Mbna America Delaware, N.A. Mortgage Lending & HMDA Data, 2005

In 2005, Mbna America Delaware, N.A. of Charlotte, NC reported 40,522 mortgage applications totaling $4.7 billion, down 2% from 2004. The average application was for $117,004, and applicants reported an average income of $70,987. 13% of its applications resulted in an originated loan and 66% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,092), Chicago-Naperville-Joliet, IL (993) and Philadelphia, PA (821) (applications in parentheses).

Mortgage Company & Address Mbna America Delaware, N.A.
200 N College St Nc1-004-04-13
Charlotte, NC 28255
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 40,522
Total Mortgage Loan Application Amount $4,741,238,000
Average Mortgage Loan Application Amount $117,004
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $70,987
Highest Applicant Income $4,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mbna America Delaware, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mbna America Delaware, N.A. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 595 $ 81,716,000 $ 137,337 $ 80,000
Los Angeles, California 419 $ 87,639,000 $ 209,162 $ 94,000
Wayne, Michigan 412 $ 40,116,000 $ 97,368 $ 74,000
Maricopa, Arizona 375 $ 50,410,000 $ 134,426 $ 84,000
New Castle, Delaware 353 $ 48,820,000 $ 138,300 $ 66,000
Philadelphia, Pennsylvania 326 $ 26,398,000 $ 80,975 $ 57,000
Cuyahoga, Ohio 307 $ 33,820,000 $ 110,162 $ 75,000
Suffolk, New York 295 $ 56,979,000 $ 193,149 $ 138,000
Broward, Florida 249 $ 33,324,000 $ 133,831 $ 80,000
Oakland, Michigan 229 $ 33,811,000 $ 147,646 $ 96,000
Allegheny, Pennsylvania 220 $ 21,190,000 $ 96,318 $ 65,000
Erie, New York 219 $ 16,039,000 $ 73,237 $ 61,000
Miami-Dade, Florida 213 $ 29,092,000 $ 136,582 $ 89,000
Queens, New York 196 $ 34,442,000 $ 175,724 $ 90,000
Nassau, New York 193 $ 38,894,000 $ 201,523 $ 101,000
Mecklenburg, North Carolina 183 $ 19,758,000 $ 107,967 $ 80,000
Prince George's, Maryland 177 $ 26,535,000 $ 149,915 $ 77,000
Gwinnett, Georgia 172 $ 20,146,000 $ 117,127 $ 80,000
Palm Beach, Florida 168 $ 22,931,000 $ 136,494 $ 73,000
Harris, Texas 167 $ 17,836,000 $ 106,802 $ 71,000
Macomb, Michigan 166 $ 17,127,000 $ 103,174 $ 78,000
Baltimore, Maryland 165 $ 18,941,000 $ 114,793 $ 65,000
Shelby, Tennessee 164 $ 16,035,000 $ 97,774 $ 71,000
Hillsborough, Florida 161 $ 19,181,000 $ 119,136 $ 76,000
DeKalb, Georgia 159 $ 17,025,000 $ 107,075 $ 67,000
New Haven, Connecticut 158 $ 21,216,000 $ 134,278 $ 72,000
Franklin, Ohio 157 $ 16,069,000 $ 102,350 $ 70,000
Montgomery, Pennsylvania 155 $ 22,581,000 $ 145,683 $ 88,000
Fulton, Georgia 154 $ 24,342,000 $ 158,064 $ 94,000
San Diego, California 153 $ 34,641,000 $ 226,411 $ 107,000
Clark, Nevada 150 $ 24,400,000 $ 162,666 $ 87,000
Middlesex, Massachusetts 146 $ 26,364,000 $ 180,575 $ 90,000
Wake, North Carolina 146 $ 15,744,000 $ 107,835 $ 70,000
Jefferson, Alabama 145 $ 12,246,000 $ 84,455 $ 62,000
Essex, New Jersey 145 $ 25,612,000 $ 176,634 $ 87,000
Marion, Indiana 144 $ 14,726,000 $ 102,263 $ 70,000
Kings, New York 143 $ 29,616,000 $ 207,104 $ 84,000
King, Washington 143 $ 20,363,000 $ 142,398 $ 88,000
Orange, Florida 139 $ 19,017,000 $ 136,812 $ 79,000
Middlesex, New Jersey 139 $ 25,446,000 $ 183,064 $ 86,000
Fairfield, Connecticut 136 $ 25,979,000 $ 191,022 $ 91,000
Pinellas, Florida 134 $ 15,944,000 $ 118,985 $ 66,000
Cobb, Georgia 134 $ 16,033,000 $ 119,649 $ 139,000
Hamilton, Ohio 134 $ 12,014,000 $ 89,656 $ 74,000
St. Louis, Missouri 133 $ 17,942,000 $ 134,902 $ 71,000
Monmouth, New Jersey 133 $ 20,262,000 $ 152,345 $ 96,000
Worcester, Massachusetts 132 $ 21,014,000 $ 159,196 $ 80,000
Burlington, New Jersey 129 $ 17,231,000 $ 133,573 $ 87,000
Bucks, Pennsylvania 127 $ 15,724,000 $ 123,811 $ 85,000
DuPage, Illinois 126 $ 21,689,000 $ 172,134 $ 107,000
Ocean, New Jersey 125 $ 22,008,000 $ 176,064 $ 80,000
Bergen, New Jersey 124 $ 26,603,000 $ 214,540 $ 106,000
Camden, New Jersey 123 $ 13,481,000 $ 109,601 $ 75,000
Monroe, New York 122 $ 11,396,000 $ 93,409 $ 79,000
Hartford, Connecticut 120 $ 14,026,000 $ 116,883 $ 78,000
Duval, Florida 120 $ 13,933,000 $ 116,108 $ 63,000
Westchester, New York 115 $ 25,512,000 $ 221,843 $ 108,000
Genesee, Michigan 113 $ 9,542,000 $ 84,442 $ 66,000
Will, Illinois 110 $ 15,616,000 $ 141,963 $ 90,000
Summit, Ohio 110 $ 11,150,000 $ 101,363 $ 74,000
El Paso, Colorado 109 $ 11,415,000 $ 104,724 $ 74,000
Baltimore City, Maryland 108 $ 9,648,000 $ 89,333 $ 62,000
Santa Clara, California 107 $ 25,153,000 $ 235,074 $ 115,000
Chester, Pennsylvania 107 $ 15,601,000 $ 145,803 $ 103,000
Pima, Arizona 106 $ 13,544,000 $ 127,773 $ 66,000
Delaware, Pennsylvania 106 $ 12,012,000 $ 113,320 $ 68,000
Guilford, North Carolina 105 $ 9,313,000 $ 88,695 $ 60,000
Dallas, Texas 105 $ 15,042,000 $ 143,257 $ 93,000
San Bernardino, California 103 $ 16,804,000 $ 163,145 $ 97,000
Orange, California 102 $ 26,806,000 $ 262,803 $ 101,000
Montgomery, Ohio 99 $ 7,786,000 $ 78,646 $ 68,000
York, Pennsylvania 98 $ 10,048,000 $ 102,530 $ 63,000
Salt Lake, Utah 98 $ 9,841,000 $ 100,418 $ 77,000
Lake, Illinois 95 $ 15,720,000 $ 165,473 $ 83,000
Union, New Jersey 95 $ 17,097,000 $ 179,968 $ 83,000
Riverside, California 94 $ 16,934,000 $ 180,148 $ 83,000
Arapahoe, Colorado 94 $ 11,459,000 $ 121,904 $ 70,000
Plymouth, Massachusetts 94 $ 13,639,000 $ 145,095 $ 132,000
Milwaukee, Wisconsin 94 $ 8,717,000 $ 92,734 $ 63,000
Jackson, Missouri 93 $ 7,644,000 $ 82,193 $ 68,000
Fairfax, Virginia 93 $ 22,501,000 $ 241,946 $ 97,000
Onondaga, New York 92 $ 7,055,000 $ 76,684 $ 67,000
Mobile, Alabama 90 $ 7,796,000 $ 86,622 $ 59,000
Tarrant, Texas 90 $ 10,047,000 $ 111,633 $ 72,000
Jefferson, Kentucky 89 $ 8,195,000 $ 92,078 $ 68,000
Volusia, Florida 87 $ 8,808,000 $ 101,241 $ 71,000
Richmond, New York 87 $ 14,870,000 $ 170,919 $ 78,000
Kent, Michigan 84 $ 7,664,000 $ 91,238 $ 62,000
Westmoreland, Pennsylvania 84 $ 6,832,000 $ 81,333 $ 63,000
Montgomery, Maryland 83 $ 17,274,000 $ 208,120 $ 91,000
Morris, New Jersey 83 $ 15,577,000 $ 187,674 $ 114,000
Richland, South Carolina 83 $ 8,572,000 $ 103,277 $ 59,000
Essex, Massachusetts 82 $ 13,471,000 $ 164,280 $ 84,000
Berks, Pennsylvania 82 $ 8,038,000 $ 98,024 $ 59,000
Lee, Florida 81 $ 12,153,000 $ 150,037 $ 84,000
Hillsborough, New Hampshire 81 $ 11,023,000 $ 136,086 $ 77,000
Tulsa, Oklahoma 81 $ 8,134,000 $ 100,419 $ 77,000
Oklahoma, Oklahoma 80 $ 6,266,000 $ 78,325 $ 55,000
Luzerne, Pennsylvania 80 $ 5,232,000 $ 65,400 $ 59,000
Greenville, South Carolina 79 $ 8,226,000 $ 104,126 $ 58,000
Jefferson, Colorado 78 $ 11,282,000 $ 144,641 $ 86,000
Gloucester, New Jersey 78 $ 8,602,000 $ 110,282 $ 88,000
Bernalillo, New Mexico 78 $ 8,284,000 $ 106,205 $ 67,000
Lake, Indiana 77 $ 6,629,000 $ 86,090 $ 70,000
Orange, New York 77 $ 10,226,000 $ 132,805 $ 96,000
Norfolk, Massachusetts 76 $ 14,803,000 $ 194,776 $ 80,000
Lucas, Ohio 76 $ 6,804,000 $ 89,526 $ 69,000
Davidson, Tennessee 76 $ 8,074,000 $ 106,236 $ 72,000
Contra Costa, California 75 $ 18,575,000 $ 247,666 $ 120,000
Forsyth, North Carolina 75 $ 5,999,000 $ 79,986 $ 60,000
Lancaster, Pennsylvania 75 $ 5,976,000 $ 79,680 $ 56,000
Snohomish, Washington 75 $ 12,701,000 $ 169,346 $ 86,000
Alameda, California 74 $ 15,250,000 $ 206,081 $ 86,000
Sacramento, California 73 $ 13,322,000 $ 182,493 $ 77,000
McHenry, Illinois 73 $ 7,560,000 $ 103,561 $ 93,000
Allen, Indiana 73 $ 4,640,000 $ 63,561 $ 54,000
Passaic, New Jersey 73 $ 12,950,000 $ 177,397 $ 97,000
Bexar, Texas 73 $ 7,382,000 $ 101,123 $ 76,000
Henrico, Virginia 73 $ 7,716,000 $ 105,698 $ 66,000
Pierce, Washington 73 $ 9,328,000 $ 127,780 $ 64,000
Hennepin, Minnesota 71 $ 9,915,000 $ 139,647 $ 71,000
Rockingham, New Hampshire 71 $ 8,452,000 $ 119,042 $ 75,000
Dauphin, Pennsylvania 71 $ 5,589,000 $ 78,718 $ 62,000
Adams, Colorado 70 $ 8,199,000 $ 117,128 $ 86,000
Brevard, Florida 70 $ 9,288,000 $ 132,685 $ 66,000
Polk, Florida 70 $ 6,735,000 $ 96,214 $ 78,000
Suffolk, Massachusetts 70 $ 13,318,000 $ 190,257 $ 72,000
Lake, Ohio 70 $ 8,202,000 $ 117,171 $ 76,000
Niagara, New York 69 $ 5,500,000 $ 79,710 $ 58,000
Stark, Ohio 69 $ 6,311,000 $ 91,463 $ 89,000
Pasco, Florida 68 $ 6,268,000 $ 92,176 $ 87,000
Johnson, Kansas 67 $ 6,956,000 $ 103,820 $ 87,000
Bristol, Massachusetts 67 $ 8,826,000 $ 131,731 $ 77,000
Northampton, Pennsylvania 67 $ 8,169,000 $ 121,925 $ 70,000
Denver, Colorado 66 $ 9,647,000 $ 146,166 $ 73,000
Hampden, Massachusetts 66 $ 7,579,000 $ 114,833 $ 62,000
Shelby, Alabama 65 $ 6,564,000 $ 100,984 $ 73,000
Anne Arundel, Maryland 65 $ 10,930,000 $ 168,153 $ 76,000
Cumberland, North Carolina 65 $ 5,245,000 $ 80,692 $ 69,000
Lackawanna, Pennsylvania 65 $ 5,807,000 $ 89,338 $ 69,000
Horry, South Carolina 65 $ 6,274,000 $ 96,523 $ 60,000
York, South Carolina 65 $ 6,574,000 $ 101,138 $ 54,000
Madison, Illinois 64 $ 5,899,000 $ 92,171 $ 70,000
Bronx, New York 64 $ 11,809,000 $ 184,515 $ 77,000
Lehigh, Pennsylvania 64 $ 6,062,000 $ 94,718 $ 91,000
Chesterfield, Virginia 63 $ 7,068,000 $ 112,190 $ 70,000
Pulaski, Arkansas 62 $ 6,862,000 $ 110,677 $ 64,000
Washtenaw, Michigan 62 $ 7,736,000 $ 124,774 $ 94,000
Douglas, Nebraska 62 $ 5,084,000 $ 82,000 $ 74,000
Knox, Tennessee 62 $ 5,487,000 $ 88,500 $ 52,000
Hamilton, Indiana 61 $ 6,938,000 $ 113,737 $ 100,000
East Baton Rouge, Louisiana 61 $ 6,309,000 $ 103,426 $ 92,000
Schuylkill, Pennsylvania 61 $ 4,493,000 $ 73,655 $ 59,000
Madison, Alabama 60 $ 4,377,000 $ 72,950 $ 77,000
Chatham, Georgia 60 $ 5,842,000 $ 97,366 $ 65,000
Jefferson, Louisiana 60 $ 6,634,000 $ 110,566 $ 64,000
Hamilton, Tennessee 60 $ 5,025,000 $ 83,750 $ 67,000
District of Columbia, District Of Columbia 59 $ 12,089,000 $ 204,898 $ 108,000
Sedgwick, Kansas 59 $ 4,696,000 $ 79,593 $ 63,000
Dutchess, New York 59 $ 9,454,000 $ 160,237 $ 83,000
Charleston, South Carolina 59 $ 11,738,000 $ 198,949 $ 85,000
Seminole, Florida 58 $ 7,653,000 $ 131,948 $ 82,000
Durham, North Carolina 58 $ 6,001,000 $ 103,465 $ 73,000
Gaston, North Carolina 58 $ 5,543,000 $ 95,568 $ 55,000
Lexington, South Carolina 58 $ 5,162,000 $ 89,000 $ 76,000
Virginia Beach, Virginia 58 $ 6,406,000 $ 110,448 $ 70,000
Mercer, New Jersey 57 $ 8,685,000 $ 152,368 $ 75,000
Lorain, Ohio 57 $ 6,753,000 $ 118,473 $ 98,000
Montgomery, Alabama 56 $ 4,194,000 $ 74,892 $ 65,000
Harford, Maryland 56 $ 8,152,000 $ 145,571 $ 98,000
San Joaquin, California 55 $ 10,415,000 $ 189,363 $ 92,000
Weld, Colorado 55 $ 5,489,000 $ 99,800 $ 72,000
Marion, Florida 55 $ 5,353,000 $ 97,327 $ 47,000
Cherokee, Georgia 55 $ 5,636,000 $ 102,472 $ 81,000
Mahoning, Ohio 55 $ 4,791,000 $ 87,109 $ 53,000
Henry, Georgia 54 $ 5,640,000 $ 104,444 $ 73,000
St. Joseph, Indiana 54 $ 4,592,000 $ 85,037 $ 73,000
Spokane, Washington 54 $ 5,351,000 $ 99,092 $ 73,000
San Mateo, California 53 $ 25,232,000 $ 476,075 $ 116,000
Kane, Illinois 53 $ 6,631,000 $ 125,113 $ 75,000
Winnebago, Illinois 53 $ 5,128,000 $ 96,754 $ 71,000
Atlantic, New Jersey 53 $ 6,247,000 $ 117,867 $ 73,000
Monroe, Pennsylvania 53 $ 6,524,000 $ 123,094 $ 69,000
Spartanburg, South Carolina 53 $ 4,614,000 $ 87,056 $ 62,000
Hudson, New Jersey 52 $ 8,738,000 $ 168,038 $ 82,000
Multnomah, Oregon 52 $ 7,182,000 $ 138,115 $ 67,000
Kern, California 51 $ 7,159,000 $ 140,372 $ 83,000
Polk, Iowa 51 $ 3,771,000 $ 73,941 $ 63,000
Sussex, New Jersey 51 $ 7,951,000 $ 155,901 $ 115,000
Chesapeake, Virginia 51 $ 6,759,000 $ 132,529 $ 70,000
Larimer, Colorado 50 $ 5,753,000 $ 115,060 $ 70,000
Orleans, Louisiana 50 $ 6,144,000 $ 122,880 $ 72,000
Livingston, Michigan 50 $ 6,759,000 $ 135,180 $ 80,000
St. Charles, Missouri 50 $ 5,589,000 $ 111,780 $ 76,000
Butler, Ohio 50 $ 4,799,000 $ 95,980 $ 76,000
Providence, Rhode Island 50 $ 6,270,000 $ 125,400 $ 57,000
Utah, Utah 50 $ 6,105,000 $ 122,100 $ 72,000
Fresno, California 48 $ 9,658,000 $ 201,208 $ 79,000
Litchfield, Connecticut 48 $ 6,068,000 $ 126,416 $ 80,000
Jackson, Michigan 48 $ 4,013,000 $ 83,604 $ 63,000
Erie, Pennsylvania 48 $ 3,996,000 $ 83,250 $ 87,000
New Hanover, North Carolina 47 $ 4,261,000 $ 90,659 $ 65,000
Sussex, Delaware 46 $ 5,652,000 $ 122,869 $ 77,000
Honolulu, Hawaii 46 $ 10,217,000 $ 222,108 $ 82,000
Caddo, Louisiana 46 $ 3,513,000 $ 76,369 $ 63,000
Oneida, New York 46 $ 3,186,000 $ 69,260 $ 86,000
Clark, Washington 46 $ 5,694,000 $ 123,782 $ 62,000
Dane, Wisconsin 46 $ 5,235,000 $ 113,804 $ 82,000
Muscogee, Georgia 45 $ 4,505,000 $ 100,111 $ 61,000
Cumberland, Maine 45 $ 6,327,000 $ 140,600 $ 76,000
St. Clair, Michigan 45 $ 5,933,000 $ 131,844 $ 63,000
Jefferson, Missouri 45 $ 4,249,000 $ 94,422 $ 75,000
Prince William, Virginia 45 $ 8,122,000 $ 180,488 $ 93,000
Lake, Florida 44 $ 4,678,000 $ 106,318 $ 65,000
St. Lucie, Florida 44 $ 4,939,000 $ 112,250 $ 62,000
Ingham, Michigan 44 $ 4,416,000 $ 100,363 $ 62,000
Saginaw, Michigan 44 $ 3,225,000 $ 73,295 $ 55,000
Somerset, New Jersey 44 $ 10,298,000 $ 234,045 $ 96,000
Cabarrus, North Carolina 44 $ 4,577,000 $ 104,022 $ 71,000
Cumberland, Pennsylvania 44 $ 3,963,000 $ 90,068 $ 61,000
Washington, Pennsylvania 44 $ 3,982,000 $ 90,500 $ 60,000
Kent, Delaware 43 $ 4,112,000 $ 95,627 $ 66,000
Carroll, Georgia 43 $ 4,251,000 $ 98,860 $ 68,000
Clayton, Georgia 43 $ 4,483,000 $ 104,255 $ 63,000
Richmond, Georgia 43 $ 3,256,000 $ 75,720 $ 53,000
Albany, New York 43 $ 4,221,000 $ 98,162 $ 62,000
Osceola, Florida 42 $ 5,771,000 $ 137,404 $ 78,000
St. Clair, Illinois 42 $ 3,194,000 $ 76,047 $ 72,000
Penobscot, Maine 42 $ 4,211,000 $ 100,261 $ 58,000
Clay, Missouri 42 $ 3,865,000 $ 92,023 $ 70,000
Rockland, New York 42 $ 8,844,000 $ 210,571 $ 108,000
Buncombe, North Carolina 42 $ 5,585,000 $ 132,976 $ 76,000
Greene, Missouri 41 $ 2,940,000 $ 71,707 $ 48,000
St. Louis City, Missouri 41 $ 5,076,000 $ 123,804 $ 62,000
Benton, Arkansas 40 $ 4,891,000 $ 122,275 $ 70,000
Sonoma, California 40 $ 9,897,000 $ 247,425 $ 105,000
St. Tammany, Louisiana 40 $ 5,250,000 $ 131,250 $ 77,000
Saratoga, New York 40 $ 4,911,000 $ 122,775 $ 66,000
Ulster, New York 40 $ 5,980,000 $ 149,500 $ 70,000
Davidson, North Carolina 40 $ 4,358,000 $ 108,950 $ 57,000
Lane, Oregon 40 $ 4,193,000 $ 104,825 $ 68,000
Douglas, Colorado 39 $ 5,306,000 $ 136,051 $ 108,000
Manatee, Florida 39 $ 4,382,000 $ 112,358 $ 82,000
Madison, Indiana 39 $ 3,237,000 $ 83,000 $ 61,000
Howard, Maryland 39 $ 5,561,000 $ 142,589 $ 101,000
Washington, Oregon 39 $ 5,213,000 $ 133,666 $ 70,000
Anderson, South Carolina 39 $ 3,109,000 $ 79,717 $ 49,000
Fort Bend, Texas 39 $ 6,464,000 $ 165,743 $ 83,000
Travis, Texas 39 $ 6,069,000 $ 155,615 $ 70,000
Brown, Wisconsin 39 $ 3,688,000 $ 94,564 $ 81,000
Kenton, Kentucky 38 $ 3,856,000 $ 101,473 $ 58,000
Monroe, Michigan 38 $ 3,915,000 $ 103,026 $ 57,000
New York, New York 38 $ 21,596,000 $ 568,315 $ 334,000
El Paso, Texas 38 $ 3,755,000 $ 98,815 $ 63,000
Waukesha, Wisconsin 38 $ 3,588,000 $ 94,421 $ 73,000
Leon, Florida 37 $ 3,930,000 $ 106,216 $ 57,000
Sarasota, Florida 37 $ 5,565,000 $ 150,405 $ 101,000
Rowan, North Carolina 37 $ 3,086,000 $ 83,405 $ 64,000
Warren, Ohio 37 $ 3,957,000 $ 106,945 $ 81,000
Berkeley, South Carolina 37 $ 2,918,000 $ 78,864 $ 55,000
Collin, Texas 37 $ 6,104,000 $ 164,972 $ 103,000
Norfolk, Virginia 37 $ 3,702,000 $ 100,054 $ 68,000
New London, Connecticut 36 $ 5,799,000 $ 161,083 $ 77,000
Cecil, Maryland 36 $ 3,179,000 $ 88,305 $ 72,000
Frederick, Maryland 36 $ 4,075,000 $ 113,194 $ 70,000
Pinal, Arizona 35 $ 4,220,000 $ 120,571 $ 78,000
Ventura, California 35 $ 8,595,000 $ 245,571 $ 89,000
Escambia, Florida 35 $ 3,579,000 $ 102,257 $ 58,000
Sangamon, Illinois 35 $ 2,049,000 $ 58,542 $ 63,000
Kalamazoo, Michigan 35 $ 2,965,000 $ 84,714 $ 88,000
Muskegon, Michigan 35 $ 2,871,000 $ 82,028 $ 56,000
Johnston, North Carolina 35 $ 2,861,000 $ 81,742 $ 60,000
Clermont, Ohio 35 $ 3,252,000 $ 92,914 $ 62,000
Rutherford, Tennessee 35 $ 3,126,000 $ 89,314 $ 61,000
Solano, California 34 $ 6,351,000 $ 186,794 $ 100,000
Collier, Florida 34 $ 5,015,000 $ 147,500 $ 92,000
Fayette, Kentucky 34 $ 3,467,000 $ 101,970 $ 62,000
Catawba, North Carolina 34 $ 3,216,000 $ 94,588 $ 56,000
Trumbull, Ohio 34 $ 2,794,000 $ 82,176 $ 61,000
Marion, Oregon 34 $ 3,377,000 $ 99,323 $ 92,000
Kitsap, Washington 34 $ 4,456,000 $ 131,058 $ 81,000
Houston, Georgia 33 $ 2,727,000 $ 82,636 $ 66,000
York, Maine 33 $ 3,902,000 $ 118,242 $ 63,000
Broome, New York 33 $ 1,904,000 $ 57,696 $ 51,000
Union, North Carolina 33 $ 2,906,000 $ 88,060 $ 59,000
Butler, Pennsylvania 33 $ 3,157,000 $ 95,666 $ 55,000
Davis, Utah 33 $ 3,072,000 $ 93,090 $ 73,000
Ada, Idaho 32 $ 2,930,000 $ 91,562 $ 89,000
Androscoggin, Maine 32 $ 4,450,000 $ 139,062 $ 60,000
Oswego, New York 32 $ 2,113,000 $ 66,031 $ 108,000
Putnam, New York 32 $ 6,485,000 $ 202,656 $ 95,000
Blair, Pennsylvania 32 $ 2,677,000 $ 83,656 $ 62,000
Loudoun, Virginia 32 $ 6,718,000 $ 209,937 $ 106,000
Anchorage, Alaska 31 $ 4,522,000 $ 145,870 $ 57,000
Alachua, Florida 31 $ 3,262,000 $ 105,225 $ 57,000
Forsyth, Georgia 31 $ 4,676,000 $ 150,838 $ 83,000
Elkhart, Indiana 31 $ 2,719,000 $ 87,709 $ 62,000
Porter, Indiana 31 $ 3,049,000 $ 98,354 $ 64,000
Rensselaer, New York 31 $ 2,646,000 $ 85,354 $ 68,000
Beaver, Pennsylvania 31 $ 2,806,000 $ 90,516 $ 50,000
Galveston, Texas 31 $ 2,890,000 $ 93,225 $ 68,000
Baldwin, Alabama 30 $ 3,687,000 $ 122,900 $ 61,000
McLean, Illinois 30 $ 2,318,000 $ 77,266 $ 115,000
Hendricks, Indiana 30 $ 3,256,000 $ 108,533 $ 67,000
Linn, Iowa 30 $ 2,346,000 $ 78,200 $ 58,000
Shawnee, Kansas 30 $ 2,592,000 $ 86,400 $ 69,000
Calcasieu, Louisiana 30 $ 2,282,000 $ 76,066 $ 65,000
Ottawa, Michigan 30 $ 2,290,000 $ 76,333 $ 70,000
Anoka, Minnesota 30 $ 3,406,000 $ 113,533 $ 68,000
Dakota, Minnesota 30 $ 3,253,000 $ 108,433 $ 67,000
Lancaster, Nebraska 30 $ 3,402,000 $ 113,400 $ 73,000
Washoe, Nevada 30 $ 4,562,000 $ 152,066 $ 86,000
Sandoval, New Mexico 30 $ 4,009,000 $ 133,633 $ 60,000
Randolph, North Carolina 30 $ 3,630,000 $ 121,000 $ 61,000
Clackamas, Oregon 30 $ 4,737,000 $ 157,900 $ 83,000
Montgomery, Tennessee 30 $ 2,707,000 $ 90,233 $ 56,000
Bibb, Georgia 29 $ 2,156,000 $ 74,344 $ 58,000
Douglas, Georgia 29 $ 2,992,000 $ 103,172 $ 73,000
Kennebec, Maine 29 $ 2,894,000 $ 99,793 $ 65,000
Cape May, New Jersey 29 $ 2,962,000 $ 102,137 $ 63,000
Centre, Pennsylvania 29 $ 3,550,000 $ 122,413 $ 55,000
Denton, Texas 29 $ 5,270,000 $ 181,724 $ 84,000
Calhoun, Alabama 28 $ 2,673,000 $ 95,464 $ 68,000
Yavapai, Arizona 28 $ 4,004,000 $ 143,000 $ 74,000
Lafayette, Louisiana 28 $ 2,542,000 $ 90,785 $ 60,000
Licking, Ohio 28 $ 2,426,000 $ 86,642 $ 58,000
Adams, Pennsylvania 28 $ 3,027,000 $ 108,107 $ 72,000
Fayette, Pennsylvania 28 $ 2,071,000 $ 73,964 $ 52,000
Lycoming, Pennsylvania 28 $ 1,588,000 $ 56,714 $ 42,000
Northumberland, Pennsylvania 28 $ 2,189,000 $ 78,178 $ 54,000
Newport News, Virginia 28 $ 2,412,000 $ 86,142 $ 55,000
Richmond City, Virginia 28 $ 3,036,000 $ 108,428 $ 53,000
Marshall, Alabama 27 $ 2,009,000 $ 74,407 $ 64,000
Tuscaloosa, Alabama 27 $ 2,470,000 $ 91,481 $ 63,000
Tulare, California 27 $ 3,193,000 $ 118,259 $ 76,000
Pueblo, Colorado 27 $ 2,862,000 $ 106,000 $ 63,000
Hernando, Florida 27 $ 2,498,000 $ 92,518 $ 55,000
Peoria, Illinois 27 $ 2,101,000 $ 77,814 $ 52,000
Hardin, Kentucky 27 $ 2,210,000 $ 81,851 $ 77,000
Bay, Michigan 27 $ 2,320,000 $ 85,925 $ 53,000
Ramsey, Minnesota 27 $ 3,244,000 $ 120,148 $ 72,000
Medina, Ohio 27 $ 2,250,000 $ 83,333 $ 77,000
Portage, Ohio 27 $ 2,546,000 $ 94,296 $ 77,000
Cleveland, Oklahoma 27 $ 2,164,000 $ 80,148 $ 66,000
Franklin, Pennsylvania 27 $ 2,765,000 $ 102,407 $ 66,000
Aiken, South Carolina 27 $ 2,215,000 $ 82,037 $ 74,000
Beaufort, South Carolina 27 $ 4,773,000 $ 176,777 $ 104,000
Sumter, South Carolina 27 $ 1,919,000 $ 71,074 $ 48,000
Outagamie, Wisconsin 27 $ 2,196,000 $ 81,333 $ 66,000
Etowah, Alabama 26 $ 2,421,000 $ 93,115 $ 64,000
Mohave, Arizona 26 $ 3,246,000 $ 124,846 $ 84,000
Middlesex, Connecticut 26 $ 2,846,000 $ 109,461 $ 70,000
Clay, Florida 26 $ 2,750,000 $ 105,769 $ 67,000
Fayette, Georgia 26 $ 3,435,000 $ 132,115 $ 102,000
Newton, Georgia 26 $ 2,736,000 $ 105,230 $ 54,000
Barnstable, Massachusetts 26 $ 3,470,000 $ 133,461 $ 63,000
Van Buren, Michigan 26 $ 2,243,000 $ 86,269 $ 65,000
DeSoto, Mississippi 26 $ 2,484,000 $ 95,538 $ 66,000
Cumberland, New Jersey 26 $ 2,448,000 $ 94,153 $ 71,000
Hunterdon, New Jersey 26 $ 3,939,000 $ 151,500 $ 154,000
Warren, New Jersey 26 $ 3,555,000 $ 136,730 $ 77,000
Chautauqua, New York 26 $ 1,465,000 $ 56,346 $ 53,000
Cleveland, North Carolina 26 $ 2,567,000 $ 98,730 $ 62,000
Onslow, North Carolina 26 $ 2,062,000 $ 79,307 $ 62,000
Crawford, Pennsylvania 26 $ 2,521,000 $ 96,961 $ 58,000
Dorchester, South Carolina 26 $ 2,437,000 $ 93,730 $ 59,000
Sumner, Tennessee 26 $ 1,950,000 $ 75,000 $ 76,000
Montgomery, Texas 26 $ 3,596,000 $ 138,307 $ 86,000
Rock, Wisconsin 26 $ 1,546,000 $ 59,461 $ 63,000
Houston, Alabama 25 $ 1,693,000 $ 67,720 $ 54,000
Boulder, Colorado 25 $ 3,259,000 $ 130,360 $ 96,000
Coweta, Georgia 25 $ 2,553,000 $ 102,120 $ 79,000
Hall, Georgia 25 $ 2,802,000 $ 112,080 $ 90,000
Ontario, New York 25 $ 2,583,000 $ 103,320 $ 74,000
Steuben, New York 25 $ 1,333,000 $ 53,320 $ 64,000
Orange, North Carolina 25 $ 3,290,000 $ 131,600 $ 90,000
Delaware, Ohio 25 $ 3,388,000 $ 135,520 $ 82,000
Fairfield, Ohio 25 $ 2,444,000 $ 97,760 $ 90,000
Kent, Rhode Island 25 $ 3,529,000 $ 141,160 $ 93,000
Hidalgo, Texas 25 $ 2,671,000 $ 106,840 $ 62,000
Hampton, Virginia 25 $ 2,433,000 $ 97,320 $ 52,000
Kanawha, West Virginia 25 $ 2,636,000 $ 105,440 $ 67,000
Racine, Wisconsin 25 $ 2,380,000 $ 95,200 $ 89,000
Cullman, Alabama 24 $ 2,030,000 $ 84,583 $ 79,000
Lee, Alabama 24 $ 1,810,000 $ 75,416 $ 57,000
Washington, Arkansas 24 $ 3,051,000 $ 127,125 $ 126,000
LaPorte, Indiana 24 $ 1,657,000 $ 69,041 $ 56,000
Ouachita, Louisiana 24 $ 2,604,000 $ 108,500 $ 60,000
Clinton, Michigan 24 $ 2,596,000 $ 108,166 $ 65,000
Hinds, Mississippi 24 $ 2,275,000 $ 94,791 $ 62,000
Cass, Missouri 24 $ 2,129,000 $ 88,708 $ 57,000
Jasper, Missouri 24 $ 1,720,000 $ 71,666 $ 59,000
Clinton, New York 24 $ 1,608,000 $ 67,000 $ 66,000
Iredell, North Carolina 24 $ 1,739,000 $ 72,458 $ 62,000
Pitt, North Carolina 24 $ 2,063,000 $ 85,958 $ 70,000
Allen, Ohio 24 $ 2,014,000 $ 83,916 $ 49,000
Columbiana, Ohio 24 $ 1,479,000 $ 61,625 $ 46,000
Mercer, Pennsylvania 24 $ 2,286,000 $ 95,250 $ 60,000
Somerset, Pennsylvania 24 $ 1,571,000 $ 65,458 $ 42,000
Sevier, Tennessee 24 $ 3,032,000 $ 126,333 $ 64,000
Wilson, Tennessee 24 $ 2,655,000 $ 110,625 $ 70,000
Nueces, Texas 24 $ 2,204,000 $ 91,833 $ 48,000
Portsmouth, Virginia 24 $ 2,362,000 $ 98,416 $ 40,000
Thurston, Washington 24 $ 3,286,000 $ 136,916 $ 76,000
Tolland, Connecticut 23 $ 2,645,000 $ 115,000 $ 125,000
Windham, Connecticut 23 $ 1,889,000 $ 82,130 $ 93,000
Waldo, Maine 23 $ 2,790,000 $ 121,304 $ 73,000
Franklin, Missouri 23 $ 1,770,000 $ 76,956 $ 59,000
Cattaraugus, New York 23 $ 1,510,000 $ 65,652 $ 62,000
Warren, New York 23 $ 2,892,000 $ 125,739 $ 182,000
Washington, New York 23 $ 1,548,000 $ 67,304 $ 45,000
Alamance, North Carolina 23 $ 2,194,000 $ 95,391 $ 62,000
Haywood, North Carolina 23 $ 2,354,000 $ 102,347 $ 50,000
Morgan, Alabama 22 $ 1,508,000 $ 68,545 $ 61,000
St. Clair, Alabama 22 $ 1,922,000 $ 87,363 $ 58,000
Placer, California 22 $ 6,612,000 $ 300,545 $ 91,000
San Francisco, California 22 $ 7,669,000 $ 348,590 $ 111,000
Stanislaus, California 22 $ 2,829,000 $ 128,590 $ 82,000
Tippecanoe, Indiana 22 $ 2,157,000 $ 98,045 $ 67,000
Charles, Maryland 22 $ 2,883,000 $ 131,045 $ 88,000
Washington, Maryland 22 $ 2,560,000 $ 116,363 $ 63,000
Berrien, Michigan 22 $ 1,675,000 $ 76,136 $ 62,000
Dona Ana, New Mexico 22 $ 2,297,000 $ 104,409 $ 66,000
Livingston, New York 22 $ 1,284,000 $ 58,363 $ 58,000
Sullivan, New York 22 $ 2,160,000 $ 98,181 $ 61,000
Robeson, North Carolina 22 $ 1,910,000 $ 86,818 $ 49,000
Deschutes, Oregon 22 $ 2,424,000 $ 110,181 $ 60,000
Lawrence, Pennsylvania 22 $ 1,791,000 $ 81,409 $ 55,000
Kenosha, Wisconsin 22 $ 2,562,000 $ 116,454 $ 59,000
Marathon, Wisconsin 22 $ 1,967,000 $ 89,409 $ 57,000
Elmore, Alabama 21 $ 1,948,000 $ 92,761 $ 68,000
Santa Rosa, Florida 21 $ 2,326,000 $ 110,761 $ 78,000
Columbia, Georgia 21 $ 1,886,000 $ 89,809 $ 66,000
Paulding, Georgia 21 $ 2,175,000 $ 103,571 $ 83,000
Macon, Illinois 21 $ 1,244,000 $ 59,238 $ 60,000
Tazewell, Illinois 21 $ 1,357,000 $ 64,619 $ 63,000
Hancock, Indiana 21 $ 1,836,000 $ 87,428 $ 59,000
Vanderburgh, Indiana 21 $ 1,114,000 $ 53,047 $ 98,000
Hampshire, Massachusetts 21 $ 2,314,000 $ 110,190 $ 60,000
Cayuga, New York 21 $ 1,599,000 $ 76,142 $ 73,000
St. Lawrence, New York 21 $ 1,735,000 $ 82,619 $ 102,000
Erie, Ohio 21 $ 1,691,000 $ 80,523 $ 56,000
Wayne, Ohio 21 $ 1,576,000 $ 75,047 $ 54,000
Jackson, Oregon 21 $ 3,166,000 $ 150,761 $ 60,000
Cambria, Pennsylvania 21 $ 1,204,000 $ 57,333 $ 47,000
Florence, South Carolina 21 $ 2,075,000 $ 98,809 $ 79,000
Laurens, South Carolina 21 $ 1,935,000 $ 92,142 $ 60,000
Yakima, Washington 21 $ 2,084,000 $ 99,238 $ 44,000
Bay, Florida 20 $ 2,459,000 $ 122,950 $ 67,000
Whitfield, Georgia 20 $ 1,616,000 $ 80,800 $ 64,000
Canyon, Idaho 20 $ 1,550,000 $ 77,500 $ 58,000
Champaign, Illinois 20 $ 1,737,000 $ 86,850 $ 62,000
Rock Island, Illinois 20 $ 1,945,000 $ 97,250 $ 48,000
Pike, Kentucky 20 $ 1,761,000 $ 88,050 $ 44,000
Aroostook, Maine 20 $ 1,492,000 $ 74,600 $ 48,000
Wicomico, Maryland 20 $ 2,318,000 $ 115,900 $ 66,000
Allegan, Michigan 20 $ 2,487,000 $ 124,350 $ 73,000
Lenawee, Michigan 20 $ 3,336,000 $ 166,800 $ 75,000
Newaygo, Michigan 20 $ 1,793,000 $ 89,650 $ 56,000
Scott, Minnesota 20 $ 4,261,000 $ 213,050 $ 79,000
Santa Fe, New Mexico 20 $ 2,890,000 $ 144,500 $ 76,000
Nash, North Carolina 20 $ 1,498,000 $ 74,900 $ 59,000
Wayne, North Carolina 20 $ 2,063,000 $ 103,150 $ 48,000
Sandusky, Ohio 20 $ 1,165,000 $ 58,250 $ 63,000
Wood, Ohio 20 $ 1,598,000 $ 79,900 $ 70,000
Rogers, Oklahoma 20 $ 1,735,000 $ 86,750 $ 61,000
Pike, Pennsylvania 20 $ 1,931,000 $ 96,550 $ 84,000
Talladega, Alabama 19 $ 1,593,000 $ 83,842 $ 63,000
Mesa, Colorado 19 $ 1,596,000 $ 84,000 $ 55,000
Dougherty, Georgia 19 $ 1,443,000 $ 75,947 $ 59,000
Glynn, Georgia 19 $ 2,118,000 $ 111,473 $ 63,000
Rockdale, Georgia 19 $ 1,800,000 $ 94,736 $ 71,000
Walton, Georgia 19 $ 1,833,000 $ 96,473 $ 57,000
Dearborn, Indiana 19 $ 2,189,000 $ 115,210 $ 63,000
Bullitt, Kentucky 19 $ 1,585,000 $ 83,421 $ 64,000
Calhoun, Michigan 19 $ 1,577,000 $ 83,000 $ 45,000
Lapeer, Michigan 19 $ 2,173,000 $ 114,368 $ 78,000
Marquette, Michigan 19 $ 1,606,000 $ 84,526 $ 72,000
Merrimack, New Hampshire 19 $ 1,922,000 $ 101,157 $ 62,000
Chenango, New York 19 $ 1,615,000 $ 85,000 $ 53,000
Schenectady, New York 19 $ 1,778,000 $ 93,578 $ 68,000
Wayne, New York 19 $ 1,239,000 $ 65,210 $ 47,000
Lincoln, North Carolina 19 $ 1,521,000 $ 80,052 $ 57,000
Geauga, Ohio 19 $ 2,906,000 $ 152,947 $ 79,000
Lawrence, Ohio 19 $ 1,866,000 $ 98,210 $ 65,000
Bradford, Pennsylvania 19 $ 1,411,000 $ 74,263 $ 61,000
Williamson, Tennessee 19 $ 2,456,000 $ 129,263 $ 72,000
Bell, Texas 19 $ 1,944,000 $ 102,315 $ 61,000
Roanoke, Virginia 19 $ 1,328,000 $ 69,894 $ 52,000
Ozaukee, Wisconsin 19 $ 2,736,000 $ 144,000 $ 82,000
Tallapoosa, Alabama 18 $ 1,707,000 $ 94,833 $ 53,000
Garland, Arkansas 18 $ 2,100,000 $ 116,666 $ 101,000
Hawaii, Hawaii 18 $ 4,225,000 $ 234,722 $ 87,000
Bannock, Idaho 18 $ 2,844,000 $ 158,000 $ 185,000
Douglas, Kansas 18 $ 1,556,000 $ 86,444 $ 73,000
Livingston, Louisiana 18 $ 1,700,000 $ 94,444 $ 69,000
Terrebonne, Louisiana 18 $ 1,409,000 $ 78,277 $ 69,000
Calvert, Maryland 18 $ 2,075,000 $ 115,277 $ 67,000
Eaton, Michigan 18 $ 1,797,000 $ 99,833 $ 56,000
Grand Traverse, Michigan 18 $ 1,788,000 $ 99,333 $ 45,000
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Mortgage Loan Application Detail Totals for Mbna America Delaware, N.A. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 33,359 $4,148,324,000 $122,960 $4,464,000 $69,254 $4,500,000
Home Improvement 5,674 $420,522,000 $73,254 $4,500,000 $72,784 $1,840,000
Home Purchase 1,489 $172,392,000 $95,865 $2,936,000 $80,442 $2,800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,438 $2,889,636,000 $116,096 $4,500,000 $72,288 $4,500,000
Not Provided 7,869 $978,780,000 $117,807 $4,464,000 $73,519 $2,880,000
Black or African American 4,207 $445,827,000 $110,173 $1,005,000 $66,717 $715,000
Hispanic 1,808 $244,582,000 $122,673 $4,041,000 $67,795 $1,077,000
Asian 751 $132,549,000 $158,431 $1,231,000 $95,954 $900,000
American Indian or Alaskan Native 344 $34,404,000 $95,918 $463,000 $58,775 $490,000
Native Hawaiian or Other Pacific Islander 104 $15,325,000 $124,000 $643,000 $69,777 $370,000
Not applicable 1 $135,000 $135,000 $135,000 $53,000 $53,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 40,522 $4,741,238,000 $116,134 $4,500,000 $70,730 $4,500,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 26,875 $3,194,361,000 $117,294 $4,500,000 $69,019 $4,500,000
Application Withdrawn By Applicant 6,638 $759,314,000 $111,607 $1,257,000 $78,901 $2,220,000
Loan Originated 5,117 $551,239,000 $108,235 $1,076,000 $70,647 $2,513,000
Application Approved But Not Accepted 1,394 $162,106,000 $105,980 $1,000,000 $74,980 $1,220,000
Loan Purchased By The Institution 181 $31,342,000 $496,375 $1,005,000 $5,250 $74,000
File Closed For Incompleteness 174 $17,501,000 $103,028 $770,000 $78,171 $2,880,000
Preapproval Approved but not Accepted 78 $13,611,000 $174,000 $440,000 $93,000 $425,000
Preapproval Denied by Financial Institution 65 $11,764,000 $180,000 $500,000 $57,000 $243,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8,602 $1,177,595,000 $128,346 $4,500,000 $46,692 $1,840,000
Credit History 5,833 $665,248,000 $116,269 $2,000,000 $68,076 $1,542,000
Collateral 4,278 $449,945,000 $116,769 $1,925,000 $82,134 $3,021,000
Other 4,170 $486,582,000 $106,596 $4,464,000 $76,788 $4,500,000
Credit Application Incomplete 3,615 $381,477,000 $108,176 $1,000,000 $80,549 $1,118,000
Insufficient Cash (Downpayment, Closing Cost) 208 $22,305,000 $99,727 $506,000 $65,840 $650,000
Employment History 166 $14,956,000 $81,878 $739,000 $82,317 $393,000
Unverifiable Information 68 $8,017,000 $103,709 $592,000 $81,677 $540,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mbna America Delaware, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mbna America Delaware, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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