Milo Credit, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Milo Credit, LLC of Miami, FL reported 151 mortgage applications totaling $117.9 million. The average application was for $780,827, and applicants reported an average income of $51,225. 32% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (10), Nassau County-Suffolk County, NY (9) and San Diego-Carlsbad, CA (8) (applications in parentheses).
| Mortgage Company & Address | Milo Credit, LLC 545 Nw 26th St Suite 200 Miami, FL 33127 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2023 |
| Total Number of Mortgage Applications | 151 |
| Total Mortgage Loan Application Amount | $117,905,000 |
| Average Mortgage Loan Application Amount | $780,827 |
| Highest Mortgage Loan Application Amount | $7,875,000 |
| Average Applicant Income | $51,225 |
| Highest Applicant Income | $5,563,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milo Credit, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 14 | $ 6,010,000 | $ 429,285 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 9,970,000 | $ 997,000 | $ 0 |
| Nassau County-Suffolk County, NY | 9 | $ 7,155,000 | $ 795,000 | $ 0 |
| San Diego-Carlsbad, CA | 8 | $ 10,430,000 | $ 1,303,750 | $ 0 |
| Dallas-Plano-Irving, TX | 7 | $ 6,785,000 | $ 969,285 | $ 794,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 5,305,000 | $ 757,857 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 2,830,000 | $ 471,666 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 6,270,000 | $ 1,045,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 3,390,000 | $ 565,000 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 5 | $ 2,795,000 | $ 559,000 | $ 0 |
| Chicago-Naperville, IL | 5 | $ 3,945,000 | $ 789,000 | $ 0 |
| Austin-Round Rock, TX | 4 | $ 1,810,000 | $ 452,500 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,900,000 | $ 475,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 3 | $ 875,000 | $ 291,666 | $ 0 |
| Knoxville, TN | 3 | $ 1,905,000 | $ 635,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 695,000 | $ 231,666 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 2,535,000 | $ 845,000 | $ 0 |
| Boston, MA | 2 | $ 1,340,000 | $ 670,000 | $ 0 |
| Jacksonville, FL | 2 | $ 1,840,000 | $ 920,000 | $ 0 |
| Lakewood-New Brunswick, NJ | 2 | $ 1,590,000 | $ 795,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 2,470,000 | $ 1,235,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 11,380,000 | $ 5,690,000 | $ 1,057,000 |
| Newark, NJ-PA | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 2,700,000 | $ 1,350,000 | $ 0 |
| San Antonio-New Braunfels, TX | 2 | $ 1,420,000 | $ 710,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 1,430,000 | $ 715,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Birmingham-Hoover, AL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Fayetteville, NC | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Fresno, CA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Ocala, FL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 355,000 | $ 355,000 | $ 0 |
| San Rafael, CA | 1 | $ 1,835,000 | $ 1,835,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sheboygan, WI | 1 | $ 555,000 | $ 555,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Washington, DC-MD | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wilmington, NC | 1 | $ 425,000 | $ 425,000 | $ 0 |
Mortgage Loan Application Detail Totals for Milo Credit, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 85 | $77,985,000 | $917,000 | $7,875,000 | $91,000 | $5,563,000 |
| Cash-out Refinancing | 60 | $36,140,000 | $602,000 | $4,025,000 | $0 | $0 |
| Refinancing | 5 | $3,455,000 | $691,000 | $1,235,000 | $0 | $0 |
| Home Improvement | 1 | $325,000 | $325,000 | $325,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 63 | $59,105,000 | $938,000 | $7,875,000 | $125,000 | $5,563,000 |
| Not Provided | 56 | $39,570,000 | $706,000 | $4,025,000 | $0 | $0 |
| Hispanic | 17 | $10,295,000 | $605,000 | $1,275,000 | $0 | $0 |
| Asian | 8 | $4,010,000 | $501,000 | $755,000 | $0 | $0 |
| Black or African American | 6 | $3,690,000 | $615,000 | $1,875,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $1,235,000 | $1,235,000 | $1,235,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 151 | $117,905,000 | $780,000 | $7,875,000 | $51,000 | $5,563,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 76 | $50,890,000 | $669,000 | $4,025,000 | $0 | $0 |
| Loan Originated | 48 | $46,160,000 | $961,000 | $7,875,000 | $163,000 | $5,563,000 |
| Application Withdrawn By Applicant | 18 | $13,980,000 | $776,000 | $3,505,000 | $0 | $0 |
| Application Denied By Financial Institution | 5 | $3,865,000 | $773,000 | $1,265,000 | $0 | $0 |
| Application Approved But Not Accepted | 4 | $3,010,000 | $752,000 | $1,365,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 146 | $114,040,000 | $781,000 | $7,875,000 | $52,000 | $5,563,000 |
| Unverifiable Information | 2 | $1,410,000 | $705,000 | $975,000 | $0 | $0 |
| Credit Application Incomplete | 2 | $1,600,000 | $800,000 | $1,265,000 | $0 | $0 |
| Collateral | 1 | $855,000 | $855,000 | $855,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milo Credit, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milo Credit, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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