Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Mainsource Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,451 |
| Total Mortgage Loan Application Amount | $253,230,000 |
| Average Mortgage Loan Application Amount | $79,000 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $3,210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Indiana | 178 | $ 17,237,000 | $ 96,000 | $ 67,000 |
| Floyd County Indiana | 169 | $ 21,222,000 | $ 125,000 | $ 75,000 |
| Switzerland County Indiana | 146 | $ 13,489,000 | $ 92,000 | $ 54,000 |
| Clark County Indiana | 135 | $ 16,502,000 | $ 122,000 | $ 64,000 |
| Franklin County Indiana | 132 | $ 14,972,000 | $ 113,000 | $ 60,000 |
| Jefferson County Kentucky | 130 | $ 21,074,000 | $ 162,000 | $ 70,000 |
| Ripley County Indiana | 124 | $ 15,081,000 | $ 121,000 | $ 71,000 |
| Jay County Indiana | 123 | $ 7,825,000 | $ 63,000 | $ 57,000 |
| Wayne County Indiana | 110 | $ 9,528,000 | $ 86,000 | $ 79,000 |
| Decatur County Indiana | 100 | $ 10,040,000 | $ 100,000 | $ 68,000 |
| Fayette County Indiana | 81 | $ 4,998,000 | $ 61,000 | $ 47,000 |
| Greene County Indiana | 76 | $ 4,439,000 | $ 58,000 | $ 45,000 |
| Dearborn County Indiana | 67 | $ 8,781,000 | $ 131,000 | $ 77,000 |
| Henry County Indiana | 59 | $ 3,443,000 | $ 58,000 | $ 44,000 |
| Lake County Indiana | 57 | $ 5,478,000 | $ 96,000 | $ 74,000 |
| Rush County Indiana | 54 | $ 4,293,000 | $ 79,000 | $ 60,000 |
| Montgomery County Indiana | 52 | $ 3,921,000 | $ 75,000 | $ 54,000 |
| Jennings County Indiana | 38 | $ 3,166,000 | $ 83,000 | $ 55,000 |
| Johnson County Indiana | 37 | $ 3,684,000 | $ 99,000 | $ 68,000 |
| Mercer County Kentucky | 34 | $ 4,206,000 | $ 123,000 | $ 55,000 |
| Ohio County Indiana | 30 | $ 4,439,000 | $ 147,000 | $ 61,000 |
| Randolph County Indiana | 30 | $ 1,719,000 | $ 57,000 | $ 40,000 |
| Anderson County Kentucky | 30 | $ 4,119,000 | $ 137,000 | $ 91,000 |
| Madison County Indiana | 28 | $ 1,702,000 | $ 60,000 | $ 43,000 |
| Bullitt County Kentucky | 27 | $ 3,971,000 | $ 147,000 | $ 60,000 |
| Porter County Indiana | 26 | $ 2,744,000 | $ 105,000 | $ 73,000 |
| Harrison County Indiana | 25 | $ 3,169,000 | $ 126,000 | $ 290,000 |
| Warren County Indiana | 24 | $ 1,275,000 | $ 53,000 | $ 69,000 |
| Marion County Indiana | 22 | $ 2,229,000 | $ 101,000 | $ 73,000 |
| Shelby County Indiana | 20 | $ 2,086,000 | $ 104,000 | $ 63,000 |
| Fountain County Indiana | 18 | $ 1,458,000 | $ 81,000 | $ 65,000 |
| Hancock County Indiana | 17 | $ 1,207,000 | $ 71,000 | $ 60,000 |
| Morgan County Indiana | 15 | $ 1,119,000 | $ 74,000 | $ 17,000 |
| Scott County Indiana | 14 | $ 1,044,000 | $ 74,000 | $ 50,000 |
| Delaware County Indiana | 13 | $ 1,270,000 | $ 97,000 | $ 82,000 |
| Clay County Indiana | 12 | $ 695,000 | $ 57,000 | $ 41,000 |
| Hamilton County Indiana | 12 | $ 1,601,000 | $ 133,000 | $ 202,000 |
| Sullivan County Indiana | 12 | $ 654,000 | $ 54,000 | $ 35,000 |
| Union County Indiana | 12 | $ 944,000 | $ 78,000 | $ 45,000 |
| Trimble County Kentucky | 10 | $ 1,261,000 | $ 126,000 | $ 93,000 |
| Crawford County Indiana | 9 | $ 761,000 | $ 84,000 | $ 41,000 |
| Lawrence County Indiana | 7 | $ 445,000 | $ 63,000 | $ 0 |
| Tippecanoe County Indiana | 7 | $ 1,234,000 | $ 176,000 | $ 94,000 |
| Brown County Indiana | 6 | $ 573,000 | $ 95,000 | $ 46,000 |
| Oldham County Kentucky | 6 | $ 1,418,000 | $ 236,000 | $ 79,000 |
| Scott County Kentucky | 6 | $ 771,000 | $ 128,000 | $ 78,000 |
| Shelby County Kentucky | 6 | $ 1,106,000 | $ 184,000 | $ 99,000 |
| Hamilton County Ohio | 6 | $ 671,000 | $ 111,000 | $ 79,000 |
| Allen County Indiana | 5 | $ 336,000 | $ 67,000 | $ 36,000 |
| Blackford County Indiana | 5 | $ 198,000 | $ 39,000 | $ 92,000 |
| Putnam County Indiana | 5 | $ 1,001,000 | $ 200,000 | $ 693,000 |
| Carroll County Kentucky | 5 | $ 739,000 | $ 147,000 | $ 88,000 |
| Henry County Kentucky | 5 | $ 425,000 | $ 85,000 | $ 55,000 |
| Bartholomew County Indiana | 4 | $ 784,000 | $ 196,000 | $ 858,000 |
| Jackson County Indiana | 4 | $ 657,000 | $ 164,000 | $ 81,000 |
| Washington County Indiana | 4 | $ 457,000 | $ 114,000 | $ 103,000 |
| Jessamine County Kentucky | 4 | $ 1,967,000 | $ 491,000 | $ 119,000 |
| Adams County Indiana | 3 | $ 191,000 | $ 63,000 | $ 23,000 |
| Wells County Indiana | 3 | $ 234,000 | $ 78,000 | $ 61,000 |
| Boone County Kentucky | 3 | $ 390,000 | $ 130,000 | $ 78,000 |
| Grant County Indiana | 2 | $ 89,000 | $ 44,000 | $ 34,000 |
| Howard County Indiana | 2 | $ 188,000 | $ 94,000 | $ 205,000 |
| LaPorte County Indiana | 2 | $ 326,000 | $ 163,000 | $ 111,000 |
| Monroe County Indiana | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Parke County Indiana | 2 | $ 75,000 | $ 37,000 | $ 43,000 |
| Madison County Kentucky | 2 | $ 243,000 | $ 121,000 | $ 48,000 |
| Mercer County Ohio | 2 | $ 104,000 | $ 52,000 | $ 31,000 |
| Miami County Ohio | 2 | $ 353,000 | $ 176,000 | $ 67,000 |
| Pitkin County Colorado | 1 | $ 1,900,000 | $ 1,900,000 | $ 75,000 |
| Cook County Illinois | 1 | $ 14,000 | $ 14,000 | $ 69,000 |
| St. Clair County Illinois | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Boone County Indiana | 1 | $ 158,000 | $ 158,000 | $ 145,000 |
| Carroll County Indiana | 1 | $ 98,000 | $ 98,000 | $ 98,000 |
| Hendricks County Indiana | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Jasper County Indiana | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Knox County Indiana | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
| LaGrange County Indiana | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Marshall County Indiana | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Orange County Indiana | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Posey County Indiana | 1 | $ 33,000 | $ 33,000 | $ 93,000 |
| Steuben County Indiana | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Vanderburgh County Indiana | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Vermillion County Indiana | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Vigo County Indiana | 1 | $ 14,000 | $ 14,000 | $ 18,000 |
| Whitley County Indiana | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Franklin County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 69,000 |
| Gallatin County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 87,000 |
| Grant County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| Hardin County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Meade County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Nelson County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Powell County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 116,000 |
| Spencer County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 84,000 |
| Washington County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Rapides County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 20,000 |
| St. Charles County Missouri | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Bronx County New York | 1 | $ 18,000 | $ 18,000 | $ 114,000 |
| New York County New York | 1 | $ 58,000 | $ 58,000 | $ 480,000 |
| Butler County Ohio | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Warren County Ohio | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Virginia Beach County Virginia | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,481 | $168,382,000 | $113,000 | $1,900,000 | $72,000 | $3,210,000 |
| Home Purchase | 803 | $80,813,000 | $100,000 | $1,000,000 | $65,000 | $1,720,000 |
| Home Improvement | 167 | $4,035,000 | $24,000 | $133,000 | $58,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,283 | $234,973,000 | $102,000 | $1,900,000 | $72,000 | $3,210,000 |
| Not applicable | 90 | $10,638,000 | $118,000 | $955,000 | $5,000 | $137,000 |
| Black or African American | 31 | $3,342,000 | $107,000 | $235,000 | $51,000 | $156,000 |
| Hispanic | 21 | $2,011,000 | $95,000 | $192,000 | $59,000 | $154,000 |
| Not Provided | 16 | $1,317,000 | $82,000 | $168,000 | $86,000 | $543,000 |
| American Indian or Alaskan Native | 5 | $389,000 | $77,000 | $108,000 | $63,000 | $132,000 |
| Asian | 5 | $560,000 | $112,000 | $244,000 | $73,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,266 | $231,641,000 | $102,000 | $1,900,000 | $71,000 | $3,210,000 |
| FHA-insured (Federal Housing Administration) | 170 | $19,505,000 | $114,000 | $294,000 | $46,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 14 | $1,966,000 | $140,000 | $280,000 | $50,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $118,000 | $118,000 | $118,000 | $42,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,926 | $192,208,000 | $99,000 | $1,020,000 | $72,000 | $3,210,000 |
| Application Denied By Financial Institution | 276 | $27,728,000 | $100,000 | $364,000 | $45,000 | $194,000 |
| Application Withdrawn By Applicant | 146 | $20,487,000 | $140,000 | $1,900,000 | $73,000 | $854,000 |
| Application Approved But Not Accepted | 94 | $11,749,000 | $124,000 | $414,000 | $75,000 | $480,000 |
| File Closed For Incompleteness | 9 | $1,058,000 | $117,000 | $208,000 | $42,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 130 | $12,636,000 | $97,000 | $360,000 | $46,000 | $157,000 |
| Debt-To-Income Ratio | 103 | $10,717,000 | $104,000 | $364,000 | $46,000 | $194,000 |
| Employment History | 11 | $958,000 | $87,000 | $155,000 | $37,000 | $100,000 |
| Collateral | 11 | $1,166,000 | $106,000 | $169,000 | $48,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $596,000 | $119,000 | $261,000 | $33,000 | $51,000 |
| Credit Application Incomplete | 3 | $383,000 | $127,000 | $181,000 | $36,000 | $48,000 |
| Other | 2 | $228,000 | $114,000 | $119,000 | $53,000 | $60,000 |
| Unverifiable Information | 2 | $165,000 | $82,000 | $100,000 | $59,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.