Pennsylvania State Employees Credit Union
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Pennsylvania State Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Pennsylvania State Employees Credit Union
Po Box 67013
Harrisburg, PA 17106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,728
Total Mortgage Loan Application Amount $219,117,000
Average Mortgage Loan Application Amount $74,000
Highest Mortgage Loan Application Amount $603,000
Average Applicant Income $75,333
Highest Applicant Income $440,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Pennsylvania State Employees Credit Union by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dauphin County Pennsylvania 683 $ 37,652,000 $ 55,000 $ 76,000
Cumberland County Pennsylvania 305 $ 19,455,000 $ 63,000 $ 88,000
York County Pennsylvania 179 $ 10,064,000 $ 56,000 $ 86,000
Lancaster County Pennsylvania 143 $ 7,954,000 $ 55,000 $ 83,000
Allegheny County Pennsylvania 123 $ 4,861,000 $ 39,000 $ 75,000
Luzerne County Pennsylvania 102 $ 5,260,000 $ 51,000 $ 71,000
Northumberland County Pennsylvania 89 $ 4,490,000 $ 50,000 $ 69,000
Philadelphia County Pennsylvania 87 $ 6,389,000 $ 73,000 $ 68,000
Schuylkill County Pennsylvania 87 $ 4,763,000 $ 54,000 $ 67,000
Lebanon County Pennsylvania 82 $ 5,234,000 $ 63,000 $ 78,000
Perry County Pennsylvania 75 $ 4,200,000 $ 56,000 $ 72,000
Berks County Pennsylvania 74 $ 4,555,000 $ 61,000 $ 80,000
Lycoming County Pennsylvania 73 $ 2,978,000 $ 40,000 $ 72,000
Centre County Pennsylvania 70 $ 3,835,000 $ 54,000 $ 78,000
Indiana County Pennsylvania 70 $ 2,740,000 $ 39,000 $ 75,000
Delaware County Pennsylvania 69 $ 5,105,000 $ 73,000 $ 97,000
Montgomery County Pennsylvania 66 $ 4,574,000 $ 69,000 $ 87,000
Lackawanna County Pennsylvania 62 $ 3,361,000 $ 54,000 $ 67,000
Chester County Pennsylvania 55 $ 4,552,000 $ 82,000 $ 115,000
Bucks County Pennsylvania 53 $ 3,709,000 $ 69,000 $ 91,000
Cambria County Pennsylvania 52 $ 3,065,000 $ 58,000 $ 65,000
Clearfield County Pennsylvania 43 $ 1,850,000 $ 43,000 $ 62,000
Westmoreland County Pennsylvania 42 $ 2,675,000 $ 63,000 $ 82,000
Lehigh County Pennsylvania 41 $ 2,703,000 $ 65,000 $ 89,000
Northampton County Pennsylvania 39 $ 2,647,000 $ 67,000 $ 83,000
Adams County Pennsylvania 38 $ 3,855,000 $ 101,000 $ 83,000
Huntingdon County Pennsylvania 37 $ 2,439,000 $ 65,000 $ 76,000
Clinton County Pennsylvania 34 $ 1,413,000 $ 41,000 $ 75,000
Blair County Pennsylvania 33 $ 1,722,000 $ 52,000 $ 64,000
Erie County Pennsylvania 30 $ 957,000 $ 31,000 $ 73,000
Monroe County Pennsylvania 30 $ 2,163,000 $ 72,000 $ 79,000
Snyder County Pennsylvania 29 $ 1,972,000 $ 68,000 $ 75,000
Franklin County Pennsylvania 27 $ 1,528,000 $ 56,000 $ 70,000
Union County Pennsylvania 26 $ 1,209,000 $ 46,000 $ 86,000
Columbia County Pennsylvania 25 $ 1,523,000 $ 60,000 $ 62,000
Washington County Pennsylvania 25 $ 1,021,000 $ 40,000 $ 81,000
Mifflin County Pennsylvania 24 $ 1,050,000 $ 43,000 $ 67,000
Mercer County Pennsylvania 23 $ 1,045,000 $ 45,000 $ 71,000
Fayette County Pennsylvania 22 $ 932,000 $ 42,000 $ 67,000
Somerset County Pennsylvania 22 $ 784,000 $ 35,000 $ 68,000
Butler County Pennsylvania 20 $ 1,003,000 $ 50,000 $ 81,000
Crawford County Pennsylvania 20 $ 1,006,000 $ 50,000 $ 58,000
Carbon County Pennsylvania 19 $ 1,148,000 $ 60,000 $ 67,000
Bedford County Pennsylvania 18 $ 1,054,000 $ 58,000 $ 78,000
Juniata County Pennsylvania 17 $ 627,000 $ 36,000 $ 63,000
Venango County Pennsylvania 17 $ 923,000 $ 54,000 $ 83,000
Armstrong County Pennsylvania 16 $ 571,000 $ 35,000 $ 63,000
Lawrence County Pennsylvania 15 $ 703,000 $ 46,000 $ 56,000
Bradford County Pennsylvania 13 $ 851,000 $ 65,000 $ 75,000
Potter County Pennsylvania 13 $ 449,000 $ 34,000 $ 70,000
Tioga County Pennsylvania 13 $ 988,000 $ 76,000 $ 61,000
New Castle County Delaware 12 $ 1,089,000 $ 90,000 $ 99,000
Beaver County Pennsylvania 11 $ 770,000 $ 70,000 $ 89,000
Warren County Pennsylvania 11 $ 500,000 $ 45,000 $ 69,000
Camden County New Jersey 10 $ 698,000 $ 69,000 $ 74,000
Jefferson County Pennsylvania 10 $ 655,000 $ 65,000 $ 80,000
Wayne County Pennsylvania 10 $ 1,021,000 $ 102,000 $ 77,000
Susquehanna County Pennsylvania 9 $ 378,000 $ 42,000 $ 51,000
Gloucester County New Jersey 8 $ 222,000 $ 27,000 $ 107,000
Anne Arundel County Maryland 7 $ 537,000 $ 76,000 $ 96,000
Cameron County Pennsylvania 7 $ 327,000 $ 46,000 $ 51,000
Clarion County Pennsylvania 7 $ 223,000 $ 31,000 $ 68,000
McKean County Pennsylvania 7 $ 139,000 $ 19,000 $ 52,000
Montour County Pennsylvania 7 $ 441,000 $ 63,000 $ 80,000
Carroll County Maryland 5 $ 689,000 $ 137,000 $ 124,000
Elk County Pennsylvania 5 $ 166,000 $ 33,000 $ 74,000
Pike County Pennsylvania 5 $ 379,000 $ 75,000 $ 80,000
Sullivan County Pennsylvania 5 $ 269,000 $ 53,000 $ 55,000
Hillsborough County Florida 4 $ 125,000 $ 31,000 $ 165,000
Baltimore City County Maryland 4 $ 108,000 $ 27,000 $ 109,000
Cecil County Maryland 4 $ 718,000 $ 179,000 $ 140,000
Prince George's County Maryland 4 $ 304,000 $ 76,000 $ 87,000
Wake County North Carolina 4 $ 151,000 $ 37,000 $ 113,000
Fulton County Pennsylvania 4 $ 199,000 $ 49,000 $ 47,000
Greene County Pennsylvania 4 $ 102,000 $ 25,000 $ 120,000
Broward County Florida 3 $ 113,000 $ 37,000 $ 74,000
Polk County Florida 3 $ 476,000 $ 158,000 $ 88,000
St. Lucie County Florida 3 $ 279,000 $ 93,000 $ 88,000
Cobb County Georgia 3 $ 273,000 $ 91,000 $ 128,000
Allegany County Maryland 3 $ 98,000 $ 32,000 $ 64,000
Montgomery County Maryland 3 $ 78,000 $ 26,000 $ 105,000
Washington County Maryland 3 $ 174,000 $ 58,000 $ 131,000
Burlington County New Jersey 3 $ 195,000 $ 65,000 $ 110,000
Hunterdon County New Jersey 3 $ 277,000 $ 92,000 $ 97,000
Mercer County New Jersey 3 $ 122,000 $ 40,000 $ 130,000
Erie County New York 3 $ 113,000 $ 37,000 $ 74,000
Wyoming County Pennsylvania 3 $ 70,000 $ 23,000 $ 63,000
Horry County South Carolina 3 $ 141,000 $ 47,000 $ 83,000
Hartford County Connecticut 2 $ 247,000 $ 123,000 $ 81,000
Sussex County Delaware 2 $ 135,000 $ 67,000 $ 99,000
Lee County Florida 2 $ 52,000 $ 26,000 $ 62,000
Orange County Florida 2 $ 55,000 $ 27,000 $ 156,000
Pasco County Florida 2 $ 100,000 $ 50,000 $ 209,000
Sarasota County Florida 2 $ 322,000 $ 161,000 $ 77,000
Sumter County Florida 2 $ 205,000 $ 102,000 $ 90,000
St. Mary's County Maryland 2 $ 130,000 $ 65,000 $ 110,000
Atlantic County New Jersey 2 $ 517,000 $ 258,000 $ 239,000
Cape May County New Jersey 2 $ 31,000 $ 15,000 $ 82,000
Ocean County New Jersey 2 $ 100,000 $ 50,000 $ 139,000
Schenectady County New York 2 $ 262,000 $ 131,000 $ 117,000
Cabarrus County North Carolina 2 $ 350,000 $ 175,000 $ 111,000
Cumberland County North Carolina 2 $ 101,000 $ 50,000 $ 111,000
Montgomery County Ohio 2 $ 72,000 $ 36,000 $ 174,000
Forest County Pennsylvania 2 $ 97,000 $ 48,000 $ 37,000
Fauquier County Virginia 2 $ 315,000 $ 157,000 $ 88,000
Loudoun County Virginia 2 $ 349,000 $ 174,000 $ 109,000
Fairfield County Connecticut 1 $ 50,000 $ 50,000 $ 84,000
Litchfield County Connecticut 1 $ 45,000 $ 45,000 $ 73,000
Alachua County Florida 1 $ 184,000 $ 184,000 $ 80,000
Bay County Florida 1 $ 36,000 $ 36,000 $ 36,000
Brevard County Florida 1 $ 417,000 $ 417,000 $ 222,000
Duval County Florida 1 $ 181,000 $ 181,000 $ 133,000
Indian River County Florida 1 $ 260,000 $ 260,000 $ 132,000
Marion County Florida 1 $ 90,000 $ 90,000 $ 35,000
Martin County Florida 1 $ 292,000 $ 292,000 $ 165,000
Miami-Dade County Florida 1 $ 45,000 $ 45,000 $ 158,000
Pinellas County Florida 1 $ 35,000 $ 35,000 $ 42,000
Volusia County Florida 1 $ 115,000 $ 115,000 $ 126,000
Henry County Georgia 1 $ 8,000 $ 8,000 $ 89,000
Baltimore County Maryland 1 $ 30,000 $ 30,000 $ 199,000
Harford County Maryland 1 $ 28,000 $ 28,000 $ 123,000
Howard County Maryland 1 $ 15,000 $ 15,000 $ 95,000
Kent County Maryland 1 $ 130,000 $ 130,000 $ 42,000
Worcester County Maryland 1 $ 80,000 $ 80,000 $ 57,000
Bergen County New Jersey 1 $ 75,000 $ 75,000 $ 136,000
Essex County New Jersey 1 $ 30,000 $ 30,000 $ 65,000
Salem County New Jersey 1 $ 25,000 $ 25,000 $ 144,000
Union County New Jersey 1 $ 25,000 $ 25,000 $ 88,000
Chautauqua County New York 1 $ 20,000 $ 20,000 $ 41,000
Chenango County New York 1 $ 20,000 $ 20,000 $ 114,000
Greene County New York 1 $ 60,000 $ 60,000 $ 132,000
Madison County New York 1 $ 84,000 $ 84,000 $ 34,000
Onondaga County New York 1 $ 15,000 $ 15,000 $ 52,000
Steuben County New York 1 $ 10,000 $ 10,000 $ 148,000
Catawba County North Carolina 1 $ 102,000 $ 102,000 $ 123,000
Craven County North Carolina 1 $ 14,000 $ 14,000 $ 65,000
Forsyth County North Carolina 1 $ 15,000 $ 15,000 $ 74,000
Gaston County North Carolina 1 $ 10,000 $ 10,000 $ 160,000
Hertford County North Carolina 1 $ 16,000 $ 16,000 $ 40,000
Jones County North Carolina 1 $ 20,000 $ 20,000 $ 52,000
Onslow County North Carolina 1 $ 20,000 $ 20,000 $ 55,000
Cuyahoga County Ohio 1 $ 30,000 $ 30,000 $ 52,000
Harrison County Ohio 1 $ 51,000 $ 51,000 $ 52,000
Lake County Ohio 1 $ 42,000 $ 42,000 $ 42,000
Trumbull County Ohio 1 $ 16,000 $ 16,000 $ 92,000
Dorchester County South Carolina 1 $ 34,000 $ 34,000 $ 64,000
Georgetown County South Carolina 1 $ 50,000 $ 50,000 $ 107,000
Greenville County South Carolina 1 $ 35,000 $ 35,000 $ 33,000
Spartanburg County South Carolina 1 $ 20,000 $ 20,000 $ 67,000
Accomack County Virginia 1 $ 90,000 $ 90,000 $ 92,000
Albemarle County Virginia 1 $ 225,000 $ 225,000 $ 95,000
Alexandria County Virginia 1 $ 77,000 $ 77,000 $ 85,000
Arlington County Virginia 1 $ 40,000 $ 40,000 $ 95,000
Caroline County Virginia 1 $ 16,000 $ 16,000 $ 52,000
Cumberland County Virginia 1 $ 80,000 $ 80,000 $ 144,000
Fairfax County Virginia 1 $ 11,000 $ 11,000 $ 71,000
Hanover County Virginia 1 $ 30,000 $ 30,000 $ 146,000
Nelson County Virginia 1 $ 150,000 $ 150,000 $ 75,000
Norfolk County Virginia 1 $ 20,000 $ 20,000 $ 58,000
Pulaski County Virginia 1 $ 18,000 $ 18,000 $ 34,000
Salem County Virginia 1 $ 20,000 $ 20,000 $ 55,000
Stafford County Virginia 1 $ 238,000 $ 238,000 $ 83,000
Virginia Beach County Virginia 1 $ 37,000 $ 37,000 $ 70,000
Warren County Virginia 1 $ 30,000 $ 30,000 $ 146,000
King County Washington 1 $ 15,000 $ 15,000 $ 71,000
Berkeley County West Virginia 1 $ 17,000 $ 17,000 $ 205,000
Jefferson County West Virginia 1 $ 44,000 $ 44,000 $ 164,000
Mineral County West Virginia 1 $ 33,000 $ 33,000 $ 101,000
Randolph County West Virginia 1 $ 25,000 $ 25,000 $ 110,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,723 $45,239,000 $26,000 $262,000 $82,000 $329,000
Refinancing 1,495 $111,223,000 $74,000 $603,000 $78,000 $440,000
Home Purchase 510 $62,655,000 $122,000 $417,000 $66,000 $280,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,671 $163,107,000 $61,000 $417,000 $78,000 $440,000
Not Provided 832 $40,511,000 $48,000 $357,000 $80,000 $400,000
Black or African American 137 $10,041,000 $73,000 $603,000 $68,000 $196,000
Hispanic 53 $2,894,000 $54,000 $260,000 $72,000 $171,000
Asian 21 $1,913,000 $91,000 $310,000 $80,000 $198,000
American Indian or Alaskan Native 13 $621,000 $47,000 $149,000 $75,000 $127,000
Native Hawaiian or Other Pacific Islander 1 $30,000 $30,000 $30,000 $235,000 $235,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,728 $219,117,000 $58,000 $603,000 $78,000 $440,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,627 $147,384,000 $56,000 $417,000 $80,000 $329,000
Application Denied By Financial Institution 421 $28,665,000 $68,000 $509,000 $65,000 $400,000
Application Withdrawn By Applicant 252 $19,223,000 $76,000 $603,000 $78,000 $440,000
Application Approved But Not Accepted 245 $8,055,000 $32,000 $191,000 $81,000 $255,000
File Closed For Incompleteness 127 $8,435,000 $66,000 $310,000 $88,000 $304,000
Preapproval Denied by Financial Institution 55 $7,255,000 $131,000 $299,000 $64,000 $226,000
Preapproval Approved but not Accepted 1 $100,000 $100,000 $100,000 $31,000 $31,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $70,000 $70,000 $70,000 $13,000 $13,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

Download the Pennsylvania Lender List