Netbank Fundings Services Mortgage Lending & HMDA Data, 2005

In 2005, Netbank Fundings Services of Columbia, SC reported 53,481 mortgage applications totaling $7.9 billion, up 206% from 2004. The average application was for $147,436, and applicants reported an average income of $63,197. 45% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,285), Chicago-Naperville-Joliet, IL (2,126) and Minneapolis-St. Paul-Bloomington, MN-WI (1,905) (applications in parentheses).

Mortgage Company & Address Netbank Fundings Services
9710 Two Notch Road
Columbia, SC 29223
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 53,481
Total Mortgage Loan Application Amount $7,885,051,000
Average Mortgage Loan Application Amount $147,436
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $63,197
Highest Applicant Income $4,719,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Netbank Fundings Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Netbank Fundings Services by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,203 $ 201,933,000 $ 167,857 $ 67,000
Gwinnett, Georgia 948 $ 134,600,000 $ 141,983 $ 55,000
Miami-Dade, Florida 921 $ 153,318,000 $ 166,469 $ 76,000
St. Louis, Missouri 809 $ 107,633,000 $ 133,044 $ 51,000
Broward, Florida 770 $ 138,153,000 $ 179,419 $ 68,000
Orange, Florida 758 $ 122,637,000 $ 161,790 $ 64,000
Prince George's, Maryland 733 $ 140,772,000 $ 192,049 $ 62,000
Jefferson, Alabama 708 $ 67,688,000 $ 95,604 $ 51,000
Duval, Florida 691 $ 89,182,000 $ 129,062 $ 53,000
Hennepin, Minnesota 585 $ 110,682,000 $ 189,200 $ 66,000
Clark, Nevada 537 $ 103,496,000 $ 192,729 $ 65,000
Cumberland, North Carolina 527 $ 57,899,000 $ 109,865 $ 49,000
Richmond, Georgia 503 $ 50,525,000 $ 100,447 $ 41,000
Los Angeles, California 495 $ 124,031,000 $ 250,567 $ 84,000
Middlesex, Massachusetts 470 $ 121,466,000 $ 258,438 $ 89,000
Wayne, Michigan 453 $ 54,413,000 $ 120,116 $ 58,000
DeKalb, Georgia 443 $ 57,382,000 $ 129,530 $ 50,000
Maricopa, Arizona 434 $ 80,814,000 $ 186,207 $ 61,000
Will, Illinois 434 $ 62,472,000 $ 143,944 $ 68,000
Montgomery, Maryland 407 $ 95,118,000 $ 233,705 $ 71,000
Lake, Illinois 403 $ 67,381,000 $ 167,198 $ 61,000
Fulton, Georgia 393 $ 61,153,000 $ 155,605 $ 62,000
St. Charles, Missouri 386 $ 55,851,000 $ 144,691 $ 70,000
Shelby, Tennessee 370 $ 40,618,000 $ 109,778 $ 51,000
Volusia, Florida 342 $ 54,345,000 $ 158,903 $ 78,000
Cobb, Georgia 335 $ 48,446,000 $ 144,614 $ 65,000
Franklin, Ohio 327 $ 43,498,000 $ 133,021 $ 51,000
Baltimore, Maryland 316 $ 44,844,000 $ 141,911 $ 68,000
Hillsborough, Florida 312 $ 44,222,000 $ 141,737 $ 66,000
St. Louis City, Missouri 293 $ 30,667,000 $ 104,665 $ 54,000
Jefferson, Colorado 272 $ 39,765,000 $ 146,194 $ 70,000
Lorain, Ohio 265 $ 32,010,000 $ 120,792 $ 48,000
District of Columbia, District Of Columbia 255 $ 50,972,000 $ 199,890 $ 67,000
Jackson, Missouri 255 $ 24,503,000 $ 96,090 $ 51,000
Dakota, Minnesota 250 $ 41,887,000 $ 167,548 $ 64,000
San Bernardino, California 248 $ 55,050,000 $ 221,975 $ 76,000
Orange, California 244 $ 75,862,000 $ 310,909 $ 111,000
St. Louis, Minnesota 244 $ 34,291,000 $ 140,536 $ 62,000
Cuyahoga, Ohio 243 $ 29,020,000 $ 119,423 $ 42,000
Essex, Massachusetts 238 $ 56,562,000 $ 237,655 $ 75,000
Philadelphia, Pennsylvania 238 $ 23,743,000 $ 99,760 $ 50,000
Norfolk, Massachusetts 236 $ 56,333,000 $ 238,699 $ 84,000
Ramsey, Minnesota 236 $ 37,176,000 $ 157,525 $ 58,000
Clay, Missouri 232 $ 21,414,000 $ 92,301 $ 58,000
Queens, New York 231 $ 72,810,000 $ 315,194 $ 77,000
Seminole, Florida 220 $ 36,393,000 $ 165,422 $ 68,000
Clayton, Georgia 218 $ 23,771,000 $ 109,041 $ 48,000
Anoka, Minnesota 217 $ 39,957,000 $ 184,133 $ 66,000
York, Pennsylvania 216 $ 25,788,000 $ 119,388 $ 66,000
Riverside, California 213 $ 54,262,000 $ 254,751 $ 85,000
Wake, North Carolina 213 $ 28,813,000 $ 135,272 $ 82,000
Madison, Alabama 208 $ 21,007,000 $ 100,995 $ 57,000
Oakland, Michigan 208 $ 31,738,000 $ 152,586 $ 80,000
Anne Arundel, Maryland 205 $ 42,302,000 $ 206,351 $ 77,000
Worcester, Massachusetts 204 $ 37,379,000 $ 183,230 $ 67,000
Dallas, Texas 203 $ 23,613,000 $ 116,320 $ 86,000
Palm Beach, Florida 197 $ 35,708,000 $ 181,258 $ 73,000
Salt Lake, Utah 196 $ 26,317,000 $ 134,270 $ 58,000
Fresno, California 194 $ 36,871,000 $ 190,056 $ 66,000
Osceola, Florida 184 $ 27,981,000 $ 152,070 $ 52,000
Jefferson, Missouri 180 $ 23,501,000 $ 130,561 $ 55,000
Harris, Texas 179 $ 20,658,000 $ 115,407 $ 62,000
Mecklenburg, North Carolina 172 $ 25,360,000 $ 147,441 $ 62,000
Suffolk, Massachusetts 168 $ 41,600,000 $ 247,619 $ 91,000
Atlantic, New Jersey 168 $ 27,231,000 $ 162,089 $ 57,000
Baltimore City, Maryland 166 $ 18,237,000 $ 109,861 $ 70,000
Montgomery, Ohio 166 $ 16,155,000 $ 97,319 $ 49,000
DuPage, Illinois 165 $ 32,436,000 $ 196,581 $ 96,000
Columbia, Georgia 163 $ 18,829,000 $ 115,515 $ 67,000
Caddo, Louisiana 163 $ 13,880,000 $ 85,153 $ 53,000
Mohave, Arizona 162 $ 27,651,000 $ 170,685 $ 72,000
Denver, Colorado 161 $ 25,086,000 $ 155,813 $ 75,000
Arapahoe, Colorado 159 $ 24,299,000 $ 152,823 $ 64,000
King, Washington 155 $ 34,995,000 $ 225,774 $ 82,000
Richland, South Carolina 153 $ 16,873,000 $ 110,281 $ 52,000
Harford, Maryland 149 $ 23,298,000 $ 156,362 $ 72,000
Adams, Colorado 145 $ 20,946,000 $ 144,455 $ 65,000
Boulder, Colorado 143 $ 28,184,000 $ 197,090 $ 87,000
Lafayette, Louisiana 142 $ 15,193,000 $ 106,992 $ 52,000
Washington, Minnesota 142 $ 28,245,000 $ 198,908 $ 89,000
Plymouth, Massachusetts 141 $ 31,032,000 $ 220,085 $ 73,000
Onslow, North Carolina 141 $ 17,155,000 $ 121,666 $ 58,000
Kings, New York 140 $ 39,478,000 $ 281,985 $ 73,000
Larimer, Colorado 139 $ 21,670,000 $ 155,899 $ 68,000
Madison, Illinois 137 $ 12,701,000 $ 92,708 $ 51,000
Greene, Missouri 135 $ 12,670,000 $ 93,851 $ 41,000
Shelby, Alabama 134 $ 17,697,000 $ 132,067 $ 55,000
Providence, Rhode Island 134 $ 23,171,000 $ 172,917 $ 58,000
Boone, Missouri 131 $ 12,523,000 $ 95,595 $ 61,000
Wright, Minnesota 129 $ 20,912,000 $ 162,108 $ 74,000
St. Clair, Illinois 127 $ 12,644,000 $ 99,559 $ 51,000
Clay, Florida 126 $ 19,175,000 $ 152,182 $ 60,000
Limestone, Alabama 123 $ 14,867,000 $ 120,869 $ 71,000
McHenry, Illinois 122 $ 22,821,000 $ 187,057 $ 68,000
Fairfax, Virginia 122 $ 33,067,000 $ 271,040 $ 87,000
El Paso, Colorado 120 $ 20,196,000 $ 168,300 $ 63,000
Lee, Florida 118 $ 21,629,000 $ 183,296 $ 91,000
Milwaukee, Wisconsin 118 $ 13,641,000 $ 115,601 $ 47,000
Barrow, Georgia 117 $ 13,065,000 $ 111,666 $ 41,000
Henry, Georgia 117 $ 15,938,000 $ 136,222 $ 53,000
Crow Wing, Minnesota 117 $ 18,660,000 $ 159,487 $ 70,000
East Baton Rouge, Louisiana 116 $ 13,608,000 $ 117,310 $ 69,000
Jefferson, Louisiana 116 $ 13,468,000 $ 116,103 $ 54,000
Prince William, Virginia 114 $ 24,839,000 $ 217,885 $ 77,000
Weld, Colorado 113 $ 17,129,000 $ 151,584 $ 63,000
Hall, Georgia 113 $ 14,771,000 $ 130,716 $ 44,000
Johnson, Kansas 111 $ 16,943,000 $ 152,639 $ 77,000
Marion, Indiana 110 $ 10,114,000 $ 91,945 $ 47,000
Montgomery, Alabama 109 $ 9,198,000 $ 84,385 $ 63,000
Hartford, Connecticut 109 $ 16,910,000 $ 155,137 $ 54,000
Orleans, Louisiana 107 $ 13,789,000 $ 128,869 $ 74,000
Douglas, Georgia 106 $ 14,032,000 $ 132,377 $ 53,000
Howard, Maryland 106 $ 21,436,000 $ 202,226 $ 92,000
Hamilton, Ohio 105 $ 12,661,000 $ 120,580 $ 45,000
Douglas, Colorado 103 $ 19,387,000 $ 188,223 $ 79,000
Durham, North Carolina 102 $ 14,968,000 $ 146,745 $ 63,000
Tarrant, Texas 102 $ 11,530,000 $ 113,039 $ 118,000
Macomb, Michigan 101 $ 13,202,000 $ 130,712 $ 66,000
Lake, Florida 99 $ 15,614,000 $ 157,717 $ 56,000
Pinellas, Florida 99 $ 16,137,000 $ 163,000 $ 54,000
Lee, Alabama 98 $ 11,457,000 $ 116,908 $ 72,000
Hoke, North Carolina 98 $ 11,886,000 $ 121,285 $ 46,000
Scott, Minnesota 96 $ 18,441,000 $ 192,093 $ 68,000
Stearns, Minnesota 94 $ 13,553,000 $ 144,180 $ 54,000
Mobile, Alabama 93 $ 9,202,000 $ 98,946 $ 52,000
Stark, Ohio 92 $ 10,151,000 $ 110,336 $ 44,000
Troup, Georgia 91 $ 9,845,000 $ 108,186 $ 55,000
Charles, Maryland 91 $ 19,796,000 $ 217,538 $ 77,000
Greenville, South Carolina 91 $ 10,402,000 $ 114,307 $ 50,000
Ocean, New Jersey 90 $ 17,490,000 $ 194,333 $ 80,000
Nassau, New York 90 $ 26,101,000 $ 290,011 $ 82,000
Brevard, Florida 88 $ 14,909,000 $ 169,420 $ 80,000
Camden, New Jersey 88 $ 12,451,000 $ 141,488 $ 60,000
Lauderdale, Alabama 87 $ 6,927,000 $ 79,620 $ 56,000
Alachua, Florida 86 $ 9,041,000 $ 105,127 $ 61,000
Bristol, Massachusetts 86 $ 18,731,000 $ 217,802 $ 75,000
Summit, Ohio 86 $ 9,200,000 $ 106,976 $ 48,000
Pierce, Washington 86 $ 15,263,000 $ 177,476 $ 63,000
St. Johns, Florida 85 $ 16,485,000 $ 193,941 $ 81,000
Rice, Minnesota 85 $ 12,134,000 $ 142,752 $ 67,000
Lincoln, Missouri 85 $ 11,918,000 $ 140,211 $ 61,000
Butler, Ohio 84 $ 10,249,000 $ 122,011 $ 48,000
Calcasieu, Louisiana 82 $ 7,155,000 $ 87,256 $ 54,000
Carver, Minnesota 82 $ 15,873,000 $ 193,573 $ 83,000
Kane, Illinois 81 $ 14,289,000 $ 176,407 $ 73,000
Sherburne, Minnesota 81 $ 12,863,000 $ 158,802 $ 64,000
Pasco, Florida 80 $ 12,351,000 $ 154,387 $ 45,000
Davis, Utah 80 $ 10,298,000 $ 128,725 $ 61,000
St. Lucie, Florida 79 $ 12,808,000 $ 162,126 $ 56,000
Garfield, Colorado 78 $ 10,750,000 $ 137,820 $ 69,000
Frederick, Maryland 78 $ 16,599,000 $ 212,807 $ 76,000
Polk, Florida 77 $ 9,734,000 $ 126,415 $ 49,000
Rockdale, Georgia 77 $ 10,771,000 $ 139,883 $ 60,000
Bonneville, Idaho 77 $ 8,092,000 $ 105,090 $ 74,000
Scott, Iowa 77 $ 6,837,000 $ 88,792 $ 69,000
Platte, Missouri 77 $ 9,352,000 $ 121,454 $ 79,000
Boone, Arkansas 76 $ 7,477,000 $ 98,381 $ 42,000
Grundy, Illinois 76 $ 10,361,000 $ 136,328 $ 75,000
St. Croix, Wisconsin 76 $ 14,762,000 $ 194,236 $ 100,000
Rapides, Louisiana 75 $ 7,529,000 $ 100,386 $ 50,000
Washtenaw, Michigan 75 $ 11,221,000 $ 149,613 $ 94,000
Tulare, California 74 $ 11,665,000 $ 157,635 $ 56,000
New Haven, Connecticut 74 $ 12,902,000 $ 174,351 $ 64,000
Knox, Illinois 74 $ 5,018,000 $ 67,810 $ 44,000
Lake, Indiana 74 $ 7,364,000 $ 99,513 $ 42,000
Cherokee, Georgia 73 $ 10,634,000 $ 145,671 $ 64,000
Newton, Georgia 73 $ 8,830,000 $ 120,958 $ 39,000
Peoria, Illinois 73 $ 4,920,000 $ 67,397 $ 43,000
Montgomery, Pennsylvania 72 $ 12,573,000 $ 174,625 $ 74,000
Fayette, Georgia 71 $ 12,912,000 $ 181,859 $ 82,000
Bossier, Louisiana 71 $ 6,863,000 $ 96,661 $ 39,000
DeSoto, Mississippi 71 $ 9,234,000 $ 130,056 $ 56,000
Taney, Missouri 71 $ 8,116,000 $ 114,309 $ 105,000
Burlington, New Jersey 70 $ 11,954,000 $ 170,771 $ 82,000
Erie, Ohio 70 $ 7,906,000 $ 112,942 $ 79,000
Bucks, Pennsylvania 70 $ 12,147,000 $ 173,528 $ 66,000
Baldwin, Alabama 69 $ 11,296,000 $ 163,710 $ 61,000
Kern, California 68 $ 11,262,000 $ 165,617 $ 108,000
Paulding, Georgia 68 $ 8,275,000 $ 121,691 $ 71,000
Itasca, Minnesota 68 $ 9,605,000 $ 141,250 $ 62,000
Polk, Wisconsin 68 $ 9,861,000 $ 145,014 $ 57,000
Dickinson, Iowa 67 $ 5,187,000 $ 77,417 $ 49,000
Kent, Rhode Island 67 $ 10,456,000 $ 156,059 $ 67,000
Hubbard, Minnesota 66 $ 7,146,000 $ 108,272 $ 62,000
Marion, Florida 65 $ 7,842,000 $ 120,646 $ 39,000
Craven, North Carolina 65 $ 9,006,000 $ 138,553 $ 69,000
Travis, Texas 65 $ 9,238,000 $ 142,123 $ 43,000
Sarasota, Florida 64 $ 12,119,000 $ 189,359 $ 79,000
Collin, Texas 64 $ 10,134,000 $ 158,343 $ 73,000
Lexington, South Carolina 63 $ 7,672,000 $ 121,777 $ 57,000
Waukesha, Wisconsin 63 $ 11,952,000 $ 189,714 $ 118,000
Yellowstone, Montana 62 $ 8,522,000 $ 137,451 $ 59,000
Sacramento, California 61 $ 13,022,000 $ 213,475 $ 82,000
Flagler, Florida 61 $ 10,374,000 $ 170,065 $ 66,000
Tallapoosa, Alabama 60 $ 5,371,000 $ 89,516 $ 62,000
Bergen, New Jersey 60 $ 18,487,000 $ 308,116 $ 103,000
Minnehaha, South Dakota 60 $ 5,192,000 $ 86,533 $ 79,000
Rock Island, Illinois 59 $ 4,748,000 $ 80,474 $ 56,000
Winnebago, Illinois 59 $ 5,034,000 $ 85,322 $ 56,000
Lawrence, Indiana 59 $ 4,905,000 $ 83,135 $ 42,000
Mills, Iowa 59 $ 5,692,000 $ 96,474 $ 43,000
Cass, Missouri 59 $ 6,976,000 $ 118,237 $ 62,000
Jasper, Missouri 59 $ 4,690,000 $ 79,491 $ 49,000
Jefferson, Kentucky 58 $ 7,650,000 $ 131,896 $ 62,000
St. Tammany, Louisiana 58 $ 7,446,000 $ 128,379 $ 49,000
Hudson, New Jersey 58 $ 14,545,000 $ 250,775 $ 66,000
Dickson, Tennessee 58 $ 7,102,000 $ 122,448 $ 59,000
Dougherty, Georgia 57 $ 4,975,000 $ 87,280 $ 45,000
Houston, Georgia 57 $ 4,982,000 $ 87,403 $ 55,000
Bennington, Vermont 57 $ 7,430,000 $ 130,350 $ 67,000
Kenosha, Wisconsin 57 $ 7,953,000 $ 139,526 $ 47,000
Mercer, New Jersey 56 $ 9,599,000 $ 171,410 $ 85,000
Kenton, Kentucky 55 $ 6,632,000 $ 120,581 $ 58,000
Steele, Minnesota 55 $ 6,054,000 $ 110,072 $ 55,000
Bronx, New York 55 $ 14,821,000 $ 269,472 $ 69,000
Denton, Texas 55 $ 8,387,000 $ 152,490 $ 84,000
Pueblo, Colorado 54 $ 7,031,000 $ 130,203 $ 61,000
Fairfield, Connecticut 54 $ 12,719,000 $ 235,537 $ 85,000
Beltrami, Minnesota 54 $ 6,078,000 $ 112,555 $ 55,000
Cass, Minnesota 54 $ 8,613,000 $ 159,500 $ 82,000
St. Francois, Missouri 54 $ 3,916,000 $ 72,518 $ 41,000
Wood, Wisconsin 54 $ 5,219,000 $ 96,648 $ 51,000
Roseau, Minnesota 53 $ 5,437,000 $ 102,584 $ 48,000
Suffolk, New York 53 $ 12,984,000 $ 244,981 $ 69,000
Harnett, North Carolina 53 $ 6,107,000 $ 115,226 $ 50,000
Cass, North Dakota 53 $ 5,913,000 $ 111,566 $ 51,000
McLean, Illinois 52 $ 4,644,000 $ 89,307 $ 58,000
Olmsted, Minnesota 52 $ 7,114,000 $ 136,807 $ 68,000
Lancaster, Nebraska 52 $ 4,416,000 $ 84,923 $ 62,000
Calhoun, Michigan 51 $ 4,079,000 $ 79,980 $ 73,000
Chisago, Minnesota 51 $ 8,712,000 $ 170,823 $ 60,000
Tulsa, Oklahoma 51 $ 4,758,000 $ 93,294 $ 56,000
Aiken, South Carolina 51 $ 5,885,000 $ 115,392 $ 57,000
St. Clair, Alabama 50 $ 5,625,000 $ 112,500 $ 51,000
San Diego, California 50 $ 13,892,000 $ 277,840 $ 105,000
Boone, Kentucky 50 $ 6,224,000 $ 124,480 $ 59,000
Dodge, Nebraska 50 $ 4,624,000 $ 92,480 $ 49,000
Loudoun, Virginia 50 $ 11,006,000 $ 220,120 $ 70,000
Spokane, Washington 50 $ 5,639,000 $ 112,780 $ 87,000
Cross, Arkansas 49 $ 4,520,000 $ 92,244 $ 51,000
Vermilion, Illinois 49 $ 3,250,000 $ 66,326 $ 45,000
Oklahoma, Oklahoma 49 $ 4,637,000 $ 94,632 $ 51,000
McLennan, Texas 49 $ 4,882,000 $ 99,632 $ 50,000
Marathon, Wisconsin 49 $ 4,279,000 $ 87,326 $ 42,000
Chambers, Alabama 48 $ 3,568,000 $ 74,333 $ 33,000
LaSalle, Illinois 48 $ 4,070,000 $ 84,791 $ 60,000
Clay, Minnesota 48 $ 5,188,000 $ 108,083 $ 45,000
Christian, Missouri 48 $ 4,148,000 $ 86,416 $ 46,000
Franklin, Missouri 48 $ 8,101,000 $ 168,770 $ 55,000
Dane, Wisconsin 48 $ 7,852,000 $ 163,583 $ 51,000
Bibb, Georgia 47 $ 4,516,000 $ 96,085 $ 56,000
Forsyth, Georgia 47 $ 8,706,000 $ 185,234 $ 81,000
Hampden, Massachusetts 47 $ 5,704,000 $ 121,361 $ 51,000
Passaic, New Jersey 47 $ 13,171,000 $ 280,234 $ 98,000
Delaware, Ohio 47 $ 8,607,000 $ 183,127 $ 85,000
Gloucester, New Jersey 46 $ 7,927,000 $ 172,326 $ 63,000
Charleston, South Carolina 46 $ 7,547,000 $ 164,065 $ 53,000
Clark, Washington 46 $ 7,150,000 $ 155,434 $ 55,000
Escambia, Florida 45 $ 5,359,000 $ 119,088 $ 74,000
Walton, Georgia 45 $ 5,177,000 $ 115,044 $ 52,000
Wyandotte, Kansas 45 $ 4,332,000 $ 96,266 $ 53,000
Talbot, Maryland 45 $ 9,737,000 $ 216,377 $ 105,000
Nobles, Minnesota 45 $ 3,659,000 $ 81,311 $ 53,000
Delaware, Pennsylvania 45 $ 7,047,000 $ 156,600 $ 62,000
Fayette, Tennessee 45 $ 5,425,000 $ 120,555 $ 81,000
Collier, Florida 44 $ 9,166,000 $ 208,318 $ 125,000
Barnstable, Massachusetts 44 $ 10,114,000 $ 229,863 $ 56,000
Carlton, Minnesota 44 $ 6,705,000 $ 152,386 $ 54,000
Butte, California 43 $ 8,589,000 $ 199,744 $ 72,000
Utah, Utah 43 $ 5,382,000 $ 125,162 $ 54,000
Queen Anne's, Maryland 42 $ 8,856,000 $ 210,857 $ 76,000
Monmouth, New Jersey 41 $ 9,953,000 $ 242,756 $ 106,000
Ward, North Dakota 41 $ 3,698,000 $ 90,195 $ 43,000
Williamson, Texas 41 $ 5,669,000 $ 138,268 $ 61,000
Douglas, Kansas 40 $ 4,330,000 $ 108,250 $ 57,000
Douglas, Nebraska 40 $ 4,285,000 $ 107,125 $ 83,000
Buncombe, North Carolina 40 $ 5,003,000 $ 125,075 $ 48,000
Johnston, North Carolina 40 $ 4,805,000 $ 120,125 $ 53,000
Allegheny, Pennsylvania 40 $ 4,046,000 $ 101,150 $ 71,000
Snohomish, Washington 40 $ 8,038,000 $ 200,950 $ 108,000
Martin, Florida 39 $ 6,891,000 $ 176,692 $ 74,000
Coweta, Georgia 39 $ 6,274,000 $ 160,871 $ 58,000
Hillsborough, New Hampshire 39 $ 6,667,000 $ 170,948 $ 87,000
Essex, New Jersey 39 $ 8,433,000 $ 216,230 $ 74,000
Burleigh, North Dakota 39 $ 3,318,000 $ 85,076 $ 91,000
Warren, Ohio 39 $ 5,482,000 $ 140,564 $ 45,000
Fort Bend, Texas 39 $ 5,716,000 $ 146,564 $ 109,000
Carroll, Arkansas 38 $ 3,346,000 $ 88,052 $ 40,000
Richmond, New York 38 $ 8,566,000 $ 225,421 $ 71,000
Davidson, Tennessee 38 $ 5,179,000 $ 136,289 $ 53,000
Lewis, Tennessee 38 $ 2,769,000 $ 72,868 $ 45,000
Colbert, Alabama 37 $ 2,886,000 $ 78,000 $ 34,000
Kendall, Illinois 37 $ 5,438,000 $ 146,972 $ 87,000
Carroll, Maryland 37 $ 6,562,000 $ 177,351 $ 92,000
McLeod, Minnesota 37 $ 4,776,000 $ 129,081 $ 63,000
Orange, North Carolina 37 $ 7,642,000 $ 206,540 $ 126,000
Morgan, Alabama 36 $ 3,918,000 $ 108,833 $ 38,000
Placer, California 36 $ 9,071,000 $ 251,972 $ 89,000
New London, Connecticut 36 $ 6,799,000 $ 188,861 $ 59,000
Camden, Georgia 36 $ 4,467,000 $ 124,083 $ 58,000
Livingston, Michigan 36 $ 5,066,000 $ 140,722 $ 76,000
Goodhue, Minnesota 36 $ 6,138,000 $ 170,500 $ 67,000
Isanti, Minnesota 36 $ 5,868,000 $ 163,000 $ 60,000
Union, North Carolina 36 $ 5,073,000 $ 140,916 $ 74,000
Wayne, North Carolina 36 $ 4,269,000 $ 118,583 $ 50,000
Virginia Beach, Virginia 36 $ 6,784,000 $ 188,444 $ 74,000
Becker, Minnesota 35 $ 4,368,000 $ 124,800 $ 40,000
Hamilton, Tennessee 35 $ 3,643,000 $ 104,085 $ 52,000
Lawrence, Tennessee 35 $ 2,453,000 $ 70,085 $ 31,000
Portage, Wisconsin 35 $ 3,312,000 $ 94,628 $ 40,000
Manatee, Florida 34 $ 7,282,000 $ 214,176 $ 65,000
Porter, Indiana 34 $ 3,477,000 $ 102,264 $ 47,000
St. Martin, Louisiana 34 $ 2,877,000 $ 84,617 $ 50,000
Forsyth, North Carolina 34 $ 3,083,000 $ 90,676 $ 45,000
Robeson, North Carolina 34 $ 2,929,000 $ 86,147 $ 43,000
Washington, Utah 34 $ 5,698,000 $ 167,588 $ 56,000
Yakima, Washington 34 $ 3,698,000 $ 108,764 $ 54,000
Floyd, Georgia 33 $ 4,907,000 $ 148,696 $ 59,000
Washington, Indiana 33 $ 2,840,000 $ 86,060 $ 39,000
Penobscot, Maine 33 $ 3,403,000 $ 103,121 $ 73,000
Otter Tail, Minnesota 33 $ 4,760,000 $ 144,242 $ 67,000
Washoe, Nevada 33 $ 7,358,000 $ 222,969 $ 89,000
Lake, Ohio 33 $ 4,761,000 $ 144,272 $ 64,000
Stafford, Virginia 33 $ 7,300,000 $ 221,212 $ 103,000
Talladega, Alabama 32 $ 2,560,000 $ 80,000 $ 45,000
Hernando, Florida 32 $ 3,876,000 $ 121,125 $ 54,000
Madison, Indiana 32 $ 2,643,000 $ 82,593 $ 51,000
Livingston, Louisiana 32 $ 3,539,000 $ 110,593 $ 58,000
St. Landry, Louisiana 32 $ 2,424,000 $ 75,750 $ 32,000
Rockingham, New Hampshire 32 $ 6,408,000 $ 200,250 $ 95,000
Westmoreland, Pennsylvania 32 $ 2,576,000 $ 80,500 $ 67,000
Spartanburg, South Carolina 32 $ 3,400,000 $ 106,250 $ 42,000
Erath, Texas 32 $ 3,263,000 $ 101,968 $ 62,000
Winnebago, Wisconsin 32 $ 3,375,000 $ 105,468 $ 56,000
Nassau, Florida 31 $ 4,702,000 $ 151,677 $ 63,000
Carroll, Georgia 31 $ 3,585,000 $ 115,645 $ 42,000
Camden, Missouri 31 $ 4,919,000 $ 158,677 $ 90,000
Guilford, North Carolina 31 $ 3,253,000 $ 104,935 $ 53,000
Houston, Alabama 30 $ 3,364,000 $ 112,133 $ 46,000
Benton, Arkansas 30 $ 3,376,000 $ 112,533 $ 46,000
Hamilton, Indiana 30 $ 3,411,000 $ 113,700 $ 71,000
Leavenworth, Kansas 30 $ 3,750,000 $ 125,000 $ 67,000
Ascension, Louisiana 30 $ 4,760,000 $ 158,666 $ 73,000
Fairfield, Ohio 30 $ 3,949,000 $ 131,633 $ 53,000
Multnomah, Oregon 30 $ 4,561,000 $ 152,033 $ 63,000
Brookings, South Dakota 30 $ 3,559,000 $ 118,633 $ 60,000
Madison, Tennessee 30 $ 2,336,000 $ 77,866 $ 57,000
Bexar, Texas 30 $ 2,916,000 $ 97,200 $ 67,000
Chippewa, Wisconsin 30 $ 3,448,000 $ 114,933 $ 73,000
Douglas, Wisconsin 30 $ 3,597,000 $ 119,900 $ 52,000
Outagamie, Wisconsin 30 $ 3,085,000 $ 102,833 $ 54,000
Kings, California 29 $ 4,903,000 $ 169,068 $ 84,000
Middlesex, New Jersey 29 $ 6,514,000 $ 224,620 $ 63,000
Chester, Pennsylvania 29 $ 4,883,000 $ 168,379 $ 79,000
Webb, Texas 29 $ 3,235,000 $ 111,551 $ 61,000
Spotsylvania, Virginia 29 $ 6,540,000 $ 225,517 $ 87,000
Clark, Wisconsin 29 $ 1,897,000 $ 65,413 $ 34,000
Rock, Wisconsin 29 $ 2,895,000 $ 99,827 $ 60,000
Sheboygan, Wisconsin 29 $ 2,679,000 $ 92,379 $ 43,000
Okaloosa, Florida 28 $ 4,237,000 $ 151,321 $ 75,000
Tazewell, Illinois 28 $ 1,805,000 $ 64,464 $ 37,000
Benton, Minnesota 28 $ 4,284,000 $ 153,000 $ 61,000
Saratoga, New York 28 $ 3,816,000 $ 136,285 $ 77,000
Greene, Ohio 28 $ 3,575,000 $ 127,678 $ 43,000
Chesterfield, Virginia 28 $ 4,629,000 $ 165,321 $ 51,000
Tuscaloosa, Alabama 27 $ 3,115,000 $ 115,370 $ 57,000
Contra Costa, California 27 $ 9,089,000 $ 336,629 $ 145,000
Kankakee, Illinois 27 $ 2,647,000 $ 98,037 $ 58,000
Fayette, Kentucky 27 $ 3,013,000 $ 111,592 $ 60,000
Iberia, Louisiana 27 $ 2,246,000 $ 83,185 $ 44,000
Cecil, Maryland 27 $ 4,929,000 $ 182,555 $ 65,000
Ramsey, North Dakota 27 $ 2,033,000 $ 75,296 $ 57,000
Eau Claire, Wisconsin 27 $ 2,543,000 $ 94,185 $ 41,000
Taylor, Wisconsin 27 $ 2,310,000 $ 85,555 $ 35,000
San Luis Obispo, California 26 $ 6,209,000 $ 238,807 $ 84,000
Ventura, California 26 $ 8,066,000 $ 310,230 $ 91,000
Indian River, Florida 26 $ 3,915,000 $ 150,576 $ 98,000
Ada, Idaho 26 $ 3,721,000 $ 143,115 $ 89,000
Knox, Tennessee 26 $ 2,569,000 $ 98,807 $ 38,000
Alameda, California 25 $ 5,694,000 $ 227,760 $ 121,000
Whiteside, Illinois 25 $ 1,683,000 $ 67,320 $ 42,000
Mille Lacs, Minnesota 25 $ 3,408,000 $ 136,320 $ 56,000
Pipestone, Minnesota 25 $ 2,158,000 $ 86,320 $ 59,000
Polk, Missouri 25 $ 2,062,000 $ 82,480 $ 41,000
Warren, Missouri 25 $ 2,639,000 $ 105,560 $ 47,000
Morris, New Jersey 25 $ 7,568,000 $ 302,720 $ 135,000
Galveston, Texas 25 $ 2,794,000 $ 111,760 $ 87,000
Montgomery, Texas 25 $ 3,984,000 $ 159,360 $ 83,000
Clay, Alabama 24 $ 2,073,000 $ 86,375 $ 40,000
Broomfield, Colorado 24 $ 3,407,000 $ 141,958 $ 65,000
Muscogee, Georgia 24 $ 2,135,000 $ 88,958 $ 52,000
Spalding, Georgia 24 $ 2,488,000 $ 103,666 $ 52,000
Dubuque, Iowa 24 $ 2,224,000 $ 92,666 $ 44,000
Genesee, Michigan 24 $ 2,723,000 $ 113,458 $ 39,000
Kent, Michigan 24 $ 3,123,000 $ 130,125 $ 56,000
Randolph, Missouri 24 $ 1,807,000 $ 75,291 $ 61,000
Teton, Montana 24 $ 2,009,000 $ 83,708 $ 56,000
Stark, North Dakota 24 $ 2,018,000 $ 84,083 $ 59,000
Washington, Rhode Island 24 $ 6,368,000 $ 265,333 $ 83,000
Williamson, Tennessee 24 $ 3,834,000 $ 159,750 $ 83,000
Siskiyou, California 23 $ 3,263,000 $ 141,869 $ 57,000
Middlesex, Connecticut 23 $ 3,428,000 $ 149,043 $ 69,000
New Castle, Delaware 23 $ 3,552,000 $ 154,434 $ 51,000
Hendricks, Indiana 23 $ 2,287,000 $ 99,434 $ 67,000
Johnson, Iowa 23 $ 1,834,000 $ 79,739 $ 62,000
Pottawattamie, Iowa 23 $ 2,693,000 $ 117,086 $ 62,000
Kalamazoo, Michigan 23 $ 2,540,000 $ 110,434 $ 51,000
Pine, Minnesota 23 $ 3,662,000 $ 159,217 $ 134,000
Holt, Nebraska 23 $ 2,069,000 $ 89,956 $ 72,000
Westchester, New York 23 $ 7,099,000 $ 308,652 $ 84,000
New Hanover, North Carolina 23 $ 3,239,000 $ 140,826 $ 65,000
Morton, North Dakota 23 $ 2,028,000 $ 88,173 $ 68,000
Richland, Ohio 23 $ 2,089,000 $ 90,826 $ 33,000
Solano, California 22 $ 7,464,000 $ 339,272 $ 95,000
Mesa, Colorado 22 $ 2,955,000 $ 134,318 $ 56,000
Leon, Florida 22 $ 3,137,000 $ 142,590 $ 61,000
Bartow, Georgia 22 $ 2,543,000 $ 115,590 $ 51,000
Johnson, Indiana 22 $ 3,103,000 $ 141,045 $ 44,000
Benton, Missouri 22 $ 1,422,000 $ 64,636 $ 41,000
Howell, Missouri 22 $ 1,968,000 $ 89,454 $ 48,000
Morgan, Missouri 22 $ 2,154,000 $ 97,909 $ 42,000
Cumberland, New Jersey 22 $ 2,352,000 $ 106,909 $ 48,000
Union, New Jersey 22 $ 5,226,000 $ 237,545 $ 75,000
Brunswick, North Carolina 22 $ 4,906,000 $ 223,000 $ 125,000
Currituck, North Carolina 22 $ 3,350,000 $ 152,272 $ 74,000
Iredell, North Carolina 22 $ 3,709,000 $ 168,590 $ 103,000
Portage, Ohio 22 $ 2,560,000 $ 116,363 $ 47,000
Weber, Utah 22 $ 2,336,000 $ 106,181 $ 56,000
Kitsap, Washington 22 $ 4,586,000 $ 208,454 $ 59,000
Pierce, Wisconsin 22 $ 3,922,000 $ 178,272 $ 47,000
Madera, California 21 $ 4,285,000 $ 204,047 $ 77,000
Delta, Colorado 21 $ 1,853,000 $ 88,238 $ 52,000
Ogle, Illinois 21 $ 2,564,000 $ 122,095 $ 53,000
Woodford, Illinois 21 $ 1,623,000 $ 77,285 $ 51,000
Calvert, Maryland 21 $ 4,000,000 $ 190,476 $ 89,000
Saginaw, Michigan 21 $ 2,190,000 $ 104,285 $ 51,000
Morrison, Minnesota 21 $ 2,709,000 $ 129,000 $ 54,000
Harrison, Mississippi 21 $ 1,821,000 $ 86,714 $ 42,000
Stone, Missouri 21 $ 2,259,000 $ 107,571 $ 44,000
Williams, North Dakota 21 $ 1,429,000 $ 68,047 $ 40,000
Orangeburg, South Carolina 21 $ 1,954,000 $ 93,047 $ 33,000
York, South Carolina 21 $ 3,641,000 $ 173,380 $ 46,000
Giles, Tennessee 21 $ 1,438,000 $ 68,476 $ 50,000
Walworth, Wisconsin 21 $ 4,178,000 $ 198,952 $ 88,000
Pulaski, Arkansas 20 $ 2,283,000 $ 114,150 $ 60,000
Randolph, Arkansas 20 $ 1,566,000 $ 78,300 $ 32,000
Santa Clara, California 20 $ 4,756,000 $ 237,800 $ 117,000
Sussex, Delaware 20 $ 3,328,000 $ 166,400 $ 134,000
Santa Rosa, Florida 20 $ 2,700,000 $ 135,000 $ 63,000
Habersham, Georgia 20 $ 2,603,000 $ 130,150 $ 43,000
McDuffie, Georgia 20 $ 1,948,000 $ 97,400 $ 40,000
Black Hawk, Iowa 20 $ 2,204,000 $ 110,200 $ 49,000
Clay, Iowa 20 $ 1,150,000 $ 57,500 $ 45,000
Sedgwick, Kansas 20 $ 1,792,000 $ 89,600 $ 60,000
Shawnee, Kansas 20 $ 1,398,000 $ 69,900 $ 52,000
Acadia, Louisiana 20 $ 1,611,000 $ 80,550 $ 36,000
St. Mary, Louisiana 20 $ 2,044,000 $ 102,200 $ 45,000
Douglas, Minnesota 20 $ 2,836,000 $ 141,800 $ 34,000
Albany, New York 20 $ 2,397,000 $ 119,850 $ 77,000
Orange, New York 20 $ 3,948,000 $ 197,400 $ 77,000
Carteret, North Carolina 20 $ 3,551,000 $ 177,550 $ 122,000
Clark, Ohio 20 $ 1,997,000 $ 99,850 $ 41,000
Huron, Ohio 20 $ 2,345,000 $ 117,250 $ 46,000
Dorchester, South Carolina 20 $ 2,327,000 $ 116,350 $ 56,000
Sumter, South Carolina 20 $ 1,972,000 $ 98,600 $ 55,000
Clay, Arkansas 19 $ 1,007,000 $ 53,000 $ 34,000
Bay, Florida 19 $ 3,534,000 $ 186,000 $ 83,000
Glynn, Georgia 19 $ 2,808,000 $ 147,789 $ 72,000
Jersey, Illinois 19 $ 1,712,000 $ 90,105 $ 39,000
Washington, Maryland 19 $ 2,669,000 $ 140,473 $ 74,000
Kandiyohi, Minnesota 19 $ 2,261,000 $ 119,000 $ 41,000
Cape Girardeau, Missouri 19 $ 2,107,000 $ 110,894 $ 50,000
Wilson, North Carolina 19 $ 1,594,000 $ 83,894 $ 58,000
Medina, Ohio 19 $ 2,533,000 $ 133,315 $ 50,000
Tuscarawas, Ohio 19 $ 1,715,000 $ 90,263 $ 56,000
Haskell, Oklahoma 19 $ 1,557,000 $ 81,947 $ 44,000
Anderson, South Carolina 19 $ 2,580,000 $ 135,789 $ 54,000
Henderson, Tennessee 19 $ 1,727,000 $ 90,894 $ 70,000
Cameron, Texas 19 $ 1,816,000 $ 95,578 $ 50,000
Henrico, Virginia 19 $ 3,068,000 $ 161,473 $ 57,000
Elmore, Alabama 18 $ 1,775,000 $ 98,611 $ 62,000
Monroe, Alabama 18 $ 1,605,000 $ 89,166 $ 69,000
Santa Barbara, California 18 $ 4,188,000 $ 232,666 $ 74,000
Stanislaus, California 18 $ 3,611,000 $ 200,611 $ 78,000
Union, Georgia 18 $ 2,561,000 $ 142,277 $ 33,000
Boone, Illinois 18 $ 2,792,000 $ 155,111 $ 76,000
Crawford, Kansas 18 $ 1,323,000 $ 73,500 $ 29,000
Franklin, Kentucky 18 $ 1,336,000 $ 74,222 $ 33,000
Ouachita, Louisiana 18 $ 1,630,000 $ 90,555 $ 38,000
Terrebonne, Louisiana 18 $ 1,773,000 $ 98,500 $ 67,000
Caroline, Maryland 18 $ 2,785,000 $ 154,722 $ 59,000
Aitkin, Minnesota 18 $ 2,662,000 $ 147,888 $ 58,000
Kanabec, Minnesota 18 $ 2,148,000 $ 119,333 $ 47,000
Flathead, Montana 18 $ 3,544,000 $ 196,888 $ 58,000
Rockland, New York 18 $ 3,778,000 $ 209,888 $ 62,000
Chatham, North Carolina 18 $ 3,022,000 $ 167,888 $ 92,000
Licking, Ohio 18 $ 1,862,000 $ 103,444 $ 74,000
Centre, Pennsylvania 18 $ 2,861,000 $ 158,944 $ 53,000
Clearfield, Pennsylvania 18 $ 1,057,000 $ 58,722 $ 35,000
Berkeley, South Carolina 18 $ 1,574,000 $ 87,444 $ 50,000
Page:

Mortgage Loan Application Detail Totals for Netbank Fundings Services in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 32,154 $4,464,355,000 $139,836 $1,000,000 $63,306 $4,719,000
Refinancing 20,906 $3,349,263,000 $148,714 $1,000,000 $62,265 $1,892,000
Home Improvement 421 $71,433,000 $144,631 $664,000 $69,289 $444,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,531 $3,307,562,000 $140,306 $1,000,000 $64,897 $2,035,000
Not applicable 17,322 $2,616,652,000 $149,673 $995,000 $63,326 $4,719,000
Black or African American 4,950 $682,316,000 $138,150 $936,000 $55,200 $608,000
Hispanic 3,869 $638,656,000 $140,478 $878,000 $56,652 $1,892,000
Not Provided 2,211 $334,230,000 $139,755 $650,000 $61,469 $1,080,000
Asian 1,374 $272,002,000 $174,268 $880,000 $82,609 $1,000,000
American Indian or Alaskan Native 115 $14,979,000 $133,785 $414,000 $48,071 $144,000
Native Hawaiian or Other Pacific Islander 109 $18,654,000 $152,458 $650,000 $71,875 $540,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45,972 $6,943,477,000 $143,653 $1,000,000 $65,040 $2,500,000
FHA-insured (Federal Housing Administration) 5,819 $693,317,000 $134,933 $609,000 $50,333 $900,000
VA-guaranteed (Veterans Administration) 1,690 $248,257,000 $149,390 $356,000 $50,731 $4,719,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,180 $3,460,067,000 $137,877 $1,000,000 $62,591 $2,035,000
Loan Purchased By The Institution 17,331 $2,618,153,000 $149,693 $995,000 $63,265 $4,719,000
File Closed For Incompleteness 7,243 $1,078,046,000 $147,510 $1,000,000 $66,530 $1,892,000
Application Denied By Financial Institution 3,514 $541,793,000 $143,408 $1,000,000 $62,489 $1,147,000
Application Approved But Not Accepted 999 $153,854,000 $151,000 $947,000 $55,651 $876,000
Application Withdrawn By Applicant 214 $33,138,000 $147,416 $900,000 $66,805 $547,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,174 $165,899,000 $137,895 $675,000 $54,625 $480,000
Debt-To-Income Ratio 935 $147,515,000 $130,844 $1,000,000 $54,511 $1,147,000
Collateral 565 $87,644,000 $160,673 $650,000 $72,978 $780,000
Other 325 $58,105,000 $158,540 $843,000 $73,135 $504,000
Employment History 269 $44,461,000 $152,470 $650,000 $65,264 $420,000
Unverifiable Information 170 $26,295,000 $153,612 $650,000 $92,064 $1,080,000
Insufficient Cash (Downpayment, Closing Cost) 41 $6,555,000 $154,125 $650,000 $63,312 $174,000
Credit Application Incomplete 28 $4,430,000 $159,375 $551,000 $48,625 $149,000
Mortgage Insurance Denied 7 $889,000 $122,800 $200,000 $65,800 $240,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Netbank Fundings Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Netbank Fundings Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the South Carolina Lender List