Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Nations Reliable Lending, LLC of Houston, TX reported 5,361 mortgage applications totaling $1.6 billion, up 4% from 2023. The average application was for $306,898, and applicants reported an average income of $133,218. 66% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,252), Cincinnati, OH-KY-IN (426) and Dallas-Plano-Irving, TX (254) (applications in parentheses).

Mortgage Company & Address Nations Reliable Lending, LLC

Houston, TX 77057
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,361
Total Mortgage Loan Application Amount $1,645,285,000
Average Mortgage Loan Application Amount $306,898
Highest Mortgage Loan Application Amount $2,495,000
Average Applicant Income $133,218
Highest Applicant Income $8,409,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nations Reliable Lending, LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Houston-The Woodlands-Sugar Land, TX 2,252 $ 668,300,000 $ 296,758 $ 137,000
Cincinnati, OH-KY-IN 426 $ 104,590,000 $ 245,516 $ 100,784
Outside any metro area 398 $ 94,980,000 $ 238,643 $ 110,108
Dallas-Plano-Irving, TX 254 $ 98,850,000 $ 389,173 $ 159,000
Amarillo, TX 156 $ 37,380,000 $ 239,615 $ 113,000
Salt Lake City, UT 124 $ 64,350,000 $ 518,951 $ 175,000
Atlanta-Sandy Springs-Roswell, GA 117 $ 40,615,000 $ 347,136 $ 123,000
Beaumont-Port Arthur, TX 97 $ 18,305,000 $ 188,711 $ 83,000
McAllen-Edinburg-Mission, TX 88 $ 24,140,000 $ 274,318 $ 125,000
Fort Worth-Arlington, TX 84 $ 28,480,000 $ 339,047 $ 155,000
Chicago-Naperville, IL 81 $ 23,345,000 $ 288,209 $ 115,000
Dayton-Springfield-Kettering, OH 76 $ 17,110,000 $ 225,131 $ 103,000
Odessa, TX 60 $ 15,120,000 $ 252,000 $ 111,000
Austin-Round Rock, TX 57 $ 20,085,000 $ 352,368 $ 145,000
Boston, MA 57 $ 30,685,000 $ 538,333 $ 131,000
Brownsville-Harlingen, TX 56 $ 15,940,000 $ 284,642 $ 103,000
Provo-Orem, UT 54 $ 28,030,000 $ 519,074 $ 192,000
San Antonio-New Braunfels, TX 54 $ 14,710,000 $ 272,407 $ 109,000
San Angelo, TX 48 $ 12,700,000 $ 264,583 $ 277,000
Milwaukee-Waukesha-West Allis, WI 43 $ 11,295,000 $ 262,674 $ 109,000
Midland, TX 41 $ 12,915,000 $ 315,000 $ 129,000
Cambridge-Newton-Framingham, MA 40 $ 21,400,000 $ 535,000 $ 153,000
Indianapolis-Carmel-Anderson, IN 38 $ 7,550,000 $ 198,684 $ 82,000
Providence-Warwick, RI-MA 35 $ 18,255,000 $ 521,571 $ 145,057
Columbus, OH 34 $ 7,210,000 $ 212,058 $ 93,000
New Orleans-Metairie, LA 34 $ 10,660,000 $ 313,529 $ 166,000
Ogden-Clearfield, UT 30 $ 15,120,000 $ 504,000 $ 217,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 22 $ 11,990,000 $ 545,000 $ 190,000
Fayetteville-Springdale-Rogers, AR-MO 20 $ 6,400,000 $ 320,000 $ 102,000
Killeen-Temple, TX 19 $ 5,335,000 $ 280,789 $ 106,000
Colorado Springs, CO 18 $ 7,760,000 $ 431,111 $ 163,000
Marietta, GA 17 $ 6,245,000 $ 367,352 $ 126,000
Phoenix-Mesa-Scottsdale, AZ 17 $ 10,895,000 $ 640,882 $ 211,000
Racine, WI 16 $ 4,530,000 $ 283,125 $ 98,000
Ocala, FL 13 $ 4,275,000 $ 328,846 $ 111,000
College Station-Bryan, TX 12 $ 3,030,000 $ 252,500 $ 213,000
Sherman-Denison, TX 12 $ 4,070,000 $ 339,166 $ 117,000
Kansas City, MO-KS 10 $ 3,170,000 $ 317,000 $ 130,400
Rockingham County-Strafford County, NH 10 $ 3,810,000 $ 381,000 $ 112,000
Waco, TX 9 $ 1,895,000 $ 210,555 $ 181,000
Warren-Troy-Farmington Hills, MI 9 $ 2,305,000 $ 256,111 $ 89,000
Clarksville, TN-KY 8 $ 2,250,000 $ 281,250 $ 53,000
Johnstown, PA 8 $ 840,000 $ 105,000 $ 49,000
Lexington-Fayette, KY 8 $ 1,930,000 $ 241,250 $ 107,000
Manchester-Nashua, NH 8 $ 3,820,000 $ 477,500 $ 219,000
Nashville-Davidson--Murfreesboro--Franklin, TN 8 $ 2,500,000 $ 312,500 $ 198,000
Tampa, FL 8 $ 2,920,000 $ 365,000 $ 153,000
Worcester, MA-CT 8 $ 3,920,000 $ 490,000 $ 130,000
Longview, TX 7 $ 1,245,000 $ 177,857 $ 58,000
Lubbock, TX 7 $ 1,615,000 $ 230,714 $ 131,000
Miami-Miami Beach-Kendall, FL 7 $ 4,265,000 $ 609,285 $ 260,000
Springfield, OH 7 $ 1,945,000 $ 277,857 $ 148,000
St. George, UT 7 $ 3,125,000 $ 446,428 $ 368,000
Augusta-Richmond County, GA-SC 6 $ 1,630,000 $ 271,666 $ 144,333
Cleveland, OH 6 $ 1,100,000 $ 183,333 $ 60,000
Kenosha, WI 6 $ 1,310,000 $ 218,333 $ 64,000
Springfield, MO 6 $ 1,520,000 $ 253,333 $ 107,000
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 1,395,000 $ 279,000 $ 73,000
Detroit-Dearborn-Livonia, MI 5 $ 545,000 $ 109,000 $ 96,000
Elgin, IL 5 $ 1,115,000 $ 223,000 $ 106,000
Madison, WI 5 $ 1,205,000 $ 241,000 $ 104,000
Savannah, GA 5 $ 1,935,000 $ 387,000 $ 257,000
Sheboygan, WI 5 $ 1,095,000 $ 219,000 $ 74,000
Cape Coral-Fort Myers, FL 4 $ 1,750,000 $ 437,500 $ 298,000
Corpus Christi, TX 4 $ 1,120,000 $ 280,000 $ 151,000
Jacksonville, FL 4 $ 930,000 $ 232,500 $ 92,000
Lake County-Porter County-Jasper County, IN 4 $ 1,140,000 $ 285,000 $ 102,000
Logan, UT-ID 4 $ 1,930,000 $ 482,500 $ 139,000
Naples-Immokalee-Marco Island, FL 4 $ 1,650,000 $ 412,500 $ 202,000
North Port-Sarasota-Bradenton, FL 4 $ 1,410,000 $ 352,500 $ 179,000
Oakland-Hayward-Berkeley, CA 4 $ 3,160,000 $ 790,000 $ 190,000
Slidell-Mandeville-Covington, LA 4 $ 1,780,000 $ 445,000 $ 202,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 1,000,000 $ 250,000 $ 84,000
Albany, GA 3 $ 345,000 $ 115,000 $ 175,000
El Paso, TX 3 $ 645,000 $ 215,000 $ 104,000
Fond Du Lac, WI 3 $ 885,000 $ 295,000 $ 94,000
Lakeland-Winter Haven, FL 3 $ 935,000 $ 311,666 $ 118,000
Los Angeles-Long Beach-Glendale, CA 3 $ 2,835,000 $ 945,000 $ 335,000
Orlando-Kissimmee-Sanford, FL 3 $ 1,145,000 $ 381,666 $ 265,000
Spokane-Spokane Valley, WA 3 $ 1,305,000 $ 435,000 $ 99,000
Tyler, TX 3 $ 885,000 $ 295,000 $ 89,000
Wichita Falls, TX 3 $ 395,000 $ 131,666 $ 58,000
Akron, OH 2 $ 330,000 $ 165,000 $ 80,000
Anaheim-Santa Ana-Irvine, CA 2 $ 1,410,000 $ 705,000 $ 297,000
Appleton, WI 2 $ 540,000 $ 270,000 $ 131,000
Baltimore-Columbia-Towson, MD 2 $ 650,000 $ 325,000 $ 105,000
Baton Rouge, LA 2 $ 580,000 $ 290,000 $ 207,000
Florence-Muscle Shoals, AL 2 $ 220,000 $ 110,000 $ 248,000
Fort Smith, AR-OK 2 $ 420,000 $ 210,000 $ 97,000
Grand Rapids-Wyoming, MI 2 $ 560,000 $ 280,000 $ 97,000
Greeley, CO 2 $ 1,210,000 $ 605,000 $ 165,000
Huntsville, AL 2 $ 720,000 $ 360,000 $ 106,000
Kankakee, IL 2 $ 300,000 $ 150,000 $ 62,000
Lafayette, LA 2 $ 540,000 $ 270,000 $ 113,000
Mansfield, OH 2 $ 230,000 $ 115,000 $ 38,000
Minneapolis-St. Paul-Bloomington, MN-WI 2 $ 610,000 $ 305,000 $ 127,500
Oxnard-Thousand Oaks-Ventura, CA 2 $ 2,300,000 $ 1,150,000 $ 601,000
Pittsburgh, PA 2 $ 170,000 $ 85,000 $ 57,000
Pittsfield, MA 2 $ 450,000 $ 225,000 $ 73,000
Pocatello, ID 2 $ 600,000 $ 300,000 $ 182,000
Portland-South Portland, ME 2 $ 650,000 $ 325,000 $ 136,000
Rockford, IL 2 $ 680,000 $ 340,000 $ 85,000
Salisbury, MD-DE 2 $ 600,000 $ 300,000 $ 67,000
South Bend-Mishawaka, IN-MI 2 $ 500,000 $ 250,000 $ 82,000
Springfield, MA 2 $ 820,000 $ 410,000 $ 170,000
St. Louis, MO-IL 2 $ 400,000 $ 200,000 $ 35,000
St. Petersburg-Clearwater-Largo, FL 2 $ 620,000 $ 310,000 $ 161,000
Victoria, TX 2 $ 250,000 $ 125,000 $ 76,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 2,420,000 $ 1,210,000 $ 307,000
Abilene, TX 1 $ 275,000 $ 275,000 $ 500,000
Auburn-Opelika, AL 1 $ 335,000 $ 335,000 $ 113,000
Bakersfield, CA 1 $ 265,000 $ 265,000 $ 87,000
Bay City, MI 1 $ 145,000 $ 145,000 $ 47,000
Bloomington, IN 1 $ 205,000 $ 205,000 $ 65,000
Boulder, CO 1 $ 435,000 $ 435,000 $ 134,000
Cleveland, TN 1 $ 505,000 $ 505,000 $ 89,000
Columbia, MO 1 $ 805,000 $ 805,000 $ 1,121,000
Columbus, IN 1 $ 245,000 $ 245,000 $ 48,000
Daphne-Fairhope-Foley, AL 1 $ 255,000 $ 255,000 $ 89,000
Denver-Aurora-Lakewood, CO 1 $ 795,000 $ 795,000 $ 420,000
Eugene, OR 1 $ 355,000 $ 355,000 $ 394,000
Gainesville, GA 1 $ 265,000 $ 265,000 $ 60,000
Grants Pass, OR 1 $ 675,000 $ 675,000 $ 184,000
Green Bay, WI 1 $ 315,000 $ 315,000 $ 112,000
Hammond, LA 1 $ 345,000 $ 345,000 $ 154,000
Homosassa Springs, FL 1 $ 155,000 $ 155,000 $ 51,000
Idaho Falls, ID 1 $ 695,000 $ 695,000 $ 147,000
Jackson, TN 1 $ 305,000 $ 305,000 $ 53,000
Janesville-Beloit, WI 1 $ 145,000 $ 145,000 $ 64,000
Kalamazoo-Portage, MI 1 $ 155,000 $ 155,000 $ 63,000
Lake Charles, LA 1 $ 225,000 $ 225,000 $ 155,000
Lake County-Kenosha County, IL-WI 1 $ 225,000 $ 225,000 $ 53,000
Laredo, TX 1 $ 485,000 $ 485,000 $ 210,000
Lawton, OK 1 $ 205,000 $ 205,000 $ 76,000
Mobile, AL 1 $ 145,000 $ 145,000 $ 0
Monroe, MI 1 $ 145,000 $ 145,000 $ 77,000
Montgomery County-Bucks County-Chester County, PA 1 $ 325,000 $ 325,000 $ 274,000
Norwich-New London, CT 1 $ 455,000 $ 455,000 $ 105,000
Oklahoma City, OK 1 $ 755,000 $ 755,000 $ 325,000
Omaha-Council Bluffs, NE-IA 1 $ 315,000 $ 315,000 $ 89,000
Oshkosh-Neenah, WI 1 $ 145,000 $ 145,000 $ 122,000
Paducah, KY-IL 1 $ 195,000 $ 195,000 $ 107,000
Panama City, FL 1 $ 325,000 $ 325,000 $ 195,000
Pensacola-Ferry Pass-Brent, FL 1 $ 245,000 $ 245,000 $ 115,000
Philadelphia, PA 1 $ 275,000 $ 275,000 $ 105,000
Port St. Lucie, FL 1 $ 105,000 $ 105,000 $ 52,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 1,275,000 $ 1,275,000 $ 350,000
Pueblo, CO 1 $ 305,000 $ 305,000 $ 62,000
Punta Gorda, FL 1 $ 205,000 $ 205,000 $ 87,000
Raleigh, NC 1 $ 155,000 $ 155,000 $ 82,000
Riverside-San Bernardino-Ontario, CA 1 $ 375,000 $ 375,000 $ 87,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 485,000 $ 485,000 $ 317,000
San Diego-Carlsbad, CA 1 $ 995,000 $ 995,000 $ 254,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 195,000 $ 195,000 $ 107,000
St. Joseph, MO-KS 1 $ 235,000 $ 235,000 $ 58,000
Terre Haute, IN 1 $ 135,000 $ 135,000 $ 64,000
Texarkana, TX-AR 1 $ 195,000 $ 195,000 $ 134,000
Toledo, OH 1 $ 155,000 $ 155,000 $ 68,000
Traverse City, MI 1 $ 245,000 $ 245,000 $ 49,000
Twin Falls, ID 1 $ 765,000 $ 765,000 $ 271,000
Valdosta, GA 1 $ 105,000 $ 105,000 $ 43,000
Washington, DC-MD 1 $ 385,000 $ 385,000 $ 89,000
Washington-Baltimore-Arlington, DC 1 $ 365,000 $ 365,000 $ 144,000
Wichita, KS 1 $ 405,000 $ 405,000 $ 145,000
Wilmington, DE-MD-NJ 1 $ 515,000 $ 515,000 $ 142,000
Youngstown-Warren-Boardman, OH-PA 1 $ 465,000 $ 465,000 $ 171,000

Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,694 $1,458,480,000 $310,000 $2,495,000 $130,000 $4,303,000
Cash-out Refinancing 356 $93,850,000 $263,000 $1,275,000 $154,000 $8,409,000
Refinancing 311 $92,955,000 $298,000 $2,235,000 $158,000 $1,724,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,204 $659,970,000 $299,000 $1,925,000 $135,000 $1,724,000
Hispanic 1,435 $394,665,000 $275,000 $2,495,000 $130,000 $8,409,000
Black or African American 851 $274,675,000 $322,000 $1,595,000 $115,000 $1,808,000
Not Provided 695 $258,965,000 $372,000 $2,235,000 $151,000 $1,413,000
Asian 143 $48,295,000 $337,000 $905,000 $145,000 $864,000
American Indian or Alaskan Native 32 $8,120,000 $253,000 $575,000 $125,000 $655,000
Native Hawaiian or Other Pacific Islander 1 $595,000 $595,000 $595,000 $136,000 $136,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,696 $878,390,000 $325,000 $2,495,000 $165,000 $8,409,000
FHA-insured (Federal Housing Administration) 2,246 $623,550,000 $277,000 $1,315,000 $98,000 $673,000
VA-guaranteed (Veterans Administration) 369 $133,115,000 $360,000 $1,505,000 $120,000 $418,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $10,230,000 $204,000 $305,000 $78,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,534 $1,082,080,000 $306,000 $2,235,000 $131,000 $8,409,000
Application Withdrawn By Applicant 960 $298,020,000 $310,000 $2,495,000 $126,000 $1,724,000
File Closed For Incompleteness 555 $175,135,000 $315,000 $1,605,000 $168,000 $4,303,000
Application Denied By Financial Institution 172 $51,880,000 $301,000 $1,125,000 $110,000 $936,000
Application Approved But Not Accepted 138 $37,450,000 $271,000 $675,000 $116,000 $369,000
Preapproval Denied by Financial Institution 2 $720,000 $360,000 $365,000 $91,000 $119,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,187 $1,592,685,000 $307,000 $2,495,000 $134,000 $8,409,000
Debt-To-Income Ratio 60 $18,290,000 $304,000 $785,000 $87,000 $362,000
Credit History 36 $10,000,000 $277,000 $605,000 $106,000 $530,000
Other 28 $12,460,000 $445,000 $1,125,000 $185,000 $936,000
Collateral 25 $5,185,000 $207,000 $715,000 $115,000 $272,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,605,000 $236,000 $555,000 $79,000 $185,000
Employment History 8 $2,410,000 $301,000 $855,000 $67,000 $185,000
Unverifiable Information 6 $1,650,000 $275,000 $365,000 $98,000 $155,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Reliable Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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