Mattamy Home Funding LLC Mortgage Lending & HMDA Data, 2025

In 2025, Mattamy Home Funding LLC of Maitland, FL reported 3,199 mortgage applications totaling $1.3 billion, up 8% from 2024. The average application was for $418,526, and applicants reported an average income of $146,031. 83% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (468), Jacksonville, FL (418) and Orlando-Kissimmee-Sanford, FL (344) (applications in parentheses).

Mortgage Company & Address Mattamy Home Funding LLC
495 North Keller Road Suite 550a
Maitland, FL 32751
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 3,199
Total Mortgage Loan Application Amount $1,338,865,000
Average Mortgage Loan Application Amount $418,526
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $146,031
Highest Applicant Income $2,310,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mattamy Home Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mattamy Home Funding LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 380 $ 183,210,000 $ 482,131 $ 149,000
St. Johns, Florida 343 $ 142,035,000 $ 414,096 $ 139,000
Orange, Florida 235 $ 95,995,000 $ 408,489 $ 138,000
Wake, North Carolina 235 $ 113,055,000 $ 481,085 $ 164,000
Pima, Arizona 214 $ 98,360,000 $ 459,626 $ 164,000
St. Lucie, Florida 181 $ 77,625,000 $ 428,867 $ 144,000
Mecklenburg, North Carolina 177 $ 64,645,000 $ 365,225 $ 130,000
Martin, Florida 128 $ 59,750,000 $ 466,796 $ 206,000
Denton, Texas 122 $ 54,670,000 $ 448,114 $ 155,000
Sarasota, Florida 105 $ 31,795,000 $ 302,809 $ 169,000
Palm Beach, Florida 93 $ 46,655,000 $ 501,666 $ 137,000
Union, North Carolina 91 $ 36,235,000 $ 398,186 $ 119,000
Collin, Texas 90 $ 36,820,000 $ 409,111 $ 233,000
Pinal, Arizona 88 $ 38,880,000 $ 441,818 $ 131,000
Pasco, Florida 88 $ 31,960,000 $ 363,181 $ 119,000
Hillsborough, Florida 85 $ 27,535,000 $ 323,941 $ 127,000
Clay, Florida 69 $ 24,515,000 $ 355,289 $ 107,000
Harnett, North Carolina 69 $ 21,355,000 $ 309,492 $ 98,000
Johnston, North Carolina 53 $ 22,595,000 $ 426,320 $ 145,000
Seminole, Florida 47 $ 16,305,000 $ 346,914 $ 154,000
Tarrant, Texas 47 $ 15,985,000 $ 340,106 $ 110,000
Dallas, Texas 42 $ 17,930,000 $ 426,904 $ 183,000
Lake, Florida 40 $ 15,880,000 $ 397,000 $ 124,000
Manatee, Florida 40 $ 15,170,000 $ 379,250 $ 146,000
Cabarrus, North Carolina 32 $ 9,550,000 $ 298,437 $ 83,000
Osceola, Florida 22 $ 13,300,000 $ 604,545 $ 204,000
Lee, Florida 21 $ 6,465,000 $ 307,857 $ 97,000
York, South Carolina 21 $ 5,665,000 $ 269,761 $ 76,000
Collier, Florida 12 $ 4,410,000 $ 367,500 $ 131,000
Kaufman, Texas 12 $ 3,400,000 $ 283,333 $ 119,000
Duval, Florida 6 $ 2,000,000 $ 333,333 $ 135,000
Lancaster, South Carolina 6 $ 2,170,000 $ 361,666 $ 126,000
Broward, Florida 2 $ 2,210,000 $ 1,105,000 $ 226,000
Volusia, Florida 2 $ 440,000 $ 220,000 $ 75,000
Gaston, North Carolina 1 $ 295,000 $ 295,000 $ 160,000

Mortgage Loan Application Detail Totals for Mattamy Home Funding LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,193 $1,336,275,000 $418,000 $1,405,000 $146,000 $2,310,000
Cash-out Refinancing 3 $1,395,000 $465,000 $655,000 $204,000 $270,000
Refinancing 3 $1,195,000 $398,000 $495,000 $122,000 $159,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,501 $608,585,000 $405,000 $1,285,000 $150,000 $2,310,000
Hispanic 595 $258,755,000 $434,000 $1,405,000 $133,000 $1,145,000
Asian 503 $225,645,000 $448,000 $805,000 $162,000 $1,343,000
Black or African American 330 $132,410,000 $401,000 $795,000 $124,000 $755,000
Not Provided 252 $105,910,000 $420,000 $965,000 $157,000 $1,060,000
American Indian or Alaskan Native 10 $3,820,000 $382,000 $575,000 $113,000 $255,000
Native Hawaiian or Other Pacific Islander 8 $3,740,000 $467,000 $745,000 $123,000 $185,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,937 $790,785,000 $408,000 $1,405,000 $163,000 $2,310,000
FHA-insured (Federal Housing Administration) 864 $356,360,000 $412,000 $665,000 $114,000 $584,000
VA-guaranteed (Veterans Administration) 396 $191,170,000 $482,000 $1,075,000 $140,000 $383,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $550,000 $275,000 $285,000 $87,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,648 $1,099,280,000 $415,000 $1,075,000 $149,000 $2,310,000
Application Denied By Financial Institution 311 $135,335,000 $435,000 $1,405,000 $110,000 $1,631,000
Application Withdrawn By Applicant 208 $89,520,000 $430,000 $1,285,000 $165,000 $996,000
File Closed For Incompleteness 32 $14,730,000 $460,000 $885,000 $192,000 $1,060,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,888 $1,203,530,000 $416,000 $1,285,000 $150,000 $2,310,000
Debt-To-Income Ratio 168 $72,560,000 $431,000 $1,405,000 $94,000 $308,000
Other 47 $21,895,000 $465,000 $675,000 $198,000 $1,631,000
Credit History 31 $14,235,000 $459,000 $815,000 $149,000 $340,000
Employment History 25 $10,255,000 $410,000 $695,000 $56,000 $159,000
Insufficient Cash (Downpayment, Closing Cost) 17 $6,725,000 $395,000 $665,000 $85,000 $149,000
Unverifiable Information 16 $6,690,000 $418,000 $585,000 $47,000 $293,000
Credit Application Incomplete 7 $2,975,000 $425,000 $505,000 $138,000 $171,000
Collateral 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mattamy Home Funding LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mattamy Home Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List