,390,000 $ 347,500 $ 160,000
Utah, Utah 4 $ 1,950,000 $ 487,500 $ 92,000
Portsmouth, Virginia 4 $ 1,120,000 $ 280,000 $ 109,000
Elmore, Alabama 3 $ 945,000 $ 315,000 $ 88,000
Lamar, Alabama 3 $ 475,000 $ 158,333 $ 122,000
Montgomery, Alabama 3 $ 745,000 $ 248,333 $ 92,000
Talladega, Alabama 3 $ 305,000 $ 101,666 $ 46,000
Anchorage, Alaska 3 $ 1,055,000 $ 351,666 $ 150,000
Kenai Peninsula, Alaska 3 $ 1,175,000 $ 391,666 $ 94,000
Matanuska-Susitna, Alaska 3 $ 1,155,000 $ 385,000 $ 129,000
Navajo, Arizona 3 $ 1,165,000 $ 388,333 $ 76,000
Benton, Arkansas 3 $ 765,000 $ 255,000 $ 91,000
Garland, Arkansas 3 $ 795,000 $ 265,000 $ 99,000
Saline, Arkansas 3 $ 875,000 $ 291,666 $ 126,000
Sebastian, Arkansas 3 $ 955,000 $ 318,333 $ 64,000
Van Buren, Arkansas 3 $ 745,000 $ 248,333 $ 124,000
Orange, California 3 $ 2,065,000 $ 688,333 $ 150,000
Sacramento, California 3 $ 1,845,000 $ 615,000 $ 80,000
Adams, Colorado 3 $ 1,635,000 $ 545,000 $ 170,000
Larimer, Colorado 3 $ 1,115,000 $ 371,666 $ 75,000
Lower Connecticut River Valley Planning Region, Connecticut 3 $ 805,000 $ 268,333 $ 71,000
Northwest Hills Planning Region, Connecticut 3 $ 1,095,000 $ 365,000 $ 94,000
Charlotte, Florida 3 $ 855,000 $ 285,000 $ 110,000
Citrus, Florida 3 $ 1,055,000 $ 351,666 $ 100,000
Collier, Florida 3 $ 1,185,000 $ 395,000 $ 72,000
Gulf, Florida 3 $ 1,045,000 $ 348,333 $ 87,000
Hernando, Florida 3 $ 815,000 $ 271,666 $ 66,000
Holmes, Florida 3 $ 685,000 $ 228,333 $ 82,000
Indian River, Florida 3 $ 915,000 $ 305,000 $ 101,000
Marion, Florida 3 $ 975,000 $ 325,000 $ 62,000
Martin, Florida 3 $ 755,000 $ 251,666 $ 65,000
Seminole, Florida 3 $ 1,255,000 $ 418,333 $ 87,000
Fayette, Georgia 3 $ 1,125,000 $ 375,000 $ 91,000
Houston, Georgia 3 $ 845,000 $ 281,666 $ 130,000
Lowndes, Georgia 3 $ 905,000 $ 301,666 $ 112,000
Muscogee, Georgia 3 $ 805,000 $ 268,333 $ 176,000
Richmond, Georgia 3 $ 715,000 $ 238,333 $ 62,000
Ada, Idaho 3 $ 1,335,000 $ 445,000 $ 147,000
Fremont, Idaho 3 $ 365,000 $ 121,666 $ 18,000
McHenry, Illinois 3 $ 1,295,000 $ 431,666 $ 126,000
Delaware, Indiana 3 $ 425,000 $ 141,666 $ 61,000
Kosciusko, Indiana 3 $ 795,000 $ 265,000 $ 84,000
Porter, Indiana 3 $ 795,000 $ 265,000 $ 88,000
Tippecanoe, Indiana 3 $ 855,000 $ 285,000 $ 165,000
Wyandotte, Kansas 3 $ 705,000 $ 235,000 $ 60,000
Allen, Kentucky 3 $ 825,000 $ 275,000 $ 123,000
Henry, Kentucky 3 $ 585,000 $ 195,000 $ 64,000
Kenton, Kentucky 3 $ 615,000 $ 205,000 $ 84,000
Pulaski, Kentucky 3 $ 825,000 $ 275,000 $ 116,000
Rowan, Kentucky 3 $ 445,000 $ 148,333 $ 87,000
Webster, Kentucky 3 $ 795,000 $ 265,000 $ 81,000
Barnstable, Massachusetts 3 $ 1,255,000 $ 418,333 $ 83,000
Essex, Massachusetts 3 $ 1,475,000 $ 491,666 $ 109,000
Suffolk, Massachusetts 3 $ 1,395,000 $ 465,000 $ 113,000
Kent, Michigan 3 $ 945,000 $ 315,000 $ 82,000
Macomb, Michigan 3 $ 1,095,000 $ 365,000 $ 115,000
Alcorn, Mississippi 3 $ 785,000 $ 261,666 $ 106,000
Benton, Mississippi 3 $ 525,000 $ 175,000 $ 86,000
Forrest, Mississippi 3 $ 675,000 $ 225,000 $ 88,000
Lafayette, Mississippi 3 $ 945,000 $ 315,000 $ 213,000
Pike, Mississippi 3 $ 355,000 $ 118,333 $ 82,000
Tishomingo, Mississippi 3 $ 625,000 $ 208,333 $ 134,000
Douglas, Nebraska 3 $ 1,505,000 $ 501,666 $ 96,000
Sarpy, Nebraska 3 $ 895,000 $ 298,333 $ 104,000
Washoe, Nevada 3 $ 1,385,000 $ 461,666 $ 71,000
Rockingham, New Hampshire 3 $ 1,025,000 $ 341,666 $ 118,000
Burlington, New Jersey 3 $ 815,000 $ 271,666 $ 77,000
Essex, New Jersey 3 $ 1,015,000 $ 338,333 $ 199,000
Hudson, New Jersey 3 $ 1,905,000 $ 635,000 $ 170,000
Mercer, New Jersey 3 $ 595,000 $ 198,333 $ 34,000
Warren, New Jersey 3 $ 945,000 $ 315,000 $ 97,000
Otero, New Mexico 3 $ 705,000 $ 235,000 $ 56,000
Richmond, New York 3 $ 1,525,000 $ 508,333 $ 148,000
Steuben, New York 3 $ 465,000 $ 155,000 $ 66,000
Guilford, North Carolina 3 $ 965,000 $ 321,666 $ 102,000
Moore, North Carolina 3 $ 1,395,000 $ 465,000 $ 156,000
Greene, Ohio 3 $ 1,095,000 $ 365,000 $ 177,000
Lucas, Ohio 3 $ 935,000 $ 311,666 $ 137,000
Cleveland, Oklahoma 3 $ 945,000 $ 315,000 $ 108,000
Jackson, Oregon 3 $ 1,125,000 $ 375,000 $ 99,000
Bradford, Pennsylvania 3 $ 615,000 $ 205,000 $ 74,000
Butler, Pennsylvania 3 $ 1,515,000 $ 505,000 $ 123,000
Cumberland, Pennsylvania 3 $ 1,235,000 $ 411,666 $ 177,000
Lehigh, Pennsylvania 3 $ 1,055,000 $ 351,666 $ 75,000
York, Pennsylvania 3 $ 795,000 $ 265,000 $ 77,000
Kent, Rhode Island 3 $ 1,045,000 $ 348,333 $ 120,000
Clarendon, South Carolina 3 $ 795,000 $ 265,000 $ 114,000
Oconee, South Carolina 3 $ 1,005,000 $ 335,000 $ 83,000
Anderson, Tennessee 3 $ 485,000 $ 161,666 $ 56,000
Chester, Tennessee 3 $ 675,000 $ 225,000 $ 101,000
Franklin, Tennessee 3 $ 1,055,000 $ 351,666 $ 86,000
Loudon, Tennessee 3 $ 1,335,000 $ 445,000 $ 174,000
Robertson, Tennessee 3 $ 1,305,000 $ 435,000 $ 101,000
Williamson, Tennessee 3 $ 3,725,000 $ 1,241,666 $ 247,000
Comal, Texas 3 $ 1,685,000 $ 561,666 $ 130,000
Hood, Texas 3 $ 595,000 $ 198,333 $ 84,000
Leon, Texas 3 $ 505,000 $ 168,333 $ 96,000
Liberty, Texas 3 $ 355,000 $ 118,333 $ 145,000
Colonial Heights, Virginia 3 $ 855,000 $ 285,000 $ 70,000
Goochland, Virginia 3 $ 1,175,000 $ 391,666 $ 92,000
Hanover, Virginia 3 $ 1,285,000 $ 428,333 $ 92,000
James City, Virginia 3 $ 1,215,000 $ 405,000 $ 100,000
Berkeley, West Virginia 3 $ 865,000 $ 288,333 $ 75,000
Morgan, West Virginia 3 $ 855,000 $ 285,000 $ 96,000
Wayne, West Virginia 3 $ 405,000 $ 135,000 $ 65,000
Milwaukee, Wisconsin 3 $ 845,000 $ 281,666 $ 74,000
Racine, Wisconsin 3 $ 1,045,000 $ 348,333 $ 121,000
Rock, Wisconsin 3 $ 875,000 $ 291,666 $ 94,000
St. Croix, Wisconsin 3 $ 1,075,000 $ 358,333 $ 62,000
Clay, Alabama 2 $ 310,000 $ 155,000 $ 91,000
Marengo, Alabama 2 $ 440,000 $ 220,000 $ 94,000
Marion, Alabama 2 $ 270,000 $ 135,000 $ 54,000
Marshall, Alabama 2 $ 380,000 $ 190,000 $ 115,000
Cochise, Arizona 2 $ 790,000 $ 395,000 $ 95,000
Mohave, Arizona 2 $ 570,000 $ 285,000 $ 95,000
Chicot, Arkansas 2 $ 230,000 $ 115,000 $ 82,000
Lonoke, Arkansas 2 $ 590,000 $ 295,000 $ 85,000
Alameda, California 2 $ 2,040,000 $ 1,020,000 $ 151,000
Calaveras, California 2 $ 560,000 $ 280,000 $ 124,000
Contra Costa, California 2 $ 1,290,000 $ 645,000 $ 127,000
Humboldt, California 2 $ 680,000 $ 340,000 $ 59,000
Santa Barbara, California 2 $ 1,220,000 $ 610,000 $ 148,000
Sonoma, California 2 $ 1,280,000 $ 640,000 $ 131,000
Yuba, California 2 $ 590,000 $ 295,000 $ 48,000
Jefferson, Colorado 2 $ 1,270,000 $ 635,000 $ 145,000
Mesa, Colorado 2 $ 810,000 $ 405,000 $ 97,000
Morgan, Colorado 2 $ 720,000 $ 360,000 $ 94,000
Northeastern Connecticut Planning Region, Connecticut 2 $ 670,000 $ 335,000 $ 92,000
Flagler, Florida 2 $ 690,000 $ 345,000 $ 90,000
Highlands, Florida 2 $ 340,000 $ 170,000 $ 383,000
Jackson, Florida 2 $ 500,000 $ 250,000 $ 127,000
Levy, Florida 2 $ 670,000 $ 335,000 $ 69,000
Manatee, Florida 2 $ 700,000 $ 350,000 $ 122,000
Santa Rosa, Florida 2 $ 490,000 $ 245,000 $ 133,000
Walton, Florida 2 $ 480,000 $ 240,000 $ 126,000
Camden, Georgia 2 $ 520,000 $ 260,000 $ 80,000
Clarke, Georgia 2 $ 680,000 $ 340,000 $ 126,000
Fannin, Georgia 2 $ 820,000 $ 410,000 $ 94,000
Habersham, Georgia 2 $ 450,000 $ 225,000 $ 98,000
Harris, Georgia 2 $ 530,000 $ 265,000 $ 107,000
Jones, Georgia 2 $ 440,000 $ 220,000 $ 139,000
Lamar, Georgia 2 $ 500,000 $ 250,000 $ 73,000
Laurens, Georgia 2 $ 520,000 $ 260,000 $ 68,000
Monroe, Georgia 2 $ 600,000 $ 300,000 $ 123,000
Morgan, Georgia 2 $ 720,000 $ 360,000 $ 217,000
Putnam, Georgia 2 $ 600,000 $ 300,000 $ 86,000
Tattnall, Georgia 2 $ 580,000 $ 290,000 $ 72,000
Walker, Georgia 2 $ 400,000 $ 200,000 $ 103,000
Honolulu, Hawaii 2 $ 1,340,000 $ 670,000 $ 112,000
Kootenai, Idaho 2 $ 790,000 $ 395,000 $ 135,000
Lemhi, Idaho 2 $ 120,000 $ 60,000 $ 48,000
Teton, Idaho 2 $ 870,000 $ 435,000 $ 184,000
Twin Falls, Idaho 2 $ 710,000 $ 355,000 $ 105,000
Grundy, Illinois 2 $ 700,000 $ 350,000 $ 122,000
Lake, Illinois 2 $ 570,000 $ 285,000 $ 105,000
Allen, Indiana 2 $ 1,030,000 $ 515,000 $ 197,000
Crawford, Indiana 2 $ 410,000 $ 205,000 $ 52,000
Elkhart, Indiana 2 $ 440,000 $ 220,000 $ 69,000
Fayette, Indiana 2 $ 190,000 $ 95,000 $ 132,000
Johnson, Indiana 2 $ 750,000 $ 375,000 $ 103,000
Madison, Indiana 2 $ 420,000 $ 210,000 $ 96,000
Marshall, Indiana 2 $ 610,000 $ 305,000 $ 94,000
Miami, Indiana 2 $ 340,000 $ 170,000 $ 33,000
Morgan, Indiana 2 $ 720,000 $ 360,000 $ 82,000
Randolph, Indiana 2 $ 220,000 $ 110,000 $ 80,000
Shelby, Indiana 2 $ 680,000 $ 340,000 $ 172,000
Polk, Iowa 2 $ 630,000 $ 315,000 $ 102,000
Johnson, Kansas 2 $ 890,000 $ 445,000 $ 151,000
Leavenworth, Kansas 2 $ 560,000 $ 280,000 $ 81,000
Sedgwick, Kansas 2 $ 710,000 $ 355,000 $ 69,000
Anderson, Kentucky 2 $ 440,000 $ 220,000 $ 66,000
Bath, Kentucky 2 $ 520,000 $ 260,000 $ 138,000
Boone, Kentucky 2 $ 840,000 $ 420,000 $ 125,000
Campbell, Kentucky 2 $ 310,000 $ 155,000 $ 185,000
Crittenden, Kentucky 2 $ 550,000 $ 275,000 $ 154,000
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Mortgage Loan Application Detail Totals for Magnolia Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,073 $833,085,000 $271,000 $25,005,000 $108,000 $1,162,000
Cash-out Refinancing 1,720 $625,400,000 $363,000 $2,305,000 $104,000 $1,873,000
Refinancing 374 $120,040,000 $320,000 $1,655,000 $138,000 $1,532,000
Other Purpose 99 $21,685,000 $219,000 $765,000 $115,000 $679,000
Home Improvement 72 $11,440,000 $158,000 $575,000 $83,000 $305,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,738 $1,059,490,000 $283,000 $2,305,000 $108,000 $1,873,000
Black or African American 649 $214,965,000 $331,000 $995,000 $100,000 $450,000
Hispanic 361 $115,365,000 $319,000 $1,205,000 $104,000 $700,000
Not Provided 343 $107,155,000 $312,000 $1,385,000 $112,000 $398,000
Asian 166 $49,840,000 $300,000 $1,085,000 $119,000 $543,000
American Indian or Alaskan Native 42 $13,050,000 $310,000 $665,000 $105,000 $371,000
Not applicable 28 $47,230,000 $1,686,000 $25,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 11 $4,555,000 $414,000 $1,145,000 $119,000 $196,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,308 $626,220,000 $271,000 $25,005,000 $120,000 $1,873,000
VA-guaranteed (Veterans Administration) 1,807 $682,555,000 $377,000 $1,575,000 $104,000 $430,000
FHA-insured (Federal Housing Administration) 907 $243,095,000 $268,000 $995,000 $93,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 316 $59,780,000 $189,000 $385,000 $73,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,002 $1,167,960,000 $291,000 $7,105,000 $108,000 $1,435,000
Application Withdrawn By Applicant 792 $241,050,000 $304,000 $5,005,000 $114,000 $1,532,000
Application Denied By Financial Institution 417 $135,435,000 $324,000 $1,145,000 $88,000 $753,000
File Closed For Incompleteness 78 $51,630,000 $661,000 $25,005,000 $118,000 $1,873,000
Application Approved But Not Accepted 46 $14,920,000 $324,000 $705,000 $112,000 $300,000
Loan Purchased By The Institution 3 $655,000 $218,000 $295,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,921 $1,476,215,000 $299,000 $25,005,000 $109,000 $1,873,000
Debt-To-Income Ratio 188 $65,030,000 $345,000 $1,085,000 $74,000 $247,000
Collateral 96 $32,450,000 $338,000 $995,000 $110,000 $753,000
Credit History 71 $21,695,000 $305,000 $1,145,000 $95,000 $251,000
Other 33 $9,325,000 $282,000 $705,000 $102,000 $276,000
Employment History 14 $3,230,000 $230,000 $665,000 $70,000 $149,000
Unverifiable Information 8 $2,020,000 $252,000 $475,000 $91,000 $209,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,685,000 $240,000 $325,000 $98,000 $154,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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