Nfcu
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Nfcu 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfcu 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,480 |
| Total Mortgage Loan Application Amount | $9,504,577,000 |
| Average Mortgage Loan Application Amount | $106,722 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $81,935 |
| Highest Applicant Income | $1,480,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Nfcu. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfcu's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Nfcu's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfcu serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfcu, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfcu's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 3,452 | $ 400,204,000 | $ 115,000 | $ 71,000 |
| San Diego County California | 2,793 | $ 535,504,000 | $ 191,000 | $ 90,000 |
| Fairfax County Virginia | 2,260 | $ 500,200,000 | $ 221,000 | $ 112,000 |
| Prince George's County Maryland | 2,025 | $ 277,269,000 | $ 136,000 | $ 86,000 |
| Duval County Florida | 1,661 | $ 166,084,000 | $ 99,000 | $ 66,000 |
| Chesapeake County Virginia | 1,309 | $ 198,158,000 | $ 151,000 | $ 84,000 |
| Prince William County Virginia | 1,195 | $ 218,557,000 | $ 182,000 | $ 97,000 |
| Onslow County North Carolina | 1,021 | $ 97,587,000 | $ 95,000 | $ 61,000 |
| Norfolk County Virginia | 1,002 | $ 108,126,000 | $ 107,000 | $ 64,000 |
| Anne Arundel County Maryland | 1,000 | $ 183,744,000 | $ 183,000 | $ 97,000 |
| Riverside County California | 976 | $ 169,690,000 | $ 173,000 | $ 85,000 |
| Honolulu County Hawaii | 929 | $ 233,578,000 | $ 251,000 | $ 96,000 |
| Escambia County Florida | 928 | $ 106,113,000 | $ 114,000 | $ 87,000 |
| Charles County Maryland | 776 | $ 120,040,000 | $ 154,000 | $ 93,000 |
| Stafford County Virginia | 762 | $ 136,088,000 | $ 178,000 | $ 110,000 |
| St. Mary's County Maryland | 754 | $ 122,044,000 | $ 161,000 | $ 90,000 |
| Camden County Georgia | 717 | $ 75,846,000 | $ 105,000 | $ 60,000 |
| Kitsap County Washington | 698 | $ 91,765,000 | $ 131,000 | $ 72,000 |
| Montgomery County Maryland | 692 | $ 138,198,000 | $ 199,000 | $ 104,000 |
| District of Columbia County District Of Columbia | 549 | $ 80,865,000 | $ 147,000 | $ 100,000 |
| Clay County Florida | 513 | $ 69,634,000 | $ 135,000 | $ 68,000 |
| Spotsylvania County Virginia | 511 | $ 85,187,000 | $ 166,000 | $ 89,000 |
| Maricopa County Arizona | 509 | $ 82,678,000 | $ 162,000 | $ 79,000 |
| New London County Connecticut | 504 | $ 66,125,000 | $ 131,000 | $ 76,000 |
| Loudoun County Virginia | 474 | $ 116,957,000 | $ 246,000 | $ 111,000 |
| Orange County Florida | 461 | $ 62,253,000 | $ 135,000 | $ 70,000 |
| Beaufort County South Carolina | 459 | $ 50,864,000 | $ 110,000 | $ 65,000 |
| Suffolk County Virginia | 451 | $ 71,400,000 | $ 158,000 | $ 81,000 |
| Los Angeles County California | 450 | $ 80,120,000 | $ 178,000 | $ 92,000 |
| Craven County North Carolina | 375 | $ 44,944,000 | $ 119,000 | $ 70,000 |
| Yuma County Arizona | 353 | $ 50,359,000 | $ 142,000 | $ 66,000 |
| San Bernardino County California | 342 | $ 49,725,000 | $ 145,000 | $ 76,000 |
| Clark County Nevada | 320 | $ 59,297,000 | $ 185,000 | $ 86,000 |
| Portsmouth County Virginia | 315 | $ 30,533,000 | $ 96,000 | $ 57,000 |
| Orange County California | 303 | $ 66,404,000 | $ 219,000 | $ 118,000 |
| Santa Rosa County Florida | 299 | $ 39,661,000 | $ 132,000 | $ 75,000 |
| Calvert County Maryland | 299 | $ 49,588,000 | $ 165,000 | $ 108,000 |
| Hillsborough County Florida | 266 | $ 40,176,000 | $ 151,000 | $ 90,000 |
| Broward County Florida | 256 | $ 43,017,000 | $ 168,000 | $ 76,000 |
| Island County Washington | 253 | $ 25,368,000 | $ 100,000 | $ 65,000 |
| Tarrant County Texas | 252 | $ 27,159,000 | $ 107,000 | $ 81,000 |
| Alexandria County Virginia | 250 | $ 52,473,000 | $ 209,000 | $ 121,000 |
| Shelby County Tennessee | 232 | $ 27,921,000 | $ 120,000 | $ 79,000 |
| Nueces County Texas | 229 | $ 27,637,000 | $ 120,000 | $ 72,000 |
| Arlington County Virginia | 229 | $ 55,327,000 | $ 241,000 | $ 129,000 |
| Berkeley County South Carolina | 221 | $ 23,597,000 | $ 106,000 | $ 64,000 |
| Hampton County Virginia | 221 | $ 22,283,000 | $ 100,000 | $ 64,000 |
| Miami-Dade County Florida | 219 | $ 31,430,000 | $ 143,000 | $ 70,000 |
| Newport News County Virginia | 219 | $ 20,891,000 | $ 95,000 | $ 70,000 |
| Seminole County Florida | 218 | $ 30,173,000 | $ 138,000 | $ 73,000 |
| Newport County Rhode Island | 218 | $ 40,658,000 | $ 186,000 | $ 97,000 |
| Howard County Maryland | 215 | $ 41,977,000 | $ 195,000 | $ 99,000 |
| Snohomish County Washington | 197 | $ 30,617,000 | $ 155,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 196 | $ 15,122,000 | $ 77,000 | $ 64,000 |
| Brevard County Florida | 190 | $ 25,455,000 | $ 133,000 | $ 85,000 |
| Frederick County Maryland | 189 | $ 34,789,000 | $ 184,000 | $ 106,000 |
| Kings County California | 184 | $ 30,722,000 | $ 166,000 | $ 83,000 |
| Charleston County South Carolina | 183 | $ 24,058,000 | $ 131,000 | $ 78,000 |
| Camden County New Jersey | 181 | $ 20,391,000 | $ 112,000 | $ 92,000 |
| Lake County Illinois | 178 | $ 24,561,000 | $ 137,000 | $ 74,000 |
| King County Washington | 178 | $ 36,328,000 | $ 204,000 | $ 110,000 |
| Baltimore County Maryland | 172 | $ 26,127,000 | $ 151,000 | $ 85,000 |
| Baltimore City County Maryland | 164 | $ 18,112,000 | $ 110,000 | $ 83,000 |
| Cuyahoga County Ohio | 163 | $ 13,761,000 | $ 84,000 | $ 80,000 |
| Cook County Illinois | 159 | $ 22,773,000 | $ 143,000 | $ 91,000 |
| Harris County Texas | 158 | $ 15,350,000 | $ 97,000 | $ 76,000 |
| Dorchester County South Carolina | 157 | $ 19,290,000 | $ 122,000 | $ 72,000 |
| St. Johns County Florida | 155 | $ 25,010,000 | $ 161,000 | $ 99,000 |
| Bexar County Texas | 152 | $ 19,005,000 | $ 125,000 | $ 89,000 |
| Ventura County California | 150 | $ 32,060,000 | $ 213,000 | $ 109,000 |
| Cobb County Georgia | 148 | $ 21,713,000 | $ 146,000 | $ 78,000 |
| Kern County California | 147 | $ 22,697,000 | $ 154,000 | $ 89,000 |
| Montgomery County Pennsylvania | 147 | $ 21,520,000 | $ 146,000 | $ 83,000 |
| Wake County North Carolina | 143 | $ 20,747,000 | $ 145,000 | $ 81,000 |
| Orleans County Louisiana | 137 | $ 13,615,000 | $ 99,000 | $ 74,000 |
| Gloucester County New Jersey | 137 | $ 17,167,000 | $ 125,000 | $ 98,000 |
| Delaware County Pennsylvania | 137 | $ 17,983,000 | $ 131,000 | $ 74,000 |
| Pinellas County Florida | 134 | $ 19,896,000 | $ 148,000 | $ 88,000 |
| Volusia County Florida | 132 | $ 16,021,000 | $ 121,000 | $ 64,000 |
| San Patricio County Texas | 130 | $ 11,507,000 | $ 88,000 | $ 67,000 |
| Burlington County New Jersey | 129 | $ 17,538,000 | $ 135,000 | $ 89,000 |
| St. Tammany County Louisiana | 128 | $ 17,422,000 | $ 136,000 | $ 84,000 |
| Palm Beach County Florida | 127 | $ 22,440,000 | $ 176,000 | $ 105,000 |
| Fauquier County Virginia | 127 | $ 21,826,000 | $ 171,000 | $ 101,000 |
| Chesterfield County Virginia | 125 | $ 23,488,000 | $ 187,000 | $ 82,000 |
| Jefferson County Louisiana | 120 | $ 10,577,000 | $ 88,000 | $ 62,000 |
| King George County Virginia | 119 | $ 20,411,000 | $ 171,000 | $ 125,000 |
| Carteret County North Carolina | 117 | $ 15,647,000 | $ 133,000 | $ 71,000 |
| Bucks County Pennsylvania | 113 | $ 19,415,000 | $ 171,000 | $ 86,000 |
| Harrison County Mississippi | 112 | $ 9,721,000 | $ 86,000 | $ 60,000 |
| Pima County Arizona | 111 | $ 16,893,000 | $ 152,000 | $ 83,000 |
| Currituck County North Carolina | 111 | $ 15,132,000 | $ 136,000 | $ 81,000 |
| Mecklenburg County North Carolina | 109 | $ 14,791,000 | $ 135,000 | $ 91,000 |
| Bay County Florida | 103 | $ 15,421,000 | $ 149,000 | $ 77,000 |
| Sacramento County California | 102 | $ 19,650,000 | $ 192,000 | $ 93,000 |
| Gwinnett County Georgia | 101 | $ 13,921,000 | $ 137,000 | $ 80,000 |
| El Paso County Colorado | 100 | $ 18,761,000 | $ 187,000 | $ 94,000 |
| New Castle County Delaware | 100 | $ 13,753,000 | $ 137,000 | $ 95,000 |
| Pierce County Washington | 100 | $ 16,661,000 | $ 166,000 | $ 80,000 |
| Lake County Florida | 94 | $ 12,834,000 | $ 136,000 | $ 72,000 |
| Pasco County Florida | 93 | $ 12,568,000 | $ 135,000 | $ 87,000 |
| Fulton County Georgia | 93 | $ 15,538,000 | $ 167,000 | $ 138,000 |
| Cumberland County Maine | 93 | $ 13,642,000 | $ 146,000 | $ 84,000 |
| Churchill County Nevada | 93 | $ 13,930,000 | $ 149,000 | $ 62,000 |
| Washington County Rhode Island | 89 | $ 17,274,000 | $ 194,000 | $ 97,000 |
| Polk County Florida | 88 | $ 9,522,000 | $ 108,000 | $ 77,000 |
| Ocean County New Jersey | 88 | $ 13,785,000 | $ 156,000 | $ 101,000 |
| Suffolk County New York | 88 | $ 15,633,000 | $ 177,000 | $ 115,000 |
| Nassau County Florida | 87 | $ 10,617,000 | $ 122,000 | $ 84,000 |
| Pasquotank County North Carolina | 83 | $ 8,998,000 | $ 108,000 | $ 69,000 |
| Dallas County Texas | 83 | $ 9,113,000 | $ 109,000 | $ 94,000 |
| Lee County Florida | 82 | $ 14,401,000 | $ 175,000 | $ 76,000 |
| Hartford County Connecticut | 81 | $ 12,408,000 | $ 153,000 | $ 86,000 |
| Harford County Maryland | 80 | $ 10,951,000 | $ 136,000 | $ 79,000 |
| Marion County Florida | 75 | $ 8,644,000 | $ 115,000 | $ 73,000 |
| Bristol County Massachusetts | 75 | $ 12,687,000 | $ 169,000 | $ 82,000 |
| New Hanover County North Carolina | 75 | $ 11,992,000 | $ 159,000 | $ 86,000 |
| Chester County Pennsylvania | 74 | $ 12,043,000 | $ 162,000 | $ 111,000 |
| Baldwin County Alabama | 73 | $ 9,755,000 | $ 133,000 | $ 71,000 |
| Tipton County Tennessee | 73 | $ 7,782,000 | $ 106,000 | $ 72,000 |
| Osceola County Florida | 72 | $ 8,715,000 | $ 121,000 | $ 73,000 |
| Franklin County Ohio | 72 | $ 8,822,000 | $ 122,000 | $ 76,000 |
| Henrico County Virginia | 72 | $ 11,749,000 | $ 163,000 | $ 85,000 |
| Berkeley County West Virginia | 72 | $ 10,601,000 | $ 147,000 | $ 82,000 |
| New Haven County Connecticut | 71 | $ 11,399,000 | $ 160,000 | $ 90,000 |
| Carroll County Maryland | 71 | $ 14,434,000 | $ 203,000 | $ 105,000 |
| Pinal County Arizona | 70 | $ 8,106,000 | $ 115,000 | $ 69,000 |
| DeKalb County Georgia | 70 | $ 8,837,000 | $ 126,000 | $ 75,000 |
| Bernalillo County New Mexico | 70 | $ 10,857,000 | $ 155,000 | $ 88,000 |
| Orange County Virginia | 69 | $ 11,074,000 | $ 160,000 | $ 92,000 |
| Jackson County Mississippi | 68 | $ 6,724,000 | $ 98,000 | $ 69,000 |
| Culpeper County Virginia | 68 | $ 9,757,000 | $ 143,000 | $ 106,000 |
| York County Virginia | 68 | $ 13,766,000 | $ 202,000 | $ 97,000 |
| Richland County South Carolina | 66 | $ 7,441,000 | $ 112,000 | $ 69,000 |
| Jefferson County West Virginia | 66 | $ 10,370,000 | $ 157,000 | $ 84,000 |
| York County Pennsylvania | 64 | $ 8,395,000 | $ 131,000 | $ 80,000 |
| James City County Virginia | 64 | $ 12,515,000 | $ 195,000 | $ 94,000 |
| Oklahoma County Oklahoma | 63 | $ 7,611,000 | $ 120,000 | $ 73,000 |
| Collin County Texas | 63 | $ 10,172,000 | $ 161,000 | $ 123,000 |
| Chatham County Georgia | 62 | $ 6,902,000 | $ 111,000 | $ 67,000 |
| Dougherty County Georgia | 62 | $ 6,294,000 | $ 101,000 | $ 77,000 |
| Manassas County Virginia | 62 | $ 10,400,000 | $ 167,000 | $ 67,000 |
| Okaloosa County Florida | 61 | $ 8,469,000 | $ 138,000 | $ 89,000 |
| Columbia County Georgia | 61 | $ 9,948,000 | $ 163,000 | $ 77,000 |
| Queen Anne's County Maryland | 61 | $ 10,880,000 | $ 178,000 | $ 117,000 |
| Saratoga County New York | 61 | $ 8,402,000 | $ 137,000 | $ 73,000 |
| Mobile County Alabama | 60 | $ 5,285,000 | $ 88,000 | $ 76,000 |
| Nassau County New York | 59 | $ 11,174,000 | $ 189,000 | $ 110,000 |
| Contra Costa County California | 58 | $ 13,057,000 | $ 225,000 | $ 135,000 |
| San Joaquin County California | 58 | $ 9,556,000 | $ 164,000 | $ 90,000 |
| Sagadahoc County Maine | 58 | $ 7,733,000 | $ 133,000 | $ 76,000 |
| Skagit County Washington | 58 | $ 9,640,000 | $ 166,000 | $ 77,000 |
| Kenosha County Wisconsin | 58 | $ 7,821,000 | $ 134,000 | $ 72,000 |
| Fresno County California | 57 | $ 7,020,000 | $ 123,000 | $ 85,000 |
| Santa Clara County California | 57 | $ 18,541,000 | $ 325,000 | $ 115,000 |
| Solano County California | 57 | $ 9,758,000 | $ 171,000 | $ 95,000 |
| Horry County South Carolina | 57 | $ 6,386,000 | $ 112,000 | $ 96,000 |
| Denton County Texas | 56 | $ 7,961,000 | $ 142,000 | $ 95,000 |
| Worcester County Massachusetts | 55 | $ 9,128,000 | $ 165,000 | $ 91,000 |
| Monterey County California | 54 | $ 14,387,000 | $ 266,000 | $ 117,000 |
| Middlesex County Massachusetts | 54 | $ 12,131,000 | $ 224,000 | $ 101,000 |
| Washington County Oregon | 54 | $ 8,681,000 | $ 160,000 | $ 81,000 |
| Allegheny County Pennsylvania | 54 | $ 6,460,000 | $ 119,000 | $ 96,000 |
| Travis County Texas | 54 | $ 7,897,000 | $ 146,000 | $ 79,000 |
| Clark County Washington | 54 | $ 8,749,000 | $ 162,000 | $ 76,000 |
| Spokane County Washington | 52 | $ 6,602,000 | $ 126,000 | $ 71,000 |
| Wayne County Michigan | 51 | $ 4,348,000 | $ 85,000 | $ 71,000 |
| St. Louis County Missouri | 51 | $ 6,169,000 | $ 120,000 | $ 80,000 |
| Cumberland County North Carolina | 51 | $ 3,631,000 | $ 71,000 | $ 87,000 |
| Caroline County Virginia | 51 | $ 7,809,000 | $ 153,000 | $ 77,000 |
| Leon County Florida | 50 | $ 7,403,000 | $ 148,000 | $ 104,000 |
| Washoe County Nevada | 50 | $ 10,160,000 | $ 203,000 | $ 105,000 |
| Cumberland County Pennsylvania | 50 | $ 8,266,000 | $ 165,000 | $ 104,000 |
| Alameda County California | 49 | $ 11,775,000 | $ 240,000 | $ 120,000 |
| Middlesex County New Jersey | 49 | $ 8,280,000 | $ 168,000 | $ 81,000 |
| Frederick County Virginia | 49 | $ 8,584,000 | $ 175,000 | $ 87,000 |
| Isle of Wight County Virginia | 49 | $ 7,899,000 | $ 161,000 | $ 87,000 |
| Warren County Virginia | 49 | $ 7,775,000 | $ 158,000 | $ 83,000 |
| Johnson County Kansas | 48 | $ 8,349,000 | $ 173,000 | $ 90,000 |
| Androscoggin County Maine | 48 | $ 5,290,000 | $ 110,000 | $ 61,000 |
| Lauderdale County Mississippi | 48 | $ 5,554,000 | $ 115,000 | $ 70,000 |
| Providence County Rhode Island | 48 | $ 7,278,000 | $ 151,000 | $ 80,000 |
| Mason County Washington | 48 | $ 6,011,000 | $ 125,000 | $ 72,000 |
| Sussex County Delaware | 47 | $ 8,618,000 | $ 183,000 | $ 129,000 |
| Multnomah County Oregon | 47 | $ 8,531,000 | $ 181,000 | $ 98,000 |
| Windham County Connecticut | 46 | $ 6,722,000 | $ 146,000 | $ 81,000 |
| Manatee County Florida | 46 | $ 6,945,000 | $ 150,000 | $ 107,000 |
| Sarasota County Florida | 46 | $ 7,076,000 | $ 153,000 | $ 92,000 |
| Fairfax City County Virginia | 46 | $ 10,273,000 | $ 223,000 | $ 118,000 |
| Cochise County Arizona | 45 | $ 4,844,000 | $ 107,000 | $ 71,000 |
| Sarpy County Nebraska | 45 | $ 5,854,000 | $ 130,000 | $ 88,000 |
| Kent County Delaware | 44 | $ 5,977,000 | $ 135,000 | $ 113,000 |
| Oakland County Michigan | 44 | $ 5,601,000 | $ 127,000 | $ 93,000 |
| Alachua County Florida | 43 | $ 5,939,000 | $ 138,000 | $ 70,000 |
| St. Lucie County Florida | 43 | $ 6,226,000 | $ 144,000 | $ 83,000 |
| Glynn County Georgia | 43 | $ 5,679,000 | $ 132,000 | $ 91,000 |
| Jefferson County Kentucky | 43 | $ 6,077,000 | $ 141,000 | $ 85,000 |
| Queens County New York | 43 | $ 6,766,000 | $ 157,000 | $ 85,000 |
| Greenville County South Carolina | 43 | $ 4,860,000 | $ 113,000 | $ 94,000 |
| Stanislaus County California | 42 | $ 9,033,000 | $ 215,000 | $ 119,000 |
| Kent County Rhode Island | 42 | $ 6,219,000 | $ 148,000 | $ 99,000 |
| Williamson County Texas | 42 | $ 6,600,000 | $ 157,000 | $ 107,000 |
| Fairfield County Connecticut | 41 | $ 9,814,000 | $ 239,000 | $ 152,000 |
| St. Charles County Missouri | 41 | $ 6,298,000 | $ 153,000 | $ 98,000 |
| Monmouth County New Jersey | 41 | $ 7,145,000 | $ 174,000 | $ 100,000 |
| Fort Bend County Texas | 41 | $ 5,021,000 | $ 122,000 | $ 91,000 |
| Arapahoe County Colorado | 40 | $ 6,604,000 | $ 165,000 | $ 92,000 |
| St. Clair County Illinois | 39 | $ 5,364,000 | $ 137,000 | $ 100,000 |
| Essex County Massachusetts | 39 | $ 8,774,000 | $ 224,000 | $ 112,000 |
| Norfolk County Massachusetts | 39 | $ 6,506,000 | $ 166,000 | $ 120,000 |
| Rockingham County New Hampshire | 39 | $ 6,399,000 | $ 164,000 | $ 114,000 |
| Erie County New York | 39 | $ 3,776,000 | $ 96,000 | $ 72,000 |
| Jefferson County Alabama | 38 | $ 3,893,000 | $ 102,000 | $ 68,000 |
| Cherokee County Georgia | 38 | $ 7,133,000 | $ 187,000 | $ 73,000 |
| Clarke County Georgia | 38 | $ 3,755,000 | $ 98,000 | $ 70,000 |
| Washington County Maryland | 38 | $ 4,757,000 | $ 125,000 | $ 77,000 |
| Worcester County Maryland | 38 | $ 6,412,000 | $ 168,000 | $ 109,000 |
| Bristol County Rhode Island | 38 | $ 7,123,000 | $ 187,000 | $ 112,000 |
| Lexington County South Carolina | 38 | $ 4,675,000 | $ 123,000 | $ 71,000 |
| Madison County Alabama | 37 | $ 4,893,000 | $ 132,000 | $ 81,000 |
| Douglas County Colorado | 37 | $ 7,839,000 | $ 211,000 | $ 115,000 |
| Hernando County Florida | 37 | $ 4,810,000 | $ 130,000 | $ 68,000 |
| Henry County Georgia | 37 | $ 5,113,000 | $ 138,000 | $ 72,000 |
| Plymouth County Massachusetts | 37 | $ 6,685,000 | $ 180,000 | $ 112,000 |
| Hillsborough County New Hampshire | 37 | $ 7,150,000 | $ 193,000 | $ 93,000 |
| Guilford County North Carolina | 37 | $ 4,494,000 | $ 121,000 | $ 76,000 |
| Franklin County Pennsylvania | 37 | $ 5,252,000 | $ 141,000 | $ 100,000 |
| El Paso County Texas | 37 | $ 3,118,000 | $ 84,000 | $ 72,000 |
| Lee County Georgia | 36 | $ 4,440,000 | $ 123,000 | $ 80,000 |
| Paulding County Georgia | 36 | $ 4,140,000 | $ 115,000 | $ 73,000 |
| Will County Illinois | 36 | $ 5,573,000 | $ 154,000 | $ 86,000 |
| Marion County Indiana | 36 | $ 4,044,000 | $ 112,000 | $ 98,000 |
| Orange County New York | 36 | $ 6,996,000 | $ 194,000 | $ 93,000 |
| Camden County North Carolina | 36 | $ 4,573,000 | $ 127,000 | $ 69,000 |
| Knox County Tennessee | 36 | $ 4,627,000 | $ 128,000 | $ 76,000 |
| Flagler County Florida | 35 | $ 4,394,000 | $ 125,000 | $ 58,000 |
| DuPage County Illinois | 35 | $ 5,883,000 | $ 168,000 | $ 98,000 |
| Monroe County New York | 35 | $ 3,183,000 | $ 90,000 | $ 70,000 |
| Northampton County Pennsylvania | 35 | $ 4,496,000 | $ 128,000 | $ 75,000 |
| Mohave County Arizona | 34 | $ 3,966,000 | $ 116,000 | $ 59,000 |
| Westchester County New York | 34 | $ 5,758,000 | $ 169,000 | $ 118,000 |
| Richmond City County Virginia | 34 | $ 4,938,000 | $ 145,000 | $ 97,000 |
| Whatcom County Washington | 34 | $ 5,219,000 | $ 153,000 | $ 74,000 |
| Kennebec County Maine | 33 | $ 3,747,000 | $ 113,000 | $ 72,000 |
| Hennepin County Minnesota | 33 | $ 6,224,000 | $ 188,000 | $ 124,000 |
| Pearl River County Mississippi | 33 | $ 3,327,000 | $ 100,000 | $ 75,000 |
| Jackson County Missouri | 33 | $ 3,650,000 | $ 110,000 | $ 84,000 |
| Atlantic County New Jersey | 33 | $ 4,912,000 | $ 148,000 | $ 105,000 |
| Tulsa County Oklahoma | 33 | $ 3,344,000 | $ 101,000 | $ 77,000 |
| Lancaster County Pennsylvania | 33 | $ 4,476,000 | $ 135,000 | $ 94,000 |
| Galveston County Texas | 33 | $ 3,367,000 | $ 102,000 | $ 85,000 |
| Westmoreland County Virginia | 33 | $ 5,253,000 | $ 159,000 | $ 74,000 |
| Imperial County California | 32 | $ 4,845,000 | $ 151,000 | $ 75,000 |
| York County Maine | 32 | $ 4,826,000 | $ 150,000 | $ 82,000 |
| Barnstable County Massachusetts | 32 | $ 6,747,000 | $ 210,000 | $ 116,000 |
| Hancock County Mississippi | 32 | $ 3,555,000 | $ 111,000 | $ 98,000 |
| Kings County New York | 32 | $ 4,952,000 | $ 154,000 | $ 106,000 |
| Onondaga County New York | 32 | $ 3,246,000 | $ 101,000 | $ 77,000 |
| Hamilton County Ohio | 32 | $ 2,883,000 | $ 90,000 | $ 73,000 |
| Hanover County Virginia | 32 | $ 6,529,000 | $ 204,000 | $ 96,000 |
| Pulaski County Arkansas | 31 | $ 3,617,000 | $ 116,000 | $ 81,000 |
| Middlesex County Connecticut | 31 | $ 6,083,000 | $ 196,000 | $ 95,000 |
| Cape May County New Jersey | 31 | $ 4,034,000 | $ 130,000 | $ 107,000 |
| Buncombe County North Carolina | 31 | $ 3,872,000 | $ 124,000 | $ 55,000 |
| Yavapai County Arizona | 30 | $ 5,382,000 | $ 179,000 | $ 92,000 |
| Macomb County Michigan | 30 | $ 3,727,000 | $ 124,000 | $ 72,000 |
| Union County New Jersey | 30 | $ 4,163,000 | $ 138,000 | $ 91,000 |
| Brazoria County Texas | 30 | $ 3,797,000 | $ 126,000 | $ 105,000 |
| Gloucester County Virginia | 30 | $ 3,401,000 | $ 113,000 | $ 60,000 |
| Shenandoah County Virginia | 30 | $ 4,781,000 | $ 159,000 | $ 93,000 |
| Anchorage County Alaska | 29 | $ 6,497,000 | $ 224,000 | $ 134,000 |
| Jefferson County Colorado | 29 | $ 5,288,000 | $ 182,000 | $ 89,000 |
| Larimer County Colorado | 29 | $ 4,223,000 | $ 145,000 | $ 94,000 |
| Citrus County Florida | 29 | $ 3,013,000 | $ 103,000 | $ 85,000 |
| Bergen County New Jersey | 29 | $ 5,119,000 | $ 176,000 | $ 87,000 |
| Mercer County New Jersey | 29 | $ 5,438,000 | $ 187,000 | $ 81,000 |
| Sandoval County New Mexico | 29 | $ 3,825,000 | $ 131,000 | $ 79,000 |
| Pender County North Carolina | 29 | $ 4,236,000 | $ 146,000 | $ 68,000 |
| Dauphin County Pennsylvania | 29 | $ 4,473,000 | $ 154,000 | $ 86,000 |
| Monroe County Pennsylvania | 29 | $ 3,973,000 | $ 137,000 | $ 82,000 |
| Montgomery County Texas | 29 | $ 3,162,000 | $ 109,000 | $ 71,000 |
| Thurston County Washington | 29 | $ 3,851,000 | $ 132,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 28 | $ 3,360,000 | $ 120,000 | $ 76,000 |
| Dare County North Carolina | 28 | $ 6,084,000 | $ 217,000 | $ 130,000 |
| Durham County North Carolina | 28 | $ 3,366,000 | $ 120,000 | $ 79,000 |
| Montgomery County Ohio | 28 | $ 2,233,000 | $ 79,000 | $ 78,000 |
| Berks County Pennsylvania | 28 | $ 3,128,000 | $ 111,000 | $ 77,000 |
| Lehigh County Pennsylvania | 28 | $ 3,053,000 | $ 109,000 | $ 68,000 |
| Placer County California | 27 | $ 6,789,000 | $ 251,000 | $ 104,000 |
| Penobscot County Maine | 27 | $ 2,372,000 | $ 87,000 | $ 80,000 |
| Cabarrus County North Carolina | 27 | $ 3,002,000 | $ 111,000 | $ 80,000 |
| Luzerne County Pennsylvania | 27 | $ 2,860,000 | $ 105,000 | $ 90,000 |
| Albemarle County Virginia | 27 | $ 5,302,000 | $ 196,000 | $ 126,000 |
| Collier County Florida | 26 | $ 5,163,000 | $ 198,000 | $ 125,000 |
| Indian River County Florida | 26 | $ 4,144,000 | $ 159,000 | $ 121,000 |
| Martin County Florida | 26 | $ 3,521,000 | $ 135,000 | $ 76,000 |
| Clayton County Georgia | 26 | $ 1,988,000 | $ 76,000 | $ 100,000 |
| McHenry County Illinois | 26 | $ 3,420,000 | $ 131,000 | $ 81,000 |
| Hampden County Massachusetts | 26 | $ 3,414,000 | $ 131,000 | $ 80,000 |
| Suffolk County Massachusetts | 26 | $ 3,664,000 | $ 140,000 | $ 101,000 |
| Essex County New Jersey | 26 | $ 4,031,000 | $ 155,000 | $ 108,000 |
| Accomack County Virginia | 26 | $ 3,104,000 | $ 119,000 | $ 82,000 |
| Fayette County Georgia | 25 | $ 4,383,000 | $ 175,000 | $ 87,000 |
| Forsyth County Georgia | 25 | $ 4,259,000 | $ 170,000 | $ 87,000 |
| Ada County Idaho | 25 | $ 4,245,000 | $ 169,000 | $ 80,000 |
| Dutchess County New York | 25 | $ 3,537,000 | $ 141,000 | $ 110,000 |
| Brunswick County North Carolina | 25 | $ 3,639,000 | $ 145,000 | $ 83,000 |
| Cleveland County Oklahoma | 25 | $ 2,852,000 | $ 114,000 | $ 82,000 |
| Clackamas County Oregon | 25 | $ 4,668,000 | $ 186,000 | $ 101,000 |
| York County South Carolina | 25 | $ 2,726,000 | $ 109,000 | $ 71,000 |
| Houston County Georgia | 24 | $ 3,157,000 | $ 131,000 | $ 78,000 |
| Richmond County Georgia | 24 | $ 2,309,000 | $ 96,000 | $ 61,000 |
| Hawaii County Hawaii | 24 | $ 5,636,000 | $ 234,000 | $ 84,000 |
| Sedgwick County Kansas | 24 | $ 2,913,000 | $ 121,000 | $ 95,000 |
| Talbot County Maryland | 24 | $ 3,285,000 | $ 136,000 | $ 80,000 |
| Forsyth County North Carolina | 24 | $ 2,856,000 | $ 119,000 | $ 64,000 |
| Butler County Ohio | 24 | $ 2,701,000 | $ 112,000 | $ 99,000 |
| Summit County Ohio | 24 | $ 2,870,000 | $ 119,000 | $ 62,000 |
| Davidson County Tennessee | 24 | $ 2,937,000 | $ 122,000 | $ 89,000 |
| Montgomery County Alabama | 23 | $ 2,319,000 | $ 100,000 | $ 74,000 |
| Denver County Colorado | 23 | $ 3,871,000 | $ 168,000 | $ 96,000 |
| Charlotte County Florida | 23 | $ 3,926,000 | $ 170,000 | $ 91,000 |
| Dakota County Minnesota | 23 | $ 3,688,000 | $ 160,000 | $ 97,000 |
| Cass County Missouri | 23 | $ 2,608,000 | $ 113,000 | $ 71,000 |
| Aiken County South Carolina | 23 | $ 2,453,000 | $ 106,000 | $ 75,000 |
| Spartanburg County South Carolina | 23 | $ 1,837,000 | $ 79,000 | $ 72,000 |
| Louisa County Virginia | 23 | $ 3,691,000 | $ 160,000 | $ 85,000 |
| Putnam County Florida | 22 | $ 1,918,000 | $ 87,000 | $ 75,000 |
| Muscogee County Georgia | 22 | $ 2,958,000 | $ 134,000 | $ 70,000 |
| Wicomico County Maryland | 22 | $ 2,559,000 | $ 116,000 | $ 78,000 |
| Kent County Michigan | 22 | $ 2,769,000 | $ 125,000 | $ 78,000 |
| DeSoto County Mississippi | 22 | $ 2,648,000 | $ 120,000 | $ 60,000 |
| Morris County New Jersey | 22 | $ 5,787,000 | $ 263,000 | $ 159,000 |
| Salem County New Jersey | 22 | $ 2,907,000 | $ 132,000 | $ 116,000 |
| Moore County North Carolina | 22 | $ 4,523,000 | $ 205,000 | $ 83,000 |
| Pitt County North Carolina | 22 | $ 1,645,000 | $ 74,000 | $ 82,000 |
| Westmoreland County Pennsylvania | 22 | $ 1,685,000 | $ 76,000 | $ 62,000 |
| Brazos County Texas | 22 | $ 2,622,000 | $ 119,000 | $ 96,000 |
| Manassas Park County Virginia | 22 | $ 5,091,000 | $ 231,000 | $ 80,000 |
| Tulare County California | 21 | $ 3,760,000 | $ 179,000 | $ 85,000 |
| Boulder County Colorado | 21 | $ 3,822,000 | $ 182,000 | $ 118,000 |
| Monroe County Florida | 21 | $ 3,679,000 | $ 175,000 | $ 138,000 |
| Bonneville County Idaho | 21 | $ 3,074,000 | $ 146,000 | $ 84,000 |
| Winnebago County Illinois | 21 | $ 1,949,000 | $ 92,000 | $ 79,000 |
| Monroe County Indiana | 21 | $ 2,264,000 | $ 107,000 | $ 83,000 |
| Ascension County Louisiana | 21 | $ 3,497,000 | $ 166,000 | $ 84,000 |
| Pulaski County Missouri | 21 | $ 2,803,000 | $ 133,000 | $ 64,000 |
| Bronx County New York | 21 | $ 1,668,000 | $ 79,000 | $ 82,000 |
| Richmond County New York | 21 | $ 3,745,000 | $ 178,000 | $ 100,000 |
| Union County North Carolina | 21 | $ 2,925,000 | $ 139,000 | $ 78,000 |
| Colleton County South Carolina | 21 | $ 1,561,000 | $ 74,000 | $ 62,000 |
| Rockingham County Virginia | 21 | $ 4,122,000 | $ 196,000 | $ 81,000 |
| Shelby County Alabama | 20 | $ 2,755,000 | $ 137,000 | $ 92,000 |
| Douglas County Georgia | 20 | $ 2,543,000 | $ 127,000 | $ 95,000 |
| Kootenai County Idaho | 20 | $ 2,459,000 | $ 122,000 | $ 79,000 |
| Douglas County Nebraska | 20 | $ 3,032,000 | $ 151,000 | $ 111,000 |
| Hudson County New Jersey | 20 | $ 2,717,000 | $ 135,000 | $ 105,000 |
| Sussex County New Jersey | 20 | $ 2,261,000 | $ 113,000 | $ 93,000 |
| Duplin County North Carolina | 20 | $ 1,164,000 | $ 58,000 | $ 58,000 |
| Lorain County Ohio | 20 | $ 1,509,000 | $ 75,000 | $ 72,000 |
| Hamilton County Tennessee | 20 | $ 2,406,000 | $ 120,000 | $ 74,000 |
| Montgomery County Tennessee | 20 | $ 1,497,000 | $ 74,000 | $ 69,000 |
| Bell County Texas | 20 | $ 1,816,000 | $ 90,000 | $ 76,000 |
| Hidalgo County Texas | 20 | $ 816,000 | $ 40,000 | $ 57,000 |
| Parker County Texas | 20 | $ 2,852,000 | $ 142,000 | $ 84,000 |
| Bibb County Georgia | 19 | $ 1,238,000 | $ 65,000 | $ 83,000 |
| Madison County Illinois | 19 | $ 2,345,000 | $ 123,000 | $ 66,000 |
| Cecil County Maryland | 19 | $ 3,114,000 | $ 163,000 | $ 105,000 |
| Delaware County Ohio | 19 | $ 2,900,000 | $ 152,000 | $ 100,000 |
| Lake County Ohio | 19 | $ 1,406,000 | $ 74,000 | $ 81,000 |
| Medina County Ohio | 19 | $ 2,609,000 | $ 137,000 | $ 73,000 |
| Georgetown County South Carolina | 19 | $ 2,133,000 | $ 112,000 | $ 55,000 |
| Salt Lake County Utah | 19 | $ 2,831,000 | $ 149,000 | $ 70,000 |
| Bedford County Virginia | 19 | $ 3,690,000 | $ 194,000 | $ 99,000 |
| Falls Church County Virginia | 19 | $ 4,810,000 | $ 253,000 | $ 94,000 |
| Coweta County Georgia | 18 | $ 2,790,000 | $ 155,000 | $ 85,000 |
| Ramsey County Minnesota | 18 | $ 1,848,000 | $ 102,000 | $ 90,000 |
| Hinds County Mississippi | 18 | $ 1,710,000 | $ 95,000 | $ 58,000 |
| Platte County Missouri | 18 | $ 1,873,000 | $ 104,000 | $ 104,000 |
| Oswego County New York | 18 | $ 1,145,000 | $ 63,000 | $ 64,000 |
| Ulster County New York | 18 | $ 3,075,000 | $ 170,000 | $ 79,000 |
| Johnston County North Carolina | 18 | $ 2,421,000 | $ 134,000 | $ 86,000 |
| Jackson County Oregon | 18 | $ 3,796,000 | $ 210,000 | $ 87,000 |
| Adams County Pennsylvania | 18 | $ 2,943,000 | $ 163,000 | $ 72,000 |
| Williamson County Tennessee | 18 | $ 4,025,000 | $ 223,000 | $ 111,000 |
| McLennan County Texas | 18 | $ 2,233,000 | $ 124,000 | $ 89,000 |
| Dane County Wisconsin | 18 | $ 3,163,000 | $ 175,000 | $ 102,000 |
| Milwaukee County Wisconsin | 18 | $ 2,475,000 | $ 137,000 | $ 80,000 |
| Santa Barbara County California | 17 | $ 2,045,000 | $ 120,000 | $ 94,000 |
| Tolland County Connecticut | 17 | $ 3,248,000 | $ 191,000 | $ 77,000 |
| Charlton County Georgia | 17 | $ 1,241,000 | $ 73,000 | $ 60,000 |
| Jackson County Georgia | 17 | $ 1,918,000 | $ 112,000 | $ 62,000 |
| Kane County Illinois | 17 | $ 3,052,000 | $ 179,000 | $ 91,000 |
| Polk County Iowa | 17 | $ 1,852,000 | $ 108,000 | $ 80,000 |
| Lyon County Nevada | 17 | $ 2,769,000 | $ 162,000 | $ 78,000 |
| Cheshire County New Hampshire | 17 | $ 2,411,000 | $ 141,000 | $ 86,000 |
| Grafton County New Hampshire | 17 | $ 2,304,000 | $ 135,000 | $ 84,000 |
| Somerset County New Jersey | 17 | $ 3,229,000 | $ 189,000 | $ 90,000 |
| Rutherford County Tennessee | 17 | $ 2,541,000 | $ 149,000 | $ 64,000 |
| Tom Green County Texas | 17 | $ 1,226,000 | $ 72,000 | $ 73,000 |
| Montgomery County Virginia | 17 | $ 2,708,000 | $ 159,000 | $ 118,000 |
| Roanoke City County Virginia | 17 | $ 1,466,000 | $ 86,000 | $ 44,000 |
| El Dorado County California | 16 | $ 3,797,000 | $ 237,000 | $ 102,000 |
| Sonoma County California | 16 | $ 2,778,000 | $ 173,000 | $ 124,000 |
| Sumter County Florida | 16 | $ 2,077,000 | $ 129,000 | $ 98,000 |
| Worth County Georgia | 16 | $ 833,000 | $ 52,000 | $ 69,000 |
| Hancock County Maine | 16 | $ 2,118,000 | $ 132,000 | $ 59,000 |
| Caroline County Maryland | 16 | $ 1,819,000 | $ 113,000 | $ 93,000 |
| Ingham County Michigan | 16 | $ 1,603,000 | $ 100,000 | $ 67,000 |
| Lancaster County Nebraska | 16 | $ 2,228,000 | $ 139,000 | $ 117,000 |
| Rensselaer County New York | 16 | $ 1,902,000 | $ 118,000 | $ 69,000 |
| Schenectady County New York | 16 | $ 1,958,000 | $ 122,000 | $ 76,000 |
| Lenoir County North Carolina | 16 | $ 1,255,000 | $ 78,000 | $ 48,000 |
| Lucas County Ohio | 16 | $ 1,577,000 | $ 98,000 | $ 62,000 |
| Florence County South Carolina | 16 | $ 1,588,000 | $ 99,000 | $ 76,000 |
| Blount County Tennessee | 16 | $ 1,890,000 | $ 118,000 | $ 89,000 |
| Davis County Utah | 16 | $ 2,327,000 | $ 145,000 | $ 91,000 |
| Lynchburg County Virginia | 16 | $ 1,515,000 | $ 94,000 | $ 75,000 |
| Clallam County Washington | 16 | $ 1,718,000 | $ 107,000 | $ 87,000 |
| Racine County Wisconsin | 16 | $ 1,428,000 | $ 89,000 | $ 64,000 |
| Houston County Alabama | 15 | $ 1,348,000 | $ 89,000 | $ 68,000 |
| San Francisco County California | 15 | $ 5,427,000 | $ 361,000 | $ 109,000 |
| Bossier County Louisiana | 15 | $ 1,336,000 | $ 89,000 | $ 82,000 |
| Rapides County Louisiana | 15 | $ 1,512,000 | $ 100,000 | $ 84,000 |
| Tangipahoa County Louisiana | 15 | $ 1,404,000 | $ 93,000 | $ 49,000 |
| Flathead County Montana | 15 | $ 1,859,000 | $ 123,000 | $ 95,000 |
| Merrimack County New Hampshire | 15 | $ 2,698,000 | $ 179,000 | $ 81,000 |
| Catawba County North Carolina | 15 | $ 1,549,000 | $ 103,000 | $ 72,000 |
| Gates County North Carolina | 15 | $ 742,000 | $ 49,000 | $ 64,000 |
| Harnett County North Carolina | 15 | $ 1,605,000 | $ 107,000 | $ 74,000 |
| Iredell County North Carolina | 15 | $ 2,093,000 | $ 139,000 | $ 83,000 |
| Centre County Pennsylvania | 15 | $ 2,769,000 | $ 184,000 | $ 98,000 |
| Sumter County South Carolina | 15 | $ 1,361,000 | $ 90,000 | $ 95,000 |
| Washington County Tennessee | 15 | $ 1,484,000 | $ 98,000 | $ 67,000 |
| Jefferson County Texas | 15 | $ 1,134,000 | $ 75,000 | $ 83,000 |
| Mecklenburg County Virginia | 15 | $ 2,742,000 | $ 182,000 | $ 123,000 |
| Brown County Wisconsin | 15 | $ 2,339,000 | $ 155,000 | $ 73,000 |
| San Mateo County California | 14 | $ 3,525,000 | $ 251,000 | $ 129,000 |
| Adams County Colorado | 14 | $ 1,869,000 | $ 133,000 | $ 60,000 |
| Litchfield County Connecticut | 14 | $ 2,747,000 | $ 196,000 | $ 71,000 |
| Sumter County Georgia | 14 | $ 735,000 | $ 52,000 | $ 63,000 |
| Lake County Indiana | 14 | $ 1,584,000 | $ 113,000 | $ 68,000 |
| Leavenworth County Kansas | 14 | $ 1,971,000 | $ 140,000 | $ 87,000 |
| Berrien County Michigan | 14 | $ 1,566,000 | $ 111,000 | $ 78,000 |
| Washtenaw County Michigan | 14 | $ 2,918,000 | $ 208,000 | $ 87,000 |
| Greene County Missouri | 14 | $ 1,242,000 | $ 88,000 | $ 62,000 |
| Orange County North Carolina | 14 | $ 2,016,000 | $ 144,000 | $ 125,000 |
| Greene County Ohio | 14 | $ 1,972,000 | $ 140,000 | $ 85,000 |
| Warren County Ohio | 14 | $ 3,262,000 | $ 233,000 | $ 91,000 |
| Deschutes County Oregon | 14 | $ 2,900,000 | $ 207,000 | $ 108,000 |
| Lane County Oregon | 14 | $ 2,531,000 | $ 180,000 | $ 78,000 |
| Cameron County Texas | 14 | $ 697,000 | $ 49,000 | $ 54,000 |
| Kleberg County Texas | 14 | $ 819,000 | $ 58,000 | $ 49,000 |
| Wichita County Texas | 14 | $ 949,000 | $ 67,000 | $ 64,000 |
| Roanoke County Virginia | 14 | $ 1,539,000 | $ 109,000 | $ 87,000 |
| Southampton County Virginia | 14 | $ 1,439,000 | $ 102,000 | $ 62,000 |
| Canyon County Idaho | 13 | $ 1,328,000 | $ 102,000 | $ 67,000 |
| Champaign County Illinois | 13 | $ 1,398,000 | $ 107,000 | $ 81,000 |
| Porter County Indiana | 13 | $ 1,761,000 | $ 135,000 | $ 74,000 |
| Scott County Iowa | 13 | $ 1,553,000 | $ 119,000 | $ 58,000 |
| Fayette County Kentucky | 13 | $ 1,579,000 | $ 121,000 | $ 93,000 |
| Calcasieu County Louisiana | 13 | $ 1,496,000 | $ 115,000 | $ 50,000 |
| St. Charles County Louisiana | 13 | $ 1,996,000 | $ 153,000 | $ 65,000 |
| Dorchester County Maryland | 13 | $ 1,616,000 | $ 124,000 | $ 92,000 |
| Berkshire County Massachusetts | 13 | $ 1,692,000 | $ 130,000 | $ 93,000 |
| Rankin County Mississippi | 13 | $ 1,435,000 | $ 110,000 | $ 79,000 |
| Boone County Missouri | 13 | $ 1,801,000 | $ 138,000 | $ 72,000 |
| Strafford County New Hampshire | 13 | $ 2,352,000 | $ 180,000 | $ 89,000 |
| Passaic County New Jersey | 13 | $ 2,976,000 | $ 228,000 | $ 69,000 |
| Santa Fe County New Mexico | 13 | $ 2,491,000 | $ 191,000 | $ 100,000 |
| Chautauqua County New York | 13 | $ 834,000 | $ 64,000 | $ 79,000 |
| Jefferson County New York | 13 | $ 1,232,000 | $ 94,000 | $ 83,000 |
| Halifax County North Carolina | 13 | $ 1,129,000 | $ 86,000 | $ 89,000 |
| Jones County North Carolina | 13 | $ 851,000 | $ 65,000 | $ 80,000 |
| Nash County North Carolina | 13 | $ 1,746,000 | $ 134,000 | $ 102,000 |
| Rowan County North Carolina | 13 | $ 1,518,000 | $ 116,000 | $ 50,000 |
| Ashtabula County Ohio | 13 | $ 990,000 | $ 76,000 | $ 54,000 |
| Geauga County Ohio | 13 | $ 1,694,000 | $ 130,000 | $ 97,000 |
| Lackawanna County Pennsylvania | 13 | $ 1,291,000 | $ 99,000 | $ 71,000 |
| Anderson County South Carolina | 13 | $ 1,771,000 | $ 136,000 | $ 65,000 |
| Aransas County Texas | 13 | $ 909,000 | $ 69,000 | $ 93,000 |
| Guadalupe County Texas | 13 | $ 1,756,000 | $ 135,000 | $ 77,000 |
| Johnson County Texas | 13 | $ 1,151,000 | $ 88,000 | $ 70,000 |
| Clarke County Virginia | 13 | $ 3,704,000 | $ 284,000 | $ 122,000 |
| Fredericksburg County Virginia | 13 | $ 2,286,000 | $ 175,000 | $ 74,000 |
| Northumberland County Virginia | 13 | $ 2,494,000 | $ 191,000 | $ 178,000 |
| Benton County Washington | 13 | $ 2,373,000 | $ 182,000 | $ 120,000 |
| Jefferson County Washington | 13 | $ 2,004,000 | $ 154,000 | $ 75,000 |
| Waukesha County Wisconsin | 13 | $ 2,671,000 | $ 205,000 | $ 91,000 |
| Elmore County Alabama | 12 | $ 1,697,000 | $ 141,000 | $ 106,000 |
| Barrow County Georgia | 12 | $ 1,745,000 | $ 145,000 | $ 81,000 |
| Bartow County Georgia | 12 | $ 1,885,000 | $ 157,000 | $ 72,000 |
| Effingham County Georgia | 12 | $ 1,945,000 | $ 162,000 | $ 81,000 |
| Rockdale County Georgia | 12 | $ 2,070,000 | $ 172,000 | $ 87,000 |
| Allen County Indiana | 12 | $ 899,000 | $ 74,000 | $ 72,000 |
| Johnson County Indiana | 12 | $ 1,674,000 | $ 139,000 | $ 80,000 |
| Douglas County Kansas | 12 | $ 1,903,000 | $ 158,000 | $ 77,000 |
| Oldham County Kentucky | 12 | $ 2,138,000 | $ 178,000 | $ 89,000 |
| Lincoln County Louisiana | 12 | $ 1,072,000 | $ 89,000 | $ 62,000 |
| Waldo County Maine | 12 | $ 1,707,000 | $ 142,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Nfcu in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,421 | $5,122,512,000 | $118,156 | $1,100,000 | $85,039 | $1,312,000 |
| Home Purchase | 21,417 | $4,275,391,000 | $188,000 | $1,000,000 | $84,365 | $1,480,000 |
| Home Improvement | 7,642 | $106,674,000 | $14,230 | $200,000 | $76,461 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,883 | $4,780,320,000 | $141,519 | $1,000,000 | $83,576 | $1,200,000 |
| Not Provided | 18,564 | $2,785,552,000 | $135,264 | $1,100,000 | $84,924 | $1,479,000 |
| Black or African American | 7,062 | $895,843,000 | $119,375 | $930,000 | $74,604 | $1,312,000 |
| Hispanic | 3,498 | $475,242,000 | $125,764 | $1,000,000 | $82,078 | $1,480,000 |
| Asian | 2,283 | $405,641,000 | $138,720 | $1,000,000 | $79,302 | $680,000 |
| American Indian or Alaskan Native | 695 | $81,069,000 | $103,632 | $784,000 | $82,612 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 495 | $80,910,000 | $150,151 | $770,000 | $84,696 | $430,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 62,930 | $9,418,478,000 | $133,339 | $1,100,000 | $82,622 | $1,480,000 |
| VA-guaranteed (Veterans Administration) | 550 | $86,099,000 | $156,695 | $360,000 | $67,152 | $359,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 42,891 | $6,247,433,000 | $133,519 | $1,100,000 | $87,519 | $1,200,000 |
| Application Withdrawn By Applicant | 11,409 | $2,063,403,000 | $149,019 | $1,000,000 | $80,923 | $1,480,000 |
| Application Denied By Financial Institution | 5,301 | $459,631,000 | $78,960 | $895,000 | $64,274 | $747,000 |
| Preapproval Approved but not Accepted | 1,936 | $426,784,000 | $220,000 | $1,000,000 | $78,000 | $562,000 |
| Application Approved But Not Accepted | 1,078 | $151,035,000 | $131,520 | $1,000,000 | $86,666 | $1,037,000 |
| Preapproval Denied by Financial Institution | 865 | $156,291,000 | $180,000 | $855,000 | $59,000 | $404,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,372 | $334,864,000 | $85,403 | $800,000 | $68,730 | $716,000 |
| Other | 1,296 | $45,462,000 | $30,877 | $522,000 | $58,632 | $747,000 |
| Debt-To-Income Ratio | 1,194 | $204,496,000 | $149,487 | $895,000 | $56,243 | $404,000 |
| Collateral | 206 | $14,523,000 | $75,243 | $450,000 | $70,486 | $379,000 |
| Employment History | 48 | $7,005,000 | $125,071 | $450,000 | $54,500 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $8,128,000 | $204,909 | $475,000 | $71,090 | $167,000 |
| Unverifiable Information | 8 | $1,113,000 | $149,166 | $250,000 | $135,500 | $516,000 |
| Credit Application Incomplete | 1 | $331,000 | $331,000 | $331,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfcu's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.