Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2011
In 2011, Nations Reliable Lending, LLC of Houston, TX reported 459 mortgage applications totaling $75.7 million. The average application was for $164,821, and applicants reported an average income of $92,755. 94% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Austin-Round Rock-San Marcos, TX (111), Houston-Sugar Land-Baytown, TX (111) and Dallas-Plano-Irving, TX (62) (applications in parentheses).
| Mortgage Company & Address | Nations Reliable Lending, LLC Houston, TX 77057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 459 |
| Total Mortgage Loan Application Amount | $75,653,000 |
| Average Mortgage Loan Application Amount | $164,821 |
| Highest Mortgage Loan Application Amount | $1,028,000 |
| Average Applicant Income | $92,755 |
| Highest Applicant Income | $597,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Austin-Round Rock-San Marcos, TX | 111 | $ 18,617,000 | $ 167,720 | $ 87,000 |
| Houston-Sugar Land-Baytown, TX | 111 | $ 19,964,000 | $ 179,855 | $ 109,000 |
| Dallas-Plano-Irving, TX | 62 | $ 9,210,000 | $ 148,548 | $ 84,000 |
| Fort Worth-Arlington, TX | 28 | $ 4,675,000 | $ 166,964 | $ 86,000 |
| San Antonio-New Braunfels, TX | 25 | $ 3,767,000 | $ 150,680 | $ 93,000 |
| El Paso, TX | 19 | $ 2,826,000 | $ 148,736 | $ 94,000 |
| Amarillo, TX | 14 | $ 3,449,000 | $ 246,357 | $ 96,000 |
| Lubbock, TX | 7 | $ 655,000 | $ 93,571 | $ 57,000 |
| Waco, TX | 6 | $ 818,000 | $ 136,333 | $ 65,000 |
| Corpus Christi, TX | 5 | $ 914,000 | $ 182,800 | $ 104,000 |
| College Station-Bryan, TX | 4 | $ 681,000 | $ 170,250 | $ 184,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 421,000 | $ 105,250 | $ 53,000 |
| Sherman-Denison, TX | 4 | $ 806,000 | $ 201,500 | $ 92,000 |
| Tyler, TX | 4 | $ 443,000 | $ 110,750 | $ 62,000 |
| Beaumont-Port Arthur, TX | 3 | $ 406,000 | $ 135,333 | $ 49,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 370,000 | $ 123,333 | $ 74,000 |
| Midland, TX | 3 | $ 569,000 | $ 189,666 | $ 170,000 |
| Odessa, TX | 3 | $ 538,000 | $ 179,333 | $ 81,000 |
| San Angelo, TX | 3 | $ 659,000 | $ 219,666 | $ 87,000 |
| Brownsville-Harlingen, TX | 2 | $ 345,000 | $ 172,500 | $ 151,000 |
| Longview, TX | 2 | $ 225,000 | $ 112,500 | $ 86,000 |
| Laredo, TX | 1 | $ 236,000 | $ 236,000 | $ 164,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Victoria, TX | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Wichita Falls, TX | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 356 | $59,419,000 | $166,000 | $1,028,000 | $95,000 | $597,000 |
| Home Purchase | 103 | $16,234,000 | $157,000 | $373,000 | $85,000 | $417,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 316 | $54,235,000 | $171,000 | $1,028,000 | $96,000 | $597,000 |
| Hispanic | 99 | $14,352,000 | $144,000 | $408,000 | $81,000 | $265,000 |
| Black or African American | 22 | $3,359,000 | $152,000 | $296,000 | $71,000 | $187,000 |
| Asian | 11 | $1,756,000 | $159,000 | $369,000 | $112,000 | $389,000 |
| Not Provided | 10 | $1,890,000 | $189,000 | $417,000 | $147,000 | $468,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $61,000 | $61,000 | $61,000 | $37,000 | $37,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 317 | $54,739,000 | $172,000 | $1,028,000 | $101,000 | $597,000 |
| FHA-insured (Federal Housing Administration) | 131 | $19,295,000 | $147,000 | $277,000 | $75,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $900,000 | $128,000 | $156,000 | $65,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 4 | $719,000 | $179,000 | $196,000 | $75,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 430 | $70,972,000 | $165,000 | $1,028,000 | $93,000 | $597,000 |
| Application Denied By Financial Institution | 13 | $1,882,000 | $144,000 | $375,000 | $85,000 | $137,000 |
| Application Withdrawn By Applicant | 8 | $1,284,000 | $160,000 | $228,000 | $111,000 | $486,000 |
| Application Approved But Not Accepted | 5 | $1,009,000 | $201,000 | $356,000 | $135,000 | $187,000 |
| File Closed For Incompleteness | 3 | $506,000 | $168,000 | $239,000 | $96,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3 | $432,000 | $144,000 | $206,000 | $103,000 | $137,000 |
| Collateral | 2 | $521,000 | $260,000 | $375,000 | $112,000 | $137,000 |
| Credit History | 2 | $259,000 | $129,000 | $143,000 | $78,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Reliable Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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