Nmsi, Inc. Mortgage Lending & HMDA Data, 2024

In 2024, Nmsi, Inc. of Los Angeles, CA reported 4,735 mortgage applications totaling $2.9 billion, up 75% from 2023. The average application was for $609,306, and applicants reported an average income of $23,431. 70% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,178), Anaheim-Santa Ana-Irvine, CA (726) and Riverside-San Bernardino-Ontario, CA (669) (applications in parentheses).

Mortgage Company & Address Nmsi, Inc.
3700 Wilshire Blvd. Ste. 330
Los Angeles, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 4,735
Total Mortgage Loan Application Amount $2,885,065,000
Average Mortgage Loan Application Amount $609,306
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $23,431
Highest Applicant Income $6,703,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nmsi, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nmsi, Inc. by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,178 $ 801,880,000 $ 680,713 $ 26,000
Anaheim-Santa Ana-Irvine, CA 726 $ 596,060,000 $ 821,019 $ 32,000
Riverside-San Bernardino-Ontario, CA 669 $ 348,805,000 $ 521,382 $ 17,000
Oakland-Hayward-Berkeley, CA 189 $ 126,555,000 $ 669,603 $ 23,000
San Diego-Carlsbad, CA 165 $ 113,065,000 $ 685,242 $ 23,000
Denver-Aurora-Lakewood, CO 146 $ 77,240,000 $ 529,041 $ 18,000
Atlanta-Sandy Springs-Roswell, GA 139 $ 58,645,000 $ 421,906 $ 13,000
Sacramento--Roseville--Arden-Arcade, CA 130 $ 56,560,000 $ 435,076 $ 14,000
San Jose-Sunnyvale-Santa Clara, CA 115 $ 83,735,000 $ 728,130 $ 24,000
Phoenix-Mesa-Scottsdale, AZ 88 $ 39,980,000 $ 454,318 $ 14,000
San Francisco-Redwood City-South San Francisco, CA 67 $ 51,845,000 $ 773,805 $ 21,000
Houston-The Woodlands-Sugar Land, TX 61 $ 17,755,000 $ 291,065 $ 12,000
Portland-Vancouver-Hillsboro, OR-WA 56 $ 37,190,000 $ 664,107 $ 17,785
Arlington-Alexandria-Reston, VA-WV 53 $ 30,205,000 $ 569,905 $ 17,000
Seattle-Bellevue-Everett, WA 51 $ 32,415,000 $ 635,588 $ 16,000
Dallas-Plano-Irving, TX 47 $ 22,175,000 $ 471,808 $ 14,000
Outside any metro area 45 $ 22,395,000 $ 497,666 $ 20,355
Stockton-Lodi, CA 44 $ 21,980,000 $ 499,545 $ 16,000
Oxnard-Thousand Oaks-Ventura, CA 33 $ 23,565,000 $ 714,090 $ 26,000
Bakersfield, CA 31 $ 10,525,000 $ 339,516 $ 10,000
Fresno, CA 28 $ 11,290,000 $ 403,214 $ 17,000
Baltimore-Columbia-Towson, MD 25 $ 11,465,000 $ 458,600 $ 20,000
Austin-Round Rock, TX 23 $ 9,705,000 $ 421,956 $ 18,000
Chicago-Naperville, IL 23 $ 8,885,000 $ 386,304 $ 14,000
Fort Collins, CO 22 $ 9,820,000 $ 446,363 $ 14,000
Tampa, FL 22 $ 8,720,000 $ 396,363 $ 13,000
Las Vegas-Henderson-Paradise, NV 21 $ 10,385,000 $ 494,523 $ 22,000
Washington-Baltimore-Arlington, DC 21 $ 10,605,000 $ 505,000 $ 15,000
Marietta, GA 20 $ 5,700,000 $ 285,000 $ 10,000
Everett, WA 19 $ 12,055,000 $ 634,473 $ 16,000
Warren-Troy-Farmington Hills, MI 18 $ 7,050,000 $ 391,666 $ 10,000
San Antonio-New Braunfels, TX 17 $ 6,365,000 $ 374,411 $ 15,000
West Palm Beach-Boca Raton-Delray Beach, FL 17 $ 6,905,000 $ 406,176 $ 407,000
Raleigh, NC 15 $ 7,005,000 $ 467,000 $ 15,000
Vallejo-Fairfield, CA 15 $ 7,405,000 $ 493,666 $ 12,000
Nashville-Davidson--Murfreesboro--Franklin, TN 14 $ 7,180,000 $ 512,857 $ 18,000
Charlotte-Concord-Gastonia, NC-SC 13 $ 4,965,000 $ 381,923 $ 15,692
St. Petersburg-Clearwater-Largo, FL 13 $ 4,655,000 $ 358,076 $ 12,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 11 $ 4,845,000 $ 440,454 $ 22,000
Fort Worth-Arlington, TX 11 $ 3,435,000 $ 312,272 $ 28,000
New York-Jersey City-White Plains, NY-NJ 11 $ 7,125,000 $ 647,727 $ 27,000
Virginia Beach-Norfolk-Newport News, VA-NC 11 $ 3,435,000 $ 312,272 $ 10,000
Greeley, CO 10 $ 4,240,000 $ 424,000 $ 11,000
Modesto, CA 10 $ 4,230,000 $ 423,000 $ 15,000
Provo-Orem, UT 9 $ 4,505,000 $ 500,555 $ 19,000
Minneapolis-St. Paul-Bloomington, MN-WI 8 $ 3,550,000 $ 443,750 $ 17,000
Orlando-Kissimmee-Sanford, FL 8 $ 4,240,000 $ 530,000 $ 16,000
Boulder, CO 7 $ 4,675,000 $ 667,857 $ 20,000
Jacksonville, FL 7 $ 3,235,000 $ 462,142 $ 15,000
North Port-Sarasota-Bradenton, FL 7 $ 2,945,000 $ 420,714 $ 16,000
Salinas, CA 7 $ 4,815,000 $ 687,857 $ 22,000
Savannah, GA 7 $ 2,115,000 $ 302,142 $ 16,000
Tacoma-Lakewood, WA 7 $ 4,475,000 $ 639,285 $ 18,000
Washington, DC-MD 7 $ 3,255,000 $ 465,000 $ 21,000
Chico, CA 6 $ 2,560,000 $ 426,666 $ 16,000
Colorado Springs, CO 6 $ 2,470,000 $ 411,666 $ 20,000
Lakewood-New Brunswick, NJ 6 $ 2,750,000 $ 458,333 $ 14,000
Salt Lake City, UT 6 $ 4,190,000 $ 698,333 $ 20,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 6 $ 3,890,000 $ 648,333 $ 15,000
Santa Maria-Santa Barbara, CA 6 $ 5,720,000 $ 953,333 $ 31,000
Santa Rosa, CA 6 $ 3,800,000 $ 633,333 $ 21,000
Tucson, AZ 6 $ 2,550,000 $ 425,000 $ 11,000
Gainesville, GA 5 $ 2,065,000 $ 413,000 $ 11,000
Lake County-Kenosha County, IL-WI 5 $ 2,585,000 $ 517,000 $ 24,000
Richmond, VA 5 $ 1,375,000 $ 275,000 $ 2,000
Visalia-Porterville, CA 5 $ 1,975,000 $ 395,000 $ 20,000
Detroit-Dearborn-Livonia, MI 4 $ 1,220,000 $ 305,000 $ 7,000
Durham-Chapel Hill, NC 4 $ 1,440,000 $ 360,000 $ 18,000
Hartford-West Hartford-East Hartford, CT 4 $ 1,350,000 $ 337,500 $ 10,000
Miami-Miami Beach-Kendall, FL 4 $ 1,990,000 $ 497,500 $ 23,000
Montgomery County-Bucks County-Chester County, PA 4 $ 2,080,000 $ 520,000 $ 17,000
Bend-Redmond, OR 3 $ 1,895,000 $ 631,666 $ 42,000
Boise City, ID 3 $ 1,465,000 $ 488,333 $ 12,000
Bridgeport-Stamford-Norwalk, CT 3 $ 1,235,000 $ 411,666 $ 6,000
Charleston-North Charleston, SC 3 $ 1,405,000 $ 468,333 $ 14,000
Elgin, IL 3 $ 995,000 $ 331,666 $ 9,000
Hickory-Lenoir-Morganton, NC 3 $ 1,315,000 $ 438,333 $ 19,000
Lake Havasu City-Kingman, AZ 3 $ 1,125,000 $ 375,000 $ 27,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 3 $ 735,000 $ 245,000 $ 17,000
Napa, CA 3 $ 1,855,000 $ 618,333 $ 22,000
Newark, NJ-PA 3 $ 1,845,000 $ 615,000 $ 25,000
Ogden-Clearfield, UT 3 $ 2,155,000 $ 718,333 $ 21,000
Pensacola-Ferry Pass-Brent, FL 3 $ 825,000 $ 275,000 $ 10,000
Reno, NV 3 $ 1,555,000 $ 518,333 $ 12,000
San Rafael, CA 3 $ 2,335,000 $ 778,333 $ 33,000
Urban Honolulu, HI 3 $ 1,815,000 $ 605,000 $ 15,000
Birmingham-Hoover, AL 2 $ 620,000 $ 310,000 $ 6,000
Camden, NJ 2 $ 810,000 $ 405,000 $ 38,000
Clarksville, TN-KY 2 $ 570,000 $ 285,000 $ 17,000
Columbus, GA-AL 2 $ 380,000 $ 190,000 $ 8,000
Corvallis, OR 2 $ 1,370,000 $ 685,000 $ 16,000
Lafayette, LA 2 $ 350,000 $ 175,000 $ 5,000
Lakeland-Winter Haven, FL 2 $ 540,000 $ 270,000 $ 11,000
Merced, CA 2 $ 620,000 $ 310,000 $ 7,000
Olympia-Tumwater, WA 2 $ 930,000 $ 465,000 $ 12,000
Palm Bay-Melbourne-Titusville, FL 2 $ 920,000 $ 460,000 $ 13,000
Panama City, FL 2 $ 770,000 $ 385,000 $ 15,000
Santa Cruz-Watsonville, CA 2 $ 930,000 $ 465,000 $ 12,000
Tyler, TX 2 $ 450,000 $ 225,000 $ 36,000
Wilmington, DE-MD-NJ 2 $ 980,000 $ 490,000 $ 92,000
Wilmington, NC 2 $ 850,000 $ 425,000 $ 10,000
Yuba City, CA 2 $ 560,000 $ 280,000 $ 13,000
Albany, OR 1 $ 265,000 $ 265,000 $ 6,000
Alexandria, LA 1 $ 325,000 $ 325,000 $ 6,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 365,000 $ 365,000 $ 11,000
Amarillo, TX 1 $ 405,000 $ 405,000 $ 39,000
Asheville, NC 1 $ 235,000 $ 235,000 $ 5,000
Athens-Clarke County, GA 1 $ 425,000 $ 425,000 $ 13,000
Atlantic City-Hammonton, NJ 1 $ 255,000 $ 255,000 $ 8,000
Augusta-Richmond County, GA-SC 1 $ 495,000 $ 495,000 $ 14,000
Baton Rouge, LA 1 $ 365,000 $ 365,000 $ 16,000
Battle Creek, MI 1 $ 195,000 $ 195,000 $ 8,000
Beaumont-Port Arthur, TX 1 $ 165,000 $ 165,000 $ 4,000
Bellingham, WA 1 $ 565,000 $ 565,000 $ 14,000
Bremerton-Silverdale, WA 1 $ 385,000 $ 385,000 $ 9,000
Burlington, NC 1 $ 285,000 $ 285,000 $ 16,000
College Station-Bryan, TX 1 $ 265,000 $ 265,000 $ 18,000
Columbia, SC 1 $ 155,000 $ 155,000 $ 3,000
Corpus Christi, TX 1 $ 995,000 $ 995,000 $ 50,000
El Centro, CA 1 $ 305,000 $ 305,000 $ 24,000
Erie, PA 1 $ 175,000 $ 175,000 $ 10,000
Flagstaff, AZ 1 $ 735,000 $ 735,000 $ 26,000
Flint, MI 1 $ 185,000 $ 185,000 $ 7,000
Fond Du Lac, WI 1 $ 295,000 $ 295,000 $ 21,000
Grand Rapids-Wyoming, MI 1 $ 155,000 $ 155,000 $ 7,000
Grants Pass, OR 1 $ 735,000 $ 735,000 $ 16,000
Greensboro-High Point, NC 1 $ 305,000 $ 305,000 $ 7,000
Hanford-Corcoran, CA 1 $ 315,000 $ 315,000 $ 7,000
Huntsville, AL 1 $ 355,000 $ 355,000 $ 7,000
Jacksonville, NC 1 $ 235,000 $ 235,000 $ 4,000
Johnson City, TN 1 $ 275,000 $ 275,000 $ 0
Kahului-Wailuku-Lahaina, HI 1 $ 675,000 $ 675,000 $ 14,000
Killeen-Temple, TX 1 $ 265,000 $ 265,000 $ 7,000
Knoxville, TN 1 $ 465,000 $ 465,000 $ 13,000
Lake Charles, LA 1 $ 195,000 $ 195,000 $ 7,000
Lebanon, PA 1 $ 385,000 $ 385,000 $ 9,000
Lexington Park, MD 1 $ 375,000 $ 375,000 $ 8,000
Lubbock, TX 1 $ 215,000 $ 215,000 $ 7,000
McAllen-Edinburg-Mission, TX 1 $ 295,000 $ 295,000 $ 10,000
Monroe, LA 1 $ 255,000 $ 255,000 $ 5,000
Monroe, MI 1 $ 575,000 $ 575,000 $ 11,000
Naples-Immokalee-Marco Island, FL 1 $ 555,000 $ 555,000 $ 11,000
Odessa, TX 1 $ 185,000 $ 185,000 $ 10,000
Port St. Lucie, FL 1 $ 195,000 $ 195,000 $ 42,000
Pueblo, CO 1 $ 535,000 $ 535,000 $ 9,000
Sebastian-Vero Beach, FL 1 $ 225,000 $ 225,000 $ 6,000
Sherman-Denison, TX 1 $ 265,000 $ 265,000 $ 24,000
Spokane-Spokane Valley, WA 1 $ 465,000 $ 465,000 $ 34,000
St. George, UT 1 $ 475,000 $ 475,000 $ 21,000
Tallahassee, FL 1 $ 205,000 $ 205,000 $ 0
Trenton, NJ 1 $ 385,000 $ 385,000 $ 18,000
Vineland-Bridgeton, NJ 1 $ 115,000 $ 115,000 $ 8,000
Wenatchee, WA 1 $ 545,000 $ 545,000 $ 45,000
Wildwood-The Villages, FL 1 $ 425,000 $ 425,000 $ 12,000
Winston-Salem, NC 1 $ 505,000 $ 505,000 $ 22,000

Mortgage Loan Application Detail Totals for Nmsi, Inc. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,765 $2,303,645,000 $611,000 $4,005,000 $23,000 $6,703,000
Cash-out Refinancing 536 $290,140,000 $541,000 $3,005,000 $26,000 $477,000
Refinancing 434 $291,280,000 $671,000 $2,975,000 $24,000 $491,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 2,227 $1,342,325,000 $602,000 $4,005,000 $21,000 $707,000
Not Provided 1,419 $918,545,000 $647,000 $3,925,000 $25,000 $1,744,000
White 886 $515,660,000 $582,000 $3,855,000 $28,000 $6,703,000
Hispanic 156 $80,620,000 $516,000 $1,445,000 $17,000 $440,000
Black or African American 39 $22,815,000 $585,000 $1,345,000 $22,000 $174,000
American Indian or Alaskan Native 8 $5,100,000 $637,000 $925,000 $15,000 $26,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,686 $2,858,640,000 $610,000 $4,005,000 $23,000 $6,703,000
FHA-insured (Federal Housing Administration) 49 $26,425,000 $539,000 $975,000 $12,000 $22,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,297 $1,900,455,000 $576,000 $4,005,000 $21,000 $6,703,000
Loan Purchased By The Institution 1,438 $984,610,000 $684,000 $3,925,000 $27,000 $1,744,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,735 $2,885,065,000 $609,000 $4,005,000 $23,000 $6,703,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nmsi, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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