Nextmortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Nextmortgage, LLC of San Ramon, CA reported 1,084 mortgage applications totaling $295.3 million, up 20% from 2024. The average application was for $272,435, and applicants reported an average income of $137,503. 55% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (234), Deltona-Daytona Beach-Ormond Beach, FL (121) and Orlando-Kissimmee-Sanford, FL (72) (applications in parentheses).
| Mortgage Company & Address | Nextmortgage, LLC 3160 Crow Canyon Rd San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 1,084 |
| Total Mortgage Loan Application Amount | $295,320,000 |
| Average Mortgage Loan Application Amount | $272,435 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $137,503 |
| Highest Applicant Income | $9,269,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nextmortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 237 | $ 68,415,000 | $ 288,670 | $ 143,780 |
| Houston-The Woodlands-Sugar Land, TX | 234 | $ 59,940,000 | $ 256,153 | $ 131,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 121 | $ 35,305,000 | $ 291,776 | $ 125,000 |
| Orlando-Kissimmee-Sanford, FL | 72 | $ 18,720,000 | $ 260,000 | $ 129,000 |
| Bangor, ME | 41 | $ 10,495,000 | $ 255,975 | $ 118,000 |
| Winchester, VA-WV | 38 | $ 11,570,000 | $ 304,473 | $ 125,315 |
| Lawton, OK | 37 | $ 7,315,000 | $ 197,702 | $ 129,000 |
| Bismarck, ND | 30 | $ 8,160,000 | $ 272,000 | $ 123,000 |
| Jacksonville, FL | 28 | $ 6,950,000 | $ 248,214 | $ 84,000 |
| Minot, ND | 25 | $ 6,865,000 | $ 274,600 | $ 173,000 |
| Ocala, FL | 22 | $ 4,540,000 | $ 206,363 | $ 107,000 |
| Greenville-Anderson-Mauldin, SC | 15 | $ 3,965,000 | $ 264,333 | $ 76,000 |
| Dallas-Plano-Irving, TX | 12 | $ 4,250,000 | $ 354,166 | $ 136,000 |
| Fort Worth-Arlington, TX | 12 | $ 2,390,000 | $ 199,166 | $ 431,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 3,190,000 | $ 265,833 | $ 160,000 |
| Arlington-Alexandria-Reston, VA-WV | 11 | $ 3,645,000 | $ 331,363 | $ 137,272 |
| Fargo, ND-MN | 9 | $ 1,965,000 | $ 218,333 | $ 59,666 |
| Grand Junction, CO | 9 | $ 3,145,000 | $ 349,444 | $ 109,000 |
| Lakeland-Winter Haven, FL | 9 | $ 1,975,000 | $ 219,444 | $ 144,000 |
| Greeley, CO | 7 | $ 2,015,000 | $ 287,857 | $ 83,000 |
| St. Petersburg-Clearwater-Largo, FL | 7 | $ 2,445,000 | $ 349,285 | $ 143,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 2,310,000 | $ 385,000 | $ 320,000 |
| Clarksville, TN-KY | 6 | $ 1,770,000 | $ 295,000 | $ 146,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 1,780,000 | $ 296,666 | $ 212,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,020,000 | $ 336,666 | $ 362,000 |
| Wildwood-The Villages, FL | 6 | $ 1,680,000 | $ 280,000 | $ 122,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 1,320,000 | $ 330,000 | $ 128,000 |
| Wilmington, NC | 4 | $ 1,050,000 | $ 262,500 | $ 221,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 715,000 | $ 238,333 | $ 125,000 |
| College Station-Bryan, TX | 3 | $ 1,005,000 | $ 335,000 | $ 259,000 |
| Fort Collins, CO | 3 | $ 995,000 | $ 331,666 | $ 161,000 |
| Lubbock, TX | 3 | $ 705,000 | $ 235,000 | $ 134,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 235,000 | $ 78,333 | $ 47,000 |
| San Angelo, TX | 3 | $ 365,000 | $ 121,666 | $ 110,000 |
| Wichita, KS | 3 | $ 535,000 | $ 178,333 | $ 101,000 |
| Austin-Round Rock, TX | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| Charleston-North Charleston, SC | 2 | $ 730,000 | $ 365,000 | $ 159,000 |
| Gainesville, FL | 2 | $ 320,000 | $ 160,000 | $ 201,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 120,000 | $ 60,000 | $ 85,000 |
| Macon-Bibb County, GA | 2 | $ 200,000 | $ 100,000 | $ 125,000 |
| Oklahoma City, OK | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Portland-South Portland, ME | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Sumter, SC | 2 | $ 680,000 | $ 340,000 | $ 166,000 |
| Tampa, FL | 2 | $ 1,070,000 | $ 535,000 | $ 213,000 |
| Asheville, NC | 1 | $ 585,000 | $ 585,000 | $ 747,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Boulder, CO | 1 | $ 675,000 | $ 675,000 | $ 133,000 |
| Colorado Springs, CO | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 165,000 | $ 165,000 | $ 171,000 |
| Homosassa Springs, FL | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Lewiston-Auburn, ME | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Lynchburg, VA | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| New Orleans-Metairie, LA | 1 | $ 495,000 | $ 495,000 | $ 150,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Port St. Lucie, FL | 1 | $ 745,000 | $ 745,000 | $ 323,000 |
| Raleigh, NC | 1 | $ 415,000 | $ 415,000 | $ 181,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 905,000 | $ 905,000 | $ 584,000 |
| Savannah, GA | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Spartanburg, SC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Nextmortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 891 | $235,265,000 | $264,000 | $3,005,000 | $138,000 | $9,269,000 |
| Refinancing | 114 | $37,470,000 | $328,000 | $1,325,000 | $134,000 | $1,202,000 |
| Cash-out Refinancing | 78 | $22,510,000 | $288,000 | $745,000 | $137,000 | $458,000 |
| Other Purpose | 1 | $75,000 | $75,000 | $75,000 | $134,000 | $134,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 649 | $182,675,000 | $281,000 | $3,005,000 | $151,000 | $9,269,000 |
| Hispanic | 194 | $46,460,000 | $239,000 | $655,000 | $99,000 | $893,000 |
| Not Provided | 101 | $29,795,000 | $295,000 | $765,000 | $124,000 | $510,000 |
| Black or African American | 84 | $22,540,000 | $268,000 | $1,325,000 | $130,000 | $589,000 |
| Asian | 40 | $10,440,000 | $261,000 | $855,000 | $157,000 | $1,202,000 |
| American Indian or Alaskan Native | 15 | $3,145,000 | $209,000 | $345,000 | $126,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $46,000 | $46,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 572 | $177,240,000 | $309,000 | $3,005,000 | $178,000 | $9,269,000 |
| FHA-insured (Federal Housing Administration) | 313 | $83,895,000 | $268,000 | $855,000 | $90,000 | $351,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 108 | $2,280,000 | $21,000 | $425,000 | $85,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 91 | $31,905,000 | $350,000 | $685,000 | $111,000 | $417,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 592 | $160,940,000 | $271,000 | $1,345,000 | $136,000 | $2,894,000 |
| Application Withdrawn By Applicant | 261 | $72,905,000 | $279,000 | $3,005,000 | $164,000 | $9,269,000 |
| Preapproval Denied by Financial Institution | 97 | $25,695,000 | $264,000 | $855,000 | $86,000 | $300,000 |
| Application Approved But Not Accepted | 80 | $20,890,000 | $261,000 | $1,005,000 | $140,000 | $747,000 |
| Application Denied By Financial Institution | 36 | $10,200,000 | $283,000 | $925,000 | $129,000 | $893,000 |
| Preapproval Approved but not Accepted | 18 | $4,690,000 | $260,000 | $545,000 | $94,000 | $251,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 951 | $259,425,000 | $272,000 | $3,005,000 | $143,000 | $9,269,000 |
| Credit Application Incomplete | 84 | $22,870,000 | $272,000 | $855,000 | $88,000 | $300,000 |
| Debt-To-Income Ratio | 24 | $7,570,000 | $315,000 | $765,000 | $127,000 | $893,000 |
| Unverifiable Information | 10 | $2,870,000 | $287,000 | $925,000 | $123,000 | $397,000 |
| Collateral | 6 | $910,000 | $151,000 | $315,000 | $65,000 | $98,000 |
| Other | 6 | $1,110,000 | $185,000 | $315,000 | $99,000 | $139,000 |
| Credit History | 3 | $565,000 | $188,000 | $355,000 | $82,000 | $86,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nextmortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nextmortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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