Field & Main Bank Mortgage Lending & HMDA Data, 2017
In 2017, Field & Main Bank of Henderson, KY reported 329 mortgage applications totaling $44.6 million, about the same as 2016. The average application was for $135,568, and applicants reported an average income of $72,066. 80% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Evansville, IN-KY (244), Lexington-Fayette, KY (47) and Cincinnati, OH-KY-IN (2) (applications in parentheses).
| Mortgage Company & Address | Field & Main Bank 140 N. Main St. Henderson, KY 42420 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 329 |
| Total Mortgage Loan Application Amount | $44,602,000 |
| Average Mortgage Loan Application Amount | $135,568 |
| Highest Mortgage Loan Application Amount | $1,508,000 |
| Average Applicant Income | $72,066 |
| Highest Applicant Income | $1,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Field & Main Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Evansville, IN-KY | 244 | $ 26,787,000 | $ 109,782 | $ 70,057 |
| Lexington-Fayette, KY | 47 | $ 8,892,000 | $ 189,191 | $ 19,000 |
| Cincinnati, OH-KY-IN | 2 | $ 174,000 | $ 87,000 | $ 238,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 2,390,000 | $ 1,195,000 | $ 424,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 248,000 | $ 124,000 | $ 143,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Akron, OH | 1 | $ 388,000 | $ 388,000 | $ 1,250,000 |
| Bloomington, IN | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Bowling Green, KY | 1 | $ 238,000 | $ 238,000 | $ 130,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 650,000 | $ 650,000 | $ 628,000 |
| Clarksville, TN-KY | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 424,000 | $ 424,000 | $ 368,000 |
Mortgage Loan Application Detail Totals for Field & Main Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 197 | $28,192,000 | $143,000 | $1,508,000 | $70,000 | $1,250,000 |
| Refinancing | 104 | $14,384,000 | $138,000 | $710,000 | $76,000 | $268,000 |
| Home Improvement | 28 | $2,026,000 | $72,000 | $219,000 | $72,000 | $1,171,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 217 | $30,623,000 | $141,000 | $1,508,000 | $103,000 | $1,250,000 |
| Not applicable | 99 | $13,051,000 | $131,000 | $839,000 | $0 | $0 |
| Black or African American | 11 | $699,000 | $63,000 | $204,000 | $109,000 | $182,000 |
| Asian | 1 | $154,000 | $154,000 | $154,000 | $72,000 | $72,000 |
| Not Provided | 1 | $75,000 | $75,000 | $75,000 | $68,000 | $68,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 329 | $44,602,000 | $135,000 | $1,508,000 | $72,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 262 | $35,390,000 | $135,000 | $1,508,000 | $76,000 | $1,250,000 |
| Application Approved But Not Accepted | 30 | $3,706,000 | $123,000 | $550,000 | $42,000 | $112,000 |
| Application Denied By Financial Institution | 25 | $3,630,000 | $145,000 | $710,000 | $72,000 | $268,000 |
| Application Withdrawn By Applicant | 11 | $976,000 | $88,000 | $240,000 | $81,000 | $240,000 |
| Loan Purchased By The Institution | 1 | $900,000 | $900,000 | $900,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,095,000 | $156,000 | $710,000 | $84,000 | $246,000 |
| Debt-To-Income Ratio | 6 | $822,000 | $137,000 | $279,000 | $38,000 | $118,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Field & Main Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Field & Main Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About