Open Mortgage, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Open Mortgage, LLC of Richardson, TX reported 3,110 mortgage applications totaling $1.1 billion, down 27% from 2023. The average application was for $359,848, and applicants reported an average income of $122,985. 46% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (349), Riverside-San Bernardino-Ontario, CA (319) and Dallas-Plano-Irving, TX (126) (applications in parentheses).

Mortgage Company & Address Open Mortgage, LLC

Richardson, TX 75080
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 3,110
Total Mortgage Loan Application Amount $1,119,130,000
Average Mortgage Loan Application Amount $359,848
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $122,985
Highest Applicant Income $1,760,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Open Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Open Mortgage, LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 349 $ 239,325,000 $ 685,744 $ 187,000
San Bernardino, California 164 $ 73,490,000 $ 448,109 $ 128,000
Riverside, California 155 $ 82,745,000 $ 533,838 $ 165,000
Sedgwick, Kansas 72 $ 15,620,000 $ 216,944 $ 87,000
Jefferson, Texas 63 $ 11,985,000 $ 190,238 $ 104,000
Dallas, Texas 60 $ 16,190,000 $ 269,833 $ 179,000
Tarrant, Texas 54 $ 18,060,000 $ 334,444 $ 101,000
Harris, Texas 50 $ 13,170,000 $ 263,400 $ 116,000
Cook, Illinois 49 $ 17,295,000 $ 352,959 $ 114,000
San Diego, California 39 $ 27,375,000 $ 701,923 $ 196,000
Orange, California 34 $ 24,160,000 $ 710,588 $ 234,000
Bexar, Texas 33 $ 9,765,000 $ 295,909 $ 95,000
Clark, Nevada 32 $ 12,490,000 $ 390,312 $ 124,000
Tulsa, Oklahoma 31 $ 6,025,000 $ 194,354 $ 69,000
Hinds, Mississippi 30 $ 4,590,000 $ 153,000 $ 78,000
Collin, Texas 30 $ 12,300,000 $ 410,000 $ 153,000
Rankin, Mississippi 28 $ 4,480,000 $ 160,000 $ 72,000
Hillsborough, Florida 27 $ 9,055,000 $ 335,370 $ 102,000
Osceola, Florida 27 $ 8,525,000 $ 315,740 $ 98,000
Linn, Iowa 27 $ 5,155,000 $ 190,925 $ 73,000
Madison, Indiana 26 $ 4,680,000 $ 180,000 $ 68,000
Maricopa, Arizona 25 $ 7,815,000 $ 312,600 $ 156,000
Miami-Dade, Florida 25 $ 15,965,000 $ 638,600 $ 228,000
Kern, California 24 $ 7,670,000 $ 319,583 $ 112,000
Pasco, Florida 24 $ 5,110,000 $ 212,916 $ 86,000
Citrus, Florida 23 $ 5,355,000 $ 232,826 $ 88,000
Reno, Kansas 23 $ 3,245,000 $ 141,086 $ 64,000
Fort Bend, Texas 23 $ 7,815,000 $ 339,782 $ 145,000
Palm Beach, Florida 22 $ 7,950,000 $ 361,363 $ 91,000
Jackson, Missouri 22 $ 4,710,000 $ 214,090 $ 124,000
Sacramento, California 20 $ 6,720,000 $ 336,000 $ 129,000
Pinellas, Florida 20 $ 6,250,000 $ 312,500 $ 108,000
Johnson, Kansas 19 $ 9,785,000 $ 515,000 $ 176,000
Mecklenburg, North Carolina 19 $ 5,375,000 $ 282,894 $ 135,000
Polk, Florida 17 $ 3,455,000 $ 203,235 $ 89,000
Prince George's, Maryland 17 $ 10,125,000 $ 595,588 $ 150,000
Le Flore, Oklahoma 17 $ 2,855,000 $ 167,941 $ 65,000
Clay, Missouri 16 $ 4,650,000 $ 290,625 $ 103,000
Cherokee, Oklahoma 16 $ 2,830,000 $ 176,875 $ 73,000
Orange, Texas 16 $ 3,300,000 $ 206,250 $ 81,000
St. Lucie, Florida 15 $ 3,225,000 $ 215,000 $ 75,000
Davidson, Tennessee 15 $ 9,535,000 $ 635,666 $ 28,000
Ventura, California 14 $ 9,470,000 $ 676,428 $ 195,000
Broward, Florida 14 $ 6,890,000 $ 492,142 $ 142,000
Lee, Florida 14 $ 4,450,000 $ 317,857 $ 127,000
Clayton, Georgia 14 $ 2,310,000 $ 165,000 $ 73,000
Avoyelles, Louisiana 14 $ 1,220,000 $ 87,142 $ 42,000
Pennington, South Dakota 14 $ 3,540,000 $ 252,857 $ 83,000
Denton, Texas 14 $ 5,540,000 $ 395,714 $ 138,000
Gwinnett, Georgia 13 $ 4,735,000 $ 364,230 $ 125,000
Hardin, Texas 13 $ 1,915,000 $ 147,307 $ 89,000
Cuyahoga, Ohio 12 $ 1,530,000 $ 127,500 $ 54,000
Fremont, Wyoming 12 $ 2,900,000 $ 241,666 $ 114,000
Duval, Florida 11 $ 2,925,000 $ 265,909 $ 64,000
Wyandotte, Kansas 11 $ 2,025,000 $ 184,090 $ 93,000
Henry, Georgia 10 $ 2,500,000 $ 250,000 $ 127,000
Madison, Mississippi 10 $ 1,990,000 $ 199,000 $ 80,000
Rogers, Oklahoma 10 $ 2,330,000 $ 233,000 $ 92,000
El Paso, Texas 10 $ 1,420,000 $ 142,000 $ 161,000
Kaufman, Texas 10 $ 3,850,000 $ 385,000 $ 105,000
Travis, Texas 10 $ 4,030,000 $ 403,000 $ 122,000
Benton, Arkansas 9 $ 2,515,000 $ 279,444 $ 77,000
Arapahoe, Colorado 9 $ 2,595,000 $ 288,333 $ 118,000
Cobb, Georgia 9 $ 2,035,000 $ 226,111 $ 129,000
Buchanan, Missouri 9 $ 1,165,000 $ 129,444 $ 66,000
Union, North Carolina 9 $ 3,065,000 $ 340,555 $ 131,000
Comal, Texas 9 $ 2,585,000 $ 287,222 $ 105,000
Washington, Arkansas 8 $ 2,130,000 $ 266,250 $ 95,000
Contra Costa, California 8 $ 5,080,000 $ 635,000 $ 151,000
DeKalb, Georgia 8 $ 2,140,000 $ 267,500 $ 96,000
Hennepin, Minnesota 8 $ 3,570,000 $ 446,250 $ 195,000
Warren, Mississippi 8 $ 1,100,000 $ 137,500 $ 69,000
Gaston, North Carolina 8 $ 2,390,000 $ 298,750 $ 108,000
Wagoner, Oklahoma 8 $ 2,030,000 $ 253,750 $ 88,000
Washington, Oklahoma 8 $ 1,190,000 $ 148,750 $ 64,000
Spartanburg, South Carolina 8 $ 1,580,000 $ 197,500 $ 86,000
Brown, Texas 8 $ 1,030,000 $ 128,750 $ 101,000
Montgomery, Texas 8 $ 1,620,000 $ 202,500 $ 106,000
Russell, Alabama 7 $ 1,585,000 $ 226,428 $ 90,000
Orange, Florida 7 $ 5,035,000 $ 719,285 $ 203,000
Sarasota, Florida 7 $ 1,755,000 $ 250,714 $ 73,000
Bourbon, Kansas 7 $ 775,000 $ 110,714 $ 74,000
Montgomery, Maryland 7 $ 4,705,000 $ 672,142 $ 191,000
Wood, Texas 7 $ 1,775,000 $ 253,571 $ 91,000
Prince William, Virginia 7 $ 3,975,000 $ 567,857 $ 140,000
Baldwin, Alabama 6 $ 1,710,000 $ 285,000 $ 89,000
Fresno, California 6 $ 1,890,000 $ 315,000 $ 60,000
Tulare, California 6 $ 2,010,000 $ 335,000 $ 85,000
Hernando, Florida 6 $ 1,210,000 $ 201,666 $ 61,000
Fulton, Georgia 6 $ 2,420,000 $ 403,333 $ 99,000
Benton, Iowa 6 $ 1,250,000 $ 208,333 $ 68,000
Tama, Iowa 6 $ 700,000 $ 116,666 $ 67,000
Butler, Kansas 6 $ 1,380,000 $ 230,000 $ 105,000
Miami, Kansas 6 $ 1,050,000 $ 175,000 $ 83,000
Terrebonne, Louisiana 6 $ 1,150,000 $ 191,666 $ 78,000
Franklin, Ohio 6 $ 2,060,000 $ 343,333 $ 69,000
Philadelphia, Pennsylvania 6 $ 1,240,000 $ 206,666 $ 28,000
Shelby, Tennessee 6 $ 1,160,000 $ 193,333 $ 60,000
Brazoria, Texas 6 $ 2,060,000 $ 343,333 $ 140,000
Ellis, Texas 6 $ 2,650,000 $ 441,666 $ 159,000
Hidalgo, Texas 6 $ 1,180,000 $ 196,666 $ 106,000
Stafford, Virginia 6 $ 3,300,000 $ 550,000 $ 130,000
Pierce, Washington 6 $ 2,120,000 $ 353,333 $ 104,000
St. Johns, Florida 5 $ 2,015,000 $ 403,000 $ 127,000
Delaware, Indiana 5 $ 695,000 $ 139,000 $ 68,000
Iowa, Iowa 5 $ 475,000 $ 95,000 $ 69,000
Lafayette, Louisiana 5 $ 475,000 $ 95,000 $ 88,000
Lafourche, Louisiana 5 $ 815,000 $ 163,000 $ 59,000
Macomb, Michigan 5 $ 1,305,000 $ 261,000 $ 105,000
Wayne, Michigan 5 $ 655,000 $ 131,000 $ 58,000
Simpson, Mississippi 5 $ 665,000 $ 133,000 $ 57,000
Cabarrus, North Carolina 5 $ 1,115,000 $ 223,000 $ 86,000
Cumberland, North Carolina 5 $ 955,000 $ 191,000 $ 81,000
Oklahoma, Oklahoma 5 $ 1,305,000 $ 261,000 $ 85,000
Lancaster, South Carolina 5 $ 1,885,000 $ 377,000 $ 118,000
York, South Carolina 5 $ 1,525,000 $ 305,000 $ 104,000
Galveston, Texas 5 $ 1,515,000 $ 303,000 $ 161,000
Hunt, Texas 5 $ 1,155,000 $ 231,000 $ 77,000
Mobile, Alabama 4 $ 930,000 $ 232,500 $ 128,000
Imperial, California 4 $ 970,000 $ 242,500 $ 99,000
Merced, California 4 $ 840,000 $ 210,000 $ 100,000
San Joaquin, California 4 $ 870,000 $ 217,500 $ 74,000
Stanislaus, California 4 $ 2,030,000 $ 507,500 $ 108,000
Adams, Colorado 4 $ 1,830,000 $ 457,500 $ 71,000
Sussex, Delaware 4 $ 1,090,000 $ 272,500 $ 109,000
Lake, Florida 4 $ 840,000 $ 210,000 $ 55,000
Manatee, Florida 4 $ 1,520,000 $ 380,000 $ 458,000
McDuffie, Georgia 4 $ 360,000 $ 90,000 $ 45,000
Rockdale, Georgia 4 $ 860,000 $ 215,000 $ 87,000
Marion, Indiana 4 $ 570,000 $ 142,500 $ 62,000
Jasper, Iowa 4 $ 430,000 $ 107,500 $ 63,000
Johnson, Iowa 4 $ 700,000 $ 175,000 $ 102,000
Cowley, Kansas 4 $ 470,000 $ 117,500 $ 48,000
Leavenworth, Kansas 4 $ 1,520,000 $ 380,000 $ 118,000
Baltimore City, Maryland 4 $ 910,000 $ 227,500 $ 107,000
Cole, Missouri 4 $ 550,000 $ 137,500 $ 189,000
Bergen, New Jersey 4 $ 3,680,000 $ 920,000 $ 606,000
Canadian, Oklahoma 4 $ 920,000 $ 230,000 $ 111,000
Muskogee, Oklahoma 4 $ 540,000 $ 135,000 $ 71,000
Osage, Oklahoma 4 $ 650,000 $ 162,500 $ 58,000
Sequoyah, Oklahoma 4 $ 750,000 $ 187,500 $ 78,000
Horry, South Carolina 4 $ 1,290,000 $ 322,500 $ 75,000
Richland, South Carolina 4 $ 570,000 $ 142,500 $ 64,000
Loudoun, Virginia 4 $ 2,130,000 $ 532,500 $ 127,000
Thurston, Washington 4 $ 1,100,000 $ 275,000 $ 191,000
Morgan, Alabama 3 $ 365,000 $ 121,666 $ 56,000
Pinal, Arizona 3 $ 735,000 $ 245,000 $ 58,000
Alameda, California 3 $ 1,745,000 $ 581,666 $ 141,000
Kings, California 3 $ 1,065,000 $ 355,000 $ 88,000
Placer, California 3 $ 785,000 $ 261,666 $ 117,000
Sutter, California 3 $ 845,000 $ 281,666 $ 56,000
Capitol Planning Region, Connecticut 3 $ 1,065,000 $ 355,000 $ 33,000
Bay, Florida 3 $ 285,000 $ 95,000 $ 73,000
Collier, Florida 3 $ 995,000 $ 331,666 $ 177,000
Escambia, Florida 3 $ 745,000 $ 248,333 $ 108,000
Indian River, Florida 3 $ 695,000 $ 231,666 $ 132,000
Marion, Florida 3 $ 505,000 $ 168,333 $ 34,000
Santa Rosa, Florida 3 $ 755,000 $ 251,666 $ 27,000
Douglas, Georgia 3 $ 645,000 $ 215,000 $ 122,000
Forsyth, Georgia 3 $ 1,355,000 $ 451,666 $ 92,000
Harris, Georgia 3 $ 715,000 $ 238,333 $ 72,000
Lowndes, Georgia 3 $ 235,000 $ 78,333 $ 78,000
Muscogee, Georgia 3 $ 495,000 $ 165,000 $ 147,000
Bonneville, Idaho 3 $ 1,255,000 $ 418,333 $ 89,000
Tippecanoe, Indiana 3 $ 655,000 $ 218,333 $ 79,000
Scott, Iowa 3 $ 605,000 $ 201,666 $ 86,000
Sumner, Kansas 3 $ 395,000 $ 131,666 $ 57,000
Calcasieu, Louisiana 3 $ 405,000 $ 135,000 $ 52,000
Jefferson, Louisiana 3 $ 695,000 $ 231,666 $ 107,000
St. John the Baptist, Louisiana 3 $ 265,000 $ 88,333 $ 36,000
Anne Arundel, Maryland 3 $ 1,605,000 $ 535,000 $ 157,000
Charles, Maryland 3 $ 1,665,000 $ 555,000 $ 159,000
Harford, Maryland 3 $ 875,000 $ 291,666 $ 90,000
Cass, Missouri 3 $ 765,000 $ 255,000 $ 102,000
St. Charles, Missouri 3 $ 525,000 $ 175,000 $ 111,000
Vernon, Missouri 3 $ 345,000 $ 115,000 $ 208,000
Sarpy, Nebraska 3 $ 225,000 $ 75,000 $ 61,000
Washoe, Nevada 3 $ 1,195,000 $ 398,333 $ 187,000
Union, New Jersey 3 $ 1,825,000 $ 608,333 $ 146,000
Bernalillo, New Mexico 3 $ 645,000 $ 215,000 $ 27,000
Socorro, New Mexico 3 $ 635,000 $ 211,666 $ 7,000
Durham, North Carolina 3 $ 935,000 $ 311,666 $ 97,000
Creek, Oklahoma 3 $ 475,000 $ 158,333 $ 73,000
Garfield, Oklahoma 3 $ 265,000 $ 88,333 $ 46,000
Kay, Oklahoma 3 $ 355,000 $ 118,333 $ 34,000
Logan, Oklahoma 3 $ 1,155,000 $ 385,000 $ 130,000
Okmulgee, Oklahoma 3 $ 845,000 $ 281,666 $ 107,000
Pittsburg, Oklahoma 3 $ 605,000 $ 201,666 $ 102,000
Clackamas, Oregon 3 $ 1,365,000 $ 455,000 $ 309,000
Delaware, Pennsylvania 3 $ 525,000 $ 175,000 $ 57,000
Northampton, Pennsylvania 3 $ 1,155,000 $ 385,000 $ 157,000
Berkeley, South Carolina 3 $ 615,000 $ 205,000 $ 83,000
Cherokee, South Carolina 3 $ 315,000 $ 105,000 $ 88,000
Chester, South Carolina 3 $ 735,000 $ 245,000 $ 88,000
Meade, South Dakota 3 $ 995,000 $ 331,666 $ 95,000
Cherokee, Texas 3 $ 425,000 $ 141,666 $ 25,000
Coleman, Texas 3 $ 915,000 $ 305,000 $ 154,000
Grayson, Texas 3 $ 645,000 $ 215,000 $ 166,000
Guadalupe, Texas 3 $ 805,000 $ 268,333 $ 91,000
Howard, Texas 3 $ 1,215,000 $ 405,000 $ 138,000
Johnson, Texas 3 $ 845,000 $ 281,666 $ 184,000
Medina, Texas 3 $ 1,145,000 $ 381,666 $ 174,000
Taylor, Texas 3 $ 425,000 $ 141,666 $ 64,000
Uvalde, Texas 3 $ 845,000 $ 281,666 $ 122,000
Williamson, Texas 3 $ 1,265,000 $ 421,666 $ 52,000
Salt Lake, Utah 3 $ 1,135,000 $ 378,333 $ 71,000
Chesterfield, Virginia 3 $ 1,035,000 $ 345,000 $ 154,000
Spotsylvania, Virginia 3 $ 1,275,000 $ 425,000 $ 102,000
Milwaukee, Wisconsin 3 $ 525,000 $ 175,000 $ 47,000
Big Horn, Wyoming 3 $ 515,000 $ 171,666 $ 0
Natrona, Wyoming 3 $ 345,000 $ 115,000 $ 0
Lee, Alabama 2 $ 430,000 $ 215,000 $ 117,000
Montgomery, Alabama 2 $ 170,000 $ 85,000 $ 36,000
Pima, Arizona 2 $ 430,000 $ 215,000 $ 832,000
Yavapai, Arizona 2 $ 430,000 $ 215,000 $ 84,000
Pulaski, Arkansas 2 $ 180,000 $ 90,000 $ 60,000
Monterey, California 2 $ 1,080,000 $ 540,000 $ 135,000
Santa Barbara, California 2 $ 770,000 $ 385,000 $ 111,000
Shasta, California 2 $ 1,240,000 $ 620,000 $ 216,000
Solano, California 2 $ 1,030,000 $ 515,000 $ 185,000
Yolo, California 2 $ 780,000 $ 390,000 $ 157,000
Douglas, Colorado 2 $ 770,000 $ 385,000 $ 184,000
El Paso, Colorado 2 $ 970,000 $ 485,000 $ 158,000
Pueblo, Colorado 2 $ 430,000 $ 215,000 $ 17,000
Highlands, Florida 2 $ 210,000 $ 105,000 $ 55,000
Putnam, Florida 2 $ 230,000 $ 115,000 $ 86,000
Seminole, Florida 2 $ 420,000 $ 210,000 $ 50,000
Walton, Florida 2 $ 560,000 $ 280,000 $ 114,000
Columbia, Georgia 2 $ 280,000 $ 140,000 $ 70,000
Coweta, Georgia 2 $ 600,000 $ 300,000 $ 105,000
Houston, Georgia 2 $ 430,000 $ 215,000 $ 64,000
Liberty, Georgia 2 $ 410,000 $ 205,000 $ 80,000
Newton, Georgia 2 $ 530,000 $ 265,000 $ 82,000
Paulding, Georgia 2 $ 300,000 $ 150,000 $ 105,000
Richmond, Georgia 2 $ 310,000 $ 155,000 $ 90,000
Taliaferro, Georgia 2 $ 330,000 $ 165,000 $ 121,000
Tattnall, Georgia 2 $ 170,000 $ 85,000 $ 47,000
Bingham, Idaho 2 $ 260,000 $ 130,000 $ 68,000
Kootenai, Idaho 2 $ 380,000 $ 190,000 $ 100,000
DuPage, Illinois 2 $ 1,000,000 $ 500,000 $ 60,000
Kane, Illinois 2 $ 630,000 $ 315,000 $ 117,000
Kankakee, Illinois 2 $ 170,000 $ 85,000 $ 64,000
Lake, Illinois 2 $ 600,000 $ 300,000 $ 135,000
Cass, Indiana 2 $ 290,000 $ 145,000 $ 56,000
Floyd, Indiana 2 $ 160,000 $ 80,000 $ 22,000
Hendricks, Indiana 2 $ 640,000 $ 320,000 $ 112,000
Henry, Indiana 2 $ 340,000 $ 170,000 $ 50,000
Howard, Indiana 2 $ 640,000 $ 320,000 $ 90,000
Jennings, Indiana 2 $ 150,000 $ 75,000 $ 54,000
White, Indiana 2 $ 490,000 $ 245,000 $ 90,000
Cedar, Iowa 2 $ 330,000 $ 165,000 $ 50,000
Harvey, Kansas 2 $ 330,000 $ 165,000 $ 61,000
McPherson, Kansas 2 $ 390,000 $ 195,000 $ 95,000
Saline, Kansas 2 $ 670,000 $ 335,000 $ 184,000
Clay, Kentucky 2 $ 280,000 $ 140,000 $ 153,000
Johnson, Kentucky 2 $ 150,000 $ 75,000 $ 72,000
Caddo, Louisiana 2 $ 350,000 $ 175,000 $ 158,000
East Baton Rouge, Louisiana 2 $ 970,000 $ 485,000 $ 130,000
Baltimore, Maryland 2 $ 1,110,000 $ 555,000 $ 126,000
Frederick, Maryland 2 $ 450,000 $ 225,000 $ 112,000
Washington, Maryland 2 $ 740,000 $ 370,000 $ 169,000
Suffolk, Massachusetts 2 $ 1,730,000 $ 865,000 $ 876,000
Anoka, Minnesota 2 $ 450,000 $ 225,000 $ 102,000
Washington, Minnesota 2 $ 710,000 $ 355,000 $ 103,000
DeSoto, Mississippi 2 $ 830,000 $ 415,000 $ 107,000
Lamar, Mississippi 2 $ 540,000 $ 270,000 $ 83,000
Yazoo, Mississippi 2 $ 350,000 $ 175,000 $ 52,000
Livingston, Missouri 2 $ 210,000 $ 105,000 $ 67,000
Moniteau, Missouri 2 $ 200,000 $ 100,000 $ 61,000
Platte, Missouri 2 $ 540,000 $ 270,000 $ 148,000
St. Louis, Missouri 2 $ 590,000 $ 295,000 $ 127,000
Nye, Nevada 2 $ 350,000 $ 175,000 $ 62,000
Burlington, New Jersey 2 $ 1,490,000 $ 745,000 $ 153,000
Middlesex, New Jersey 2 $ 990,000 $ 495,000 $ 133,000
Catron, New Mexico 2 $ 380,000 $ 190,000 $ 95,000
Lincoln, New Mexico 2 $ 270,000 $ 135,000 $ 66,000
Sandoval, New Mexico 2 $ 350,000 $ 175,000 $ 95,000
Lee, North Carolina 2 $ 600,000 $ 300,000 $ 115,000
Wake, North Carolina 2 $ 280,000 $ 140,000 $ 91,000
Wilson, North Carolina 2 $ 540,000 $ 270,000 $ 89,000
Stark, North Dakota 2 $ 410,000 $ 205,000 $ 108,000
Carter, Oklahoma 2 $ 370,000 $ 185,000 $ 96,000
Delaware, Oklahoma 2 $ 620,000 $ 310,000 $ 97,000
Greer, Oklahoma 2 $ 240,000 $ 120,000 $ 60,000
Mayes, Oklahoma 2 $ 310,000 $ 155,000 $ 71,000
McClain, Oklahoma 2 $ 280,000 $ 140,000 $ 51,000
Pottawatomie, Oklahoma 2 $ 280,000 $ 140,000 $ 57,000
Jackson, Oregon 2 $ 670,000 $ 335,000 $ 124,000
Josephine, Oregon 2 $ 370,000 $ 185,000 $ 77,000
Marion, Oregon 2 $ 480,000 $ 240,000 $ 69,000
Mercer, Pennsylvania 2 $ 110,000 $ 55,000 $ 236,000
Montgomery, Pennsylvania 2 $ 670,000 $ 335,000 $ 99,000
Bedford, Tennessee 2 $ 1,810,000 $ 905,000 $ 394,000
Knox, Tennessee 2 $ 230,000 $ 115,000 $ 58,000
Montgomery, Tennessee 2 $ 500,000 $ 250,000 $ 54,000
Rutherford, Tennessee 2 $ 890,000 $ 445,000 $ 83,000
Sevier, Tennessee 2 $ 1,810,000 $ 905,000 $ 6,000
Sumner, Tennessee 2 $ 600,000 $ 300,000 $ 78,000
Coryell, Texas 2 $ 770,000 $ 385,000 $ 65,000
Delta, Texas 2 $ 120,000 $ 60,000 $ 61,000
Jasper, Texas 2 $ 230,000 $ 115,000 $ 81,000
Kerr, Texas 2 $ 280,000 $ 140,000 $ 96,000
McCulloch, Texas 2 $ 290,000 $ 145,000 $ 98,000
Parker, Texas 2 $ 760,000 $ 380,000 $ 172,000
Davis, Utah 2 $ 920,000 $ 460,000 $ 114,000
Tooele, Utah 2 $ 870,000 $ 435,000 $ 86,000
Uintah, Utah 2 $ 570,000 $ 285,000 $ 151,000
Utah, Utah 2 $ 670,000 $ 335,000 $ 79,000
Washington, Utah 2 $ 890,000 $ 445,000 $ 221,000
Augusta, Virginia 2 $ 380,000 $ 190,000 $ 100,000
Chesapeake, Virginia 2 $ 1,070,000 $ 535,000 $ 170,000
Brown, Wisconsin 2 $ 290,000 $ 145,000 $ 0
Albany, Wyoming 2 $ 380,000 $ 190,000 $ 92,000
Laramie, Wyoming 2 $ 680,000 $ 340,000 $ 109,000
Washakie, Wyoming 2 $ 380,000 $ 190,000 $ 0
Calhoun, Alabama 1 $ 185,000 $ 185,000 $ 77,000
Escambia, Alabama 1 $ 105,000 $ 105,000 $ 30,000
Etowah, Alabama 1 $ 135,000 $ 135,000 $ 48,000
Madison, Alabama 1 $ 295,000 $ 295,000 $ 67,000
Talladega, Alabama 1 $ 275,000 $ 275,000 $ 76,000
Tallapoosa, Alabama 1 $ 195,000 $ 195,000 $ 57,000
Mohave, Arizona 1 $ 205,000 $ 205,000 $ 77,000
Butte, California 1 $ 355,000 $ 355,000 $ 82,000
El Dorado, California 1 $ 415,000 $ 415,000 $ 203,000
Nevada, California 1 $ 55,000 $ 55,000 $ 225,000
San Francisco, California 1 $ 585,000 $ 585,000 $ 137,000
San Mateo, California 1 $ 495,000 $ 495,000 $ 119,000
Santa Clara, California 1 $ 915,000 $ 915,000 $ 306,000
Tehama, California 1 $ 295,000 $ 295,000 $ 97,000
Yuba, California 1 $ 305,000 $ 305,000 $ 59,000
Jefferson, Colorado 1 $ 755,000 $ 755,000 $ 5,000
Larimer, Colorado 1 $ 645,000 $ 645,000 $ 176,000
Morgan, Colorado 1 $ 765,000 $ 765,000 $ 149,000
Park, Colorado 1 $ 475,000 $ 475,000 $ 140,000
Kent, Delaware 1 $ 255,000 $ 255,000 $ 184,000
District of Columbia, District Of Columbia 1 $ 455,000 $ 455,000 $ 56,000
Alachua, Florida 1 $ 405,000 $ 405,000 $ 93,000
Brevard, Florida 1 $ 455,000 $ 455,000 $ 103,000
Charlotte, Florida 1 $ 355,000 $ 355,000 $ 103,000
DeSoto, Florida 1 $ 255,000 $ 255,000 $ 0
Dixie, Florida 1 $ 95,000 $ 95,000 $ 37,000
Hendry, Florida 1 $ 425,000 $ 425,000 $ 118,000
Holmes, Florida 1 $ 305,000 $ 305,000 $ 99,000
Monroe, Florida 1 $ 375,000 $ 375,000 $ 172,000
Suwannee, Florida 1 $ 235,000 $ 235,000 $ 73,000
Bibb, Georgia 1 $ 195,000 $ 195,000 $ 80,000
Cherokee, Georgia 1 $ 415,000 $ 415,000 $ 92,000
Effingham, Georgia 1 $ 275,000 $ 275,000 $ 119,000
Gordon, Georgia 1 $ 265,000 $ 265,000 $ 99,000
Hall, Georgia 1 $ 465,000 $ 465,000 $ 92,000
Long, Georgia 1 $ 365,000 $ 365,000 $ 85,000
Pickens, Georgia 1 $ 1,005,000 $ 1,005,000 $ 89,000
Pulaski, Georgia 1 $ 175,000 $ 175,000 $ 65,000
Spalding, Georgia 1 $ 315,000 $ 315,000 $ 105,000
White, Georgia 1 $ 265,000 $ 265,000 $ 0
Iroquois, Illinois 1 $ 305,000 $ 305,000 $ 96,000
Kendall, Illinois 1 $ 65,000 $ 65,000 $ 183,000
Will, Illinois 1 $ 645,000 $ 645,000 $ 741,000
Williamson, Illinois 1 $ 85,000 $ 85,000 $ 0
Blackford, Indiana 1 $ 135,000 $ 135,000 $ 91,000
Fulton, Indiana 1 $ 115,000 $ 115,000 $ 48,000
Hancock, Indiana 1 $ 125,000 $ 125,000 $ 50,000
Tipton, Indiana 1 $ 105,000 $ 105,000 $ 30,000
Louisa, Iowa 1 $ 175,000 $ 175,000 $ 75,000
Muscatine, Iowa 1 $ 145,000 $ 145,000 $ 81,000
Polk, Iowa 1 $ 345,000 $ 345,000 $ 157,000
Poweshiek, Iowa 1 $ 275,000 $ 275,000 $ 120,000
Washington, Iowa 1 $ 215,000 $ 215,000 $ 104,000
Dickinson, Kansas 1 $ 105,000 $ 105,000 $ 40,000
Douglas, Kansas 1 $ 325,000 $ 325,000 $ 145,000
Ellis, Kansas 1 $ 175,000 $ 175,000 $ 73,000
Kingman, Kansas 1 $ 165,000 $ 165,000 $ 44,000
Linn, Kansas 1 $ 345,000 $ 345,000 $ 80,000
Mitchell, Kansas 1 $ 195,000 $ 195,000 $ 64,000
Pratt, Kansas 1 $ 315,000 $ 315,000 $ 164,000
Shawnee, Kansas 1 $ 205,000 $ 205,000 $ 128,000
Stafford, Kansas 1 $ 65,000 $ 65,000 $ 33,000
Laurel, Kentucky 1 $ 285,000 $ 285,000 $ 73,000
Acadia, Louisiana 1 $ 155,000 $ 155,000 $ 54,000
Evangeline, Louisiana 1 $ 155,000 $ 155,000 $ 49,000
Iberia, Louisiana 1 $ 375,000 $ 375,000 $ 228,000
Jefferson Davis, Louisiana 1 $ 35,000 $ 35,000 $ 42,000
Livingston, Louisiana 1 $ 335,000 $ 335,000 $ 115,000
Rapides, Louisiana 1 $ 265,000 $ 265,000 $ 70,000
St. Charles, Louisiana 1 $ 175,000 $ 175,000 $ 0
St. Martin, Louisiana 1 $ 175,000 $ 175,000 $ 57,000
St. Tammany, Louisiana 1 $ 245,000 $ 245,000 $ 15,000
York, Maine 1 $ 365,000 $ 365,000 $ 87,000
Calvert, Maryland 1 $ 585,000 $ 585,000 $ 138,000
St. Mary's, Maryland 1 $ 395,000 $ 395,000 $ 117,000
Wicomico, Maryland 1 $ 415,000 $ 415,000 $ 199,000
Worcester, Massachusetts 1 $ 505,000 $ 505,000 $ 118,000
Huron, Michigan 1 $ 265,000 $ 265,000 $ 89,000
Newaygo, Michigan 1 $ 255,000 $ 255,000 $ 108,000
Roscommon, Michigan 1 $ 405,000 $ 405,000 $ 293,000
Carver, Minnesota 1 $ 305,000 $ 305,000 $ 101,000
Ramsey, Minnesota 1 $ 455,000 $ 455,000 $ 61,000
Scott, Minnesota 1 $ 525,000 $ 525,000 $ 154,000
Sherburne, Minnesota 1 $ 375,000 $ 375,000 $ 170,000
Wright, Minnesota 1 $ 275,000 $ 275,000 $ 94,000
Clarke, Mississippi 1 $ 55,000 $ 55,000 $ 20,000
Copiah, Mississippi 1 $ 465,000 $ 465,000 $ 123,000
Forrest, Mississippi 1 $ 85,000 $ 85,000 $ 56,000
Grenada, Mississippi 1 $ 185,000 $ 185,000 $ 87,000
Lafayette, Mississippi 1 $ 415,000 $ 415,000 $ 153,000
Leake, Mississippi 1 $ 75,000 $ 75,000 $ 56,000
Marion, Mississippi 1 $ 125,000 $ 125,000 $ 42,000
Andrew, Missouri 1 $ 505,000 $ 505,000 $ 195,000
Butler, Missouri 1 $ 185,000 $ 185,000 $ 43,000
Clinton, Missouri 1 $ 335,000 $ 335,000 $ 98,000
Greene, Missouri 1 $ 225,000 $ 225,000 $ 135,000
Grundy, Missouri 1 $ 45,000 $ 45,000 $ 28,000
Lafayette, Missouri 1 $ 125,000 $ 125,000 $ 4,000
Morgan, Missouri 1 $ 665,000 $ 665,000 $ 821,000
Randolph, Missouri 1 $ 205,000 $ 205,000 $ 65,000
St. Francois, Missouri 1 $ 165,000 $ 165,000 $ 68,000
Douglas, Nebraska 1 $ 365,000 $ 365,000 $ 84,000
Merrick, Nebraska 1 $ 125,000 $ 125,000 $ 66,000
Cheshire, New Hampshire 1 $ 565,000 $ 565,000 $ 19,000
Essex, New Jersey 1 $ 495,000 $ 495,000 $ 179,000
Hudson, New Jersey 1 $ 185,000 $ 185,000 $ 115,000
Passaic, New Jersey 1 $ 415,000 $ 415,000 $ 0
Sussex, New Jersey 1 $ 365,000 $ 365,000 $ 236,000
Eddy, New Mexico 1 $ 265,000 $ 265,000 $ 305,000
Santa Fe, New Mexico 1 $ 265,000 $ 265,000 $ 0
Sierra, New Mexico 1 $ 155,000 $ 155,000 $ 66,000
Valencia, New Mexico 1 $ 265,000 $ 265,000 $ 52,000
Alamance, North Carolina 1 $ 295,000 $ 295,000 $ 150,000
Forsyth, North Carolina 1 $ 405,000 $ 405,000 $ 103,000
Franklin, North Carolina 1 $ 325,000 $ 325,000 $ 96,000
Guilford, North Carolina 1 $ 455,000 $ 455,000 $ 251,000
Harnett, North Carolina 1 $ 225,000 $ 225,000 $ 92,000
Iredell, North Carolina 1 $ 315,000 $ 315,000 $ 65,000
Johnston, North Carolina 1 $ 335,000 $ 335,000 $ 99,000
Nash, North Carolina 1 $ 185,000 $ 185,000 $ 100,000
Onslow, North Carolina 1 $ 75,000 $ 75,000 $ 50,000
Pender, North Carolina 1 $ 375,000 $ 375,000 $ 92,000
Randolph, North Carolina 1 $ 235,000 $ 235,000 $ 101,000
Richmond, North Carolina 1 $ 115,000 $ 115,000 $ 0
Stanly, North Carolina 1 $ 415,000 $ 415,000 $ 83,000
Williams, North Dakota 1 $ 365,000 $ 365,000 $ 101,000
Lorain, Ohio 1 $ 105,000 $ 105,000 $ 0
Summit, Ohio 1 $ 185,000 $ 185,000 $ 59,000
Warren, Ohio 1 $ 335,000 $ 335,000 $ 153,000
Adair, Oklahoma 1 $ 95,000 $ 95,000 $ 52,000
Alfalfa, Oklahoma 1 $ 165,000 $ 165,000 $ 42,000
Cleveland, Oklahoma 1 $ 205,000 $ 205,000 $ 77,000
Garvin, Oklahoma 1 $ 235,000 $ 235,000 $ 86,000
Grady, Oklahoma 1 $ 115,000 $ 115,000 $ 33,000
Grant, Oklahoma 1 $ 105,000 $ 105,000 $ 48,000
Haskell, Oklahoma 1 $ 125,000 $ 125,000 $ 46,000
Jackson, Oklahoma 1 $ 125,000 $ 125,000 $ 84,000
Murray, Oklahoma 1 $ 165,000 $ 165,000 $ 50,000
Pawnee, Oklahoma 1 $ 225,000 $ 225,000 $ 55,000
Woods, Oklahoma 1 $ 245,000 $ 245,000 $ 145,000
Crook, Oregon 1 $ 425,000 $ 425,000 $ 89,000
Lawrence, Pennsylvania 1 $ 205,000 $ 205,000 $ 4,000
Lehigh, Pennsylvania 1 $ 245,000 $ 245,000 $ 85,000
Luzerne, Pennsylvania 1 $ 155,000 $ 155,000 $ 220,000
Providence, Rhode Island 1 $ 475,000 $ 475,000 $ 156,000
Charleston, South Carolina 1 $ 1,435,000 $ 1,435,000 $ 318,000
Chesterfield, South Carolina 1 $ 175,000 $ 175,000 $ 85,000
Greenwood, South Carolina 1 $ 155,000 $ 155,000 $ 191,000
Laurens, South Carolina 1 $ 405,000 $ 405,000 $ 0
Orangeburg, South Carolina 1 $ 155,000 $ 155,000 $ 64,000
Hawkins, Tennessee 1 $ 225,000 $ 225,000 $ 62,000
Jefferson, Tennessee 1 $ 545,000 $ 545,000 $ 370,000
Trousdale, Tennessee 1 $ 735,000 $ 735,000 $ 234,000
Wilson, Tennessee 1 $ 355,000 $ 355,000 $ 102,000
Bosque, Texas 1 $ 285,000 $ 285,000 $ 110,000
Brazos, Texas 1 $ 435,000 $ 435,000 $ 168,000
Burleson, Texas 1 $ 175,000 $ 175,000 $ 63,000
Callahan, Texas 1 $ 125,000 $ 125,000 $ 45,000
Ector, Texas 1 $ 225,000 $ 225,000 $ 56,000
Falls, Texas 1 $ 175,000 $ 175,000 $ 62,000
Gregg, Texas 1 $ 175,000 $ 175,000 $ 60,000
Hamilton, Texas 1 $ 235,000 $ 235,000 $ 80,000
Hays, Texas 1 $ 1,085,000 $ 1,085,000 $ 5,000
Hill, Texas 1 $ 455,000 $ 455,000 $ 219,000
Lamar, Texas 1 $ 445,000 $ 445,000 $ 153,000
Liberty, Texas 1 $ 705,000 $ 705,000 $ 10,000
Lubbock, Texas 1 $ 405,000 $ 405,000 $ 84,000
McLennan, Texas 1 $ 125,000 $ 125,000 $ 44,000
Menard, Texas 1 $ 225,000 $ 225,000 $ 278,000
Morris, Texas 1 $ 145,000 $ 145,000 $ 73,000
Palo Pinto, Texas 1 $ 355,000 $ 355,000 $ 169,000
Polk, Texas 1 $ 115,000 $ 115,000 $ 67,000
Rains, Texas 1 $ 355,000 $ 355,000 $ 141,000
Rockwall, Texas 1 $ 325,000 $ 325,000 $ 125,000
Wharton, Texas 1 $ 95,000 $ 95,000 $ 0
Weber, Utah 1 $ 805,000 $ 805,000 $ 0
Windsor, Vermont 1 $ 405,000 $ 405,000 $ 0
Fairfax, Virginia 1 $ 735,000 $ 735,000 $ 259,000
Fairfax City, Virginia 1 $ 715,000 $ 715,000 $ 199,000
Henrico, Virginia 1 $ 505,000 $ 505,000 $ 167,000
Lancaster, Virginia 1 $ 145,000 $ 145,000 $ 69,000
Lynchburg, Virginia 1 $ 125,000 $ 125,000 $ 41,000
Virginia Beach, Virginia 1 $ 335,000 $ 335,000 $ 96,000
Chelan, Washington 1 $ 875,000 $ 875,000 $ 236,000
Clark, Washington 1 $ 435,000 $ 435,000 $ 118,000
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Mortgage Loan Application Detail Totals for Open Mortgage, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,608 $910,760,000 $349,000 $2,565,000 $120,000 $1,752,000
Cash-out Refinancing 356 $141,580,000 $397,000 $3,505,000 $151,000 $1,760,000
Refinancing 146 $66,790,000 $457,000 $2,125,000 $108,000 $714,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,017 $312,825,000 $307,000 $3,505,000 $112,000 $1,042,000
Hispanic 920 $395,150,000 $429,000 $2,995,000 $137,000 $1,760,000
Not Provided 520 $206,130,000 $396,000 $3,505,000 $125,000 $1,752,000
Black or African American 475 $132,485,000 $278,000 $1,385,000 $115,000 $1,613,000
Asian 137 $64,335,000 $469,000 $1,935,000 $138,000 $806,000
American Indian or Alaskan Native 24 $4,810,000 $200,000 $645,000 $89,000 $237,000
Not applicable 17 $3,395,000 $199,000 $445,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,575 $648,615,000 $411,000 $1,275,000 $116,000 $593,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,266 $395,910,000 $312,000 $3,505,000 $138,000 $1,760,000
VA-guaranteed (Veterans Administration) 152 $52,080,000 $342,000 $1,935,000 $106,000 $359,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 117 $22,525,000 $192,000 $865,000 $74,000 $308,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,417 $470,525,000 $332,000 $3,505,000 $120,000 $1,308,000
Application Withdrawn By Applicant 822 $307,450,000 $374,000 $2,105,000 $131,000 $1,752,000
Application Denied By Financial Institution 669 $268,405,000 $401,000 $3,505,000 $122,000 $1,760,000
Application Approved But Not Accepted 97 $27,695,000 $285,000 $995,000 $93,000 $588,000
File Closed For Incompleteness 88 $41,660,000 $473,000 $1,505,000 $143,000 $1,025,000
Loan Purchased By The Institution 17 $3,395,000 $199,000 $445,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,441 $850,725,000 $348,000 $3,505,000 $123,000 $1,752,000
Unverifiable Information 254 $113,090,000 $445,000 $1,205,000 $137,000 $1,043,000
Debt-To-Income Ratio 211 $76,015,000 $360,000 $3,505,000 $99,000 $1,021,000
Credit History 95 $38,035,000 $400,000 $2,995,000 $129,000 $1,760,000
Insufficient Cash (Downpayment, Closing Cost) 52 $21,360,000 $410,000 $2,125,000 $133,000 $575,000
Collateral 40 $13,520,000 $338,000 $1,405,000 $111,000 $498,000
Employment History 16 $6,000,000 $375,000 $1,005,000 $121,000 $593,000
Credit Application Incomplete 1 $385,000 $385,000 $385,000 $304,000 $304,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Open Mortgage, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Open Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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