Mortgage Lenders in Monticello, KY
2 mortgage lenders are based in Monticello, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Wayne County, KY in 2025.
Most active mortgage lenders in Wayne County, KY (2025)
In 2025, 72 lenders made 263 home loans worth $41.3 million in Wayne County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Wayne County, which includes Monticello.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | First Southern National Bank Stanford, KY | 31 | $3.2M | $102,000 | 11.8% |
| 2 | Monticello Banking Company Monticello, KY | 28 | $2.8M | $99,000 | 10.6% |
| 3 | The Citizens National Bank of Somerset Somerset, KY | 21 | $3.9M | $186,000 | 8.0% |
| 4 | United Wholesale Mortgage Plymouth, MI | 20 | $4.5M | $223,000 | 7.6% |
| 5 | Truist Bank Raleigh, NC | 9 | $1.3M | $143,000 | 3.4% |
| 6 | Mortgage Research Center Columbia, MO | 7 | $1.4M | $198,000 | 2.7% |
| 7 | 21st Mortgage Knoxville, TN | 7 | $545K | $78,000 | 2.7% |
| 8 | Community Trust Bank, Inc. Pikeville, KY | 6 | $1.2M | $193,000 | 2.3% |
| 9 | United Cumberland Bank Whitley City, KY | 6 | $1.2M | $192,000 | 2.3% |
| 10 | US Bank, N.A. Cincinnati, OH | 6 | $730K | $122,000 | 2.3% |
See every lender in Wayne County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Monticello, KY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Monticello Banking Company
50 NORTH MAIN STREET MONTICELLO, KY 42633 |
* | 3,695 | $292,620,000 |
| Monticello Banking Company
50 NORTH MAIN STREET; PO BOX 421 MONTICELLO, KY 42633 |
* | 7,643 | $1,150,905,000 |
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