Mortgage Lenders in Oneonta, NY
1 mortgage lender is based in Oneonta, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Otsego County, NY in 2025.
Most active mortgage lenders in Otsego County, NY (2025)
In 2025, 92 lenders made 818 home loans worth $141.4 million in Otsego County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Otsego County, which includes Oneonta.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Sidney Federal Credit Union Sidney, NY | 150 | $16.6M | $110,000 | 18.3% |
| 2 | Community Bank, N.A. Canton, NY | 110 | $16.8M | $152,000 | 13.4% |
| 3 | Nbt Bank NA Norwich, NY | 89 | $11.8M | $133,000 | 10.9% |
| 4 | Wayne Bank Honesdale, PA | 43 | $10.0M | $233,000 | 5.3% |
| 5 | Homestead Funding Corp. Albany, NY | 23 | $4.5M | $195,000 | 2.8% |
| 6 | Citizens Bank, NA Providence, RI | 16 | $2.5M | $158,000 | 2.0% |
| 7 | Premium Mortgage Corporation Rochester, NY | 15 | $4.0M | $266,000 | 1.8% |
| 8 | Americu Credit Union Rome, NY | 15 | $3.0M | $203,000 | 1.8% |
| 9 | loanDepot.com LLC Irvine, CA | 15 | $2.0M | $132,000 | 1.8% |
| 10 | Farm Credit East Aca Enfield, CT | 14 | $3.1M | $220,000 | 1.7% |
See every lender in Otsego County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Oneonta, NY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Wilber National Bank
245 MAIN STREET P.O. BOX 430 ONEONTA, NY 13820 |
* | 3,401 | $366,375,000 |
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