Mortgagecountry Mortgage Lending & HMDA Data, 2025
In 2025, Mortgagecountry of Blue Bell, PA reported 734 mortgage applications totaling $327.1 million, up 47% from 2024. The average application was for $445,585, and applicants reported an average income of $210,852. 82% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Philadelphia, PA (201), Montgomery County-Bucks County-Chester County, PA (187) and Camden, NJ (52) (applications in parentheses).
| Mortgage Company & Address | Mortgagecountry 725 W Skippack Pike Suite 340a Blue Bell, PA 19422 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 734 |
| Total Mortgage Loan Application Amount | $327,060,000 |
| Average Mortgage Loan Application Amount | $445,585 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $210,852 |
| Highest Applicant Income | $1,387,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgagecountry filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 201 | $ 79,985,000 | $ 397,935 | $ 189,000 |
| Montgomery County-Bucks County-Chester County, PA | 187 | $ 100,435,000 | $ 537,085 | $ 245,000 |
| Camden, NJ | 52 | $ 23,140,000 | $ 445,000 | $ 216,000 |
| Outside any metro area | 32 | $ 12,870,000 | $ 402,187 | $ 244,062 |
| Atlantic City-Hammonton, NJ | 17 | $ 10,495,000 | $ 617,352 | $ 374,000 |
| Pittsburgh, PA | 12 | $ 3,270,000 | $ 272,500 | $ 177,000 |
| Newark, NJ-PA | 9 | $ 4,915,000 | $ 546,111 | $ 277,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 2,880,000 | $ 360,000 | $ 161,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 3,145,000 | $ 449,285 | $ 283,285 |
| Austin-Round Rock, TX | 7 | $ 2,685,000 | $ 383,571 | $ 200,000 |
| Cleveland, OH | 7 | $ 1,785,000 | $ 255,000 | $ 151,000 |
| Lakewood-New Brunswick, NJ | 7 | $ 4,345,000 | $ 620,714 | $ 267,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 2,350,000 | $ 391,666 | $ 160,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 2,640,000 | $ 440,000 | $ 313,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,175,000 | $ 235,000 | $ 109,200 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,855,000 | $ 371,000 | $ 129,000 |
| Houston-The Woodlands-Sugar Land, TX | 5 | $ 1,495,000 | $ 299,000 | $ 274,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 1,145,000 | $ 229,000 | $ 103,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 4,155,000 | $ 831,000 | $ 301,000 |
| Albuquerque, NM | 4 | $ 1,150,000 | $ 287,500 | $ 132,000 |
| Dallas-Plano-Irving, TX | 4 | $ 1,940,000 | $ 485,000 | $ 190,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 1,570,000 | $ 392,500 | $ 133,000 |
| Oklahoma City, OK | 4 | $ 1,300,000 | $ 325,000 | $ 151,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,530,000 | $ 382,500 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 2,310,000 | $ 577,500 | $ 160,750 |
| Reading, PA | 4 | $ 1,410,000 | $ 352,500 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 1,650,000 | $ 412,500 | $ 148,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 1,190,000 | $ 297,500 | $ 190,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 3,270,000 | $ 817,500 | $ 386,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,765,000 | $ 588,333 | $ 199,000 |
| Charleston-North Charleston, SC | 3 | $ 1,455,000 | $ 485,000 | $ 167,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,195,000 | $ 398,333 | $ 258,000 |
| Raleigh, NC | 3 | $ 1,535,000 | $ 511,666 | $ 206,000 |
| Washington, DC-MD | 3 | $ 1,545,000 | $ 515,000 | $ 212,333 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,305,000 | $ 435,000 | $ 162,000 |
| Wilmington, DE-MD-NJ | 3 | $ 775,000 | $ 258,333 | $ 82,000 |
| Arlington-Alexandria-Reston, VA-WV | 2 | $ 1,000,000 | $ 500,000 | $ 201,000 |
| Boston, MA | 2 | $ 1,460,000 | $ 730,000 | $ 369,000 |
| Bozeman, MT | 2 | $ 800,000 | $ 400,000 | $ 104,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 1,320,000 | $ 660,000 | $ 193,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 810,000 | $ 405,000 | $ 221,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 1,100,000 | $ 550,000 | $ 194,000 |
| Chicago-Naperville, IL | 2 | $ 480,000 | $ 240,000 | $ 160,000 |
| Columbia, SC | 2 | $ 280,000 | $ 140,000 | $ 130,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 450,000 | $ 225,000 | $ 167,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Fort Worth-Arlington, TX | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 670,000 | $ 335,000 | $ 158,000 |
| Knoxville, TN | 2 | $ 520,000 | $ 260,000 | $ 112,000 |
| Lancaster, PA | 2 | $ 650,000 | $ 325,000 | $ 105,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 2,030,000 | $ 1,015,000 | $ 277,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 330,000 | $ 165,000 | $ 211,000 |
| Toledo, OH | 2 | $ 450,000 | $ 225,000 | $ 133,000 |
| Trenton, NJ | 2 | $ 710,000 | $ 355,000 | $ 170,000 |
| Wilmington, NC | 2 | $ 1,040,000 | $ 520,000 | $ 201,000 |
| Akron, OH | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 695,000 | $ 695,000 | $ 221,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 615,000 | $ 615,000 | $ 149,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Bloomington, IL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Bowling Green, KY | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Durham-Chapel Hill, NC | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Elgin, IL | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Fayetteville, NC | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Fort Wayne, IN | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Gainesville, GA | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Greensboro-High Point, NC | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| Harrisburg-Carlisle, PA | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 865,000 | $ 865,000 | $ 411,000 |
| Jacksonville, FL | 1 | $ 1,095,000 | $ 1,095,000 | $ 302,000 |
| Johnson City, TN | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Kenosha, WI | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Lake Charles, LA | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Laredo, TX | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Lincoln, NE | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 195,000 | $ 195,000 | $ 225,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 955,000 | $ 955,000 | $ 440,000 |
| Lubbock, TX | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Marietta, GA | 1 | $ 645,000 | $ 645,000 | $ 134,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 255,000 | $ 255,000 | $ 213,000 |
| Muskegon, MI | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 555,000 | $ 555,000 | $ 330,000 |
| New Haven-Milford, CT | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Norwich-New London, CT | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
| Odessa, TX | 1 | $ 215,000 | $ 215,000 | $ 575,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 625,000 | $ 625,000 | $ 180,000 |
| Port St. Lucie, FL | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Portland-South Portland, ME | 1 | $ 65,000 | $ 65,000 | $ 236,000 |
| Providence-Warwick, RI-MA | 1 | $ 705,000 | $ 705,000 | $ 134,000 |
| Provo-Orem, UT | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Salem, OR | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Sandusky, OH | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Sebastian-Vero Beach, FL | 1 | $ 1,505,000 | $ 1,505,000 | $ 664,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| State College, PA | 1 | $ 415,000 | $ 415,000 | $ 171,000 |
| Stockton-Lodi, CA | 1 | $ 665,000 | $ 665,000 | $ 197,000 |
| Tampa, FL | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 315,000 | $ 315,000 | $ 183,000 |
| Winchester, VA-WV | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Winston-Salem, NC | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Worcester, MA-CT | 1 | $ 445,000 | $ 445,000 | $ 78,000 |
| York-Hanover, PA | 1 | $ 425,000 | $ 425,000 | $ 178,000 |
Mortgage Loan Application Detail Totals for Mortgagecountry in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 497 | $219,655,000 | $441,000 | $2,505,000 | $197,000 | $1,258,000 |
| Refinancing | 158 | $78,520,000 | $496,000 | $2,485,000 | $229,000 | $1,292,000 |
| Cash-out Refinancing | 78 | $28,680,000 | $367,000 | $1,245,000 | $262,000 | $1,387,000 |
| Other Purpose | 1 | $205,000 | $205,000 | $205,000 | $239,000 | $239,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 539 | $243,685,000 | $452,000 | $2,505,000 | $210,000 | $1,387,000 |
| Not Provided | 74 | $34,040,000 | $460,000 | $1,245,000 | $237,000 | $885,000 |
| Asian | 62 | $27,860,000 | $449,000 | $1,355,000 | $207,000 | $796,000 |
| Hispanic | 32 | $9,990,000 | $312,000 | $665,000 | $175,000 | $703,000 |
| Black or African American | 25 | $10,695,000 | $427,000 | $2,485,000 | $202,000 | $1,292,000 |
| American Indian or Alaskan Native | 2 | $790,000 | $395,000 | $475,000 | $114,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 667 | $303,035,000 | $454,000 | $2,505,000 | $218,000 | $1,387,000 |
| FHA-insured (Federal Housing Administration) | 53 | $17,395,000 | $328,000 | $645,000 | $126,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 14 | $6,630,000 | $473,000 | $1,095,000 | $161,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 605 | $275,625,000 | $455,000 | $2,505,000 | $213,000 | $1,292,000 |
| Application Withdrawn By Applicant | 125 | $50,305,000 | $402,000 | $1,115,000 | $203,000 | $1,387,000 |
| Application Denied By Financial Institution | 4 | $1,130,000 | $282,000 | $435,000 | $142,000 | $165,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 730 | $325,930,000 | $446,000 | $2,505,000 | $211,000 | $1,387,000 |
| Other | 1 | $275,000 | $275,000 | $275,000 | $132,000 | $132,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $147,000 | $147,000 |
| Credit Application Incomplete | 1 | $255,000 | $255,000 | $255,000 | $165,000 | $165,000 |
| Credit History | 1 | $435,000 | $435,000 | $435,000 | $125,000 | $125,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgagecountry's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgagecountry's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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