Mila, Inc Mortgage Lending & HMDA Data, 2003
In 2003, Mila, Inc of Mountlake Terrace, WA reported 66,256 mortgage applications totaling $7.1 billion. The average application was for $106,665, and applicants reported an average income of $58,455. 21% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Detroit, MI (4,896), Houston, TX (4,088) and Chicago, IL (3,777) (applications in parentheses).
| Mortgage Company & Address | Mila, Inc 6021 244th St. Sw Mountlake Terrace, WA 98043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66,256 |
| Total Mortgage Loan Application Amount | $7,067,255,000 |
| Average Mortgage Loan Application Amount | $106,665 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $58,455 |
| Highest Applicant Income | $3,559,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mila, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Detroit, MI | 4,896 | $ 486,543,000 | $ 99,375 | $ 61,000 |
| Houston, TX | 4,088 | $ 350,906,000 | $ 85,838 | $ 61,000 |
| Chicago, IL | 3,777 | $ 487,717,000 | $ 129,128 | $ 68,000 |
| Phoenix-Mesa, AZ | 3,470 | $ 358,426,000 | $ 103,292 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 2,218 | $ 323,188,000 | $ 145,711 | $ 68,000 |
| St. Louis, MO-IL | 2,098 | $ 180,998,000 | $ 86,271 | $ 52,000 |
| Las Vegas, NV-AZ | 1,939 | $ 224,703,000 | $ 115,886 | $ 64,000 |
| Columbus, OH | 1,683 | $ 156,643,000 | $ 93,073 | $ 55,000 |
| Dallas, TX | 1,676 | $ 161,503,000 | $ 96,362 | $ 67,000 |
| Sacramento, CA | 1,649 | $ 258,338,000 | $ 156,663 | $ 76,000 |
| Los Angeles-Long Beach, CA | 1,590 | $ 312,030,000 | $ 196,245 | $ 83,000 |
| Riverside-San Bernardino, CA | 1,506 | $ 226,756,000 | $ 150,568 | $ 76,000 |
| Minneapolis-St. Paul, MN-WI | 1,165 | $ 146,541,000 | $ 125,786 | $ 65,000 |
| Dayton-Springfield, OH | 1,083 | $ 75,276,000 | $ 69,506 | $ 48,000 |
| Indianapolis, IN | 1,080 | $ 85,068,000 | $ 78,766 | $ 54,000 |
| Portland-Vancouver, OR-WA | 880 | $ 106,438,000 | $ 120,952 | $ 59,000 |
| Kansas City, MO-KS | 868 | $ 75,200,000 | $ 86,635 | $ 59,000 |
| Denver, CO | 727 | $ 93,301,000 | $ 128,337 | $ 62,000 |
| Tulsa, OK | 702 | $ 51,359,000 | $ 73,160 | $ 52,000 |
| Tacoma, WA | 670 | $ 77,031,000 | $ 114,971 | $ 64,000 |
| Oklahoma City, OK | 639 | $ 43,531,000 | $ 68,123 | $ 52,000 |
| San Antonio, TX | 619 | $ 40,970,000 | $ 66,187 | $ 61,000 |
| Salt Lake City-Ogden, UT | 584 | $ 67,666,000 | $ 115,866 | $ 62,000 |
| Oakland, CA | 567 | $ 127,585,000 | $ 225,017 | $ 83,000 |
| Wichita, KS | 555 | $ 37,470,000 | $ 67,513 | $ 43,000 |
| Stockton-Lodi, CA | 543 | $ 81,529,000 | $ 150,145 | $ 69,000 |
| Fort Worth-Arlington, TX | 533 | $ 48,629,000 | $ 91,236 | $ 66,000 |
| Des Moines, IA | 527 | $ 43,845,000 | $ 83,197 | $ 53,000 |
| Cleveland-Lorain-Elyria, OH | 524 | $ 48,700,000 | $ 92,938 | $ 58,000 |
| Milwaukee-Waukesha, WI | 488 | $ 36,923,000 | $ 75,661 | $ 49,000 |
| Grand Rapids-Muskegon-Holland, MI | 473 | $ 43,320,000 | $ 91,585 | $ 51,000 |
| Lansing-East Lansing, MI | 454 | $ 38,959,000 | $ 85,812 | $ 59,000 |
| Orange County, CA | 421 | $ 102,252,000 | $ 242,878 | $ 87,000 |
| Austin-San Marcos, TX | 412 | $ 38,181,000 | $ 92,672 | $ 63,000 |
| Merced, CA | 368 | $ 47,376,000 | $ 128,739 | $ 70,000 |
| Akron, OH | 357 | $ 31,388,000 | $ 87,921 | $ 44,000 |
| Cincinnati, OH-KY-IN | 354 | $ 31,153,000 | $ 88,002 | $ 56,000 |
| Springfield, MO | 352 | $ 25,951,000 | $ 73,724 | $ 51,000 |
| Modesto, CA | 320 | $ 47,144,000 | $ 147,325 | $ 66,000 |
| Omaha, NE-IA | 318 | $ 23,928,000 | $ 75,245 | $ 58,000 |
| Laredo, TX | 310 | $ 22,584,000 | $ 72,851 | $ 66,000 |
| Toledo, OH | 307 | $ 22,660,000 | $ 73,811 | $ 45,000 |
| Ventura, CA | 306 | $ 65,294,000 | $ 213,379 | $ 85,000 |
| Ann Arbor, MI | 250 | $ 31,927,000 | $ 127,708 | $ 64,000 |
| Bakersfield, CA | 244 | $ 22,599,000 | $ 92,618 | $ 62,000 |
| Olympia, WA | 232 | $ 26,008,000 | $ 112,103 | $ 66,000 |
| Salem, OR | 217 | $ 22,684,000 | $ 104,534 | $ 57,000 |
| South Bend, IN | 204 | $ 15,086,000 | $ 73,950 | $ 38,000 |
| Fort Wayne, IN | 199 | $ 13,767,000 | $ 69,180 | $ 43,000 |
| Vallejo-Fairfield-Napa, CA | 198 | $ 38,165,000 | $ 192,752 | $ 83,000 |
| Albuquerque, NM | 192 | $ 18,582,000 | $ 96,781 | $ 52,000 |
| Beaumont-Port Arthur, TX | 188 | $ 11,406,000 | $ 60,670 | $ 45,000 |
| Fresno, CA | 187 | $ 25,623,000 | $ 137,021 | $ 59,000 |
| Flint, MI | 183 | $ 16,716,000 | $ 91,344 | $ 58,000 |
| Galveston-Texas City, TX | 178 | $ 14,118,000 | $ 79,314 | $ 78,000 |
| San Diego, CA | 175 | $ 37,378,000 | $ 213,588 | $ 87,000 |
| San Jose, CA | 174 | $ 47,105,000 | $ 270,718 | $ 99,000 |
| Kalamazoo-Battle Creek, MI | 167 | $ 13,692,000 | $ 81,988 | $ 50,000 |
| Colorado Springs, CO | 152 | $ 17,728,000 | $ 116,631 | $ 59,000 |
| Gary, IN | 152 | $ 12,686,000 | $ 83,460 | $ 50,000 |
| Bremerton, WA | 146 | $ 18,269,000 | $ 125,130 | $ 59,000 |
| Canton-Massillon, OH | 143 | $ 11,687,000 | $ 81,727 | $ 49,000 |
| Saginaw-Bay City-Midland, MI | 143 | $ 10,703,000 | $ 74,846 | $ 43,000 |
| Eugene-Springfield, OR | 139 | $ 12,851,000 | $ 92,453 | $ 56,000 |
| Yuba City, CA | 137 | $ 15,579,000 | $ 113,715 | $ 62,000 |
| San Francisco, CA | 135 | $ 42,065,000 | $ 311,592 | $ 101,000 |
| Mansfield, OH | 130 | $ 7,695,000 | $ 59,192 | $ 34,000 |
| Youngstown-Warren, OH | 123 | $ 8,383,000 | $ 68,154 | $ 39,000 |
| Hamilton-Middletown, OH | 114 | $ 10,275,000 | $ 90,131 | $ 52,000 |
| Richland-Kennewick-Pasco, WA | 111 | $ 11,763,000 | $ 105,972 | $ 62,000 |
| Jackson, MI | 110 | $ 9,654,000 | $ 87,763 | $ 43,000 |
| McAllen-Edinburg-Mission, TX | 110 | $ 9,847,000 | $ 89,518 | $ 57,000 |
| Joplin, MO | 107 | $ 6,254,000 | $ 58,448 | $ 34,000 |
| Brownsville-Harlingen-San Benito, TX | 106 | $ 8,293,000 | $ 78,235 | $ 55,000 |
| Spokane, WA | 105 | $ 8,818,000 | $ 83,980 | $ 54,000 |
| Louisville, KY-IN | 104 | $ 9,449,000 | $ 90,855 | $ 72,000 |
| Brazoria, TX | 102 | $ 9,348,000 | $ 91,647 | $ 70,000 |
| Corpus Christi, TX | 100 | $ 7,151,000 | $ 71,510 | $ 64,000 |
| Bryan-College Station, TX | 98 | $ 8,237,000 | $ 84,051 | $ 59,000 |
| Lafayette, IN | 97 | $ 8,341,000 | $ 85,989 | $ 46,000 |
| Bellingham, WA | 95 | $ 11,013,000 | $ 115,926 | $ 68,000 |
| Provo-Orem, UT | 95 | $ 11,996,000 | $ 126,273 | $ 67,000 |
| Lincoln, NE | 93 | $ 7,556,000 | $ 81,247 | $ 53,000 |
| Tucson, AZ | 89 | $ 8,573,000 | $ 96,325 | $ 52,000 |
| St. Joseph, MO | 84 | $ 4,468,000 | $ 53,190 | $ 42,000 |
| Lawrence, KS | 78 | $ 7,711,000 | $ 98,858 | $ 50,000 |
| Duluth-Superior, MN-WI | 71 | $ 5,631,000 | $ 79,309 | $ 61,000 |
| Yolo, CA | 70 | $ 11,695,000 | $ 167,071 | $ 69,000 |
| Cedar Rapids, IA | 65 | $ 5,226,000 | $ 80,400 | $ 49,000 |
| Madison, WI | 65 | $ 6,665,000 | $ 102,538 | $ 58,000 |
| Visalia-Tulare-Porterville, CA | 64 | $ 6,602,000 | $ 103,156 | $ 56,000 |
| Odessa-Midland, TX | 62 | $ 3,243,000 | $ 52,306 | $ 55,000 |
| Elkhart-Goshen, IN | 61 | $ 3,440,000 | $ 56,393 | $ 42,000 |
| Reno, NV | 60 | $ 8,321,000 | $ 138,683 | $ 75,000 |
| St. Cloud, MN | 60 | $ 5,157,000 | $ 85,950 | $ 47,000 |
| Lexington, KY | 56 | $ 3,887,000 | $ 69,410 | $ 49,000 |
| El Paso, TX | 55 | $ 3,020,000 | $ 54,909 | $ 58,000 |
| Lawton, OK | 55 | $ 3,215,000 | $ 58,454 | $ 48,000 |
| Evansville-Henderson, IN-KY | 52 | $ 3,165,000 | $ 60,865 | $ 47,000 |
| Salinas, CA | 51 | $ 10,875,000 | $ 213,235 | $ 90,000 |
| Yakima, WA | 49 | $ 3,688,000 | $ 75,265 | $ 52,000 |
| Fort Collins-Loveland, CO | 48 | $ 6,227,000 | $ 129,729 | $ 58,000 |
| Topeka, KS | 48 | $ 3,118,000 | $ 64,958 | $ 43,000 |
| Killeen-Temple, TX | 47 | $ 3,709,000 | $ 78,914 | $ 48,000 |
| Benton Harbor, MI | 46 | $ 2,938,000 | $ 63,869 | $ 43,000 |
| Springfield, IL | 44 | $ 2,575,000 | $ 58,522 | $ 59,000 |
| Rapid City, SD | 43 | $ 3,884,000 | $ 90,325 | $ 54,000 |
| Appleton-Oshkosh-Neenah, WI | 42 | $ 4,292,000 | $ 102,190 | $ 48,000 |
| Rockford, IL | 42 | $ 3,001,000 | $ 71,452 | $ 46,000 |
| Lima, OH | 41 | $ 2,895,000 | $ 70,609 | $ 37,000 |
| Rochester, MN | 41 | $ 4,884,000 | $ 119,121 | $ 52,000 |
| Flagstaff, AZ-UT | 40 | $ 5,487,000 | $ 137,175 | $ 68,000 |
| Tyler, TX | 40 | $ 2,470,000 | $ 61,750 | $ 73,000 |
| Racine, WI | 39 | $ 4,250,000 | $ 108,974 | $ 49,000 |
| Billings, MT | 36 | $ 2,699,000 | $ 74,972 | $ 41,000 |
| Greeley, CO | 36 | $ 4,453,000 | $ 123,694 | $ 73,000 |
| Atlanta, GA | 35 | $ 7,834,000 | $ 223,828 | $ 129,000 |
| Kenosha, WI | 35 | $ 3,007,000 | $ 85,914 | $ 51,000 |
| Medford-Ashland, OR | 35 | $ 3,850,000 | $ 110,000 | $ 49,000 |
| Waterloo-Cedar Falls, IA | 34 | $ 2,485,000 | $ 73,088 | $ 41,000 |
| Boise City, ID | 31 | $ 2,729,000 | $ 88,032 | $ 53,000 |
| Pueblo, CO | 29 | $ 3,486,000 | $ 120,206 | $ 62,000 |
| Sioux Falls, SD | 29 | $ 2,218,000 | $ 76,482 | $ 42,000 |
| Wichita Falls, TX | 29 | $ 1,282,000 | $ 44,206 | $ 43,000 |
| Chico-Paradise, CA | 28 | $ 3,361,000 | $ 120,035 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 28 | $ 1,630,000 | $ 58,214 | $ 39,000 |
| Boulder-Longmont, CO | 27 | $ 4,720,000 | $ 174,814 | $ 82,000 |
| Peoria-Pekin, IL | 27 | $ 1,537,000 | $ 56,925 | $ 41,000 |
| Little Rock-North Little Rock, AR | 26 | $ 2,614,000 | $ 100,538 | $ 55,000 |
| Redding, CA | 26 | $ 2,930,000 | $ 112,692 | $ 49,000 |
| Terre Haute, IN | 26 | $ 1,237,000 | $ 47,576 | $ 44,000 |
| La Crosse, WI-MN | 24 | $ 2,096,000 | $ 87,333 | $ 59,000 |
| Longview-Marshall, TX | 24 | $ 1,316,000 | $ 54,833 | $ 54,000 |
| Santa Cruz-Watsonville, CA | 23 | $ 6,451,000 | $ 280,478 | $ 77,000 |
| Bismarck, ND | 22 | $ 1,393,000 | $ 63,318 | $ 71,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 22 | $ 4,736,000 | $ 215,272 | $ 73,000 |
| Kankakee, IL | 21 | $ 1,467,000 | $ 69,857 | $ 46,000 |
| Philadelphia, PA-NJ | 21 | $ 2,421,000 | $ 115,285 | $ 55,000 |
| Green Bay, WI | 20 | $ 1,997,000 | $ 99,850 | $ 56,000 |
| Janesville-Beloit, WI | 20 | $ 2,237,000 | $ 111,850 | $ 55,000 |
| Muncie, IN | 20 | $ 1,430,000 | $ 71,500 | $ 40,000 |
| Waco, TX | 20 | $ 1,238,000 | $ 61,900 | $ 41,000 |
| Corvallis, OR | 19 | $ 1,688,000 | $ 88,842 | $ 72,000 |
| Wausau, WI | 19 | $ 1,359,000 | $ 71,526 | $ 49,000 |
| West Palm Beach-Boca Raton, FL | 19 | $ 3,412,000 | $ 179,578 | $ 68,000 |
| Kokomo, IN | 18 | $ 1,428,000 | $ 79,333 | $ 62,000 |
| Santa Rosa, CA | 18 | $ 4,452,000 | $ 247,333 | $ 130,000 |
| Champaign-Urbana, IL | 17 | $ 1,183,000 | $ 69,588 | $ 44,000 |
| Columbia, MO | 17 | $ 1,596,000 | $ 93,882 | $ 60,000 |
| Decatur, IL | 17 | $ 852,000 | $ 50,117 | $ 44,000 |
| Fort Lauderdale, FL | 17 | $ 2,298,000 | $ 135,176 | $ 58,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 17 | $ 1,912,000 | $ 112,470 | $ 78,000 |
| Sheboygan, WI | 17 | $ 1,361,000 | $ 80,058 | $ 58,000 |
| Pocatello, ID | 16 | $ 826,000 | $ 51,625 | $ 28,000 |
| Eau Claire, WI | 15 | $ 2,171,000 | $ 144,733 | $ 48,000 |
| Fayetteville-Springdale-Rogers, AR | 15 | $ 1,966,000 | $ 131,066 | $ 76,000 |
| Memphis, TN-AR-MS | 15 | $ 2,337,000 | $ 155,800 | $ 61,000 |
| Orlando, FL | 15 | $ 1,795,000 | $ 119,666 | $ 53,000 |
| Sioux City, IA-NE | 15 | $ 808,000 | $ 53,866 | $ 29,000 |
| Yuma, AZ | 15 | $ 1,088,000 | $ 72,533 | $ 53,000 |
| Jacksonville, FL | 14 | $ 1,542,000 | $ 110,142 | $ 197,000 |
| Raleigh-Durham-Chapel Hill, NC | 14 | $ 1,548,000 | $ 110,571 | $ 52,000 |
| Richmond-Petersburg, VA | 14 | $ 2,019,000 | $ 144,214 | $ 41,000 |
| Sherman-Denison, TX | 14 | $ 1,936,000 | $ 138,285 | $ 67,000 |
| Amarillo, TX | 13 | $ 1,252,000 | $ 96,307 | $ 60,000 |
| Casper, WY | 13 | $ 1,244,000 | $ 95,692 | $ 59,000 |
| Cheyenne, WY | 12 | $ 1,612,000 | $ 134,333 | $ 85,000 |
| Fort Myers-Cape Coral, FL | 12 | $ 968,000 | $ 80,666 | $ 58,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 12 | $ 3,123,000 | $ 260,250 | $ 82,000 |
| Lubbock, TX | 11 | $ 891,000 | $ 81,000 | $ 53,000 |
| New Orleans, LA | 11 | $ 671,000 | $ 61,000 | $ 89,000 |
| Providence-Fall River-Warwick, RI-MA | 11 | $ 1,222,000 | $ 111,090 | $ 70,000 |
| Birmingham, AL | 10 | $ 1,091,000 | $ 109,100 | $ 60,000 |
| Lakeland-Winter Haven, FL | 10 | $ 822,000 | $ 82,200 | $ 53,000 |
| Sarasota-Bradenton, FL | 10 | $ 1,033,000 | $ 103,300 | $ 38,000 |
| Abilene, TX | 9 | $ 629,000 | $ 69,888 | $ 66,000 |
| Baltimore, MD | 9 | $ 859,000 | $ 95,444 | $ 54,000 |
| Bloomington-Normal, IL | 9 | $ 668,000 | $ 74,222 | $ 54,000 |
| Great Falls, MT | 9 | $ 575,000 | $ 63,888 | $ 57,000 |
| Nashville, TN | 9 | $ 1,006,000 | $ 111,777 | $ 30,000 |
| Pittsburgh, PA | 9 | $ 688,000 | $ 76,444 | $ 47,000 |
| Bloomington, IN | 8 | $ 796,000 | $ 99,500 | $ 80,000 |
| Daytona Beach, FL | 8 | $ 533,000 | $ 66,625 | $ 47,000 |
| Grand Junction, CO | 8 | $ 773,000 | $ 96,625 | $ 43,000 |
| Knoxville, TN | 8 | $ 1,159,000 | $ 144,875 | $ 41,000 |
| Melbourne-Titusville-Palm Bay, FL | 8 | $ 1,200,000 | $ 150,000 | $ 61,000 |
| New York, NY | 8 | $ 1,543,000 | $ 192,875 | $ 72,000 |
| Boston, MA-NH | 7 | $ 3,352,000 | $ 478,857 | $ 189,000 |
| Fort Smith, AR-OK | 7 | $ 530,000 | $ 75,714 | $ 32,000 |
| Iowa City, IA | 7 | $ 461,000 | $ 65,857 | $ 22,000 |
| Miami, FL | 7 | $ 914,000 | $ 130,571 | $ 60,000 |
| Texarkana, TX-AR | 7 | $ 359,000 | $ 51,285 | $ 51,000 |
| Baton Rouge, LA | 6 | $ 849,000 | $ 141,500 | $ 91,000 |
| Enid, OK | 6 | $ 242,000 | $ 40,333 | $ 37,000 |
| Las Cruces, NM | 6 | $ 384,000 | $ 64,000 | $ 113,000 |
| Missoula, MT | 6 | $ 489,000 | $ 81,500 | $ 35,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 390,000 | $ 65,000 | $ 47,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 467,000 | $ 93,400 | $ 60,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 430,000 | $ 86,000 | $ 29,000 |
| Middlesex-Somerset-Hunterdon, NJ | 5 | $ 1,029,000 | $ 205,800 | $ 111,000 |
| Monmouth-Ocean, NJ | 5 | $ 573,000 | $ 114,600 | $ 23,000 |
| Ocala, FL | 5 | $ 358,000 | $ 71,600 | $ 28,000 |
| Pensacola, FL | 5 | $ 570,000 | $ 114,000 | $ 38,000 |
| Santa Fe, NM | 5 | $ 1,646,000 | $ 329,200 | $ 201,000 |
| Savannah, GA | 5 | $ 640,000 | $ 128,000 | $ 35,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 593,000 | $ 118,600 | $ 53,000 |
| Allentown-Bethlehem-Easton, PA | 4 | $ 139,000 | $ 34,750 | $ 126,000 |
| Asheville, NC | 4 | $ 1,046,000 | $ 261,500 | $ 133,000 |
| Fort Pierce-Port St. Lucie, FL | 4 | $ 291,000 | $ 72,750 | $ 45,000 |
| Gainesville, FL | 4 | $ 498,000 | $ 124,500 | $ 44,000 |
| Jackson, MS | 4 | $ 301,000 | $ 75,250 | $ 39,000 |
| Mobile, AL | 4 | $ 293,000 | $ 73,250 | $ 54,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 202,000 | $ 50,500 | $ 180,000 |
| Victoria, TX | 4 | $ 54,000 | $ 13,500 | $ 36,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 3 | $ 644,000 | $ 214,666 | $ 72,000 |
| Chattanooga, TN-GA | 3 | $ 288,000 | $ 96,000 | $ 69,000 |
| Clarksville-Hopkinsville, TN-KY | 3 | $ 152,000 | $ 50,666 | $ 50,000 |
| Erie, PA | 3 | $ 76,000 | $ 25,333 | $ 89,000 |
| Greensboro--Winston-Salem--High Point, NC | 3 | $ 409,000 | $ 136,333 | $ 44,000 |
| Monroe, LA | 3 | $ 204,000 | $ 68,000 | $ 62,000 |
| Nassau-Suffolk, NY | 3 | $ 1,382,000 | $ 460,666 | $ 234,000 |
| Punta Gorda, FL | 3 | $ 343,000 | $ 114,333 | $ 45,000 |
| San Angelo, TX | 3 | $ 192,000 | $ 64,000 | $ 43,000 |
| Anchorage, AK | 2 | $ 112,000 | $ 56,000 | $ 52,000 |
| Biloxi-Gulfport-Pascagoula, MS | 2 | $ 112,000 | $ 56,000 | $ 88,000 |
| Bridgeport, CT | 2 | $ 295,000 | $ 147,500 | $ 33,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 215,000 | $ 107,500 | $ 51,000 |
| Charleston, WV | 2 | $ 95,000 | $ 47,500 | $ 67,000 |
| Dutchess County, NY | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Fargo-Moorhead, ND-MN | 2 | $ 401,000 | $ 200,500 | $ 30,000 |
| Glens Falls, NY | 2 | $ 250,000 | $ 125,000 | $ 90,000 |
| Hagerstown, MD | 2 | $ 315,000 | $ 157,500 | $ 67,000 |
| Hattiesburg, MS | 2 | $ 45,000 | $ 22,500 | $ 67,000 |
| Huntsville, AL | 2 | $ 163,000 | $ 81,500 | $ 30,000 |
| Jacksonville, NC | 2 | $ 197,000 | $ 98,500 | $ 57,000 |
| Jonesboro, AR | 2 | $ 137,000 | $ 68,500 | $ 74,000 |
| New London-Norwich, CT-RI | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Newark, NJ | 2 | $ 432,000 | $ 216,000 | $ 118,000 |
| Pine Bluff, AR | 2 | $ 61,000 | $ 30,500 | $ 65,000 |
| Reading, PA | 2 | $ 262,000 | $ 131,000 | $ 44,000 |
| Sumter, SC | 2 | $ 96,000 | $ 48,000 | $ 30,000 |
| Syracuse, NY | 2 | $ 133,000 | $ 66,500 | $ 41,000 |
| Trenton, NJ | 2 | $ 189,000 | $ 94,500 | $ 53,000 |
| Washington, DC-MD-VA-WV | 2 | $ 314,000 | $ 157,000 | $ 52,000 |
| Wilmington-Newark, DE-MD | 2 | $ 476,000 | $ 238,000 | $ 43,000 |
| Auburn-Opelika, AL | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Bangor, ME | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Bergen-Passaic, NJ | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Binghamton, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Charlottesville, VA | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Dubuque, IA | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Fayetteville, NC | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Harrisburg-Lebanon-Carlisle, PA | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Hartford, CT | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Hickory-Morganton-Lenoir, NC | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Honolulu, HI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lancaster, PA | 1 | $ 34,000 | $ 34,000 | $ 18,000 |
| Myrtle Beach, SC | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Panama City, FL | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Portland, ME | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Roanoke, VA | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Rochester, NY | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Stamford-Norwalk, CT | 1 | $ 201,000 | $ 201,000 | $ 43,000 |
| Tallahassee, FL | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Tuscaloosa, AL | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Waterbury, CT | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Worcester, MA-CT | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Mila, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 37,008 | $3,487,682,000 | $114,120 | $2,100,000 | $60,080 | $3,044,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 28,158 | $3,536,257,000 | $128,367 | $1,800,000 | $64,306 | $3,559,000 |
| Home Improvement (one-to-four family) | 1,090 | $43,316,000 | $33,333 | $300,000 | $65,133 | $420,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36,771 | $3,900,068,000 | $128,836 | $2,100,000 | $64,163 | $1,820,000 |
| Black | 11,348 | $1,049,344,000 | $115,219 | $1,800,000 | $60,195 | $3,559,000 |
| Hispanic | 9,190 | $1,010,312,000 | $91,294 | $1,080,000 | $50,794 | $3,044,000 |
| Information not provided by applicant in mail or telephone application | 5,819 | $648,319,000 | $102,804 | $1,280,000 | $57,975 | $1,560,000 |
| Asian or Pacific Islander | 2,090 | $326,768,000 | $115,391 | $770,000 | $74,434 | $669,000 |
| Other | 628 | $88,724,000 | $111,608 | $671,000 | $79,086 | $1,200,000 |
| American Indian or Alaskan Native | 410 | $43,720,000 | $93,541 | $530,000 | $51,958 | $380,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66,254 | $7,067,148,000 | $120,862 | $2,100,000 | $61,117 | $3,559,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $107,000 | $53,000 | $86,000 | $30,000 | $30,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 25,481 | $2,767,902,000 | $123,901 | $2,100,000 | $60,235 | $3,044,000 |
| Application Approved But Not Accepted | 17,517 | $1,838,538,000 | $89,322 | $1,280,000 | $49,870 | $3,559,000 |
| Loan Originated | 14,212 | $1,438,958,000 | $88,192 | $544,000 | $57,923 | $1,173,000 |
| Application Withdrawn By Applicant | 8,991 | $1,016,320,000 | $108,787 | $650,000 | $58,636 | $3,044,000 |
| File Closed For Incompleteness | 55 | $5,537,000 | $96,000 | $326,000 | $47,666 | $211,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 21,676 | $2,368,685,000 | $123,588 | $2,100,000 | $63,313 | $3,044,000 |
| Collateral | 1,236 | $109,177,000 | $87,192 | $500,000 | $49,384 | $403,000 |
| Debt-To-Income Ratio | 1,142 | $122,780,000 | $97,520 | $650,000 | $38,960 | $300,000 |
| Credit History | 1,004 | $120,432,000 | $120,259 | $549,000 | $33,296 | $1,940,000 |
| Employment History | 174 | $17,044,000 | $101,888 | $424,000 | $43,833 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 105 | $12,651,000 | $109,600 | $576,000 | $60,800 | $153,000 |
| Unverifiable Information | 11 | $726,000 | $62,200 | $174,000 | $58,400 | $132,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mila, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mila, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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