On Q Financial, LLC Mortgage Lending & HMDA Data, 2024
In 2024, On Q Financial, LLC of Scottsdale, AZ reported 1,690 mortgage applications totaling $647.4 million, down 45% from 2023. The average application was for $383,100, and applicants reported an average income of $148,314. 64% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (439), Seattle-Bellevue-Everett, WA (119) and Greenville-Anderson-Mauldin, SC (109) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,690 |
| Total Mortgage Loan Application Amount | $647,440,000 |
| Average Mortgage Loan Application Amount | $383,100 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $148,314 |
| Highest Applicant Income | $3,589,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 376 | $ 178,790,000 | $ 475,505 | $ 173,000 |
| King, Washington | 119 | $ 88,555,000 | $ 744,159 | $ 296,000 |
| Shasta, California | 81 | $ 25,455,000 | $ 314,259 | $ 124,000 |
| Cleveland, North Carolina | 74 | $ 16,510,000 | $ 223,108 | $ 75,000 |
| Greenville, South Carolina | 69 | $ 21,495,000 | $ 311,521 | $ 125,000 |
| Pinal, Arizona | 63 | $ 20,045,000 | $ 318,174 | $ 122,000 |
| Gaston, North Carolina | 52 | $ 13,580,000 | $ 261,153 | $ 92,000 |
| Yavapai, Arizona | 47 | $ 13,315,000 | $ 283,297 | $ 100,000 |
| Tooele, Utah | 42 | $ 14,150,000 | $ 336,904 | $ 110,000 |
| Pierce, Washington | 39 | $ 17,705,000 | $ 453,974 | $ 133,000 |
| Weber, Utah | 34 | $ 10,170,000 | $ 299,117 | $ 108,000 |
| Spartanburg, South Carolina | 29 | $ 7,145,000 | $ 246,379 | $ 90,000 |
| Snohomish, Washington | 25 | $ 16,145,000 | $ 645,800 | $ 201,000 |
| Natrona, Wyoming | 24 | $ 8,240,000 | $ 343,333 | $ 151,000 |
| Anderson, South Carolina | 19 | $ 4,225,000 | $ 222,368 | $ 106,000 |
| Jefferson, Kentucky | 16 | $ 3,740,000 | $ 233,750 | $ 123,000 |
| Camden, Missouri | 16 | $ 5,740,000 | $ 358,750 | $ 251,000 |
| Davis, Utah | 16 | $ 6,240,000 | $ 390,000 | $ 107,000 |
| Alameda, California | 13 | $ 5,365,000 | $ 412,692 | $ 129,000 |
| Tehama, California | 13 | $ 3,905,000 | $ 300,384 | $ 106,000 |
| Pickens, South Carolina | 13 | $ 3,615,000 | $ 278,076 | $ 97,000 |
| Crawford, Arkansas | 11 | $ 2,525,000 | $ 229,545 | $ 91,000 |
| Sebastian, Arkansas | 11 | $ 1,665,000 | $ 151,363 | $ 84,000 |
| St. Joseph, Indiana | 11 | $ 2,155,000 | $ 195,909 | $ 82,000 |
| Boone, Missouri | 11 | $ 2,635,000 | $ 239,545 | $ 110,000 |
| Coconino, Arizona | 10 | $ 3,020,000 | $ 302,000 | $ 154,000 |
| Lincoln, North Carolina | 10 | $ 2,100,000 | $ 210,000 | $ 74,000 |
| Box Elder, Utah | 10 | $ 3,120,000 | $ 312,000 | $ 89,000 |
| Salt Lake, Utah | 10 | $ 2,790,000 | $ 279,000 | $ 95,000 |
| Spokane, Washington | 10 | $ 4,980,000 | $ 498,000 | $ 271,000 |
| Skagit, Washington | 9 | $ 6,225,000 | $ 691,666 | $ 228,000 |
| Laurens, South Carolina | 8 | $ 1,940,000 | $ 242,500 | $ 100,000 |
| Denver, Colorado | 7 | $ 5,255,000 | $ 750,714 | $ 271,000 |
| Washoe, Nevada | 7 | $ 2,635,000 | $ 376,428 | $ 133,000 |
| Greenwood, South Carolina | 7 | $ 1,025,000 | $ 146,428 | $ 56,000 |
| Thurston, Washington | 7 | $ 2,315,000 | $ 330,714 | $ 95,000 |
| Navajo, Arizona | 6 | $ 1,170,000 | $ 195,000 | $ 57,000 |
| Benton, Arkansas | 6 | $ 1,900,000 | $ 316,666 | $ 110,000 |
| El Paso, Colorado | 6 | $ 2,440,000 | $ 406,666 | $ 155,000 |
| Mecklenburg, North Carolina | 6 | $ 1,820,000 | $ 303,333 | $ 83,000 |
| Hamilton, Ohio | 6 | $ 1,010,000 | $ 168,333 | $ 63,000 |
| Bexar, Texas | 6 | $ 1,210,000 | $ 201,666 | $ 99,000 |
| Pinellas, Florida | 5 | $ 1,505,000 | $ 301,000 | $ 158,000 |
| Kosciusko, Indiana | 5 | $ 1,295,000 | $ 259,000 | $ 84,000 |
| Callaway, Missouri | 5 | $ 1,345,000 | $ 269,000 | $ 94,000 |
| Cooper, Missouri | 5 | $ 1,515,000 | $ 303,000 | $ 110,000 |
| Oconee, South Carolina | 5 | $ 1,105,000 | $ 221,000 | $ 87,000 |
| Davidson, Tennessee | 5 | $ 1,385,000 | $ 277,000 | $ 121,000 |
| Island, Washington | 5 | $ 2,665,000 | $ 533,000 | $ 208,000 |
| Cochise, Arizona | 4 | $ 610,000 | $ 152,500 | $ 42,000 |
| Gila, Arizona | 4 | $ 1,210,000 | $ 302,500 | $ 118,000 |
| Mohave, Arizona | 4 | $ 960,000 | $ 240,000 | $ 66,000 |
| Washington, Arkansas | 4 | $ 970,000 | $ 242,500 | $ 110,000 |
| Riverside, California | 4 | $ 7,460,000 | $ 1,865,000 | $ 834,000 |
| Lake, Florida | 4 | $ 1,070,000 | $ 267,500 | $ 109,000 |
| Elkhart, Indiana | 4 | $ 730,000 | $ 182,500 | $ 68,000 |
| Marion, Indiana | 4 | $ 710,000 | $ 177,500 | $ 103,000 |
| Christian, Missouri | 4 | $ 1,230,000 | $ 307,500 | $ 67,000 |
| Miller, Missouri | 4 | $ 720,000 | $ 180,000 | $ 92,000 |
| Montgomery, Ohio | 4 | $ 850,000 | $ 212,500 | $ 97,000 |
| York, South Carolina | 4 | $ 1,530,000 | $ 382,500 | $ 169,000 |
| Butte, California | 3 | $ 755,000 | $ 251,666 | $ 96,000 |
| Los Angeles, California | 3 | $ 1,785,000 | $ 595,000 | $ 227,000 |
| Miami-Dade, Florida | 3 | $ 1,045,000 | $ 348,333 | $ 91,000 |
| Honolulu, Hawaii | 3 | $ 2,625,000 | $ 875,000 | $ 1,618,000 |
| LaPorte, Indiana | 3 | $ 475,000 | $ 158,333 | $ 71,000 |
| Benton, Missouri | 3 | $ 445,000 | $ 148,333 | $ 100,000 |
| St. Louis, Missouri | 3 | $ 525,000 | $ 175,000 | $ 66,000 |
| Sargent, North Dakota | 3 | $ 625,000 | $ 208,333 | $ 90,000 |
| Grayson, Texas | 3 | $ 915,000 | $ 305,000 | $ 89,000 |
| Travis, Texas | 3 | $ 1,065,000 | $ 355,000 | $ 135,000 |
| Cache, Utah | 3 | $ 1,325,000 | $ 441,666 | $ 122,000 |
| Iron, Utah | 3 | $ 975,000 | $ 325,000 | $ 75,000 |
| Washington, Utah | 3 | $ 915,000 | $ 305,000 | $ 112,000 |
| Chelan, Washington | 3 | $ 3,445,000 | $ 1,148,333 | $ 465,000 |
| Kitsap, Washington | 3 | $ 2,225,000 | $ 741,666 | $ 243,000 |
| Mason, Washington | 3 | $ 2,005,000 | $ 668,333 | $ 188,000 |
| Garland, Arkansas | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Contra Costa, California | 2 | $ 660,000 | $ 330,000 | $ 158,000 |
| San Diego, California | 2 | $ 1,210,000 | $ 605,000 | $ 254,000 |
| Arapahoe, Colorado | 2 | $ 1,030,000 | $ 515,000 | $ 229,000 |
| Grand, Colorado | 2 | $ 980,000 | $ 490,000 | $ 195,000 |
| Pueblo, Colorado | 2 | $ 540,000 | $ 270,000 | $ 141,000 |
| Weld, Colorado | 2 | $ 970,000 | $ 485,000 | $ 109,000 |
| Citrus, Florida | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| Glades, Florida | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| Lee, Florida | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Orange, Florida | 2 | $ 890,000 | $ 445,000 | $ 541,000 |
| Osceola, Florida | 2 | $ 560,000 | $ 280,000 | $ 332,000 |
| Pasco, Florida | 2 | $ 670,000 | $ 335,000 | $ 105,000 |
| Polk, Florida | 2 | $ 780,000 | $ 390,000 | $ 109,000 |
| St. Johns, Florida | 2 | $ 650,000 | $ 325,000 | $ 234,000 |
| Twin Falls, Idaho | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| Will, Illinois | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Clark, Indiana | 2 | $ 750,000 | $ 375,000 | $ 169,000 |
| Union, Iowa | 2 | $ 140,000 | $ 70,000 | $ 27,000 |
| Bullitt, Kentucky | 2 | $ 470,000 | $ 235,000 | $ 57,000 |
| Oldham, Kentucky | 2 | $ 990,000 | $ 495,000 | $ 327,000 |
| Wayne, Michigan | 2 | $ 250,000 | $ 125,000 | $ 141,000 |
| Pine, Minnesota | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Greene, Missouri | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Stone, Missouri | 2 | $ 640,000 | $ 320,000 | $ 75,000 |
| Flathead, Montana | 2 | $ 290,000 | $ 145,000 | $ 150,000 |
| Clark, Nevada | 2 | $ 970,000 | $ 485,000 | $ 71,000 |
| Catawba, North Carolina | 2 | $ 550,000 | $ 275,000 | $ 82,000 |
| Rowan, North Carolina | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Rutherford, North Carolina | 2 | $ 730,000 | $ 365,000 | $ 172,000 |
| Union, North Carolina | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Ransom, North Dakota | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Stark, Ohio | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Lane, Oregon | 2 | $ 580,000 | $ 290,000 | $ 162,000 |
| Multnomah, Oregon | 2 | $ 730,000 | $ 365,000 | $ 321,000 |
| Abbeville, South Carolina | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Greene, Tennessee | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Hamilton, Tennessee | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Knox, Tennessee | 2 | $ 570,000 | $ 285,000 | $ 137,000 |
| Sumner, Tennessee | 2 | $ 620,000 | $ 310,000 | $ 99,000 |
| Williamson, Tennessee | 2 | $ 860,000 | $ 430,000 | $ 139,000 |
| Dallas, Texas | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Utah, Utah | 2 | $ 990,000 | $ 495,000 | $ 152,000 |
| Lewis, Washington | 2 | $ 400,000 | $ 200,000 | $ 140,000 |
| Fremont, Wyoming | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Apache, Arizona | 1 | $ 255,000 | $ 255,000 | $ 216,000 |
| Pima, Arizona | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Cleburne, Arkansas | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Nevada, California | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| San Bernardino, California | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| San Joaquin, California | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| Santa Barbara, California | 1 | $ 765,000 | $ 765,000 | $ 861,000 |
| Siskiyou, California | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Stanislaus, California | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Trinity, California | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Tulare, California | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Ventura, California | 1 | $ 845,000 | $ 845,000 | $ 491,000 |
| Adams, Colorado | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Delta, Colorado | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Huerfano, Colorado | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Bay, Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Clay, Florida | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Collier, Florida | 1 | $ 465,000 | $ 465,000 | $ 178,000 |
| Duval, Florida | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Hernando, Florida | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Hillsborough, Florida | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Leon, Florida | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Levy, Florida | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Palm Beach, Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 485,000 |
| Sumter, Florida | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Bannock, Idaho | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Bonner, Idaho | 1 | $ 655,000 | $ 655,000 | $ 292,000 |
| Caribou, Idaho | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| DuPage, Illinois | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Fayette, Indiana | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Fulton, Indiana | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Hamilton, Indiana | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Hancock, Indiana | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Henry, Indiana | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Jefferson, Indiana | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Madison, Indiana | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Tipton, Indiana | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Wabash, Indiana | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Wayne, Iowa | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Fayette, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Menifee, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 169,000 |
| Jackson, Michigan | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Muskegon, Michigan | 1 | $ 425,000 | $ 425,000 | $ 150,000 |
| Oakland, Michigan | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Clay, Minnesota | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Rice, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Audrain, Missouri | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Dallas, Missouri | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Harrison, Missouri | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Hickory, Missouri | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Howard, Missouri | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Johnson, Missouri | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Laclede, Missouri | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Lincoln, Missouri | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Morgan, Missouri | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Polk, Missouri | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Phillips, Montana | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Humboldt, Nevada | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Passaic, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Cabarrus, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Caswell, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Davidson, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Moore, North Carolina | 1 | $ 555,000 | $ 555,000 | $ 171,000 |
| Nash, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Surry, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Wake, North Carolina | 1 | $ 495,000 | $ 495,000 | $ 190,000 |
| Yadkin, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Burleigh, North Dakota | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| LaMoure, North Dakota | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| McKenzie, North Dakota | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Ashtabula, Ohio | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Butler, Ohio | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Franklin, Ohio | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Guernsey, Ohio | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Lorain, Ohio | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Le Flore, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Sequoyah, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Tulsa, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Clackamas, Oregon | 1 | $ 565,000 | $ 565,000 | $ 116,000 |
| Clatsop, Oregon | 1 | $ 475,000 | $ 475,000 | $ 540,000 |
| Deschutes, Oregon | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Douglas, Oregon | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Jackson, Oregon | 1 | $ 595,000 | $ 595,000 | $ 187,000 |
| Lincoln, Oregon | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Cherokee, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Dorchester, South Carolina | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Horry, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Lexington, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Union, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Blount, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Cheatham, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Chester, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Cumberland, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Hardeman, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Loudon, Tennessee | 1 | $ 465,000 | $ 465,000 | $ 108,000 |
| Roane, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Shelby, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 198,000 |
| Caldwell, Texas | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Collin, Texas | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Denton, Texas | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Galveston, Texas | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Harris, Texas | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Hidalgo, Texas | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| McLennan, Texas | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Rich, Utah | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| Uintah, Utah | 1 | $ 185,000 | $ 185,000 | $ 267,000 |
| Salem, Virginia | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Douglas, Washington | 1 | $ 725,000 | $ 725,000 | $ 416,000 |
| Grays Harbor, Washington | 1 | $ 445,000 | $ 445,000 | $ 94,000 |
| Kittitas, Washington | 1 | $ 545,000 | $ 545,000 | $ 189,000 |
| Whatcom, Washington | 1 | $ 545,000 | $ 545,000 | $ 121,000 |
| Marathon, Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 345,000 |
| Campbell, Wyoming | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Carbon, Wyoming | 1 | $ 535,000 | $ 535,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,451 | $563,755,000 | $388,000 | $3,005,000 | $148,000 | $2,160,000 |
| Cash-out Refinancing | 136 | $44,600,000 | $327,000 | $1,825,000 | $136,000 | $861,000 |
| Refinancing | 103 | $39,085,000 | $379,000 | $1,635,000 | $169,000 | $3,589,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,032 | $374,140,000 | $362,000 | $2,945,000 | $138,000 | $1,398,000 |
| Not Provided | 326 | $144,790,000 | $444,000 | $3,005,000 | $194,000 | $3,589,000 |
| Hispanic | 166 | $58,250,000 | $350,000 | $845,000 | $117,000 | $491,000 |
| Asian | 90 | $47,430,000 | $527,000 | $1,825,000 | $189,000 | $1,007,000 |
| Black or African American | 60 | $18,590,000 | $309,000 | $955,000 | $110,000 | $396,000 |
| American Indian or Alaskan Native | 14 | $3,450,000 | $246,000 | $405,000 | $87,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $790,000 | $395,000 | $595,000 | $185,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,088 | $445,180,000 | $409,000 | $3,005,000 | $173,000 | $3,589,000 |
| FHA-insured (Federal Housing Administration) | 444 | $139,950,000 | $315,000 | $995,000 | $99,000 | $491,000 |
| VA-guaranteed (Veterans Administration) | 144 | $59,100,000 | $410,000 | $1,195,000 | $122,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $3,210,000 | $229,000 | $395,000 | $78,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,075 | $401,275,000 | $373,000 | $2,005,000 | $141,000 | $1,263,000 |
| Application Withdrawn By Applicant | 405 | $172,435,000 | $425,000 | $3,005,000 | $166,000 | $2,160,000 |
| Application Denied By Financial Institution | 79 | $23,075,000 | $292,000 | $765,000 | $120,000 | $1,007,000 |
| File Closed For Incompleteness | 67 | $27,515,000 | $410,000 | $1,045,000 | $166,000 | $766,000 |
| Application Approved But Not Accepted | 64 | $23,140,000 | $361,000 | $1,825,000 | $182,000 | $3,589,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,611 | $624,365,000 | $387,000 | $3,005,000 | $150,000 | $3,589,000 |
| Debt-To-Income Ratio | 21 | $5,825,000 | $277,000 | $685,000 | $72,000 | $170,000 |
| Credit History | 20 | $5,170,000 | $258,000 | $765,000 | $123,000 | $861,000 |
| Collateral | 14 | $3,590,000 | $256,000 | $565,000 | $152,000 | $1,007,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,485,000 | $387,000 | $745,000 | $150,000 | $426,000 |
| Other | 5 | $1,855,000 | $371,000 | $715,000 | $87,000 | $169,000 |
| Credit Application Incomplete | 4 | $1,140,000 | $285,000 | $385,000 | $145,000 | $176,000 |
| Employment History | 3 | $865,000 | $288,000 | $325,000 | $104,000 | $164,000 |
| Unverifiable Information | 3 | $1,145,000 | $381,000 | $715,000 | $224,000 | $340,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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