N A Nationwide Mortgage Mortgage Lending & HMDA Data, 2005
In 2005, N A Nationwide Mortgage of Mission Viejo, CA reported 402 mortgage applications totaling $105.4 million, up 67% from 2004. The average application was for $262,126, and applicants reported an average income of $103,218. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (76), Santa Ana-Anaheim-Irvine, CA (73) and Riverside-San Bernardino-Ontario, CA (60) (applications in parentheses).
| Mortgage Company & Address | N A Nationwide Mortgage 26361 Crown Valley Parkway Suite 200 Mission Viejo, CA 92691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 402 |
| Total Mortgage Loan Application Amount | $105,375,000 |
| Average Mortgage Loan Application Amount | $262,126 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $103,218 |
| Highest Applicant Income | $503,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records N A Nationwide Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for N A Nationwide Mortgage in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 279 | $80,278,000 | $212,583 | $990,000 | $95,166 | $503,000 |
| Home Purchase | 123 | $25,097,000 | $168,727 | $700,000 | $104,000 | $396,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 169 | $46,535,000 | $194,700 | $990,000 | $101,000 | $396,000 |
| Not Provided | 79 | $20,614,000 | $218,166 | $900,000 | $112,500 | $503,000 |
| Hispanic | 76 | $17,402,000 | $152,800 | $514,000 | $76,400 | $223,000 |
| Black or African American | 43 | $10,580,000 | $212,125 | $550,000 | $101,625 | $456,000 |
| Asian | 22 | $6,103,000 | $228,750 | $657,000 | $108,500 | $378,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,318,000 | $318,666 | $640,000 | $95,666 | $233,000 |
| American Indian or Alaskan Native | 3 | $823,000 | $274,000 | $429,000 | $111,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 402 | $105,375,000 | $200,960 | $990,000 | $99,960 | $503,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 302 | $79,435,000 | $213,045 | $990,000 | $109,045 | $503,000 |
| Application Withdrawn By Applicant | 34 | $8,335,000 | $196,166 | $720,000 | $91,666 | $309,000 |
| Application Denied By Financial Institution | 32 | $7,829,000 | $242,875 | $504,000 | $90,500 | $228,000 |
| Application Approved But Not Accepted | 19 | $5,616,000 | $246,142 | $657,000 | $115,142 | $312,000 |
| File Closed For Incompleteness | 15 | $4,160,000 | $291,666 | $700,000 | $115,666 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 9 | $1,899,000 | $244,250 | $378,000 | $78,000 | $181,000 |
| Unverifiable Information | 7 | $1,622,000 | $301,500 | $400,000 | $95,000 | $105,000 |
| Credit History | 7 | $1,635,000 | $198,666 | $371,000 | $67,333 | $114,000 |
| Collateral | 6 | $1,559,000 | $249,500 | $504,000 | $140,000 | $228,000 |
| Debt-To-Income Ratio | 1 | $450,000 | $450,000 | $450,000 | $130,000 | $130,000 |
| Employment History | 1 | $339,000 | $339,000 | $339,000 | $94,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $325,000 | $325,000 | $325,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into N A Nationwide Mortgage's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess N A Nationwide Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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