Pacific Premier Mortgage Lending & HMDA Data, 2018

In 2018, Pacific Premier of Portland, OR reported 214 mortgage applications totaling $416.3 million. The average application was for $1,945,514, and applicants reported an average income of $615,519. 83% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (74), San Diego-Carlsbad, CA (57) and Anaheim-Santa Ana-Irvine, CA (12) (applications in parentheses).

Mortgage Company & Address Pacific Premier

Portland, OR 97205
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 214
Total Mortgage Loan Application Amount $416,340,000
Average Mortgage Loan Application Amount $1,945,514
Highest Mortgage Loan Application Amount $24,005,000
Average Applicant Income $615,519
Highest Applicant Income $2,824,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pacific Premier filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pacific Premier by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 74 $ 168,100,000 $ 2,271,621 $ 594,000
San Diego, California 57 $ 73,465,000 $ 1,288,859 $ 391,000
Orange, California 12 $ 19,280,000 $ 1,606,666 $ 1,004,000
Pima, Arizona 8 $ 9,790,000 $ 1,223,750 $ 0
Maricopa, Arizona 6 $ 24,990,000 $ 4,165,000 $ 318,000
Riverside, California 6 $ 15,280,000 $ 2,546,666 $ 0
San Bernardino, California 6 $ 19,130,000 $ 3,188,333 $ 98,000
San Luis Obispo, California 6 $ 8,570,000 $ 1,428,333 $ 290,000
Sacramento, California 4 $ 6,610,000 $ 1,652,500 $ 0
Santa Barbara, California 4 $ 7,950,000 $ 1,987,500 $ 0
Clark, Nevada 3 $ 2,225,000 $ 741,666 $ 0
Multnomah, Oregon 3 $ 10,835,000 $ 3,611,666 $ 0
Mono, California 2 $ 700,000 $ 350,000 $ 0
Tulare, California 2 $ 1,050,000 $ 525,000 $ 0
Ventura, California 2 $ 1,610,000 $ 805,000 $ 0
Mesa, Colorado 2 $ 2,280,000 $ 1,140,000 $ 0
Washoe, Nevada 2 $ 1,510,000 $ 755,000 $ 0
Clark, Washington 2 $ 400,000 $ 200,000 $ 0
Kern, California 1 $ 1,695,000 $ 1,695,000 $ 0
Madera, California 1 $ 455,000 $ 455,000 $ 0
San Francisco, California 1 $ 425,000 $ 425,000 $ 0
Sonoma, California 1 $ 455,000 $ 455,000 $ 0
Mercer, New Jersey 1 $ 295,000 $ 295,000 $ 0
Washington, Oregon 1 $ 16,405,000 $ 16,405,000 $ 0
Brazos, Texas 1 $ 975,000 $ 975,000 $ 259,000
Dallas, Texas 1 $ 7,285,000 $ 7,285,000 $ 0
Davis, Utah 1 $ 6,075,000 $ 6,075,000 $ 0
Salt Lake, Utah 1 $ 5,205,000 $ 5,205,000 $ 0
Benton, Washington 1 $ 1,805,000 $ 1,805,000 $ 0
King, Washington 1 $ 485,000 $ 485,000 $ 0
Pierce, Washington 1 $ 1,005,000 $ 1,005,000 $ 0

Mortgage Loan Application Detail Totals for Pacific Premier in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 113 $227,665,000 $2,014,000 $24,005,000 $890,000 $2,824,000
Home Purchase 64 $107,720,000 $1,683,000 $16,405,000 $374,000 $1,004,000
Cash-out Refinancing 29 $52,385,000 $1,806,000 $9,505,000 $79,000 $79,000
Home Improvement 8 $28,570,000 $3,571,000 $12,605,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 181 $390,305,000 $2,156,000 $24,005,000 $0 $0
Not Provided 20 $15,570,000 $778,000 $1,775,000 $371,000 $1,004,000
Asian 5 $5,465,000 $1,093,000 $2,135,000 $567,000 $567,000
White 4 $2,120,000 $530,000 $675,000 $98,000 $98,000
Hispanic 3 $2,215,000 $738,000 $905,000 $2,824,000 $2,824,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 214 $416,340,000 $1,945,000 $24,005,000 $537,000 $2,824,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 178 $282,860,000 $1,589,000 $24,005,000 $584,000 $2,824,000
Application Denied By Financial Institution 16 $52,280,000 $3,267,000 $12,605,000 $411,000 $411,000
Application Withdrawn By Applicant 9 $10,195,000 $1,132,000 $3,005,000 $341,000 $567,000
Loan Purchased By The Institution 8 $61,590,000 $7,698,000 $17,205,000 $0 $0
File Closed For Incompleteness 2 $8,460,000 $4,230,000 $7,255,000 $0 $0
Application Approved But Not Accepted 1 $955,000 $955,000 $955,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 214 $416,340,000 $1,945,000 $24,005,000 $537,000 $2,824,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Premier's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pacific Premier's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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