Marlin Mortgage Capital, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Marlin Mortgage Capital, LLC of St. Petersburg, FL reported 101 mortgage applications totaling $25.1 million. The average application was for $248,663, and applicants reported an average income of $108,079. 66% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Lakewood-New Brunswick, NJ (6), Atlanta-Sandy Springs-Roswell, GA (3) and Camden, NJ (3) (applications in parentheses).

Mortgage Company & Address Marlin Mortgage Capital, LLC
646 2nd Avenue S
St. Petersburg, FL 33701
Federal Regulator * available with data download
Years 2025  
Total Number of Mortgage Applications 101
Total Mortgage Loan Application Amount $25,115,000
Average Mortgage Loan Application Amount $248,663
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $108,079
Highest Applicant Income $345,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Marlin Mortgage Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Marlin Mortgage Capital, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ocean, New Jersey 3 $ 1,035,000 $ 345,000 $ 112,000
Capitol Planning Region, Connecticut 2 $ 420,000 $ 210,000 $ 59,000
Catoosa, Georgia 2 $ 300,000 $ 150,000 $ 75,000
Upson, Georgia 2 $ 270,000 $ 135,000 $ 32,000
Cass, Indiana 2 $ 190,000 $ 95,000 $ 0
St. Joseph, Indiana 2 $ 370,000 $ 185,000 $ 155,000
Wayne, Michigan 2 $ 320,000 $ 160,000 $ 80,000
Camden, New Jersey 2 $ 450,000 $ 225,000 $ 109,000
Monmouth, New Jersey 2 $ 1,030,000 $ 515,000 $ 139,000
Miami, Ohio 2 $ 420,000 $ 210,000 $ 87,000
Collin, Texas 2 $ 690,000 $ 345,000 $ 148,000
El Paso, Texas 2 $ 290,000 $ 145,000 $ 66,000
Lee, Alabama 1 $ 235,000 $ 235,000 $ 0
Pima, Arizona 1 $ 235,000 $ 235,000 $ 0
Craighead, Arkansas 1 $ 165,000 $ 165,000 $ 0
Van Buren, Arkansas 1 $ 185,000 $ 185,000 $ 287,000
Glenn, California 1 $ 265,000 $ 265,000 $ 72,000
Santa Barbara, California 1 $ 455,000 $ 455,000 $ 106,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 235,000 $ 235,000 $ 84,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 345,000 $ 345,000 $ 105,000
New Castle, Delaware 1 $ 525,000 $ 525,000 $ 130,000
Duval, Florida 1 $ 245,000 $ 245,000 $ 112,000
Pinellas, Florida 1 $ 365,000 $ 365,000 $ 124,000
St. Johns, Florida 1 $ 435,000 $ 435,000 $ 104,000
Barrow, Georgia 1 $ 185,000 $ 185,000 $ 49,000
Bulloch, Georgia 1 $ 245,000 $ 245,000 $ 0
Cherokee, Georgia 1 $ 155,000 $ 155,000 $ 112,000
Cobb, Georgia 1 $ 295,000 $ 295,000 $ 100,000
Dawson, Georgia 1 $ 305,000 $ 305,000 $ 276,000
Franklin, Georgia 1 $ 175,000 $ 175,000 $ 34,000
Henry, Georgia 1 $ 205,000 $ 205,000 $ 0
Houston, Georgia 1 $ 245,000 $ 245,000 $ 121,000
Bonner, Idaho 1 $ 485,000 $ 485,000 $ 0
Cook, Illinois 1 $ 305,000 $ 305,000 $ 123,000
McHenry, Illinois 1 $ 245,000 $ 245,000 $ 71,000
Dearborn, Indiana 1 $ 125,000 $ 125,000 $ 0
Delaware, Indiana 1 $ 185,000 $ 185,000 $ 0
Dubois, Indiana 1 $ 195,000 $ 195,000 $ 79,000
Franklin, Indiana 1 $ 285,000 $ 285,000 $ 0
Porter, Indiana 1 $ 255,000 $ 255,000 $ 0
Hancock, Iowa 1 $ 125,000 $ 125,000 $ 50,000
Meade, Kansas 1 $ 195,000 $ 195,000 $ 60,000
Scott, Kentucky 1 $ 215,000 $ 215,000 $ 112,000
Calcasieu, Louisiana 1 $ 185,000 $ 185,000 $ 55,000
Livingston, Louisiana 1 $ 255,000 $ 255,000 $ 0
Kennebec, Maine 1 $ 355,000 $ 355,000 $ 114,000
York, Maine 1 $ 255,000 $ 255,000 $ 53,000
Baltimore City, Maryland 1 $ 155,000 $ 155,000 $ 78,000
Washington, Maryland 1 $ 165,000 $ 165,000 $ 72,000
Wicomico, Maryland 1 $ 235,000 $ 235,000 $ 130,000
Branch, Michigan 1 $ 105,000 $ 105,000 $ 62,000
Todd, Minnesota 1 $ 235,000 $ 235,000 $ 223,000
Madison, Montana 1 $ 275,000 $ 275,000 $ 161,000
Cass, Nebraska 1 $ 605,000 $ 605,000 $ 154,000
Sarpy, Nebraska 1 $ 235,000 $ 235,000 $ 0
Atlantic, New Jersey 1 $ 245,000 $ 245,000 $ 175,000
Burlington, New Jersey 1 $ 435,000 $ 435,000 $ 204,000
Cape May, New Jersey 1 $ 95,000 $ 95,000 $ 25,000
Mercer, New Jersey 1 $ 535,000 $ 535,000 $ 240,000
Somerset, New Jersey 1 $ 445,000 $ 445,000 $ 260,000
Warren, New Jersey 1 $ 335,000 $ 335,000 $ 142,000
Carteret, North Carolina 1 $ 185,000 $ 185,000 $ 47,000
Cherokee, North Carolina 1 $ 155,000 $ 155,000 $ 280,000
Gaston, North Carolina 1 $ 235,000 $ 235,000 $ 0
Johnston, North Carolina 1 $ 375,000 $ 375,000 $ 184,000
Mecklenburg, North Carolina 1 $ 255,000 $ 255,000 $ 0
Rockingham, North Carolina 1 $ 155,000 $ 155,000 $ 54,000
Swain, North Carolina 1 $ 335,000 $ 335,000 $ 345,000
Lake, Ohio 1 $ 105,000 $ 105,000 $ 24,000
Preble, Ohio 1 $ 305,000 $ 305,000 $ 94,000
Blair, Pennsylvania 1 $ 105,000 $ 105,000 $ 193,000
Dauphin, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Lancaster, Pennsylvania 1 $ 155,000 $ 155,000 $ 85,000
Lebanon, Pennsylvania 1 $ 115,000 $ 115,000 $ 59,000
Lehigh, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Lycoming, Pennsylvania 1 $ 245,000 $ 245,000 $ 73,000
Providence, Rhode Island 1 $ 685,000 $ 685,000 $ 74,000
Charleston, South Carolina 1 $ 225,000 $ 225,000 $ 83,000
Georgetown, South Carolina 1 $ 255,000 $ 255,000 $ 127,000
Richland, South Carolina 1 $ 165,000 $ 165,000 $ 0
Spartanburg, South Carolina 1 $ 125,000 $ 125,000 $ 42,000
Greene, Tennessee 1 $ 185,000 $ 185,000 $ 93,000
Jefferson, Texas 1 $ 215,000 $ 215,000 $ 0
Tarrant, Texas 1 $ 185,000 $ 185,000 $ 107,000
Chesterfield, Virginia 1 $ 235,000 $ 235,000 $ 37,000
Hanover, Virginia 1 $ 255,000 $ 255,000 $ 0
Prince William, Virginia 1 $ 355,000 $ 355,000 $ 113,000
Washington, Virginia 1 $ 195,000 $ 195,000 $ 44,000

Mortgage Loan Application Detail Totals for Marlin Mortgage Capital, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 90 $21,970,000 $244,000 $685,000 $101,000 $276,000
Home Purchase 11 $3,145,000 $285,000 $535,000 $166,000 $345,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 87 $21,225,000 $243,000 $535,000 $111,000 $345,000
White 11 $2,785,000 $253,000 $605,000 $111,000 $223,000
Hispanic 2 $870,000 $435,000 $685,000 $90,000 $107,000
Black or African American 1 $235,000 $235,000 $235,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 55 $13,505,000 $245,000 $535,000 $97,000 $260,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45 $11,005,000 $244,000 $685,000 $119,000 $345,000
VA-guaranteed (Veterans Administration) 1 $605,000 $605,000 $605,000 $154,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 67 $16,555,000 $247,000 $535,000 $112,000 $345,000
Application Denied By Financial Institution 22 $5,980,000 $271,000 $685,000 $110,000 $223,000
Application Withdrawn By Applicant 12 $2,580,000 $215,000 $495,000 $104,000 $219,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 79 $19,135,000 $242,000 $535,000 $111,000 $345,000
Unverifiable Information 9 $2,235,000 $248,000 $685,000 $115,000 $223,000
Insufficient Cash (Downpayment, Closing Cost) 4 $910,000 $227,000 $255,000 $98,000 $130,000
Credit History 4 $1,630,000 $407,000 $605,000 $132,000 $154,000
Debt-To-Income Ratio 3 $555,000 $185,000 $245,000 $90,000 $175,000
Collateral 2 $650,000 $325,000 $345,000 $101,000 $109,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Marlin Mortgage Capital, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Marlin Mortgage Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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