Onward Home Mortgage, LLC Mortgage Lending & HMDA Data, 2024
In 2024, Onward Home Mortgage, LLC of Fort Washington, PA reported 762 mortgage applications totaling $306.7 million, up 188% from 2023. The average application was for $402,506, and applicants reported an average income of $172,308. 68% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (519), Marietta, GA (162) and Gainesville, GA (15) (applications in parentheses).
| Mortgage Company & Address | Onward Home Mortgage, LLC Fort Washington, PA 19034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 762 |
| Total Mortgage Loan Application Amount | $306,710,000 |
| Average Mortgage Loan Application Amount | $402,506 |
| Highest Mortgage Loan Application Amount | $1,945,000 |
| Average Applicant Income | $172,308 |
| Highest Applicant Income | $3,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onward Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Onward Home Mortgage, LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 694 | $285,600,000 | $411,000 | $1,945,000 | $168,000 | $1,417,000 |
| Cash-out Refinancing | 41 | $9,935,000 | $242,000 | $725,000 | $119,000 | $472,000 |
| Refinancing | 27 | $11,175,000 | $413,000 | $965,000 | $364,000 | $3,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 425 | $175,015,000 | $411,000 | $1,945,000 | $169,000 | $1,417,000 |
| Not Provided | 97 | $39,935,000 | $411,000 | $1,035,000 | $172,000 | $612,000 |
| Black or African American | 82 | $27,760,000 | $338,000 | $705,000 | $160,000 | $648,000 |
| Asian | 80 | $37,910,000 | $473,000 | $1,545,000 | $192,000 | $1,115,000 |
| Hispanic | 75 | $25,325,000 | $337,000 | $765,000 | $184,000 | $3,200,000 |
| American Indian or Alaskan Native | 3 | $765,000 | $255,000 | $265,000 | $82,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 680 | $276,410,000 | $406,000 | $1,945,000 | $178,000 | $3,200,000 |
| FHA-insured (Federal Housing Administration) | 63 | $20,795,000 | $330,000 | $615,000 | $119,000 | $418,000 |
| VA-guaranteed (Veterans Administration) | 14 | $8,390,000 | $599,000 | $1,545,000 | $151,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,115,000 | $223,000 | $275,000 | $82,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 515 | $211,525,000 | $410,000 | $1,705,000 | $168,000 | $1,417,000 |
| Application Withdrawn By Applicant | 226 | $89,120,000 | $394,000 | $1,945,000 | $187,000 | $3,200,000 |
| Application Denied By Financial Institution | 14 | $3,420,000 | $244,000 | $595,000 | $80,000 | $215,000 |
| Preapproval Denied by Financial Institution | 3 | $685,000 | $228,000 | $245,000 | $74,000 | $83,000 |
| Application Approved But Not Accepted | 2 | $590,000 | $295,000 | $315,000 | $80,000 | $160,000 |
| File Closed For Incompleteness | 2 | $1,370,000 | $685,000 | $695,000 | $316,000 | $455,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 745 | $302,605,000 | $406,000 | $1,945,000 | $174,000 | $3,200,000 |
| Debt-To-Income Ratio | 9 | $2,335,000 | $259,000 | $595,000 | $79,000 | $215,000 |
| Collateral | 4 | $800,000 | $200,000 | $225,000 | $77,000 | $85,000 |
| Credit History | 2 | $300,000 | $150,000 | $245,000 | $70,000 | $71,000 |
| Other | 1 | $465,000 | $465,000 | $465,000 | $110,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Onward Home Mortgage, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Onward Home Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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