Old Plank Trail Community Bank, N.A. Mortgage Lending & HMDA Data, 2024
In 2024, Old Plank Trail Community Bank, N.A. of New Lenox, IL reported 124 mortgage applications totaling $117.5 million, up 44% from 2023. The average application was for $947,741, and applicants reported an average income of $287,620. 70% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (64), Lake County-Porter County-Jasper County, IN (13) and Oakland-Hayward-Berkeley, CA (7) (applications in parentheses).
| Mortgage Company & Address | Old Plank Trail Community Bank, N.A. 280 Veterans Parkway New Lenox, IL 60451 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 124 |
| Total Mortgage Loan Application Amount | $117,520,000 |
| Average Mortgage Loan Application Amount | $947,741 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $287,620 |
| Highest Applicant Income | $2,403,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Old Plank Trail Community Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 35 | $ 15,625,000 | $ 446,428 | $ 130,000 |
| Will, Illinois | 28 | $ 10,210,000 | $ 364,642 | $ 182,000 |
| Lake, Indiana | 11 | $ 12,665,000 | $ 1,151,363 | $ 116,000 |
| Alameda, California | 5 | $ 6,325,000 | $ 1,265,000 | $ 358,000 |
| Maricopa, Arizona | 4 | $ 4,080,000 | $ 1,020,000 | $ 306,000 |
| Los Angeles, California | 4 | $ 5,770,000 | $ 1,442,500 | $ 466,000 |
| Orange, California | 3 | $ 4,555,000 | $ 1,518,333 | $ 383,000 |
| Pima, Arizona | 2 | $ 1,160,000 | $ 580,000 | $ 178,000 |
| Contra Costa, California | 2 | $ 1,460,000 | $ 730,000 | $ 691,000 |
| Riverside, California | 2 | $ 1,530,000 | $ 765,000 | $ 223,000 |
| Winnebago, Illinois | 2 | $ 3,590,000 | $ 1,795,000 | $ 0 |
| Porter, Indiana | 2 | $ 27,010,000 | $ 13,505,000 | $ 0 |
| Mohave, Arizona | 1 | $ 515,000 | $ 515,000 | $ 252,000 |
| Kern, California | 1 | $ 785,000 | $ 785,000 | $ 458,000 |
| Nevada, California | 1 | $ 1,075,000 | $ 1,075,000 | $ 443,000 |
| Placer, California | 1 | $ 785,000 | $ 785,000 | $ 245,000 |
| San Francisco, California | 1 | $ 1,715,000 | $ 1,715,000 | $ 396,000 |
| Santa Clara, California | 1 | $ 1,125,000 | $ 1,125,000 | $ 285,000 |
| Sumter, Florida | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| DuPage, Illinois | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Lake, Illinois | 1 | $ 885,000 | $ 885,000 | $ 194,000 |
| LaSalle, Illinois | 1 | $ 535,000 | $ 535,000 | $ 259,000 |
| McLean, Illinois | 1 | $ 595,000 | $ 595,000 | $ 211,000 |
| Allen, Indiana | 1 | $ 1,085,000 | $ 1,085,000 | $ 567,000 |
| Boone, Indiana | 1 | $ 1,405,000 | $ 1,405,000 | $ 304,000 |
| Hamilton, Indiana | 1 | $ 1,035,000 | $ 1,035,000 | $ 484,000 |
| Kosciusko, Indiana | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 1,345,000 | $ 1,345,000 | $ 2,403,000 |
| Warren, Iowa | 1 | $ 765,000 | $ 765,000 | $ 348,000 |
| Hennepin, Minnesota | 1 | $ 965,000 | $ 965,000 | $ 690,000 |
| Flathead, Montana | 1 | $ 515,000 | $ 515,000 | $ 163,000 |
| Grand Forks, North Dakota | 1 | $ 695,000 | $ 695,000 | $ 500,000 |
| Knox, Tennessee | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,753,000 |
| Dane, Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 161,000 |
| Jefferson, Wisconsin | 1 | $ 2,675,000 | $ 2,675,000 | $ 1,354,000 |
| Sawyer, Wisconsin | 1 | $ 845,000 | $ 845,000 | $ 334,000 |
Mortgage Loan Application Detail Totals for Old Plank Trail Community Bank, N.A. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 78 | $74,460,000 | $954,000 | $17,005,000 | $322,000 | $2,403,000 |
| Refinancing | 27 | $28,445,000 | $1,053,000 | $5,315,000 | $299,000 | $736,000 |
| Other Purpose | 9 | $2,985,000 | $331,000 | $2,495,000 | $176,000 | $580,000 |
| Cash-out Refinancing | 7 | $1,135,000 | $162,000 | $515,000 | $91,000 | $163,000 |
| Home Improvement | 3 | $10,495,000 | $3,498,000 | $10,005,000 | $85,000 | $127,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 45 | $31,955,000 | $710,000 | $2,675,000 | $360,000 | $2,403,000 |
| Not applicable | 36 | $54,250,000 | $1,506,000 | $17,005,000 | $66,000 | $87,000 |
| Not Provided | 12 | $10,330,000 | $860,000 | $1,715,000 | $363,000 | $1,753,000 |
| Black or African American | 12 | $4,660,000 | $388,000 | $1,055,000 | $120,000 | $395,000 |
| Hispanic | 10 | $7,850,000 | $785,000 | $1,505,000 | $239,000 | $458,000 |
| Asian | 8 | $7,720,000 | $965,000 | $1,485,000 | $470,000 | $1,100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $755,000 | $755,000 | $755,000 | $234,000 | $234,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 124 | $117,520,000 | $947,000 | $17,005,000 | $286,000 | $2,403,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 87 | $97,465,000 | $1,120,000 | $17,005,000 | $335,000 | $2,403,000 |
| Loan Purchased By The Institution | 14 | $1,590,000 | $113,000 | $205,000 | $66,000 | $87,000 |
| Application Withdrawn By Applicant | 12 | $10,410,000 | $867,000 | $2,495,000 | $280,000 | $701,000 |
| Application Denied By Financial Institution | 7 | $5,405,000 | $772,000 | $1,505,000 | $287,000 | $690,000 |
| File Closed For Incompleteness | 4 | $2,650,000 | $662,000 | $1,035,000 | $286,000 | $484,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 117 | $112,115,000 | $958,000 | $17,005,000 | $286,000 | $2,403,000 |
| Collateral | 3 | $1,935,000 | $645,000 | $995,000 | $223,000 | $259,000 |
| Debt-To-Income Ratio | 3 | $2,505,000 | $835,000 | $1,505,000 | $196,000 | $334,000 |
| Other | 1 | $965,000 | $965,000 | $965,000 | $690,000 | $690,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old Plank Trail Community Bank, N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old Plank Trail Community Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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