North American Savings Bank Mortgage Lending & HMDA Data, 2024
In 2024, North American Savings Bank of Grandview, MO reported 1,217 mortgage applications totaling $511.5 million, down 41% from 2023. The average application was for $420,324, and applicants reported an average income of $202,170. 62% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Kansas City, MO-KS (121), Virginia Beach-Norfolk-Newport News, VA-NC (68) and Anchorage, AK (41) (applications in parentheses).
| Mortgage Company & Address | North American Savings Bank 12498 S 71 Highway Grandview, MO 64030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,217 |
| Total Mortgage Loan Application Amount | $511,535,000 |
| Average Mortgage Loan Application Amount | $420,324 |
| Highest Mortgage Loan Application Amount | $2,875,000 |
| Average Applicant Income | $202,170 |
| Highest Applicant Income | $3,310,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records North American Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for North American Savings Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 920 | $394,200,000 | $428,000 | $2,875,000 | $210,000 | $3,310,000 |
| Cash-out Refinancing | 153 | $58,945,000 | $385,000 | $1,045,000 | $160,000 | $2,378,000 |
| Refinancing | 98 | $45,400,000 | $463,000 | $1,435,000 | $203,000 | $1,502,000 |
| Other Purpose | 43 | $11,605,000 | $269,000 | $915,000 | $187,000 | $1,216,000 |
| Home Improvement | 3 | $1,385,000 | $461,000 | $805,000 | $142,000 | $156,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 625 | $265,905,000 | $425,000 | $2,805,000 | $210,000 | $3,310,000 |
| Not Provided | 206 | $97,580,000 | $473,000 | $2,875,000 | $204,000 | $2,680,000 |
| Black or African American | 98 | $36,010,000 | $367,000 | $1,255,000 | $172,000 | $1,242,000 |
| Not applicable | 97 | $25,365,000 | $261,000 | $765,000 | $0 | $0 |
| Hispanic | 94 | $41,500,000 | $441,000 | $1,155,000 | $198,000 | $1,347,000 |
| Asian | 82 | $38,740,000 | $472,000 | $2,805,000 | $186,000 | $752,000 |
| American Indian or Alaskan Native | 11 | $5,055,000 | $459,000 | $965,000 | $135,000 | $418,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,380,000 | $345,000 | $395,000 | $108,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 856 | $349,710,000 | $408,000 | $2,805,000 | $230,000 | $3,310,000 |
| VA-guaranteed (Veterans Administration) | 280 | $137,720,000 | $491,000 | $2,875,000 | $154,000 | $656,000 |
| FHA-insured (Federal Housing Administration) | 81 | $24,105,000 | $297,000 | $765,000 | $103,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 750 | $311,660,000 | $415,000 | $2,875,000 | $207,000 | $3,310,000 |
| Application Withdrawn By Applicant | 216 | $94,380,000 | $436,000 | $2,255,000 | $197,000 | $1,200,000 |
| Application Denied By Financial Institution | 148 | $60,390,000 | $408,000 | $1,205,000 | $175,000 | $1,502,000 |
| Preapproval Denied by Financial Institution | 65 | $28,125,000 | $432,000 | $2,805,000 | $218,000 | $2,680,000 |
| Loan Purchased By The Institution | 17 | $4,795,000 | $282,000 | $765,000 | $0 | $0 |
| File Closed For Incompleteness | 14 | $8,320,000 | $594,000 | $2,805,000 | $210,000 | $1,069,000 |
| Application Approved But Not Accepted | 7 | $3,865,000 | $552,000 | $1,385,000 | $248,000 | $458,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,004 | $423,020,000 | $421,000 | $2,875,000 | $205,000 | $3,310,000 |
| Credit Application Incomplete | 89 | $38,665,000 | $434,000 | $2,805,000 | $201,000 | $1,502,000 |
| Debt-To-Income Ratio | 45 | $18,705,000 | $415,000 | $1,005,000 | $121,000 | $394,000 |
| Other | 28 | $13,180,000 | $470,000 | $1,205,000 | $288,000 | $2,680,000 |
| Credit History | 21 | $7,775,000 | $370,000 | $985,000 | $155,000 | $600,000 |
| Collateral | 16 | $5,010,000 | $313,000 | $735,000 | $256,000 | $1,216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,155,000 | $450,000 | $1,085,000 | $160,000 | $269,000 |
| Employment History | 6 | $1,850,000 | $308,000 | $455,000 | $177,000 | $600,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $92,000 | $92,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into North American Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess North American Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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