Mid-Missouri Mortgage Company Mortgage Lending & HMDA Data, 2006
In 2006, Mid-Missouri Mortgage Company of Springfield, MO reported 897 mortgage applications totaling $97.5 million, down 28% from 2005. The average application was for $108,674, and applicants reported an average income of $60,944. 86% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Springfield, MO (437), Joplin, MO (138) and Columbia, MO (3) (applications in parentheses).
| Mortgage Company & Address | Mid-Missouri Mortgage Company 1619 E. Independence, Po Box 14740 Springfield, MO 65804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 897 |
| Total Mortgage Loan Application Amount | $97,481,000 |
| Average Mortgage Loan Application Amount | $108,674 |
| Highest Mortgage Loan Application Amount | $519,000 |
| Average Applicant Income | $60,944 |
| Highest Applicant Income | $518,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Missouri Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mid-Missouri Mortgage Company in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 488 | $49,325,000 | $101,000 | $340,000 | $55,000 | $200,000 |
| Refinancing | 406 | $47,933,000 | $118,000 | $519,000 | $68,000 | $518,000 |
| Home Improvement | 3 | $223,000 | $74,000 | $100,000 | $73,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 868 | $94,077,000 | $108,000 | $519,000 | $61,000 | $518,000 |
| Black or African American | 11 | $1,293,000 | $117,000 | $306,000 | $53,000 | $139,000 |
| Hispanic | 9 | $1,378,000 | $153,000 | $417,000 | $83,000 | $291,000 |
| American Indian or Alaskan Native | 6 | $402,000 | $67,000 | $92,000 | $55,000 | $84,000 |
| Asian | 2 | $274,000 | $137,000 | $209,000 | $54,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $57,000 | $57,000 | $57,000 | $25,000 | $25,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 685 | $75,904,000 | $110,000 | $519,000 | $65,000 | $518,000 |
| FHA-insured (Federal Housing Administration) | 177 | $17,167,000 | $96,000 | $200,000 | $45,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 28 | $3,872,000 | $138,000 | $281,000 | $67,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $538,000 | $76,000 | $123,000 | $26,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 773 | $84,246,000 | $108,000 | $519,000 | $61,000 | $518,000 |
| Application Withdrawn By Applicant | 83 | $9,329,000 | $112,000 | $288,000 | $65,000 | $398,000 |
| Application Denied By Financial Institution | 30 | $3,013,000 | $100,000 | $200,000 | $48,000 | $218,000 |
| File Closed For Incompleteness | 8 | $590,000 | $73,000 | $149,000 | $45,000 | $102,000 |
| Application Approved But Not Accepted | 2 | $247,000 | $123,000 | $131,000 | $42,000 | $52,000 |
| Preapproval Denied by Financial Institution | 1 | $56,000 | $56,000 | $56,000 | $16,000 | $16,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Missouri Mortgage Company's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Missouri Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About