Securant Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Securant Bank & Trust of Milwaukee, WI reported 59 mortgage applications totaling $14.1 million, up 11% from 2014. The average application was for $239,508, and applicants reported an average income of $79,762. 69% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (50), Racine, WI (3) and Madison, WI (2) (applications in parentheses).
| Mortgage Company & Address | Securant Bank & Trust 6001 W Capitol Drive Milwaukee, WI 53216 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 59 |
| Total Mortgage Loan Application Amount | $14,131,000 |
| Average Mortgage Loan Application Amount | $239,508 |
| Highest Mortgage Loan Application Amount | $934,000 |
| Average Applicant Income | $79,762 |
| Highest Applicant Income | $635,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Securant Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Securant Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34 | $10,189,000 | $299,000 | $934,000 | $61,000 | $261,000 |
| Home Purchase | 23 | $3,892,000 | $169,000 | $500,000 | $106,000 | $635,000 |
| Home Improvement | 2 | $50,000 | $25,000 | $35,000 | $97,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30 | $6,662,000 | $222,000 | $660,000 | $110,000 | $261,000 |
| Not applicable | 18 | $5,985,000 | $332,000 | $934,000 | $0 | $0 |
| Not Provided | 5 | $1,036,000 | $207,000 | $500,000 | $198,000 | $635,000 |
| Black or African American | 4 | $314,000 | $78,000 | $135,000 | $41,000 | $51,000 |
| Hispanic | 1 | $35,000 | $35,000 | $35,000 | $162,000 | $162,000 |
| Asian | 1 | $99,000 | $99,000 | $99,000 | $91,000 | $91,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 59 | $14,131,000 | $239,000 | $934,000 | $80,000 | $635,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41 | $10,383,000 | $253,000 | $934,000 | $80,000 | $635,000 |
| Application Denied By Financial Institution | 10 | $1,765,000 | $176,000 | $538,000 | $70,000 | $128,000 |
| Application Withdrawn By Applicant | 8 | $1,983,000 | $247,000 | $573,000 | $92,000 | $199,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Securant Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Securant Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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