Ony Glo, Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Ony Glo, Inc. of Santa Ana, CA reported 1,259 mortgage applications totaling $661.7 million, down 8% from 2023. The average application was for $525,603, and applicants reported an average income of $249,965. 60% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (244), Riverside-San Bernardino-Ontario, CA (213) and Anaheim-Santa Ana-Irvine, CA (108) (applications in parentheses).
| Mortgage Company & Address | Ony Glo, Inc. 6 Hutton Centre Drive #1030 Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,259 |
| Total Mortgage Loan Application Amount | $661,735,000 |
| Average Mortgage Loan Application Amount | $525,603 |
| Highest Mortgage Loan Application Amount | $7,155,000 |
| Average Applicant Income | $249,965 |
| Highest Applicant Income | $6,102,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ony Glo, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 244 | $ 171,150,000 | $ 701,434 | $ 375,000 |
| Riverside-San Bernardino-Ontario, CA | 213 | $ 102,975,000 | $ 483,450 | $ 185,000 |
| Anaheim-Santa Ana-Irvine, CA | 108 | $ 80,750,000 | $ 747,685 | $ 391,000 |
| Las Vegas-Henderson-Paradise, NV | 51 | $ 24,135,000 | $ 473,235 | $ 257,000 |
| San Diego-Carlsbad, CA | 49 | $ 29,565,000 | $ 603,367 | $ 309,000 |
| Oakland-Hayward-Berkeley, CA | 39 | $ 25,105,000 | $ 643,717 | $ 294,000 |
| Outside any metro area | 36 | $ 14,080,000 | $ 391,111 | $ 139,944 |
| Tucson, AZ | 29 | $ 10,875,000 | $ 375,000 | $ 118,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 19,805,000 | $ 733,518 | $ 313,000 |
| Atlanta-Sandy Springs-Roswell, GA | 19 | $ 5,645,000 | $ 297,105 | $ 144,000 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 6,050,000 | $ 336,111 | $ 170,000 |
| Phoenix-Mesa-Scottsdale, AZ | 17 | $ 6,535,000 | $ 384,411 | $ 179,000 |
| Chicago-Naperville, IL | 14 | $ 2,510,000 | $ 179,285 | $ 78,000 |
| Bakersfield, CA | 13 | $ 3,855,000 | $ 296,538 | $ 102,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 6,130,000 | $ 510,833 | $ 209,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 6,425,000 | $ 584,090 | $ 288,090 |
| Jacksonville, FL | 10 | $ 2,920,000 | $ 292,000 | $ 191,000 |
| Memphis, TN-MS-AR | 10 | $ 3,250,000 | $ 325,000 | $ 132,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 6,820,000 | $ 682,000 | $ 221,000 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 5,885,000 | $ 653,888 | $ 417,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 5,595,000 | $ 621,666 | $ 292,000 |
| Tampa, FL | 9 | $ 3,215,000 | $ 357,222 | $ 148,000 |
| Dallas-Plano-Irving, TX | 8 | $ 3,400,000 | $ 425,000 | $ 168,000 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 2,330,000 | $ 291,250 | $ 113,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 2,050,000 | $ 256,250 | $ 305,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 3,075,000 | $ 439,285 | $ 110,000 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 6,745,000 | $ 963,571 | $ 279,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,055,000 | $ 293,571 | $ 137,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 1,600,000 | $ 266,666 | $ 507,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 2,220,000 | $ 370,000 | $ 156,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 2,200,000 | $ 366,666 | $ 223,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,150,000 | $ 191,666 | $ 105,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 2,040,000 | $ 340,000 | $ 95,000 |
| Rockford, IL | 6 | $ 980,000 | $ 163,333 | $ 25,000 |
| Salinas, CA | 6 | $ 2,500,000 | $ 416,666 | $ 114,000 |
| Santa Rosa, CA | 6 | $ 2,370,000 | $ 395,000 | $ 71,000 |
| Washington, DC-MD | 6 | $ 1,940,000 | $ 323,333 | $ 225,000 |
| Marietta, GA | 5 | $ 1,995,000 | $ 399,000 | $ 127,000 |
| Salt Lake City, UT | 5 | $ 1,975,000 | $ 395,000 | $ 171,000 |
| Arlington-Alexandria-Reston, VA-WV | 4 | $ 2,960,000 | $ 740,000 | $ 338,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,340,000 | $ 335,000 | $ 134,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 590,000 | $ 147,500 | $ 82,000 |
| Fresno, CA | 4 | $ 2,130,000 | $ 532,500 | $ 246,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 2,330,000 | $ 582,500 | $ 231,000 |
| Modesto, CA | 4 | $ 1,330,000 | $ 332,500 | $ 174,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,340,000 | $ 335,000 | $ 328,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 2,570,000 | $ 642,500 | $ 332,000 |
| Pittsburgh, PA | 4 | $ 390,000 | $ 97,500 | $ 121,000 |
| Raleigh, NC | 4 | $ 1,460,000 | $ 365,000 | $ 264,000 |
| Salem, OR | 4 | $ 1,100,000 | $ 275,000 | $ 92,000 |
| San Antonio-New Braunfels, TX | 4 | $ 2,520,000 | $ 630,000 | $ 445,000 |
| Stockton-Lodi, CA | 4 | $ 2,110,000 | $ 527,500 | $ 224,000 |
| Visalia-Porterville, CA | 4 | $ 1,050,000 | $ 262,500 | $ 51,000 |
| Camden, NJ | 3 | $ 1,035,000 | $ 345,000 | $ 122,000 |
| Chattanooga, TN-GA | 3 | $ 1,555,000 | $ 518,333 | $ 139,666 |
| Everett, WA | 3 | $ 1,125,000 | $ 375,000 | $ 155,000 |
| Fort Worth-Arlington, TX | 3 | $ 405,000 | $ 135,000 | $ 133,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 685,000 | $ 228,333 | $ 67,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 335,000 | $ 111,666 | $ 100,000 |
| Providence-Warwick, RI-MA | 3 | $ 1,215,000 | $ 405,000 | $ 24,000 |
| Redding, CA | 3 | $ 1,545,000 | $ 515,000 | $ 209,000 |
| Richmond, VA | 3 | $ 1,355,000 | $ 451,666 | $ 136,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 4,125,000 | $ 1,375,000 | $ 244,000 |
| Tacoma-Lakewood, WA | 3 | $ 1,615,000 | $ 538,333 | $ 71,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 805,000 | $ 268,333 | $ 86,000 |
| Yakima, WA | 3 | $ 1,335,000 | $ 445,000 | $ 157,000 |
| Austin-Round Rock, TX | 2 | $ 1,050,000 | $ 525,000 | $ 373,000 |
| Boise City, ID | 2 | $ 1,590,000 | $ 795,000 | $ 230,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,260,000 | $ 630,000 | $ 229,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 710,000 | $ 355,000 | $ 186,000 |
| Carson City, NV | 2 | $ 760,000 | $ 380,000 | $ 132,000 |
| Charleston-North Charleston, SC | 2 | $ 540,000 | $ 270,000 | $ 156,000 |
| Cincinnati, OH-KY-IN | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Cleveland, OH | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Coeur D'Alene, ID | 2 | $ 1,110,000 | $ 555,000 | $ 539,000 |
| College Station-Bryan, TX | 2 | $ 440,000 | $ 220,000 | $ 40,000 |
| Colorado Springs, CO | 2 | $ 850,000 | $ 425,000 | $ 194,000 |
| Corpus Christi, TX | 2 | $ 340,000 | $ 170,000 | $ 7,000 |
| Durham-Chapel Hill, NC | 2 | $ 940,000 | $ 470,000 | $ 266,000 |
| Greeley, CO | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Lakeland-Winter Haven, FL | 2 | $ 570,000 | $ 285,000 | $ 99,000 |
| Lakewood-New Brunswick, NJ | 2 | $ 730,000 | $ 365,000 | $ 73,000 |
| Merced, CA | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Napa, CA | 2 | $ 2,130,000 | $ 1,065,000 | $ 308,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 890,000 | $ 445,000 | $ 206,000 |
| Newark, NJ-PA | 2 | $ 1,110,000 | $ 555,000 | $ 301,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 810,000 | $ 405,000 | $ 185,000 |
| Philadelphia, PA | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Saginaw, MI | 2 | $ 100,000 | $ 50,000 | $ 23,000 |
| Trenton, NJ | 2 | $ 1,010,000 | $ 505,000 | $ 14,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Winston-Salem, NC | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Yuba City, CA | 2 | $ 720,000 | $ 360,000 | $ 134,000 |
| Akron, OH | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Albany, OR | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Altoona, PA | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Anchorage, AK | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 495,000 | $ 495,000 | $ 151,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Bend-Redmond, OR | 1 | $ 245,000 | $ 245,000 | $ 182,000 |
| Boulder, CO | 1 | $ 1,145,000 | $ 1,145,000 | $ 415,000 |
| Columbus, OH | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 75,000 | $ 75,000 | $ 4,000 |
| El Centro, CA | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Evansville, IN-KY | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 265,000 | $ 265,000 | $ 164,000 |
| Flagstaff, AZ | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Florence, SC | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Fort Collins, CO | 1 | $ 1,005,000 | $ 1,005,000 | $ 492,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 1,285,000 | $ 1,285,000 | $ 573,000 |
| Grand Junction, CO | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 105,000 | $ 105,000 | $ 543,000 |
| Hanford-Corcoran, CA | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 105,000 | $ 105,000 | $ 3,051,000 |
| Homosassa Springs, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kansas City, MO-KS | 1 | $ 205,000 | $ 205,000 | $ 9,000 |
| Lafayette, LA | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 215,000 | $ 215,000 | $ 187,000 |
| Lewiston, ID-WA | 1 | $ 365,000 | $ 365,000 | $ 319,000 |
| Nassau County-Suffolk County, NY | 1 | $ 355,000 | $ 355,000 | $ 0 |
| New Orleans-Metairie, LA | 1 | $ 105,000 | $ 105,000 | $ 229,000 |
| Olympia-Tumwater, WA | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Panama City, FL | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 434,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Santa Fe, NM | 1 | $ 465,000 | $ 465,000 | $ 121,000 |
| Sherman-Denison, TX | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Slidell-Mandeville-Covington, LA | 1 | $ 1,485,000 | $ 1,485,000 | $ 62,000 |
| Spartanburg, SC | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Tallahassee, FL | 1 | $ 275,000 | $ 275,000 | $ 1,330,000 |
| Victoria, TX | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Waco, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Wilmington, NC | 1 | $ 385,000 | $ 385,000 | $ 177,000 |
| Worcester, MA-CT | 1 | $ 345,000 | $ 345,000 | $ 2,000 |
Mortgage Loan Application Detail Totals for Ony Glo, Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 844 | $464,720,000 | $550,000 | $3,505,000 | $255,000 | $6,102,000 |
| Refinancing | 414 | $196,870,000 | $475,000 | $7,155,000 | $240,000 | $4,269,000 |
| Cash-out Refinancing | 1 | $145,000 | $145,000 | $145,000 | $127,000 | $127,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 421 | $228,285,000 | $542,000 | $7,155,000 | $274,000 | $6,102,000 |
| Asian | 311 | $188,935,000 | $607,000 | $3,375,000 | $281,000 | $3,051,000 |
| White | 258 | $138,320,000 | $536,000 | $3,395,000 | $271,000 | $5,869,000 |
| Hispanic | 199 | $79,735,000 | $400,000 | $2,325,000 | $156,000 | $1,666,000 |
| Black or African American | 63 | $20,915,000 | $331,000 | $1,485,000 | $139,000 | $974,000 |
| American Indian or Alaskan Native | 6 | $4,780,000 | $796,000 | $1,795,000 | $367,000 | $823,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $765,000 | $765,000 | $765,000 | $409,000 | $409,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,063 | $570,305,000 | $536,000 | $7,155,000 | $273,000 | $6,102,000 |
| FHA-insured (Federal Housing Administration) | 157 | $70,345,000 | $448,000 | $1,085,000 | $125,000 | $356,000 |
| VA-guaranteed (Veterans Administration) | 39 | $21,085,000 | $540,000 | $1,095,000 | $124,000 | $407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 751 | $410,795,000 | $546,000 | $3,395,000 | $243,000 | $5,869,000 |
| Application Denied By Financial Institution | 394 | $197,460,000 | $501,000 | $7,155,000 | $272,000 | $6,102,000 |
| File Closed For Incompleteness | 89 | $41,365,000 | $464,000 | $2,775,000 | $225,000 | $1,402,000 |
| Application Withdrawn By Applicant | 20 | $10,040,000 | $502,000 | $1,365,000 | $204,000 | $933,000 |
| Application Approved But Not Accepted | 5 | $2,075,000 | $415,000 | $655,000 | $137,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 865 | $464,275,000 | $536,000 | $3,395,000 | $240,000 | $5,869,000 |
| Credit Application Incomplete | 284 | $152,370,000 | $536,000 | $7,155,000 | $290,000 | $6,102,000 |
| Other | 36 | $16,660,000 | $462,000 | $2,605,000 | $256,000 | $1,178,000 |
| Debt-To-Income Ratio | 25 | $7,705,000 | $308,000 | $2,135,000 | $125,000 | $489,000 |
| Collateral | 16 | $8,830,000 | $551,000 | $1,505,000 | $359,000 | $1,330,000 |
| Unverifiable Information | 13 | $5,965,000 | $458,000 | $1,085,000 | $358,000 | $1,942,000 |
| Credit History | 12 | $2,640,000 | $220,000 | $655,000 | $76,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,295,000 | $459,000 | $595,000 | $120,000 | $218,000 |
| Employment History | 3 | $995,000 | $331,000 | $605,000 | $343,000 | $874,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ony Glo, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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