Cit Bank, National Association Mortgage Lending & HMDA Data, 2013

In 2013, Cit Bank, National Association of Pasadena, CA reported 12,902 mortgage applications totaling $3.0 billion, up 151% from 2012. The average application was for $235,689, and applicants reported an average income of $21,142. 83% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,414), Riverside-San Bernardino-Ontario, CA (572) and New York-White Plains-Wayne, NY-NJ (384) (applications in parentheses).

Mortgage Company & Address Cit Bank, National Association
75 N. Fair Oaks Ave.
Pasadena, CA 91103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 12,902
Total Mortgage Loan Application Amount $3,040,870,000
Average Mortgage Loan Application Amount $235,689
Highest Mortgage Loan Application Amount $42,000,000
Average Applicant Income $21,142
Highest Applicant Income $8,832,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cit Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cit Bank, National Association by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,414 $ 639,074,000 $ 451,961 $ 90,000
San Bernardino, California 305 $ 63,121,000 $ 206,954 $ 5,000
Maricopa, Arizona 282 $ 55,459,000 $ 196,663 $ 4,000
Riverside, California 267 $ 66,532,000 $ 249,183 $ 13,000
San Diego, California 240 $ 90,422,000 $ 376,758 $ 58,000
Cook, Illinois 238 $ 45,668,000 $ 191,882 $ 2,000
Orange, California 230 $ 93,941,000 $ 408,439 $ 60,000
Miami-Dade, Florida 222 $ 40,775,000 $ 183,671 $ 9,000
Clark, Nevada 219 $ 99,268,000 $ 453,278 $ 13,000
Broward, Florida 145 $ 26,329,000 $ 181,579 $ 4,000
Sacramento, California 141 $ 29,461,000 $ 208,943 $ 11,000
Kern, California 106 $ 18,991,000 $ 179,160 $ 1,000
Harris, Texas 104 $ 11,773,000 $ 113,201 $ 8,000
Wayne, Michigan 102 $ 12,726,000 $ 124,764 $ 0
Fresno, California 93 $ 18,516,000 $ 199,096 $ 10,000
Contra Costa, California 92 $ 29,885,000 $ 324,836 $ 10,000
Ventura, California 92 $ 37,550,000 $ 408,152 $ 135,000
Alameda, California 89 $ 35,292,000 $ 396,539 $ 31,000
Oakland, Michigan 84 $ 13,638,000 $ 162,357 $ 6,000
Palm Beach, Florida 76 $ 14,308,000 $ 188,263 $ 27,000
Orange, Florida 74 $ 12,176,000 $ 164,540 $ 1,000
Santa Clara, California 73 $ 31,272,000 $ 428,383 $ 18,000
Queens, New York 73 $ 22,307,000 $ 305,575 $ 43,000
King, Washington 73 $ 18,433,000 $ 252,506 $ 4,000
Honolulu, Hawaii 72 $ 26,593,000 $ 369,347 $ 33,000
Suffolk, New York 69 $ 18,059,000 $ 261,724 $ 52,000
San Joaquin, California 68 $ 15,573,000 $ 229,014 $ 2,000
Macomb, Michigan 64 $ 8,812,000 $ 137,687 $ 0
Essex, New Jersey 63 $ 14,256,000 $ 226,285 $ 7,000
Stanislaus, California 62 $ 12,657,000 $ 204,145 $ 1,000
Hillsborough, Florida 62 $ 10,203,000 $ 164,564 $ 0
Prince George's, Maryland 61 $ 14,709,000 $ 241,131 $ 1,000
Nassau, New York 61 $ 17,682,000 $ 289,868 $ 75,000
Fulton, Georgia 59 $ 9,995,000 $ 169,406 $ 0
Hudson, New Jersey 59 $ 15,987,000 $ 270,966 $ 5,000
Solano, California 57 $ 14,740,000 $ 258,596 $ 0
Fairfield, Connecticut 55 $ 12,997,000 $ 236,309 $ 14,000
Cobb, Georgia 54 $ 7,794,000 $ 144,333 $ 2,000
Gwinnett, Georgia 54 $ 7,913,000 $ 146,537 $ 0
Middlesex, Massachusetts 54 $ 14,875,000 $ 275,462 $ 11,000
Pinellas, Florida 53 $ 7,900,000 $ 149,056 $ 1,000
Multnomah, Oregon 53 $ 9,586,000 $ 180,867 $ 2,000
Mecklenburg, North Carolina 52 $ 7,066,000 $ 135,884 $ 2,000
Hawaii, Hawaii 51 $ 14,612,000 $ 286,509 $ 26,000
Tulare, California 49 $ 7,727,000 $ 157,693 $ 3,000
Bergen, New Jersey 49 $ 14,591,000 $ 297,775 $ 16,000
Sonoma, California 47 $ 16,515,000 $ 351,382 $ 13,000
Fairfax, Virginia 47 $ 13,882,000 $ 295,361 $ 45,000
Hennepin, Minnesota 46 $ 8,570,000 $ 186,304 $ 1,000
Arapahoe, Colorado 45 $ 7,921,000 $ 176,022 $ 189,000
New Haven, Connecticut 45 $ 8,823,000 $ 196,066 $ 10,000
Monmouth, New Jersey 45 $ 10,350,000 $ 230,000 $ 11,000
DeKalb, Georgia 44 $ 6,956,000 $ 158,090 $ 2,000
Westchester, New York 44 $ 12,741,000 $ 289,568 $ 59,000
Pierce, Washington 44 $ 8,598,000 $ 195,409 $ 6,000
Lee, Florida 43 $ 8,139,000 $ 189,279 $ 19,000
Providence, Rhode Island 43 $ 7,692,000 $ 178,883 $ 2,000
Dallas, Texas 43 $ 4,211,000 $ 97,930 $ 2,000
Washoe, Nevada 42 $ 8,601,000 $ 204,785 $ 11,000
Pima, Arizona 41 $ 7,283,000 $ 177,634 $ 0
Union, New Jersey 41 $ 9,456,000 $ 230,634 $ 13,000
Snohomish, Washington 41 $ 10,516,000 $ 256,487 $ 2,000
Monterey, California 40 $ 12,217,000 $ 305,425 $ 23,000
Brevard, Florida 40 $ 6,294,000 $ 157,350 $ 3,000
Duval, Florida 40 $ 5,940,000 $ 148,500 $ 0
Pinal, Arizona 39 $ 6,481,000 $ 166,179 $ 3,000
Santa Barbara, California 39 $ 19,410,000 $ 497,692 $ 61,000
Ocean, New Jersey 39 $ 8,217,000 $ 210,692 $ 5,000
Worcester, Massachusetts 38 $ 7,480,000 $ 196,842 $ 0
Kings, New York 38 $ 11,456,000 $ 301,473 $ 48,000
Hartford, Connecticut 37 $ 6,999,000 $ 189,162 $ 17,000
Maui, Hawaii 37 $ 14,407,000 $ 389,378 $ 11,000
District of Columbia, District Of Columbia 36 $ 7,915,000 $ 219,861 $ 1,000
Essex, Massachusetts 36 $ 8,565,000 $ 237,916 $ 6,000
Philadelphia, Pennsylvania 36 $ 4,695,000 $ 130,416 $ 0
Denver, Colorado 35 $ 5,763,000 $ 164,657 $ 6,000
Shelby, Tennessee 35 $ 3,890,000 $ 111,142 $ 1,000
Placer, California 34 $ 9,744,000 $ 286,588 $ 10,000
Passaic, New Jersey 34 $ 8,015,000 $ 235,735 $ 0
Humboldt, California 33 $ 7,521,000 $ 227,909 $ 1,000
Baltimore, Maryland 33 $ 6,352,000 $ 192,484 $ 0
Cuyahoga, Ohio 33 $ 3,820,000 $ 115,757 $ 7,000
Travis, Texas 33 $ 4,116,000 $ 124,727 $ 11,000
Spokane, Washington 33 $ 4,239,000 $ 128,454 $ 7,000
Mohave, Arizona 32 $ 4,708,000 $ 147,125 $ 0
Montgomery, Maryland 32 $ 8,871,000 $ 277,218 $ 17,000
Suffolk, Massachusetts 32 $ 8,330,000 $ 260,312 $ 1,000
San Luis Obispo, California 31 $ 9,870,000 $ 318,387 $ 13,000
El Paso, Colorado 31 $ 11,477,000 $ 370,225 $ 9,000
Sarasota, Florida 31 $ 4,525,000 $ 145,967 $ 0
Bexar, Texas 31 $ 3,575,000 $ 115,322 $ 6,000
Milwaukee, Wisconsin 30 $ 3,806,000 $ 126,866 $ 0
Shasta, California 29 $ 6,137,000 $ 211,620 $ 0
Jefferson, Colorado 29 $ 6,073,000 $ 209,413 $ 25,000
Pasco, Florida 29 $ 4,689,000 $ 161,689 $ 0
Polk, Florida 29 $ 3,789,000 $ 130,655 $ 0
Richmond, New York 29 $ 7,328,000 $ 252,689 $ 41,000
Jackson, Missouri 28 $ 3,239,000 $ 115,678 $ 0
Davidson, Tennessee 28 $ 3,191,000 $ 113,964 $ 2,000
San Mateo, California 27 $ 11,332,000 $ 419,703 $ 25,000
Middlesex, New Jersey 27 $ 6,069,000 $ 224,777 $ 17,000
Bernalillo, New Mexico 27 $ 3,893,000 $ 144,185 $ 3,000
Tarrant, Texas 27 $ 2,797,000 $ 103,592 $ 0
Marin, California 26 $ 12,773,000 $ 491,269 $ 35,000
Will, Illinois 26 $ 4,304,000 $ 165,538 $ 0
Horry, South Carolina 26 $ 3,649,000 $ 140,346 $ 6,000
Genesee, Michigan 25 $ 3,014,000 $ 120,560 $ 0
Bronx, New York 25 $ 7,377,000 $ 295,080 $ 23,000
Fort Bend, Texas 25 $ 4,005,000 $ 160,200 $ 16,000
Adams, Colorado 24 $ 4,226,000 $ 176,083 $ 10,000
New Castle, Delaware 24 $ 3,857,000 $ 160,708 $ 0
Charlotte, Florida 24 $ 4,188,000 $ 174,500 $ 0
Volusia, Florida 24 $ 3,199,000 $ 133,291 $ 0
DuPage, Illinois 24 $ 5,064,000 $ 211,000 $ 12,000
Hampden, Massachusetts 24 $ 3,109,000 $ 129,541 $ 1,000
Ramsey, Minnesota 24 $ 4,050,000 $ 168,750 $ 0
Tulsa, Oklahoma 24 $ 1,997,000 $ 83,208 $ 0
Montgomery, Pennsylvania 24 $ 4,512,000 $ 188,000 $ 8,000
San Francisco, California 23 $ 10,121,000 $ 440,043 $ 129,000
Norfolk, Massachusetts 23 $ 5,339,000 $ 232,130 $ 18,000
Lane, Oregon 23 $ 4,367,000 $ 189,869 $ 4,000
Salt Lake, Utah 23 $ 4,146,000 $ 180,260 $ 0
Seminole, Florida 22 $ 3,524,000 $ 160,181 $ 6,000
Kane, Illinois 22 $ 4,115,000 $ 187,045 $ 13,000
Camden, New Jersey 22 $ 3,156,000 $ 143,454 $ 4,000
Washington, Oregon 22 $ 3,634,000 $ 165,181 $ 0
Collin, Texas 22 $ 3,218,000 $ 146,272 $ 1,000
Rockingham, New Hampshire 21 $ 4,147,000 $ 197,476 $ 4,000
Osceola, Florida 20 $ 2,859,000 $ 142,950 $ 0
St. Lucie, Florida 20 $ 3,317,000 $ 165,850 $ 0
York, Maine 20 $ 4,055,000 $ 202,750 $ 0
Anne Arundel, Maryland 20 $ 4,867,000 $ 243,350 $ 13,000
Burlington, New Jersey 20 $ 3,726,000 $ 186,300 $ 0
Merced, California 19 $ 3,834,000 $ 201,789 $ 0
Henry, Georgia 19 $ 2,851,000 $ 150,052 $ 0
Canyon, Idaho 19 $ 2,624,000 $ 138,105 $ 0
Lake, Illinois 19 $ 3,196,000 $ 168,210 $ 0
Bristol, Massachusetts 19 $ 3,976,000 $ 209,263 $ 0
Morris, New Jersey 19 $ 5,162,000 $ 271,684 $ 20,000
Clackamas, Oregon 19 $ 4,653,000 $ 244,894 $ 4,000
Lackawanna, Pennsylvania 19 $ 2,775,000 $ 146,052 $ 6,000
Denton, Texas 19 $ 2,730,000 $ 143,684 $ 4,000
Prince William, Virginia 19 $ 5,052,000 $ 265,894 $ 5,000
Jefferson, Alabama 18 $ 2,334,000 $ 129,666 $ 2,000
El Dorado, California 18 $ 4,762,000 $ 264,555 $ 13,000
Santa Cruz, California 18 $ 5,392,000 $ 299,555 $ 3,000
Chatham, Georgia 18 $ 2,609,000 $ 144,944 $ 3,000
Kauai, Hawaii 18 $ 6,264,000 $ 348,000 $ 5,000
Ada, Idaho 18 $ 2,911,000 $ 161,722 $ 8,000
Orleans, Louisiana 18 $ 2,859,000 $ 158,833 $ 0
Charles, Maryland 18 $ 3,880,000 $ 215,555 $ 2,000
St. Louis, Missouri 18 $ 2,611,000 $ 145,055 $ 4,000
St. Louis City, Missouri 18 $ 1,994,000 $ 110,777 $ 0
Luzerne, Pennsylvania 18 $ 2,000,000 $ 111,111 $ 0
Monroe, Pennsylvania 18 $ 3,080,000 $ 171,111 $ 11,000
Mendocino, California 17 $ 4,257,000 $ 250,411 $ 7,000
Nevada, California 17 $ 4,080,000 $ 240,000 $ 2,000
Manatee, Florida 17 $ 3,275,000 $ 192,647 $ 4,000
Sussex, New Jersey 17 $ 3,245,000 $ 190,882 $ 18,000
Summit, Ohio 17 $ 1,857,000 $ 109,235 $ 14,000
Wagoner, Oklahoma 17 $ 1,016,000 $ 59,764 $ 0
Charleston, South Carolina 17 $ 2,983,000 $ 175,470 $ 6,000
Clark, Washington 17 $ 3,019,000 $ 177,588 $ 6,000
Leon, Florida 16 $ 2,385,000 $ 149,062 $ 0
Marion, Indiana 16 $ 1,437,000 $ 89,812 $ 0
East Baton Rouge, Louisiana 16 $ 2,355,000 $ 147,187 $ 11,000
Somerset, New Jersey 16 $ 3,817,000 $ 238,562 $ 4,000
Forsyth, North Carolina 16 $ 1,100,000 $ 68,750 $ 0
Pike, Pennsylvania 16 $ 2,258,000 $ 141,125 $ 3,000
Anchorage, Alaska 15 $ 4,020,000 $ 268,000 $ 64,000
Butte, California 15 $ 3,519,000 $ 234,600 $ 16,000
Kings, California 15 $ 2,813,000 $ 187,533 $ 9,000
Sutter, California 15 $ 2,453,000 $ 163,533 $ 0
Hernando, Florida 15 $ 2,573,000 $ 171,533 $ 1,000
Lake, Florida 15 $ 2,749,000 $ 183,266 $ 0
Johnson, Kansas 15 $ 2,547,000 $ 169,800 $ 0
Plymouth, Massachusetts 15 $ 3,129,000 $ 208,600 $ 0
Anoka, Minnesota 15 $ 2,504,000 $ 166,933 $ 0
Wake, North Carolina 15 $ 2,516,000 $ 167,733 $ 0
Deschutes, Oregon 15 $ 3,242,000 $ 216,133 $ 0
Bucks, Pennsylvania 15 $ 3,446,000 $ 229,733 $ 34,000
Williamson, Texas 15 $ 1,834,000 $ 122,266 $ 0
Loudoun, Virginia 15 $ 4,449,000 $ 296,600 $ 60,000
Yavapai, Arizona 14 $ 2,524,000 $ 180,285 $ 3,000
Imperial, California 14 $ 2,099,000 $ 149,928 $ 0
Douglas, Colorado 14 $ 3,054,000 $ 218,142 $ 32,000
Collier, Florida 14 $ 3,361,000 $ 240,071 $ 2,000
Escambia, Florida 14 $ 1,725,000 $ 123,214 $ 0
Cherokee, Georgia 14 $ 2,399,000 $ 171,357 $ 10,000
Clayton, Georgia 14 $ 1,451,000 $ 103,642 $ 0
Forsyth, Georgia 14 $ 2,506,000 $ 179,000 $ 0
St. Tammany, Louisiana 14 $ 2,768,000 $ 197,714 $ 0
Baltimore City, Maryland 14 $ 1,671,000 $ 119,357 $ 5,000
Washtenaw, Michigan 14 $ 2,510,000 $ 179,285 $ 0
Gloucester, New Jersey 14 $ 2,288,000 $ 163,428 $ 6,000
Orange, New York 14 $ 2,553,000 $ 182,357 $ 56,000
Northampton, Pennsylvania 14 $ 2,400,000 $ 171,428 $ 4,000
Beaufort, South Carolina 14 $ 2,463,000 $ 175,928 $ 21,000
Yolo, California 13 $ 2,745,000 $ 211,153 $ 1,000
Alachua, Florida 13 $ 1,357,000 $ 104,384 $ 0
Frederick, Maryland 13 $ 3,074,000 $ 236,461 $ 0
Hillsborough, New Hampshire 13 $ 3,037,000 $ 233,615 $ 0
Sandoval, New Mexico 13 $ 1,781,000 $ 137,000 $ 0
Marion, Oregon 13 $ 1,990,000 $ 153,076 $ 5,000
Berkeley, South Carolina 13 $ 1,552,000 $ 119,384 $ 0
Richland, South Carolina 13 $ 1,569,000 $ 120,692 $ 0
Henrico, Virginia 13 $ 2,938,000 $ 226,000 $ 57,000
Kitsap, Washington 13 $ 3,126,000 $ 240,461 $ 0
Shelby, Alabama 12 $ 2,425,000 $ 202,083 $ 9,000
Marion, Florida 12 $ 1,433,000 $ 119,416 $ 0
Paulding, Georgia 12 $ 1,572,000 $ 131,000 $ 0
Lake, Indiana 12 $ 1,256,000 $ 104,666 $ 0
Strafford, New Hampshire 12 $ 2,069,000 $ 172,416 $ 4,000
Atlantic, New Jersey 12 $ 2,435,000 $ 202,916 $ 0
New York, New York 12 $ 4,536,000 $ 378,000 $ 135,000
Putnam, New York 12 $ 2,617,000 $ 218,083 $ 69,000
Franklin, Ohio 12 $ 1,115,000 $ 92,916 $ 4,000
Oklahoma, Oklahoma 12 $ 1,381,000 $ 115,083 $ 0
Delaware, Pennsylvania 12 $ 1,758,000 $ 146,500 $ 0
Washington, Utah 12 $ 3,108,000 $ 259,000 $ 12,000
Chesterfield, Virginia 12 $ 1,937,000 $ 161,416 $ 4,000
Spotsylvania, Virginia 12 $ 2,566,000 $ 213,833 $ 0
Thurston, Washington 12 $ 2,356,000 $ 196,333 $ 0
Madera, California 11 $ 2,076,000 $ 188,727 $ 0
Tuolumne, California 11 $ 2,609,000 $ 237,181 $ 32,000
Yuba, California 11 $ 1,924,000 $ 174,909 $ 17,000
Mesa, Colorado 11 $ 1,813,000 $ 164,818 $ 0
Douglas, Georgia 11 $ 1,706,000 $ 155,090 $ 0
Dakota, Minnesota 11 $ 1,733,000 $ 157,545 $ 0
Washington, Minnesota 11 $ 1,898,000 $ 172,545 $ 0
Wright, Minnesota 11 $ 2,314,000 $ 210,363 $ 0
Douglas, Nebraska 11 $ 840,000 $ 76,363 $ 0
Lea, New Mexico 11 $ 676,000 $ 61,454 $ 0
Guilford, North Carolina 11 $ 1,748,000 $ 158,909 $ 9,000
New Hanover, North Carolina 11 $ 1,634,000 $ 148,545 $ 0
Jackson, Oregon 11 $ 2,212,000 $ 201,090 $ 0
York, Pennsylvania 11 $ 1,644,000 $ 149,454 $ 0
El Paso, Texas 11 $ 894,000 $ 81,272 $ 2,000
Utah, Utah 11 $ 2,001,000 $ 181,909 $ 0
Weber, Utah 11 $ 1,810,000 $ 164,545 $ 0
Virginia Beach, Virginia 11 $ 2,467,000 $ 224,272 $ 19,000
Whatcom, Washington 11 $ 2,752,000 $ 250,181 $ 6,000
Benton, Arkansas 10 $ 1,349,000 $ 134,900 $ 4,000
Tehama, California 10 $ 2,135,000 $ 213,500 $ 4,000
Pueblo, Colorado 10 $ 1,062,000 $ 106,200 $ 4,000
Weld, Colorado 10 $ 1,532,000 $ 153,200 $ 0
New London, Connecticut 10 $ 2,004,000 $ 200,400 $ 0
Sussex, Delaware 10 $ 2,038,000 $ 203,800 $ 0
Flagler, Florida 10 $ 1,093,000 $ 109,300 $ 0
St. Johns, Florida 10 $ 1,959,000 $ 195,900 $ 0
Newton, Georgia 10 $ 996,000 $ 99,600 $ 0
Sedgwick, Kansas 10 $ 1,118,000 $ 111,800 $ 3,000
Livingston, Michigan 10 $ 1,715,000 $ 171,500 $ 0
Douglas, Nevada 10 $ 5,079,000 $ 507,900 $ 296,000
Santa Fe, New Mexico 10 $ 2,049,000 $ 204,900 $ 0
Iredell, North Carolina 10 $ 1,536,000 $ 153,600 $ 0
Hamilton, Ohio 10 $ 766,000 $ 76,600 $ 0
Wayne, Pennsylvania 10 $ 1,223,000 $ 122,300 $ 3,000
Lexington, South Carolina 10 $ 1,327,000 $ 132,700 $ 0
Rutherford, Tennessee 10 $ 1,173,000 $ 117,300 $ 0
Hidalgo, Texas 10 $ 1,211,000 $ 121,100 $ 21,000
Chesapeake, Virginia 10 $ 1,461,000 $ 146,100 $ 0
Norfolk, Virginia 10 $ 1,265,000 $ 126,500 $ 0
Richmond City, Virginia 10 $ 1,249,000 $ 124,900 $ 0
Stafford, Virginia 10 $ 2,437,000 $ 243,700 $ 0
Montgomery, Alabama 9 $ 1,053,000 $ 117,000 $ 0
Coconino, Arizona 9 $ 1,967,000 $ 218,555 $ 0
Middlesex, Connecticut 9 $ 2,027,000 $ 225,222 $ 0
Windham, Connecticut 9 $ 1,667,000 $ 185,222 $ 23,000
Clay, Florida 9 $ 1,471,000 $ 163,444 $ 0
Martin, Florida 9 $ 1,333,000 $ 148,111 $ 0
Cumberland, Maine 9 $ 1,737,000 $ 193,000 $ 0
Harford, Maryland 9 $ 1,795,000 $ 199,444 $ 0
Barnstable, Massachusetts 9 $ 1,999,000 $ 222,111 $ 13,000
Monroe, Michigan 9 $ 1,224,000 $ 136,000 $ 0
Rockland, New York 9 $ 2,793,000 $ 310,333 $ 96,000
Buncombe, North Carolina 9 $ 1,396,000 $ 155,111 $ 5,000
Westmoreland, Pennsylvania 9 $ 910,000 $ 101,111 $ 18,000
Hamilton, Tennessee 9 $ 1,252,000 $ 139,111 $ 0
Montgomery, Texas 9 $ 1,111,000 $ 123,444 $ 11,000
Yuma, Arizona 8 $ 1,234,000 $ 154,250 $ 0
Amador, California 8 $ 2,175,000 $ 271,875 $ 14,000
Napa, California 8 $ 2,949,000 $ 368,625 $ 0
Boulder, Colorado 8 $ 1,799,000 $ 224,875 $ 0
Larimer, Colorado 8 $ 1,035,000 $ 129,375 $ 9,000
Litchfield, Connecticut 8 $ 1,513,000 $ 189,125 $ 0
Bay, Florida 8 $ 977,000 $ 122,125 $ 0
Highlands, Florida 8 $ 806,000 $ 100,750 $ 0
Monroe, Florida 8 $ 2,004,000 $ 250,500 $ 0
Fayette, Georgia 8 $ 2,004,000 $ 250,500 $ 0
Rockdale, Georgia 8 $ 1,013,000 $ 126,625 $ 8,000
Kosciusko, Indiana 8 $ 1,028,000 $ 128,500 $ 0
St. Louis, Minnesota 8 $ 769,000 $ 96,125 $ 0
Carson City, Nevada 8 $ 1,392,000 $ 174,000 $ 0
Durham, North Carolina 8 $ 869,000 $ 108,625 $ 0
Douglas, Oregon 8 $ 1,154,000 $ 144,250 $ 0
Allegheny, Pennsylvania 8 $ 975,000 $ 121,875 $ 21,000
Berks, Pennsylvania 8 $ 1,409,000 $ 176,125 $ 0
Chester, Pennsylvania 8 $ 1,834,000 $ 229,250 $ 8,000
Cumberland, Pennsylvania 8 $ 1,563,000 $ 195,375 $ 15,000
Lancaster, Pennsylvania 8 $ 1,122,000 $ 140,250 $ 0
Kent, Rhode Island 8 $ 1,300,000 $ 162,500 $ 0
Dorchester, South Carolina 8 $ 1,061,000 $ 132,625 $ 0
Lake, California 7 $ 1,317,000 $ 188,142 $ 10,000
Kent, Delaware 7 $ 1,390,000 $ 198,571 $ 0
Carroll, Georgia 7 $ 1,132,000 $ 161,714 $ 0
Hall, Georgia 7 $ 1,257,000 $ 179,571 $ 0
Kootenai, Idaho 7 $ 1,134,000 $ 162,000 $ 0
McHenry, Illinois 7 $ 1,298,000 $ 185,428 $ 15,000
Winnebago, Illinois 7 $ 643,000 $ 91,857 $ 0
St. Joseph, Indiana 7 $ 549,000 $ 78,428 $ 0
Wyandotte, Kansas 7 $ 456,000 $ 65,142 $ 0
Jefferson, Louisiana 7 $ 932,000 $ 133,142 $ 0
Lapeer, Michigan 7 $ 1,309,000 $ 187,000 $ 0
St. Clair, Michigan 7 $ 880,000 $ 125,714 $ 0
Grafton, New Hampshire 7 $ 1,105,000 $ 157,857 $ 0
Merrimack, New Hampshire 7 $ 1,894,000 $ 270,571 $ 0
Mercer, New Jersey 7 $ 1,684,000 $ 240,571 $ 31,000
Cumberland, North Carolina 7 $ 847,000 $ 121,000 $ 28,000
Lorain, Ohio 7 $ 778,000 $ 111,142 $ 0
Stark, Ohio 7 $ 725,000 $ 103,571 $ 0
Lehigh, Pennsylvania 7 $ 759,000 $ 108,428 $ 4,000
Greenville, South Carolina 7 $ 908,000 $ 129,714 $ 8,000
Spartanburg, South Carolina 7 $ 720,000 $ 102,857 $ 0
Windham, Vermont 7 $ 1,048,000 $ 149,714 $ 37,000
Hampton, Virginia 7 $ 1,059,000 $ 151,285 $ 0
Baldwin, Alabama 6 $ 984,000 $ 164,000 $ 0
Madison, Alabama 6 $ 544,000 $ 90,666 $ 0
Garland, Arkansas 6 $ 704,000 $ 117,333 $ 64,000
Glenn, California 6 $ 1,229,000 $ 204,833 $ 24,000
Siskiyou, California 6 $ 1,153,000 $ 192,166 $ 0
Okaloosa, Florida 6 $ 637,000 $ 106,166 $ 0
Barrow, Georgia 6 $ 857,000 $ 142,833 $ 0
Coweta, Georgia 6 $ 826,000 $ 137,666 $ 0
Bonneville, Idaho 6 $ 1,291,000 $ 215,166 $ 0
Fayette, Kentucky 6 $ 535,000 $ 89,166 $ 0
Jefferson, Kentucky 6 $ 541,000 $ 90,166 $ 0
Tangipahoa, Louisiana 6 $ 940,000 $ 156,666 $ 0
Howard, Maryland 6 $ 1,781,000 $ 296,833 $ 0
Washington, Maryland 6 $ 1,113,000 $ 185,500 $ 0
Bay, Michigan 6 $ 559,000 $ 93,166 $ 0
Ingham, Michigan 6 $ 778,000 $ 129,666 $ 0
Jackson, Michigan 6 $ 758,000 $ 126,333 $ 0
Kent, Michigan 6 $ 577,000 $ 96,166 $ 0
Saginaw, Michigan 6 $ 670,000 $ 111,666 $ 0
Lamar, Mississippi 6 $ 808,000 $ 134,666 $ 0
Lyon, Nevada 6 $ 1,039,000 $ 173,166 $ 0
Nye, Nevada 6 $ 1,443,000 $ 240,500 $ 0
Cape May, New Jersey 6 $ 1,642,000 $ 273,666 $ 0
Warren, New Jersey 6 $ 1,213,000 $ 202,166 $ 0
Dona Ana, New Mexico 6 $ 876,000 $ 146,000 $ 0
Dutchess, New York 6 $ 1,209,000 $ 201,500 $ 33,000
Union, North Carolina 6 $ 986,000 $ 164,333 $ 0
Wayne, Ohio 6 $ 758,000 $ 126,333 $ 0
Lincoln, Oregon 6 $ 1,469,000 $ 244,833 $ 0
Aiken, South Carolina 6 $ 705,000 $ 117,500 $ 0
Fauquier, Virginia 6 $ 1,296,000 $ 216,000 $ 24,000
Frederick, Virginia 6 $ 1,316,000 $ 219,333 $ 0
Newport News, Virginia 6 $ 785,000 $ 130,833 $ 0
Yakima, Washington 6 $ 863,000 $ 143,833 $ 0
Berkeley, West Virginia 6 $ 1,139,000 $ 189,833 $ 0
Jefferson, West Virginia 6 $ 1,255,000 $ 209,166 $ 0
Waukesha, Wisconsin 6 $ 1,259,000 $ 209,833 $ 0
Mobile, Alabama 5 $ 562,000 $ 112,400 $ 0
Calaveras, California 5 $ 1,188,000 $ 237,600 $ 29,000
Garfield, Colorado 5 $ 1,211,000 $ 242,200 $ 0
La Plata, Colorado 5 $ 1,304,000 $ 260,800 $ 36,000
Park, Colorado 5 $ 388,000 $ 77,600 $ 0
Tolland, Connecticut 5 $ 763,000 $ 152,600 $ 0
Nassau, Florida 5 $ 891,000 $ 178,200 $ 0
Bartow, Georgia 5 $ 915,000 $ 183,000 $ 0
Effingham, Georgia 5 $ 603,000 $ 120,600 $ 0
Houston, Georgia 5 $ 690,000 $ 138,000 $ 0
Jackson, Georgia 5 $ 681,000 $ 136,200 $ 0
St. Clair, Illinois 5 $ 515,000 $ 103,000 $ 0
Williamson, Illinois 5 $ 553,000 $ 110,600 $ 0
Polk, Iowa 5 $ 401,000 $ 80,200 $ 0
Kennebec, Maine 5 $ 568,000 $ 113,600 $ 0
Scott, Minnesota 5 $ 802,000 $ 160,400 $ 0
Sherburne, Minnesota 5 $ 1,222,000 $ 244,400 $ 0
Hinds, Mississippi 5 $ 662,000 $ 132,400 $ 0
Boone, Missouri 5 $ 350,000 $ 70,000 $ 0
Jefferson, Missouri 5 $ 692,000 $ 138,400 $ 0
Pettis, Missouri 5 $ 175,000 $ 35,000 $ 0
Carroll, New Hampshire 5 $ 857,000 $ 171,400 $ 0
Cheshire, New Hampshire 5 $ 759,000 $ 151,800 $ 0
Cumberland, New Jersey 5 $ 540,000 $ 108,000 $ 15,000
Erie, New York 5 $ 391,000 $ 78,200 $ 7,000
Monroe, New York 5 $ 651,000 $ 130,200 $ 0
Saratoga, New York 5 $ 828,000 $ 165,600 $ 92,000
Catawba, North Carolina 5 $ 778,000 $ 155,600 $ 0
Gaston, North Carolina 5 $ 774,000 $ 154,800 $ 0
Johnston, North Carolina 5 $ 497,000 $ 99,400 $ 0
Lake, Ohio 5 $ 536,000 $ 107,200 $ 0
Montgomery, Ohio 5 $ 504,000 $ 100,800 $ 0
Warren, Ohio 5 $ 602,000 $ 120,400 $ 0
Josephine, Oregon 5 $ 965,000 $ 193,000 $ 0
Linn, Oregon 5 $ 567,000 $ 113,400 $ 0
Franklin, Pennsylvania 5 $ 706,000 $ 141,200 $ 0
Newport, Rhode Island 5 $ 1,569,000 $ 313,800 $ 0
Anderson, South Carolina 5 $ 550,000 $ 110,000 $ 0
York, South Carolina 5 $ 721,000 $ 144,200 $ 0
Knox, Tennessee 5 $ 595,000 $ 119,000 $ 0
Bell, Texas 5 $ 774,000 $ 154,800 $ 0
Brazoria, Texas 5 $ 688,000 $ 137,600 $ 13,000
Ellis, Texas 5 $ 825,000 $ 165,000 $ 0
Wasatch, Utah 5 $ 1,326,000 $ 265,200 $ 0
Windsor, Vermont 5 $ 717,000 $ 143,400 $ 10,000
Suffolk, Virginia 5 $ 1,402,000 $ 280,400 $ 0
Lewis, Washington 5 $ 755,000 $ 151,000 $ 0
Winnebago, Wisconsin 5 $ 521,000 $ 104,200 $ 0
Cochise, Arizona 4 $ 607,000 $ 151,750 $ 0
Mono, California 4 $ 1,066,000 $ 266,500 $ 0
Trinity, California 4 $ 590,000 $ 147,500 $ 0
Eagle, Colorado 4 $ 1,190,000 $ 297,500 $ 0
Montrose, Colorado 4 $ 445,000 $ 111,250 $ 0
Summit, Colorado 4 $ 950,000 $ 237,500 $ 0
Columbia, Georgia 4 $ 695,000 $ 173,750 $ 0
Glynn, Georgia 4 $ 800,000 $ 200,000 $ 0
Muscogee, Georgia 4 $ 231,000 $ 57,750 $ 0
Walton, Georgia 4 $ 851,000 $ 212,750 $ 0
Blaine, Idaho 4 $ 1,336,000 $ 334,000 $ 436,000
DeKalb, Illinois 4 $ 576,000 $ 144,000 $ 0
Elkhart, Indiana 4 $ 291,000 $ 72,750 $ 0
Hamilton, Indiana 4 $ 523,000 $ 130,750 $ 0
Johnson, Indiana 4 $ 395,000 $ 98,750 $ 0
Porter, Indiana 4 $ 593,000 $ 148,250 $ 0
Vanderburgh, Indiana 4 $ 211,000 $ 52,750 $ 0
Scott, Iowa 4 $ 268,000 $ 67,000 $ 0
Leavenworth, Kansas 4 $ 747,000 $ 186,750 $ 0
Shawnee, Kansas 4 $ 469,000 $ 117,250 $ 0
Ascension, Louisiana 4 $ 524,000 $ 131,000 $ 0
Calcasieu, Louisiana 4 $ 305,000 $ 76,250 $ 0
Oxford, Maine 4 $ 387,000 $ 96,750 $ 0
Caroline, Maryland 4 $ 889,000 $ 222,250 $ 0
Carroll, Maryland 4 $ 1,027,000 $ 256,750 $ 0
Mecosta, Michigan 4 $ 467,000 $ 116,750 $ 0
Muskegon, Michigan 4 $ 493,000 $ 123,250 $ 0
Roscommon, Michigan 4 $ 501,000 $ 125,250 $ 0
Carver, Minnesota 4 $ 845,000 $ 211,250 $ 61,000
Stearns, Minnesota 4 $ 511,000 $ 127,750 $ 0
Harrison, Mississippi 4 $ 577,000 $ 144,250 $ 0
Jackson, Mississippi 4 $ 479,000 $ 119,750 $ 0
Pearl River, Mississippi 4 $ 790,000 $ 197,500 $ 0
Camden, Missouri 4 $ 450,000 $ 112,500 $ 0
Clay, Missouri 4 $ 429,000 $ 107,250 $ 0
Flathead, Montana 4 $ 496,000 $ 124,000 $ 0
Gallatin, Montana 4 $ 806,000 $ 201,500 $ 0
Yellowstone, Montana 4 $ 471,000 $ 117,750 $ 0
Churchill, Nevada 4 $ 497,000 $ 124,250 $ 0
Belknap, New Hampshire 4 $ 719,000 $ 179,750 $ 0
Hunterdon, New Jersey 4 $ 1,020,000 $ 255,000 $ 50,000
Taos, New Mexico 4 $ 686,000 $ 171,500 $ 0
Ulster, New York 4 $ 819,000 $ 204,750 $ 33,000
Davidson, North Carolina 4 $ 279,000 $ 69,750 $ 0
Butler, Ohio 4 $ 509,000 $ 127,250 $ 0
Clermont, Ohio 4 $ 482,000 $ 120,500 $ 0
Fairfield, Ohio 4 $ 534,000 $ 133,500 $ 0
Licking, Ohio 4 $ 328,000 $ 82,000 $ 0
Medina, Ohio 4 $ 637,000 $ 159,250 $ 25,000
Trumbull, Ohio 4 $ 318,000 $ 79,500 $ 0
Benton, Oregon 4 $ 716,000 $ 179,000 $ 0
Klamath, Oregon 4 $ 678,000 $ 169,500 $ 0
Yamhill, Oregon 4 $ 773,000 $ 193,250 $ 0
Dauphin, Pennsylvania 4 $ 685,000 $ 171,250 $ 0
Georgetown, South Carolina 4 $ 1,115,000 $ 278,750 $ 0
Davis, Utah 4 $ 477,000 $ 119,250 $ 0
Chittenden, Vermont 4 $ 670,000 $ 167,500 $ 0
Culpeper, Virginia 4 $ 889,000 $ 222,250 $ 0
Danville, Virginia 4 $ 257,000 $ 64,250 $ 0
Hanover, Virginia 4 $ 760,000 $ 190,000 $ 0
James City, Virginia 4 $ 1,144,000 $ 286,000 $ 32,000
Chelan, Washington 4 $ 747,000 $ 186,750 $ 0
Calumet, Wisconsin 4 $ 418,000 $ 104,500 $ 0
Dane, Wisconsin 4 $ 457,000 $ 114,250 $ 0
Racine, Wisconsin 4 $ 319,000 $ 79,750 $ 0
St. Croix, Wisconsin 4 $ 864,000 $ 216,000 $ 0
Lee, Alabama 3 $ 382,000 $ 127,333 $ 0
Limestone, Alabama 3 $ 522,000 $ 174,000 $ 10,000
Tuscaloosa, Alabama 3 $ 321,000 $ 107,000 $ 0
Kenai Peninsula, Alaska 3 $ 525,000 $ 175,000 $ 15,000
Washington, Arkansas 3 $ 337,000 $ 112,333 $ 0
Colusa, California 3 $ 494,000 $ 164,666 $ 0
Fremont, Colorado 3 $ 355,000 $ 118,333 $ 0
Routt, Colorado 3 $ 881,000 $ 293,666 $ 0
Teller, Colorado 3 $ 526,000 $ 175,333 $ 21,000
Indian River, Florida 3 $ 466,000 $ 155,333 $ 0
Levy, Florida 3 $ 525,000 $ 175,000 $ 0
Santa Rosa, Florida 3 $ 337,000 $ 112,333 $ 0
Bibb, Georgia 3 $ 338,000 $ 112,666 $ 0
Clarke, Georgia 3 $ 303,000 $ 101,000 $ 0
Dawson, Georgia 3 $ 659,000 $ 219,666 $ 0
Hancock, Illinois 3 $ 220,000 $ 73,333 $ 0
Clark, Indiana 3 $ 321,000 $ 107,000 $ 0
Floyd, Indiana 3 $ 288,000 $ 96,000 $ 0
Huntington, Indiana 3 $ 219,000 $ 73,000 $ 0
Warren, Iowa 3 $ 299,000 $ 99,666 $ 0
Douglas, Kansas 3 $ 345,000 $ 115,000 $ 0
Oldham, Kentucky 3 $ 559,000 $ 186,333 $ 26,000
Bossier, Louisiana 3 $ 317,000 $ 105,666 $ 0
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Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,624 $2,760,274,000 $218,000 $8,750,000 $16,000 $8,050,000
Home Purchase 277 $279,968,000 $1,010,000 $42,000,000 $255,000 $8,832,000
Home Improvement 1 $628,000 $628,000 $628,000 $159,000 $159,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,071 $1,521,028,000 $215,000 $6,000,000 $23,000 $8,821,000
Not Provided 1,831 $465,720,000 $254,000 $8,750,000 $44,000 $8,832,000
Hispanic 1,819 $383,923,000 $211,000 $1,185,000 $3,000 $336,000
Black or African American 1,065 $193,729,000 $181,000 $969,000 $3,000 $397,000
Asian 679 $182,498,000 $268,000 $7,600,000 $21,000 $2,058,000
Not applicable 307 $264,928,000 $862,000 $42,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 68 $17,956,000 $264,000 $713,000 $13,000 $366,000
American Indian or Alaskan Native 62 $11,088,000 $178,000 $559,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,780 $3,014,674,000 $235,000 $42,000,000 $21,000 $8,832,000
FHA-insured (Federal Housing Administration) 116 $24,852,000 $214,000 $757,000 $0 $0
VA-guaranteed (Veterans Administration) 6 $1,344,000 $224,000 $336,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,655 $2,302,550,000 $216,000 $42,000,000 $14,000 $8,821,000
Application Denied By Financial Institution 1,463 $385,316,000 $263,000 $6,000,000 $54,000 $4,116,000
Application Withdrawn By Applicant 475 $140,298,000 $295,000 $6,500,000 $80,000 $8,832,000
Loan Purchased By The Institution 304 $201,428,000 $662,000 $5,000,000 $0 $0
Application Approved But Not Accepted 5 $11,278,000 $2,255,000 $7,600,000 $547,000 $2,058,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 487 $98,431,000 $202,000 $2,575,000 $12,000 $1,782,000
Credit Application Incomplete 417 $104,539,000 $250,000 $6,000,000 $51,000 $4,116,000
Collateral 199 $64,923,000 $326,000 $3,442,000 $131,000 $2,967,000
Other 188 $47,117,000 $250,000 $5,940,000 $36,000 $1,951,000
Debt-To-Income Ratio 113 $49,527,000 $438,000 $3,210,000 $116,000 $598,000
Employment History 17 $4,370,000 $257,000 $564,000 $38,000 $215,000
Insufficient Cash (Downpayment, Closing Cost) 17 $5,329,000 $313,000 $1,160,000 $57,000 $317,000
Mortgage Insurance Denied 13 $2,552,000 $196,000 $368,000 $0 $0
Unverifiable Information 12 $8,528,000 $710,000 $2,650,000 $329,000 $1,550,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cit Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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