Molton, Allen & Williams Mtg Mortgage Lending & HMDA Data, 2006
In 2006, Molton, Allen & Williams Mtg of Birmingham, AL reported 3,311 mortgage applications totaling $517.6 million, down 48% from 2005. The average application was for $156,325, and applicants reported an average income of $64,933. 69% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (447), Atlanta-Sandy Springs-Marietta, GA (409) and Tampa-St. Petersburg-Clearwater, FL (209) (applications in parentheses).
| Mortgage Company & Address | Molton, Allen & Williams Mtg 1000 Urban Center Drive, Ste 500 Birmingham, AL 35242 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,311 |
| Total Mortgage Loan Application Amount | $517,594,000 |
| Average Mortgage Loan Application Amount | $156,325 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $64,933 |
| Highest Applicant Income | $1,392,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Molton, Allen & Williams Mtg filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach-Norfolk-Newport News, VA-NC | 447 | $ 80,295,000 | $ 179,630 | $ 65,281 |
| Atlanta-Sandy Springs-Marietta, GA | 409 | $ 61,787,000 | $ 151,068 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 209 | $ 33,985,000 | $ 162,607 | $ 69,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 188 | $ 45,920,000 | $ 244,255 | $ 91,867 |
| Orlando-Kissimmee, FL | 183 | $ 32,090,000 | $ 175,355 | $ 71,000 |
| Nashville-Davidson--Murfreesboro, TN | 102 | $ 15,487,000 | $ 151,833 | $ 66,000 |
| Louisville-Jefferson County, KY-IN | 93 | $ 12,575,000 | $ 135,215 | $ 59,032 |
| Roanoke, VA | 92 | $ 11,337,000 | $ 123,228 | $ 49,000 |
| Jacksonville, FL | 79 | $ 13,420,000 | $ 169,873 | $ 74,000 |
| St. Louis, MO-IL | 73 | $ 8,135,000 | $ 111,438 | $ 55,876 |
| Baltimore-Towson, MD | 56 | $ 10,888,000 | $ 194,428 | $ 87,000 |
| Birmingham-Hoover, AL | 56 | $ 6,157,000 | $ 109,946 | $ 58,000 |
| Chicago-Naperville-Joliet, IL | 51 | $ 9,462,000 | $ 185,529 | $ 71,000 |
| Lakeland, FL | 48 | $ 6,494,000 | $ 135,291 | $ 71,000 |
| Richmond, VA | 46 | $ 6,287,000 | $ 136,673 | $ 50,000 |
| Florence-Muscle Shoals, AL | 44 | $ 4,927,000 | $ 111,977 | $ 58,000 |
| Lynchburg, VA | 34 | $ 4,223,000 | $ 124,205 | $ 58,000 |
| Gary, IN | 32 | $ 4,605,000 | $ 143,906 | $ 54,000 |
| Joplin, MO | 32 | $ 3,047,000 | $ 95,218 | $ 43,000 |
| Tulsa, OK | 29 | $ 2,247,000 | $ 77,482 | $ 73,000 |
| Winchester, VA-WV | 29 | $ 5,522,000 | $ 190,413 | $ 64,931 |
| Blacksburg-Christiansburg-Radford, VA | 28 | $ 3,609,000 | $ 128,892 | $ 64,000 |
| Oklahoma City, OK | 26 | $ 2,267,000 | $ 87,192 | $ 54,000 |
| Topeka, KS | 24 | $ 2,664,000 | $ 111,000 | $ 50,000 |
| Elizabethtown, KY | 20 | $ 2,994,000 | $ 149,700 | $ 54,000 |
| Decatur, AL | 19 | $ 2,699,000 | $ 142,052 | $ 76,000 |
| Gadsden, AL | 19 | $ 2,678,000 | $ 140,947 | $ 63,000 |
| Mobile, AL | 19 | $ 2,270,000 | $ 119,473 | $ 50,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 3,848,000 | $ 213,777 | $ 122,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 3,299,000 | $ 183,277 | $ 75,000 |
| Greenville, SC | 17 | $ 1,984,000 | $ 116,705 | $ 38,000 |
| Gainesville, FL | 16 | $ 2,255,000 | $ 140,937 | $ 69,000 |
| Gainesville, GA | 16 | $ 1,876,000 | $ 117,250 | $ 57,000 |
| Sarasota-Bradenton-Venice, FL | 16 | $ 2,871,000 | $ 179,437 | $ 111,000 |
| Kansas City, MO-KS | 15 | $ 2,056,000 | $ 137,066 | $ 82,733 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 15 | $ 3,586,000 | $ 239,066 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 1,941,000 | $ 149,307 | $ 14,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 2,271,000 | $ 174,692 | $ 84,615 |
| Bethesda-Gaithersburg-Frederick, MD | 10 | $ 2,763,000 | $ 276,300 | $ 98,000 |
| Ocala, FL | 10 | $ 1,335,000 | $ 133,500 | $ 44,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 2,081,000 | $ 231,222 | $ 77,666 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 937,000 | $ 117,125 | $ 51,000 |
| Memphis, TN-MS-AR | 8 | $ 1,065,000 | $ 133,125 | $ 41,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 1,083,000 | $ 154,714 | $ 86,000 |
| Chattanooga, TN-GA | 7 | $ 604,000 | $ 86,285 | $ 53,142 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,684,000 | $ 240,571 | $ 85,000 |
| Montgomery, AL | 6 | $ 1,013,000 | $ 168,833 | $ 69,000 |
| New Orleans-Metairie-Kenner, LA | 6 | $ 917,000 | $ 152,833 | $ 116,000 |
| Port St. Lucie-Fort Pierce, FL | 6 | $ 990,000 | $ 165,000 | $ 58,000 |
| Punta Gorda, FL | 6 | $ 735,000 | $ 122,500 | $ 19,000 |
| San Antonio, TX | 6 | $ 574,000 | $ 95,666 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 613,000 | $ 122,600 | $ 8,200 |
| Boston-Quincy, MA | 5 | $ 1,201,000 | $ 240,200 | $ 79,000 |
| Bowling Green, KY | 5 | $ 581,000 | $ 116,200 | $ 79,000 |
| Clarksville, TN-KY | 5 | $ 775,000 | $ 155,000 | $ 46,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 846,000 | $ 169,200 | $ 60,000 |
| Worcester, MA | 5 | $ 912,000 | $ 182,400 | $ 66,000 |
| Charlotte-Gastonia-Concord, NC-SC | 4 | $ 268,000 | $ 67,000 | $ 36,000 |
| Charlottesville, VA | 4 | $ 607,000 | $ 151,750 | $ 74,000 |
| Dallas-Plano-Irving, TX | 4 | $ 625,000 | $ 156,250 | $ 89,000 |
| Fayetteville, NC | 4 | $ 569,000 | $ 142,250 | $ 27,000 |
| Harrisonburg, VA | 4 | $ 643,000 | $ 160,750 | $ 70,000 |
| Manchester-Nashua, NH | 4 | $ 826,000 | $ 206,500 | $ 46,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 883,000 | $ 220,750 | $ 119,000 |
| Raleigh-Cary, NC | 4 | $ 407,000 | $ 101,750 | $ 18,000 |
| Springfield, MA | 4 | $ 345,000 | $ 86,250 | $ 87,000 |
| Tuscaloosa, AL | 4 | $ 583,000 | $ 145,750 | $ 56,000 |
| Auburn-Opelika, AL | 3 | $ 303,000 | $ 101,000 | $ 32,000 |
| Columbia, MO | 3 | $ 446,000 | $ 148,666 | $ 64,000 |
| Gulfport-Biloxi, MS | 3 | $ 411,000 | $ 137,000 | $ 61,000 |
| Houston-Sugar Land-Baytown, TX | 3 | $ 387,000 | $ 129,000 | $ 107,000 |
| Kankakee-Bradley, IL | 3 | $ 488,000 | $ 162,666 | $ 61,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 370,000 | $ 123,333 | $ 82,000 |
| Tallahassee, FL | 3 | $ 195,000 | $ 65,000 | $ 56,000 |
| Albany, GA | 2 | $ 414,000 | $ 207,000 | $ 97,000 |
| Anniston-Oxford, AL | 2 | $ 164,000 | $ 82,000 | $ 29,000 |
| Athens-Clarke County, GA | 2 | $ 183,000 | $ 91,500 | $ 23,000 |
| Barnstable Town, MA | 2 | $ 417,000 | $ 208,500 | $ 51,000 |
| Baton Rouge, LA | 2 | $ 273,000 | $ 136,500 | $ 54,000 |
| Brunswick, GA | 2 | $ 101,000 | $ 50,500 | $ 39,000 |
| Columbia, SC | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 308,000 | $ 154,000 | $ 77,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 115,000 | $ 57,500 | $ 53,000 |
| Lafayette, IN | 2 | $ 278,000 | $ 139,000 | $ 135,000 |
| Lake Charles, LA | 2 | $ 126,000 | $ 63,000 | $ 29,000 |
| Lawton, OK | 2 | $ 379,000 | $ 189,500 | $ 45,000 |
| Little Rock-North Little Rock, AR | 2 | $ 285,000 | $ 142,500 | $ 49,000 |
| Naples-Marco Island, FL | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| New Haven-Milford, CT | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Niles-Benton Harbor, MI | 2 | $ 139,000 | $ 69,500 | $ 7,000 |
| Norwich-New London, CT | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Panama City-Lynn Haven, FL | 2 | $ 492,000 | $ 246,000 | $ 138,000 |
| Sebastian-Vero Beach, FL | 2 | $ 126,000 | $ 63,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Wilmington, NC | 2 | $ 129,000 | $ 64,500 | $ 88,000 |
| Anderson, SC | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Asheville, NC | 1 | $ 160,000 | $ 160,000 | $ 197,000 |
| Austin-Round Rock, TX | 1 | $ 872,000 | $ 872,000 | $ 186,000 |
| Bloomington, IN | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Columbus, GA-AL | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Decatur, IL | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Dover, DE | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Greensboro-High Point, NC | 1 | $ 222,000 | $ 222,000 | $ 101,000 |
| Huntsville, AL | 1 | $ 101,000 | $ 101,000 | $ 65,000 |
| Jackson, MS | 1 | $ 320,000 | $ 320,000 | $ 79,000 |
| Johnson City, TN | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Knoxville, TN | 1 | $ 288,000 | $ 288,000 | $ 113,000 |
| Macon, GA | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Owensboro, KY | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Pascagoula, MS | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Salisbury, MD | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Savannah, GA | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Warner Robins, GA | 1 | $ 234,000 | $ 234,000 | $ 63,000 |
| Winston-Salem, NC | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Molton, Allen & Williams Mtg in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,040 | $303,883,000 | $148,000 | $1,000,000 | $63,000 | $1,392,000 |
| Refinancing | 1,268 | $213,193,000 | $168,000 | $1,000,000 | $68,000 | $400,000 |
| Home Improvement | 3 | $518,000 | $172,000 | $350,000 | $84,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,219 | $349,765,000 | $157,000 | $1,000,000 | $69,000 | $1,392,000 |
| Black or African American | 659 | $98,273,000 | $149,000 | $1,000,000 | $53,000 | $240,000 |
| Hispanic | 289 | $42,505,000 | $147,000 | $1,000,000 | $55,000 | $498,000 |
| Asian | 62 | $14,247,000 | $229,000 | $720,000 | $93,000 | $438,000 |
| Not applicable | 37 | $6,285,000 | $169,000 | $410,000 | $60,000 | $134,000 |
| Not Provided | 25 | $3,195,000 | $127,000 | $360,000 | $75,000 | $846,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,659,000 | $189,000 | $337,000 | $84,000 | $134,000 |
| American Indian or Alaskan Native | 6 | $665,000 | $110,000 | $183,000 | $41,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,458 | $388,725,000 | $158,000 | $1,000,000 | $69,000 | $1,392,000 |
| FHA-insured (Federal Housing Administration) | 548 | $72,638,000 | $132,000 | $405,000 | $52,000 | $267,000 |
| VA-guaranteed (Veterans Administration) | 305 | $56,231,000 | $184,000 | $417,000 | $60,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,295 | $367,629,000 | $160,000 | $1,000,000 | $67,000 | $1,392,000 |
| File Closed For Incompleteness | 320 | $43,910,000 | $137,000 | $1,000,000 | $54,000 | $324,000 |
| Application Denied By Financial Institution | 299 | $42,505,000 | $142,000 | $1,000,000 | $64,000 | $498,000 |
| Application Withdrawn By Applicant | 187 | $29,998,000 | $160,000 | $975,000 | $58,000 | $258,000 |
| Application Approved But Not Accepted | 130 | $21,376,000 | $164,000 | $618,000 | $75,000 | $395,000 |
| Loan Purchased By The Institution | 37 | $6,285,000 | $169,000 | $410,000 | $60,000 | $134,000 |
| Preapproval Denied by Financial Institution | 35 | $4,812,000 | $137,000 | $416,000 | $47,000 | $106,000 |
| Preapproval Approved but not Accepted | 8 | $1,079,000 | $134,000 | $255,000 | $54,000 | $106,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 137 | $17,776,000 | $129,000 | $433,000 | $51,000 | $204,000 |
| Debt-To-Income Ratio | 62 | $9,626,000 | $155,000 | $872,000 | $79,000 | $498,000 |
| Other | 59 | $8,296,000 | $140,000 | $587,000 | $56,000 | $182,000 |
| Collateral | 41 | $6,605,000 | $161,000 | $560,000 | $92,000 | $312,000 |
| Employment History | 12 | $2,637,000 | $219,000 | $1,000,000 | $49,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,131,000 | $102,000 | $302,000 | $45,000 | $198,000 |
| Unverifiable Information | 7 | $633,000 | $90,000 | $196,000 | $44,000 | $84,000 |
| Credit Application Incomplete | 4 | $361,000 | $90,000 | $145,000 | $112,000 | $238,000 |
| Mortgage Insurance Denied | 1 | $252,000 | $252,000 | $252,000 | $164,000 | $164,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Molton, Allen & Williams Mtg's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Molton, Allen & Williams Mtg's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About