Nfcu Mortgage Lending & HMDA Data, 2005
In 2005, Nfcu of Vienna, VA reported 63,480 mortgage applications totaling $9.5 billion, up 1% from 2004. The average application was for $149,725, and applicants reported an average income of $85,540. 68% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (7,202), San Diego-Carlsbad-San Marcos, CA (2,793) and Jacksonville, FL (2,419) (applications in parentheses).
| Mortgage Company & Address | Nfcu 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,480 |
| Total Mortgage Loan Application Amount | $9,504,577,000 |
| Average Mortgage Loan Application Amount | $149,725 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $85,540 |
| Highest Applicant Income | $1,480,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach, Virginia | 3,452 | $ 400,204,000 | $ 115,933 | $ 71,000 |
| San Diego, California | 2,793 | $ 535,504,000 | $ 191,730 | $ 90,000 |
| Fairfax, Virginia | 2,260 | $ 500,200,000 | $ 221,327 | $ 112,000 |
| Prince George's, Maryland | 2,025 | $ 277,269,000 | $ 136,922 | $ 86,000 |
| Duval, Florida | 1,661 | $ 166,084,000 | $ 99,990 | $ 66,000 |
| Chesapeake, Virginia | 1,309 | $ 198,158,000 | $ 151,381 | $ 84,000 |
| Prince William, Virginia | 1,195 | $ 218,557,000 | $ 182,892 | $ 97,000 |
| Onslow, North Carolina | 1,021 | $ 97,587,000 | $ 95,579 | $ 61,000 |
| Norfolk, Virginia | 1,002 | $ 108,126,000 | $ 107,910 | $ 64,000 |
| Anne Arundel, Maryland | 1,000 | $ 183,744,000 | $ 183,744 | $ 97,000 |
| Riverside, California | 976 | $ 169,690,000 | $ 173,862 | $ 85,000 |
| Honolulu, Hawaii | 929 | $ 233,578,000 | $ 251,429 | $ 96,000 |
| Escambia, Florida | 928 | $ 106,113,000 | $ 114,345 | $ 87,000 |
| Charles, Maryland | 776 | $ 120,040,000 | $ 154,690 | $ 93,000 |
| Stafford, Virginia | 762 | $ 136,088,000 | $ 178,593 | $ 110,000 |
| St. Mary's, Maryland | 754 | $ 122,044,000 | $ 161,862 | $ 90,000 |
| Camden, Georgia | 717 | $ 75,846,000 | $ 105,782 | $ 60,000 |
| Kitsap, Washington | 698 | $ 91,765,000 | $ 131,468 | $ 72,000 |
| Montgomery, Maryland | 692 | $ 138,198,000 | $ 199,708 | $ 104,000 |
| District of Columbia, District Of Columbia | 549 | $ 80,865,000 | $ 147,295 | $ 100,000 |
| Clay, Florida | 513 | $ 69,634,000 | $ 135,738 | $ 68,000 |
| Spotsylvania, Virginia | 511 | $ 85,187,000 | $ 166,706 | $ 89,000 |
| Maricopa, Arizona | 509 | $ 82,678,000 | $ 162,432 | $ 79,000 |
| New London, Connecticut | 504 | $ 66,125,000 | $ 131,200 | $ 76,000 |
| Loudoun, Virginia | 474 | $ 116,957,000 | $ 246,744 | $ 111,000 |
| Orange, Florida | 461 | $ 62,253,000 | $ 135,039 | $ 70,000 |
| Beaufort, South Carolina | 459 | $ 50,864,000 | $ 110,814 | $ 65,000 |
| Suffolk, Virginia | 451 | $ 71,400,000 | $ 158,314 | $ 81,000 |
| Los Angeles, California | 450 | $ 80,120,000 | $ 178,044 | $ 92,000 |
| Craven, North Carolina | 375 | $ 44,944,000 | $ 119,850 | $ 70,000 |
| Yuma, Arizona | 353 | $ 50,359,000 | $ 142,660 | $ 66,000 |
| San Bernardino, California | 342 | $ 49,725,000 | $ 145,394 | $ 76,000 |
| Clark, Nevada | 320 | $ 59,297,000 | $ 185,303 | $ 86,000 |
| Portsmouth, Virginia | 315 | $ 30,533,000 | $ 96,930 | $ 57,000 |
| Orange, California | 303 | $ 66,404,000 | $ 219,155 | $ 118,000 |
| Santa Rosa, Florida | 299 | $ 39,661,000 | $ 132,645 | $ 75,000 |
| Calvert, Maryland | 299 | $ 49,588,000 | $ 165,846 | $ 108,000 |
| Hillsborough, Florida | 266 | $ 40,176,000 | $ 151,037 | $ 90,000 |
| Broward, Florida | 256 | $ 43,017,000 | $ 168,035 | $ 76,000 |
| Island, Washington | 253 | $ 25,368,000 | $ 100,268 | $ 65,000 |
| Tarrant, Texas | 252 | $ 27,159,000 | $ 107,773 | $ 81,000 |
| Alexandria, Virginia | 250 | $ 52,473,000 | $ 209,892 | $ 121,000 |
| Shelby, Tennessee | 232 | $ 27,921,000 | $ 120,349 | $ 79,000 |
| Nueces, Texas | 229 | $ 27,637,000 | $ 120,685 | $ 72,000 |
| Arlington, Virginia | 229 | $ 55,327,000 | $ 241,602 | $ 129,000 |
| Berkeley, South Carolina | 221 | $ 23,597,000 | $ 106,773 | $ 64,000 |
| Hampton, Virginia | 221 | $ 22,283,000 | $ 100,828 | $ 64,000 |
| Miami-Dade, Florida | 219 | $ 31,430,000 | $ 143,515 | $ 70,000 |
| Newport News, Virginia | 219 | $ 20,891,000 | $ 95,392 | $ 70,000 |
| Seminole, Florida | 218 | $ 30,173,000 | $ 138,408 | $ 73,000 |
| Newport, Rhode Island | 218 | $ 40,658,000 | $ 186,504 | $ 97,000 |
| Howard, Maryland | 215 | $ 41,977,000 | $ 195,241 | $ 99,000 |
| Snohomish, Washington | 197 | $ 30,617,000 | $ 155,416 | $ 80,000 |
| Philadelphia, Pennsylvania | 196 | $ 15,122,000 | $ 77,153 | $ 64,000 |
| Brevard, Florida | 190 | $ 25,455,000 | $ 133,973 | $ 85,000 |
| Frederick, Maryland | 189 | $ 34,789,000 | $ 184,068 | $ 106,000 |
| Kings, California | 184 | $ 30,722,000 | $ 166,967 | $ 83,000 |
| Charleston, South Carolina | 183 | $ 24,058,000 | $ 131,464 | $ 78,000 |
| Camden, New Jersey | 181 | $ 20,391,000 | $ 112,657 | $ 92,000 |
| Lake, Illinois | 178 | $ 24,561,000 | $ 137,983 | $ 74,000 |
| King, Washington | 178 | $ 36,328,000 | $ 204,089 | $ 110,000 |
| Baltimore, Maryland | 172 | $ 26,127,000 | $ 151,901 | $ 85,000 |
| Baltimore City, Maryland | 164 | $ 18,112,000 | $ 110,439 | $ 83,000 |
| Cuyahoga, Ohio | 163 | $ 13,761,000 | $ 84,423 | $ 80,000 |
| Cook, Illinois | 159 | $ 22,773,000 | $ 143,226 | $ 91,000 |
| Harris, Texas | 158 | $ 15,350,000 | $ 97,151 | $ 76,000 |
| Dorchester, South Carolina | 157 | $ 19,290,000 | $ 122,866 | $ 72,000 |
| St. Johns, Florida | 155 | $ 25,010,000 | $ 161,354 | $ 99,000 |
| Bexar, Texas | 152 | $ 19,005,000 | $ 125,032 | $ 89,000 |
| Ventura, California | 150 | $ 32,060,000 | $ 213,733 | $ 109,000 |
| Cobb, Georgia | 148 | $ 21,713,000 | $ 146,709 | $ 78,000 |
| Kern, California | 147 | $ 22,697,000 | $ 154,401 | $ 89,000 |
| Montgomery, Pennsylvania | 147 | $ 21,520,000 | $ 146,394 | $ 83,000 |
| Wake, North Carolina | 143 | $ 20,747,000 | $ 145,083 | $ 81,000 |
| Orleans, Louisiana | 137 | $ 13,615,000 | $ 99,379 | $ 74,000 |
| Gloucester, New Jersey | 137 | $ 17,167,000 | $ 125,306 | $ 98,000 |
| Delaware, Pennsylvania | 137 | $ 17,983,000 | $ 131,262 | $ 74,000 |
| Pinellas, Florida | 134 | $ 19,896,000 | $ 148,477 | $ 88,000 |
| Volusia, Florida | 132 | $ 16,021,000 | $ 121,371 | $ 64,000 |
| San Patricio, Texas | 130 | $ 11,507,000 | $ 88,515 | $ 67,000 |
| Burlington, New Jersey | 129 | $ 17,538,000 | $ 135,953 | $ 89,000 |
| St. Tammany, Louisiana | 128 | $ 17,422,000 | $ 136,109 | $ 84,000 |
| Palm Beach, Florida | 127 | $ 22,440,000 | $ 176,692 | $ 105,000 |
| Fauquier, Virginia | 127 | $ 21,826,000 | $ 171,858 | $ 101,000 |
| Chesterfield, Virginia | 125 | $ 23,488,000 | $ 187,904 | $ 82,000 |
| Jefferson, Louisiana | 120 | $ 10,577,000 | $ 88,141 | $ 62,000 |
| King George, Virginia | 119 | $ 20,411,000 | $ 171,521 | $ 125,000 |
| Carteret, North Carolina | 117 | $ 15,647,000 | $ 133,735 | $ 71,000 |
| Bucks, Pennsylvania | 113 | $ 19,415,000 | $ 171,814 | $ 86,000 |
| Harrison, Mississippi | 112 | $ 9,721,000 | $ 86,794 | $ 60,000 |
| Pima, Arizona | 111 | $ 16,893,000 | $ 152,189 | $ 83,000 |
| Currituck, North Carolina | 111 | $ 15,132,000 | $ 136,324 | $ 81,000 |
| Mecklenburg, North Carolina | 109 | $ 14,791,000 | $ 135,697 | $ 91,000 |
| Bay, Florida | 103 | $ 15,421,000 | $ 149,718 | $ 77,000 |
| Sacramento, California | 102 | $ 19,650,000 | $ 192,647 | $ 93,000 |
| Gwinnett, Georgia | 101 | $ 13,921,000 | $ 137,831 | $ 80,000 |
| El Paso, Colorado | 100 | $ 18,761,000 | $ 187,610 | $ 94,000 |
| New Castle, Delaware | 100 | $ 13,753,000 | $ 137,530 | $ 95,000 |
| Pierce, Washington | 100 | $ 16,661,000 | $ 166,610 | $ 80,000 |
| Lake, Florida | 94 | $ 12,834,000 | $ 136,531 | $ 72,000 |
| Pasco, Florida | 93 | $ 12,568,000 | $ 135,139 | $ 87,000 |
| Fulton, Georgia | 93 | $ 15,538,000 | $ 167,075 | $ 138,000 |
| Cumberland, Maine | 93 | $ 13,642,000 | $ 146,688 | $ 84,000 |
| Churchill, Nevada | 93 | $ 13,930,000 | $ 149,784 | $ 62,000 |
| Washington, Rhode Island | 89 | $ 17,274,000 | $ 194,089 | $ 97,000 |
| Polk, Florida | 88 | $ 9,522,000 | $ 108,204 | $ 77,000 |
| Ocean, New Jersey | 88 | $ 13,785,000 | $ 156,647 | $ 101,000 |
| Suffolk, New York | 88 | $ 15,633,000 | $ 177,647 | $ 115,000 |
| Nassau, Florida | 87 | $ 10,617,000 | $ 122,034 | $ 84,000 |
| Pasquotank, North Carolina | 83 | $ 8,998,000 | $ 108,409 | $ 69,000 |
| Dallas, Texas | 83 | $ 9,113,000 | $ 109,795 | $ 94,000 |
| Lee, Florida | 82 | $ 14,401,000 | $ 175,621 | $ 76,000 |
| Hartford, Connecticut | 81 | $ 12,408,000 | $ 153,185 | $ 86,000 |
| Harford, Maryland | 80 | $ 10,951,000 | $ 136,887 | $ 79,000 |
| Marion, Florida | 75 | $ 8,644,000 | $ 115,253 | $ 73,000 |
| Bristol, Massachusetts | 75 | $ 12,687,000 | $ 169,160 | $ 82,000 |
| New Hanover, North Carolina | 75 | $ 11,992,000 | $ 159,893 | $ 86,000 |
| Chester, Pennsylvania | 74 | $ 12,043,000 | $ 162,743 | $ 111,000 |
| Baldwin, Alabama | 73 | $ 9,755,000 | $ 133,630 | $ 71,000 |
| Tipton, Tennessee | 73 | $ 7,782,000 | $ 106,602 | $ 72,000 |
| Osceola, Florida | 72 | $ 8,715,000 | $ 121,041 | $ 73,000 |
| Franklin, Ohio | 72 | $ 8,822,000 | $ 122,527 | $ 76,000 |
| Henrico, Virginia | 72 | $ 11,749,000 | $ 163,180 | $ 85,000 |
| Berkeley, West Virginia | 72 | $ 10,601,000 | $ 147,236 | $ 82,000 |
| New Haven, Connecticut | 71 | $ 11,399,000 | $ 160,549 | $ 90,000 |
| Carroll, Maryland | 71 | $ 14,434,000 | $ 203,295 | $ 105,000 |
| Pinal, Arizona | 70 | $ 8,106,000 | $ 115,800 | $ 69,000 |
| DeKalb, Georgia | 70 | $ 8,837,000 | $ 126,242 | $ 75,000 |
| Bernalillo, New Mexico | 70 | $ 10,857,000 | $ 155,100 | $ 88,000 |
| Orange, Virginia | 69 | $ 11,074,000 | $ 160,492 | $ 92,000 |
| Jackson, Mississippi | 68 | $ 6,724,000 | $ 98,882 | $ 69,000 |
| Culpeper, Virginia | 68 | $ 9,757,000 | $ 143,485 | $ 106,000 |
| York, Virginia | 68 | $ 13,766,000 | $ 202,441 | $ 97,000 |
| Richland, South Carolina | 66 | $ 7,441,000 | $ 112,742 | $ 69,000 |
| Jefferson, West Virginia | 66 | $ 10,370,000 | $ 157,121 | $ 84,000 |
| York, Pennsylvania | 64 | $ 8,395,000 | $ 131,171 | $ 80,000 |
| James City, Virginia | 64 | $ 12,515,000 | $ 195,546 | $ 94,000 |
| Oklahoma, Oklahoma | 63 | $ 7,611,000 | $ 120,809 | $ 73,000 |
| Collin, Texas | 63 | $ 10,172,000 | $ 161,460 | $ 123,000 |
| Chatham, Georgia | 62 | $ 6,902,000 | $ 111,322 | $ 67,000 |
| Dougherty, Georgia | 62 | $ 6,294,000 | $ 101,516 | $ 77,000 |
| Manassas, Virginia | 62 | $ 10,400,000 | $ 167,741 | $ 67,000 |
| Okaloosa, Florida | 61 | $ 8,469,000 | $ 138,836 | $ 89,000 |
| Columbia, Georgia | 61 | $ 9,948,000 | $ 163,081 | $ 77,000 |
| Queen Anne's, Maryland | 61 | $ 10,880,000 | $ 178,360 | $ 117,000 |
| Saratoga, New York | 61 | $ 8,402,000 | $ 137,737 | $ 73,000 |
| Mobile, Alabama | 60 | $ 5,285,000 | $ 88,083 | $ 76,000 |
| Nassau, New York | 59 | $ 11,174,000 | $ 189,389 | $ 110,000 |
| Contra Costa, California | 58 | $ 13,057,000 | $ 225,120 | $ 135,000 |
| San Joaquin, California | 58 | $ 9,556,000 | $ 164,758 | $ 90,000 |
| Sagadahoc, Maine | 58 | $ 7,733,000 | $ 133,327 | $ 76,000 |
| Skagit, Washington | 58 | $ 9,640,000 | $ 166,206 | $ 77,000 |
| Kenosha, Wisconsin | 58 | $ 7,821,000 | $ 134,844 | $ 72,000 |
| Fresno, California | 57 | $ 7,020,000 | $ 123,157 | $ 85,000 |
| Santa Clara, California | 57 | $ 18,541,000 | $ 325,280 | $ 115,000 |
| Solano, California | 57 | $ 9,758,000 | $ 171,192 | $ 95,000 |
| Horry, South Carolina | 57 | $ 6,386,000 | $ 112,035 | $ 96,000 |
| Denton, Texas | 56 | $ 7,961,000 | $ 142,160 | $ 95,000 |
| Worcester, Massachusetts | 55 | $ 9,128,000 | $ 165,963 | $ 91,000 |
| Monterey, California | 54 | $ 14,387,000 | $ 266,425 | $ 117,000 |
| Middlesex, Massachusetts | 54 | $ 12,131,000 | $ 224,648 | $ 101,000 |
| Washington, Oregon | 54 | $ 8,681,000 | $ 160,759 | $ 81,000 |
| Allegheny, Pennsylvania | 54 | $ 6,460,000 | $ 119,629 | $ 96,000 |
| Travis, Texas | 54 | $ 7,897,000 | $ 146,240 | $ 79,000 |
| Clark, Washington | 54 | $ 8,749,000 | $ 162,018 | $ 76,000 |
| Spokane, Washington | 52 | $ 6,602,000 | $ 126,961 | $ 71,000 |
| Wayne, Michigan | 51 | $ 4,348,000 | $ 85,254 | $ 71,000 |
| St. Louis, Missouri | 51 | $ 6,169,000 | $ 120,960 | $ 80,000 |
| Cumberland, North Carolina | 51 | $ 3,631,000 | $ 71,196 | $ 87,000 |
| Caroline, Virginia | 51 | $ 7,809,000 | $ 153,117 | $ 77,000 |
| Leon, Florida | 50 | $ 7,403,000 | $ 148,060 | $ 104,000 |
| Washoe, Nevada | 50 | $ 10,160,000 | $ 203,200 | $ 105,000 |
| Cumberland, Pennsylvania | 50 | $ 8,266,000 | $ 165,320 | $ 104,000 |
| Alameda, California | 49 | $ 11,775,000 | $ 240,306 | $ 120,000 |
| Middlesex, New Jersey | 49 | $ 8,280,000 | $ 168,979 | $ 81,000 |
| Frederick, Virginia | 49 | $ 8,584,000 | $ 175,183 | $ 87,000 |
| Isle of Wight, Virginia | 49 | $ 7,899,000 | $ 161,204 | $ 87,000 |
| Warren, Virginia | 49 | $ 7,775,000 | $ 158,673 | $ 83,000 |
| Johnson, Kansas | 48 | $ 8,349,000 | $ 173,937 | $ 90,000 |
| Androscoggin, Maine | 48 | $ 5,290,000 | $ 110,208 | $ 61,000 |
| Lauderdale, Mississippi | 48 | $ 5,554,000 | $ 115,708 | $ 70,000 |
| Providence, Rhode Island | 48 | $ 7,278,000 | $ 151,625 | $ 80,000 |
| Mason, Washington | 48 | $ 6,011,000 | $ 125,229 | $ 72,000 |
| Sussex, Delaware | 47 | $ 8,618,000 | $ 183,361 | $ 129,000 |
| Multnomah, Oregon | 47 | $ 8,531,000 | $ 181,510 | $ 98,000 |
| Windham, Connecticut | 46 | $ 6,722,000 | $ 146,130 | $ 81,000 |
| Manatee, Florida | 46 | $ 6,945,000 | $ 150,978 | $ 107,000 |
| Sarasota, Florida | 46 | $ 7,076,000 | $ 153,826 | $ 92,000 |
| Fairfax City, Virginia | 46 | $ 10,273,000 | $ 223,326 | $ 118,000 |
| Cochise, Arizona | 45 | $ 4,844,000 | $ 107,644 | $ 71,000 |
| Sarpy, Nebraska | 45 | $ 5,854,000 | $ 130,088 | $ 88,000 |
| Kent, Delaware | 44 | $ 5,977,000 | $ 135,840 | $ 113,000 |
| Oakland, Michigan | 44 | $ 5,601,000 | $ 127,295 | $ 93,000 |
| Alachua, Florida | 43 | $ 5,939,000 | $ 138,116 | $ 70,000 |
| St. Lucie, Florida | 43 | $ 6,226,000 | $ 144,790 | $ 83,000 |
| Glynn, Georgia | 43 | $ 5,679,000 | $ 132,069 | $ 91,000 |
| Jefferson, Kentucky | 43 | $ 6,077,000 | $ 141,325 | $ 85,000 |
| Queens, New York | 43 | $ 6,766,000 | $ 157,348 | $ 85,000 |
| Greenville, South Carolina | 43 | $ 4,860,000 | $ 113,023 | $ 94,000 |
| Stanislaus, California | 42 | $ 9,033,000 | $ 215,071 | $ 119,000 |
| Kent, Rhode Island | 42 | $ 6,219,000 | $ 148,071 | $ 99,000 |
| Williamson, Texas | 42 | $ 6,600,000 | $ 157,142 | $ 107,000 |
| Fairfield, Connecticut | 41 | $ 9,814,000 | $ 239,365 | $ 152,000 |
| St. Charles, Missouri | 41 | $ 6,298,000 | $ 153,609 | $ 98,000 |
| Monmouth, New Jersey | 41 | $ 7,145,000 | $ 174,268 | $ 100,000 |
| Fort Bend, Texas | 41 | $ 5,021,000 | $ 122,463 | $ 91,000 |
| Arapahoe, Colorado | 40 | $ 6,604,000 | $ 165,100 | $ 92,000 |
| St. Clair, Illinois | 39 | $ 5,364,000 | $ 137,538 | $ 100,000 |
| Essex, Massachusetts | 39 | $ 8,774,000 | $ 224,974 | $ 112,000 |
| Norfolk, Massachusetts | 39 | $ 6,506,000 | $ 166,820 | $ 120,000 |
| Rockingham, New Hampshire | 39 | $ 6,399,000 | $ 164,076 | $ 114,000 |
| Erie, New York | 39 | $ 3,776,000 | $ 96,820 | $ 72,000 |
| Jefferson, Alabama | 38 | $ 3,893,000 | $ 102,447 | $ 68,000 |
| Cherokee, Georgia | 38 | $ 7,133,000 | $ 187,710 | $ 73,000 |
| Clarke, Georgia | 38 | $ 3,755,000 | $ 98,815 | $ 70,000 |
| Washington, Maryland | 38 | $ 4,757,000 | $ 125,184 | $ 77,000 |
| Worcester, Maryland | 38 | $ 6,412,000 | $ 168,736 | $ 109,000 |
| Bristol, Rhode Island | 38 | $ 7,123,000 | $ 187,447 | $ 112,000 |
| Lexington, South Carolina | 38 | $ 4,675,000 | $ 123,026 | $ 71,000 |
| Madison, Alabama | 37 | $ 4,893,000 | $ 132,243 | $ 81,000 |
| Douglas, Colorado | 37 | $ 7,839,000 | $ 211,864 | $ 115,000 |
| Hernando, Florida | 37 | $ 4,810,000 | $ 130,000 | $ 68,000 |
| Henry, Georgia | 37 | $ 5,113,000 | $ 138,189 | $ 72,000 |
| Plymouth, Massachusetts | 37 | $ 6,685,000 | $ 180,675 | $ 112,000 |
| Hillsborough, New Hampshire | 37 | $ 7,150,000 | $ 193,243 | $ 93,000 |
| Guilford, North Carolina | 37 | $ 4,494,000 | $ 121,459 | $ 76,000 |
| Franklin, Pennsylvania | 37 | $ 5,252,000 | $ 141,945 | $ 100,000 |
| El Paso, Texas | 37 | $ 3,118,000 | $ 84,270 | $ 72,000 |
| Lee, Georgia | 36 | $ 4,440,000 | $ 123,333 | $ 80,000 |
| Paulding, Georgia | 36 | $ 4,140,000 | $ 115,000 | $ 73,000 |
| Will, Illinois | 36 | $ 5,573,000 | $ 154,805 | $ 86,000 |
| Marion, Indiana | 36 | $ 4,044,000 | $ 112,333 | $ 98,000 |
| Orange, New York | 36 | $ 6,996,000 | $ 194,333 | $ 93,000 |
| Camden, North Carolina | 36 | $ 4,573,000 | $ 127,027 | $ 69,000 |
| Knox, Tennessee | 36 | $ 4,627,000 | $ 128,527 | $ 76,000 |
| Flagler, Florida | 35 | $ 4,394,000 | $ 125,542 | $ 58,000 |
| DuPage, Illinois | 35 | $ 5,883,000 | $ 168,085 | $ 98,000 |
| Monroe, New York | 35 | $ 3,183,000 | $ 90,942 | $ 70,000 |
| Northampton, Pennsylvania | 35 | $ 4,496,000 | $ 128,457 | $ 75,000 |
| Mohave, Arizona | 34 | $ 3,966,000 | $ 116,647 | $ 59,000 |
| Westchester, New York | 34 | $ 5,758,000 | $ 169,352 | $ 118,000 |
| Richmond City, Virginia | 34 | $ 4,938,000 | $ 145,235 | $ 97,000 |
| Whatcom, Washington | 34 | $ 5,219,000 | $ 153,500 | $ 74,000 |
| Kennebec, Maine | 33 | $ 3,747,000 | $ 113,545 | $ 72,000 |
| Hennepin, Minnesota | 33 | $ 6,224,000 | $ 188,606 | $ 124,000 |
| Pearl River, Mississippi | 33 | $ 3,327,000 | $ 100,818 | $ 75,000 |
| Jackson, Missouri | 33 | $ 3,650,000 | $ 110,606 | $ 84,000 |
| Atlantic, New Jersey | 33 | $ 4,912,000 | $ 148,848 | $ 105,000 |
| Tulsa, Oklahoma | 33 | $ 3,344,000 | $ 101,333 | $ 77,000 |
| Lancaster, Pennsylvania | 33 | $ 4,476,000 | $ 135,636 | $ 94,000 |
| Galveston, Texas | 33 | $ 3,367,000 | $ 102,030 | $ 85,000 |
| Westmoreland, Virginia | 33 | $ 5,253,000 | $ 159,181 | $ 74,000 |
| Imperial, California | 32 | $ 4,845,000 | $ 151,406 | $ 75,000 |
| York, Maine | 32 | $ 4,826,000 | $ 150,812 | $ 82,000 |
| Barnstable, Massachusetts | 32 | $ 6,747,000 | $ 210,843 | $ 116,000 |
| Hancock, Mississippi | 32 | $ 3,555,000 | $ 111,093 | $ 98,000 |
| Kings, New York | 32 | $ 4,952,000 | $ 154,750 | $ 106,000 |
| Onondaga, New York | 32 | $ 3,246,000 | $ 101,437 | $ 77,000 |
| Hamilton, Ohio | 32 | $ 2,883,000 | $ 90,093 | $ 73,000 |
| Hanover, Virginia | 32 | $ 6,529,000 | $ 204,031 | $ 96,000 |
| Pulaski, Arkansas | 31 | $ 3,617,000 | $ 116,677 | $ 81,000 |
| Middlesex, Connecticut | 31 | $ 6,083,000 | $ 196,225 | $ 95,000 |
| Cape May, New Jersey | 31 | $ 4,034,000 | $ 130,129 | $ 107,000 |
| Buncombe, North Carolina | 31 | $ 3,872,000 | $ 124,903 | $ 55,000 |
| Yavapai, Arizona | 30 | $ 5,382,000 | $ 179,400 | $ 92,000 |
| Macomb, Michigan | 30 | $ 3,727,000 | $ 124,233 | $ 72,000 |
| Union, New Jersey | 30 | $ 4,163,000 | $ 138,766 | $ 91,000 |
| Brazoria, Texas | 30 | $ 3,797,000 | $ 126,566 | $ 105,000 |
| Gloucester, Virginia | 30 | $ 3,401,000 | $ 113,366 | $ 60,000 |
| Shenandoah, Virginia | 30 | $ 4,781,000 | $ 159,366 | $ 93,000 |
| Anchorage, Alaska | 29 | $ 6,497,000 | $ 224,034 | $ 134,000 |
| Jefferson, Colorado | 29 | $ 5,288,000 | $ 182,344 | $ 89,000 |
| Larimer, Colorado | 29 | $ 4,223,000 | $ 145,620 | $ 94,000 |
| Citrus, Florida | 29 | $ 3,013,000 | $ 103,896 | $ 85,000 |
| Bergen, New Jersey | 29 | $ 5,119,000 | $ 176,517 | $ 87,000 |
| Mercer, New Jersey | 29 | $ 5,438,000 | $ 187,517 | $ 81,000 |
| Sandoval, New Mexico | 29 | $ 3,825,000 | $ 131,896 | $ 79,000 |
| Pender, North Carolina | 29 | $ 4,236,000 | $ 146,068 | $ 68,000 |
| Dauphin, Pennsylvania | 29 | $ 4,473,000 | $ 154,241 | $ 86,000 |
| Monroe, Pennsylvania | 29 | $ 3,973,000 | $ 137,000 | $ 82,000 |
| Montgomery, Texas | 29 | $ 3,162,000 | $ 109,034 | $ 71,000 |
| Thurston, Washington | 29 | $ 3,851,000 | $ 132,793 | $ 81,000 |
| East Baton Rouge, Louisiana | 28 | $ 3,360,000 | $ 120,000 | $ 76,000 |
| Dare, North Carolina | 28 | $ 6,084,000 | $ 217,285 | $ 130,000 |
| Durham, North Carolina | 28 | $ 3,366,000 | $ 120,214 | $ 79,000 |
| Montgomery, Ohio | 28 | $ 2,233,000 | $ 79,750 | $ 78,000 |
| Berks, Pennsylvania | 28 | $ 3,128,000 | $ 111,714 | $ 77,000 |
| Lehigh, Pennsylvania | 28 | $ 3,053,000 | $ 109,035 | $ 68,000 |
| Placer, California | 27 | $ 6,789,000 | $ 251,444 | $ 104,000 |
| Penobscot, Maine | 27 | $ 2,372,000 | $ 87,851 | $ 80,000 |
| Cabarrus, North Carolina | 27 | $ 3,002,000 | $ 111,185 | $ 80,000 |
| Luzerne, Pennsylvania | 27 | $ 2,860,000 | $ 105,925 | $ 90,000 |
| Albemarle, Virginia | 27 | $ 5,302,000 | $ 196,370 | $ 126,000 |
| Collier, Florida | 26 | $ 5,163,000 | $ 198,576 | $ 125,000 |
| Indian River, Florida | 26 | $ 4,144,000 | $ 159,384 | $ 121,000 |
| Martin, Florida | 26 | $ 3,521,000 | $ 135,423 | $ 76,000 |
| Clayton, Georgia | 26 | $ 1,988,000 | $ 76,461 | $ 100,000 |
| McHenry, Illinois | 26 | $ 3,420,000 | $ 131,538 | $ 81,000 |
| Hampden, Massachusetts | 26 | $ 3,414,000 | $ 131,307 | $ 80,000 |
| Suffolk, Massachusetts | 26 | $ 3,664,000 | $ 140,923 | $ 101,000 |
| Essex, New Jersey | 26 | $ 4,031,000 | $ 155,038 | $ 108,000 |
| Accomack, Virginia | 26 | $ 3,104,000 | $ 119,384 | $ 82,000 |
| Fayette, Georgia | 25 | $ 4,383,000 | $ 175,320 | $ 87,000 |
| Forsyth, Georgia | 25 | $ 4,259,000 | $ 170,360 | $ 87,000 |
| Ada, Idaho | 25 | $ 4,245,000 | $ 169,800 | $ 80,000 |
| Dutchess, New York | 25 | $ 3,537,000 | $ 141,480 | $ 110,000 |
| Brunswick, North Carolina | 25 | $ 3,639,000 | $ 145,560 | $ 83,000 |
| Cleveland, Oklahoma | 25 | $ 2,852,000 | $ 114,080 | $ 82,000 |
| Clackamas, Oregon | 25 | $ 4,668,000 | $ 186,720 | $ 101,000 |
| York, South Carolina | 25 | $ 2,726,000 | $ 109,040 | $ 71,000 |
| Houston, Georgia | 24 | $ 3,157,000 | $ 131,541 | $ 78,000 |
| Richmond, Georgia | 24 | $ 2,309,000 | $ 96,208 | $ 61,000 |
| Hawaii, Hawaii | 24 | $ 5,636,000 | $ 234,833 | $ 84,000 |
| Sedgwick, Kansas | 24 | $ 2,913,000 | $ 121,375 | $ 95,000 |
| Talbot, Maryland | 24 | $ 3,285,000 | $ 136,875 | $ 80,000 |
| Forsyth, North Carolina | 24 | $ 2,856,000 | $ 119,000 | $ 64,000 |
| Butler, Ohio | 24 | $ 2,701,000 | $ 112,541 | $ 99,000 |
| Summit, Ohio | 24 | $ 2,870,000 | $ 119,583 | $ 62,000 |
| Davidson, Tennessee | 24 | $ 2,937,000 | $ 122,375 | $ 89,000 |
| Montgomery, Alabama | 23 | $ 2,319,000 | $ 100,826 | $ 74,000 |
| Denver, Colorado | 23 | $ 3,871,000 | $ 168,304 | $ 96,000 |
| Charlotte, Florida | 23 | $ 3,926,000 | $ 170,695 | $ 91,000 |
| Dakota, Minnesota | 23 | $ 3,688,000 | $ 160,347 | $ 97,000 |
| Cass, Missouri | 23 | $ 2,608,000 | $ 113,391 | $ 71,000 |
| Aiken, South Carolina | 23 | $ 2,453,000 | $ 106,652 | $ 75,000 |
| Spartanburg, South Carolina | 23 | $ 1,837,000 | $ 79,869 | $ 72,000 |
| Louisa, Virginia | 23 | $ 3,691,000 | $ 160,478 | $ 85,000 |
| Putnam, Florida | 22 | $ 1,918,000 | $ 87,181 | $ 75,000 |
| Muscogee, Georgia | 22 | $ 2,958,000 | $ 134,454 | $ 70,000 |
| Wicomico, Maryland | 22 | $ 2,559,000 | $ 116,318 | $ 78,000 |
| Kent, Michigan | 22 | $ 2,769,000 | $ 125,863 | $ 78,000 |
| DeSoto, Mississippi | 22 | $ 2,648,000 | $ 120,363 | $ 60,000 |
| Morris, New Jersey | 22 | $ 5,787,000 | $ 263,045 | $ 159,000 |
| Salem, New Jersey | 22 | $ 2,907,000 | $ 132,136 | $ 116,000 |
| Moore, North Carolina | 22 | $ 4,523,000 | $ 205,590 | $ 83,000 |
| Pitt, North Carolina | 22 | $ 1,645,000 | $ 74,772 | $ 82,000 |
| Westmoreland, Pennsylvania | 22 | $ 1,685,000 | $ 76,590 | $ 62,000 |
| Brazos, Texas | 22 | $ 2,622,000 | $ 119,181 | $ 96,000 |
| Manassas Park, Virginia | 22 | $ 5,091,000 | $ 231,409 | $ 80,000 |
| Tulare, California | 21 | $ 3,760,000 | $ 179,047 | $ 85,000 |
| Boulder, Colorado | 21 | $ 3,822,000 | $ 182,000 | $ 118,000 |
| Monroe, Florida | 21 | $ 3,679,000 | $ 175,190 | $ 138,000 |
| Bonneville, Idaho | 21 | $ 3,074,000 | $ 146,380 | $ 84,000 |
| Winnebago, Illinois | 21 | $ 1,949,000 | $ 92,809 | $ 79,000 |
| Monroe, Indiana | 21 | $ 2,264,000 | $ 107,809 | $ 83,000 |
| Ascension, Louisiana | 21 | $ 3,497,000 | $ 166,523 | $ 84,000 |
| Pulaski, Missouri | 21 | $ 2,803,000 | $ 133,476 | $ 64,000 |
| Bronx, New York | 21 | $ 1,668,000 | $ 79,428 | $ 82,000 |
| Richmond, New York | 21 | $ 3,745,000 | $ 178,333 | $ 100,000 |
| Union, North Carolina | 21 | $ 2,925,000 | $ 139,285 | $ 78,000 |
| Colleton, South Carolina | 21 | $ 1,561,000 | $ 74,333 | $ 62,000 |
| Rockingham, Virginia | 21 | $ 4,122,000 | $ 196,285 | $ 81,000 |
| Shelby, Alabama | 20 | $ 2,755,000 | $ 137,750 | $ 92,000 |
| Douglas, Georgia | 20 | $ 2,543,000 | $ 127,150 | $ 95,000 |
| Kootenai, Idaho | 20 | $ 2,459,000 | $ 122,950 | $ 79,000 |
| Douglas, Nebraska | 20 | $ 3,032,000 | $ 151,600 | $ 111,000 |
| Hudson, New Jersey | 20 | $ 2,717,000 | $ 135,850 | $ 105,000 |
| Sussex, New Jersey | 20 | $ 2,261,000 | $ 113,050 | $ 93,000 |
| Duplin, North Carolina | 20 | $ 1,164,000 | $ 58,200 | $ 58,000 |
| Lorain, Ohio | 20 | $ 1,509,000 | $ 75,450 | $ 72,000 |
| Hamilton, Tennessee | 20 | $ 2,406,000 | $ 120,300 | $ 74,000 |
| Montgomery, Tennessee | 20 | $ 1,497,000 | $ 74,850 | $ 69,000 |
| Bell, Texas | 20 | $ 1,816,000 | $ 90,800 | $ 76,000 |
| Hidalgo, Texas | 20 | $ 816,000 | $ 40,800 | $ 57,000 |
| Parker, Texas | 20 | $ 2,852,000 | $ 142,600 | $ 84,000 |
| Bibb, Georgia | 19 | $ 1,238,000 | $ 65,157 | $ 83,000 |
| Madison, Illinois | 19 | $ 2,345,000 | $ 123,421 | $ 66,000 |
| Cecil, Maryland | 19 | $ 3,114,000 | $ 163,894 | $ 105,000 |
| Delaware, Ohio | 19 | $ 2,900,000 | $ 152,631 | $ 100,000 |
| Lake, Ohio | 19 | $ 1,406,000 | $ 74,000 | $ 81,000 |
| Medina, Ohio | 19 | $ 2,609,000 | $ 137,315 | $ 73,000 |
| Georgetown, South Carolina | 19 | $ 2,133,000 | $ 112,263 | $ 55,000 |
| Salt Lake, Utah | 19 | $ 2,831,000 | $ 149,000 | $ 70,000 |
| Bedford, Virginia | 19 | $ 3,690,000 | $ 194,210 | $ 99,000 |
| Falls Church, Virginia | 19 | $ 4,810,000 | $ 253,157 | $ 94,000 |
| Coweta, Georgia | 18 | $ 2,790,000 | $ 155,000 | $ 85,000 |
| Ramsey, Minnesota | 18 | $ 1,848,000 | $ 102,666 | $ 90,000 |
| Hinds, Mississippi | 18 | $ 1,710,000 | $ 95,000 | $ 58,000 |
| Platte, Missouri | 18 | $ 1,873,000 | $ 104,055 | $ 104,000 |
| Oswego, New York | 18 | $ 1,145,000 | $ 63,611 | $ 64,000 |
| Ulster, New York | 18 | $ 3,075,000 | $ 170,833 | $ 79,000 |
| Johnston, North Carolina | 18 | $ 2,421,000 | $ 134,500 | $ 86,000 |
| Jackson, Oregon | 18 | $ 3,796,000 | $ 210,888 | $ 87,000 |
| Adams, Pennsylvania | 18 | $ 2,943,000 | $ 163,500 | $ 72,000 |
| Williamson, Tennessee | 18 | $ 4,025,000 | $ 223,611 | $ 111,000 |
| McLennan, Texas | 18 | $ 2,233,000 | $ 124,055 | $ 89,000 |
| Dane, Wisconsin | 18 | $ 3,163,000 | $ 175,722 | $ 102,000 |
| Milwaukee, Wisconsin | 18 | $ 2,475,000 | $ 137,500 | $ 80,000 |
| Santa Barbara, California | 17 | $ 2,045,000 | $ 120,294 | $ 94,000 |
| Tolland, Connecticut | 17 | $ 3,248,000 | $ 191,058 | $ 77,000 |
| Charlton, Georgia | 17 | $ 1,241,000 | $ 73,000 | $ 60,000 |
| Jackson, Georgia | 17 | $ 1,918,000 | $ 112,823 | $ 62,000 |
| Kane, Illinois | 17 | $ 3,052,000 | $ 179,529 | $ 91,000 |
| Polk, Iowa | 17 | $ 1,852,000 | $ 108,941 | $ 80,000 |
| Lyon, Nevada | 17 | $ 2,769,000 | $ 162,882 | $ 78,000 |
| Cheshire, New Hampshire | 17 | $ 2,411,000 | $ 141,823 | $ 86,000 |
| Grafton, New Hampshire | 17 | $ 2,304,000 | $ 135,529 | $ 84,000 |
| Somerset, New Jersey | 17 | $ 3,229,000 | $ 189,941 | $ 90,000 |
| Rutherford, Tennessee | 17 | $ 2,541,000 | $ 149,470 | $ 64,000 |
| Tom Green, Texas | 17 | $ 1,226,000 | $ 72,117 | $ 73,000 |
| Montgomery, Virginia | 17 | $ 2,708,000 | $ 159,294 | $ 118,000 |
| Roanoke City, Virginia | 17 | $ 1,466,000 | $ 86,235 | $ 44,000 |
| El Dorado, California | 16 | $ 3,797,000 | $ 237,312 | $ 102,000 |
| Sonoma, California | 16 | $ 2,778,000 | $ 173,625 | $ 124,000 |
| Sumter, Florida | 16 | $ 2,077,000 | $ 129,812 | $ 98,000 |
| Worth, Georgia | 16 | $ 833,000 | $ 52,062 | $ 69,000 |
| Hancock, Maine | 16 | $ 2,118,000 | $ 132,375 | $ 59,000 |
| Caroline, Maryland | 16 | $ 1,819,000 | $ 113,687 | $ 93,000 |
| Ingham, Michigan | 16 | $ 1,603,000 | $ 100,187 | $ 67,000 |
| Lancaster, Nebraska | 16 | $ 2,228,000 | $ 139,250 | $ 117,000 |
| Rensselaer, New York | 16 | $ 1,902,000 | $ 118,875 | $ 69,000 |
| Schenectady, New York | 16 | $ 1,958,000 | $ 122,375 | $ 76,000 |
| Lenoir, North Carolina | 16 | $ 1,255,000 | $ 78,437 | $ 48,000 |
| Lucas, Ohio | 16 | $ 1,577,000 | $ 98,562 | $ 62,000 |
| Florence, South Carolina | 16 | $ 1,588,000 | $ 99,250 | $ 76,000 |
| Blount, Tennessee | 16 | $ 1,890,000 | $ 118,125 | $ 89,000 |
| Davis, Utah | 16 | $ 2,327,000 | $ 145,437 | $ 91,000 |
| Lynchburg, Virginia | 16 | $ 1,515,000 | $ 94,687 | $ 75,000 |
| Clallam, Washington | 16 | $ 1,718,000 | $ 107,375 | $ 87,000 |
| Racine, Wisconsin | 16 | $ 1,428,000 | $ 89,250 | $ 64,000 |
| Houston, Alabama | 15 | $ 1,348,000 | $ 89,866 | $ 68,000 |
| San Francisco, California | 15 | $ 5,427,000 | $ 361,800 | $ 109,000 |
| Bossier, Louisiana | 15 | $ 1,336,000 | $ 89,066 | $ 82,000 |
| Rapides, Louisiana | 15 | $ 1,512,000 | $ 100,800 | $ 84,000 |
| Tangipahoa, Louisiana | 15 | $ 1,404,000 | $ 93,600 | $ 49,000 |
| Flathead, Montana | 15 | $ 1,859,000 | $ 123,933 | $ 95,000 |
| Merrimack, New Hampshire | 15 | $ 2,698,000 | $ 179,866 | $ 81,000 |
| Catawba, North Carolina | 15 | $ 1,549,000 | $ 103,266 | $ 72,000 |
| Gates, North Carolina | 15 | $ 742,000 | $ 49,466 | $ 64,000 |
| Harnett, North Carolina | 15 | $ 1,605,000 | $ 107,000 | $ 74,000 |
| Iredell, North Carolina | 15 | $ 2,093,000 | $ 139,533 | $ 83,000 |
| Centre, Pennsylvania | 15 | $ 2,769,000 | $ 184,600 | $ 98,000 |
| Sumter, South Carolina | 15 | $ 1,361,000 | $ 90,733 | $ 95,000 |
| Washington, Tennessee | 15 | $ 1,484,000 | $ 98,933 | $ 67,000 |
| Jefferson, Texas | 15 | $ 1,134,000 | $ 75,600 | $ 83,000 |
| Mecklenburg, Virginia | 15 | $ 2,742,000 | $ 182,800 | $ 123,000 |
| Brown, Wisconsin | 15 | $ 2,339,000 | $ 155,933 | $ 73,000 |
| San Mateo, California | 14 | $ 3,525,000 | $ 251,785 | $ 129,000 |
| Adams, Colorado | 14 | $ 1,869,000 | $ 133,500 | $ 60,000 |
| Litchfield, Connecticut | 14 | $ 2,747,000 | $ 196,214 | $ 71,000 |
| Sumter, Georgia | 14 | $ 735,000 | $ 52,500 | $ 63,000 |
| Lake, Indiana | 14 | $ 1,584,000 | $ 113,142 | $ 68,000 |
| Leavenworth, Kansas | 14 | $ 1,971,000 | $ 140,785 | $ 87,000 |
| Berrien, Michigan | 14 | $ 1,566,000 | $ 111,857 | $ 78,000 |
| Washtenaw, Michigan | 14 | $ 2,918,000 | $ 208,428 | $ 87,000 |
| Greene, Missouri | 14 | $ 1,242,000 | $ 88,714 | $ 62,000 |
| Orange, North Carolina | 14 | $ 2,016,000 | $ 144,000 | $ 125,000 |
| Greene, Ohio | 14 | $ 1,972,000 | $ 140,857 | $ 85,000 |
| Warren, Ohio | 14 | $ 3,262,000 | $ 233,000 | $ 91,000 |
| Deschutes, Oregon | 14 | $ 2,900,000 | $ 207,142 | $ 108,000 |
| Lane, Oregon | 14 | $ 2,531,000 | $ 180,785 | $ 78,000 |
| Cameron, Texas | 14 | $ 697,000 | $ 49,785 | $ 54,000 |
| Kleberg, Texas | 14 | $ 819,000 | $ 58,500 | $ 49,000 |
| Wichita, Texas | 14 | $ 949,000 | $ 67,785 | $ 64,000 |
| Roanoke, Virginia | 14 | $ 1,539,000 | $ 109,928 | $ 87,000 |
| Southampton, Virginia | 14 | $ 1,439,000 | $ 102,785 | $ 62,000 |
| Canyon, Idaho | 13 | $ 1,328,000 | $ 102,153 | $ 67,000 |
| Champaign, Illinois | 13 | $ 1,398,000 | $ 107,538 | $ 81,000 |
| Porter, Indiana | 13 | $ 1,761,000 | $ 135,461 | $ 74,000 |
| Scott, Iowa | 13 | $ 1,553,000 | $ 119,461 | $ 58,000 |
| Fayette, Kentucky | 13 | $ 1,579,000 | $ 121,461 | $ 93,000 |
| Calcasieu, Louisiana | 13 | $ 1,496,000 | $ 115,076 | $ 50,000 |
| St. Charles, Louisiana | 13 | $ 1,996,000 | $ 153,538 | $ 65,000 |
| Dorchester, Maryland | 13 | $ 1,616,000 | $ 124,307 | $ 92,000 |
| Berkshire, Massachusetts | 13 | $ 1,692,000 | $ 130,153 | $ 93,000 |
| Rankin, Mississippi | 13 | $ 1,435,000 | $ 110,384 | $ 79,000 |
| Boone, Missouri | 13 | $ 1,801,000 | $ 138,538 | $ 72,000 |
| Strafford, New Hampshire | 13 | $ 2,352,000 | $ 180,923 | $ 89,000 |
| Passaic, New Jersey | 13 | $ 2,976,000 | $ 228,923 | $ 69,000 |
| Santa Fe, New Mexico | 13 | $ 2,491,000 | $ 191,615 | $ 100,000 |
| Chautauqua, New York | 13 | $ 834,000 | $ 64,153 | $ 79,000 |
| Jefferson, New York | 13 | $ 1,232,000 | $ 94,769 | $ 83,000 |
| Halifax, North Carolina | 13 | $ 1,129,000 | $ 86,846 | $ 89,000 |
| Jones, North Carolina | 13 | $ 851,000 | $ 65,461 | $ 80,000 |
| Nash, North Carolina | 13 | $ 1,746,000 | $ 134,307 | $ 102,000 |
| Rowan, North Carolina | 13 | $ 1,518,000 | $ 116,769 | $ 50,000 |
| Ashtabula, Ohio | 13 | $ 990,000 | $ 76,153 | $ 54,000 |
| Geauga, Ohio | 13 | $ 1,694,000 | $ 130,307 | $ 97,000 |
| Lackawanna, Pennsylvania | 13 | $ 1,291,000 | $ 99,307 | $ 71,000 |
| Anderson, South Carolina | 13 | $ 1,771,000 | $ 136,230 | $ 65,000 |
| Aransas, Texas | 13 | $ 909,000 | $ 69,923 | $ 93,000 |
| Guadalupe, Texas | 13 | $ 1,756,000 | $ 135,076 | $ 77,000 |
| Johnson, Texas | 13 | $ 1,151,000 | $ 88,538 | $ 70,000 |
| Clarke, Virginia | 13 | $ 3,704,000 | $ 284,923 | $ 122,000 |
| Fredericksburg, Virginia | 13 | $ 2,286,000 | $ 175,846 | $ 74,000 |
| Northumberland, Virginia | 13 | $ 2,494,000 | $ 191,846 | $ 178,000 |
| Benton, Washington | 13 | $ 2,373,000 | $ 182,538 | $ 120,000 |
| Jefferson, Washington | 13 | $ 2,004,000 | $ 154,153 | $ 75,000 |
| Waukesha, Wisconsin | 13 | $ 2,671,000 | $ 205,461 | $ 91,000 |
| Elmore, Alabama | 12 | $ 1,697,000 | $ 141,416 | $ 106,000 |
| Barrow, Georgia | 12 | $ 1,745,000 | $ 145,416 | $ 81,000 |
| Bartow, Georgia | 12 | $ 1,885,000 | $ 157,083 | $ 72,000 |
| Effingham, Georgia | 12 | $ 1,945,000 | $ 162,083 | $ 81,000 |
| Rockdale, Georgia | 12 | $ 2,070,000 | $ 172,500 | $ 87,000 |
| Allen, Indiana | 12 | $ 899,000 | $ 74,916 | $ 72,000 |
| Johnson, Indiana | 12 | $ 1,674,000 | $ 139,500 | $ 80,000 |
| Douglas, Kansas | 12 | $ 1,903,000 | $ 158,583 | $ 77,000 |
| Oldham, Kentucky | 12 | $ 2,138,000 | $ 178,166 | $ 89,000 |
| Lincoln, Louisiana | 12 | $ 1,072,000 | $ 89,333 | $ 62,000 |
| Waldo, Maine | 12 | $ 1,707,000 | $ 142,250 | $ 85,000 |
Mortgage Loan Application Detail Totals for Nfcu in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,421 | $5,122,512,000 | $118,156 | $1,100,000 | $85,039 | $1,312,000 |
| Home Purchase | 21,417 | $4,275,391,000 | $188,000 | $1,000,000 | $84,365 | $1,480,000 |
| Home Improvement | 7,642 | $106,674,000 | $14,230 | $200,000 | $76,461 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,883 | $4,780,320,000 | $141,519 | $1,000,000 | $83,576 | $1,200,000 |
| Not Provided | 18,564 | $2,785,552,000 | $135,264 | $1,100,000 | $84,924 | $1,479,000 |
| Black or African American | 7,062 | $895,843,000 | $119,375 | $930,000 | $74,604 | $1,312,000 |
| Hispanic | 3,498 | $475,242,000 | $125,764 | $1,000,000 | $82,078 | $1,480,000 |
| Asian | 2,283 | $405,641,000 | $138,720 | $1,000,000 | $79,302 | $680,000 |
| American Indian or Alaskan Native | 695 | $81,069,000 | $103,632 | $784,000 | $82,612 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 495 | $80,910,000 | $150,151 | $770,000 | $84,696 | $430,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 62,930 | $9,418,478,000 | $133,339 | $1,100,000 | $82,622 | $1,480,000 |
| VA-guaranteed (Veterans Administration) | 550 | $86,099,000 | $156,695 | $360,000 | $67,152 | $359,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 42,891 | $6,247,433,000 | $133,519 | $1,100,000 | $87,519 | $1,200,000 |
| Application Withdrawn By Applicant | 11,409 | $2,063,403,000 | $149,019 | $1,000,000 | $80,923 | $1,480,000 |
| Application Denied By Financial Institution | 5,301 | $459,631,000 | $78,960 | $895,000 | $64,274 | $747,000 |
| Preapproval Approved but not Accepted | 1,936 | $426,784,000 | $220,000 | $1,000,000 | $78,000 | $562,000 |
| Application Approved But Not Accepted | 1,078 | $151,035,000 | $131,520 | $1,000,000 | $86,666 | $1,037,000 |
| Preapproval Denied by Financial Institution | 865 | $156,291,000 | $180,000 | $855,000 | $59,000 | $404,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,372 | $334,864,000 | $85,403 | $800,000 | $68,730 | $716,000 |
| Other | 1,296 | $45,462,000 | $30,877 | $522,000 | $58,632 | $747,000 |
| Debt-To-Income Ratio | 1,194 | $204,496,000 | $149,487 | $895,000 | $56,243 | $404,000 |
| Collateral | 206 | $14,523,000 | $75,243 | $450,000 | $70,486 | $379,000 |
| Employment History | 48 | $7,005,000 | $125,071 | $450,000 | $54,500 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $8,128,000 | $204,909 | $475,000 | $71,090 | $167,000 |
| Unverifiable Information | 8 | $1,113,000 | $149,166 | $250,000 | $135,500 | $516,000 |
| Credit Application Incomplete | 1 | $331,000 | $331,000 | $331,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfcu's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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