Molton, Allen & Williams Mtg Mortgage Lending & HMDA Data, 2005
In 2005, Molton, Allen & Williams Mtg of Birmingham, AL reported 6,356 mortgage applications totaling $990.6 million, up 9% from 2004. The average application was for $155,857, and applicants reported an average income of $66,461. 71% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (758), Virginia Beach-Norfolk-Newport News, VA-NC (651) and Oklahoma City, OK (255) (applications in parentheses).
| Mortgage Company & Address | Molton, Allen & Williams Mtg 1000 Urban Center Drive, Ste 500 Birmingham, AL 35242 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,356 |
| Total Mortgage Loan Application Amount | $990,633,000 |
| Average Mortgage Loan Application Amount | $155,857 |
| Highest Mortgage Loan Application Amount | $2,141,000 |
| Average Applicant Income | $66,461 |
| Highest Applicant Income | $2,975,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Molton, Allen & Williams Mtg filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tampa-St. Petersburg-Clearwater, FL | 758 | $ 118,217,000 | $ 155,959 | $ 69,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 651 | $ 115,891,000 | $ 178,019 | $ 67,000 |
| Oklahoma City, OK | 255 | $ 22,145,000 | $ 86,843 | $ 55,000 |
| Atlanta-Sandy Springs-Marietta, GA | 218 | $ 33,046,000 | $ 151,587 | $ 63,000 |
| Baltimore-Towson, MD | 199 | $ 35,414,000 | $ 177,959 | $ 74,000 |
| Roanoke, VA | 168 | $ 19,554,000 | $ 116,392 | $ 55,000 |
| Tulsa, OK | 139 | $ 12,640,000 | $ 90,935 | $ 54,000 |
| Chicago-Naperville-Joliet, IL | 123 | $ 20,584,000 | $ 167,349 | $ 69,000 |
| Jacksonville, FL | 110 | $ 18,155,000 | $ 165,045 | $ 80,000 |
| Orlando, FL | 99 | $ 15,428,000 | $ 155,838 | $ 68,000 |
| Nashville-Davidson--Murfreesboro, TN | 98 | $ 13,879,000 | $ 141,622 | $ 67,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 86 | $ 16,366,000 | $ 190,302 | $ 66,000 |
| Birmingham-Hoover, AL | 81 | $ 10,265,000 | $ 126,728 | $ 57,000 |
| Joplin, MO | 81 | $ 7,508,000 | $ 92,691 | $ 40,000 |
| Winchester, VA-WV | 78 | $ 16,082,000 | $ 206,179 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 74 | $ 14,288,000 | $ 193,081 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 67 | $ 11,165,000 | $ 166,641 | $ 127,000 |
| Bethesda-Frederick-Gaithersburg, MD | 62 | $ 15,232,000 | $ 245,677 | $ 90,000 |
| Lakeland, FL | 56 | $ 7,205,000 | $ 128,660 | $ 55,000 |
| Gadsden, AL | 53 | $ 5,271,000 | $ 99,452 | $ 37,000 |
| Port St. Lucie-Fort Pierce, FL | 51 | $ 7,788,000 | $ 152,705 | $ 61,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 50 | $ 7,668,000 | $ 153,360 | $ 64,000 |
| Florence-Muscle Shoals, AL | 50 | $ 4,633,000 | $ 92,660 | $ 52,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 7,740,000 | $ 180,000 | $ 115,000 |
| Mobile, AL | 42 | $ 4,354,000 | $ 103,666 | $ 69,000 |
| Richmond, VA | 42 | $ 6,420,000 | $ 152,857 | $ 67,000 |
| Greenville, SC | 40 | $ 4,689,000 | $ 117,225 | $ 54,000 |
| Lynchburg, VA | 40 | $ 5,697,000 | $ 142,425 | $ 63,000 |
| Boston-Quincy, MA | 39 | $ 8,304,000 | $ 212,923 | $ 74,000 |
| St. Louis, MO-IL | 39 | $ 5,439,000 | $ 139,461 | $ 54,000 |
| Blacksburg-Christiansburg-Radford, VA | 36 | $ 4,061,000 | $ 112,805 | $ 49,000 |
| Clarksville, TN-KY | 34 | $ 4,381,000 | $ 128,852 | $ 49,000 |
| Sarasota-Bradenton-Venice, FL | 32 | $ 5,369,000 | $ 167,781 | $ 74,000 |
| Kansas City, MO-KS | 31 | $ 3,499,000 | $ 112,870 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 30 | $ 4,530,000 | $ 151,000 | $ 51,000 |
| Louisville, KY-IN | 27 | $ 3,402,000 | $ 126,000 | $ 59,000 |
| Montgomery, AL | 24 | $ 3,395,000 | $ 141,458 | $ 59,000 |
| Memphis, TN-MS-AR | 23 | $ 2,487,000 | $ 108,130 | $ 54,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 2,660,000 | $ 120,909 | $ 50,000 |
| Elizabethtown, KY | 21 | $ 2,625,000 | $ 125,000 | $ 53,000 |
| Tuscaloosa, AL | 21 | $ 2,353,000 | $ 112,047 | $ 48,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 16 | $ 3,354,000 | $ 209,625 | $ 74,000 |
| Essex County, MA | 15 | $ 3,608,000 | $ 240,533 | $ 74,000 |
| Bowling Green, KY | 14 | $ 1,368,000 | $ 97,714 | $ 58,000 |
| Decatur, AL | 14 | $ 1,278,000 | $ 91,285 | $ 47,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 2,999,000 | $ 230,692 | $ 87,000 |
| Providence-New Bedford-Fall River, RI-MA | 13 | $ 2,295,000 | $ 176,538 | $ 47,000 |
| Fort Walton Beach-Crestview-Destin, FL | 12 | $ 4,230,000 | $ 352,500 | $ 148,000 |
| Worcester, MA | 12 | $ 1,700,000 | $ 141,666 | $ 67,000 |
| Gary, IN | 11 | $ 1,534,000 | $ 139,454 | $ 53,000 |
| Ocala, FL | 11 | $ 1,914,000 | $ 174,000 | $ 73,000 |
| Columbus, GA-AL | 10 | $ 1,215,000 | $ 121,500 | $ 34,000 |
| Owensboro, KY | 10 | $ 1,114,000 | $ 111,400 | $ 42,000 |
| Evansville, IN-KY | 9 | $ 1,863,000 | $ 207,000 | $ 73,000 |
| Gulfport-Biloxi, MS | 9 | $ 1,174,000 | $ 130,444 | $ 103,000 |
| Tallahassee, FL | 8 | $ 1,064,000 | $ 133,000 | $ 84,000 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 970,000 | $ 138,571 | $ 45,000 |
| Gainesville, FL | 7 | $ 980,000 | $ 140,000 | $ 80,000 |
| Greensboro-High Point, NC | 7 | $ 789,000 | $ 112,714 | $ 54,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,414,000 | $ 202,000 | $ 68,000 |
| Little Rock-North Little Rock, AR | 7 | $ 1,170,000 | $ 167,142 | $ 71,000 |
| Naples-Marco Island, FL | 7 | $ 1,728,000 | $ 246,857 | $ 171,000 |
| Charlottesville, VA | 6 | $ 1,182,000 | $ 197,000 | $ 65,000 |
| Gainesville, GA | 6 | $ 1,002,000 | $ 167,000 | $ 60,000 |
| Lexington-Fayette, KY | 6 | $ 921,000 | $ 153,500 | $ 62,000 |
| Topeka, KS | 6 | $ 784,000 | $ 130,666 | $ 67,000 |
| Barnstable Town, MA | 5 | $ 812,000 | $ 162,400 | $ 89,000 |
| Charleston, WV | 5 | $ 703,000 | $ 140,600 | $ 54,000 |
| Chattanooga, TN-GA | 5 | $ 631,000 | $ 126,200 | $ 62,000 |
| Dover, DE | 5 | $ 808,000 | $ 161,600 | $ 104,000 |
| Salisbury, MD | 5 | $ 612,000 | $ 122,400 | $ 89,000 |
| Anniston-Oxford, AL | 4 | $ 308,000 | $ 77,000 | $ 37,000 |
| Auburn-Opelika, AL | 4 | $ 612,000 | $ 153,000 | $ 50,000 |
| Charlotte-Gastonia-Concord, NC-SC | 4 | $ 384,000 | $ 96,000 | $ 48,000 |
| Huntsville, AL | 4 | $ 824,000 | $ 206,000 | $ 83,000 |
| Jackson, MS | 4 | $ 586,000 | $ 146,500 | $ 33,000 |
| Spartanburg, SC | 4 | $ 445,000 | $ 111,250 | $ 46,000 |
| Vero Beach, FL | 4 | $ 791,000 | $ 197,750 | $ 85,000 |
| Cleveland, TN | 3 | $ 245,000 | $ 81,666 | $ 18,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 405,000 | $ 135,000 | $ 106,000 |
| Knoxville, TN | 3 | $ 262,000 | $ 87,333 | $ 100,000 |
| Lake Charles, LA | 3 | $ 460,000 | $ 153,333 | $ 63,000 |
| Lawton, OK | 3 | $ 205,000 | $ 68,333 | $ 29,000 |
| Manchester-Nashua, NH | 3 | $ 425,000 | $ 141,666 | $ 58,000 |
| Punta Gorda, FL | 3 | $ 490,000 | $ 163,333 | $ 79,000 |
| Raleigh-Cary, NC | 3 | $ 374,000 | $ 124,666 | $ 43,000 |
| Savannah, GA | 3 | $ 284,000 | $ 94,666 | $ 33,000 |
| Springfield, MA | 3 | $ 657,000 | $ 219,000 | $ 72,000 |
| Athens-Clarke County, GA | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 166,000 | $ 83,000 | $ 88,000 |
| Bloomington, IN | 2 | $ 85,000 | $ 42,500 | $ 39,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 564,000 | $ 282,000 | $ 223,000 |
| Dalton, GA | 2 | $ 194,000 | $ 97,000 | $ 35,000 |
| Dayton, OH | 2 | $ 175,000 | $ 87,500 | $ 50,000 |
| Kalamazoo-Portage, MI | 2 | $ 143,000 | $ 71,500 | $ 48,000 |
| Madison, WI | 2 | $ 250,000 | $ 125,000 | $ 126,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 723,000 | $ 361,500 | $ 228,000 |
| Panama City-Lynn Haven, FL | 2 | $ 1,285,000 | $ 642,500 | $ 536,000 |
| Rockingham County-Strafford County, NH | 2 | $ 1,274,000 | $ 637,000 | $ 196,000 |
| Rome, GA | 2 | $ 475,000 | $ 237,500 | $ 144,000 |
| Winston-Salem, NC | 2 | $ 168,000 | $ 84,000 | $ 33,000 |
| Albany, GA | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Anderson, SC | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Asheville, NC | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Baton Rouge, LA | 1 | $ 161,000 | $ 161,000 | $ 63,000 |
| Champaign-Urbana, IL | 1 | $ 117,000 | $ 117,000 | $ 83,000 |
| Charleston-North Charleston, SC | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Columbia, SC | 1 | $ 171,000 | $ 171,000 | $ 38,000 |
| Columbus, IN | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Flint, MI | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Fond Du Lac, WI | 1 | $ 87,000 | $ 87,000 | $ 80,000 |
| Harrisonburg, VA | 1 | $ 168,000 | $ 168,000 | $ 34,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Indianapolis, IN | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lafayette, IN | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Macon, GA | 1 | $ 144,000 | $ 144,000 | $ 89,000 |
| Morristown, TN | 1 | $ 296,000 | $ 296,000 | $ 129,000 |
| New Haven-Milford, CT | 1 | $ 219,000 | $ 219,000 | $ 45,000 |
| Pascagoula, MS | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
| Peoria, IL | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Pittsfield, MA | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 191,000 | $ 191,000 | $ 43,000 |
| Rockford, IL | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Rocky Mount, NC | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Terre Haute, IN | 1 | $ 183,000 | $ 183,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Molton, Allen & Williams Mtg in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,820 | $554,882,000 | $158,148 | $2,141,000 | $66,518 | $2,975,000 |
| Refinancing | 2,526 | $434,262,000 | $153,206 | $1,000,000 | $61,586 | $699,000 |
| Home Improvement | 10 | $1,489,000 | $147,200 | $210,000 | $50,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,645 | $732,913,000 | $156,172 | $2,141,000 | $66,137 | $2,975,000 |
| Black or African American | 798 | $112,273,000 | $138,333 | $650,000 | $53,416 | $334,000 |
| Hispanic | 488 | $75,029,000 | $130,578 | $768,000 | $48,894 | $322,000 |
| Asian | 159 | $29,919,000 | $166,400 | $732,000 | $83,200 | $2,250,000 |
| Not applicable | 113 | $15,522,000 | $138,250 | $315,000 | $60,125 | $238,000 |
| Not Provided | 106 | $18,860,000 | $175,333 | $820,000 | $88,933 | $524,000 |
| American Indian or Alaskan Native | 32 | $4,001,000 | $146,083 | $324,000 | $57,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,116,000 | $178,250 | $317,000 | $70,250 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,378 | $731,876,000 | $159,275 | $2,141,000 | $71,379 | $2,975,000 |
| FHA-insured (Federal Housing Administration) | 1,408 | $165,014,000 | $125,782 | $355,000 | $47,956 | $426,000 |
| VA-guaranteed (Veterans Administration) | 570 | $93,743,000 | $154,222 | $362,000 | $50,500 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,522 | $711,958,000 | $151,392 | $1,000,000 | $64,428 | $2,975,000 |
| Application Denied By Financial Institution | 667 | $96,832,000 | $144,272 | $1,000,000 | $65,272 | $680,000 |
| Application Approved But Not Accepted | 400 | $63,787,000 | $141,736 | $1,000,000 | $61,526 | $663,000 |
| File Closed For Incompleteness | 323 | $53,065,000 | $167,590 | $640,000 | $72,500 | $420,000 |
| Application Withdrawn By Applicant | 145 | $24,791,000 | $130,750 | $2,141,000 | $64,187 | $1,200,000 |
| Preapproval Approved but not Accepted | 119 | $16,517,000 | $106,000 | $608,000 | $39,750 | $157,000 |
| Loan Purchased By The Institution | 113 | $15,522,000 | $138,250 | $315,000 | $60,125 | $238,000 |
| Preapproval Denied by Financial Institution | 67 | $8,161,000 | $84,000 | $253,000 | $33,000 | $96,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 288 | $35,988,000 | $129,388 | $476,000 | $50,000 | $158,000 |
| Debt-To-Income Ratio | 127 | $19,791,000 | $141,470 | $1,000,000 | $46,235 | $567,000 |
| Collateral | 100 | $15,205,000 | $144,714 | $600,000 | $62,714 | $223,000 |
| Other | 98 | $15,359,000 | $146,214 | $1,000,000 | $81,857 | $360,000 |
| Unverifiable Information | 52 | $8,140,000 | $143,000 | $820,000 | $59,000 | $680,000 |
| Credit Application Incomplete | 31 | $5,439,000 | $167,666 | $465,000 | $82,500 | $213,000 |
| Employment History | 28 | $3,436,000 | $130,000 | $300,000 | $41,909 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $758,000 | $125,800 | $285,000 | $77,800 | $178,000 |
| Mortgage Insurance Denied | 3 | $877,000 | $349,000 | $520,000 | $154,500 | $301,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Molton, Allen & Williams Mtg's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Molton, Allen & Williams Mtg's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About