Nasa Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Nasa Federal Credit Union of Upper Marlboro, MD reported 1,250 mortgage applications totaling $449.0 million, up 76% from 2024. The average application was for $359,160, and applicants reported an average income of $180,912. 53% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (238), Washington, DC-MD (142) and Arlington-Alexandria-Reston, VA-WV (115) (applications in parentheses).

Mortgage Company & Address Nasa Federal Credit Union
500 Prince George's Blvd.
Upper Marlboro, MD 20774
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,250
Total Mortgage Loan Application Amount $448,950,000
Average Mortgage Loan Application Amount $359,160
Highest Mortgage Loan Application Amount $1,645,000
Average Applicant Income $180,912
Highest Applicant Income $995,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nasa Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nasa Federal Credit Union by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore-Columbia-Towson, MD 238 $ 67,110,000 $ 281,974 $ 188,000
Washington, DC-MD 142 $ 32,740,000 $ 230,563 $ 168,450
Arlington-Alexandria-Reston, VA-WV 115 $ 51,385,000 $ 446,826 $ 235,226
Washington-Baltimore-Arlington, DC 88 $ 26,710,000 $ 303,522 $ 206,000
Outside any metro area 68 $ 14,120,000 $ 207,647 $ 116,553
Atlanta-Sandy Springs-Roswell, GA 34 $ 13,350,000 $ 392,647 $ 204,000
Lexington Park, MD 23 $ 2,805,000 $ 121,956 $ 157,000
Orlando-Kissimmee-Sanford, FL 20 $ 6,840,000 $ 342,000 $ 173,000
Denver-Aurora-Lakewood, CO 17 $ 12,925,000 $ 760,294 $ 273,000
Charlotte-Concord-Gastonia, NC-SC 15 $ 7,915,000 $ 527,666 $ 214,400
Chicago-Naperville, IL 14 $ 9,140,000 $ 652,857 $ 183,000
Los Angeles-Long Beach-Glendale, CA 14 $ 5,580,000 $ 398,571 $ 203,000
Minneapolis-St. Paul-Bloomington, MN-WI 14 $ 6,700,000 $ 478,571 $ 181,000
Dallas-Plano-Irving, TX 13 $ 9,005,000 $ 692,692 $ 70,000
Portland-Vancouver-Hillsboro, OR-WA 13 $ 9,495,000 $ 730,384 $ 175,000
Richmond, VA 13 $ 2,035,000 $ 156,538 $ 168,000
Phoenix-Mesa-Scottsdale, AZ 11 $ 2,745,000 $ 249,545 $ 236,000
Raleigh, NC 11 $ 3,495,000 $ 317,727 $ 234,000
Riverside-San Bernardino-Ontario, CA 11 $ 4,595,000 $ 417,727 $ 182,000
Seattle-Bellevue-Everett, WA 10 $ 6,540,000 $ 654,000 $ 193,000
Virginia Beach-Norfolk-Newport News, VA-NC 10 $ 2,510,000 $ 251,000 $ 138,000
Cleveland, OH 9 $ 3,425,000 $ 380,555 $ 121,000
Houston-The Woodlands-Sugar Land, TX 8 $ 3,050,000 $ 381,250 $ 169,000
Indianapolis-Carmel-Anderson, IN 8 $ 2,330,000 $ 291,250 $ 148,000
Salt Lake City, UT 8 $ 5,950,000 $ 743,750 $ 150,000
Anaheim-Santa Ana-Irvine, CA 7 $ 1,805,000 $ 257,857 $ 219,000
Charleston-North Charleston, SC 7 $ 4,155,000 $ 593,571 $ 243,000
Marietta, GA 7 $ 1,285,000 $ 183,571 $ 314,000
Salisbury, MD-DE 7 $ 1,985,000 $ 283,571 $ 155,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 6 $ 2,380,000 $ 396,666 $ 0
Lakewood-New Brunswick, NJ 6 $ 3,830,000 $ 638,333 $ 0
Las Vegas-Henderson-Paradise, NV 6 $ 4,870,000 $ 811,666 $ 176,000
Ogden-Clearfield, UT 6 $ 5,570,000 $ 928,333 $ 0
Pittsburgh, PA 6 $ 3,160,000 $ 526,666 $ 200,000
Reno, NV 6 $ 4,880,000 $ 813,333 $ 0
Sacramento--Roseville--Arden-Arcade, CA 6 $ 3,350,000 $ 558,333 $ 239,000
Manchester-Nashua, NH 5 $ 1,855,000 $ 371,000 $ 204,000
Montgomery County-Bucks County-Chester County, PA 5 $ 3,085,000 $ 617,000 $ 206,000
San Diego-Carlsbad, CA 5 $ 4,045,000 $ 809,000 $ 311,000
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 485,000 $ 97,000 $ 127,000
Bridgeport-Stamford-Norwalk, CT 4 $ 2,390,000 $ 597,500 $ 261,000
Brownsville-Harlingen, TX 4 $ 1,260,000 $ 315,000 $ 205,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 1,620,000 $ 405,000 $ 114,000
Hagerstown-Martinsburg, MD-WV 4 $ 790,000 $ 197,500 $ 116,000
Kansas City, MO-KS 4 $ 1,600,000 $ 400,000 $ 102,500
Memphis, TN-MS-AR 4 $ 950,000 $ 237,500 $ 77,750
North Port-Sarasota-Bradenton, FL 4 $ 740,000 $ 185,000 $ 198,000
Palm Bay-Melbourne-Titusville, FL 4 $ 780,000 $ 195,000 $ 143,000
Port St. Lucie, FL 4 $ 430,000 $ 107,500 $ 79,000
San Francisco-Redwood City-South San Francisco, CA 4 $ 3,030,000 $ 757,500 $ 313,000
St. Petersburg-Clearwater-Largo, FL 4 $ 950,000 $ 237,500 $ 175,000
Tampa, FL 4 $ 1,690,000 $ 422,500 $ 119,000
Wilmington, DE-MD-NJ 4 $ 2,240,000 $ 560,000 $ 132,000
Wilmington, NC 4 $ 1,330,000 $ 332,500 $ 138,000
Albuquerque, NM 3 $ 2,125,000 $ 708,333 $ 72,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 795,000 $ 265,000 $ 99,000
Charlottesville, VA 3 $ 1,875,000 $ 625,000 $ 95,000
Elgin, IL 3 $ 745,000 $ 248,333 $ 352,000
Fort Worth-Arlington, TX 3 $ 1,385,000 $ 461,666 $ 215,000
Jackson, MS 3 $ 1,105,000 $ 368,333 $ 189,000
Lakeland-Winter Haven, FL 3 $ 675,000 $ 225,000 $ 168,000
Miami-Miami Beach-Kendall, FL 3 $ 475,000 $ 158,333 $ 120,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 1,285,000 $ 428,333 $ 164,000
New York-Jersey City-White Plains, NY-NJ 3 $ 1,825,000 $ 608,333 $ 0
Oklahoma City, OK 3 $ 405,000 $ 135,000 $ 131,000
San Jose-Sunnyvale-Santa Clara, CA 3 $ 2,425,000 $ 808,333 $ 0
St. George, UT 3 $ 3,035,000 $ 1,011,666 $ 0
Tallahassee, FL 3 $ 595,000 $ 198,333 $ 97,000
Trenton, NJ 3 $ 2,555,000 $ 851,666 $ 0
Tucson, AZ 3 $ 2,745,000 $ 915,000 $ 0
Worcester, MA-CT 3 $ 2,265,000 $ 755,000 $ 351,000
Akron, OH 2 $ 430,000 $ 215,000 $ 219,000
Asheville, NC 2 $ 180,000 $ 90,000 $ 140,000
Baton Rouge, LA 2 $ 200,000 $ 100,000 $ 167,000
Boise City, ID 2 $ 1,520,000 $ 760,000 $ 419,000
Boston, MA 2 $ 1,320,000 $ 660,000 $ 381,000
Cambridge-Newton-Framingham, MA 2 $ 230,000 $ 115,000 $ 393,000
Chico, CA 2 $ 880,000 $ 440,000 $ 85,000
Cincinnati, OH-KY-IN 2 $ 210,000 $ 105,000 $ 75,000
Columbia, SC 2 $ 370,000 $ 185,000 $ 544,000
Columbus, GA-AL 2 $ 130,000 $ 65,000 $ 159,000
Columbus, OH 2 $ 410,000 $ 205,000 $ 220,000
Detroit-Dearborn-Livonia, MI 2 $ 200,000 $ 100,000 $ 229,000
El Paso, TX 2 $ 270,000 $ 135,000 $ 177,000
Fond Du Lac, WI 2 $ 670,000 $ 335,000 $ 0
Greensboro-High Point, NC 2 $ 260,000 $ 130,000 $ 173,000
Hartford-West Hartford-East Hartford, CT 2 $ 1,510,000 $ 755,000 $ 0
Jacksonville, FL 2 $ 870,000 $ 435,000 $ 162,000
Lancaster, PA 2 $ 290,000 $ 145,000 $ 150,000
New Orleans-Metairie, LA 2 $ 220,000 $ 110,000 $ 135,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 1,490,000 $ 745,000 $ 150,000
Philadelphia, PA 2 $ 1,660,000 $ 830,000 $ 0
Pinehurst-Southern Pines, NC 2 $ 290,000 $ 145,000 $ 200,000
Santa Maria-Santa Barbara, CA 2 $ 980,000 $ 490,000 $ 197,000
St. Louis, MO-IL 2 $ 1,260,000 $ 630,000 $ 0
Syracuse, NY 2 $ 410,000 $ 205,000 $ 118,000
Wildwood-The Villages, FL 2 $ 570,000 $ 285,000 $ 119,000
Winston-Salem, NC 2 $ 1,050,000 $ 525,000 $ 80,000
York-Hanover, PA 2 $ 220,000 $ 110,000 $ 186,000
Amherst Town-Northampton, MA 1 $ 45,000 $ 45,000 $ 274,000
Appleton, WI 1 $ 385,000 $ 385,000 $ 186,000
Auburn-Opelika, AL 1 $ 305,000 $ 305,000 $ 220,000
Austin-Round Rock, TX 1 $ 365,000 $ 365,000 $ 120,000
Bend-Redmond, OR 1 $ 895,000 $ 895,000 $ 0
Blacksburg-Christiansburg-Radford, VA 1 $ 155,000 $ 155,000 $ 235,000
Boulder, CO 1 $ 205,000 $ 205,000 $ 180,000
Bremerton-Silverdale, WA 1 $ 875,000 $ 875,000 $ 0
Brunswick, GA 1 $ 315,000 $ 315,000 $ 129,000
Burlington-South Burlington, VT 1 $ 445,000 $ 445,000 $ 133,000
Camden, NJ 1 $ 415,000 $ 415,000 $ 0
Cape Coral-Fort Myers, FL 1 $ 295,000 $ 295,000 $ 248,000
Chattanooga, TN-GA 1 $ 35,000 $ 35,000 $ 15,000
Colorado Springs, CO 1 $ 85,000 $ 85,000 $ 174,000
Dothan, AL 1 $ 85,000 $ 85,000 $ 139,000
Dover, DE 1 $ 245,000 $ 245,000 $ 184,000
Elkhart-Goshen, IN 1 $ 115,000 $ 115,000 $ 182,000
Erie, PA 1 $ 245,000 $ 245,000 $ 154,000
Everett, WA 1 $ 845,000 $ 845,000 $ 0
Fayetteville, NC 1 $ 55,000 $ 55,000 $ 156,000
Flint, MI 1 $ 255,000 $ 255,000 $ 0
Fort Collins, CO 1 $ 885,000 $ 885,000 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 205,000 $ 205,000 $ 241,000
Gainesville, FL 1 $ 235,000 $ 235,000 $ 149,000
Gettysburg, PA 1 $ 885,000 $ 885,000 $ 0
Grand Island, NE 1 $ 265,000 $ 265,000 $ 150,000
Grand Rapids-Wyoming, MI 1 $ 35,000 $ 35,000 $ 113,000
Grants Pass, OR 1 $ 245,000 $ 245,000 $ 227,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 185,000 $ 185,000 $ 454,000
Harrisburg-Carlisle, PA 1 $ 55,000 $ 55,000 $ 47,000
Hickory-Lenoir-Morganton, NC 1 $ 65,000 $ 65,000 $ 173,000
Homosassa Springs, FL 1 $ 105,000 $ 105,000 $ 84,000
Idaho Falls, ID 1 $ 25,000 $ 25,000 $ 79,000
Jacksonville, NC 1 $ 135,000 $ 135,000 $ 128,000
Lake County-Kenosha County, IL-WI 1 $ 905,000 $ 905,000 $ 0
Lake County-Porter County-Jasper County, IN 1 $ 85,000 $ 85,000 $ 97,000
Lake Havasu City-Kingman, AZ 1 $ 175,000 $ 175,000 $ 43,000
Lawrence, KS 1 $ 325,000 $ 325,000 $ 122,000
Little Rock-North Little Rock-Conway, AR 1 $ 145,000 $ 145,000 $ 166,000
Logan, UT-ID 1 $ 405,000 $ 405,000 $ 116,000
Louisville/Jefferson County, KY-IN 1 $ 945,000 $ 945,000 $ 0
Madison, WI 1 $ 1,125,000 $ 1,125,000 $ 0
Milwaukee-Waukesha-West Allis, WI 1 $ 1,125,000 $ 1,125,000 $ 0
Mobile, AL 1 $ 175,000 $ 175,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 95,000 $ 95,000 $ 52,000
Napa, CA 1 $ 205,000 $ 205,000 $ 327,000
Newark, NJ-PA 1 $ 795,000 $ 795,000 $ 0
Niles-Benton Harbor, MI 1 $ 45,000 $ 45,000 $ 101,000
Oakland-Hayward-Berkeley, CA 1 $ 55,000 $ 55,000 $ 111,000
Olympia-Tumwater, WA 1 $ 835,000 $ 835,000 $ 0
Omaha-Council Bluffs, NE-IA 1 $ 125,000 $ 125,000 $ 124,000
Oshkosh-Neenah, WI 1 $ 115,000 $ 115,000 $ 142,000
Providence-Warwick, RI-MA 1 $ 885,000 $ 885,000 $ 0
Redding, CA 1 $ 505,000 $ 505,000 $ 149,000
Rochester, MN 1 $ 875,000 $ 875,000 $ 0
San Antonio-New Braunfels, TX 1 $ 355,000 $ 355,000 $ 137,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 105,000 $ 105,000 $ 59,000
San Rafael, CA 1 $ 205,000 $ 205,000 $ 238,000
Santa Cruz-Watsonville, CA 1 $ 885,000 $ 885,000 $ 0
Santa Rosa, CA 1 $ 35,000 $ 35,000 $ 62,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 185,000 $ 185,000 $ 0
Shreveport-Bossier City, LA 1 $ 385,000 $ 385,000 $ 160,000
Spokane-Spokane Valley, WA 1 $ 145,000 $ 145,000 $ 206,000
Springfield, MA 1 $ 95,000 $ 95,000 $ 170,000
Stockton-Lodi, CA 1 $ 995,000 $ 995,000 $ 0
Tulsa, OK 1 $ 1,405,000 $ 1,405,000 $ 0
Vallejo-Fairfield, CA 1 $ 115,000 $ 115,000 $ 159,000
Waco, TX 1 $ 245,000 $ 245,000 $ 105,000
Warren-Troy-Farmington Hills, MI 1 $ 155,000 $ 155,000 $ 156,000
Youngstown-Warren-Boardman, OH-PA 1 $ 255,000 $ 255,000 $ 195,000

Mortgage Loan Application Detail Totals for Nasa Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 433 $301,785,000 $696,000 $1,645,000 $173,000 $600,000
Home Improvement 360 $43,690,000 $121,000 $405,000 $191,000 $908,000
Refinancing 244 $74,680,000 $306,000 $1,455,000 $198,000 $463,000
Other Purpose 173 $18,845,000 $108,000 $405,000 $163,000 $409,000
Cash-out Refinancing 40 $9,950,000 $248,000 $1,105,000 $149,000 $995,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 439 $79,275,000 $180,000 $1,205,000 $192,000 $995,000
Not applicable 343 $289,395,000 $843,000 $1,645,000 $0 $0
Not Provided 225 $38,275,000 $170,000 $725,000 $180,000 $539,000
Black or African American 123 $16,775,000 $136,000 $555,000 $154,000 $327,000
Asian 63 $12,675,000 $201,000 $755,000 $198,000 $419,000
Hispanic 51 $11,635,000 $228,000 $685,000 $173,000 $421,000
American Indian or Alaskan Native 6 $920,000 $153,000 $315,000 $116,000 $183,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,234 $441,920,000 $358,000 $1,645,000 $183,000 $995,000
FHA-insured (Federal Housing Administration) 8 $2,960,000 $370,000 $585,000 $113,000 $154,000
VA-guaranteed (Veterans Administration) 8 $4,070,000 $508,000 $705,000 $194,000 $334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 661 $113,425,000 $171,000 $1,205,000 $190,000 $995,000
Loan Purchased By The Institution 343 $289,395,000 $843,000 $1,645,000 $0 $0
Application Approved But Not Accepted 109 $16,865,000 $154,000 $705,000 $173,000 $429,000
Application Withdrawn By Applicant 53 $11,295,000 $213,000 $755,000 $156,000 $600,000
Application Denied By Financial Institution 51 $9,145,000 $179,000 $805,000 $133,000 $348,000
File Closed For Incompleteness 33 $8,825,000 $267,000 $1,105,000 $190,000 $550,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,199 $439,805,000 $366,000 $1,645,000 $185,000 $995,000
Debt-To-Income Ratio 22 $3,140,000 $142,000 $635,000 $88,000 $218,000
Other 13 $2,395,000 $184,000 $625,000 $158,000 $297,000
Collateral 8 $1,860,000 $232,000 $575,000 $169,000 $299,000
Credit History 4 $320,000 $80,000 $115,000 $202,000 $348,000
Unverifiable Information 2 $260,000 $130,000 $205,000 $101,000 $103,000
Employment History 1 $805,000 $805,000 $805,000 $249,000 $249,000
Insufficient Cash (Downpayment, Closing Cost) 1 $365,000 $365,000 $365,000 $145,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nasa Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nasa Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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