1 mortgage lender is based in Mount Sterling, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Montgomery County, KY in 2025.
In 2025, 112 lenders made 648 home loans worth $111.2 million in Montgomery County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Montgomery County, which includes Mount Sterling.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Traditional Bank Inc Mt Sterling, KY | 109 | $13.9M | $127,000 | 16.8% |
| 2 | Community Trust Bank, Inc. Pikeville, KY | 48 | $6.6M | $136,000 | 7.4% |
| 3 | Republic State Mortgage Company Houston, TX | 44 | $9.3M | $210,000 | 6.8% |
| 4 | United Wholesale Mortgage Plymouth, MI | 23 | $5.6M | $243,000 | 3.5% |
| 5 | Peoples Exchange Bank Winchester, KY | 23 | $4.2M | $181,000 | 3.5% |
| 6 | Whitaker Bank Inc Lexington, KY | 20 | $2.2M | $109,000 | 3.1% |
| 7 | Mortgage Research Center Columbia, MO | 18 | $4.5M | $251,000 | 2.8% |
| 8 | University of Ky FCU Lexington, KY | 18 | $1.4M | $80,000 | 2.8% |
| 9 | Commonwealth Federal Credit Union Frankfort, KY | 17 | $2.4M | $140,000 | 2.6% |
| 10 | New American Funding, Llc. Tustin, CA | 14 | $2.6M | $185,000 | 2.2% |
See every lender in Montgomery County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Traditional Bank Inc
49 W MAIN STREET MT STERLING, KY 40353 |
* | 19,820 | $3,472,159,000 |
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