Metro City Bank Mortgage Lending & HMDA Data, 2025

In 2025, Metro City Bank of Doraville, GA reported 1,404 mortgage applications totaling $526.7 million, down 3% from 2024. The average application was for $375,113, and applicants reported an average income of $235,912. 89% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (514), Philadelphia, PA (174) and Atlanta-Sandy Springs-Roswell, GA (172) (applications in parentheses).

Mortgage Company & Address Metro City Bank
5114 Buford Highway
Doraville, GA 30340
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,404
Total Mortgage Loan Application Amount $526,660,000
Average Mortgage Loan Application Amount $375,113
Highest Mortgage Loan Application Amount $1,995,000
Average Applicant Income $235,912
Highest Applicant Income $1,191,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metro City Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Metro City Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Queens, New York 242 $ 119,600,000 $ 494,214 $ 261,000
Philadelphia, Pennsylvania 161 $ 33,315,000 $ 206,925 $ 182,000
Gwinnett, Georgia 125 $ 38,635,000 $ 309,080 $ 222,000
Kings, New York 119 $ 63,155,000 $ 530,714 $ 257,000
Richmond, New York 111 $ 50,015,000 $ 450,585 $ 215,000
Nassau, New York 83 $ 48,405,000 $ 583,192 $ 338,000
Suffolk, New York 16 $ 7,200,000 $ 450,000 $ 401,000
Middlesex, New Jersey 15 $ 5,795,000 $ 386,333 $ 245,000
Monroe, New York 15 $ 3,965,000 $ 264,333 $ 205,000
Cobb, Georgia 14 $ 4,630,000 $ 330,714 $ 240,000
Delaware, Pennsylvania 13 $ 3,875,000 $ 298,076 $ 168,000
Montgomery, Pennsylvania 13 $ 6,175,000 $ 475,000 $ 250,000
Forsyth, Georgia 12 $ 5,220,000 $ 435,000 $ 334,000
Fulton, Georgia 12 $ 3,710,000 $ 309,166 $ 210,000
Bergen, New Jersey 12 $ 7,000,000 $ 583,333 $ 324,000
Onondaga, New York 12 $ 2,320,000 $ 193,333 $ 181,000
Fort Bend, Texas 11 $ 3,395,000 $ 308,636 $ 213,000
Muscogee, Georgia 10 $ 2,010,000 $ 201,000 $ 145,000
DeKalb, Georgia 9 $ 3,215,000 $ 357,222 $ 310,000
Capitol Planning Region, Connecticut 8 $ 2,050,000 $ 256,250 $ 215,000
Broward, Florida 8 $ 3,430,000 $ 428,750 $ 329,000
Camden, New Jersey 8 $ 2,150,000 $ 268,750 $ 156,000
Hudson, New Jersey 8 $ 3,400,000 $ 425,000 $ 257,000
Western Connecticut Planning Region, Connecticut 7 $ 2,805,000 $ 400,714 $ 233,000
Orange, Florida 7 $ 2,765,000 $ 395,000 $ 360,000
Hall, Georgia 7 $ 1,685,000 $ 240,714 $ 232,000
Norfolk, Massachusetts 7 $ 2,905,000 $ 415,000 $ 266,000
Albany, New York 7 $ 1,475,000 $ 210,714 $ 269,000
New York, New York 7 $ 3,665,000 $ 523,571 $ 270,000
Naugatuck Valley Planning Region, Connecticut 6 $ 1,440,000 $ 240,000 $ 230,000
South Central Connecticut Planning Region, Connecticut 6 $ 1,710,000 $ 285,000 $ 256,000
Clayton, Georgia 6 $ 1,200,000 $ 200,000 $ 191,000
Monmouth, New Jersey 6 $ 2,400,000 $ 400,000 $ 199,000
Bronx, New York 6 $ 2,770,000 $ 461,666 $ 282,000
Westchester, New York 6 $ 2,500,000 $ 416,666 $ 197,000
Northampton, Pennsylvania 6 $ 1,510,000 $ 251,666 $ 253,000
Horry, South Carolina 6 $ 1,150,000 $ 191,666 $ 213,000
Lee, Florida 5 $ 1,285,000 $ 257,000 $ 145,000
Somerset, New Jersey 5 $ 2,605,000 $ 521,000 $ 204,000
Orange, New York 5 $ 1,055,000 $ 211,000 $ 227,000
Saratoga, New York 5 $ 1,385,000 $ 277,000 $ 193,000
Bucks, Pennsylvania 5 $ 1,965,000 $ 393,000 $ 217,000
Lehigh, Pennsylvania 5 $ 1,565,000 $ 313,000 $ 235,000
Fairfax, Virginia 5 $ 1,305,000 $ 261,000 $ 147,000
Coffee, Alabama 4 $ 340,000 $ 85,000 $ 95,000
Lee, Alabama 4 $ 980,000 $ 245,000 $ 247,000
Montgomery, Alabama 4 $ 880,000 $ 220,000 $ 132,000
Palm Beach, Florida 4 $ 780,000 $ 195,000 $ 228,000
Chatham, Georgia 4 $ 830,000 $ 207,500 $ 231,000
Henry, Georgia 4 $ 860,000 $ 215,000 $ 125,000
Essex, New Jersey 4 $ 1,440,000 $ 360,000 $ 298,000
Erie, New York 4 $ 880,000 $ 220,000 $ 189,000
Wake, North Carolina 4 $ 1,130,000 $ 282,500 $ 225,000
Allegheny, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 169,000
Lancaster, Pennsylvania 4 $ 830,000 $ 207,500 $ 213,000
Monroe, Pennsylvania 4 $ 1,000,000 $ 250,000 $ 179,000
Dallas, Texas 4 $ 860,000 $ 215,000 $ 173,000
Harris, Texas 4 $ 1,340,000 $ 335,000 $ 307,000
Bedford, Virginia 4 $ 1,090,000 $ 272,500 $ 202,000
Madison, Alabama 3 $ 845,000 $ 281,666 $ 178,000
Greater Bridgeport Planning Region, Connecticut 3 $ 525,000 $ 175,000 $ 143,000
Miami-Dade, Florida 3 $ 1,485,000 $ 495,000 $ 320,000
St. Johns, Florida 3 $ 1,015,000 $ 338,333 $ 222,000
Cherokee, Georgia 3 $ 885,000 $ 295,000 $ 207,000
Cook, Illinois 3 $ 1,015,000 $ 338,333 $ 185,000
Atlantic, New Jersey 3 $ 525,000 $ 175,000 $ 114,000
Mercer, New Jersey 3 $ 1,045,000 $ 348,333 $ 167,000
Oneida, New York 3 $ 425,000 $ 141,666 $ 177,000
Ulster, New York 3 $ 985,000 $ 328,333 $ 190,000
Chester, Pennsylvania 3 $ 1,365,000 $ 455,000 $ 251,000
Bexar, Texas 3 $ 565,000 $ 188,333 $ 316,000
San Bernardino, California 2 $ 860,000 $ 430,000 $ 317,000
Lower Connecticut River Valley Planning Region, Connecticut 2 $ 620,000 $ 310,000 $ 272,000
Charlotte, Florida 2 $ 590,000 $ 295,000 $ 220,000
Pinellas, Florida 2 $ 480,000 $ 240,000 $ 171,000
Colquitt, Georgia 2 $ 390,000 $ 195,000 $ 254,000
Columbia, Georgia 2 $ 440,000 $ 220,000 $ 130,000
Effingham, Georgia 2 $ 520,000 $ 260,000 $ 143,000
Floyd, Georgia 2 $ 350,000 $ 175,000 $ 178,000
Franklin, Georgia 2 $ 460,000 $ 230,000 $ 143,000
Richmond, Georgia 2 $ 360,000 $ 180,000 $ 219,000
McLean, Illinois 2 $ 370,000 $ 185,000 $ 191,000
Berkshire, Massachusetts 2 $ 390,000 $ 195,000 $ 219,000
Hampden, Massachusetts 2 $ 550,000 $ 275,000 $ 204,000
Burlington, New Jersey 2 $ 390,000 $ 195,000 $ 263,000
Hunterdon, New Jersey 2 $ 690,000 $ 345,000 $ 303,000
Passaic, New Jersey 2 $ 670,000 $ 335,000 $ 368,000
Union, New Jersey 2 $ 820,000 $ 410,000 $ 572,000
Dutchess, New York 2 $ 490,000 $ 245,000 $ 122,000
Onslow, North Carolina 2 $ 370,000 $ 185,000 $ 120,000
Cumberland, Pennsylvania 2 $ 560,000 $ 280,000 $ 190,000
Franklin, Pennsylvania 2 $ 530,000 $ 265,000 $ 290,000
Lackawanna, Pennsylvania 2 $ 400,000 $ 200,000 $ 222,000
York, Pennsylvania 2 $ 230,000 $ 115,000 $ 156,000
Greenville, South Carolina 2 $ 400,000 $ 200,000 $ 178,000
Collin, Texas 2 $ 580,000 $ 290,000 $ 261,000
Chesapeake, Virginia 2 $ 520,000 $ 260,000 $ 208,000
King, Washington 2 $ 1,040,000 $ 520,000 $ 271,000
Cullman, Alabama 1 $ 155,000 $ 155,000 $ 109,000
Dale, Alabama 1 $ 165,000 $ 165,000 $ 154,000
Etowah, Alabama 1 $ 395,000 $ 395,000 $ 292,000
Houston, Alabama 1 $ 185,000 $ 185,000 $ 216,000
Pike, Alabama 1 $ 175,000 $ 175,000 $ 228,000
Shelby, Alabama 1 $ 445,000 $ 445,000 $ 622,000
St. Clair, Alabama 1 $ 185,000 $ 185,000 $ 78,000
Talladega, Alabama 1 $ 155,000 $ 155,000 $ 216,000
Pima, Arizona 1 $ 225,000 $ 225,000 $ 106,000
Los Angeles, California 1 $ 1,085,000 $ 1,085,000 $ 348,000
Orange, California 1 $ 885,000 $ 885,000 $ 389,000
Placer, California 1 $ 205,000 $ 205,000 $ 162,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 245,000 $ 245,000 $ 254,000
District of Columbia, District Of Columbia 1 $ 355,000 $ 355,000 $ 290,000
Brevard, Florida 1 $ 285,000 $ 285,000 $ 119,000
Collier, Florida 1 $ 285,000 $ 285,000 $ 159,000
Nassau, Florida 1 $ 255,000 $ 255,000 $ 187,000
Osceola, Florida 1 $ 275,000 $ 275,000 $ 152,000
Pasco, Florida 1 $ 245,000 $ 245,000 $ 132,000
Polk, Florida 1 $ 215,000 $ 215,000 $ 222,000
Barrow, Georgia 1 $ 635,000 $ 635,000 $ 343,000
Bartow, Georgia 1 $ 145,000 $ 145,000 $ 0
Bibb, Georgia 1 $ 225,000 $ 225,000 $ 158,000
Bryan, Georgia 1 $ 195,000 $ 195,000 $ 144,000
Decatur, Georgia 1 $ 85,000 $ 85,000 $ 203,000
Dougherty, Georgia 1 $ 105,000 $ 105,000 $ 163,000
Douglas, Georgia 1 $ 625,000 $ 625,000 $ 398,000
Fayette, Georgia 1 $ 375,000 $ 375,000 $ 471,000
Glynn, Georgia 1 $ 315,000 $ 315,000 $ 144,000
Gordon, Georgia 1 $ 185,000 $ 185,000 $ 66,000
Houston, Georgia 1 $ 165,000 $ 165,000 $ 133,000
Jackson, Georgia 1 $ 315,000 $ 315,000 $ 274,000
Liberty, Georgia 1 $ 215,000 $ 215,000 $ 180,000
Spalding, Georgia 1 $ 115,000 $ 115,000 $ 134,000
Champaign, Illinois 1 $ 265,000 $ 265,000 $ 108,000
Kendall, Illinois 1 $ 305,000 $ 305,000 $ 287,000
Will, Illinois 1 $ 155,000 $ 155,000 $ 287,000
Bristol, Massachusetts 1 $ 275,000 $ 275,000 $ 178,000
Worcester, Massachusetts 1 $ 345,000 $ 345,000 $ 156,000
Clark, Nevada 1 $ 205,000 $ 205,000 $ 151,000
Ocean, New Jersey 1 $ 435,000 $ 435,000 $ 155,000
Broome, New York 1 $ 355,000 $ 355,000 $ 453,000
Ontario, New York 1 $ 385,000 $ 385,000 $ 226,000
Rensselaer, New York 1 $ 355,000 $ 355,000 $ 180,000
Rockland, New York 1 $ 305,000 $ 305,000 $ 300,000
Sullivan, New York 1 $ 165,000 $ 165,000 $ 226,000
Tompkins, New York 1 $ 245,000 $ 245,000 $ 119,000
Brunswick, North Carolina 1 $ 185,000 $ 185,000 $ 209,000
Chatham, North Carolina 1 $ 255,000 $ 255,000 $ 118,000
Cumberland, North Carolina 1 $ 135,000 $ 135,000 $ 264,000
Durham, North Carolina 1 $ 205,000 $ 205,000 $ 152,000
Mecklenburg, North Carolina 1 $ 205,000 $ 205,000 $ 156,000
Nash, North Carolina 1 $ 255,000 $ 255,000 $ 130,000
Pitt, North Carolina 1 $ 215,000 $ 215,000 $ 131,000
Polk, North Carolina 1 $ 245,000 $ 245,000 $ 216,000
Randolph, North Carolina 1 $ 205,000 $ 205,000 $ 182,000
Berks, Pennsylvania 1 $ 355,000 $ 355,000 $ 232,000
Dauphin, Pennsylvania 1 $ 325,000 $ 325,000 $ 118,000
Erie, Pennsylvania 1 $ 355,000 $ 355,000 $ 219,000
Luzerne, Pennsylvania 1 $ 145,000 $ 145,000 $ 109,000
Mercer, Pennsylvania 1 $ 105,000 $ 105,000 $ 180,000
Schuylkill, Pennsylvania 1 $ 245,000 $ 245,000 $ 144,000
Washington, Pennsylvania 1 $ 255,000 $ 255,000 $ 108,000
Beaufort, South Carolina 1 $ 355,000 $ 355,000 $ 139,000
Darlington, South Carolina 1 $ 155,000 $ 155,000 $ 126,000
Dorchester, South Carolina 1 $ 265,000 $ 265,000 $ 256,000
Newberry, South Carolina 1 $ 185,000 $ 185,000 $ 120,000
Spartanburg, South Carolina 1 $ 105,000 $ 105,000 $ 108,000
Bell, Texas 1 $ 105,000 $ 105,000 $ 0
Denton, Texas 1 $ 185,000 $ 185,000 $ 171,000
Galveston, Texas 1 $ 95,000 $ 95,000 $ 189,000
Kleberg, Texas 1 $ 115,000 $ 115,000 $ 312,000
McLennan, Texas 1 $ 265,000 $ 265,000 $ 369,000
Midland, Texas 1 $ 335,000 $ 335,000 $ 177,000
Tarrant, Texas 1 $ 165,000 $ 165,000 $ 115,000
Travis, Texas 1 $ 545,000 $ 545,000 $ 477,000
Uvalde, Texas 1 $ 245,000 $ 245,000 $ 238,000
Waller, Texas 1 $ 195,000 $ 195,000 $ 584,000
Williamson, Texas 1 $ 205,000 $ 205,000 $ 138,000
Alleghany, Virginia 1 $ 135,000 $ 135,000 $ 226,000
Augusta, Virginia 1 $ 305,000 $ 305,000 $ 150,000
Chesterfield, Virginia 1 $ 235,000 $ 235,000 $ 119,000
Franklin, Virginia 1 $ 225,000 $ 225,000 $ 180,000
Frederick, Virginia 1 $ 245,000 $ 245,000 $ 227,000
Henrico, Virginia 1 $ 255,000 $ 255,000 $ 122,000
Lynchburg, Virginia 1 $ 175,000 $ 175,000 $ 343,000
Norfolk, Virginia 1 $ 85,000 $ 85,000 $ 130,000
Prince William, Virginia 1 $ 275,000 $ 275,000 $ 92,000
Richmond City, Virginia 1 $ 145,000 $ 145,000 $ 229,000
Virginia Beach, Virginia 1 $ 185,000 $ 185,000 $ 147,000
Wise, Virginia 1 $ 155,000 $ 155,000 $ 156,000
York, Virginia 1 $ 285,000 $ 285,000 $ 114,000

Mortgage Loan Application Detail Totals for Metro City Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,288 $489,020,000 $379,000 $1,995,000 $236,000 $1,191,000
Home Improvement 35 $8,885,000 $253,000 $655,000 $236,000 $1,048,000
Cash-out Refinancing 33 $11,565,000 $350,000 $1,085,000 $235,000 $1,110,000
Other Purpose 33 $11,435,000 $346,000 $1,065,000 $196,000 $540,000
Refinancing 15 $5,755,000 $383,000 $755,000 $318,000 $1,110,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,372 $514,520,000 $375,000 $1,995,000 $235,000 $1,191,000
Not applicable 12 $3,130,000 $260,000 $475,000 $0 $0
White 10 $5,620,000 $562,000 $1,435,000 $344,000 $738,000
Hispanic 10 $3,390,000 $339,000 $595,000 $301,000 $707,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,404 $526,660,000 $375,000 $1,995,000 $236,000 $1,191,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,247 $463,235,000 $371,000 $1,995,000 $233,000 $1,191,000
Application Approved But Not Accepted 70 $29,100,000 $415,000 $1,205,000 $253,000 $798,000
Application Denied By Financial Institution 41 $17,115,000 $417,000 $1,175,000 $294,000 $1,048,000
Application Withdrawn By Applicant 34 $12,220,000 $359,000 $765,000 $229,000 $798,000
File Closed For Incompleteness 8 $3,820,000 $477,000 $995,000 $265,000 $453,000
Loan Purchased By The Institution 4 $1,170,000 $292,000 $395,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,363 $509,545,000 $373,000 $1,995,000 $234,000 $1,191,000
Unverifiable Information 16 $8,070,000 $504,000 $1,175,000 $358,000 $1,048,000
Collateral 14 $4,530,000 $323,000 $705,000 $241,000 $575,000
Other 6 $2,210,000 $368,000 $465,000 $239,000 $408,000
Credit History 3 $1,215,000 $405,000 $565,000 $228,000 $468,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,090,000 $545,000 $765,000 $389,000 $395,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Metro City Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Metro City Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List