Olympia Federal Savings & Loan Mortgage Lending & HMDA Data, 2013
In 2013, Olympia Federal Savings & Loan of Olympia, WA reported 411 mortgage applications totaling $84.6 million. The average application was for $205,739, and applicants reported an average income of $99,552. 73% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Olympia, WA (349), Tacoma, WA (7) and Bremerton-Silverdale, WA (1) (applications in parentheses).
| Mortgage Company & Address | Olympia Federal Savings & Loan 421 Capital Way S Olympia, WA 98501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 411 |
| Total Mortgage Loan Application Amount | $84,559,000 |
| Average Mortgage Loan Application Amount | $205,739 |
| Highest Mortgage Loan Application Amount | $680,000 |
| Average Applicant Income | $99,552 |
| Highest Applicant Income | $660,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Olympia Federal Savings & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olympia, WA | 349 | $ 72,391,000 | $ 207,424 | $ 99,000 |
| Tacoma, WA | 7 | $ 1,652,000 | $ 236,000 | $ 130,000 |
| Bremerton-Silverdale, WA | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 373,000 | $ 373,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Olympia Federal Savings & Loan in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 195 | $38,374,000 | $196,000 | $600,000 | $94,000 | $396,000 |
| Home Purchase | 190 | $43,044,000 | $226,000 | $680,000 | $103,000 | $660,000 |
| Home Improvement | 26 | $3,141,000 | $120,000 | $252,000 | $116,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 329 | $68,041,000 | $206,000 | $680,000 | $110,000 | $660,000 |
| Not applicable | 39 | $8,143,000 | $208,000 | $550,000 | $0 | $0 |
| Asian | 19 | $3,375,000 | $177,000 | $278,000 | $108,000 | $184,000 |
| Not Provided | 12 | $3,144,000 | $262,000 | $640,000 | $151,000 | $284,000 |
| Hispanic | 8 | $1,421,000 | $177,000 | $360,000 | $79,000 | $135,000 |
| American Indian or Alaskan Native | 3 | $160,000 | $53,000 | $113,000 | $78,000 | $114,000 |
| Black or African American | 1 | $275,000 | $275,000 | $275,000 | $70,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 411 | $84,559,000 | $205,000 | $680,000 | $99,000 | $660,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 302 | $62,230,000 | $206,000 | $680,000 | $100,000 | $660,000 |
| Application Withdrawn By Applicant | 77 | $16,776,000 | $217,000 | $640,000 | $96,000 | $369,000 |
| Application Denied By Financial Institution | 21 | $4,004,000 | $190,000 | $480,000 | $108,000 | $477,000 |
| Application Approved But Not Accepted | 11 | $1,549,000 | $140,000 | $320,000 | $86,000 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,745,000 | $193,000 | $275,000 | $96,000 | $190,000 |
| Debt-To-Income Ratio | 4 | $657,000 | $164,000 | $244,000 | $51,000 | $62,000 |
| Other | 4 | $389,000 | $97,000 | $212,000 | $177,000 | $477,000 |
| Collateral | 3 | $980,000 | $326,000 | $480,000 | $130,000 | $154,000 |
| Mortgage Insurance Denied | 1 | $233,000 | $233,000 | $233,000 | $96,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Olympia Federal Savings & Loan's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Olympia Federal Savings & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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