Ony Glo, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Ony Glo, Inc. of Santa Ana, CA reported 1,652 mortgage applications totaling $890.4 million, up 31% from 2024. The average application was for $538,983, and applicants reported an average income of $247,822. 52% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (288), Riverside-San Bernardino-Ontario, CA (240) and Anaheim-Santa Ana-Irvine, CA (184) (applications in parentheses).

Mortgage Company & Address Ony Glo, Inc.
6 Hutton Centre Drive #1030
Santa Ana, CA 92707
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,652
Total Mortgage Loan Application Amount $890,400,000
Average Mortgage Loan Application Amount $538,983
Highest Mortgage Loan Application Amount $11,405,000
Average Applicant Income $247,822
Highest Applicant Income $9,147,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ony Glo, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ony Glo, Inc. by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 288 $ 188,730,000 $ 655,312 $ 316,000
Riverside-San Bernardino-Ontario, CA 240 $ 112,570,000 $ 469,041 $ 230,000
Anaheim-Santa Ana-Irvine, CA 184 $ 138,710,000 $ 753,858 $ 452,000
Tucson, AZ 68 $ 20,520,000 $ 301,764 $ 111,000
Outside any metro area 65 $ 31,905,000 $ 490,846 $ 153,593
Las Vegas-Henderson-Paradise, NV 54 $ 27,960,000 $ 517,777 $ 222,000
San Diego-Carlsbad, CA 49 $ 32,265,000 $ 658,469 $ 274,000
Oakland-Hayward-Berkeley, CA 37 $ 33,215,000 $ 897,702 $ 278,000
Phoenix-Mesa-Scottsdale, AZ 32 $ 14,220,000 $ 444,375 $ 224,000
San Jose-Sunnyvale-Santa Clara, CA 32 $ 27,560,000 $ 861,250 $ 343,000
Houston-The Woodlands-Sugar Land, TX 27 $ 10,835,000 $ 401,296 $ 171,000
Chicago-Naperville, IL 26 $ 6,230,000 $ 239,615 $ 60,000
Dallas-Plano-Irving, TX 22 $ 9,660,000 $ 439,090 $ 279,000
Sacramento--Roseville--Arden-Arcade, CA 21 $ 8,785,000 $ 418,333 $ 160,000
Indianapolis-Carmel-Anderson, IN 20 $ 6,830,000 $ 341,500 $ 150,000
Atlanta-Sandy Springs-Roswell, GA 19 $ 7,465,000 $ 392,894 $ 151,000
Nashville-Davidson--Murfreesboro--Franklin, TN 17 $ 6,285,000 $ 369,705 $ 247,000
Miami-Miami Beach-Kendall, FL 16 $ 7,550,000 $ 471,875 $ 298,000
Minneapolis-St. Paul-Bloomington, MN-WI 16 $ 4,850,000 $ 303,125 $ 148,000
Tampa, FL 14 $ 6,430,000 $ 459,285 $ 194,000
Seattle-Bellevue-Everett, WA 12 $ 8,420,000 $ 701,666 $ 317,000
Bakersfield, CA 11 $ 3,815,000 $ 346,818 $ 91,000
Lakeland-Winter Haven, FL 11 $ 3,535,000 $ 321,363 $ 69,000
Tacoma-Lakewood, WA 11 $ 5,095,000 $ 463,181 $ 93,000
Charlotte-Concord-Gastonia, NC-SC 10 $ 4,480,000 $ 448,000 $ 158,000
Orlando-Kissimmee-Sanford, FL 10 $ 3,970,000 $ 397,000 $ 276,000
Arlington-Alexandria-Reston, VA-WV 9 $ 4,705,000 $ 522,777 $ 312,000
Fresno, CA 9 $ 3,615,000 $ 401,666 $ 162,000
Stockton-Lodi, CA 9 $ 3,345,000 $ 371,666 $ 178,000
Denver-Aurora-Lakewood, CO 8 $ 6,980,000 $ 872,500 $ 273,000
Portland-Vancouver-Hillsboro, OR-WA 8 $ 4,710,000 $ 588,750 $ 240,000
Santa Rosa, CA 8 $ 2,950,000 $ 368,750 $ 130,000
Austin-Round Rock, TX 7 $ 2,625,000 $ 375,000 $ 228,000
Cape Coral-Fort Myers, FL 7 $ 2,355,000 $ 336,428 $ 226,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 7 $ 5,055,000 $ 722,142 $ 219,000
Fort Worth-Arlington, TX 7 $ 1,765,000 $ 252,142 $ 107,000
Jacksonville, FL 7 $ 2,085,000 $ 297,857 $ 245,000
New York-Jersey City-White Plains, NY-NJ 7 $ 4,445,000 $ 635,000 $ 44,000
San Antonio-New Braunfels, TX 7 $ 2,025,000 $ 289,285 $ 162,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 4,940,000 $ 823,333 $ 282,000
Rockford, IL 6 $ 970,000 $ 161,666 $ 16,000
San Francisco-Redwood City-South San Francisco, CA 6 $ 5,500,000 $ 916,666 $ 193,000
San Rafael, CA 6 $ 3,450,000 $ 575,000 $ 79,000
Washington, DC-MD 6 $ 2,730,000 $ 455,000 $ 227,000
Baltimore-Columbia-Towson, MD 5 $ 815,000 $ 163,000 $ 217,000
Cleveland, OH 5 $ 775,000 $ 155,000 $ 39,000
Greenville-Anderson-Mauldin, SC 5 $ 1,805,000 $ 361,000 $ 81,000
Raleigh, NC 5 $ 2,095,000 $ 419,000 $ 257,000
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 1,815,000 $ 363,000 $ 168,000
Memphis, TN-MS-AR 4 $ 1,190,000 $ 297,500 $ 124,750
Merced, CA 4 $ 1,080,000 $ 270,000 $ 236,000
North Port-Sarasota-Bradenton, FL 4 $ 9,020,000 $ 2,255,000 $ 84,000
Spokane-Spokane Valley, WA 4 $ 4,170,000 $ 1,042,500 $ 326,000
Vallejo-Fairfield, CA 4 $ 1,260,000 $ 315,000 $ 155,000
Wilmington, NC 4 $ 2,630,000 $ 657,500 $ 120,000
Boise City, ID 3 $ 1,865,000 $ 621,666 $ 520,000
Boulder, CO 3 $ 2,095,000 $ 698,333 $ 278,000
Camden, NJ 3 $ 1,085,000 $ 361,666 $ 133,000
Corpus Christi, TX 3 $ 795,000 $ 265,000 $ 7,000
Fayetteville, NC 3 $ 675,000 $ 225,000 $ 0
Lake Havasu City-Kingman, AZ 3 $ 1,715,000 $ 571,666 $ 474,000
Marietta, GA 3 $ 755,000 $ 251,666 $ 88,000
McAllen-Edinburg-Mission, TX 3 $ 365,000 $ 121,666 $ 148,000
Montgomery County-Bucks County-Chester County, PA 3 $ 1,175,000 $ 391,666 $ 359,000
Newark, NJ-PA 3 $ 1,725,000 $ 575,000 $ 267,000
Owensboro, KY 3 $ 415,000 $ 138,333 $ 4,000
Salinas, CA 3 $ 1,095,000 $ 365,000 $ 110,000
Tallahassee, FL 3 $ 805,000 $ 268,333 $ 667,000
Urban Honolulu, HI 3 $ 2,625,000 $ 875,000 $ 345,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 1,105,000 $ 368,333 $ 112,000
Washington-Baltimore-Arlington, DC 3 $ 1,605,000 $ 535,000 $ 146,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 550,000 $ 275,000 $ 69,000
Charleston-North Charleston, SC 2 $ 730,000 $ 365,000 $ 104,000
Chattanooga, TN-GA 2 $ 690,000 $ 345,000 $ 144,000
Cincinnati, OH-KY-IN 2 $ 450,000 $ 225,000 $ 203,000
Coeur D'Alene, ID 2 $ 1,110,000 $ 555,000 $ 539,000
Colorado Springs, CO 2 $ 860,000 $ 430,000 $ 183,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 310,000 $ 155,000 $ 78,000
Detroit-Dearborn-Livonia, MI 2 $ 520,000 $ 260,000 $ 39,000
Durham-Chapel Hill, NC 2 $ 1,000,000 $ 500,000 $ 5,000
El Paso, TX 2 $ 190,000 $ 95,000 $ 63,000
Everett, WA 2 $ 950,000 $ 475,000 $ 209,000
Gainesville, FL 2 $ 620,000 $ 310,000 $ 14,000
Hanford-Corcoran, CA 2 $ 530,000 $ 265,000 $ 131,000
Lakewood-New Brunswick, NJ 2 $ 2,220,000 $ 1,110,000 $ 967,000
Lewiston, ID-WA 2 $ 980,000 $ 490,000 $ 393,000
Modesto, CA 2 $ 560,000 $ 280,000 $ 220,000
Nassau County-Suffolk County, NY 2 $ 1,100,000 $ 550,000 $ 90,000
New Orleans-Metairie, LA 2 $ 580,000 $ 290,000 $ 0
Odessa, TX 2 $ 380,000 $ 190,000 $ 183,000
Philadelphia, PA 2 $ 600,000 $ 300,000 $ 245,000
Pittsburgh, PA 2 $ 630,000 $ 315,000 $ 261,000
Reno, NV 2 $ 2,810,000 $ 1,405,000 $ 146,000
Rocky Mount, NC 2 $ 410,000 $ 205,000 $ 0
Saginaw, MI 2 $ 100,000 $ 50,000 $ 23,000
Salem, OR 2 $ 630,000 $ 315,000 $ 84,000
Salt Lake City, UT 2 $ 560,000 $ 280,000 $ 186,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 1,000,000 $ 500,000 $ 452,000
St. Petersburg-Clearwater-Largo, FL 2 $ 3,350,000 $ 1,675,000 $ 178,000
Visalia-Porterville, CA 2 $ 950,000 $ 475,000 $ 90,000
Warren-Troy-Farmington Hills, MI 2 $ 1,320,000 $ 660,000 $ 0
Abilene, TX 1 $ 105,000 $ 105,000 $ 3,000
Akron, OH 1 $ 725,000 $ 725,000 $ 0
Albany, OR 1 $ 295,000 $ 295,000 $ 112,000
Bend-Redmond, OR 1 $ 295,000 $ 295,000 $ 13,000
Bremerton-Silverdale, WA 1 $ 285,000 $ 285,000 $ 69,000
Cambridge-Newton-Framingham, MA 1 $ 505,000 $ 505,000 $ 262,000
Carson City, NV 1 $ 275,000 $ 275,000 $ 81,000
College Station-Bryan, TX 1 $ 155,000 $ 155,000 $ 0
Columbus, OH 1 $ 365,000 $ 365,000 $ 120,000
El Centro, CA 1 $ 205,000 $ 205,000 $ 80,000
Elgin, IL 1 $ 195,000 $ 195,000 $ 0
Evansville, IN-KY 1 $ 115,000 $ 115,000 $ 104,000
Florence-Muscle Shoals, AL 1 $ 145,000 $ 145,000 $ 8,000
Fort Collins, CO 1 $ 1,005,000 $ 1,005,000 $ 492,000
Grand Rapids-Wyoming, MI 1 $ 465,000 $ 465,000 $ 300,000
Greeley, CO 1 $ 405,000 $ 405,000 $ 420,000
Homosassa Springs, FL 1 $ 115,000 $ 115,000 $ 0
Hot Springs, AR 1 $ 125,000 $ 125,000 $ 88,000
Huntsville, AL 1 $ 215,000 $ 215,000 $ 56,000
Kansas City, MO-KS 1 $ 205,000 $ 205,000 $ 9,000
Knoxville, TN 1 $ 795,000 $ 795,000 $ 220,000
Lafayette-West Lafayette, IN 1 $ 395,000 $ 395,000 $ 225,000
Lexington Park, MD 1 $ 135,000 $ 135,000 $ 14,000
Lubbock, TX 1 $ 165,000 $ 165,000 $ 3,000
Macon-Bibb County, GA 1 $ 95,000 $ 95,000 $ 110,000
Medford, OR 1 $ 595,000 $ 595,000 $ 211,000
Mobile, AL 1 $ 235,000 $ 235,000 $ 0
Napa, CA 1 $ 605,000 $ 605,000 $ 241,000
Palm Bay-Melbourne-Titusville, FL 1 $ 805,000 $ 805,000 $ 45,000
Panama City, FL 1 $ 125,000 $ 125,000 $ 5,000
Prescott Valley-Prescott, AZ 1 $ 115,000 $ 115,000 $ 114,000
Punta Gorda, FL 1 $ 435,000 $ 435,000 $ 0
Roanoke, VA 1 $ 235,000 $ 235,000 $ 88,000
Salisbury, MD-DE 1 $ 235,000 $ 235,000 $ 60,000
Santa Cruz-Watsonville, CA 1 $ 1,425,000 $ 1,425,000 $ 269,000
Santa Maria-Santa Barbara, CA 1 $ 905,000 $ 905,000 $ 179,000
Sebastian-Vero Beach, FL 1 $ 1,015,000 $ 1,015,000 $ 92,000
Sherman-Denison, TX 1 $ 455,000 $ 455,000 $ 0
Sierra Vista-Douglas, AZ 1 $ 285,000 $ 285,000 $ 116,000
Slidell-Mandeville-Covington, LA 1 $ 1,485,000 $ 1,485,000 $ 62,000
Spartanburg, SC 1 $ 145,000 $ 145,000 $ 4,000
St. George, UT 1 $ 785,000 $ 785,000 $ 168,000
Staunton-Waynesboro, VA 1 $ 335,000 $ 335,000 $ 151,000
Toledo, OH 1 $ 235,000 $ 235,000 $ 148,000
Traverse City, MI 1 $ 555,000 $ 555,000 $ 684,000
Tulsa, OK 1 $ 315,000 $ 315,000 $ 275,000
Victoria, TX 1 $ 195,000 $ 195,000 $ 79,000
Waco, TX 1 $ 225,000 $ 225,000 $ 0
Walla Walla, WA 1 $ 285,000 $ 285,000 $ 54,000
Winchester, VA-WV 1 $ 365,000 $ 365,000 $ 0
Winston-Salem, NC 1 $ 85,000 $ 85,000 $ 200,000
Worcester, MA-CT 1 $ 345,000 $ 345,000 $ 2,000
Yuba City, CA 1 $ 405,000 $ 405,000 $ 144,000

Mortgage Loan Application Detail Totals for Ony Glo, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 873 $491,515,000 $563,000 $11,405,000 $244,000 $6,282,000
Refinancing 769 $396,765,000 $515,000 $8,125,000 $253,000 $9,147,000
Cash-out Refinancing 9 $1,985,000 $220,000 $455,000 $200,000 $600,000
Other Purpose 1 $135,000 $135,000 $135,000 $33,000 $33,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 523 $293,995,000 $562,000 $8,125,000 $257,000 $6,102,000
Asian 438 $284,970,000 $650,000 $11,405,000 $274,000 $1,953,000
White 360 $183,150,000 $508,000 $3,005,000 $259,000 $6,282,000
Hispanic 261 $103,575,000 $396,000 $1,235,000 $202,000 $9,147,000
Black or African American 62 $20,770,000 $335,000 $1,485,000 $118,000 $450,000
American Indian or Alaskan Native 8 $3,940,000 $492,000 $1,105,000 $235,000 $639,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,445 $789,055,000 $546,000 $11,405,000 $266,000 $9,147,000
FHA-insured (Federal Housing Administration) 171 $78,845,000 $461,000 $1,115,000 $120,000 $350,000
VA-guaranteed (Veterans Administration) 36 $22,500,000 $625,000 $1,255,000 $148,000 $648,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 864 $481,360,000 $557,000 $3,005,000 $242,000 $4,680,000
Application Denied By Financial Institution 687 $347,885,000 $506,000 $11,405,000 $255,000 $9,147,000
File Closed For Incompleteness 57 $36,785,000 $645,000 $8,125,000 $234,000 $900,000
Application Withdrawn By Applicant 43 $23,865,000 $555,000 $2,005,000 $266,000 $1,230,000
Application Approved But Not Accepted 1 $505,000 $505,000 $505,000 $167,000 $167,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 965 $542,515,000 $562,000 $8,125,000 $243,000 $4,680,000
Credit Application Incomplete 575 $301,015,000 $523,000 $11,405,000 $267,000 $9,147,000
Other 40 $18,570,000 $464,000 $2,605,000 $195,000 $1,178,000
Debt-To-Income Ratio 25 $7,625,000 $305,000 $1,505,000 $160,000 $1,274,000
Credit History 15 $3,895,000 $259,000 $655,000 $109,000 $552,000
Collateral 15 $8,725,000 $581,000 $2,005,000 $326,000 $1,330,000
Unverifiable Information 8 $4,170,000 $521,000 $1,085,000 $148,000 $254,000
Insufficient Cash (Downpayment, Closing Cost) 5 $2,295,000 $459,000 $595,000 $120,000 $218,000
Employment History 4 $1,590,000 $397,000 $605,000 $292,000 $874,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ony Glo, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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