Lument Structured Finance LLC Mortgage Lending & HMDA Data, 2025
In 2025, Lument Structured Finance LLC of Columbus, OH reported 29 mortgage applications totaling $862.9 million, down 3% from 2024. The average application was for $29,756,034, and applicants reported an average income of $0. 83% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3), Austin-Round Rock, TX (2) and Chicago-Naperville, IL (2) (applications in parentheses).
| Mortgage Company & Address | Lument Structured Finance LLC 10 W Broad St 8th Floor Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 29 |
| Total Mortgage Loan Application Amount | $862,925,000 |
| Average Mortgage Loan Application Amount | $29,756,034 |
| Highest Mortgage Loan Application Amount | $55,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lument Structured Finance LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 3 | $ 92,815,000 | $ 30,938,333 | $ 0 |
| San Diego, California | 2 | $ 49,060,000 | $ 24,530,000 | $ 0 |
| Franklin, Ohio | 2 | $ 88,570,000 | $ 44,285,000 | $ 0 |
| Bexar, Texas | 2 | $ 35,970,000 | $ 17,985,000 | $ 0 |
| Tarrant, Texas | 2 | $ 50,860,000 | $ 25,430,000 | $ 0 |
| Madison, Alabama | 1 | $ 23,995,000 | $ 23,995,000 | $ 0 |
| Volusia, Florida | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Kendall, Illinois | 1 | $ 48,555,000 | $ 48,555,000 | $ 0 |
| McHenry, Illinois | 1 | $ 31,555,000 | $ 31,555,000 | $ 0 |
| Will, Illinois | 1 | $ 27,505,000 | $ 27,505,000 | $ 0 |
| Eaton, Michigan | 1 | $ 16,505,000 | $ 16,505,000 | $ 0 |
| Ingham, Michigan | 1 | $ 19,505,000 | $ 19,505,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 17,785,000 | $ 17,785,000 | $ 0 |
| Medina, Ohio | 1 | $ 10,115,000 | $ 10,115,000 | $ 0 |
| Miami, Ohio | 1 | $ 22,255,000 | $ 22,255,000 | $ 0 |
| Richland, South Carolina | 1 | $ 28,975,000 | $ 28,975,000 | $ 0 |
| Denton, Texas | 1 | $ 45,505,000 | $ 45,505,000 | $ 0 |
| Grayson, Texas | 1 | $ 36,005,000 | $ 36,005,000 | $ 0 |
| Travis, Texas | 1 | $ 30,505,000 | $ 30,505,000 | $ 0 |
| Williamson, Texas | 1 | $ 50,005,000 | $ 50,005,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 45,005,000 | $ 45,005,000 | $ 0 |
| King, Washington | 1 | $ 55,005,000 | $ 55,005,000 | $ 0 |
| Pierce, Washington | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lument Structured Finance LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 23 | $698,005,000 | $30,348,000 | $53,105,000 | $0 | $0 |
| Home Improvement | 3 | $110,265,000 | $36,755,000 | $55,005,000 | $0 | $0 |
| Home Purchase | 3 | $54,655,000 | $18,218,000 | $35,005,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29 | $862,925,000 | $29,756,000 | $55,005,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29 | $862,925,000 | $29,756,000 | $55,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24 | $697,100,000 | $29,045,000 | $53,105,000 | $0 | $0 |
| Application Denied By Financial Institution | 2 | $81,260,000 | $40,630,000 | $55,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $49,560,000 | $24,780,000 | $29,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $35,005,000 | $35,005,000 | $35,005,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27 | $781,665,000 | $28,950,000 | $53,105,000 | $0 | $0 |
| Other | 1 | $55,005,000 | $55,005,000 | $55,005,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $26,255,000 | $26,255,000 | $26,255,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lument Structured Finance LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lument Structured Finance LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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