Orangepath Financial Inc Mortgage Lending & HMDA Data, 2025

In 2025, Orangepath Financial Inc of Atlanta, GA reported 125 mortgage applications totaling $43.1 million, up 79% from 2024. The average application was for $344,920, and applicants reported an average income of $142,552. 82% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (28), Marietta, GA (11) and Philadelphia, PA (11) (applications in parentheses).

Mortgage Company & Address Orangepath Financial Inc
1201 West Peachtree Street Nw Suite 2350
Atlanta, GA 30309
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 125
Total Mortgage Loan Application Amount $43,115,000
Average Mortgage Loan Application Amount $344,920
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $142,552
Highest Applicant Income $660,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Orangepath Financial Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Orangepath Financial Inc by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Atlanta-Sandy Springs-Roswell, GA 28 $ 9,720,000 $ 347,142 $ 138,000
Marietta, GA 11 $ 3,515,000 $ 319,545 $ 114,000
Philadelphia, PA 11 $ 3,055,000 $ 277,727 $ 127,000
Nashville-Davidson--Murfreesboro--Franklin, TN 10 $ 4,150,000 $ 415,000 $ 166,000
Raleigh, NC 7 $ 2,635,000 $ 376,428 $ 153,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 2,260,000 $ 376,666 $ 130,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 1,585,000 $ 317,000 $ 143,000
Tampa, FL 4 $ 1,530,000 $ 382,500 $ 144,000
Augusta-Richmond County, GA-SC 3 $ 765,000 $ 255,000 $ 184,000
Columbia, SC 3 $ 1,165,000 $ 388,333 $ 76,000
Houston-The Woodlands-Sugar Land, TX 3 $ 855,000 $ 285,000 $ 126,000
Clarksville, TN-KY 2 $ 440,000 $ 220,000 $ 88,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2 $ 950,000 $ 475,000 $ 235,000
Jacksonville, FL 2 $ 830,000 $ 415,000 $ 101,000
Kansas City, MO-KS 2 $ 900,000 $ 450,000 $ 118,000
Knoxville, TN 2 $ 440,000 $ 220,000 $ 268,000
Montgomery County-Bucks County-Chester County, PA 2 $ 810,000 $ 405,000 $ 158,000
Outside any metro area 2 $ 440,000 $ 220,000 $ 158,500
Orlando-Kissimmee-Sanford, FL 2 $ 630,000 $ 315,000 $ 299,000
Pittsburgh, PA 2 $ 700,000 $ 350,000 $ 112,000
Anaheim-Santa Ana-Irvine, CA 1 $ 435,000 $ 435,000 $ 87,000
Arlington-Alexandria-Reston, VA-WV 1 $ 465,000 $ 465,000 $ 149,000
Charlottesville, VA 1 $ 525,000 $ 525,000 $ 131,000
Chattanooga, TN-GA 1 $ 255,000 $ 255,000 $ 95,000
Denver-Aurora-Lakewood, CO 1 $ 595,000 $ 595,000 $ 185,000
Durham-Chapel Hill, NC 1 $ 255,000 $ 255,000 $ 78,000
Fayetteville, NC 1 $ 515,000 $ 515,000 $ 126,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 315,000 $ 315,000 $ 81,000
Jackson, TN 1 $ 255,000 $ 255,000 $ 660,000
Lakewood-New Brunswick, NJ 1 $ 305,000 $ 305,000 $ 98,000
New York-Jersey City-White Plains, NY-NJ 1 $ 155,000 $ 155,000 $ 85,000
North Port-Sarasota-Bradenton, FL 1 $ 505,000 $ 505,000 $ 130,000
Punta Gorda, FL 1 $ 215,000 $ 215,000 $ 114,000
San Antonio-New Braunfels, TX 1 $ 395,000 $ 395,000 $ 106,000
Savannah, GA 1 $ 275,000 $ 275,000 $ 86,000
Wilmington, NC 1 $ 275,000 $ 275,000 $ 82,000

Mortgage Loan Application Detail Totals for Orangepath Financial Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 107 $37,405,000 $349,000 $685,000 $145,000 $660,000
Refinancing 16 $5,150,000 $321,000 $505,000 $124,000 $256,000
Cash-out Refinancing 2 $560,000 $280,000 $335,000 $160,000 $237,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 118 $40,280,000 $341,000 $685,000 $139,000 $660,000
White 6 $2,240,000 $373,000 $515,000 $210,000 $330,000
Black or African American 1 $595,000 $595,000 $595,000 $133,000 $133,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 125 $43,115,000 $344,000 $685,000 $142,000 $660,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 102 $34,710,000 $340,000 $685,000 $141,000 $660,000
Application Withdrawn By Applicant 23 $8,405,000 $365,000 $625,000 $148,000 $300,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 125 $43,115,000 $344,000 $685,000 $142,000 $660,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Orangepath Financial Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Orangepath Financial Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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