Onemain Financial, Inc. Mortgage Lending & HMDA Data, 2012
In 2012, Onemain Financial, Inc. of Baltimore, MD reported 89 mortgage applications totaling $12.6 million, down 61% from 2011. The average application was for $141,471, and applicants reported an average income of $43,179. 1% of its applications resulted in an originated loan and 89% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (16), Seattle-Bellevue-Everett, WA (9) and Los Angeles-Long Beach-Glendale, CA (5) (applications in parentheses).
| Mortgage Company & Address | Onemain Financial, Inc. 300 St. Paul Place Baltimore, MD 21202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 89 |
| Total Mortgage Loan Application Amount | $12,591,000 |
| Average Mortgage Loan Application Amount | $141,471 |
| Highest Mortgage Loan Application Amount | $591,000 |
| Average Applicant Income | $43,179 |
| Highest Applicant Income | $150,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onemain Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 2,975,000 | $ 185,937 | $ 44,062 |
| Seattle-Bellevue-Everett, WA | 9 | $ 2,064,000 | $ 229,333 | $ 54,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 350,000 | $ 70,000 | $ 16,000 |
| Tacoma, WA | 5 | $ 1,198,000 | $ 239,600 | $ 49,000 |
| Bakersfield-Delano, CA | 4 | $ 304,000 | $ 76,000 | $ 24,000 |
| Bellingham, WA | 4 | $ 382,000 | $ 95,500 | $ 13,000 |
| Fresno, CA | 4 | $ 291,000 | $ 72,750 | $ 54,000 |
| Yakima, WA | 4 | $ 252,000 | $ 63,000 | $ 20,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 226,000 | $ 75,333 | $ 39,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 902,000 | $ 300,666 | $ 58,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 148,000 | $ 74,000 | $ 39,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 306,000 | $ 153,000 | $ 93,000 |
| Salem, OR | 2 | $ 387,000 | $ 193,500 | $ 69,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 197,000 | $ 98,500 | $ 16,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Visalia-Porterville, CA | 2 | $ 107,000 | $ 53,500 | $ 69,000 |
| Wenatchee-East Wenatchee, WA | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| Bend, OR | 1 | $ 184,000 | $ 184,000 | $ 24,000 |
| Chico, CA | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Eugene-Springfield, OR | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Longview, WA | 1 | $ 177,000 | $ 177,000 | $ 3,000 |
| Medford, OR | 1 | $ 138,000 | $ 138,000 | $ 31,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 16,000 | $ 16,000 | $ 110,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 398,000 | $ 398,000 | $ 74,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 15,000 | $ 15,000 | $ 123,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 16,000 | $ 16,000 | $ 86,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| Stockton, CA | 1 | $ 162,000 | $ 162,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Onemain Financial, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 81 | $12,305,000 | $151,000 | $591,000 | $43,000 | $123,000 |
| Home Improvement | 8 | $286,000 | $35,000 | $91,000 | $45,000 | $150,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 52 | $7,932,000 | $152,000 | $591,000 | $39,000 | $121,000 |
| Not Provided | 16 | $2,477,000 | $154,000 | $467,000 | $63,000 | $150,000 |
| Hispanic | 11 | $730,000 | $66,000 | $165,000 | $40,000 | $100,000 |
| Black or African American | 7 | $1,056,000 | $150,000 | $291,000 | $46,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $23,000 | $23,000 | $23,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $149,000 | $149,000 | $149,000 | $38,000 | $38,000 |
| Asian | 1 | $224,000 | $224,000 | $224,000 | $32,000 | $32,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 89 | $12,591,000 | $141,000 | $591,000 | $43,000 | $150,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 79 | $12,125,000 | $153,000 | $591,000 | $41,000 | $121,000 |
| Application Approved But Not Accepted | 7 | $333,000 | $47,000 | $92,000 | $72,000 | $150,000 |
| Application Withdrawn By Applicant | 2 | $107,000 | $53,000 | $94,000 | $57,000 | $63,000 |
| Loan Originated | 1 | $26,000 | $26,000 | $26,000 | $18,000 | $18,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Onemain Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Onemain Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About