Mlb Residential Lending, LLC Mortgage Lending & HMDA Data, 2024
In 2024, Mlb Residential Lending, LLC of Springfield, NJ reported 991 mortgage applications totaling $387.7 million, down 7% from 2023. The average application was for $391,195, and applicants reported an average income of $139,544. 50% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Newark, NJ-PA (182), New York-Jersey City-White Plains, NY-NJ (142) and Lakewood-New Brunswick, NJ (127) (applications in parentheses).
| Mortgage Company & Address | Mlb Residential Lending, LLC 51 Commerce St Springfield, NJ 07081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 991 |
| Total Mortgage Loan Application Amount | $387,675,000 |
| Average Mortgage Loan Application Amount | $391,195 |
| Highest Mortgage Loan Application Amount | $2,165,000 |
| Average Applicant Income | $139,544 |
| Highest Applicant Income | $3,580,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mlb Residential Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Newark, NJ-PA | 182 | $ 81,640,000 | $ 448,571 | $ 154,000 |
| New York-Jersey City-White Plains, NY-NJ | 142 | $ 74,030,000 | $ 521,338 | $ 180,760 |
| Lakewood-New Brunswick, NJ | 127 | $ 55,255,000 | $ 435,078 | $ 151,000 |
| Outside any metro area | 69 | $ 17,975,000 | $ 260,507 | $ 118,260 |
| Nassau County-Suffolk County, NY | 44 | $ 21,790,000 | $ 495,227 | $ 153,000 |
| Camden, NJ | 32 | $ 11,140,000 | $ 348,125 | $ 183,000 |
| Philadelphia, PA | 27 | $ 4,985,000 | $ 184,629 | $ 150,000 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 4,970,000 | $ 276,111 | $ 105,000 |
| Chicago-Naperville, IL | 17 | $ 4,965,000 | $ 292,058 | $ 89,000 |
| San Antonio-New Braunfels, TX | 14 | $ 4,370,000 | $ 312,142 | $ 96,000 |
| Montgomery County-Bucks County-Chester County, PA | 10 | $ 3,430,000 | $ 343,000 | $ 103,000 |
| Baltimore-Columbia-Towson, MD | 9 | $ 2,455,000 | $ 272,777 | $ 90,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9 | $ 3,895,000 | $ 432,777 | $ 122,000 |
| Tampa, FL | 9 | $ 2,625,000 | $ 291,666 | $ 175,000 |
| Trenton, NJ | 9 | $ 3,845,000 | $ 427,222 | $ 122,000 |
| Washington, DC-MD | 9 | $ 3,705,000 | $ 411,666 | $ 66,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 2,570,000 | $ 321,250 | $ 255,000 |
| Pittsburgh, PA | 8 | $ 1,180,000 | $ 147,500 | $ 64,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 2,175,000 | $ 310,714 | $ 97,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 2,045,000 | $ 292,142 | $ 74,428 |
| Cleveland, OH | 7 | $ 1,175,000 | $ 167,857 | $ 133,000 |
| Port St. Lucie, FL | 7 | $ 2,155,000 | $ 307,857 | $ 79,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 2,100,000 | $ 350,000 | $ 99,500 |
| Jacksonville, FL | 6 | $ 1,640,000 | $ 273,333 | $ 97,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 6 | $ 2,650,000 | $ 441,666 | $ 195,000 |
| Lakeland-Winter Haven, FL | 6 | $ 2,570,000 | $ 428,333 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 3,040,000 | $ 506,666 | $ 130,000 |
| Vineland-Bridgeton, NJ | 6 | $ 1,390,000 | $ 231,666 | $ 61,000 |
| Dallas-Plano-Irving, TX | 5 | $ 1,785,000 | $ 357,000 | $ 133,000 |
| Huntsville, AL | 5 | $ 1,135,000 | $ 227,000 | $ 56,000 |
| Laredo, TX | 5 | $ 1,115,000 | $ 223,000 | $ 57,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 2,405,000 | $ 481,000 | $ 107,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 3,005,000 | $ 601,000 | $ 396,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 955,000 | $ 191,000 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,335,000 | $ 267,000 | $ 73,000 |
| Everett, WA | 4 | $ 2,360,000 | $ 590,000 | $ 160,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 970,000 | $ 242,500 | $ 115,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 1,040,000 | $ 260,000 | $ 100,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,390,000 | $ 347,500 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,560,000 | $ 390,000 | $ 164,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 2,980,000 | $ 745,000 | $ 213,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,500,000 | $ 375,000 | $ 184,000 |
| Columbus, OH | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Fort Worth-Arlington, TX | 3 | $ 1,335,000 | $ 445,000 | $ 108,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 865,000 | $ 288,333 | $ 125,000 |
| Oklahoma City, OK | 3 | $ 895,000 | $ 298,333 | $ 88,000 |
| Richmond, VA | 3 | $ 695,000 | $ 231,666 | $ 78,000 |
| Toledo, OH | 3 | $ 665,000 | $ 221,666 | $ 94,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 845,000 | $ 281,666 | $ 74,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 630,000 | $ 315,000 | $ 89,000 |
| Birmingham-Hoover, AL | 2 | $ 780,000 | $ 390,000 | $ 148,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 770,000 | $ 385,000 | $ 93,000 |
| Cincinnati, OH-KY-IN | 2 | $ 490,000 | $ 245,000 | $ 120,000 |
| Clarksville, TN-KY | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 950,000 | $ 475,000 | $ 133,000 |
| El Paso, TX | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| Elgin, IL | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Fayetteville, NC | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Lake County-Porter County-Jasper County, IN | 2 | $ 1,010,000 | $ 505,000 | $ 114,000 |
| Lexington Park, MD | 2 | $ 810,000 | $ 405,000 | $ 109,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 930,000 | $ 465,000 | $ 118,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Mobile, AL | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Ocala, FL | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Olympia-Tumwater, WA | 2 | $ 840,000 | $ 420,000 | $ 151,000 |
| Peoria, IL | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 740,000 | $ 370,000 | $ 98,000 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 1,050,000 | $ 525,000 | $ 151,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,560,000 | $ 780,000 | $ 130,000 |
| Wilmington, DE-MD-NJ | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| York-Hanover, PA | 2 | $ 630,000 | $ 315,000 | $ 112,000 |
| Akron, OH | 1 | $ 385,000 | $ 385,000 | $ 66,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 835,000 | $ 835,000 | $ 252,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Austin-Round Rock, TX | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Bakersfield, CA | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Bloomington, IL | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Boulder, CO | 1 | $ 645,000 | $ 645,000 | $ 129,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Charleston-North Charleston, SC | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Chattanooga, TN-GA | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Columbia, SC | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 335,000 | $ 335,000 | $ 56,000 |
| Decatur, AL | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Decatur, IL | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Florence, SC | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Fresno, CA | 1 | $ 435,000 | $ 435,000 | $ 129,000 |
| Greensboro-High Point, NC | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Hammond, LA | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Harrisburg-Carlisle, PA | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Kankakee, IL | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Killeen-Temple, TX | 1 | $ 365,000 | $ 365,000 | $ 55,000 |
| Knoxville, TN | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Lafayette, LA | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Lansing-East Lansing, MI | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Lawton, OK | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 955,000 | $ 955,000 | $ 210,000 |
| Madison, WI | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Memphis, TN-MS-AR | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Michigan City-La Porte, IN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Morristown, TN | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Panama City, FL | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 665,000 | $ 665,000 | $ 195,000 |
| Provo-Orem, UT | 1 | $ 595,000 | $ 595,000 | $ 126,000 |
| Punta Gorda, FL | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Reading, PA | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Salt Lake City, UT | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| San Diego-Carlsbad, CA | 1 | $ 875,000 | $ 875,000 | $ 323,000 |
| Spartanburg, SC | 1 | $ 365,000 | $ 365,000 | $ 39,000 |
| St. Louis, MO-IL | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Syracuse, NY | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Tallahassee, FL | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Tucson, AZ | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Tulsa, OK | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Tyler, TX | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Wichita, KS | 1 | $ 285,000 | $ 285,000 | $ 184,000 |
| Wildwood-The Villages, FL | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Wilmington, NC | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Winston-Salem, NC | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Mlb Residential Lending, LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 777 | $311,675,000 | $401,000 | $1,825,000 | $133,000 | $1,207,000 |
| Cash-out Refinancing | 161 | $53,585,000 | $332,000 | $2,165,000 | $162,000 | $3,580,000 |
| Refinancing | 52 | $22,260,000 | $428,000 | $1,295,000 | $168,000 | $2,210,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $130,000 | $130,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 358 | $149,750,000 | $418,000 | $1,075,000 | $143,000 | $2,250,000 |
| White | 291 | $112,265,000 | $385,000 | $2,165,000 | $148,000 | $2,210,000 |
| Black or African American | 231 | $81,125,000 | $351,000 | $865,000 | $119,000 | $540,000 |
| Not Provided | 70 | $24,710,000 | $353,000 | $1,205,000 | $146,000 | $3,580,000 |
| Asian | 36 | $17,860,000 | $496,000 | $1,295,000 | $148,000 | $349,000 |
| American Indian or Alaskan Native | 4 | $1,620,000 | $405,000 | $665,000 | $132,000 | $195,000 |
| Not applicable | 1 | $345,000 | $345,000 | $345,000 | $162,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 476 | $190,170,000 | $399,000 | $2,165,000 | $172,000 | $3,580,000 |
| FHA-insured (Federal Housing Administration) | 456 | $173,010,000 | $379,000 | $1,295,000 | $109,000 | $450,000 |
| VA-guaranteed (Veterans Administration) | 56 | $23,670,000 | $422,000 | $1,205,000 | $117,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $825,000 | $275,000 | $315,000 | $100,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 500 | $202,430,000 | $404,000 | $1,085,000 | $145,000 | $2,250,000 |
| Application Denied By Financial Institution | 196 | $68,310,000 | $348,000 | $2,165,000 | $102,000 | $897,000 |
| Application Withdrawn By Applicant | 98 | $42,220,000 | $430,000 | $1,655,000 | $171,000 | $2,210,000 |
| Preapproval Denied by Financial Institution | 85 | $31,355,000 | $368,000 | $1,205,000 | $106,000 | $450,000 |
| Application Approved But Not Accepted | 71 | $26,645,000 | $375,000 | $845,000 | $177,000 | $3,580,000 |
| File Closed For Incompleteness | 41 | $16,715,000 | $407,000 | $1,825,000 | $182,000 | $608,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 710 | $288,010,000 | $405,000 | $1,825,000 | $154,000 | $3,580,000 |
| Debt-To-Income Ratio | 99 | $36,995,000 | $373,000 | $1,175,000 | $94,000 | $255,000 |
| Credit History | 64 | $18,450,000 | $288,000 | $765,000 | $102,000 | $450,000 |
| Other | 51 | $16,465,000 | $322,000 | $935,000 | $104,000 | $897,000 |
| Unverifiable Information | 23 | $9,585,000 | $416,000 | $1,205,000 | $133,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $8,255,000 | $434,000 | $2,165,000 | $97,000 | $348,000 |
| Collateral | 15 | $6,585,000 | $439,000 | $1,295,000 | $145,000 | $341,000 |
| Employment History | 10 | $3,330,000 | $333,000 | $595,000 | $86,000 | $136,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlb Residential Lending, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlb Residential Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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