Mandalay Mortgage LLC Mortgage Lending & HMDA Data, 2006
In 2006, Mandalay Mortgage LLC of Woodland Hills, CA reported 11,120 mortgage applications totaling $2.6 billion. The average application was for $233,263, and applicants reported an average income of $102,715. 34% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,214), Riverside-San Bernardino-Ontario, CA (1,365) and Las Vegas-Paradise, NV (976) (applications in parentheses).
| Mortgage Company & Address | Mandalay Mortgage LLC 21600 Oxnard Street, Suite 1800 Woodland Hills, CA 91367 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 11,120 |
| Total Mortgage Loan Application Amount | $2,593,886,000 |
| Average Mortgage Loan Application Amount | $233,263 |
| Highest Mortgage Loan Application Amount | $9,100,000 |
| Average Applicant Income | $102,715 |
| Highest Applicant Income | $5,923,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mandalay Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mandalay Mortgage LLC in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,922 | $1,583,397,000 | $267,000 | $9,100,000 | $99,000 | $3,540,000 |
| Home Purchase | 5,181 | $1,009,151,000 | $194,000 | $4,030,000 | $107,000 | $5,923,000 |
| Home Improvement | 17 | $1,338,000 | $78,000 | $203,000 | $91,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,859 | $896,322,000 | $232,000 | $1,200,000 | $100,000 | $1,350,000 |
| White | 3,313 | $770,949,000 | $232,000 | $7,475,000 | $108,000 | $5,923,000 |
| Not Provided | 1,959 | $493,359,000 | $251,000 | $9,100,000 | $102,000 | $3,277,000 |
| Black or African American | 1,398 | $288,387,000 | $206,000 | $3,150,000 | $93,000 | $1,800,000 |
| Asian | 428 | $106,354,000 | $248,000 | $875,000 | $117,000 | $1,506,000 |
| Native Hawaiian or Other Pacific Islander | 110 | $26,951,000 | $245,000 | $693,000 | $102,000 | $720,000 |
| American Indian or Alaskan Native | 53 | $11,564,000 | $218,000 | $600,000 | $102,000 | $648,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,120 | $2,593,886,000 | $233,000 | $9,100,000 | $103,000 | $5,923,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,770 | $782,827,000 | $207,000 | $1,470,000 | $93,000 | $1,350,000 |
| Application Withdrawn By Applicant | 3,517 | $803,387,000 | $228,000 | $2,520,000 | $98,000 | $1,506,000 |
| Application Denied By Financial Institution | 2,744 | $709,342,000 | $258,000 | $9,100,000 | $115,000 | $5,923,000 |
| Application Approved But Not Accepted | 683 | $203,650,000 | $298,000 | $2,800,000 | $122,000 | $1,477,000 |
| File Closed For Incompleteness | 404 | $94,230,000 | $233,000 | $1,960,000 | $105,000 | $1,201,000 |
| Preapproval Denied by Financial Institution | 2 | $450,000 | $225,000 | $360,000 | $97,000 | $97,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 615 | $154,663,000 | $251,000 | $9,100,000 | $123,000 | $3,277,000 |
| Collateral | 392 | $146,907,000 | $374,000 | $7,475,000 | $152,000 | $3,540,000 |
| Credit History | 259 | $55,879,000 | $215,000 | $875,000 | $91,000 | $587,000 |
| Debt-To-Income Ratio | 199 | $51,334,000 | $257,000 | $5,390,000 | $90,000 | $1,800,000 |
| Unverifiable Information | 109 | $30,587,000 | $280,000 | $2,405,000 | $184,000 | $5,923,000 |
| Employment History | 43 | $10,542,000 | $245,000 | $750,000 | $100,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,399,000 | $266,000 | $845,000 | $84,000 | $263,000 |
| Credit Application Incomplete | 5 | $1,874,000 | $374,000 | $1,100,000 | $37,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mandalay Mortgage LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mandalay Mortgage LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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