US Mortgage Corporation Mortgage Lending & HMDA Data, 2025
In 2025, US Mortgage Corporation of Melville, NY reported 2,090 mortgage applications totaling $779.8 million, down 22% from 2024. The average application was for $373,129, and applicants reported an average income of $138,214. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (425), Nassau County-Suffolk County, NY (155) and Marietta, GA (148) (applications in parentheses).
| Mortgage Company & Address | US Mortgage Corporation 201 Old Country Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,090 |
| Total Mortgage Loan Application Amount | $779,840,000 |
| Average Mortgage Loan Application Amount | $373,129 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $138,214 |
| Highest Applicant Income | $4,299,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 425 | $ 138,985,000 | $ 327,023 | $ 104,000 |
| Nassau County-Suffolk County, NY | 155 | $ 84,215,000 | $ 543,322 | $ 180,000 |
| Marietta, GA | 148 | $ 49,290,000 | $ 333,040 | $ 99,000 |
| New York-Jersey City-White Plains, NY-NJ | 135 | $ 67,265,000 | $ 498,259 | $ 176,681 |
| Dallas-Plano-Irving, TX | 131 | $ 56,535,000 | $ 431,564 | $ 198,000 |
| Denver-Aurora-Lakewood, CO | 107 | $ 49,975,000 | $ 467,056 | $ 168,000 |
| Outside any metro area | 99 | $ 29,775,000 | $ 300,757 | $ 118,080 |
| Albany-Schenectady-Troy, NY | 84 | $ 26,630,000 | $ 317,023 | $ 155,000 |
| Fort Worth-Arlington, TX | 78 | $ 33,160,000 | $ 425,128 | $ 160,000 |
| Pueblo, CO | 74 | $ 18,030,000 | $ 243,648 | $ 78,000 |
| Camden, NJ | 66 | $ 22,290,000 | $ 337,727 | $ 132,000 |
| Wichita, KS | 41 | $ 8,265,000 | $ 201,585 | $ 84,000 |
| Riverside-San Bernardino-Ontario, CA | 40 | $ 16,170,000 | $ 404,250 | $ 133,000 |
| Gainesville, GA | 32 | $ 9,870,000 | $ 308,437 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 26 | $ 6,780,000 | $ 260,769 | $ 104,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 12,345,000 | $ 493,800 | $ 202,000 |
| Chicago-Naperville, IL | 20 | $ 6,240,000 | $ 312,000 | $ 148,000 |
| Lakewood-New Brunswick, NJ | 20 | $ 8,760,000 | $ 438,000 | $ 164,000 |
| Newark, NJ-PA | 19 | $ 8,445,000 | $ 444,473 | $ 134,000 |
| San Diego-Carlsbad, CA | 19 | $ 12,455,000 | $ 655,526 | $ 161,000 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 5,370,000 | $ 298,333 | $ 136,000 |
| Savannah, GA | 15 | $ 4,135,000 | $ 275,666 | $ 80,000 |
| Greeley, CO | 13 | $ 3,905,000 | $ 300,384 | $ 85,000 |
| Glens Falls, NY | 12 | $ 3,270,000 | $ 272,500 | $ 181,000 |
| Tulsa, OK | 12 | $ 3,120,000 | $ 260,000 | $ 85,000 |
| Cleveland, OH | 11 | $ 2,785,000 | $ 253,181 | $ 105,000 |
| Shreveport-Bossier City, LA | 10 | $ 2,910,000 | $ 291,000 | $ 340,000 |
| Colorado Springs, CO | 9 | $ 2,725,000 | $ 302,777 | $ 87,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,735,000 | $ 192,777 | $ 83,000 |
| Austin-Round Rock, TX | 8 | $ 3,880,000 | $ 485,000 | $ 167,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 8 | $ 3,000,000 | $ 375,000 | $ 130,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 2,325,000 | $ 332,142 | $ 128,000 |
| Baton Rouge, LA | 6 | $ 1,280,000 | $ 213,333 | $ 102,000 |
| Fort Collins, CO | 6 | $ 3,230,000 | $ 538,333 | $ 190,000 |
| Philadelphia, PA | 6 | $ 1,350,000 | $ 225,000 | $ 181,000 |
| Port St. Lucie, FL | 6 | $ 2,880,000 | $ 480,000 | $ 203,000 |
| Tampa, FL | 6 | $ 2,700,000 | $ 450,000 | $ 207,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 2,585,000 | $ 517,000 | $ 141,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 2,085,000 | $ 417,000 | $ 140,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 2,225,000 | $ 445,000 | $ 160,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 2,055,000 | $ 411,000 | $ 160,000 |
| Athens-Clarke County, GA | 4 | $ 1,250,000 | $ 312,500 | $ 69,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,180,000 | $ 295,000 | $ 115,000 |
| College Station-Bryan, TX | 4 | $ 960,000 | $ 240,000 | $ 184,000 |
| Oklahoma City, OK | 4 | $ 1,360,000 | $ 340,000 | $ 198,000 |
| Raleigh, NC | 4 | $ 1,480,000 | $ 370,000 | $ 108,000 |
| San Antonio-New Braunfels, TX | 4 | $ 970,000 | $ 242,500 | $ 79,000 |
| Sherman-Denison, TX | 4 | $ 1,070,000 | $ 267,500 | $ 87,000 |
| Trenton, NJ | 4 | $ 1,370,000 | $ 342,500 | $ 141,000 |
| Vineland-Bridgeton, NJ | 4 | $ 1,150,000 | $ 287,500 | $ 150,000 |
| Warner Robins, GA | 4 | $ 950,000 | $ 237,500 | $ 76,000 |
| Bakersfield, CA | 3 | $ 1,085,000 | $ 361,666 | $ 82,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 825,000 | $ 275,000 | $ 76,000 |
| Boston, MA | 3 | $ 1,885,000 | $ 628,333 | $ 177,000 |
| Cincinnati, OH-KY-IN | 3 | $ 485,000 | $ 161,666 | $ 60,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 815,000 | $ 271,666 | $ 72,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 945,000 | $ 315,000 | $ 95,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 1,485,000 | $ 495,000 | $ 152,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 805,000 | $ 268,333 | $ 1,508,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 1,835,000 | $ 611,666 | $ 359,000 |
| Akron, OH | 2 | $ 230,000 | $ 115,000 | $ 92,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,540,000 | $ 770,000 | $ 208,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 1,040,000 | $ 520,000 | $ 76,000 |
| Arlington-Alexandria-Reston, VA-WV | 2 | $ 1,130,000 | $ 565,000 | $ 27,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Binghamton, NY | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Boulder, CO | 2 | $ 960,000 | $ 480,000 | $ 151,000 |
| Chattanooga, TN-GA | 2 | $ 520,000 | $ 260,000 | $ 68,500 |
| Columbia, SC | 2 | $ 410,000 | $ 205,000 | $ 149,000 |
| Columbus, GA-AL | 2 | $ 480,000 | $ 240,000 | $ 73,000 |
| Columbus, OH | 2 | $ 440,000 | $ 220,000 | $ 34,000 |
| Erie, PA | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Kansas City, MO-KS | 2 | $ 940,000 | $ 470,000 | $ 244,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 710,000 | $ 355,000 | $ 114,000 |
| Memphis, TN-MS-AR | 2 | $ 680,000 | $ 340,000 | $ 98,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 820,000 | $ 410,000 | $ 80,000 |
| New Haven-Milford, CT | 2 | $ 660,000 | $ 330,000 | $ 165,000 |
| Providence-Warwick, RI-MA | 2 | $ 680,000 | $ 340,000 | $ 79,000 |
| Rome, GA | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Salem, OR | 2 | $ 530,000 | $ 265,000 | $ 3,000 |
| Tyler, TX | 2 | $ 320,000 | $ 160,000 | $ 460,000 |
| Valdosta, GA | 2 | $ 640,000 | $ 320,000 | $ 110,000 |
| Waco, TX | 2 | $ 550,000 | $ 275,000 | $ 137,000 |
| Worcester, MA-CT | 2 | $ 1,080,000 | $ 540,000 | $ 174,000 |
| Abilene, TX | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Albany, GA | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Amarillo, TX | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Birmingham-Hoover, AL | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Boise City, ID | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 625,000 | $ 625,000 | $ 268,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Charleston, WV | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Charleston-North Charleston, SC | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Cheyenne, WY | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Dalton, GA | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Dover, DE | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Flagstaff, AZ | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 605,000 | $ 605,000 | $ 156,000 |
| Grants Pass, OR | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Greensboro-High Point, NC | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Hinesville, GA | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Jacksonville, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 415,000 | $ 415,000 | $ 164,000 |
| Longview, TX | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 1,335,000 | $ 1,335,000 | $ 1,010,000 |
| Macon-Bibb County, GA | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 2,505,000 | $ 2,505,000 | $ 1,680,000 |
| Ocala, FL | 1 | $ 365,000 | $ 365,000 | $ 224,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 355,000 | $ 355,000 | $ 178,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 365,000 | $ 365,000 | $ 290,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Punta Gorda, FL | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Rapid City, SD | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Reading, PA | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Richmond, VA | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Rockford, IL | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Tucson, AZ | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Utica-Rome, NY | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Washington, DC-MD | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 805,000 | $ 805,000 | $ 215,000 |
| Winston-Salem, NC | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for US Mortgage Corporation in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,818 | $670,110,000 | $368,000 | $2,005,000 | $133,000 | $3,700,000 |
| Cash-out Refinancing | 141 | $55,375,000 | $392,000 | $2,505,000 | $201,000 | $4,299,000 |
| Refinancing | 131 | $54,355,000 | $414,000 | $1,495,000 | $143,000 | $1,010,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 888 | $307,770,000 | $346,000 | $1,495,000 | $109,000 | $3,453,000 |
| White | 843 | $328,645,000 | $389,000 | $2,505,000 | $168,000 | $4,299,000 |
| Black or African American | 176 | $71,370,000 | $405,000 | $1,215,000 | $140,000 | $1,285,000 |
| Not Provided | 89 | $32,575,000 | $366,000 | $1,005,000 | $118,000 | $479,000 |
| Asian | 82 | $35,420,000 | $431,000 | $2,105,000 | $162,000 | $1,097,000 |
| American Indian or Alaskan Native | 9 | $2,475,000 | $275,000 | $585,000 | $92,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,585,000 | $528,000 | $745,000 | $155,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,337 | $518,165,000 | $387,000 | $2,505,000 | $159,000 | $4,299,000 |
| FHA-insured (Federal Housing Administration) | 663 | $222,625,000 | $335,000 | $955,000 | $98,000 | $379,000 |
| VA-guaranteed (Veterans Administration) | 81 | $37,005,000 | $456,000 | $1,355,000 | $134,000 | $382,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,045,000 | $227,000 | $355,000 | $78,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,504 | $554,410,000 | $368,000 | $2,105,000 | $136,000 | $3,700,000 |
| Application Withdrawn By Applicant | 396 | $152,710,000 | $385,000 | $1,995,000 | $153,000 | $4,299,000 |
| Application Denied By Financial Institution | 133 | $49,655,000 | $373,000 | $2,505,000 | $124,000 | $1,680,000 |
| File Closed For Incompleteness | 40 | $17,120,000 | $428,000 | $955,000 | $133,000 | $426,000 |
| Application Approved But Not Accepted | 17 | $5,945,000 | $349,000 | $805,000 | $116,000 | $352,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,957 | $730,185,000 | $373,000 | $2,105,000 | $139,000 | $4,299,000 |
| Debt-To-Income Ratio | 54 | $20,220,000 | $374,000 | $755,000 | $91,000 | $230,000 |
| Collateral | 29 | $7,955,000 | $274,000 | $615,000 | $107,000 | $479,000 |
| Credit History | 16 | $5,650,000 | $353,000 | $665,000 | $100,000 | $174,000 |
| Unverifiable Information | 10 | $3,910,000 | $391,000 | $645,000 | $139,000 | $313,000 |
| Other | 9 | $4,765,000 | $529,000 | $2,505,000 | $226,000 | $1,346,000 |
| Employment History | 9 | $5,325,000 | $591,000 | $2,505,000 | $262,000 | $1,680,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,745,000 | $349,000 | $475,000 | $189,000 | $452,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Mortgage Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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