Milend, Inc Mortgage Lending & HMDA Data, 2024

In 2024, Milend, Inc of Alpharetta, GA reported 4,767 mortgage applications totaling $1.2 billion, up 3% from 2023. The average application was for $258,505, and applicants reported an average income of $89,687. 30% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (676), Marietta, GA (251) and Charlotte-Concord-Gastonia, NC-SC (150) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,767
Total Mortgage Loan Application Amount $1,232,295,000
Average Mortgage Loan Application Amount $258,505
Highest Mortgage Loan Application Amount $2,925,000
Average Applicant Income $89,687
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 146 $ 46,590,000 $ 319,109 $ 115,000
Cobb, Georgia 108 $ 37,040,000 $ 342,962 $ 122,000
Fulton, Georgia 105 $ 35,865,000 $ 341,571 $ 143,000
Cherokee, Georgia 70 $ 25,610,000 $ 365,857 $ 124,000
DeKalb, Georgia 67 $ 16,435,000 $ 245,298 $ 88,000
Duval, Florida 55 $ 13,985,000 $ 254,272 $ 84,000
Palm Beach, Florida 48 $ 16,170,000 $ 336,875 $ 121,000
Henry, Georgia 47 $ 13,335,000 $ 283,723 $ 100,000
Mecklenburg, North Carolina 47 $ 12,995,000 $ 276,489 $ 86,000
Wake, North Carolina 47 $ 14,735,000 $ 313,510 $ 92,000
Jefferson, Alabama 46 $ 10,040,000 $ 218,260 $ 85,000
Forsyth, Georgia 43 $ 16,465,000 $ 382,906 $ 141,000
Madison, Alabama 41 $ 9,075,000 $ 221,341 $ 82,000
Clayton, Georgia 41 $ 8,795,000 $ 214,512 $ 75,000
Paulding, Georgia 41 $ 12,485,000 $ 304,512 $ 96,000
Orange, Florida 36 $ 9,210,000 $ 255,833 $ 79,000
Miami-Dade, Florida 35 $ 10,935,000 $ 312,428 $ 88,000
Franklin, Ohio 35 $ 6,885,000 $ 196,714 $ 72,000
Mobile, Alabama 34 $ 6,800,000 $ 200,000 $ 69,000
Hillsborough, Florida 33 $ 9,415,000 $ 285,303 $ 89,000
Richland, South Carolina 33 $ 6,985,000 $ 211,666 $ 78,000
Douglas, Georgia 32 $ 9,240,000 $ 288,750 $ 83,000
Newton, Georgia 32 $ 9,080,000 $ 283,750 $ 78,000
Chesterfield, Virginia 32 $ 9,170,000 $ 286,562 $ 96,000
Broward, Florida 30 $ 9,830,000 $ 327,666 $ 88,000
Chatham, Georgia 29 $ 7,995,000 $ 275,689 $ 95,000
Allegheny, Pennsylvania 29 $ 7,585,000 $ 261,551 $ 94,000
Philadelphia, Pennsylvania 29 $ 7,065,000 $ 243,620 $ 93,000
Bartow, Georgia 27 $ 8,025,000 $ 297,222 $ 83,000
Guilford, North Carolina 27 $ 5,465,000 $ 202,407 $ 68,000
Shelby, Tennessee 27 $ 6,525,000 $ 241,666 $ 90,000
Montgomery, Alabama 26 $ 4,940,000 $ 190,000 $ 59,000
Muscogee, Georgia 26 $ 4,880,000 $ 187,692 $ 86,000
Forsyth, North Carolina 26 $ 5,420,000 $ 208,461 $ 72,000
Montgomery, Pennsylvania 26 $ 7,950,000 $ 305,769 $ 118,000
Cumberland, North Carolina 25 $ 5,615,000 $ 224,600 $ 81,000
Gaston, North Carolina 25 $ 6,345,000 $ 253,800 $ 88,000
Lee, Alabama 24 $ 5,710,000 $ 237,916 $ 113,000
Shelby, Alabama 24 $ 5,850,000 $ 243,750 $ 73,000
Coweta, Georgia 24 $ 6,980,000 $ 290,833 $ 94,000
Davidson, Tennessee 24 $ 6,690,000 $ 278,750 $ 84,000
Sullivan, Tennessee 24 $ 5,010,000 $ 208,750 $ 67,000
Pinellas, Florida 23 $ 6,135,000 $ 266,739 $ 103,000
Cuyahoga, Ohio 23 $ 4,945,000 $ 215,000 $ 89,000
Montgomery, Tennessee 23 $ 5,355,000 $ 232,826 $ 74,000
Carroll, Georgia 22 $ 6,010,000 $ 273,181 $ 94,000
Houston, Georgia 22 $ 5,100,000 $ 231,818 $ 82,000
Walton, Georgia 22 $ 7,290,000 $ 331,363 $ 99,000
Hamilton, Ohio 22 $ 4,650,000 $ 211,363 $ 83,000
Tuscaloosa, Alabama 21 $ 3,765,000 $ 179,285 $ 74,000
Osceola, Florida 21 $ 5,655,000 $ 269,285 $ 72,000
Polk, Florida 21 $ 4,825,000 $ 229,761 $ 78,000
Hall, Georgia 21 $ 6,055,000 $ 288,333 $ 125,000
Worcester, Massachusetts 21 $ 6,795,000 $ 323,571 $ 102,000
Oakland, Michigan 21 $ 4,425,000 $ 210,714 $ 83,000
Henrico, Virginia 21 $ 5,255,000 $ 250,238 $ 72,000
Virginia Beach, Virginia 21 $ 6,765,000 $ 322,142 $ 102,000
St. Lucie, Florida 20 $ 5,470,000 $ 273,500 $ 77,000
Barrow, Georgia 20 $ 5,640,000 $ 282,000 $ 86,000
Columbia, Georgia 20 $ 5,650,000 $ 282,500 $ 97,000
Rockdale, Georgia 19 $ 5,315,000 $ 279,736 $ 88,000
Durham, North Carolina 19 $ 5,645,000 $ 297,105 $ 113,000
Pasco, Florida 18 $ 4,970,000 $ 276,111 $ 80,000
Richmond, Georgia 18 $ 3,700,000 $ 205,555 $ 77,000
Macomb, Michigan 18 $ 3,340,000 $ 185,555 $ 65,000
Fairfax, Virginia 18 $ 8,530,000 $ 473,888 $ 135,000
Prince William, Virginia 18 $ 7,630,000 $ 423,888 $ 120,000
Baldwin, Alabama 17 $ 3,805,000 $ 223,823 $ 95,000
Lee, Florida 17 $ 5,185,000 $ 305,000 $ 96,000
Bristol, Massachusetts 17 $ 5,675,000 $ 333,823 $ 116,000
Cabarrus, North Carolina 17 $ 5,895,000 $ 346,764 $ 115,000
Berks, Pennsylvania 17 $ 3,665,000 $ 215,588 $ 88,000
Bucks, Pennsylvania 17 $ 4,515,000 $ 265,588 $ 94,000
Lancaster, Pennsylvania 17 $ 4,255,000 $ 250,294 $ 107,000
Spartanburg, South Carolina 17 $ 3,695,000 $ 217,352 $ 69,000
Hernando, Florida 16 $ 4,400,000 $ 275,000 $ 78,000
Marion, Florida 16 $ 3,780,000 $ 236,250 $ 64,000
York, Pennsylvania 16 $ 3,990,000 $ 249,375 $ 98,000
Horry, South Carolina 16 $ 3,390,000 $ 211,875 $ 86,000
Rutherford, Tennessee 16 $ 5,120,000 $ 320,000 $ 110,000
Spotsylvania, Virginia 16 $ 6,180,000 $ 386,250 $ 94,000
Escambia, Florida 15 $ 2,835,000 $ 189,000 $ 75,000
Seminole, Florida 15 $ 4,655,000 $ 310,333 $ 83,000
Kent, Michigan 15 $ 3,135,000 $ 209,000 $ 72,000
Knox, Tennessee 15 $ 5,305,000 $ 353,666 $ 78,000
Houston, Alabama 14 $ 3,160,000 $ 225,714 $ 87,000
Brevard, Florida 14 $ 3,640,000 $ 260,000 $ 96,000
Volusia, Florida 14 $ 3,360,000 $ 240,000 $ 75,000
Bibb, Georgia 14 $ 2,960,000 $ 211,428 $ 88,000
Hennepin, Minnesota 14 $ 4,110,000 $ 293,571 $ 95,000
Johnston, North Carolina 14 $ 4,070,000 $ 290,714 $ 90,000
Butler, Ohio 14 $ 3,690,000 $ 263,571 $ 108,000
Lake, Florida 13 $ 3,465,000 $ 266,538 $ 79,000
Fayette, Georgia 13 $ 4,605,000 $ 354,230 $ 126,000
Essex, Massachusetts 13 $ 5,675,000 $ 436,538 $ 139,000
Lincoln, North Carolina 13 $ 3,195,000 $ 245,769 $ 82,000
Montgomery, Ohio 13 $ 2,445,000 $ 188,076 $ 87,000
Chester, Pennsylvania 13 $ 4,695,000 $ 361,153 $ 130,000
Delaware, Pennsylvania 13 $ 2,445,000 $ 188,076 $ 70,000
Dorchester, South Carolina 13 $ 3,695,000 $ 284,230 $ 86,000
Chesapeake, Virginia 13 $ 3,805,000 $ 292,692 $ 78,000
Loudoun, Virginia 13 $ 6,665,000 $ 512,692 $ 138,000
Newport News, Virginia 13 $ 2,985,000 $ 229,615 $ 70,000
Norfolk, Virginia 13 $ 2,825,000 $ 217,307 $ 56,000
Dougherty, Georgia 12 $ 1,950,000 $ 162,500 $ 58,000
Prince George's, Maryland 12 $ 4,140,000 $ 345,000 $ 112,000
Plymouth, Massachusetts 12 $ 4,210,000 $ 350,833 $ 159,000
Davidson, North Carolina 12 $ 2,190,000 $ 182,500 $ 69,000
Nash, North Carolina 12 $ 2,170,000 $ 180,833 $ 61,000
Monroe, Pennsylvania 12 $ 2,850,000 $ 237,500 $ 90,000
Lexington, South Carolina 12 $ 2,700,000 $ 225,000 $ 71,000
Hamilton, Tennessee 12 $ 2,700,000 $ 225,000 $ 69,000
Hampton, Virginia 12 $ 2,920,000 $ 243,333 $ 87,000
Elmore, Alabama 11 $ 1,895,000 $ 172,272 $ 68,000
Leon, Florida 11 $ 2,395,000 $ 217,727 $ 95,000
Gordon, Georgia 11 $ 2,505,000 $ 227,727 $ 70,000
Jackson, Georgia 11 $ 3,475,000 $ 315,909 $ 100,000
Spalding, Georgia 11 $ 2,595,000 $ 235,909 $ 79,000
Troup, Georgia 11 $ 2,335,000 $ 212,272 $ 73,000
Brunswick, North Carolina 11 $ 2,445,000 $ 222,272 $ 110,000
Buncombe, North Carolina 11 $ 2,865,000 $ 260,454 $ 74,000
Berkeley, South Carolina 11 $ 2,445,000 $ 222,272 $ 72,000
Greenville, South Carolina 11 $ 2,635,000 $ 239,545 $ 61,000
Etowah, Alabama 10 $ 1,930,000 $ 193,000 $ 84,000
Clay, Florida 10 $ 2,890,000 $ 289,000 $ 90,000
Effingham, Georgia 10 $ 2,420,000 $ 242,000 $ 93,000
Liberty, Georgia 10 $ 2,170,000 $ 217,000 $ 82,000
Wayne, Michigan 10 $ 1,860,000 $ 186,000 $ 81,000
Rowan, North Carolina 10 $ 1,920,000 $ 192,000 $ 54,000
Union, North Carolina 10 $ 2,540,000 $ 254,000 $ 77,000
Summit, Ohio 10 $ 1,700,000 $ 170,000 $ 76,000
Lackawanna, Pennsylvania 10 $ 2,480,000 $ 248,000 $ 110,000
Blount, Tennessee 10 $ 2,670,000 $ 267,000 $ 86,000
Bradley, Tennessee 10 $ 2,090,000 $ 209,000 $ 84,000
Frederick, Virginia 10 $ 2,670,000 $ 267,000 $ 103,000
St. Johns, Florida 9 $ 3,125,000 $ 347,222 $ 99,000
Floyd, Georgia 9 $ 2,475,000 $ 275,000 $ 100,000
Lowndes, Georgia 9 $ 2,075,000 $ 230,555 $ 94,000
Marion, Indiana 9 $ 1,595,000 $ 177,222 $ 58,000
Catawba, North Carolina 9 $ 2,035,000 $ 226,111 $ 79,000
Iredell, North Carolina 9 $ 2,555,000 $ 283,888 $ 90,000
Lehigh, Pennsylvania 9 $ 2,085,000 $ 231,666 $ 66,000
Northampton, Pennsylvania 9 $ 2,355,000 $ 261,666 $ 83,000
Aiken, South Carolina 9 $ 1,515,000 $ 168,333 $ 101,000
Anderson, South Carolina 9 $ 1,905,000 $ 211,666 $ 85,000
York, South Carolina 9 $ 1,975,000 $ 219,444 $ 62,000
Madison, Tennessee 9 $ 1,825,000 $ 202,777 $ 67,000
Washington, Tennessee 9 $ 1,665,000 $ 185,000 $ 72,000
Manatee, Florida 8 $ 2,840,000 $ 355,000 $ 123,000
Okaloosa, Florida 8 $ 1,980,000 $ 247,500 $ 101,000
Santa Rosa, Florida 8 $ 2,250,000 $ 281,250 $ 70,000
Sarasota, Florida 8 $ 1,850,000 $ 231,250 $ 75,000
Meriwether, Georgia 8 $ 2,680,000 $ 335,000 $ 107,000
Baltimore, Maryland 8 $ 2,210,000 $ 276,250 $ 78,000
Hampden, Massachusetts 8 $ 2,200,000 $ 275,000 $ 96,000
Middlesex, Massachusetts 8 $ 2,410,000 $ 301,250 $ 98,000
Norfolk, Massachusetts 8 $ 2,950,000 $ 368,750 $ 108,000
Dakota, Minnesota 8 $ 2,110,000 $ 263,750 $ 125,000
Onslow, North Carolina 8 $ 1,700,000 $ 212,500 $ 76,000
Lucas, Ohio 8 $ 1,470,000 $ 183,750 $ 87,000
Luzerne, Pennsylvania 8 $ 1,530,000 $ 191,250 $ 99,000
Tipton, Tennessee 8 $ 1,850,000 $ 231,250 $ 85,000
Stafford, Virginia 8 $ 3,410,000 $ 426,250 $ 123,000
Suffolk, Virginia 8 $ 2,480,000 $ 310,000 $ 92,000
Calhoun, Alabama 7 $ 1,155,000 $ 165,000 $ 89,000
Coffee, Alabama 7 $ 1,455,000 $ 207,857 $ 91,000
Limestone, Alabama 7 $ 1,495,000 $ 213,571 $ 86,000
Marshall, Alabama 7 $ 1,405,000 $ 200,714 $ 61,000
St. Clair, Alabama 7 $ 1,665,000 $ 237,857 $ 102,000
Butts, Georgia 7 $ 1,415,000 $ 202,142 $ 67,000
Catoosa, Georgia 7 $ 1,665,000 $ 237,857 $ 66,000
Glynn, Georgia 7 $ 1,965,000 $ 280,714 $ 90,000
Monroe, Georgia 7 $ 2,345,000 $ 335,000 $ 118,000
Peach, Georgia 7 $ 1,425,000 $ 203,571 $ 87,000
Lake, Indiana 7 $ 1,505,000 $ 215,000 $ 110,000
Anne Arundel, Maryland 7 $ 2,445,000 $ 349,285 $ 111,000
Anoka, Minnesota 7 $ 1,795,000 $ 256,428 $ 84,000
Crow Wing, Minnesota 7 $ 2,595,000 $ 370,714 $ 99,000
Alamance, North Carolina 7 $ 1,795,000 $ 256,428 $ 95,000
Harnett, North Carolina 7 $ 1,435,000 $ 205,000 $ 68,000
Lorain, Ohio 7 $ 1,025,000 $ 146,428 $ 52,000
Stark, Ohio 7 $ 1,275,000 $ 182,142 $ 72,000
Warren, Ohio 7 $ 2,065,000 $ 295,000 $ 108,000
Dauphin, Pennsylvania 7 $ 1,705,000 $ 243,571 $ 108,000
Lycoming, Pennsylvania 7 $ 1,445,000 $ 206,428 $ 74,000
Charleston, South Carolina 7 $ 1,435,000 $ 205,000 $ 66,000
Fayette, Tennessee 7 $ 1,915,000 $ 273,571 $ 80,000
Loudon, Tennessee 7 $ 1,855,000 $ 265,000 $ 93,000
Sumner, Tennessee 7 $ 2,325,000 $ 332,142 $ 95,000
Wilson, Tennessee 7 $ 1,775,000 $ 253,571 $ 81,000
Isle of Wight, Virginia 7 $ 1,675,000 $ 239,285 $ 91,000
Roanoke, Virginia 7 $ 1,735,000 $ 247,857 $ 105,000
Dallas, Alabama 6 $ 970,000 $ 161,666 $ 64,000
Lauderdale, Alabama 6 $ 1,260,000 $ 210,000 $ 84,000
Bay, Florida 6 $ 1,750,000 $ 291,666 $ 81,000
Franklin, Georgia 6 $ 1,290,000 $ 215,000 $ 71,000
Madison, Georgia 6 $ 1,420,000 $ 236,666 $ 78,000
Polk, Georgia 6 $ 1,160,000 $ 193,333 $ 87,000
Ware, Georgia 6 $ 1,280,000 $ 213,333 $ 59,000
Genesee, Michigan 6 $ 1,280,000 $ 213,333 $ 81,000
Wright, Minnesota 6 $ 1,580,000 $ 263,333 $ 79,000
Greene, Ohio 6 $ 940,000 $ 156,666 $ 79,000
Lawrence, Pennsylvania 6 $ 910,000 $ 151,666 $ 88,000
Westmoreland, Pennsylvania 6 $ 1,080,000 $ 180,000 $ 88,000
Lancaster, South Carolina 6 $ 1,490,000 $ 248,333 $ 71,000
Hawkins, Tennessee 6 $ 1,110,000 $ 185,000 $ 54,000
Jefferson, Tennessee 6 $ 1,220,000 $ 203,333 $ 60,000
Robertson, Tennessee 6 $ 1,620,000 $ 270,000 $ 70,000
Louisa, Virginia 6 $ 1,850,000 $ 308,333 $ 62,000
Pittsylvania, Virginia 6 $ 870,000 $ 145,000 $ 68,000
Richmond City, Virginia 6 $ 1,070,000 $ 178,333 $ 86,000
Blount, Alabama 5 $ 955,000 $ 191,000 $ 79,000
Colbert, Alabama 5 $ 1,035,000 $ 207,000 $ 75,000
Morgan, Alabama 5 $ 955,000 $ 191,000 $ 74,000
Russell, Alabama 5 $ 1,075,000 $ 215,000 $ 75,000
Talladega, Alabama 5 $ 815,000 $ 163,000 $ 55,000
Collier, Florida 5 $ 1,835,000 $ 367,000 $ 101,000
Flagler, Florida 5 $ 1,335,000 $ 267,000 $ 89,000
Bulloch, Georgia 5 $ 1,435,000 $ 287,000 $ 106,000
Clarke, Georgia 5 $ 1,135,000 $ 227,000 $ 54,000
Haralson, Georgia 5 $ 1,465,000 $ 293,000 $ 89,000
Morgan, Georgia 5 $ 1,305,000 $ 261,000 $ 135,000
Pickens, Georgia 5 $ 1,915,000 $ 383,000 $ 80,000
Allen, Indiana 5 $ 905,000 $ 181,000 $ 61,000
Barnstable, Massachusetts 5 $ 1,425,000 $ 285,000 $ 79,000
Isabella, Michigan 5 $ 835,000 $ 167,000 $ 72,000
Washtenaw, Michigan 5 $ 1,025,000 $ 205,000 $ 59,000
Sherburne, Minnesota 5 $ 1,395,000 $ 279,000 $ 125,000
Beaufort, North Carolina 5 $ 755,000 $ 151,000 $ 53,000
Lenoir, North Carolina 5 $ 825,000 $ 165,000 $ 86,000
Moore, North Carolina 5 $ 1,345,000 $ 269,000 $ 77,000
New Hanover, North Carolina 5 $ 1,345,000 $ 269,000 $ 60,000
Orange, North Carolina 5 $ 1,275,000 $ 255,000 $ 75,000
Randolph, North Carolina 5 $ 925,000 $ 185,000 $ 60,000
Clermont, Ohio 5 $ 1,065,000 $ 213,000 $ 74,000
Beaver, Pennsylvania 5 $ 915,000 $ 183,000 $ 76,000
Blair, Pennsylvania 5 $ 1,015,000 $ 203,000 $ 79,000
Butler, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 121,000
Cumberland, Pennsylvania 5 $ 1,265,000 $ 253,000 $ 89,000
Erie, Pennsylvania 5 $ 645,000 $ 129,000 $ 91,000
Washington, Pennsylvania 5 $ 895,000 $ 179,000 $ 80,000
Beaufort, South Carolina 5 $ 1,615,000 $ 323,000 $ 204,000
Florence, South Carolina 5 $ 1,215,000 $ 243,000 $ 93,000
Anderson, Tennessee 5 $ 1,475,000 $ 295,000 $ 85,000
Hamblen, Tennessee 5 $ 1,285,000 $ 257,000 $ 86,000
Haywood, Tennessee 5 $ 985,000 $ 197,000 $ 73,000
Lauderdale, Tennessee 5 $ 635,000 $ 127,000 $ 53,000
Maury, Tennessee 5 $ 1,665,000 $ 333,000 $ 68,000
Monroe, Tennessee 5 $ 1,355,000 $ 271,000 $ 82,000
Putnam, Tennessee 5 $ 1,255,000 $ 251,000 $ 64,000
Augusta, Virginia 5 $ 1,225,000 $ 245,000 $ 71,000
Petersburg, Virginia 5 $ 985,000 $ 197,000 $ 39,000
Roanoke City, Virginia 5 $ 835,000 $ 167,000 $ 61,000
York, Virginia 5 $ 1,275,000 $ 255,000 $ 95,000
Chambers, Alabama 4 $ 640,000 $ 160,000 $ 65,000
Cullman, Alabama 4 $ 640,000 $ 160,000 $ 73,000
Alachua, Florida 4 $ 710,000 $ 177,500 $ 60,000
Columbia, Florida 4 $ 1,180,000 $ 295,000 $ 77,000
Nassau, Florida 4 $ 1,520,000 $ 380,000 $ 235,000
Putnam, Florida 4 $ 850,000 $ 212,500 $ 76,000
Sumter, Florida 4 $ 1,720,000 $ 430,000 $ 106,000
Burke, Georgia 4 $ 1,060,000 $ 265,000 $ 84,000
Habersham, Georgia 4 $ 870,000 $ 217,500 $ 69,000
Laurens, Georgia 4 $ 750,000 $ 187,500 $ 70,000
Oconee, Georgia 4 $ 1,870,000 $ 467,500 $ 145,000
Towns, Georgia 4 $ 910,000 $ 227,500 $ 48,000
Walker, Georgia 4 $ 930,000 $ 232,500 $ 91,000
Whitfield, Georgia 4 $ 830,000 $ 207,500 $ 97,000
Berkshire, Massachusetts 4 $ 1,160,000 $ 290,000 $ 78,000
Hampshire, Massachusetts 4 $ 1,020,000 $ 255,000 $ 117,000
Lapeer, Michigan 4 $ 790,000 $ 197,500 $ 78,000
Lenawee, Michigan 4 $ 870,000 $ 217,500 $ 86,000
Cass, Minnesota 4 $ 660,000 $ 165,000 $ 53,000
Washington, Minnesota 4 $ 1,050,000 $ 262,500 $ 141,000
Ashe, North Carolina 4 $ 1,010,000 $ 252,500 $ 89,000
Caldwell, North Carolina 4 $ 970,000 $ 242,500 $ 93,000
Carteret, North Carolina 4 $ 810,000 $ 202,500 $ 61,000
Cleveland, North Carolina 4 $ 790,000 $ 197,500 $ 65,000
Hoke, North Carolina 4 $ 780,000 $ 195,000 $ 82,000
Lee, North Carolina 4 $ 640,000 $ 160,000 $ 90,000
Person, North Carolina 4 $ 940,000 $ 235,000 $ 67,000
Pitt, North Carolina 4 $ 890,000 $ 222,500 $ 64,000
Robeson, North Carolina 4 $ 940,000 $ 235,000 $ 104,000
Rockingham, North Carolina 4 $ 690,000 $ 172,500 $ 95,000
Surry, North Carolina 4 $ 690,000 $ 172,500 $ 66,000
Transylvania, North Carolina 4 $ 750,000 $ 187,500 $ 58,000
Fairfield, Ohio 4 $ 900,000 $ 225,000 $ 73,000
Medina, Ohio 4 $ 840,000 $ 210,000 $ 72,000
Portage, Ohio 4 $ 610,000 $ 152,500 $ 65,000
Wayne, Ohio 4 $ 870,000 $ 217,500 $ 56,000
Cambria, Pennsylvania 4 $ 1,010,000 $ 252,500 $ 85,000
Pike, Pennsylvania 4 $ 690,000 $ 172,500 $ 87,000
Georgetown, South Carolina 4 $ 860,000 $ 215,000 $ 62,000
Jasper, South Carolina 4 $ 670,000 $ 167,500 $ 91,000
Pickens, South Carolina 4 $ 720,000 $ 180,000 $ 67,000
Franklin, Tennessee 4 $ 620,000 $ 155,000 $ 51,000
Roane, Tennessee 4 $ 880,000 $ 220,000 $ 63,000
Sevier, Tennessee 4 $ 1,010,000 $ 252,500 $ 84,000
Warren, Tennessee 4 $ 650,000 $ 162,500 $ 70,000
Alexandria, Virginia 4 $ 890,000 $ 222,500 $ 76,000
Bedford, Virginia 4 $ 890,000 $ 222,500 $ 71,000
Caroline, Virginia 4 $ 690,000 $ 172,500 $ 40,000
Fauquier, Virginia 4 $ 2,000,000 $ 500,000 $ 134,000
Hanover, Virginia 4 $ 1,070,000 $ 267,500 $ 102,000
Prince George, Virginia 4 $ 1,090,000 $ 272,500 $ 100,000
Rockingham, Virginia 4 $ 1,090,000 $ 272,500 $ 87,000
Chilton, Alabama 3 $ 545,000 $ 181,666 $ 98,000
DeKalb, Alabama 3 $ 705,000 $ 235,000 $ 76,000
Winston, Alabama 3 $ 465,000 $ 155,000 $ 88,000
Citrus, Florida 3 $ 615,000 $ 205,000 $ 81,000
Indian River, Florida 3 $ 955,000 $ 318,333 $ 85,000
Baldwin, Georgia 3 $ 535,000 $ 178,333 $ 68,000
Banks, Georgia 3 $ 615,000 $ 205,000 $ 95,000
Camden, Georgia 3 $ 665,000 $ 221,666 $ 73,000
Dawson, Georgia 3 $ 805,000 $ 268,333 $ 93,000
Dodge, Georgia 3 $ 585,000 $ 195,000 $ 112,000
Gilmer, Georgia 3 $ 885,000 $ 295,000 $ 74,000
Lamar, Georgia 3 $ 875,000 $ 291,666 $ 74,000
Lanier, Georgia 3 $ 845,000 $ 281,666 $ 112,000
Tattnall, Georgia 3 $ 525,000 $ 175,000 $ 89,000
Twiggs, Georgia 3 $ 485,000 $ 161,666 $ 81,000
Upson, Georgia 3 $ 635,000 $ 211,666 $ 70,000
Bartholomew, Indiana 3 $ 945,000 $ 315,000 $ 147,000
Elkhart, Indiana 3 $ 455,000 $ 151,666 $ 78,000
Howard, Indiana 3 $ 525,000 $ 175,000 $ 78,000
St. Joseph, Indiana 3 $ 535,000 $ 178,333 $ 79,000
Baltimore City, Maryland 3 $ 745,000 $ 248,333 $ 100,000
Charles, Maryland 3 $ 1,265,000 $ 421,666 $ 147,000
Montgomery, Maryland 3 $ 1,015,000 $ 338,333 $ 79,000
Suffolk, Massachusetts 3 $ 1,275,000 $ 425,000 $ 159,000
Berrien, Michigan 3 $ 605,000 $ 201,666 $ 107,000
Calhoun, Michigan 3 $ 455,000 $ 151,666 $ 67,000
Kalamazoo, Michigan 3 $ 555,000 $ 185,000 $ 65,000
Midland, Michigan 3 $ 745,000 $ 248,333 $ 74,000
Monroe, Michigan 3 $ 475,000 $ 158,333 $ 69,000
Saginaw, Michigan 3 $ 465,000 $ 155,000 $ 66,000
St. Clair, Michigan 3 $ 685,000 $ 228,333 $ 64,000
Franklin, North Carolina 3 $ 545,000 $ 181,666 $ 47,000
Haywood, North Carolina 3 $ 975,000 $ 325,000 $ 66,000
Henderson, North Carolina 3 $ 705,000 $ 235,000 $ 90,000
Richmond, North Carolina 3 $ 485,000 $ 161,666 $ 69,000
Stokes, North Carolina 3 $ 905,000 $ 301,666 $ 82,000
Wayne, North Carolina 3 $ 565,000 $ 188,333 $ 79,000
Wilkes, North Carolina 3 $ 485,000 $ 161,666 $ 59,000
Wilson, North Carolina 3 $ 795,000 $ 265,000 $ 66,000
Fulton, Ohio 3 $ 525,000 $ 175,000 $ 70,000
Highland, Ohio 3 $ 485,000 $ 161,666 $ 49,000
Licking, Ohio 3 $ 685,000 $ 228,333 $ 90,000
Columbia, Pennsylvania 3 $ 715,000 $ 238,333 $ 47,000
Franklin, Pennsylvania 3 $ 645,000 $ 215,000 $ 78,000
Huntingdon, Pennsylvania 3 $ 565,000 $ 188,333 $ 74,000
Lebanon, Pennsylvania 3 $ 715,000 $ 238,333 $ 61,000
Northumberland, Pennsylvania 3 $ 895,000 $ 298,333 $ 136,000
Schuylkill, Pennsylvania 3 $ 475,000 $ 158,333 $ 80,000
Susquehanna, Pennsylvania 3 $ 565,000 $ 188,333 $ 55,000
Wayne, Pennsylvania 3 $ 785,000 $ 261,666 $ 73,000
Chester, South Carolina 3 $ 505,000 $ 168,333 $ 45,000
Clarendon, South Carolina 3 $ 465,000 $ 155,000 $ 74,000
Kershaw, South Carolina 3 $ 655,000 $ 218,333 $ 55,000
Oconee, South Carolina 3 $ 625,000 $ 208,333 $ 71,000
Sumter, South Carolina 3 $ 655,000 $ 218,333 $ 76,000
Cheatham, Tennessee 3 $ 895,000 $ 298,333 $ 80,000
Cumberland, Tennessee 3 $ 915,000 $ 305,000 $ 84,000
Dickson, Tennessee 3 $ 575,000 $ 191,666 $ 69,000
Fentress, Tennessee 3 $ 905,000 $ 301,666 $ 124,000
Hickman, Tennessee 3 $ 665,000 $ 221,666 $ 83,000
Marshall, Tennessee 3 $ 715,000 $ 238,333 $ 73,000
Williamson, Tennessee 3 $ 1,285,000 $ 428,333 $ 130,000
Albemarle, Virginia 3 $ 895,000 $ 298,333 $ 64,000
Botetourt, Virginia 3 $ 495,000 $ 165,000 $ 73,000
Buckingham, Virginia 3 $ 665,000 $ 221,666 $ 78,000
Campbell, Virginia 3 $ 645,000 $ 215,000 $ 80,000
Danville, Virginia 3 $ 565,000 $ 188,333 $ 78,000
Dinwiddie, Virginia 3 $ 675,000 $ 225,000 $ 57,000
Goochland, Virginia 3 $ 815,000 $ 271,666 $ 76,000
Greensville, Virginia 3 $ 505,000 $ 168,333 $ 72,000
James City, Virginia 3 $ 1,155,000 $ 385,000 $ 145,000
King William, Virginia 3 $ 575,000 $ 191,666 $ 62,000
Lynchburg, Virginia 3 $ 535,000 $ 178,333 $ 86,000
Montgomery, Virginia 3 $ 365,000 $ 121,666 $ 59,000
Orange, Virginia 3 $ 685,000 $ 228,333 $ 38,000
Page, Virginia 3 $ 965,000 $ 321,666 $ 155,000
Russell, Virginia 3 $ 485,000 $ 161,666 $ 82,000
Sussex, Virginia 3 $ 515,000 $ 171,666 $ 50,000
Washington, Virginia 3 $ 715,000 $ 238,333 $ 118,000
Autauga, Alabama 2 $ 160,000 $ 80,000 $ 72,000
Barbour, Alabama 2 $ 250,000 $ 125,000 $ 41,000
Escambia, Alabama 2 $ 300,000 $ 150,000 $ 50,000
Geneva, Alabama 2 $ 390,000 $ 195,000 $ 81,000
Pickens, Alabama 2 $ 280,000 $ 140,000 $ 38,000
Randolph, Alabama 2 $ 370,000 $ 185,000 $ 45,000
Walker, Alabama 2 $ 240,000 $ 120,000 $ 35,000
Baker, Florida 2 $ 480,000 $ 240,000 $ 108,000
Charlotte, Florida 2 $ 570,000 $ 285,000 $ 72,000
Hendry, Florida 2 $ 280,000 $ 140,000 $ 30,000
Highlands, Florida 2 $ 420,000 $ 210,000 $ 98,000
Levy, Florida 2 $ 280,000 $ 140,000 $ 64,000
Martin, Florida 2 $ 790,000 $ 395,000 $ 152,000
Wakulla, Florida 2 $ 420,000 $ 210,000 $ 64,000
Walton, Florida 2 $ 370,000 $ 185,000 $ 120,000
Brantley, Georgia 2 $ 400,000 $ 200,000 $ 70,000
Coffee, Georgia 2 $ 330,000 $ 165,000 $ 85,000
Fannin, Georgia 2 $ 410,000 $ 205,000 $ 68,000
Greene, Georgia 2 $ 1,650,000 $ 825,000 $ 229,000
Lee, Georgia 2 $ 380,000 $ 190,000 $ 59,000
Lumpkin, Georgia 2 $ 510,000 $ 255,000 $ 93,000
Marion, Georgia 2 $ 400,000 $ 200,000 $ 50,000
Oglethorpe, Georgia 2 $ 580,000 $ 290,000 $ 96,000
Putnam, Georgia 2 $ 940,000 $ 470,000 $ 135,000
Stephens, Georgia 2 $ 400,000 $ 200,000 $ 95,000
Sumter, Georgia 2 $ 330,000 $ 165,000 $ 81,000
Thomas, Georgia 2 $ 390,000 $ 195,000 $ 77,000
Wayne, Georgia 2 $ 500,000 $ 250,000 $ 98,000
White, Georgia 2 $ 610,000 $ 305,000 $ 134,000
Clark, Indiana 2 $ 510,000 $ 255,000 $ 161,000
Johnson, Indiana 2 $ 340,000 $ 170,000 $ 72,000
Porter, Indiana 2 $ 490,000 $ 245,000 $ 86,000
Carroll, Maryland 2 $ 570,000 $ 285,000 $ 181,000
Cecil, Maryland 2 $ 280,000 $ 140,000 $ 82,000
Harford, Maryland 2 $ 610,000 $ 305,000 $ 125,000
Allegan, Michigan 2 $ 380,000 $ 190,000 $ 88,000
Delta, Michigan 2 $ 250,000 $ 125,000 $ 49,000
Eaton, Michigan 2 $ 470,000 $ 235,000 $ 87,000
Grand Traverse, Michigan 2 $ 520,000 $ 260,000 $ 74,000
Ingham, Michigan 2 $ 430,000 $ 215,000 $ 58,000
Mason, Michigan 2 $ 410,000 $ 205,000 $ 52,000
Ottawa, Michigan 2 $ 550,000 $ 275,000 $ 86,000
St. Joseph, Michigan 2 $ 330,000 $ 165,000 $ 66,000
Beltrami, Minnesota 2 $ 690,000 $ 345,000 $ 79,000
Itasca, Minnesota 2 $ 390,000 $ 195,000 $ 72,000
Mille Lacs, Minnesota 2 $ 300,000 $ 150,000 $ 101,000
Ramsey, Minnesota 2 $ 520,000 $ 260,000 $ 140,000
Scott, Minnesota 2 $ 780,000 $ 390,000 $ 115,000
St. Louis, Minnesota 2 $ 630,000 $ 315,000 $ 114,000
Stearns, Minnesota 2 $ 430,000 $ 215,000 $ 59,000
Alexander, North Carolina 2 $ 390,000 $ 195,000 $ 76,000
Bladen, North Carolina 2 $ 320,000 $ 160,000 $ 72,000
Burke, North Carolina 2 $ 360,000 $ 180,000 $ 66,000
Chatham, North Carolina 2 $ 410,000 $ 205,000 $ 78,000
Cherokee, North Carolina 2 $ 320,000 $ 160,000 $ 68,000
Rutherford, North Carolina 2 $ 360,000 $ 180,000 $ 58,000
Scotland, North Carolina 2 $ 360,000 $ 180,000 $ 73,000
Vance, North Carolina 2 $ 400,000 $ 200,000 $ 50,000
Warren, North Carolina 2 $ 480,000 $ 240,000 $ 41,000
Clark, Ohio 2 $ 270,000 $ 135,000 $ 42,000
Columbiana, Ohio 2 $ 350,000 $ 175,000 $ 119,000
Darke, Ohio 2 $ 520,000 $ 260,000 $ 98,000
Guernsey, Ohio 2 $ 460,000 $ 230,000 $ 58,000
Hancock, Ohio 2 $ 320,000 $ 160,000 $ 53,000
Huron, Ohio 2 $ 500,000 $ 250,000 $ 85,000
Knox, Ohio 2 $ 340,000 $ 170,000 $ 79,000
Lake, Ohio 2 $ 370,000 $ 185,000 $ 63,000
Madison, Ohio 2 $ 470,000 $ 235,000 $ 59,000
Marion, Ohio 2 $ 330,000 $ 165,000 $ 59,000
Pickaway, Ohio 2 $ 520,000 $ 260,000 $ 116,000
Richland, Ohio 2 $ 570,000 $ 285,000 $ 121,000
Sandusky, Ohio 2 $ 310,000 $ 155,000 $ 55,000
Tuscarawas, Ohio 2 $ 280,000 $ 140,000 $ 34,000
Union, Ohio 2 $ 490,000 $ 245,000 $ 69,000
Williams, Ohio 2 $ 340,000 $ 170,000 $ 122,000
Adams, Pennsylvania 2 $ 830,000 $ 415,000 $ 129,000
Armstrong, Pennsylvania 2 $ 390,000 $ 195,000 $ 65,000
Bradford, Pennsylvania 2 $ 390,000 $ 195,000 $ 86,000
Carbon, Pennsylvania 2 $ 540,000 $ 270,000 $ 76,000
Fayette, Pennsylvania 2 $ 190,000 $ 95,000 $ 78,000
Mifflin, Pennsylvania 2 $ 360,000 $ 180,000 $ 150,000
Montour, Pennsylvania 2 $ 460,000 $ 230,000 $ 103,000
Perry, Pennsylvania 2 $ 590,000 $ 295,000 $ 95,000
Cherokee, South Carolina 2 $ 340,000 $ 170,000 $ 51,000
Chester, Tennessee 2 $ 330,000 $ 165,000 $ 65,000
Cocke, Tennessee 2 $ 320,000 $ 160,000 $ 44,000
Giles, Tennessee 2 $ 480,000 $ 240,000 $ 66,000
Greene, Tennessee 2 $ 410,000 $ 205,000 $ 48,000
Lincoln, Tennessee 2 $ 370,000 $ 185,000 $ 48,000
McMinn, Tennessee 2 $ 340,000 $ 170,000 $ 47,000
McNairy, Tennessee 2 $ 420,000 $ 210,000 $ 59,000
Tarrant, Texas 2 $ 430,000 $ 215,000 $ 61,000
Amelia, Virginia 2 $ 460,000 $ 230,000 $ 81,000
Appomattox, Virginia 2 $ 400,000 $ 200,000 $ 111,000
Bristol, Virginia 2 $ 340,000 $ 170,000 $ 37,000
Culpeper, Virginia 2 $ 780,000 $ 390,000 $ 98,000
Cumberland, Virginia 2 $ 420,000 $ 210,000 $ 52,000
Fluvanna, Virginia 2 $ 740,000 $ 370,000 $ 105,000
Gloucester, Virginia 2 $ 370,000 $ 185,000 $ 57,000
Halifax, Virginia 2 $ 370,000 $ 185,000 $ 77,000
Mecklenburg, Virginia 2 $ 420,000 $ 210,000 $ 62,000
New Kent, Virginia 2 $ 470,000 $ 235,000 $ 85,000
Nottoway, Virginia 2 $ 310,000 $ 155,000 $ 70,000
Poquoson, Virginia 2 $ 480,000 $ 240,000 $ 84,000
Portsmouth, Virginia 2 $ 240,000 $ 120,000 $ 44,000
Powhatan, Virginia 2 $ 340,000 $ 170,000 $ 59,000
Prince Edward, Virginia 2 $ 430,000 $ 215,000 $ 59,000
Pulaski, Virginia 2 $ 380,000 $ 190,000 $ 130,000
Salem, Virginia 2 $ 500,000 $ 250,000 $ 95,000
Shenandoah, Virginia 2 $ 360,000 $ 180,000 $ 50,000
Tazewell, Virginia 2 $ 350,000 $ 175,000 $ 74,000
Warren, Virginia 2 $ 480,000 $ 240,000 $ 100,000
Wythe, Virginia 2 $ 350,000 $ 175,000 $ 72,000
Bibb, Alabama 1 $ 165,000 $ 165,000 $ 110,000
Butler, Alabama 1 $ 195,000 $ 195,000 $ 38,000
Page:

Mortgage Loan Application Detail Totals for Milend, Inc in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,584 $1,160,420,000 $253,000 $2,925,000 $87,000 $1,200,000
Home Purchase 183 $71,875,000 $392,000 $1,095,000 $157,000 $700,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,292 $610,010,000 $266,000 $1,525,000 $97,000 $850,000
Black or African American 1,223 $308,335,000 $252,000 $1,775,000 $82,000 $322,000
Not Provided 1,011 $247,785,000 $245,000 $2,925,000 $84,000 $1,200,000
Hispanic 174 $46,450,000 $266,000 $765,000 $92,000 $782,000
Asian 46 $14,380,000 $312,000 $765,000 $101,000 $350,000
American Indian or Alaskan Native 12 $3,050,000 $254,000 $545,000 $74,000 $180,000
Native Hawaiian or Other Pacific Islander 8 $1,850,000 $231,000 $495,000 $88,000 $184,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,141 $759,385,000 $241,000 $1,775,000 $82,000 $337,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,074 $305,370,000 $284,000 $2,925,000 $111,000 $1,200,000
VA-guaranteed (Veterans Administration) 552 $167,540,000 $303,000 $725,000 $94,000 $420,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,953 $501,165,000 $256,000 $2,925,000 $88,000 $1,200,000
Loan Originated 1,414 $386,630,000 $273,000 $1,505,000 $98,000 $700,000
File Closed For Incompleteness 912 $225,360,000 $247,000 $1,775,000 $89,000 $850,000
Application Denied By Financial Institution 443 $107,665,000 $243,000 $705,000 $73,000 $600,000
Application Approved But Not Accepted 45 $11,475,000 $255,000 $555,000 $82,000 $185,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,324 $1,124,630,000 $260,000 $2,925,000 $92,000 $1,200,000
Debt-To-Income Ratio 177 $43,915,000 $248,000 $595,000 $61,000 $211,000
Credit History 136 $34,110,000 $250,000 $705,000 $81,000 $240,000
Collateral 84 $18,680,000 $222,000 $505,000 $83,000 $600,000
Other 18 $4,460,000 $247,000 $475,000 $85,000 $192,000
Unverifiable Information 16 $3,480,000 $217,000 $435,000 $77,000 $174,000
Employment History 11 $2,715,000 $246,000 $535,000 $77,000 $148,000
Insufficient Cash (Downpayment, Closing Cost) 1 $305,000 $305,000 $305,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List