Originpoint, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Originpoint, LLC of Chicago, IL reported 9,617 mortgage applications totaling $6.5 billion, up 100% from 2024. The average application was for $676,042, and applicants reported an average income of $287,356. 62% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (2,423), Seattle-Bellevue-Everett, WA (855) and Los Angeles-Long Beach-Glendale, CA (469) (applications in parentheses).
| Mortgage Company & Address | Originpoint, LLC 1800 W Larchmont Ave Suite 305 Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 9,617 |
| Total Mortgage Loan Application Amount | $6,501,505,000 |
| Average Mortgage Loan Application Amount | $676,042 |
| Highest Mortgage Loan Application Amount | $54,795,000 |
| Average Applicant Income | $287,356 |
| Highest Applicant Income | $8,888,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Originpoint, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 2,423 | $ 1,204,055,000 | $ 496,927 | $ 232,000 |
| Seattle-Bellevue-Everett, WA | 855 | $ 700,305,000 | $ 819,070 | $ 304,000 |
| Outside any metro area | 504 | $ 320,700,000 | $ 636,309 | $ 325,398 |
| Los Angeles-Long Beach-Glendale, CA | 469 | $ 503,975,000 | $ 1,074,573 | $ 458,000 |
| Denver-Aurora-Lakewood, CO | 434 | $ 246,220,000 | $ 567,327 | $ 226,000 |
| Dallas-Plano-Irving, TX | 261 | $ 148,255,000 | $ 568,026 | $ 243,000 |
| Lake County-Kenosha County, IL-WI | 259 | $ 125,505,000 | $ 484,575 | $ 253,000 |
| San Francisco-Redwood City-South San Francisco, CA | 249 | $ 306,635,000 | $ 1,231,465 | $ 454,000 |
| Baltimore-Columbia-Towson, MD | 241 | $ 105,155,000 | $ 436,327 | $ 172,000 |
| Charlotte-Concord-Gastonia, NC-SC | 230 | $ 131,880,000 | $ 573,391 | $ 214,000 |
| Oakland-Hayward-Berkeley, CA | 212 | $ 218,800,000 | $ 1,032,075 | $ 391,000 |
| San Diego-Carlsbad, CA | 195 | $ 210,445,000 | $ 1,079,205 | $ 371,000 |
| Everett, WA | 188 | $ 127,010,000 | $ 675,585 | $ 227,000 |
| Santa Maria-Santa Barbara, CA | 187 | $ 189,195,000 | $ 1,011,737 | $ 336,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 162 | $ 209,430,000 | $ 1,292,777 | $ 443,000 |
| Raleigh, NC | 151 | $ 77,885,000 | $ 515,794 | $ 218,000 |
| Anaheim-Santa Ana-Irvine, CA | 149 | $ 169,795,000 | $ 1,139,563 | $ 545,000 |
| Washington, DC-MD | 121 | $ 84,945,000 | $ 702,024 | $ 252,446 |
| San Rafael, CA | 114 | $ 134,350,000 | $ 1,178,508 | $ 415,000 |
| Tacoma-Lakewood, WA | 110 | $ 55,130,000 | $ 501,181 | $ 217,000 |
| Washington-Baltimore-Arlington, DC | 98 | $ 62,940,000 | $ 642,244 | $ 243,000 |
| Houston-The Woodlands-Sugar Land, TX | 94 | $ 51,420,000 | $ 547,021 | $ 367,000 |
| Lake County-Porter County-Jasper County, IN | 92 | $ 24,930,000 | $ 270,978 | $ 183,000 |
| Elgin, IL | 78 | $ 27,770,000 | $ 356,025 | $ 181,000 |
| Arlington-Alexandria-Reston, VA-WV | 76 | $ 53,910,000 | $ 709,342 | $ 271,263 |
| Santa Rosa, CA | 71 | $ 61,705,000 | $ 869,084 | $ 372,000 |
| Fort Worth-Arlington, TX | 68 | $ 25,220,000 | $ 370,882 | $ 153,000 |
| Riverside-San Bernardino-Ontario, CA | 68 | $ 37,130,000 | $ 546,029 | $ 295,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 65 | $ 54,215,000 | $ 834,076 | $ 337,000 |
| Durham-Chapel Hill, NC | 61 | $ 27,085,000 | $ 444,016 | $ 234,000 |
| Bridgeport-Stamford-Norwalk, CT | 53 | $ 49,755,000 | $ 938,773 | $ 462,000 |
| Orlando-Kissimmee-Sanford, FL | 53 | $ 24,685,000 | $ 465,754 | $ 221,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 49 | $ 28,225,000 | $ 576,020 | $ 312,000 |
| Niles-Benton Harbor, MI | 49 | $ 27,955,000 | $ 570,510 | $ 389,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 44 | $ 31,660,000 | $ 719,545 | $ 372,000 |
| Bremerton-Silverdale, WA | 43 | $ 32,385,000 | $ 753,139 | $ 380,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 43 | $ 25,645,000 | $ 596,395 | $ 500,000 |
| Cambridge-Newton-Framingham, MA | 36 | $ 19,870,000 | $ 551,944 | $ 193,000 |
| Austin-Round Rock, TX | 29 | $ 17,535,000 | $ 604,655 | $ 208,000 |
| Baton Rouge, LA | 28 | $ 8,130,000 | $ 290,357 | $ 113,000 |
| Manchester-Nashua, NH | 26 | $ 10,770,000 | $ 414,230 | $ 154,000 |
| Bellingham, WA | 24 | $ 14,400,000 | $ 600,000 | $ 248,000 |
| Boise City, ID | 24 | $ 12,270,000 | $ 511,250 | $ 245,000 |
| Hagerstown-Martinsburg, MD-WV | 23 | $ 6,625,000 | $ 288,043 | $ 137,043 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 13,245,000 | $ 575,869 | $ 480,000 |
| Boulder, CO | 22 | $ 19,210,000 | $ 873,181 | $ 338,000 |
| Michigan City-La Porte, IN | 22 | $ 6,940,000 | $ 315,454 | $ 159,000 |
| Napa, CA | 22 | $ 17,740,000 | $ 806,363 | $ 449,000 |
| Milwaukee-Waukesha-West Allis, WI | 20 | $ 8,890,000 | $ 444,500 | $ 226,000 |
| Boston, MA | 19 | $ 14,365,000 | $ 756,052 | $ 333,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 21,855,000 | $ 1,150,263 | $ 525,000 |
| Naples-Immokalee-Marco Island, FL | 19 | $ 11,015,000 | $ 579,736 | $ 412,000 |
| Mount Vernon-Anacortes, WA | 18 | $ 11,590,000 | $ 643,888 | $ 133,000 |
| Stockton-Lodi, CA | 18 | $ 8,920,000 | $ 495,555 | $ 246,000 |
| Urban Honolulu, HI | 18 | $ 14,900,000 | $ 827,777 | $ 202,000 |
| Atlanta-Sandy Springs-Roswell, GA | 17 | $ 10,545,000 | $ 620,294 | $ 334,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 14,865,000 | $ 874,411 | $ 330,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 10,370,000 | $ 648,125 | $ 464,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 15 | $ 8,545,000 | $ 569,666 | $ 411,133 |
| Colorado Springs, CO | 14 | $ 4,790,000 | $ 342,142 | $ 116,000 |
| Kahului-Wailuku-Lahaina, HI | 14 | $ 11,870,000 | $ 847,857 | $ 318,000 |
| New Orleans-Metairie, LA | 14 | $ 3,800,000 | $ 271,428 | $ 155,000 |
| Rockingham County-Strafford County, NH | 14 | $ 7,110,000 | $ 507,857 | $ 170,000 |
| Charleston-North Charleston, SC | 13 | $ 10,595,000 | $ 815,000 | $ 699,000 |
| North Port-Sarasota-Bradenton, FL | 13 | $ 5,995,000 | $ 461,153 | $ 300,000 |
| Olympia-Tumwater, WA | 13 | $ 5,125,000 | $ 394,230 | $ 155,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 13 | $ 60,985,000 | $ 4,691,153 | $ 160,000 |
| Vallejo-Fairfield, CA | 13 | $ 7,585,000 | $ 583,461 | $ 220,000 |
| York-Hanover, PA | 12 | $ 3,250,000 | $ 270,833 | $ 124,000 |
| Greeley, CO | 11 | $ 5,625,000 | $ 511,363 | $ 148,000 |
| Indianapolis-Carmel-Anderson, IN | 10 | $ 4,770,000 | $ 477,000 | $ 344,000 |
| Worcester, MA-CT | 10 | $ 4,280,000 | $ 428,000 | $ 170,000 |
| Spokane-Spokane Valley, WA | 9 | $ 4,995,000 | $ 555,000 | $ 150,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 2,820,000 | $ 352,500 | $ 225,000 |
| Kansas City, MO-KS | 8 | $ 3,730,000 | $ 466,250 | $ 185,750 |
| Newark, NJ-PA | 8 | $ 4,250,000 | $ 531,250 | $ 165,000 |
| Bend-Redmond, OR | 7 | $ 5,445,000 | $ 777,857 | $ 194,000 |
| Fort Collins, CO | 7 | $ 3,325,000 | $ 475,000 | $ 174,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,565,000 | $ 223,571 | $ 89,000 |
| Barnstable Town, MA | 6 | $ 6,370,000 | $ 1,061,666 | $ 1,102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,220,000 | $ 203,333 | $ 107,000 |
| Madison, WI | 6 | $ 4,790,000 | $ 798,333 | $ 307,000 |
| Marietta, GA | 6 | $ 2,180,000 | $ 363,333 | $ 156,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 2,890,000 | $ 481,666 | $ 162,000 |
| Tampa, FL | 6 | $ 3,630,000 | $ 605,000 | $ 309,000 |
| Tucson, AZ | 6 | $ 6,980,000 | $ 1,163,333 | $ 416,000 |
| Bakersfield, CA | 5 | $ 1,415,000 | $ 283,000 | $ 137,000 |
| Cleveland, OH | 5 | $ 1,895,000 | $ 379,000 | $ 163,000 |
| Greensboro-High Point, NC | 5 | $ 1,675,000 | $ 335,000 | $ 348,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,965,000 | $ 393,000 | $ 233,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 3,085,000 | $ 617,000 | $ 199,000 |
| Norwich-New London, CT | 5 | $ 1,315,000 | $ 263,000 | $ 102,000 |
| Pueblo, CO | 5 | $ 1,575,000 | $ 315,000 | $ 97,000 |
| Salinas, CA | 5 | $ 8,535,000 | $ 1,707,000 | $ 610,000 |
| Sherman-Denison, TX | 5 | $ 2,095,000 | $ 419,000 | $ 277,000 |
| Wenatchee, WA | 5 | $ 2,735,000 | $ 547,000 | $ 232,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,085,000 | $ 217,000 | $ 262,800 |
| Wilmington, NC | 5 | $ 3,335,000 | $ 667,000 | $ 406,000 |
| Asheville, NC | 4 | $ 2,730,000 | $ 682,500 | $ 280,000 |
| Camden, NJ | 4 | $ 1,620,000 | $ 405,000 | $ 624,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 1,300,000 | $ 325,000 | $ 115,000 |
| Fresno, CA | 4 | $ 2,230,000 | $ 557,500 | $ 286,000 |
| Kankakee, IL | 4 | $ 1,080,000 | $ 270,000 | $ 111,000 |
| Kenosha, WI | 4 | $ 1,240,000 | $ 310,000 | $ 147,000 |
| Lubbock, TX | 4 | $ 820,000 | $ 205,000 | $ 95,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,700,000 | $ 425,000 | $ 217,000 |
| Philadelphia, PA | 4 | $ 2,600,000 | $ 650,000 | $ 260,000 |
| San Antonio-New Braunfels, TX | 4 | $ 1,750,000 | $ 437,500 | $ 194,000 |
| St. Louis, MO-IL | 4 | $ 1,950,000 | $ 487,500 | $ 281,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,420,000 | $ 355,000 | $ 278,000 |
| Burlington, NC | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Chico, CA | 3 | $ 1,195,000 | $ 398,333 | $ 114,000 |
| Cincinnati, OH-KY-IN | 3 | $ 1,285,000 | $ 428,333 | $ 170,000 |
| Flagstaff, AZ | 3 | $ 1,155,000 | $ 385,000 | $ 247,000 |
| Gettysburg, PA | 3 | $ 1,095,000 | $ 365,000 | $ 170,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 615,000 | $ 205,000 | $ 286,000 |
| Memphis, TN-MS-AR | 3 | $ 1,415,000 | $ 471,666 | $ 155,000 |
| Midland, TX | 3 | $ 715,000 | $ 238,333 | $ 169,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 885,000 | $ 295,000 | $ 106,000 |
| New Haven-Milford, CT | 3 | $ 1,285,000 | $ 428,333 | $ 171,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 1,945,000 | $ 648,333 | $ 355,000 |
| Ocala, FL | 3 | $ 1,535,000 | $ 511,666 | $ 159,000 |
| Port St. Lucie, FL | 3 | $ 995,000 | $ 331,666 | $ 170,000 |
| Traverse City, MI | 3 | $ 945,000 | $ 315,000 | $ 203,000 |
| Waterbury-Shelton, CT | 3 | $ 1,405,000 | $ 468,333 | $ 228,000 |
| Winston-Salem, NC | 3 | $ 1,675,000 | $ 558,333 | $ 171,000 |
| Abilene, TX | 2 | $ 890,000 | $ 445,000 | $ 148,000 |
| Akron, OH | 2 | $ 770,000 | $ 385,000 | $ 218,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 720,000 | $ 360,000 | $ 165,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 660,000 | $ 330,000 | $ 135,000 |
| Coeur D'Alene, ID | 2 | $ 1,650,000 | $ 825,000 | $ 527,000 |
| Columbia, SC | 2 | $ 420,000 | $ 210,000 | $ 751,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 2,530,000 | $ 1,265,000 | $ 707,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 690,000 | $ 345,000 | $ 374,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 450,000 | $ 225,000 | $ 311,000 |
| Fort Wayne, IN | 2 | $ 550,000 | $ 275,000 | $ 62,000 |
| Gainesville, FL | 2 | $ 1,370,000 | $ 685,000 | $ 831,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 920,000 | $ 460,000 | $ 206,000 |
| Hot Springs, AR | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Jacksonville, FL | 2 | $ 1,420,000 | $ 710,000 | $ 172,000 |
| Kennewick-Richland, WA | 2 | $ 960,000 | $ 480,000 | $ 229,000 |
| Knoxville, TN | 2 | $ 750,000 | $ 375,000 | $ 323,000 |
| Lawrence, KS | 2 | $ 940,000 | $ 470,000 | $ 144,000 |
| Monroe, LA | 2 | $ 1,030,000 | $ 515,000 | $ 76,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 690,000 | $ 345,000 | $ 295,000 |
| Pittsburgh, PA | 2 | $ 380,000 | $ 190,000 | $ 211,000 |
| Pocatello, ID | 2 | $ 670,000 | $ 335,000 | $ 49,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 850,000 | $ 425,000 | $ 425,000 |
| Providence-Warwick, RI-MA | 2 | $ 980,000 | $ 490,000 | $ 230,000 |
| Racine, WI | 2 | $ 760,000 | $ 380,000 | $ 430,000 |
| Redding, CA | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| Rockford, IL | 2 | $ 450,000 | $ 225,000 | $ 191,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 820,000 | $ 410,000 | $ 104,000 |
| Visalia-Porterville, CA | 2 | $ 950,000 | $ 475,000 | $ 359,000 |
| Albany, OR | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| Appleton, WI | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Bloomington, IL | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Bloomington, IN | 1 | $ 205,000 | $ 205,000 | $ 415,000 |
| Bozeman, MT | 1 | $ 805,000 | $ 805,000 | $ 912,000 |
| Casper, WY | 1 | $ 855,000 | $ 855,000 | $ 565,000 |
| Chattanooga, TN-GA | 1 | $ 645,000 | $ 645,000 | $ 119,000 |
| College Station-Bryan, TX | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Columbia, MO | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Corpus Christi, TX | 1 | $ 435,000 | $ 435,000 | $ 218,000 |
| Des Moines-West Des Moines, IA | 1 | $ 365,000 | $ 365,000 | $ 248,000 |
| Evansville, IN-KY | 1 | $ 155,000 | $ 155,000 | $ 400,000 |
| Fayetteville, NC | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Goldsboro, NC | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Green Bay, WI | 1 | $ 395,000 | $ 395,000 | $ 383,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 415,000 | $ 415,000 | $ 99,000 |
| Hanford-Corcoran, CA | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Homosassa Springs, FL | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Jacksonville, NC | 1 | $ 765,000 | $ 765,000 | $ 396,000 |
| Joplin, MO | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Kalamazoo-Portage, MI | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Lafayette, LA | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Lexington Park, MD | 1 | $ 545,000 | $ 545,000 | $ 212,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Lynchburg, VA | 1 | $ 925,000 | $ 925,000 | $ 1,257,000 |
| Manhattan, KS | 1 | $ 165,000 | $ 165,000 | $ 962,000 |
| Merced, CA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Modesto, CA | 1 | $ 495,000 | $ 495,000 | $ 426,000 |
| Oklahoma City, OK | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Peoria, IL | 1 | $ 135,000 | $ 135,000 | $ 235,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 435,000 | $ 435,000 | $ 270,000 |
| Pittsfield, MA | 1 | $ 715,000 | $ 715,000 | $ 451,000 |
| Punta Gorda, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Richmond, VA | 1 | $ 615,000 | $ 615,000 | $ 178,000 |
| Saginaw, MI | 1 | $ 75,000 | $ 75,000 | $ 259,000 |
| Salisbury, MD-DE | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Springfield, MA | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| St. Joseph, MO-KS | 1 | $ 425,000 | $ 425,000 | $ 298,000 |
| Tallahassee, FL | 1 | $ 605,000 | $ 605,000 | $ 141,000 |
| Terre Haute, IN | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Topeka, KS | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Tulsa, OK | 1 | $ 625,000 | $ 625,000 | $ 311,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 325,000 | $ 325,000 | $ 331,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 445,000 | $ 445,000 | $ 213,000 |
| Wichita, KS | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Wildwood-The Villages, FL | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Winchester, VA-WV | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Yakima, WA | 1 | $ 255,000 | $ 255,000 | $ 243,000 |
Mortgage Loan Application Detail Totals for Originpoint, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,139 | $4,660,965,000 | $652,000 | $8,775,000 | $276,000 | $8,888,000 |
| Refinancing | 1,583 | $1,269,385,000 | $801,000 | $54,795,000 | $313,000 | $7,253,000 |
| Cash-out Refinancing | 745 | $545,195,000 | $731,000 | $13,855,000 | $355,000 | $5,525,000 |
| Other Purpose | 81 | $14,795,000 | $182,000 | $805,000 | $230,000 | $1,098,000 |
| Home Improvement | 69 | $11,165,000 | $161,000 | $405,000 | $211,000 | $999,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,040 | $3,949,200,000 | $653,000 | $46,645,000 | $289,000 | $8,888,000 |
| Not Provided | 1,237 | $932,315,000 | $753,000 | $4,095,000 | $325,000 | $5,525,000 |
| Asian | 1,130 | $924,660,000 | $818,000 | $13,855,000 | $322,000 | $7,132,000 |
| Hispanic | 790 | $469,760,000 | $594,000 | $54,795,000 | $204,000 | $2,227,000 |
| Black or African American | 327 | $166,565,000 | $509,000 | $2,235,000 | $196,000 | $1,500,000 |
| American Indian or Alaskan Native | 64 | $39,770,000 | $621,000 | $2,595,000 | $290,000 | $2,314,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $15,860,000 | $610,000 | $1,305,000 | $186,000 | $520,000 |
| Not applicable | 3 | $3,375,000 | $1,125,000 | $1,815,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,689 | $6,024,265,000 | $693,000 | $54,795,000 | $301,000 | $8,888,000 |
| FHA-insured (Federal Housing Administration) | 515 | $218,345,000 | $423,000 | $1,155,000 | $135,000 | $589,000 |
| VA-guaranteed (Veterans Administration) | 399 | $254,115,000 | $636,000 | $2,505,000 | $183,000 | $1,464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $4,780,000 | $341,000 | $465,000 | $107,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,971 | $3,915,265,000 | $655,000 | $4,495,000 | $282,000 | $7,132,000 |
| Application Withdrawn By Applicant | 3,123 | $2,254,745,000 | $721,000 | $54,795,000 | $298,000 | $8,888,000 |
| Application Denied By Financial Institution | 336 | $199,120,000 | $592,000 | $4,705,000 | $262,000 | $2,034,000 |
| File Closed For Incompleteness | 107 | $93,765,000 | $876,000 | $6,275,000 | $358,000 | $1,800,000 |
| Application Approved But Not Accepted | 71 | $32,455,000 | $457,000 | $2,645,000 | $251,000 | $1,000,000 |
| Loan Purchased By The Institution | 3 | $3,375,000 | $1,125,000 | $1,815,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 3 | $1,715,000 | $571,000 | $745,000 | $183,000 | $229,000 |
| Preapproval Denied by Financial Institution | 3 | $1,065,000 | $355,000 | $485,000 | $83,000 | $124,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,278 | $6,301,320,000 | $679,000 | $54,795,000 | $288,000 | $8,888,000 |
| Debt-To-Income Ratio | 98 | $58,570,000 | $597,000 | $3,005,000 | $200,000 | $1,560,000 |
| Collateral | 75 | $40,565,000 | $540,000 | $4,005,000 | $323,000 | $2,034,000 |
| Other | 75 | $46,675,000 | $622,000 | $4,705,000 | $274,000 | $1,820,000 |
| Credit History | 27 | $17,105,000 | $633,000 | $2,595,000 | $273,000 | $1,597,000 |
| Unverifiable Information | 25 | $18,875,000 | $755,000 | $1,915,000 | $239,000 | $600,000 |
| Credit Application Incomplete | 19 | $2,625,000 | $138,000 | $395,000 | $243,000 | $602,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $12,255,000 | $817,000 | $2,685,000 | $280,000 | $837,000 |
| Employment History | 5 | $3,515,000 | $703,000 | $1,785,000 | $317,000 | $865,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Originpoint, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Originpoint, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About