Mortgage Lenders in Oswego, NY
5 mortgage lenders are based in Oswego, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Oswego County, NY in 2025.
Most active mortgage lenders in Oswego County, NY (2025)
In 2025, 127 lenders made 2,252 home loans worth $352.5 million in Oswego County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Oswego County, which includes Oswego.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Empower Federal Credit Union Syracuse, NY | 500 | $51.1M | $102,000 | 22.2% |
| 2 | Americu Credit Union Rome, NY | 135 | $18.2M | $135,000 | 6.0% |
| 3 | Fulton Savings Bank Fulton, NY | 134 | $20.3M | $152,000 | 6.0% |
| 4 | Oswego County FCU Oswego, NY | 98 | $6.3M | $64,000 | 4.4% |
| 5 | Community Bank, N.A. Canton, NY | 85 | $11.9M | $140,000 | 3.8% |
| 6 | Nbt Bank NA Norwich, NY | 84 | $10.4M | $124,000 | 3.7% |
| 7 | Pathfinder Bank Oswego, NY | 83 | $12.2M | $147,000 | 3.7% |
| 8 | Northern Credit Union Watertown, NY | 57 | $9.3M | $164,000 | 2.5% |
| 9 | Compass Federal Credit Union Oswego, NY | 56 | $5.6M | $100,000 | 2.5% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 53 | $11.0M | $207,000 | 2.4% |
See every lender in Oswego County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Oswego, NY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Compass Federal Credit Union
7 4TH AVE OSWEGO, NY 13126 |
* | 245 | $19,975,000 |
| Oswego County FCU
90 EAST BRIDGE STREET OSWEGO, NY 13126 |
* | 1,413 | $75,624,000 |
| Oswego Teachers Employees Federal Credit Union
90 W UTICA ST OSWEGO, NY 13126 |
* | 49 | $4,105,000 |
| Pathfinder Bank
214 WEST FIRST STREET OSWEGO, NY 13126 |
* | 4,864 | $504,995,000 |
| Pathfinder Bank
214 WEST 1ST STREET OSWEGO, NY 13126 |
* | 3,346 | $685,075,000 |
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