Mortgage Suppliers, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Mortgage Suppliers, Inc. of Winchester, KY reported 237 mortgage applications totaling $33.5 million, down 60% from 2021. The average application was for $141,540, and applicants reported an average income of $60,447. 48% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Lexington-Fayette, KY (21), Huntington-Ashland, WV-KY-OH (8) and Louisville/Jefferson County, KY-IN (2) (applications in parentheses).
| Mortgage Company & Address | Mortgage Suppliers, Inc. 8771 Rockwell Rd. Winchester, KY 40391 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 237 |
| Total Mortgage Loan Application Amount | $33,545,000 |
| Average Mortgage Loan Application Amount | $141,540 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $60,447 |
| Highest Applicant Income | $410,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Suppliers, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike, Kentucky | 28 | $ 2,930,000 | $ 104,642 | $ 62,000 |
| Montgomery, Kentucky | 19 | $ 2,585,000 | $ 136,052 | $ 60,000 |
| Johnson, Kentucky | 15 | $ 2,205,000 | $ 147,000 | $ 68,000 |
| Floyd, Kentucky | 10 | $ 1,870,000 | $ 187,000 | $ 77,000 |
| Bourbon, Kentucky | 9 | $ 1,465,000 | $ 162,777 | $ 62,000 |
| Laurel, Kentucky | 9 | $ 1,135,000 | $ 126,111 | $ 42,000 |
| Madison, Kentucky | 9 | $ 2,175,000 | $ 241,666 | $ 93,000 |
| Fleming, Kentucky | 8 | $ 870,000 | $ 108,750 | $ 48,000 |
| Adair, Kentucky | 7 | $ 745,000 | $ 106,428 | $ 46,000 |
| Powell, Kentucky | 7 | $ 1,065,000 | $ 152,142 | $ 68,000 |
| Clark, Kentucky | 6 | $ 1,050,000 | $ 175,000 | $ 69,000 |
| Perry, Kentucky | 6 | $ 620,000 | $ 103,333 | $ 41,000 |
| Bath, Kentucky | 5 | $ 825,000 | $ 165,000 | $ 54,000 |
| Boyd, Kentucky | 5 | $ 635,000 | $ 127,000 | $ 47,000 |
| Green, Kentucky | 5 | $ 625,000 | $ 125,000 | $ 42,000 |
| Mercer, Kentucky | 5 | $ 775,000 | $ 155,000 | $ 52,000 |
| Rockcastle, Kentucky | 5 | $ 745,000 | $ 149,000 | $ 62,000 |
| Taylor, Kentucky | 5 | $ 425,000 | $ 85,000 | $ 36,000 |
| Fayette, Kentucky | 4 | $ 880,000 | $ 220,000 | $ 77,000 |
| Lewis, Kentucky | 4 | $ 530,000 | $ 132,500 | $ 76,000 |
| Pulaski, Kentucky | 4 | $ 600,000 | $ 150,000 | $ 63,000 |
| Russell, Kentucky | 4 | $ 520,000 | $ 130,000 | $ 41,000 |
| Boyle, Kentucky | 3 | $ 595,000 | $ 198,333 | $ 71,000 |
| Knott, Kentucky | 3 | $ 225,000 | $ 75,000 | $ 43,000 |
| Lawrence, Kentucky | 3 | $ 485,000 | $ 161,666 | $ 60,000 |
| Rowan, Kentucky | 3 | $ 415,000 | $ 138,333 | $ 53,000 |
| Bell, Kentucky | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Clay, Kentucky | 2 | $ 210,000 | $ 105,000 | $ 26,000 |
| Estill, Kentucky | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Franklin, Kentucky | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Garrard, Kentucky | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Greenup, Kentucky | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Knox, Kentucky | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Letcher, Kentucky | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Menifee, Kentucky | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Morgan, Kentucky | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Whitley, Kentucky | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Wolfe, Kentucky | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Anderson, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Barren, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Carter, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Cumberland, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Elliott, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Harlan, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Harrison, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Henry, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Jackson, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Jefferson, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Jessamine, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Kenton, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Larue, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Lincoln, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Magoffin, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Mason, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| McCreary, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Ohio, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Scott, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Trimble, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Washington, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Campbell, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Mortgage Suppliers, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 206 | $29,100,000 | $141,000 | $425,000 | $60,000 | $410,000 |
| Cash-out Refinancing | 18 | $2,560,000 | $142,000 | $305,000 | $63,000 | $168,000 |
| Refinancing | 13 | $1,885,000 | $145,000 | $345,000 | $64,000 | $155,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 218 | $31,150,000 | $142,000 | $425,000 | $61,000 | $410,000 |
| Not Provided | 16 | $2,030,000 | $126,000 | $205,000 | $48,000 | $93,000 |
| Black or African American | 2 | $200,000 | $100,000 | $105,000 | $32,000 | $38,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 122 | $17,400,000 | $142,000 | $425,000 | $64,000 | $410,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $10,220,000 | $121,000 | $285,000 | $47,000 | $93,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30 | $5,650,000 | $188,000 | $395,000 | $81,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 1 | $275,000 | $275,000 | $275,000 | $99,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 114 | $15,660,000 | $137,000 | $395,000 | $57,000 | $155,000 |
| Application Withdrawn By Applicant | 75 | $11,165,000 | $148,000 | $425,000 | $69,000 | $410,000 |
| Application Denied By Financial Institution | 48 | $6,720,000 | $140,000 | $365,000 | $53,000 | $153,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 189 | $26,825,000 | $141,000 | $425,000 | $62,000 | $410,000 |
| Credit History | 14 | $1,810,000 | $129,000 | $305,000 | $58,000 | $108,000 |
| Employment History | 10 | $1,310,000 | $131,000 | $365,000 | $53,000 | $153,000 |
| Debt-To-Income Ratio | 9 | $1,305,000 | $145,000 | $285,000 | $45,000 | $78,000 |
| Collateral | 9 | $1,215,000 | $135,000 | $295,000 | $53,000 | $72,000 |
| Other | 4 | $710,000 | $177,000 | $255,000 | $56,000 | $76,000 |
| Unverifiable Information | 2 | $370,000 | $185,000 | $245,000 | $51,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Suppliers, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Suppliers, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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